Home > First National Bank of the South > Income and Expense
First National Bank of the South, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,833,000 | 3,924 |
| Total interest expense | $3,741,000 | 4,309 |
| Net interest income | $5,092,000 | 3,566 |
| Provision for loan and lease losses | $470,000 | 3,134 |
| Total noninterest income | $577,000 | 5,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $521,000 | 2,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 10,037 |
| Total noninterest expense | $3,343,000 | 4,104 |
| Salaries and employee benefits | $1,740,000 | 3,674 |
| Premises and equipment expense | $435,000 | 4,476 |
| Additional noninterest expense | $1,168,000 | 4,451 |
| Pre-tax net operating income | $1,856,000 | 3,331 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $701,000 | 2,972 |
| Income before extraordinary items | $1,155,000 | 3,945 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,155,000 | 3,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 3,995 |
| Cash dividends | $547,000 | 2,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,155,000 | 3,648 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.