Home > First National Bank of the South > Assets and Liabilities
First National Bank of the South, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 121 | 1,264 |
| Assets and Liabilities | ||
| Total Assets: | $619,374,000 | 1,091 |
| Cash and due from depository institutions | $73,749,000 | 1,264 |
| Interest-bearing balances | $70,039,000 | 501 |
| Securities | $41,392,000 | 2,769 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $453,340,000 | 994 |
| Loan loss allowance | $20,056,000 | 441 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,758,000 | 1,595 |
| Other real estate owned | $25,611,000 | 1,264 |
| Goodwill and other intangibles | $834,000 | 1,689 |
| All other assets | $16,690,000 | 1,320 |
| Life insurance assets | $3,303,000 | 1,730 |
| Total liabilities and capital | $619,374,000 | 1,091 |
| Total liabilities | $608,128,000 | 1,000 |
| Total deposits | $550,891,000 | 994 |
| Interest-bearing deposits | $511,181,000 | 925 |
| Deposits held in domestic offices | $550,891,000 | 992 |
| % insured | 78.73% | 6,416 |
| Federal funds purchased & repurchase agreements | $2,122,000 | 1,755 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $51,945,000 | 754 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,170,000 | 1,502 |
| Total equity capital | $11,246,000 | 4,906 |
| Total bank equity capital | $11,246,000 | 4,905 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $5,500,000 | 885 |
| Surplus | $85,341,000 | 445 |
| Undivided profits | $-79,595,000 | 7,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $102,568,000 | 205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,624,000 | 1,923 |
| Earning assets | $564,771,000 | 1,088 |
| Long-term assets (5+ years) | $51,674,000 | 2,321 |
| Average Assets, year-to-date | $673,724,000 | 999 |
| Average Assets, quarterly | $650,682,500 | 1,045 |
| Volatile liabilities | $167,322,000 | 845 |
| Insider loans | $12,409,000 | 492 |
| FHLB advances | $51,945,000 | 694 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $48,650,000 | 1,305 |
| Tier 1 (core) risk-based capital | $10,498,000 | 4,929 |
| Tier 2 risk-based capital | $6,002,000 | 970 |
| Total risk weighted assets | $466,124,000 | 1,010 |
| Total unused commitments | $48,650,000 | 1,306 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 135 | 1,147 |
| Assets and Liabilities | ||
| Total Assets: | $681,991,000 | 1,003 |
| Cash and due from depository institutions | $95,434,000 | 1,147 |
| Interest-bearing balances | $92,203,000 | 402 |
| Securities | $59,283,000 | 2,086 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $483,875,000 | 947 |
| Loan loss allowance | $23,310,000 | 406 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,919,000 | 1,569 |
| Other real estate owned | $17,727,000 | 1,147 |
| Goodwill and other intangibles | $870,000 | 1,676 |
| All other assets | $16,883,000 | 1,346 |
| Life insurance assets | $3,274,000 | 1,738 |
| Total liabilities and capital | $681,991,000 | 1,003 |
| Total liabilities | $668,171,000 | 930 |
| Total deposits | $610,142,000 | 905 |
| Interest-bearing deposits | $570,115,000 | 832 |
| Deposits held in domestic offices | $610,142,000 | 901 |
| % insured | 73.38% | 7,049 |
| Federal funds purchased & repurchase agreements | $1,940,000 | 1,839 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $52,975,000 | 806 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,114,000 | 1,515 |
| Total equity capital | $13,820,000 | 4,294 |
| Total bank equity capital | $13,820,000 | 4,293 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $5,500,000 | 899 |
| Surplus | $85,341,000 | 454 |
| Undivided profits | $-77,021,000 | 7,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $121,938,000 | 190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,714,000 | 1,894 |
| Earning assets | $635,361,000 | 986 |
| Long-term assets (5+ years) | $64,017,000 | 1,972 |
| Average Assets, year-to-date | $700,899,000 | 980 |
| Average Assets, quarterly | $700,899,000 | 980 |
| Volatile liabilities | $164,274,000 | 902 |
| Insider loans | $12,626,000 | 517 |
| FHLB advances | $52,975,000 | 738 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $53,199,000 | 1,266 |
| Tier 1 (core) risk-based capital | $13,613,000 | 4,176 |
| Tier 2 risk-based capital | $6,367,000 | 944 |
| Total risk weighted assets | $492,531,000 | 980 |
| Total unused commitments | $53,199,000 | 1,268 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 131 | 1,207 |
| Assets and Liabilities | ||
| Total Assets: | $719,807,000 | 962 |
| Cash and due from depository institutions | $69,644,000 | 1,207 |
| Interest-bearing balances | $66,675,000 | 444 |
| Securities | $99,112,000 | 1,304 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $511,753,000 | 912 |
| Loan loss allowance | $25,407,000 | 383 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $8,120,000 | 1,564 |
| Other real estate owned | $9,315,000 | 1,207 |
| Goodwill and other intangibles | $907,000 | 1,657 |
| All other assets | $20,956,000 | 1,142 |
| Life insurance assets | $3,245,000 | 1,754 |
| Total liabilities and capital | $719,807,000 | 962 |
| Total liabilities | $702,187,000 | 903 |
| Total deposits | $643,088,000 | 857 |
| Interest-bearing deposits | $605,118,000 | 775 |
| Deposits held in domestic offices | $643,088,000 | 855 |
| % insured | 73.63% | 7,058 |
| Federal funds purchased & repurchase agreements | $2,207,000 | 1,861 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $54,004,000 | 863 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,888,000 | 1,599 |
| Total equity capital | $17,620,000 | 3,552 |
| Total bank equity capital | $17,620,000 | 3,552 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $5,500,000 | 909 |
| Surplus | $84,221,000 | 450 |
| Undivided profits | $-72,101,000 | 7,938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $128,019,000 | 178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,150,000 | 1,553 |
| Earning assets | $677,540,000 | 933 |
| Long-term assets (5+ years) | $103,649,000 | 1,337 |
| Average Assets, year-to-date | $797,724,400 | 861 |
| Average Assets, quarterly | $753,125,000 | 919 |
| Volatile liabilities | $164,951,000 | 900 |
| Insider loans | $12,931,000 | 523 |
| FHLB advances | $54,004,000 | 788 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $59,077,000 | 1,165 |
| Tier 1 (core) risk-based capital | $17,977,000 | 3,342 |
| Tier 2 risk-based capital | $6,792,000 | 904 |
| Total risk weighted assets | $524,797,000 | 942 |
| Total unused commitments | $59,077,000 | 1,166 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 145 | 1,085 |
| Assets and Liabilities | ||
| Total Assets: | $786,443,000 | 893 |
| Cash and due from depository institutions | $115,310,000 | 1,085 |
| Interest-bearing balances | $112,594,000 | 285 |
| Securities | $85,749,000 | 1,487 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $547,975,000 | 877 |
| Loan loss allowance | $24,374,000 | 391 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,287,000 | 1,541 |
| Other real estate owned | $7,869,000 | 1,085 |
| Goodwill and other intangibles | $1,006,000 | 1,647 |
| All other assets | $20,247,000 | 1,047 |
| Life insurance assets | $3,216,000 | 1,759 |
| Total liabilities and capital | $786,443,000 | 893 |
| Total liabilities | $757,876,000 | 838 |
| Total deposits | $680,811,000 | 808 |
| Interest-bearing deposits | $645,177,000 | 742 |
| Deposits held in domestic offices | $680,811,000 | 805 |
| % insured | 70.32% | 7,406 |
| Federal funds purchased & repurchase agreements | $5,739,000 | 1,411 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $66,034,000 | 744 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,292,000 | 1,061 |
| Total equity capital | $28,567,000 | 2,390 |
| Total bank equity capital | $28,567,000 | 2,388 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $5,500,000 | 918 |
| Surplus | $84,221,000 | 456 |
| Undivided profits | $-61,154,000 | 8,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $115,856,000 | 219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,063,000 | 1,753 |
| Earning assets | $746,318,000 | 859 |
| Long-term assets (5+ years) | $82,455,000 | 1,615 |
| Average Assets, year-to-date | $817,203,750 | 846 |
| Average Assets, quarterly | $811,061,000 | 862 |
| Volatile liabilities | $183,232,000 | 827 |
| Insider loans | $13,126,000 | 519 |
| FHLB advances | $66,034,000 | 669 |
| Loans and leases held for sale | $1,354,000 | 822 |
| Unused loan commitments | $61,992,000 | 1,184 |
| Tier 1 (core) risk-based capital | $27,045,000 | 2,357 |
| Tier 2 risk-based capital | $7,276,000 | 852 |
| Total risk weighted assets | $564,963,000 | 902 |
| Total unused commitments | $61,992,000 | 1,186 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 148 | 1,098 |
| Assets and Liabilities | ||
| Total Assets: | $835,679,000 | 846 |
| Cash and due from depository institutions | $91,373,000 | 1,098 |
| Interest-bearing balances | $88,907,000 | 265 |
| Securities | $103,376,000 | 1,223 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $602,589,000 | 807 |
| Loan loss allowance | $23,534,000 | 391 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,477,000 | 1,528 |
| Other real estate owned | $9,666,000 | 1,098 |
| Goodwill and other intangibles | $1,055,000 | 1,637 |
| All other assets | $19,143,000 | 1,134 |
| Life insurance assets | $3,187,000 | 1,773 |
| Total liabilities and capital | $835,679,000 | 846 |
| Total liabilities | $795,727,000 | 807 |
| Total deposits | $724,819,000 | 761 |
| Interest-bearing deposits | $685,192,000 | 698 |
| Deposits held in domestic offices | $724,819,000 | 758 |
| % insured | 56.82% | 7,449 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $67,064,000 | 778 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,844,000 | 1,438 |
| Total equity capital | $39,952,000 | 1,717 |
| Total bank equity capital | $39,952,000 | 1,715 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $5,500,000 | 929 |
| Surplus | $83,671,000 | 472 |
| Undivided profits | $-49,219,000 | 8,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $106,897,000 | 223 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,595,000 | 1,305 |
| Earning assets | $794,872,000 | 807 |
| Long-term assets (5+ years) | $54,923,000 | 2,176 |
| Average Assets, year-to-date | $827,457,330 | 846 |
| Average Assets, quarterly | $834,016,000 | 848 |
| Volatile liabilities | $164,448,000 | 936 |
| Insider loans | $12,905,000 | 553 |
| FHLB advances | $67,064,000 | 705 |
| Loans and leases held for sale | $6,714,000 | 464 |
| Unused loan commitments | $75,173,000 | 1,052 |
| Tier 1 (core) risk-based capital | $38,672,000 | 1,684 |
| Tier 2 risk-based capital | $7,926,000 | 789 |
| Total risk weighted assets | $618,489,000 | 838 |
| Total unused commitments | $75,173,000 | 1,053 |
| Derivatives | $27,960,000 | 376 |
| 2009-03-31 | Rank | |
| # of Employees: | 156 | 1,045 |
| Assets and Liabilities | ||
| Total Assets: | $832,353,000 | 858 |
| Cash and due from depository institutions | $56,566,000 | 1,045 |
| Interest-bearing balances | $3,000 | 7,158 |
| Securities | $77,800,000 | 1,592 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $663,693,000 | 736 |
| Loan loss allowance | $22,394,000 | 390 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,984,000 | 1,645 |
| Other real estate owned | $6,417,000 | 1,045 |
| Goodwill and other intangibles | $1,100,000 | 1,621 |
| All other assets | $18,793,000 | 1,127 |
| Life insurance assets | $3,158,000 | 1,781 |
| Total liabilities and capital | $832,353,000 | 858 |
| Total liabilities | $772,116,000 | 831 |
| Total deposits | $700,498,000 | 779 |
| Interest-bearing deposits | $660,874,000 | 719 |
| Deposits held in domestic offices | $700,498,000 | 777 |
| % insured | 60.91% | 7,181 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $68,094,000 | 817 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,524,000 | 1,505 |
| Total equity capital | $60,237,000 | 1,142 |
| Total bank equity capital | $60,237,000 | 1,139 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,500,000 | 932 |
| Surplus | $83,671,000 | 469 |
| Undivided profits | $-28,934,000 | 8,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $69,066,000 | 282 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,862,000 | 1,192 |
| Earning assets | $741,496,000 | 876 |
| Long-term assets (5+ years) | $76,640,000 | 1,652 |
| Average Assets, year-to-date | $823,346,500 | 854 |
| Average Assets, quarterly | $823,346,500 | 854 |
| Volatile liabilities | $170,800,000 | 924 |
| Insider loans | $13,578,000 | 514 |
| FHLB advances | $68,094,000 | 733 |
| Loans and leases held for sale | $12,401,000 | 263 |
| Unused loan commitments | $93,489,000 | 935 |
| Tier 1 (core) risk-based capital | $58,616,000 | 1,084 |
| Tier 2 risk-based capital | $8,724,000 | 729 |
| Total risk weighted assets | $684,248,000 | 762 |
| Total unused commitments | $93,489,000 | 935 |
| Derivatives | $11,970,000 | 582 |
| 2008-12-31 | Rank | |
| # of Employees: | 157 | 1,028 |
| Assets and Liabilities | ||
| Total Assets: | $814,340,000 | 864 |
| Cash and due from depository institutions | $11,112,000 | 1,028 |
| Interest-bearing balances | $31,000 | 6,397 |
| Securities | $81,662,000 | 1,483 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $686,254,000 | 715 |
| Loan loss allowance | $23,033,000 | 362 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,621,000 | 1,715 |
| Other real estate owned | $6,510,000 | 1,028 |
| Goodwill and other intangibles | $1,155,000 | 1,615 |
| All other assets | $20,026,000 | 1,073 |
| Life insurance assets | $3,130,000 | 1,795 |
| Total liabilities and capital | $814,340,000 | 864 |
| Total liabilities | $753,062,000 | 845 |
| Total deposits | $650,569,000 | 805 |
| Interest-bearing deposits | $611,178,000 | 744 |
| Deposits held in domestic offices | $650,569,000 | 801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000 | 3,390 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $98,236,000 | 661 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,256,000 | 1,318 |
| Total equity capital | $61,278,000 | 1,109 |
| Total bank equity capital | $61,278,000 | 1,109 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,500,000 | 926 |
| Surplus | $83,671,000 | 452 |
| Undivided profits | $-27,893,000 | 8,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,052,000 | 237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,049,000 | 1,164 |
| Earning assets | $767,947,000 | 827 |
| Long-term assets (5+ years) | $83,539,000 | 1,519 |
| Average Assets, year-to-date | $794,352,200 | 851 |
| Average Assets, quarterly | $835,191,500 | 835 |
| Volatile liabilities | $162,822,000 | 952 |
| Insider loans | $16,898,000 | 411 |
| FHLB advances | $86,364,000 | 649 |
| Loans and leases held for sale | $16,411,000 | 173 |
| Unused loan commitments | $101,994,000 | 897 |
| Tier 1 (core) risk-based capital | $59,773,000 | 1,047 |
| Tier 2 risk-based capital | $8,990,000 | 691 |
| Total risk weighted assets | $705,170,000 | 737 |
| Total unused commitments | $101,994,000 | 898 |
| Derivatives | $16,048,000 | 465 |
| 2008-09-30 | Rank | |
| # of Employees: | 170 | 953 |
| Assets and Liabilities | ||
| Total Assets: | $856,043,000 | 808 |
| Cash and due from depository institutions | $17,923,000 | 953 |
| Interest-bearing balances | $50,000 | 5,694 |
| Securities | $72,538,000 | 1,639 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $701,009,000 | 700 |
| Loan loss allowance | $13,237,000 | 521 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,332,000 | 1,785 |
| Other real estate owned | $8,054,000 | 953 |
| Goodwill and other intangibles | $30,266,000 | 330 |
| All other assets | $18,921,000 | 1,112 |
| Life insurance assets | $3,101,000 | 1,799 |
| Total liabilities and capital | $856,043,000 | 808 |
| Total liabilities | $752,464,000 | 833 |
| Total deposits | $645,353,000 | 799 |
| Interest-bearing deposits | $601,887,000 | 746 |
| Deposits held in domestic offices | $645,353,000 | 795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,305,000 | 807 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $80,753,000 | 786 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,053,000 | 1,335 |
| Total equity capital | $103,579,000 | 655 |
| Total bank equity capital | $103,579,000 | 655 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,500,000 | 926 |
| Surplus | $84,466,000 | 442 |
| Undivided profits | $13,613,000 | 2,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,387,000 | 365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,237,000 | 1,151 |
| Earning assets | $773,597,000 | 812 |
| Long-term assets (5+ years) | $69,754,000 | 1,737 |
| Average Assets, year-to-date | $789,355,250 | 859 |
| Average Assets, quarterly | $858,727,000 | 800 |
| Volatile liabilities | $153,313,000 | 980 |
| Insider loans | $17,190,000 | 384 |
| FHLB advances | $72,753,000 | 793 |
| Loans and leases held for sale | $11,445,000 | 192 |
| Unused loan commitments | $120,391,000 | 829 |
| Tier 1 (core) risk-based capital | $74,285,000 | 833 |
| Tier 2 risk-based capital | $9,136,000 | 652 |
| Total risk weighted assets | $726,770,000 | 712 |
| Total unused commitments | $120,391,000 | 829 |
| Derivatives | $12,758,000 | 431 |
| 2008-06-30 | Rank | |
| # of Employees: | 176 | 941 |
| Assets and Liabilities | ||
| Total Assets: | $861,411,000 | 804 |
| Cash and due from depository institutions | $11,714,000 | 941 |
| Interest-bearing balances | $68,000 | 5,429 |
| Securities | $74,916,000 | 1,604 |
| Federal funds sold & reverse repurchase agreements | $69,000 | 5,772 |
| Net loans & leases | $709,306,000 | 687 |
| Loan loss allowance | $8,734,000 | 717 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,107,000 | 1,831 |
| Other real estate owned | $8,142,000 | 941 |
| Goodwill and other intangibles | $30,278,000 | 339 |
| All other assets | $19,879,000 | 1,025 |
| Life insurance assets | $3,070,000 | 1,806 |
| Total liabilities and capital | $861,411,000 | 804 |
| Total liabilities | $755,220,000 | 816 |
| Total deposits | $669,787,000 | 763 |
| Interest-bearing deposits | $628,432,000 | 701 |
| Deposits held in domestic offices | $669,787,000 | 760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,464,000 | 2,713 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $78,959,000 | 787 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $5,010,000 | 1,125 |
| Total equity capital | $106,191,000 | 656 |
| Total bank equity capital | $106,191,000 | 656 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $10,000,000 | 498 |
| Surplus | $79,974,000 | 465 |
| Undivided profits | $16,217,000 | 2,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,099,000 | 417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,308,000 | 1,093 |
| Earning assets | $784,359,000 | 793 |
| Long-term assets (5+ years) | $83,381,000 | 1,474 |
| Average Assets, year-to-date | $767,126,000 | 882 |
| Average Assets, quarterly | $856,064,000 | 804 |
| Volatile liabilities | $174,571,000 | 877 |
| Insider loans | $16,362,000 | 409 |
| FHLB advances | $78,959,000 | 728 |
| Loans and leases held for sale | $15,305,000 | 179 |
| Unused loan commitments | $126,226,000 | 834 |
| Tier 1 (core) risk-based capital | $76,979,000 | 807 |
| Tier 2 risk-based capital | $8,734,000 | 667 |
| Total risk weighted assets | $751,621,000 | 685 |
| Total unused commitments | $126,226,000 | 834 |
| Derivatives | $15,027,000 | 405 |
| 2008-03-31 | Rank | |
| # of Employees: | 168 | 986 |
| Assets and Liabilities | ||
| Total Assets: | $850,717,000 | 812 |
| Cash and due from depository institutions | $17,413,000 | 986 |
| Interest-bearing balances | $415,000 | 3,809 |
| Securities | $68,365,000 | 1,728 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $708,777,000 | 685 |
| Loan loss allowance | $8,400,000 | 694 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,254,000 | 2,062 |
| Other real estate owned | $2,305,000 | 986 |
| Goodwill and other intangibles | $30,488,000 | 343 |
| All other assets | $17,115,000 | 1,132 |
| Life insurance assets | $3,040,000 | 1,811 |
| Total liabilities and capital | $850,717,000 | 812 |
| Total liabilities | $743,709,000 | 827 |
| Total deposits | $673,803,000 | 763 |
| Interest-bearing deposits | $626,353,000 | 710 |
| Deposits held in domestic offices | $673,803,000 | 759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,595,000 | 964 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $46,494,000 | 1,148 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,817,000 | 939 |
| Total equity capital | $107,008,000 | 668 |
| Total bank equity capital | $107,008,000 | 668 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $10,000,000 | 491 |
| Surplus | $79,963,000 | 454 |
| Undivided profits | $17,045,000 | 2,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,783,000 | 434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,540,000 | 1,042 |
| Earning assets | $777,557,000 | 804 |
| Long-term assets (5+ years) | $72,306,000 | 1,620 |
| Average Assets, year-to-date | $719,983,500 | 939 |
| Average Assets, quarterly | $719,983,500 | 939 |
| Volatile liabilities | $163,389,000 | 916 |
| Insider loans | $16,799,000 | 390 |
| FHLB advances | $46,494,000 | 1,075 |
| Loans and leases held for sale | $15,665,000 | 188 |
| Unused loan commitments | $173,425,000 | 660 |
| Tier 1 (core) risk-based capital | $76,256,000 | 818 |
| Tier 2 risk-based capital | $8,400,000 | 676 |
| Total risk weighted assets | $741,228,000 | 692 |
| Total unused commitments | $173,425,000 | 660 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 129 | 1,317 |
| Assets and Liabilities | ||
| Total Assets: | $589,250,000 | 1,146 |
| Cash and due from depository institutions | $11,205,000 | 1,317 |
| Interest-bearing balances | $15,000 | 6,096 |
| Securities | $70,530,000 | 1,671 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $489,142,000 | 966 |
| Loan loss allowance | $4,951,000 | 1,105 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,974,000 | 3,701 |
| Other real estate owned | $2,320,000 | 1,317 |
| Goodwill and other intangibles | $330,000 | 2,344 |
| All other assets | $12,749,000 | 1,459 |
| Life insurance assets | $3,010,000 | 1,811 |
| Total liabilities and capital | $589,250,000 | 1,146 |
| Total liabilities | $541,997,000 | 1,114 |
| Total deposits | $488,041,000 | 1,046 |
| Interest-bearing deposits | $443,518,000 | 1,009 |
| Deposits held in domestic offices | $488,041,000 | 1,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,360,000 | 1,362 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $41,690,000 | 1,167 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,906,000 | 1,843 |
| Total equity capital | $47,253,000 | 1,473 |
| Total bank equity capital | $47,253,000 | 1,473 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,500,000 | 895 |
| Surplus | $26,700,000 | 1,145 |
| Undivided profits | $15,053,000 | 2,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,001,000 | 855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,930,000 | 1,395 |
| Earning assets | $559,687,000 | 1,100 |
| Long-term assets (5+ years) | $64,871,000 | 1,653 |
| Average Assets, year-to-date | $539,951,600 | 1,205 |
| Average Assets, quarterly | $582,423,000 | 1,142 |
| Volatile liabilities | $106,176,000 | 1,376 |
| Insider loans | $15,219,000 | 447 |
| FHLB advances | $41,690,000 | 1,093 |
| Loans and leases held for sale | $19,408,000 | 157 |
| Unused loan commitments | $115,861,000 | 906 |
| Tier 1 (core) risk-based capital | $47,186,000 | 1,369 |
| Tier 2 risk-based capital | $4,951,000 | 1,069 |
| Total risk weighted assets | $486,387,000 | 1,028 |
| Total unused commitments | $115,861,000 | 906 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 125 | 1,364 |
| Assets and Liabilities | ||
| Total Assets: | $575,596,000 | 1,150 |
| Cash and due from depository institutions | $8,280,000 | 1,364 |
| Interest-bearing balances | $24,000 | 5,814 |
| Securities | $75,230,000 | 1,588 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $471,378,000 | 980 |
| Loan loss allowance | $4,781,000 | 1,104 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,710,000 | 1,881 |
| Other real estate owned | $1,911,000 | 1,364 |
| Goodwill and other intangibles | $334,000 | 2,332 |
| All other assets | $11,753,000 | 1,553 |
| Life insurance assets | $2,980,000 | 1,779 |
| Total liabilities and capital | $575,596,000 | 1,150 |
| Total liabilities | $530,095,000 | 1,119 |
| Total deposits | $469,804,000 | 1,087 |
| Interest-bearing deposits | $438,221,000 | 1,007 |
| Deposits held in domestic offices | $469,804,000 | 1,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,652,000 | 1,001 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $41,887,000 | 1,062 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,752,000 | 1,485 |
| Total equity capital | $45,501,000 | 1,513 |
| Total bank equity capital | $45,501,000 | 1,513 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,500,000 | 868 |
| Surplus | $26,700,000 | 1,123 |
| Undivided profits | $13,301,000 | 2,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,110,000 | 766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,994,000 | 1,453 |
| Earning assets | $546,632,000 | 1,103 |
| Long-term assets (5+ years) | $63,224,000 | 1,625 |
| Average Assets, year-to-date | $527,627,000 | 1,227 |
| Average Assets, quarterly | $566,133,500 | 1,166 |
| Volatile liabilities | $197,397,000 | 752 |
| Insider loans | $12,921,000 | 543 |
| FHLB advances | $41,887,000 | 987 |
| Loans and leases held for sale | $17,837,000 | 166 |
| Unused loan commitments | $120,021,000 | 897 |
| Tier 1 (core) risk-based capital | $45,875,000 | 1,410 |
| Tier 2 risk-based capital | $4,781,000 | 1,097 |
| Total risk weighted assets | $466,977,000 | 1,047 |
| Total unused commitments | $120,021,000 | 897 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 119 | 1,459 |
| Assets and Liabilities | ||
| Total Assets: | $556,671,000 | 1,204 |
| Cash and due from depository institutions | $15,540,000 | 1,459 |
| Interest-bearing balances | $6,000 | 6,349 |
| Securities | $71,924,000 | 1,637 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $450,568,000 | 1,024 |
| Loan loss allowance | $4,502,000 | 1,161 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,101,000 | 2,058 |
| Other real estate owned | $482,000 | 1,459 |
| Goodwill and other intangibles | $316,000 | 2,381 |
| All other assets | $11,740,000 | 1,551 |
| Life insurance assets | $2,951,000 | 1,787 |
| Total liabilities and capital | $556,671,000 | 1,204 |
| Total liabilities | $513,410,000 | 1,174 |
| Total deposits | $448,093,000 | 1,167 |
| Interest-bearing deposits | $414,838,000 | 1,094 |
| Deposits held in domestic offices | $448,093,000 | 1,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,721,000 | 987 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $48,083,000 | 908 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,513,000 | 1,976 |
| Total equity capital | $43,261,000 | 1,585 |
| Total bank equity capital | $43,261,000 | 1,585 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,500,000 | 857 |
| Surplus | $26,700,000 | 1,128 |
| Undivided profits | $11,061,000 | 2,901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,868,000 | 1,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,739,000 | 1,480 |
| Earning assets | $522,498,000 | 1,175 |
| Long-term assets (5+ years) | $60,645,000 | 1,648 |
| Average Assets, year-to-date | $511,637,330 | 1,284 |
| Average Assets, quarterly | $534,095,000 | 1,247 |
| Volatile liabilities | $200,019,000 | 734 |
| Insider loans | $12,191,000 | 578 |
| FHLB advances | $48,083,000 | 832 |
| Loans and leases held for sale | $17,962,000 | 176 |
| Unused loan commitments | $109,391,000 | 984 |
| Tier 1 (core) risk-based capital | $44,383,000 | 1,460 |
| Tier 2 risk-based capital | $4,502,000 | 1,161 |
| Total risk weighted assets | $437,280,000 | 1,130 |
| Total unused commitments | $109,391,000 | 984 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 99 | 1,748 |
| Assets and Liabilities | ||
| Total Assets: | $511,519,000 | 1,307 |
| Cash and due from depository institutions | $14,243,000 | 1,748 |
| Interest-bearing balances | $5,098,000 | 1,133 |
| Securities | $65,529,000 | 1,790 |
| Federal funds sold & reverse repurchase agreements | $3,191,000 | 4,240 |
| Net loans & leases | $412,768,000 | 1,106 |
| Loan loss allowance | $4,119,000 | 1,282 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,173,000 | 2,833 |
| Other real estate owned | $0 | 1,748 |
| Goodwill and other intangibles | $319,000 | 2,374 |
| All other assets | $11,296,000 | 1,542 |
| Life insurance assets | $2,922,000 | 1,776 |
| Total liabilities and capital | $511,519,000 | 1,307 |
| Total liabilities | $468,319,000 | 1,280 |
| Total deposits | $414,800,000 | 1,257 |
| Interest-bearing deposits | $382,433,000 | 1,171 |
| Deposits held in domestic offices | $414,800,000 | 1,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $49,780,000 | 860 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,739,000 | 1,470 |
| Total equity capital | $43,200,000 | 1,588 |
| Total bank equity capital | $43,200,000 | 1,588 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,500,000 | 841 |
| Surplus | $26,700,000 | 1,112 |
| Undivided profits | $11,000,000 | 2,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,828,000 | 937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,572,000 | 1,537 |
| Earning assets | $486,586,000 | 1,261 |
| Long-term assets (5+ years) | $55,610,000 | 1,733 |
| Average Assets, year-to-date | $489,120,500 | 1,348 |
| Average Assets, quarterly | $489,120,500 | 1,348 |
| Volatile liabilities | $179,333,000 | 789 |
| Insider loans | $11,329,000 | 606 |
| FHLB advances | $49,780,000 | 793 |
| Loans and leases held for sale | $12,726,000 | 223 |
| Unused loan commitments | $96,363,000 | 1,089 |
| Tier 1 (core) risk-based capital | $43,584,000 | 1,464 |
| Tier 2 risk-based capital | $4,119,000 | 1,275 |
| Total risk weighted assets | $415,329,000 | 1,172 |
| Total unused commitments | $96,363,000 | 1,089 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 84 | 2,076 |
| Assets and Liabilities | ||
| Total Assets: | $466,722,000 | 1,413 |
| Cash and due from depository institutions | $10,037,000 | 2,076 |
| Interest-bearing balances | $5,000 | 6,425 |
| Securities | $63,373,000 | 1,871 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $375,695,000 | 1,212 |
| Loan loss allowance | $3,795,000 | 1,377 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,906,000 | 1,752 |
| Other real estate owned | $0 | 2,076 |
| Goodwill and other intangibles | $320,000 | 2,376 |
| All other assets | $10,391,000 | 1,680 |
| Life insurance assets | $2,894,000 | 1,752 |
| Total liabilities and capital | $466,722,000 | 1,413 |
| Total liabilities | $430,682,000 | 1,367 |
| Total deposits | $382,397,000 | 1,357 |
| Interest-bearing deposits | $349,390,000 | 1,276 |
| Deposits held in domestic offices | $382,397,000 | 1,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,970,000 | 1,326 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $37,476,000 | 1,102 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,839,000 | 1,817 |
| Total equity capital | $36,040,000 | 1,856 |
| Total bank equity capital | $36,040,000 | 1,856 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,500,000 | 830 |
| Surplus | $20,700,000 | 1,330 |
| Undivided profits | $9,840,000 | 3,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $502,000 | 3,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,421,000 | 1,692 |
| Earning assets | $439,073,000 | 1,371 |
| Long-term assets (5+ years) | $52,249,000 | 1,800 |
| Average Assets, year-to-date | $393,292,200 | 1,621 |
| Average Assets, quarterly | $443,125,000 | 1,471 |
| Volatile liabilities | $150,344,000 | 1,039 |
| Insider loans | $12,934,000 | 508 |
| FHLB advances | $37,476,000 | 1,035 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $81,613,000 | 1,214 |
| Tier 1 (core) risk-based capital | $35,096,000 | 1,803 |
| Tier 2 risk-based capital | $3,795,000 | 1,369 |
| Total risk weighted assets | $388,516,000 | 1,237 |
| Total unused commitments | $81,613,000 | 1,214 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 73 | 2,414 |
| Assets and Liabilities | ||
| Total Assets: | $419,528,000 | 1,569 |
| Cash and due from depository institutions | $8,831,000 | 2,414 |
| Interest-bearing balances | $2,012,000 | 1,767 |
| Securities | $57,751,000 | 2,069 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $336,436,000 | 1,351 |
| Loan loss allowance | $3,543,000 | 1,486 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,851,000 | 2,029 |
| Other real estate owned | $0 | 2,414 |
| Goodwill and other intangibles | $271,000 | 2,479 |
| All other assets | $10,388,000 | 1,678 |
| Life insurance assets | $2,866,000 | 1,724 |
| Total liabilities and capital | $419,528,000 | 1,569 |
| Total liabilities | $385,217,000 | 1,535 |
| Total deposits | $332,916,000 | 1,568 |
| Interest-bearing deposits | $301,910,000 | 1,484 |
| Deposits held in domestic offices | $332,916,000 | 1,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,788,000 | 1,914 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $46,073,000 | 979 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,440,000 | 2,011 |
| Total equity capital | $34,311,000 | 1,935 |
| Total bank equity capital | $34,311,000 | 1,935 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,500,000 | 812 |
| Surplus | $20,700,000 | 1,324 |
| Undivided profits | $8,111,000 | 3,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,436,000 | 1,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $728,000 | 226 |
| Income earned, not collected on loans | $2,182,000 | 1,896 |
| Earning assets | $396,199,000 | 1,514 |
| Long-term assets (5+ years) | $48,593,000 | 1,869 |
| Average Assets, year-to-date | $374,934,750 | 1,715 |
| Average Assets, quarterly | $403,766,000 | 1,628 |
| Volatile liabilities | $142,349,000 | 1,092 |
| Insider loans | $13,629,000 | 475 |
| FHLB advances | $46,073,000 | 903 |
| Loans and leases held for sale | $690,000 | 1,064 |
| Unused loan commitments | $99,738,000 | 1,056 |
| Tier 1 (core) risk-based capital | $33,699,000 | 1,877 |
| Tier 2 risk-based capital | $3,543,000 | 1,465 |
| Total risk weighted assets | $345,539,000 | 1,402 |
| Total unused commitments | $99,738,000 | 1,057 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 73 | 2,422 |
| Assets and Liabilities | ||
| Total Assets: | $388,004,000 | 1,692 |
| Cash and due from depository institutions | $8,607,000 | 2,422 |
| Interest-bearing balances | $57,000 | 5,409 |
| Securities | $50,922,000 | 2,299 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $313,084,000 | 1,445 |
| Loan loss allowance | $3,306,000 | 1,557 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,645,000 | 2,053 |
| Other real estate owned | $0 | 2,422 |
| Goodwill and other intangibles | $291,000 | 2,441 |
| All other assets | $9,455,000 | 1,808 |
| Life insurance assets | $2,838,000 | 1,701 |
| Total liabilities and capital | $388,004,000 | 1,692 |
| Total liabilities | $355,681,000 | 1,663 |
| Total deposits | $313,373,000 | 1,655 |
| Interest-bearing deposits | $288,925,000 | 1,536 |
| Deposits held in domestic offices | $313,373,000 | 1,652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,523,000 | 1,323 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $31,969,000 | 1,301 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,816,000 | 2,307 |
| Total equity capital | $32,323,000 | 1,982 |
| Total bank equity capital | $32,323,000 | 1,982 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,500,000 | 790 |
| Surplus | $20,700,000 | 1,302 |
| Undivided profits | $6,123,000 | 4,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 6,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,798,000 | 2,088 |
| Earning assets | $364,063,000 | 1,652 |
| Long-term assets (5+ years) | $41,420,000 | 2,078 |
| Average Assets, year-to-date | $360,070,330 | 1,772 |
| Average Assets, quarterly | $374,620,000 | 1,732 |
| Volatile liabilities | $132,437,000 | 1,138 |
| Insider loans | $16,048,000 | 374 |
| FHLB advances | $31,969,000 | 1,216 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $96,476,000 | 1,072 |
| Tier 1 (core) risk-based capital | $32,011,000 | 1,943 |
| Tier 2 risk-based capital | $3,306,000 | 1,539 |
| Total risk weighted assets | $312,639,000 | 1,527 |
| Total unused commitments | $96,476,000 | 1,072 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 67 | 2,619 |
| Assets and Liabilities | ||
| Total Assets: | $361,236,000 | 1,781 |
| Cash and due from depository institutions | $7,688,000 | 2,619 |
| Interest-bearing balances | $54,000 | 5,522 |
| Securities | $46,178,000 | 2,544 |
| Federal funds sold & reverse repurchase agreements | $8,360,000 | 1,785 |
| Net loans & leases | $284,973,000 | 1,541 |
| Loan loss allowance | $3,014,000 | 1,680 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,159,000 | 2,202 |
| Other real estate owned | $0 | 2,619 |
| Goodwill and other intangibles | $306,000 | 2,382 |
| All other assets | $8,572,000 | 1,903 |
| Life insurance assets | $2,812,000 | 1,675 |
| Total liabilities and capital | $361,236,000 | 1,781 |
| Total liabilities | $329,641,000 | 1,758 |
| Total deposits | $299,200,000 | 1,713 |
| Interest-bearing deposits | $271,775,000 | 1,601 |
| Deposits held in domestic offices | $299,200,000 | 1,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,763,000 | 2,302 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $26,415,000 | 1,430 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,263,000 | 1,980 |
| Total equity capital | $31,595,000 | 1,998 |
| Total bank equity capital | $31,595,000 | 1,998 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,500,000 | 774 |
| Surplus | $20,700,000 | 1,254 |
| Undivided profits | $5,395,000 | 4,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $349,000 | 4,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,610,000 | 2,213 |
| Earning assets | $339,565,000 | 1,747 |
| Long-term assets (5+ years) | $38,725,000 | 2,160 |
| Average Assets, year-to-date | $346,103,500 | 1,826 |
| Average Assets, quarterly | $346,103,500 | 1,826 |
| Volatile liabilities | $105,933,000 | 1,327 |
| Insider loans | $13,842,000 | 452 |
| FHLB advances | $26,415,000 | 1,351 |
| Loans and leases held for sale | $1,766,000 | 635 |
| Unused loan commitments | $73,265,000 | 1,321 |
| Tier 1 (core) risk-based capital | $31,554,000 | 1,932 |
| Tier 2 risk-based capital | $3,014,000 | 1,636 |
| Total risk weighted assets | $280,540,000 | 1,648 |
| Total unused commitments | $73,265,000 | 1,321 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 67 | 2,615 |
| Assets and Liabilities | ||
| Total Assets: | $330,971,000 | 1,892 |
| Cash and due from depository institutions | $7,199,000 | 2,615 |
| Interest-bearing balances | $1,938,000 | 1,979 |
| Securities | $45,151,000 | 2,585 |
| Federal funds sold & reverse repurchase agreements | $16,678,000 | 807 |
| Net loans & leases | $248,686,000 | 1,734 |
| Loan loss allowance | $2,719,000 | 1,831 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,977,000 | 2,251 |
| Other real estate owned | $0 | 2,615 |
| Goodwill and other intangibles | $299,000 | 2,411 |
| All other assets | $7,981,000 | 2,025 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $330,971,000 | 1,892 |
| Total liabilities | $307,091,000 | 1,845 |
| Total deposits | $276,910,000 | 1,809 |
| Interest-bearing deposits | $252,291,000 | 1,702 |
| Deposits held in domestic offices | $276,910,000 | 1,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,199,000 | 2,663 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $26,612,000 | 1,436 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,370,000 | 1,880 |
| Total equity capital | $23,880,000 | 2,551 |
| Total bank equity capital | $23,880,000 | 2,551 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,500,000 | 760 |
| Surplus | $13,700,000 | 1,769 |
| Undivided profits | $4,680,000 | 4,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $349,000 | 4,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,401,000 | 2,548 |
| Earning assets | $312,453,000 | 1,836 |
| Long-term assets (5+ years) | $35,932,000 | 2,242 |
| Average Assets, year-to-date | $285,931,400 | 2,059 |
| Average Assets, quarterly | $316,636,000 | 1,940 |
| Volatile liabilities | $83,974,000 | 1,593 |
| Insider loans | $21,571,000 | 238 |
| FHLB advances | $26,612,000 | 1,344 |
| Loans and leases held for sale | $3,521,000 | 418 |
| Unused loan commitments | $97,072,000 | 1,034 |
| Tier 1 (core) risk-based capital | $23,832,000 | 2,474 |
| Tier 2 risk-based capital | $2,719,000 | 1,756 |
| Total risk weighted assets | $233,934,000 | 1,889 |
| Total unused commitments | $97,072,000 | 1,034 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 57 | 2,996 |
| Assets and Liabilities | ||
| Total Assets: | $302,301,000 | 2,021 |
| Cash and due from depository institutions | $5,183,000 | 2,996 |
| Interest-bearing balances | $327,000 | 3,851 |
| Securities | $45,164,000 | 2,560 |
| Federal funds sold & reverse repurchase agreements | $8,061,000 | 1,566 |
| Net loans & leases | $231,313,000 | 1,808 |
| Loan loss allowance | $2,692,000 | 1,814 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,597,000 | 2,378 |
| Other real estate owned | $0 | 2,996 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $7,983,000 | 1,968 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $302,301,000 | 2,021 |
| Total liabilities | $280,943,000 | 1,957 |
| Total deposits | $247,957,000 | 1,992 |
| Interest-bearing deposits | $228,882,000 | 1,810 |
| Deposits held in domestic offices | $247,957,000 | 1,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $819,000 | 2,938 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $30,108,000 | 1,323 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,059,000 | 2,027 |
| Total equity capital | $21,358,000 | 2,801 |
| Total bank equity capital | $21,358,000 | 2,801 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,500,000 | 734 |
| Surplus | $11,700,000 | 1,948 |
| Undivided profits | $4,158,000 | 5,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $264,000 | 5,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,161,000 | 2,998 |
| Earning assets | $284,865,000 | 1,964 |
| Long-term assets (5+ years) | $36,852,000 | 2,207 |
| Average Assets, year-to-date | $274,671,500 | 2,139 |
| Average Assets, quarterly | $299,471,000 | 2,020 |
| Volatile liabilities | $84,903,000 | 1,522 |
| Insider loans | $20,349,000 | 249 |
| FHLB advances | $30,108,000 | 1,223 |
| Loans and leases held for sale | $477,000 | 1,253 |
| Unused loan commitments | $61,778,000 | 1,485 |
| Tier 1 (core) risk-based capital | $21,207,000 | 2,710 |
| Tier 2 risk-based capital | $2,692,000 | 1,742 |
| Total risk weighted assets | $224,309,000 | 1,915 |
| Total unused commitments | $61,778,000 | 1,485 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 52 | 3,237 |
| Assets and Liabilities | ||
| Total Assets: | $296,641,000 | 2,022 |
| Cash and due from depository institutions | $4,574,000 | 3,237 |
| Interest-bearing balances | $7,000 | 6,531 |
| Securities | $37,315,000 | 3,017 |
| Federal funds sold & reverse repurchase agreements | $20,733,000 | 594 |
| Net loans & leases | $222,255,000 | 1,820 |
| Loan loss allowance | $2,641,000 | 1,826 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,421,000 | 2,400 |
| Other real estate owned | $0 | 3,237 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $7,343,000 | 2,029 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $296,641,000 | 2,022 |
| Total liabilities | $276,081,000 | 1,946 |
| Total deposits | $244,653,000 | 1,973 |
| Interest-bearing deposits | $215,009,000 | 1,890 |
| Deposits held in domestic offices | $244,653,000 | 1,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,305,000 | 1,338 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,123,000 | 3,000 |
| Total equity capital | $20,560,000 | 2,850 |
| Total bank equity capital | $20,560,000 | 2,850 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,500,000 | 719 |
| Surplus | $11,700,000 | 1,901 |
| Undivided profits | $3,360,000 | 5,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 7,305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $995,000 | 3,160 |
| Earning assets | $280,310,000 | 1,959 |
| Long-term assets (5+ years) | $32,520,000 | 2,440 |
| Average Assets, year-to-date | $265,461,670 | 2,198 |
| Average Assets, quarterly | $279,476,500 | 2,099 |
| Volatile liabilities | $68,531,000 | 1,763 |
| Insider loans | $20,181,000 | 232 |
| FHLB advances | $30,305,000 | 1,248 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $62,055,000 | 1,436 |
| Tier 1 (core) risk-based capital | $20,482,000 | 2,737 |
| Tier 2 risk-based capital | $2,641,000 | 1,756 |
| Total risk weighted assets | $218,270,000 | 1,918 |
| Total unused commitments | $62,055,000 | 1,436 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 47 | 3,495 |
| Assets and Liabilities | ||
| Total Assets: | $262,312,000 | 2,246 |
| Cash and due from depository institutions | $7,153,000 | 3,495 |
| Interest-bearing balances | $10,000 | 6,457 |
| Securities | $38,000,000 | 3,008 |
| Federal funds sold & reverse repurchase agreements | $2,000 | 6,332 |
| Net loans & leases | $206,178,000 | 1,913 |
| Loan loss allowance | $2,504,000 | 1,898 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,342,000 | 2,416 |
| Other real estate owned | $0 | 3,495 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,637,000 | 2,173 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $262,312,000 | 2,246 |
| Total liabilities | $242,846,000 | 2,184 |
| Total deposits | $210,279,000 | 2,270 |
| Interest-bearing deposits | $194,391,000 | 2,070 |
| Deposits held in domestic offices | $210,279,000 | 2,265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,018,000 | 1,427 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,471,000 | 1,450 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,078,000 | 3,031 |
| Total equity capital | $19,466,000 | 2,913 |
| Total bank equity capital | $19,466,000 | 2,913 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,500,000 | 700 |
| Surplus | $11,700,000 | 1,850 |
| Undivided profits | $2,266,000 | 6,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 7,065 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,047,000 | 2,939 |
| Earning assets | $244,190,000 | 2,217 |
| Long-term assets (5+ years) | $40,192,000 | 2,131 |
| Average Assets, year-to-date | $249,872,000 | 2,338 |
| Average Assets, quarterly | $249,872,000 | 2,338 |
| Volatile liabilities | $59,192,000 | 1,904 |
| Insider loans | $11,135,000 | 506 |
| FHLB advances | $25,471,000 | 1,358 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $48,349,000 | 1,693 |
| Tier 1 (core) risk-based capital | $19,398,000 | 2,839 |
| Tier 2 risk-based capital | $2,504,000 | 1,816 |
| Total risk weighted assets | $199,538,000 | 2,056 |
| Total unused commitments | $48,349,000 | 1,694 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 48 | 3,450 |
| Assets and Liabilities | ||
| Total Assets: | $237,432,000 | 2,471 |
| Cash and due from depository institutions | $3,820,000 | 3,450 |
| Interest-bearing balances | $34,000 | 5,964 |
| Securities | $36,165,000 | 3,158 |
| Federal funds sold & reverse repurchase agreements | $846,000 | 5,059 |
| Net loans & leases | $186,249,000 | 2,099 |
| Loan loss allowance | $2,259,000 | 2,074 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,274,000 | 2,425 |
| Other real estate owned | $0 | 3,450 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,078,000 | 2,301 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $237,432,000 | 2,471 |
| Total liabilities | $218,163,000 | 2,426 |
| Total deposits | $193,503,000 | 2,426 |
| Interest-bearing deposits | $177,649,000 | 2,249 |
| Deposits held in domestic offices | $193,503,000 | 2,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $159,000 | 3,346 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $23,079,000 | 1,556 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,422,000 | 2,455 |
| Total equity capital | $19,269,000 | 2,937 |
| Total bank equity capital | $19,269,000 | 2,937 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,500,000 | 687 |
| Surplus | $11,700,000 | 1,817 |
| Undivided profits | $2,069,000 | 6,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 6,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $848,000 | 3,525 |
| Earning assets | $223,294,000 | 2,416 |
| Long-term assets (5+ years) | $35,489,000 | 2,400 |
| Average Assets, year-to-date | $209,208,200 | 2,660 |
| Average Assets, quarterly | $232,247,000 | 2,499 |
| Volatile liabilities | $59,050,000 | 1,850 |
| Insider loans | $10,291,000 | 554 |
| FHLB advances | $23,079,000 | 1,457 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $47,944,000 | 1,646 |
| Tier 1 (core) risk-based capital | $19,031,000 | 2,844 |
| Tier 2 risk-based capital | $2,259,000 | 1,982 |
| Total risk weighted assets | $179,969,000 | 2,228 |
| Total unused commitments | $47,944,000 | 1,646 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 50 | 3,327 |
| Assets and Liabilities | ||
| Total Assets: | $227,062,000 | 2,538 |
| Cash and due from depository institutions | $6,876,000 | 3,327 |
| Interest-bearing balances | $1,292,000 | 2,591 |
| Securities | $36,326,000 | 3,140 |
| Federal funds sold & reverse repurchase agreements | $503,000 | 5,123 |
| Net loans & leases | $173,897,000 | 2,193 |
| Loan loss allowance | $2,201,000 | 2,115 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,297,000 | 2,376 |
| Other real estate owned | $0 | 3,327 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,163,000 | 2,547 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $227,062,000 | 2,538 |
| Total liabilities | $208,302,000 | 2,490 |
| Total deposits | $191,212,000 | 2,436 |
| Interest-bearing deposits | $175,811,000 | 2,237 |
| Deposits held in domestic offices | $191,212,000 | 2,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $266,000 | 3,428 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $15,850,000 | 1,985 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $974,000 | 3,253 |
| Total equity capital | $18,760,000 | 2,998 |
| Total bank equity capital | $18,760,000 | 2,998 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,500,000 | 674 |
| Surplus | $11,700,000 | 1,783 |
| Undivided profits | $1,560,000 | 6,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 6,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $772,000 | 3,987 |
| Earning assets | $212,018,000 | 2,501 |
| Long-term assets (5+ years) | $32,187,000 | 2,595 |
| Average Assets, year-to-date | $202,152,250 | 2,738 |
| Average Assets, quarterly | $218,427,000 | 2,602 |
| Volatile liabilities | $70,288,000 | 1,565 |
| Insider loans | $9,627,000 | 591 |
| FHLB advances | $15,850,000 | 1,871 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $42,036,000 | 1,798 |
| Tier 1 (core) risk-based capital | $18,449,000 | 2,908 |
| Tier 2 risk-based capital | $2,104,000 | 2,069 |
| Total risk weighted assets | $168,251,000 | 2,334 |
| Total unused commitments | $42,036,000 | 1,800 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 49 | 3,434 |
| Assets and Liabilities | ||
| Total Assets: | $209,792,000 | 2,698 |
| Cash and due from depository institutions | $3,986,000 | 3,434 |
| Interest-bearing balances | $268,000 | 4,229 |
| Securities | $34,501,000 | 3,296 |
| Federal funds sold & reverse repurchase agreements | $1,503,000 | 3,902 |
| Net loans & leases | $160,264,000 | 2,310 |
| Loan loss allowance | $2,020,000 | 2,267 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,341,000 | 2,314 |
| Other real estate owned | $0 | 3,434 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,197,000 | 2,555 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $209,792,000 | 2,698 |
| Total liabilities | $192,320,000 | 2,644 |
| Total deposits | $177,804,000 | 2,576 |
| Interest-bearing deposits | $162,271,000 | 2,383 |
| Deposits held in domestic offices | $177,804,000 | 2,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $215,000 | 3,533 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,750,000 | 2,157 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $551,000 | 4,302 |
| Total equity capital | $17,472,000 | 3,083 |
| Total bank equity capital | $17,472,000 | 3,083 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,500,000 | 660 |
| Surplus | $11,700,000 | 1,743 |
| Undivided profits | $272,000 | 7,982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 7,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $648,000 | 4,309 |
| Earning assets | $196,536,000 | 2,646 |
| Long-term assets (5+ years) | $35,747,000 | 2,483 |
| Average Assets, year-to-date | $193,849,000 | 2,840 |
| Average Assets, quarterly | $199,483,500 | 2,803 |
| Volatile liabilities | $57,617,000 | 1,812 |
| Insider loans | $8,196,000 | 678 |
| FHLB advances | $13,750,000 | 2,026 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $42,986,000 | 1,751 |
| Tier 1 (core) risk-based capital | $17,870,000 | 2,939 |
| Tier 2 risk-based capital | $1,980,000 | 2,163 |
| Total risk weighted assets | $158,284,000 | 2,438 |
| Total unused commitments | $42,986,000 | 1,755 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 49 | 3,408 |
| Assets and Liabilities | ||
| Total Assets: | $189,175,000 | 2,916 |
| Cash and due from depository institutions | $3,773,000 | 3,408 |
| Interest-bearing balances | $352,000 | 4,106 |
| Securities | $32,063,000 | 3,468 |
| Federal funds sold & reverse repurchase agreements | $2,196,000 | 4,454 |
| Net loans & leases | $142,094,000 | 2,519 |
| Loan loss allowance | $1,798,000 | 2,481 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,383,000 | 2,264 |
| Other real estate owned | $0 | 3,408 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,666,000 | 2,629 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $189,175,000 | 2,916 |
| Total liabilities | $174,186,000 | 2,849 |
| Total deposits | $163,930,000 | 2,747 |
| Interest-bearing deposits | $147,488,000 | 2,615 |
| Deposits held in domestic offices | $163,930,000 | 2,743 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $187,000 | 3,029 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $9,500,000 | 2,510 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $569,000 | 4,557 |
| Total equity capital | $14,989,000 | 3,604 |
| Total bank equity capital | $14,989,000 | 3,604 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,500,000 | 650 |
| Surplus | $8,700,000 | 2,229 |
| Undivided profits | $789,000 | 7,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 7,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $629,000 | 4,353 |
| Earning assets | $176,705,000 | 2,868 |
| Long-term assets (5+ years) | $34,338,000 | 2,500 |
| Average Assets, year-to-date | $185,877,500 | 2,934 |
| Average Assets, quarterly | $185,877,500 | 2,934 |
| Volatile liabilities | $48,837,000 | 2,003 |
| Insider loans | $10,438,000 | 498 |
| FHLB advances | $9,500,000 | 2,396 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $35,072,000 | 1,984 |
| Tier 1 (core) risk-based capital | $14,574,000 | 3,520 |
| Tier 2 risk-based capital | $1,798,000 | 2,305 |
| Total risk weighted assets | $143,481,000 | 2,595 |
| Total unused commitments | $35,072,000 | 1,991 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 44 | 3,755 |
| Assets and Liabilities | ||
| Total Assets: | $182,580,000 | 3,000 |
| Cash and due from depository institutions | $5,648,000 | 3,755 |
| Interest-bearing balances | $534,000 | 3,569 |
| Securities | $36,174,000 | 3,225 |
| Federal funds sold & reverse repurchase agreements | $3,157,000 | 3,191 |
| Net loans & leases | $128,791,000 | 2,710 |
| Loan loss allowance | $1,630,000 | 2,683 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,380,000 | 2,249 |
| Other real estate owned | $0 | 3,755 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,430,000 | 2,745 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,580,000 | 3,000 |
| Total liabilities | $168,157,000 | 2,935 |
| Total deposits | $157,413,000 | 2,841 |
| Interest-bearing deposits | $143,981,000 | 2,653 |
| Deposits held in domestic offices | $157,413,000 | 2,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $157,000 | 3,304 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,500,000 | 2,503 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,087,000 | 2,926 |
| Total equity capital | $14,423,000 | 3,662 |
| Total bank equity capital | $14,423,000 | 3,662 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,500,000 | 655 |
| Surplus | $8,703,000 | 2,202 |
| Undivided profits | $220,000 | 8,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $253,000 | 5,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $607,000 | 4,649 |
| Earning assets | $168,656,000 | 2,969 |
| Long-term assets (5+ years) | $36,276,000 | 2,437 |
| Average Assets, year-to-date | $160,560,400 | 3,201 |
| Average Assets, quarterly | $175,208,000 | 3,067 |
| Volatile liabilities | $50,596,000 | 1,946 |
| Insider loans | $10,505,000 | 470 |
| FHLB advances | $9,500,000 | 2,377 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $33,069,000 | 2,016 |
| Tier 1 (core) risk-based capital | $14,224,000 | 3,559 |
| Tier 2 risk-based capital | $1,613,000 | 2,513 |
| Total risk weighted assets | $129,055,000 | 2,840 |
| Total unused commitments | $33,069,000 | 2,018 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 41 | 3,990 |
| Assets and Liabilities | ||
| Total Assets: | $167,836,000 | 3,176 |
| Cash and due from depository institutions | $8,249,000 | 3,990 |
| Interest-bearing balances | $4,618,000 | 1,460 |
| Securities | $29,527,000 | 3,683 |
| Federal funds sold & reverse repurchase agreements | $3,419,000 | 3,381 |
| Net loans & leases | $117,814,000 | 2,889 |
| Loan loss allowance | $1,491,000 | 2,893 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,377,000 | 2,221 |
| Other real estate owned | $0 | 3,990 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,450,000 | 2,743 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,836,000 | 3,176 |
| Total liabilities | $156,842,000 | 3,081 |
| Total deposits | $146,352,000 | 3,018 |
| Interest-bearing deposits | $133,154,000 | 2,863 |
| Deposits held in domestic offices | $146,352,000 | 3,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $149,000 | 3,225 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,500,000 | 2,477 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $841,000 | 3,627 |
| Total equity capital | $10,994,000 | 4,516 |
| Total bank equity capital | $10,994,000 | 4,516 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,500,000 | 648 |
| Surplus | $5,700,000 | 3,023 |
| Undivided profits | $-206,000 | 8,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $253,000 | 5,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $567,000 | 5,073 |
| Earning assets | $155,378,000 | 3,148 |
| Long-term assets (5+ years) | $30,592,000 | 2,748 |
| Average Assets, year-to-date | $155,055,500 | 3,311 |
| Average Assets, quarterly | $164,756,000 | 3,213 |
| Volatile liabilities | $44,118,000 | 2,133 |
| Insider loans | $10,660,000 | 452 |
| FHLB advances | $9,500,000 | 2,345 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $33,893,000 | 1,996 |
| Tier 1 (core) risk-based capital | $10,825,000 | 4,423 |
| Tier 2 risk-based capital | $1,491,000 | 2,667 |
| Total risk weighted assets | $119,716,000 | 3,008 |
| Total unused commitments | $33,893,000 | 1,997 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $161,676,000 | 3,262 |
| Cash and due from depository institutions | $5,300,000 | 3,917 |
| Interest-bearing balances | $2,986,000 | 2,063 |
| Securities | $30,642,000 | 3,495 |
| Federal funds sold & reverse repurchase agreements | $6,673,000 | 2,363 |
| Net loans & leases | $110,543,000 | 3,011 |
| Loan loss allowance | $1,399,000 | 3,014 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,410,000 | 2,162 |
| Other real estate owned | $0 | 3,917 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,108,000 | 2,804 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,676,000 | 3,262 |
| Total liabilities | $150,647,000 | 3,175 |
| Total deposits | $140,735,000 | 3,117 |
| Interest-bearing deposits | $125,830,000 | 2,969 |
| Deposits held in domestic offices | $140,735,000 | 3,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,000 | 3,194 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,208,000 | 2,483 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $631,000 | 4,475 |
| Total equity capital | $11,029,000 | 4,501 |
| Total bank equity capital | $11,029,000 | 4,501 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,500,000 | 641 |
| Surplus | $5,500,000 | 3,068 |
| Undivided profits | $29,000 | 8,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $513,000 | 5,294 |
| Earning assets | $150,844,000 | 3,206 |
| Long-term assets (5+ years) | $30,414,000 | 2,607 |
| Average Assets, year-to-date | $150,795,330 | 3,384 |
| Average Assets, quarterly | $156,233,000 | 3,311 |
| Volatile liabilities | $38,739,000 | 2,315 |
| Insider loans | $8,716,000 | 561 |
| FHLB advances | $8,500,000 | 2,440 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $32,371,000 | 2,005 |
| Tier 1 (core) risk-based capital | $10,632,000 | 4,415 |
| Tier 2 risk-based capital | $1,399,000 | 2,765 |
| Total risk weighted assets | $113,947,000 | 3,087 |
| Total unused commitments | $32,371,000 | 2,016 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 40 | 4,051 |
| Assets and Liabilities | ||
| Total Assets: | $150,790,000 | 3,392 |
| Cash and due from depository institutions | $5,696,000 | 4,051 |
| Interest-bearing balances | $2,799,000 | 2,144 |
| Securities | $23,460,000 | 4,212 |
| Federal funds sold & reverse repurchase agreements | $10,717,000 | 1,592 |
| Net loans & leases | $104,835,000 | 3,100 |
| Loan loss allowance | $1,328,000 | 3,107 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,447,000 | 2,114 |
| Other real estate owned | $0 | 4,051 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,635,000 | 5,077 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,790,000 | 3,392 |
| Total liabilities | $140,131,000 | 3,301 |
| Total deposits | $130,885,000 | 3,268 |
| Interest-bearing deposits | $120,388,000 | 3,067 |
| Deposits held in domestic offices | $130,885,000 | 3,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $83,000 | 2,994 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $8,500,000 | 2,496 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $663,000 | 4,387 |
| Total equity capital | $10,659,000 | 4,530 |
| Total bank equity capital | $10,659,000 | 4,530 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,500,000 | 632 |
| Surplus | $5,500,000 | 3,018 |
| Undivided profits | $-341,000 | 8,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 7,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $471,000 | 5,603 |
| Earning assets | $141,811,000 | 3,318 |
| Long-term assets (5+ years) | $22,579,000 | 3,144 |
| Average Assets, year-to-date | $145,355,000 | 3,483 |
| Average Assets, quarterly | $145,355,000 | 3,483 |
| Volatile liabilities | $37,138,000 | 2,369 |
| Insider loans | $7,299,000 | 694 |
| FHLB advances | $8,500,000 | 2,357 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $26,824,000 | 2,221 |
| Tier 1 (core) risk-based capital | $10,343,000 | 4,454 |
| Tier 2 risk-based capital | $1,317,000 | 2,867 |
| Total risk weighted assets | $105,348,000 | 3,244 |
| Total unused commitments | $26,824,000 | 2,232 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 38 | 4,206 |
| Assets and Liabilities | ||
| Total Assets: | $139,920,000 | 3,587 |
| Cash and due from depository institutions | $14,745,000 | 4,206 |
| Interest-bearing balances | $5,828,000 | 1,260 |
| Securities | $20,560,000 | 4,563 |
| Federal funds sold & reverse repurchase agreements | $6,688,000 | 2,164 |
| Net loans & leases | $91,942,000 | 3,479 |
| Loan loss allowance | $1,164,000 | 3,352 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,500,000 | 2,067 |
| Other real estate owned | $0 | 4,206 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,485,000 | 5,370 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,920,000 | 3,587 |
| Total liabilities | $129,400,000 | 3,497 |
| Total deposits | $121,425,000 | 3,441 |
| Interest-bearing deposits | $105,094,000 | 3,395 |
| Deposits held in domestic offices | $121,425,000 | 3,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $141,000 | 3,087 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $7,000,000 | 2,750 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $834,000 | 3,822 |
| Total equity capital | $10,520,000 | 4,541 |
| Total bank equity capital | $10,520,000 | 4,541 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,500,000 | 633 |
| Surplus | $5,500,000 | 2,981 |
| Undivided profits | $-480,000 | 8,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $468,000 | 5,820 |
| Earning assets | $125,018,000 | 3,671 |
| Long-term assets (5+ years) | $17,879,000 | 3,583 |
| Average Assets, year-to-date | $108,566,400 | 4,253 |
| Average Assets, quarterly | $129,433,000 | 3,819 |
| Volatile liabilities | $32,613,000 | 2,612 |
| Insider loans | $7,682,000 | 642 |
| FHLB advances | $7,000,000 | 2,578 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $25,091,000 | 2,253 |
| Tier 1 (core) risk-based capital | $10,163,000 | 4,446 |
| Tier 2 risk-based capital | $1,164,000 | 3,121 |
| Total risk weighted assets | $94,937,000 | 3,511 |
| Total unused commitments | $25,091,000 | 2,258 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 34 | 4,593 |
| Assets and Liabilities | ||
| Total Assets: | $83,967,000 | 5,147 |
| Cash and due from depository institutions | $2,072,000 | 4,593 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $12,408,000 | 5,917 |
| Federal funds sold & reverse repurchase agreements | $929,000 | 5,971 |
| Net loans & leases | $63,069,000 | 4,502 |
| Loan loss allowance | $800,000 | 4,279 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,560,000 | 1,981 |
| Other real estate owned | $0 | 4,593 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $929,000 | 6,821 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,967,000 | 5,147 |
| Total liabilities | $74,233,000 | 5,212 |
| Total deposits | $73,340,000 | 4,972 |
| Interest-bearing deposits | $65,146,000 | 4,830 |
| Deposits held in domestic offices | $73,340,000 | 4,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $299,000 | 3,159 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $594,000 | 4,906 |
| Total equity capital | $9,734,000 | 4,601 |
| Total bank equity capital | $9,734,000 | 4,601 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,500,000 | 631 |
| Surplus | $5,500,000 | 2,872 |
| Undivided profits | $-1,266,000 | 9,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 7,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $383,000 | 6,808 |
| Earning assets | $76,406,000 | 5,172 |
| Long-term assets (5+ years) | $9,052,000 | 5,017 |
| Average Assets, year-to-date | $71,882,600 | 5,539 |
| Average Assets, quarterly | $80,791,000 | 5,253 |
| Volatile liabilities | $19,896,000 | 3,708 |
| Insider loans | $5,431,000 | 878 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $25,959,000 | 2,073 |
| Tier 1 (core) risk-based capital | $9,692,000 | 4,463 |
| Tier 2 risk-based capital | $800,000 | 4,018 |
| Total risk weighted assets | $65,884,000 | 4,526 |
| Total unused commitments | $25,959,000 | 2,078 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 22 | 6,224 |
| Assets and Liabilities | ||
| Total Assets: | $58,736,000 | 6,320 |
| Cash and due from depository institutions | $1,436,000 | 6,224 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $8,356,000 | 7,267 |
| Federal funds sold & reverse repurchase agreements | $7,990,000 | 1,526 |
| Net loans & leases | $37,199,000 | 6,164 |
| Loan loss allowance | $471,000 | 5,924 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,322,000 | 2,653 |
| Other real estate owned | $0 | 6,224 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $433,000 | 8,475 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,736,000 | 6,320 |
| Total liabilities | $48,780,000 | 6,521 |
| Total deposits | $47,757,000 | 6,362 |
| Interest-bearing deposits | $44,295,000 | 6,099 |
| Deposits held in domestic offices | $47,757,000 | 6,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $87,000 | 3,655 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $936,000 | 3,781 |
| Total equity capital | $9,956,000 | 4,421 |
| Total bank equity capital | $9,956,000 | 4,421 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,500,000 | 626 |
| Surplus | $5,500,000 | 2,789 |
| Undivided profits | $-1,044,000 | 9,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $234,000 | 7,612 |
| Earning assets | $53,545,000 | 6,328 |
| Long-term assets (5+ years) | $2,020,000 | 7,332 |
| Average Assets, year-to-date | $36,003,000 | 7,739 |
| Average Assets, quarterly | $50,442,500 | 6,764 |
| Volatile liabilities | $12,490,000 | 5,001 |
| Insider loans | $3,027,000 | 1,609 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $11,421,000 | 3,433 |
| Tier 1 (core) risk-based capital | $9,925,000 | 4,314 |
| Tier 2 risk-based capital | $471,000 | 5,617 |
| Total risk weighted assets | $42,642,000 | 5,868 |
| Total unused commitments | $11,421,000 | 3,433 |
| Derivatives | $0 | 481 |