Home > First National Bank of the Rockies > Assets and Liabilities
First National Bank of the Rockies, Assets and Liabilities
| 2014-06-30 | Rank | |
| # of Employees: | 88 | 1,713 |
| Assets and Liabilities | ||
| Total Assets: | $345,442,000 | 1,910 |
| Cash and due from depository institutions | $16,449,000 | 1,713 |
| Interest-bearing balances | $50,000 | 6,283 |
| Securities | $160,811,000 | 964 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $135,589,000 | 2,790 |
| Loan loss allowance | $1,714,000 | 3,151 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $14,169,000 | 835 |
| Other real estate owned | $4,959,000 | 1,713 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $13,465,000 | 1,404 |
| Life insurance assets | $8,714,000 | 975 |
| Total liabilities and capital | $345,442,000 | 1,910 |
| Total liabilities | $310,504,000 | 1,915 |
| Total deposits | $305,709,000 | 1,831 |
| Interest-bearing deposits | $229,886,000 | 1,926 |
| Deposits held in domestic offices | $305,709,000 | 1,830 |
| % insured | 73.57% | 5,523 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $0 | 3,882 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $4,795,000 | 1,015 |
| Total equity capital | $34,938,000 | 2,046 |
| Total bank equity capital | $34,938,000 | 2,046 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,651,000 | 1,620 |
| Surplus | $11,301,000 | 2,257 |
| Undivided profits | $21,986,000 | 1,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $1,892,000 | 2,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $1,035,000 | 2,504 |
| Earning assets | $296,450,000 | 2,056 |
| Long-term assets (5+ years) | $99,497,000 | 2,071 |
| Average Assets, year-to-date | $342,902,670 | 1,905 |
| Average Assets, quarterly | $344,335,500 | 1,908 |
| Volatile liabilities | $28,557,000 | 1,531 |
| Insider loans | $518,000 | 4,350 |
| FHLB advances | $0 | 3,672 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $15,146,000 | 3,213 |
| Tier 1 (core) risk-based capital | $33,768,000 | 2,033 |
| Tier 2 risk-based capital | $1,714,000 | 2,685 |
| Total risk weighted assets | $204,358,000 | 2,112 |
| Total unused commitments | $15,146,000 | 3,213 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 90 | 1,667 |
| Assets and Liabilities | ||
| Total Assets: | $343,229,000 | 1,923 |
| Cash and due from depository institutions | $11,297,000 | 1,667 |
| Interest-bearing balances | $15,000 | 6,450 |
| Securities | $167,944,000 | 926 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $129,583,000 | 2,857 |
| Loan loss allowance | $2,021,000 | 2,872 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $14,342,000 | 828 |
| Other real estate owned | $5,749,000 | 1,667 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $14,314,000 | 1,351 |
| Life insurance assets | $8,583,000 | 974 |
| Total liabilities and capital | $343,229,000 | 1,923 |
| Total liabilities | $309,586,000 | 1,909 |
| Total deposits | $304,916,000 | 1,839 |
| Interest-bearing deposits | $229,169,000 | 1,953 |
| Deposits held in domestic offices | $304,916,000 | 1,839 |
| % insured | 75.33% | 5,397 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $50,000 | 3,758 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $4,620,000 | 1,046 |
| Total equity capital | $33,643,000 | 2,078 |
| Total bank equity capital | $33,643,000 | 2,078 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $1,651,000 | 1,640 |
| Surplus | $11,301,000 | 2,279 |
| Undivided profits | $20,691,000 | 1,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $2,299,000 | 2,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $1,094,000 | 2,319 |
| Earning assets | $297,542,000 | 2,048 |
| Long-term assets (5+ years) | $98,879,000 | 2,063 |
| Average Assets, year-to-date | $341,633,000 | 1,920 |
| Average Assets, quarterly | $341,633,000 | 1,920 |
| Volatile liabilities | $27,851,000 | 1,516 |
| Insider loans | $462,000 | 4,503 |
| FHLB advances | $50,000 | 3,573 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $22,188,000 | 2,603 |
| Tier 1 (core) risk-based capital | $33,339,000 | 2,046 |
| Tier 2 risk-based capital | $2,021,000 | 2,361 |
| Total risk weighted assets | $199,323,000 | 2,151 |
| Total unused commitments | $22,188,000 | 2,603 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 89 | 1,693 |
| Assets and Liabilities | ||
| Total Assets: | $340,037,000 | 1,928 |
| Cash and due from depository institutions | $13,065,000 | 1,693 |
| Interest-bearing balances | $1,795,000 | 5,272 |
| Securities | $167,288,000 | 918 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $125,777,000 | 2,938 |
| Loan loss allowance | $1,922,000 | 2,976 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $14,310,000 | 831 |
| Other real estate owned | $5,079,000 | 1,693 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $14,518,000 | 1,352 |
| Life insurance assets | $8,583,000 | 959 |
| Total liabilities and capital | $340,037,000 | 1,928 |
| Total liabilities | $308,275,000 | 1,911 |
| Total deposits | $290,474,000 | 1,903 |
| Interest-bearing deposits | $216,995,000 | 2,033 |
| Deposits held in domestic offices | $290,474,000 | 1,902 |
| % insured | 78.70% | 4,947 |
| Federal funds purchased & repurchase agreements | $13,000,000 | 717 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $50,000 | 3,858 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $4,751,000 | 1,020 |
| Total equity capital | $31,762,000 | 2,156 |
| Total bank equity capital | $31,762,000 | 2,155 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $1,651,000 | 1,666 |
| Surplus | $11,301,000 | 2,300 |
| Undivided profits | $18,810,000 | 1,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $3,265,000 | 1,958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $922,000 | 2,814 |
| Earning assets | $294,860,000 | 2,041 |
| Long-term assets (5+ years) | $96,892,000 | 2,082 |
| Average Assets, year-to-date | $328,374,200 | 1,964 |
| Average Assets, quarterly | $331,595,000 | 1,966 |
| Volatile liabilities | $40,588,000 | 1,089 |
| Insider loans | $185,000 | 5,305 |
| FHLB advances | $50,000 | 3,683 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $23,857,000 | 2,432 |
| Tier 1 (core) risk-based capital | $32,715,000 | 2,058 |
| Tier 2 risk-based capital | $1,922,000 | 2,478 |
| Total risk weighted assets | $198,530,000 | 2,165 |
| Total unused commitments | $23,857,000 | 2,432 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 89 | 1,696 |
| Assets and Liabilities | ||
| Total Assets: | $323,153,000 | 2,018 |
| Cash and due from depository institutions | $13,705,000 | 1,696 |
| Interest-bearing balances | $2,321,000 | 5,056 |
| Securities | $150,891,000 | 1,028 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $125,819,000 | 2,943 |
| Loan loss allowance | $1,900,000 | 3,076 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $14,502,000 | 820 |
| Other real estate owned | $5,544,000 | 1,696 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $12,692,000 | 1,505 |
| Life insurance assets | $8,513,000 | 938 |
| Total liabilities and capital | $323,153,000 | 2,018 |
| Total liabilities | $292,793,000 | 1,990 |
| Total deposits | $287,172,000 | 1,911 |
| Interest-bearing deposits | $211,999,000 | 2,082 |
| Deposits held in domestic offices | $287,172,000 | 1,910 |
| % insured | 78.84% | 5,154 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $100,000 | 3,853 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $5,521,000 | 967 |
| Total equity capital | $30,360,000 | 2,249 |
| Total bank equity capital | $30,360,000 | 2,249 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $1,651,000 | 1,696 |
| Surplus | $11,301,000 | 2,315 |
| Undivided profits | $17,408,000 | 2,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $4,579,000 | 1,654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,157,000 | 2,385 |
| Earning assets | $279,031,000 | 2,139 |
| Long-term assets (5+ years) | $91,145,000 | 2,171 |
| Average Assets, year-to-date | $325,458,500 | 1,991 |
| Average Assets, quarterly | $320,420,500 | 2,025 |
| Volatile liabilities | $22,584,000 | 1,816 |
| Insider loans | $193,000 | 5,330 |
| FHLB advances | $100,000 | 3,670 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $25,192,000 | 2,322 |
| Tier 1 (core) risk-based capital | $32,406,000 | 2,084 |
| Tier 2 risk-based capital | $1,900,000 | 2,499 |
| Total risk weighted assets | $190,831,000 | 2,229 |
| Total unused commitments | $25,192,000 | 2,322 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 87 | 1,753 |
| Assets and Liabilities | ||
| Total Assets: | $317,688,000 | 2,037 |
| Cash and due from depository institutions | $11,071,000 | 1,753 |
| Interest-bearing balances | $2,618,000 | 5,084 |
| Securities | $151,633,000 | 1,014 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $120,538,000 | 3,033 |
| Loan loss allowance | $2,395,000 | 2,644 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $14,593,000 | 801 |
| Other real estate owned | $6,837,000 | 1,753 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $13,016,000 | 1,468 |
| Life insurance assets | $8,442,000 | 927 |
| Total liabilities and capital | $317,688,000 | 2,037 |
| Total liabilities | $285,991,000 | 2,025 |
| Total deposits | $280,508,000 | 1,954 |
| Interest-bearing deposits | $212,186,000 | 2,082 |
| Deposits held in domestic offices | $280,508,000 | 1,953 |
| % insured | 80.25% | 5,023 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 1,805 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $100,000 | 3,851 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $4,383,000 | 1,135 |
| Total equity capital | $31,697,000 | 2,149 |
| Total bank equity capital | $31,697,000 | 2,149 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $1,651,000 | 1,701 |
| Surplus | $11,301,000 | 2,321 |
| Undivided profits | $18,745,000 | 1,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $4,668,000 | 1,697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $959,000 | 2,753 |
| Earning assets | $274,789,000 | 2,160 |
| Long-term assets (5+ years) | $83,202,000 | 2,271 |
| Average Assets, year-to-date | $326,227,000 | 1,991 |
| Average Assets, quarterly | $323,881,500 | 1,999 |
| Volatile liabilities | $22,976,000 | 1,779 |
| Insider loans | $224,000 | 5,293 |
| FHLB advances | $100,000 | 3,665 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $18,569,000 | 2,809 |
| Tier 1 (core) risk-based capital | $32,928,000 | 2,030 |
| Tier 2 risk-based capital | $2,313,000 | 2,122 |
| Total risk weighted assets | $184,704,000 | 2,275 |
| Total unused commitments | $18,569,000 | 2,809 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 91 | 1,667 |
| Assets and Liabilities | ||
| Total Assets: | $330,075,000 | 1,994 |
| Cash and due from depository institutions | $8,937,000 | 1,667 |
| Interest-bearing balances | $2,560,000 | 5,332 |
| Securities | $166,846,000 | 933 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $119,239,000 | 3,048 |
| Loan loss allowance | $2,506,000 | 2,581 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $14,619,000 | 798 |
| Other real estate owned | $7,495,000 | 1,667 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $12,939,000 | 1,451 |
| Life insurance assets | $8,370,000 | 925 |
| Total liabilities and capital | $330,075,000 | 1,994 |
| Total liabilities | $295,870,000 | 1,986 |
| Total deposits | $283,538,000 | 1,958 |
| Interest-bearing deposits | $211,592,000 | 2,127 |
| Deposits held in domestic offices | $283,538,000 | 1,957 |
| % insured | 82.21% | 4,661 |
| Federal funds purchased & repurchase agreements | $8,000,000 | 898 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $150,000 | 3,780 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $4,182,000 | 1,179 |
| Total equity capital | $34,205,000 | 2,074 |
| Total bank equity capital | $34,205,000 | 2,074 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $1,651,000 | 1,734 |
| Surplus | $11,301,000 | 2,340 |
| Undivided profits | $21,253,000 | 1,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $4,674,000 | 1,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,115,000 | 2,366 |
| Earning assets | $288,645,000 | 2,106 |
| Long-term assets (5+ years) | $88,431,000 | 2,152 |
| Average Assets, year-to-date | $330,496,500 | 1,988 |
| Average Assets, quarterly | $330,496,500 | 1,988 |
| Volatile liabilities | $29,723,000 | 1,395 |
| Insider loans | $242,000 | 5,229 |
| FHLB advances | $150,000 | 3,594 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $19,625,000 | 2,718 |
| Tier 1 (core) risk-based capital | $32,413,000 | 2,061 |
| Tier 2 risk-based capital | $2,389,000 | 2,069 |
| Total risk weighted assets | $192,099,000 | 2,178 |
| Total unused commitments | $19,625,000 | 2,718 |
| Derivatives | $743,000 | 1,236 |
| 2012-12-31 | Rank | |
| # of Employees: | 95 | 1,589 |
| Assets and Liabilities | ||
| Total Assets: | $330,918,000 | 1,992 |
| Cash and due from depository institutions | $11,142,000 | 1,589 |
| Interest-bearing balances | $2,575,000 | 5,201 |
| Securities | $156,896,000 | 975 |
| Federal funds sold & reverse repurchase agreements | $14,000,000 | 421 |
| Net loans & leases | $113,710,000 | 3,197 |
| Loan loss allowance | $3,409,000 | 2,032 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $14,633,000 | 799 |
| Other real estate owned | $7,782,000 | 1,589 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $12,755,000 | 1,462 |
| Life insurance assets | $8,298,000 | 918 |
| Total liabilities and capital | $330,918,000 | 1,992 |
| Total liabilities | $297,306,000 | 1,976 |
| Total deposits | $292,749,000 | 1,887 |
| Interest-bearing deposits | $215,891,000 | 2,093 |
| Deposits held in domestic offices | $292,749,000 | 1,886 |
| % insured | 85.34% | 4,824 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $150,000 | 3,996 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $4,407,000 | 1,180 |
| Total equity capital | $33,612,000 | 2,095 |
| Total bank equity capital | $33,612,000 | 2,095 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $1,651,000 | 1,748 |
| Surplus | $11,301,000 | 2,348 |
| Undivided profits | $20,660,000 | 1,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $4,903,000 | 1,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $932,000 | 2,842 |
| Earning assets | $287,181,000 | 2,101 |
| Long-term assets (5+ years) | $83,258,000 | 2,204 |
| Average Assets, year-to-date | $335,912,000 | 1,924 |
| Average Assets, quarterly | $333,771,000 | 1,958 |
| Volatile liabilities | $21,991,000 | 1,868 |
| Insider loans | $241,000 | 5,305 |
| FHLB advances | $150,000 | 3,792 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $18,087,000 | 2,769 |
| Tier 1 (core) risk-based capital | $31,146,000 | 2,104 |
| Tier 2 risk-based capital | $2,323,000 | 2,116 |
| Total risk weighted assets | $184,741,000 | 2,271 |
| Total unused commitments | $18,087,000 | 2,769 |
| Derivatives | $743,000 | 1,225 |
| 2012-09-30 | Rank | |
| # of Employees: | 98 | 1,533 |
| Assets and Liabilities | ||
| Total Assets: | $336,624,000 | 1,964 |
| Cash and due from depository institutions | $10,494,000 | 1,533 |
| Interest-bearing balances | $2,573,000 | 5,116 |
| Securities | $168,611,000 | 911 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,048 |
| Net loans & leases | $118,348,000 | 3,117 |
| Loan loss allowance | $3,471,000 | 2,055 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $14,785,000 | 782 |
| Other real estate owned | $6,197,000 | 1,533 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $13,189,000 | 1,448 |
| Life insurance assets | $8,224,000 | 911 |
| Total liabilities and capital | $336,624,000 | 1,964 |
| Total liabilities | $302,888,000 | 1,937 |
| Total deposits | $298,647,000 | 1,847 |
| Interest-bearing deposits | $220,559,000 | 2,052 |
| Deposits held in domestic offices | $298,647,000 | 1,846 |
| % insured | 85.45% | 5,009 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $200,000 | 4,065 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $4,041,000 | 1,286 |
| Total equity capital | $33,736,000 | 2,127 |
| Total bank equity capital | $33,736,000 | 2,127 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,651,000 | 1,786 |
| Surplus | $11,301,000 | 2,369 |
| Undivided profits | $20,784,000 | 1,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $7,619,000 | 1,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,225,000 | 2,403 |
| Earning assets | $294,532,000 | 2,054 |
| Long-term assets (5+ years) | $86,133,000 | 2,136 |
| Average Assets, year-to-date | $337,160,500 | 1,936 |
| Average Assets, quarterly | $333,170,500 | 1,976 |
| Volatile liabilities | $22,075,000 | 1,880 |
| Insider loans | $247,000 | 5,369 |
| FHLB advances | $200,000 | 3,846 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $20,744,000 | 2,578 |
| Tier 1 (core) risk-based capital | $31,541,000 | 2,095 |
| Tier 2 risk-based capital | $2,403,000 | 2,072 |
| Total risk weighted assets | $191,211,000 | 2,217 |
| Total unused commitments | $20,744,000 | 2,578 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 98 | 1,529 |
| Assets and Liabilities | ||
| Total Assets: | $329,717,000 | 1,987 |
| Cash and due from depository institutions | $9,467,000 | 1,529 |
| Interest-bearing balances | $39,000 | 6,757 |
| Securities | $169,902,000 | 912 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 1,916 |
| Net loans & leases | $112,132,000 | 3,252 |
| Loan loss allowance | $3,976,000 | 1,834 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $14,867,000 | 776 |
| Other real estate owned | $6,896,000 | 1,529 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $14,353,000 | 1,340 |
| Life insurance assets | $8,151,000 | 908 |
| Total liabilities and capital | $329,717,000 | 1,987 |
| Total liabilities | $298,029,000 | 1,966 |
| Total deposits | $293,866,000 | 1,868 |
| Interest-bearing deposits | $216,815,000 | 2,089 |
| Deposits held in domestic offices | $293,866,000 | 1,868 |
| % insured | 85.81% | 5,056 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $200,000 | 4,093 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $3,963,000 | 1,270 |
| Total equity capital | $31,688,000 | 2,198 |
| Total bank equity capital | $31,688,000 | 2,198 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $1,651,000 | 1,818 |
| Surplus | $11,301,000 | 2,375 |
| Undivided profits | $18,736,000 | 1,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $9,333,000 | 1,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,074,000 | 2,557 |
| Earning assets | $284,173,000 | 2,113 |
| Long-term assets (5+ years) | $84,513,000 | 2,132 |
| Average Assets, year-to-date | $337,339,330 | 1,931 |
| Average Assets, quarterly | $335,720,000 | 1,950 |
| Volatile liabilities | $23,176,000 | 1,818 |
| Insider loans | $267,000 | 5,349 |
| FHLB advances | $200,000 | 3,891 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $25,499,000 | 2,187 |
| Tier 1 (core) risk-based capital | $31,353,000 | 2,086 |
| Tier 2 risk-based capital | $2,352,000 | 2,109 |
| Total risk weighted assets | $186,364,000 | 2,257 |
| Total unused commitments | $25,499,000 | 2,187 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 102 | 1,447 |
| Assets and Liabilities | ||
| Total Assets: | $341,723,000 | 1,934 |
| Cash and due from depository institutions | $13,266,000 | 1,447 |
| Interest-bearing balances | $109,000 | 6,642 |
| Securities | $165,377,000 | 941 |
| Federal funds sold & reverse repurchase agreements | $14,500,000 | 464 |
| Net loans & leases | $114,228,000 | 3,220 |
| Loan loss allowance | $4,184,000 | 1,773 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $14,957,000 | 772 |
| Other real estate owned | $6,303,000 | 1,447 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $13,092,000 | 1,442 |
| Life insurance assets | $8,072,000 | 904 |
| Total liabilities and capital | $341,723,000 | 1,934 |
| Total liabilities | $311,548,000 | 1,898 |
| Total deposits | $307,503,000 | 1,816 |
| Interest-bearing deposits | $226,320,000 | 2,026 |
| Deposits held in domestic offices | $307,503,000 | 1,816 |
| % insured | 85.02% | 5,246 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $250,000 | 4,097 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $3,795,000 | 1,281 |
| Total equity capital | $30,175,000 | 2,269 |
| Total bank equity capital | $30,175,000 | 2,269 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,651,000 | 1,845 |
| Surplus | $11,301,000 | 2,388 |
| Undivided profits | $17,223,000 | 2,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $9,692,000 | 1,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $60,000 | 914 |
| Income earned, not collected on loans | $1,372,000 | 2,000 |
| Earning assets | $294,214,000 | 2,044 |
| Long-term assets (5+ years) | $97,295,000 | 1,897 |
| Average Assets, year-to-date | $341,150,500 | 1,922 |
| Average Assets, quarterly | $341,150,500 | 1,922 |
| Volatile liabilities | $26,745,000 | 1,645 |
| Insider loans | $278,000 | 5,374 |
| FHLB advances | $250,000 | 3,901 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $19,458,000 | 2,661 |
| Tier 1 (core) risk-based capital | $31,155,000 | 2,090 |
| Tier 2 risk-based capital | $2,452,000 | 2,046 |
| Total risk weighted assets | $194,212,000 | 2,172 |
| Total unused commitments | $19,458,000 | 2,661 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 102 | 1,457 |
| Assets and Liabilities | ||
| Total Assets: | $340,578,000 | 1,923 |
| Cash and due from depository institutions | $17,165,000 | 1,457 |
| Interest-bearing balances | $5,868,000 | 3,872 |
| Securities | $166,690,000 | 910 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 757 |
| Net loans & leases | $116,598,000 | 3,196 |
| Loan loss allowance | $4,863,000 | 1,539 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $15,090,000 | 768 |
| Other real estate owned | $4,750,000 | 1,457 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $12,285,000 | 1,553 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $340,578,000 | 1,923 |
| Total liabilities | $312,818,000 | 1,887 |
| Total deposits | $308,684,000 | 1,780 |
| Interest-bearing deposits | $232,431,000 | 1,954 |
| Deposits held in domestic offices | $308,684,000 | 1,779 |
| % insured | 80.42% | 6,177 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $250,000 | 4,263 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $3,884,000 | 1,271 |
| Total equity capital | $27,760,000 | 2,403 |
| Total bank equity capital | $27,760,000 | 2,403 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,651,000 | 1,858 |
| Surplus | $11,301,000 | 2,396 |
| Undivided profits | $14,808,000 | 2,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $10,942,000 | 1,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $105,000 | 841 |
| Income earned, not collected on loans | $1,228,000 | 2,375 |
| Earning assets | $297,156,000 | 1,997 |
| Long-term assets (5+ years) | $96,021,000 | 1,604 |
| Average Assets, year-to-date | $330,390,600 | 1,954 |
| Average Assets, quarterly | $335,259,500 | 1,942 |
| Volatile liabilities | $31,744,000 | 1,537 |
| Insider loans | $250,000 | 5,502 |
| FHLB advances | $250,000 | 4,048 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $17,718,000 | 2,744 |
| Tier 1 (core) risk-based capital | $30,812,000 | 2,091 |
| Tier 2 risk-based capital | $2,456,000 | 2,035 |
| Total risk weighted assets | $194,105,000 | 2,177 |
| Total unused commitments | $17,718,000 | 2,744 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 99 | 1,513 |
| Assets and Liabilities | ||
| Total Assets: | $329,941,000 | 1,971 |
| Cash and due from depository institutions | $14,374,000 | 1,513 |
| Interest-bearing balances | $183,000 | 6,470 |
| Securities | $159,429,000 | 904 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 1,343 |
| Net loans & leases | $117,222,000 | 3,207 |
| Loan loss allowance | $4,952,000 | 1,534 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $15,144,000 | 755 |
| Other real estate owned | $4,577,000 | 1,513 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $14,595,000 | 1,368 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $329,941,000 | 1,971 |
| Total liabilities | $301,784,000 | 1,948 |
| Total deposits | $297,808,000 | 1,840 |
| Interest-bearing deposits | $228,807,000 | 1,993 |
| Deposits held in domestic offices | $297,808,000 | 1,839 |
| % insured | 81.21% | 6,159 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $300,000 | 4,371 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $3,676,000 | 1,330 |
| Total equity capital | $28,157,000 | 2,392 |
| Total bank equity capital | $28,157,000 | 2,392 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,651,000 | 1,893 |
| Surplus | $11,301,000 | 2,413 |
| Undivided profits | $15,205,000 | 2,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $13,509,000 | 1,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $105,000 | 861 |
| Income earned, not collected on loans | $1,594,000 | 1,890 |
| Earning assets | $281,434,000 | 2,114 |
| Long-term assets (5+ years) | $115,119,000 | 1,307 |
| Average Assets, year-to-date | $327,843,750 | 1,975 |
| Average Assets, quarterly | $327,490,000 | 1,986 |
| Volatile liabilities | $33,634,000 | 1,489 |
| Insider loans | $229,000 | 5,648 |
| FHLB advances | $300,000 | 4,127 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $15,638,000 | 2,998 |
| Tier 1 (core) risk-based capital | $30,964,000 | 2,083 |
| Tier 2 risk-based capital | $2,400,000 | 2,092 |
| Total risk weighted assets | $189,356,000 | 2,242 |
| Total unused commitments | $15,638,000 | 2,998 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 99 | 1,522 |
| Assets and Liabilities | ||
| Total Assets: | $325,039,000 | 2,008 |
| Cash and due from depository institutions | $12,231,000 | 1,522 |
| Interest-bearing balances | $30,000 | 6,841 |
| Securities | $153,188,000 | 940 |
| Federal funds sold & reverse repurchase agreements | $6,300,000 | 978 |
| Net loans & leases | $119,862,000 | 3,182 |
| Loan loss allowance | $5,762,000 | 1,394 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $15,232,000 | 752 |
| Other real estate owned | $3,975,000 | 1,522 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $14,251,000 | 1,421 |
| Life insurance assets | $7,360,000 | 935 |
| Total liabilities and capital | $325,039,000 | 2,008 |
| Total liabilities | $298,979,000 | 1,947 |
| Total deposits | $295,143,000 | 1,847 |
| Interest-bearing deposits | $233,654,000 | 1,963 |
| Deposits held in domestic offices | $295,143,000 | 1,845 |
| % insured | 79.14% | 6,486 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $300,000 | 4,479 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $3,536,000 | 1,295 |
| Total equity capital | $26,060,000 | 2,518 |
| Total bank equity capital | $26,060,000 | 2,517 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,651,000 | 1,924 |
| Surplus | $11,302,000 | 2,422 |
| Undivided profits | $13,107,000 | 2,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $14,862,000 | 1,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,380,000 | 2,128 |
| Earning assets | $279,380,000 | 2,124 |
| Long-term assets (5+ years) | $113,779,000 | 1,324 |
| Average Assets, year-to-date | $327,144,670 | 1,986 |
| Average Assets, quarterly | $324,473,000 | 2,003 |
| Volatile liabilities | $31,567,000 | 1,595 |
| Insider loans | $239,000 | 5,673 |
| FHLB advances | $300,000 | 4,207 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $14,742,000 | 3,122 |
| Tier 1 (core) risk-based capital | $31,067,000 | 2,038 |
| Tier 2 risk-based capital | $2,393,000 | 2,109 |
| Total risk weighted assets | $187,645,000 | 2,283 |
| Total unused commitments | $14,742,000 | 3,122 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 99 | 1,529 |
| Assets and Liabilities | ||
| Total Assets: | $323,907,000 | 2,019 |
| Cash and due from depository institutions | $14,015,000 | 1,529 |
| Interest-bearing balances | $85,000 | 6,683 |
| Securities | $141,213,000 | 1,014 |
| Federal funds sold & reverse repurchase agreements | $8,700,000 | 939 |
| Net loans & leases | $126,932,000 | 3,060 |
| Loan loss allowance | $6,870,000 | 1,182 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $15,418,000 | 756 |
| Other real estate owned | $3,164,000 | 1,529 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $14,465,000 | 1,430 |
| Life insurance assets | $7,290,000 | 942 |
| Total liabilities and capital | $323,907,000 | 2,019 |
| Total liabilities | $299,632,000 | 1,972 |
| Total deposits | $295,930,000 | 1,867 |
| Interest-bearing deposits | $231,385,000 | 2,005 |
| Deposits held in domestic offices | $295,930,000 | 1,864 |
| % insured | 93.95% | 2,513 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $350,000 | 4,508 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $3,352,000 | 1,329 |
| Total equity capital | $24,275,000 | 2,644 |
| Total bank equity capital | $24,275,000 | 2,643 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,651,000 | 1,950 |
| Surplus | $11,301,000 | 2,435 |
| Undivided profits | $11,323,000 | 2,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $17,973,000 | 885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,614,000 | 1,812 |
| Earning assets | $276,930,000 | 2,153 |
| Long-term assets (5+ years) | $109,716,000 | 1,327 |
| Average Assets, year-to-date | $328,197,500 | 1,993 |
| Average Assets, quarterly | $328,197,500 | 1,993 |
| Volatile liabilities | $34,563,000 | 1,515 |
| Insider loans | $162,000 | 6,006 |
| FHLB advances | $350,000 | 4,247 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $16,044,000 | 2,993 |
| Tier 1 (core) risk-based capital | $30,573,000 | 2,072 |
| Tier 2 risk-based capital | $2,471,000 | 2,065 |
| Total risk weighted assets | $193,322,000 | 2,226 |
| Total unused commitments | $16,044,000 | 2,994 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 108 | 1,394 |
| Assets and Liabilities | ||
| Total Assets: | $334,793,000 | 1,963 |
| Cash and due from depository institutions | $14,140,000 | 1,394 |
| Interest-bearing balances | $80,000 | 6,666 |
| Securities | $143,966,000 | 947 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $138,198,000 | 2,932 |
| Loan loss allowance | $7,302,000 | 1,116 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $15,607,000 | 750 |
| Other real estate owned | $3,074,000 | 1,394 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $19,808,000 | 1,132 |
| Life insurance assets | $7,221,000 | 940 |
| Total liabilities and capital | $334,793,000 | 1,963 |
| Total liabilities | $307,850,000 | 1,921 |
| Total deposits | $302,705,000 | 1,804 |
| Interest-bearing deposits | $242,116,000 | 1,927 |
| Deposits held in domestic offices | $302,705,000 | 1,801 |
| % insured | 92.55% | 3,047 |
| Federal funds purchased & repurchase agreements | $1,200,000 | 1,992 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $350,000 | 4,699 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $3,595,000 | 1,280 |
| Total equity capital | $26,943,000 | 2,380 |
| Total bank equity capital | $26,943,000 | 2,379 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,651,000 | 1,978 |
| Surplus | $11,301,000 | 2,439 |
| Undivided profits | $13,991,000 | 2,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $18,805,000 | 896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,571,000 | 1,923 |
| Earning assets | $282,244,000 | 2,119 |
| Long-term assets (5+ years) | $114,821,000 | 1,232 |
| Average Assets, year-to-date | $357,490,000 | 1,827 |
| Average Assets, quarterly | $343,064,500 | 1,918 |
| Volatile liabilities | $65,406,000 | 2,008 |
| Insider loans | $178,000 | 6,058 |
| FHLB advances | $350,000 | 4,412 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $17,055,000 | 2,837 |
| Tier 1 (core) risk-based capital | $31,416,000 | 2,010 |
| Tier 2 risk-based capital | $2,691,000 | 1,931 |
| Total risk weighted assets | $210,660,000 | 2,089 |
| Total unused commitments | $17,055,000 | 2,837 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 101 | 1,519 |
| Assets and Liabilities | ||
| Total Assets: | $351,336,000 | 1,896 |
| Cash and due from depository institutions | $15,826,000 | 1,519 |
| Interest-bearing balances | $35,000 | 6,892 |
| Securities | $138,086,000 | 965 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,123 |
| Net loans & leases | $148,015,000 | 2,797 |
| Loan loss allowance | $7,404,000 | 1,125 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $15,817,000 | 730 |
| Other real estate owned | $4,247,000 | 1,519 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $22,345,000 | 1,027 |
| Life insurance assets | $7,153,000 | 940 |
| Total liabilities and capital | $351,336,000 | 1,896 |
| Total liabilities | $316,343,000 | 1,895 |
| Total deposits | $302,572,000 | 1,823 |
| Interest-bearing deposits | $241,865,000 | 1,960 |
| Deposits held in domestic offices | $302,572,000 | 1,821 |
| % insured | 90.52% | 3,354 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,400,000 | 2,315 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,371,000 | 1,486 |
| Total equity capital | $34,993,000 | 1,965 |
| Total bank equity capital | $34,993,000 | 1,964 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,651,000 | 2,009 |
| Surplus | $11,232,000 | 2,437 |
| Undivided profits | $22,110,000 | 1,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $17,851,000 | 946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,961,000 | 1,637 |
| Earning assets | $293,136,000 | 2,088 |
| Long-term assets (5+ years) | $111,770,000 | 1,229 |
| Average Assets, year-to-date | $363,164,250 | 1,826 |
| Average Assets, quarterly | $355,111,500 | 1,879 |
| Volatile liabilities | $64,431,000 | 2,090 |
| Insider loans | $165,000 | 6,200 |
| FHLB advances | $10,400,000 | 2,206 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $16,388,000 | 2,979 |
| Tier 1 (core) risk-based capital | $34,403,000 | 1,851 |
| Tier 2 risk-based capital | $2,845,000 | 1,876 |
| Total risk weighted assets | $223,000,000 | 2,006 |
| Total unused commitments | $16,388,000 | 2,981 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 108 | 1,418 |
| Assets and Liabilities | ||
| Total Assets: | $358,887,000 | 1,866 |
| Cash and due from depository institutions | $15,162,000 | 1,418 |
| Interest-bearing balances | $3,000 | 7,157 |
| Securities | $131,182,000 | 1,012 |
| Federal funds sold & reverse repurchase agreements | $10,200,000 | 758 |
| Net loans & leases | $157,212,000 | 2,678 |
| Loan loss allowance | $7,144,000 | 1,174 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $16,050,000 | 722 |
| Other real estate owned | $4,335,000 | 1,418 |
| Goodwill and other intangibles | $2,500,000 | 1,119 |
| All other assets | $22,246,000 | 1,038 |
| Life insurance assets | $7,086,000 | 945 |
| Total liabilities and capital | $358,887,000 | 1,866 |
| Total liabilities | $324,869,000 | 1,859 |
| Total deposits | $299,228,000 | 1,849 |
| Interest-bearing deposits | $282,714,000 | 1,721 |
| Deposits held in domestic offices | $299,228,000 | 1,846 |
| % insured | 90.62% | 3,399 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $22,400,000 | 1,528 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,241,000 | 1,473 |
| Total equity capital | $34,018,000 | 1,994 |
| Total bank equity capital | $34,018,000 | 1,993 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,651,000 | 2,030 |
| Surplus | $9,801,000 | 2,698 |
| Undivided profits | $22,566,000 | 1,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $23,936,000 | 736 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $108,000 | 931 |
| Income earned, not collected on loans | $1,725,000 | 1,811 |
| Earning assets | $298,597,000 | 2,035 |
| Long-term assets (5+ years) | $112,899,000 | 1,218 |
| Average Assets, year-to-date | $367,107,000 | 1,822 |
| Average Assets, quarterly | $363,302,500 | 1,843 |
| Volatile liabilities | $63,730,000 | 2,157 |
| Insider loans | $520,000 | 5,141 |
| FHLB advances | $22,400,000 | 1,450 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $19,615,000 | 2,676 |
| Tier 1 (core) risk-based capital | $34,900,000 | 1,821 |
| Tier 2 risk-based capital | $2,963,000 | 1,847 |
| Total risk weighted assets | $232,921,000 | 1,973 |
| Total unused commitments | $19,615,000 | 2,677 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 108 | 1,432 |
| Assets and Liabilities | ||
| Total Assets: | $367,718,000 | 1,864 |
| Cash and due from depository institutions | $16,457,000 | 1,432 |
| Interest-bearing balances | $65,000 | 6,762 |
| Securities | $127,761,000 | 1,033 |
| Federal funds sold & reverse repurchase agreements | $10,900,000 | 861 |
| Net loans & leases | $170,562,000 | 2,553 |
| Loan loss allowance | $7,467,000 | 1,145 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $16,275,000 | 733 |
| Other real estate owned | $1,083,000 | 1,432 |
| Goodwill and other intangibles | $2,500,000 | 1,129 |
| All other assets | $22,180,000 | 1,068 |
| Life insurance assets | $7,018,000 | 948 |
| Total liabilities and capital | $367,718,000 | 1,864 |
| Total liabilities | $334,126,000 | 1,854 |
| Total deposits | $308,604,000 | 1,837 |
| Interest-bearing deposits | $245,278,000 | 1,992 |
| Deposits held in domestic offices | $308,604,000 | 1,835 |
| % insured | 91.52% | 3,128 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $22,450,000 | 1,601 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,072,000 | 1,524 |
| Total equity capital | $33,592,000 | 2,021 |
| Total bank equity capital | $33,592,000 | 2,020 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,651,000 | 2,076 |
| Surplus | $9,801,000 | 2,729 |
| Undivided profits | $22,140,000 | 1,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $23,647,000 | 783 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,902,000 | 1,704 |
| Earning assets | $309,288,000 | 2,020 |
| Long-term assets (5+ years) | $120,402,000 | 1,149 |
| Average Assets, year-to-date | $371,217,000 | 1,849 |
| Average Assets, quarterly | $371,217,000 | 1,849 |
| Volatile liabilities | $64,369,000 | 2,200 |
| Insider loans | $531,000 | 5,189 |
| FHLB advances | $22,450,000 | 1,517 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $26,053,000 | 2,278 |
| Tier 1 (core) risk-based capital | $35,531,000 | 1,805 |
| Tier 2 risk-based capital | $3,083,000 | 1,835 |
| Total risk weighted assets | $243,363,000 | 1,949 |
| Total unused commitments | $26,053,000 | 2,282 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 110 | 1,422 |
| Assets and Liabilities | ||
| Total Assets: | $374,716,000 | 1,843 |
| Cash and due from depository institutions | $19,694,000 | 1,422 |
| Interest-bearing balances | $68,000 | 6,659 |
| Securities | $131,708,000 | 985 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 4,190 |
| Net loans & leases | $182,218,000 | 2,460 |
| Loan loss allowance | $5,679,000 | 1,461 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $16,497,000 | 730 |
| Other real estate owned | $258,000 | 1,422 |
| Goodwill and other intangibles | $2,500,000 | 1,132 |
| All other assets | $21,541,000 | 1,120 |
| Life insurance assets | $6,952,000 | 956 |
| Total liabilities and capital | $374,716,000 | 1,843 |
| Total liabilities | $340,811,000 | 1,835 |
| Total deposits | $314,970,000 | 1,796 |
| Interest-bearing deposits | $246,676,000 | 1,970 |
| Deposits held in domestic offices | $314,970,000 | 1,793 |
| % insured | 95.52% | 1,486 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $22,450,000 | 1,704 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,391,000 | 1,404 |
| Total equity capital | $33,905,000 | 1,983 |
| Total bank equity capital | $33,905,000 | 1,982 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,651,000 | 2,110 |
| Surplus | $9,801,000 | 2,734 |
| Undivided profits | $22,453,000 | 1,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $19,560,000 | 883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,036,000 | 1,652 |
| Earning assets | $314,294,000 | 2,008 |
| Long-term assets (5+ years) | $110,721,000 | 1,255 |
| Average Assets, year-to-date | $398,221,800 | 1,726 |
| Average Assets, quarterly | $383,329,500 | 1,805 |
| Volatile liabilities | $69,073,000 | 2,093 |
| Insider loans | $586,000 | 5,145 |
| FHLB advances | $22,450,000 | 1,609 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $22,307,000 | 2,543 |
| Tier 1 (core) risk-based capital | $37,100,000 | 1,704 |
| Tier 2 risk-based capital | $3,237,000 | 1,775 |
| Total risk weighted assets | $256,401,000 | 1,901 |
| Total unused commitments | $22,307,000 | 2,543 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 110 | 1,457 |
| Assets and Liabilities | ||
| Total Assets: | $391,943,000 | 1,782 |
| Cash and due from depository institutions | $10,193,000 | 1,457 |
| Interest-bearing balances | $36,000 | 6,795 |
| Securities | $147,838,000 | 875 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $193,580,000 | 2,360 |
| Loan loss allowance | $4,870,000 | 1,584 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $16,756,000 | 724 |
| Other real estate owned | $258,000 | 1,457 |
| Goodwill and other intangibles | $2,500,000 | 1,189 |
| All other assets | $20,818,000 | 1,023 |
| Life insurance assets | $6,884,000 | 957 |
| Total liabilities and capital | $391,943,000 | 1,782 |
| Total liabilities | $354,737,000 | 1,775 |
| Total deposits | $320,809,000 | 1,762 |
| Interest-bearing deposits | $252,271,000 | 1,933 |
| Deposits held in domestic offices | $320,809,000 | 1,760 |
| % insured | 89.96% | 3,959 |
| Federal funds purchased & repurchase agreements | $8,500,000 | 1,182 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $22,500,000 | 1,770 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,928,000 | 1,728 |
| Total equity capital | $37,206,000 | 1,870 |
| Total bank equity capital | $37,206,000 | 1,869 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,651,000 | 2,138 |
| Surplus | $9,801,000 | 2,728 |
| Undivided profits | $25,754,000 | 1,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $15,289,000 | 1,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,577,000 | 1,351 |
| Earning assets | $341,454,000 | 1,870 |
| Long-term assets (5+ years) | $124,935,000 | 1,109 |
| Average Assets, year-to-date | $404,098,250 | 1,712 |
| Average Assets, quarterly | $399,350,000 | 1,749 |
| Volatile liabilities | $81,459,000 | 1,840 |
| Insider loans | $462,000 | 5,482 |
| FHLB advances | $22,500,000 | 1,668 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $32,756,000 | 2,008 |
| Tier 1 (core) risk-based capital | $39,015,000 | 1,635 |
| Tier 2 risk-based capital | $3,463,000 | 1,690 |
| Total risk weighted assets | $275,457,000 | 1,815 |
| Total unused commitments | $32,756,000 | 2,010 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 110 | 1,488 |
| Assets and Liabilities | ||
| Total Assets: | $406,757,000 | 1,741 |
| Cash and due from depository institutions | $13,766,000 | 1,488 |
| Interest-bearing balances | $63,000 | 6,549 |
| Securities | $142,587,000 | 888 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 2,305 |
| Net loans & leases | $204,309,000 | 2,287 |
| Loan loss allowance | $4,245,000 | 1,721 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $17,006,000 | 730 |
| Other real estate owned | $258,000 | 1,488 |
| Goodwill and other intangibles | $2,500,000 | 1,205 |
| All other assets | $22,431,000 | 977 |
| Life insurance assets | $6,817,000 | 968 |
| Total liabilities and capital | $406,757,000 | 1,741 |
| Total liabilities | $374,300,000 | 1,714 |
| Total deposits | $341,836,000 | 1,691 |
| Interest-bearing deposits | $265,226,000 | 1,845 |
| Deposits held in domestic offices | $341,836,000 | 1,687 |
| % insured | 62.29% | 7,059 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $29,500,000 | 1,526 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,964,000 | 1,753 |
| Total equity capital | $32,457,000 | 2,091 |
| Total bank equity capital | $32,457,000 | 2,088 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,651,000 | 2,170 |
| Surplus | $9,801,000 | 2,722 |
| Undivided profits | $21,005,000 | 1,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $14,617,000 | 1,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,489,000 | 1,372 |
| Earning assets | $350,859,000 | 1,838 |
| Long-term assets (5+ years) | $129,887,000 | 1,057 |
| Average Assets, year-to-date | $408,150,000 | 1,723 |
| Average Assets, quarterly | $408,391,500 | 1,738 |
| Volatile liabilities | $73,641,000 | 2,011 |
| Insider loans | $512,000 | 5,385 |
| FHLB advances | $29,500,000 | 1,429 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $33,372,000 | 2,052 |
| Tier 1 (core) risk-based capital | $38,188,000 | 1,704 |
| Tier 2 risk-based capital | $3,694,000 | 1,576 |
| Total risk weighted assets | $294,197,000 | 1,746 |
| Total unused commitments | $33,372,000 | 2,055 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 114 | 1,443 |
| Assets and Liabilities | ||
| Total Assets: | $410,026,000 | 1,738 |
| Cash and due from depository institutions | $10,613,000 | 1,443 |
| Interest-bearing balances | $7,000 | 7,056 |
| Securities | $141,515,000 | 880 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $213,503,000 | 2,206 |
| Loan loss allowance | $4,441,000 | 1,583 |
| Trading account assets | $2,044,000 | 167 |
| Bank premises and fixed assets | $17,226,000 | 723 |
| Other real estate owned | $50,000 | 1,443 |
| Goodwill and other intangibles | $2,500,000 | 1,217 |
| All other assets | $22,575,000 | 959 |
| Life insurance assets | $6,751,000 | 975 |
| Total liabilities and capital | $410,026,000 | 1,738 |
| Total liabilities | $379,961,000 | 1,705 |
| Total deposits | $347,305,000 | 1,668 |
| Interest-bearing deposits | $271,878,000 | 1,821 |
| Deposits held in domestic offices | $347,305,000 | 1,665 |
| % insured | 64.67% | 6,818 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $29,550,000 | 1,558 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,106,000 | 1,667 |
| Total equity capital | $30,065,000 | 2,280 |
| Total bank equity capital | $30,065,000 | 2,279 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,651,000 | 2,184 |
| Surplus | $9,801,000 | 2,711 |
| Undivided profits | $18,613,000 | 1,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,506,000 | 2,262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,612,000 | 1,320 |
| Earning assets | $357,069,000 | 1,814 |
| Long-term assets (5+ years) | $133,063,000 | 1,014 |
| Average Assets, year-to-date | $408,846,500 | 1,727 |
| Average Assets, quarterly | $408,846,500 | 1,727 |
| Volatile liabilities | $76,765,000 | 1,947 |
| Insider loans | $559,000 | 5,287 |
| FHLB advances | $29,550,000 | 1,470 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $36,197,000 | 2,008 |
| Tier 1 (core) risk-based capital | $37,342,000 | 1,752 |
| Tier 2 risk-based capital | $3,703,000 | 1,567 |
| Total risk weighted assets | $296,437,000 | 1,746 |
| Total unused commitments | $36,197,000 | 2,009 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 114 | 1,458 |
| Assets and Liabilities | ||
| Total Assets: | $407,667,000 | 1,724 |
| Cash and due from depository institutions | $12,690,000 | 1,458 |
| Interest-bearing balances | $84,000 | 5,864 |
| Securities | $118,709,000 | 1,036 |
| Federal funds sold & reverse repurchase agreements | $9,600,000 | 1,034 |
| Net loans & leases | $223,355,000 | 2,147 |
| Loan loss allowance | $1,796,000 | 3,149 |
| Trading account assets | $4,874,000 | 142 |
| Bank premises and fixed assets | $17,484,000 | 712 |
| Other real estate owned | $50,000 | 1,458 |
| Goodwill and other intangibles | $2,500,000 | 1,238 |
| All other assets | $18,405,000 | 1,164 |
| Life insurance assets | $6,686,000 | 977 |
| Total liabilities and capital | $407,667,000 | 1,724 |
| Total liabilities | $374,348,000 | 1,705 |
| Total deposits | $337,607,000 | 1,647 |
| Interest-bearing deposits | $256,066,000 | 1,849 |
| Deposits held in domestic offices | $337,607,000 | 1,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $34,550,000 | 1,549 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,191,000 | 2,137 |
| Total equity capital | $33,319,000 | 2,031 |
| Total bank equity capital | $33,319,000 | 2,031 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,651,000 | 2,191 |
| Surplus | $9,801,000 | 2,690 |
| Undivided profits | $21,867,000 | 1,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $576,000 | 5,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,204,000 | 1,669 |
| Earning assets | $356,622,000 | 1,791 |
| Long-term assets (5+ years) | $133,505,000 | 1,001 |
| Average Assets, year-to-date | $421,633,000 | 1,615 |
| Average Assets, quarterly | $407,583,500 | 1,703 |
| Volatile liabilities | $58,749,000 | 2,401 |
| Insider loans | $564,000 | 5,340 |
| FHLB advances | $34,550,000 | 1,459 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $33,251,000 | 2,200 |
| Tier 1 (core) risk-based capital | $38,567,000 | 1,660 |
| Tier 2 risk-based capital | $1,796,000 | 2,820 |
| Total risk weighted assets | $298,068,000 | 1,737 |
| Total unused commitments | $33,251,000 | 2,202 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 115 | 1,465 |
| Assets and Liabilities | ||
| Total Assets: | $407,500,000 | 1,707 |
| Cash and due from depository institutions | $12,914,000 | 1,465 |
| Interest-bearing balances | $966,000 | 3,093 |
| Securities | $117,106,000 | 1,022 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 4,657 |
| Net loans & leases | $232,487,000 | 2,074 |
| Loan loss allowance | $1,620,000 | 3,200 |
| Trading account assets | $5,115,000 | 146 |
| Bank premises and fixed assets | $17,289,000 | 718 |
| Other real estate owned | $0 | 1,465 |
| Goodwill and other intangibles | $2,500,000 | 1,278 |
| All other assets | $19,189,000 | 1,095 |
| Life insurance assets | $6,621,000 | 976 |
| Total liabilities and capital | $407,500,000 | 1,707 |
| Total liabilities | $373,023,000 | 1,694 |
| Total deposits | $335,725,000 | 1,628 |
| Interest-bearing deposits | $312,908,000 | 1,524 |
| Deposits held in domestic offices | $335,725,000 | 1,624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $34,600,000 | 1,543 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,698,000 | 1,837 |
| Total equity capital | $34,477,000 | 1,977 |
| Total bank equity capital | $34,477,000 | 1,977 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,651,000 | 2,210 |
| Surplus | $9,801,000 | 2,678 |
| Undivided profits | $23,025,000 | 1,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $477,000 | 5,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,485,000 | 1,560 |
| Earning assets | $356,574,000 | 1,788 |
| Long-term assets (5+ years) | $124,897,000 | 1,053 |
| Average Assets, year-to-date | $425,124,500 | 1,608 |
| Average Assets, quarterly | $414,080,000 | 1,675 |
| Volatile liabilities | $61,371,000 | 2,255 |
| Insider loans | $610,000 | 5,209 |
| FHLB advances | $34,600,000 | 1,462 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $44,923,000 | 1,842 |
| Tier 1 (core) risk-based capital | $38,351,000 | 1,693 |
| Tier 2 risk-based capital | $1,620,000 | 2,994 |
| Total risk weighted assets | $298,882,000 | 1,721 |
| Total unused commitments | $44,923,000 | 1,844 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 125 | 1,378 |
| Assets and Liabilities | ||
| Total Assets: | $420,660,000 | 1,658 |
| Cash and due from depository institutions | $13,687,000 | 1,378 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $135,224,000 | 895 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $226,990,000 | 2,107 |
| Loan loss allowance | $967,000 | 4,431 |
| Trading account assets | $9,179,000 | 129 |
| Bank premises and fixed assets | $16,970,000 | 717 |
| Other real estate owned | $0 | 1,378 |
| Goodwill and other intangibles | $2,500,000 | 1,290 |
| All other assets | $16,110,000 | 1,232 |
| Life insurance assets | $6,555,000 | 987 |
| Total liabilities and capital | $420,660,000 | 1,658 |
| Total liabilities | $385,611,000 | 1,631 |
| Total deposits | $337,632,000 | 1,606 |
| Interest-bearing deposits | $259,712,000 | 1,791 |
| Deposits held in domestic offices | $337,632,000 | 1,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,300,000 | 1,536 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $37,600,000 | 1,416 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,079,000 | 1,670 |
| Total equity capital | $35,049,000 | 1,951 |
| Total bank equity capital | $35,049,000 | 1,951 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,651,000 | 2,229 |
| Surplus | $6,001,000 | 3,684 |
| Undivided profits | $27,397,000 | 1,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $404,000 | 5,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,267,000 | 1,650 |
| Earning assets | $371,393,000 | 1,714 |
| Long-term assets (5+ years) | $133,566,000 | 978 |
| Average Assets, year-to-date | $430,999,330 | 1,596 |
| Average Assets, quarterly | $427,652,500 | 1,618 |
| Volatile liabilities | $59,375,000 | 2,319 |
| Insider loans | $605,000 | 5,226 |
| FHLB advances | $37,600,000 | 1,343 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $51,322,000 | 1,692 |
| Tier 1 (core) risk-based capital | $36,258,000 | 1,796 |
| Tier 2 risk-based capital | $967,000 | 4,215 |
| Total risk weighted assets | $294,838,000 | 1,743 |
| Total unused commitments | $51,322,000 | 1,693 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 124 | 1,367 |
| Assets and Liabilities | ||
| Total Assets: | $434,645,000 | 1,605 |
| Cash and due from depository institutions | $13,932,000 | 1,367 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $141,506,000 | 855 |
| Federal funds sold & reverse repurchase agreements | $7,800,000 | 2,230 |
| Net loans & leases | $221,188,000 | 2,115 |
| Loan loss allowance | $932,000 | 4,460 |
| Trading account assets | $15,090,000 | 122 |
| Bank premises and fixed assets | $17,219,000 | 695 |
| Other real estate owned | $0 | 1,367 |
| Goodwill and other intangibles | $2,500,000 | 1,304 |
| All other assets | $15,410,000 | 1,238 |
| Life insurance assets | $6,492,000 | 986 |
| Total liabilities and capital | $434,645,000 | 1,605 |
| Total liabilities | $399,018,000 | 1,576 |
| Total deposits | $357,530,000 | 1,506 |
| Interest-bearing deposits | $276,518,000 | 1,714 |
| Deposits held in domestic offices | $357,530,000 | 1,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $38,650,000 | 1,295 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,838,000 | 1,896 |
| Total equity capital | $35,627,000 | 1,973 |
| Total bank equity capital | $35,627,000 | 1,973 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,651,000 | 2,227 |
| Surplus | $6,001,000 | 3,659 |
| Undivided profits | $27,975,000 | 1,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $346,000 | 5,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,555,000 | 1,497 |
| Earning assets | $385,584,000 | 1,646 |
| Long-term assets (5+ years) | $147,664,000 | 857 |
| Average Assets, year-to-date | $436,169,000 | 1,586 |
| Average Assets, quarterly | $436,169,000 | 1,586 |
| Volatile liabilities | $40,795,000 | 3,065 |
| Insider loans | $751,000 | 4,846 |
| FHLB advances | $38,650,000 | 1,216 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $49,871,000 | 1,765 |
| Tier 1 (core) risk-based capital | $35,122,000 | 1,867 |
| Tier 2 risk-based capital | $932,000 | 4,258 |
| Total risk weighted assets | $295,261,000 | 1,702 |
| Total unused commitments | $49,871,000 | 1,766 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 129 | 1,317 |
| Assets and Liabilities | ||
| Total Assets: | $437,693,000 | 1,569 |
| Cash and due from depository institutions | $18,189,000 | 1,317 |
| Interest-bearing balances | $25,000 | 5,861 |
| Securities | $124,147,000 | 961 |
| Federal funds sold & reverse repurchase agreements | $11,800,000 | 1,146 |
| Net loans & leases | $217,936,000 | 2,153 |
| Loan loss allowance | $826,000 | 4,772 |
| Trading account assets | $31,887,000 | 91 |
| Bank premises and fixed assets | $17,467,000 | 682 |
| Other real estate owned | $330,000 | 1,317 |
| Goodwill and other intangibles | $2,500,000 | 1,293 |
| All other assets | $13,437,000 | 1,387 |
| Life insurance assets | $6,428,000 | 985 |
| Total liabilities and capital | $437,693,000 | 1,569 |
| Total liabilities | $401,485,000 | 1,534 |
| Total deposits | $369,774,000 | 1,436 |
| Interest-bearing deposits | $280,593,000 | 1,669 |
| Deposits held in domestic offices | $369,774,000 | 1,433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $28,650,000 | 1,502 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,061,000 | 1,759 |
| Total equity capital | $36,208,000 | 1,933 |
| Total bank equity capital | $36,208,000 | 1,933 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,651,000 | 2,222 |
| Surplus | $6,001,000 | 3,629 |
| Undivided profits | $28,556,000 | 1,344 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,245,000 | 2,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $29,000 | 957 |
| Income earned, not collected on loans | $2,500,000 | 1,662 |
| Earning assets | $385,795,000 | 1,626 |
| Long-term assets (5+ years) | $117,442,000 | 1,003 |
| Average Assets, year-to-date | $398,864,600 | 1,652 |
| Average Assets, quarterly | $425,217,000 | 1,598 |
| Volatile liabilities | $34,989,000 | 3,438 |
| Insider loans | $821,000 | 4,687 |
| FHLB advances | $28,650,000 | 1,421 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $52,117,000 | 1,716 |
| Tier 1 (core) risk-based capital | $34,193,000 | 1,912 |
| Tier 2 risk-based capital | $826,000 | 4,585 |
| Total risk weighted assets | $291,163,000 | 1,715 |
| Total unused commitments | $52,117,000 | 1,716 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 122 | 1,397 |
| Assets and Liabilities | ||
| Total Assets: | $412,741,000 | 1,636 |
| Cash and due from depository institutions | $14,000,000 | 1,397 |
| Interest-bearing balances | $218,000 | 3,763 |
| Securities | $117,649,000 | 1,016 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $213,737,000 | 2,145 |
| Loan loss allowance | $834,000 | 4,728 |
| Trading account assets | $32,098,000 | 84 |
| Bank premises and fixed assets | $17,647,000 | 647 |
| Other real estate owned | $282,000 | 1,397 |
| Goodwill and other intangibles | $2,500,000 | 1,267 |
| All other assets | $14,828,000 | 1,261 |
| Life insurance assets | $6,363,000 | 963 |
| Total liabilities and capital | $412,741,000 | 1,636 |
| Total liabilities | $378,058,000 | 1,610 |
| Total deposits | $340,200,000 | 1,561 |
| Interest-bearing deposits | $260,070,000 | 1,778 |
| Deposits held in domestic offices | $340,200,000 | 1,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,049 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $34,700,000 | 1,212 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,658,000 | 1,977 |
| Total equity capital | $34,683,000 | 1,981 |
| Total bank equity capital | $34,683,000 | 1,981 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,651,000 | 2,200 |
| Surplus | $6,001,000 | 3,575 |
| Undivided profits | $27,031,000 | 1,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $440,000 | 4,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,103,000 | 1,398 |
| Earning assets | $363,702,000 | 1,694 |
| Long-term assets (5+ years) | $114,032,000 | 1,003 |
| Average Assets, year-to-date | $389,157,500 | 1,683 |
| Average Assets, quarterly | $402,314,500 | 1,658 |
| Volatile liabilities | $35,857,000 | 3,322 |
| Insider loans | $836,000 | 4,630 |
| FHLB advances | $34,700,000 | 1,132 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $47,165,000 | 1,870 |
| Tier 1 (core) risk-based capital | $33,058,000 | 1,975 |
| Tier 2 risk-based capital | $834,000 | 4,539 |
| Total risk weighted assets | $281,151,000 | 1,733 |
| Total unused commitments | $47,165,000 | 1,870 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 128 | 1,358 |
| Assets and Liabilities | ||
| Total Assets: | $391,888,000 | 1,722 |
| Cash and due from depository institutions | $12,879,000 | 1,358 |
| Interest-bearing balances | $590,000 | 2,951 |
| Securities | $92,748,000 | 1,299 |
| Federal funds sold & reverse repurchase agreements | $6,600,000 | 2,190 |
| Net loans & leases | $213,003,000 | 2,150 |
| Loan loss allowance | $882,000 | 4,556 |
| Trading account assets | $32,296,000 | 84 |
| Bank premises and fixed assets | $17,754,000 | 629 |
| Other real estate owned | $282,000 | 1,358 |
| Goodwill and other intangibles | $2,500,000 | 1,271 |
| All other assets | $13,826,000 | 1,351 |
| Life insurance assets | $6,297,000 | 968 |
| Total liabilities and capital | $391,888,000 | 1,722 |
| Total liabilities | $358,610,000 | 1,696 |
| Total deposits | $327,111,000 | 1,647 |
| Interest-bearing deposits | $240,849,000 | 1,921 |
| Deposits held in domestic offices | $327,111,000 | 1,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $28,700,000 | 1,339 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,799,000 | 1,826 |
| Total equity capital | $33,278,000 | 2,035 |
| Total bank equity capital | $33,278,000 | 2,035 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,651,000 | 2,199 |
| Surplus | $6,001,000 | 3,574 |
| Undivided profits | $25,626,000 | 1,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $426,000 | 4,441 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,371,000 | 1,757 |
| Earning assets | $345,237,000 | 1,781 |
| Long-term assets (5+ years) | $89,122,000 | 1,212 |
| Average Assets, year-to-date | $381,296,330 | 1,744 |
| Average Assets, quarterly | $387,428,000 | 1,727 |
| Volatile liabilities | $42,463,000 | 2,892 |
| Insider loans | $906,000 | 4,476 |
| FHLB advances | $28,700,000 | 1,260 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $46,089,000 | 1,950 |
| Tier 1 (core) risk-based capital | $32,171,000 | 2,029 |
| Tier 2 risk-based capital | $882,000 | 4,358 |
| Total risk weighted assets | $277,726,000 | 1,767 |
| Total unused commitments | $46,089,000 | 1,950 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 128 | 1,339 |
| Assets and Liabilities | ||
| Total Assets: | $382,968,000 | 1,746 |
| Cash and due from depository institutions | $15,517,000 | 1,339 |
| Interest-bearing balances | $466,000 | 3,228 |
| Securities | $80,830,000 | 1,475 |
| Federal funds sold & reverse repurchase agreements | $14,500,000 | 1,388 |
| Net loans & leases | $206,203,000 | 2,195 |
| Loan loss allowance | $1,002,000 | 4,163 |
| Trading account assets | $32,236,000 | 101 |
| Bank premises and fixed assets | $17,926,000 | 614 |
| Other real estate owned | $436,000 | 1,339 |
| Goodwill and other intangibles | $2,500,000 | 1,257 |
| All other assets | $12,820,000 | 1,384 |
| Life insurance assets | $6,237,000 | 959 |
| Total liabilities and capital | $382,968,000 | 1,746 |
| Total liabilities | $349,043,000 | 1,724 |
| Total deposits | $317,207,000 | 1,700 |
| Interest-bearing deposits | $231,040,000 | 1,982 |
| Deposits held in domestic offices | $317,207,000 | 1,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $29,167,000 | 1,273 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,669,000 | 1,947 |
| Total equity capital | $33,925,000 | 2,011 |
| Total bank equity capital | $33,925,000 | 2,011 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,651,000 | 2,190 |
| Surplus | $6,001,000 | 3,532 |
| Undivided profits | $26,273,000 | 1,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $682,000 | 3,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,409,000 | 1,646 |
| Earning assets | $334,235,000 | 1,835 |
| Long-term assets (5+ years) | $76,946,000 | 1,349 |
| Average Assets, year-to-date | $376,000,500 | 1,770 |
| Average Assets, quarterly | $376,000,500 | 1,770 |
| Volatile liabilities | $68,780,000 | 1,929 |
| Insider loans | $127,000 | 6,912 |
| FHLB advances | $29,167,000 | 1,207 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $43,763,000 | 2,024 |
| Tier 1 (core) risk-based capital | $31,125,000 | 2,082 |
| Tier 2 risk-based capital | $1,002,000 | 3,985 |
| Total risk weighted assets | $267,796,000 | 1,810 |
| Total unused commitments | $43,763,000 | 2,024 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 133 | 1,300 |
| Assets and Liabilities | ||
| Total Assets: | $369,033,000 | 1,794 |
| Cash and due from depository institutions | $18,273,000 | 1,300 |
| Interest-bearing balances | $501,000 | 3,157 |
| Securities | $77,502,000 | 1,566 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $208,691,000 | 2,151 |
| Loan loss allowance | $1,018,000 | 4,093 |
| Trading account assets | $31,608,000 | 61 |
| Bank premises and fixed assets | $16,341,000 | 667 |
| Other real estate owned | $282,000 | 1,300 |
| Goodwill and other intangibles | $2,500,000 | 1,246 |
| All other assets | $13,836,000 | 1,292 |
| Life insurance assets | $6,175,000 | 942 |
| Total liabilities and capital | $369,033,000 | 1,794 |
| Total liabilities | $336,379,000 | 1,767 |
| Total deposits | $302,407,000 | 1,744 |
| Interest-bearing deposits | $221,367,000 | 2,044 |
| Deposits held in domestic offices | $302,407,000 | 1,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,100,000 | 2,582 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $29,167,000 | 1,336 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,705,000 | 1,466 |
| Total equity capital | $32,654,000 | 2,050 |
| Total bank equity capital | $32,654,000 | 2,050 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,651,000 | 2,178 |
| Surplus | $6,001,000 | 3,491 |
| Undivided profits | $25,002,000 | 1,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $998,000 | 2,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,262,000 | 1,842 |
| Earning assets | $318,302,000 | 1,890 |
| Long-term assets (5+ years) | $72,897,000 | 1,408 |
| Average Assets, year-to-date | $343,813,800 | 1,830 |
| Average Assets, quarterly | $367,943,500 | 1,779 |
| Volatile liabilities | $66,179,000 | 2,123 |
| Insider loans | $680,000 | 4,967 |
| FHLB advances | $29,167,000 | 1,252 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $63,976,000 | 1,515 |
| Tier 1 (core) risk-based capital | $29,876,000 | 2,140 |
| Tier 2 risk-based capital | $1,018,000 | 3,925 |
| Total risk weighted assets | $265,799,000 | 1,806 |
| Total unused commitments | $63,976,000 | 1,515 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 124 | 1,411 |
| Assets and Liabilities | ||
| Total Assets: | $366,854,000 | 1,793 |
| Cash and due from depository institutions | $15,243,000 | 1,411 |
| Interest-bearing balances | $157,000 | 4,288 |
| Securities | $70,498,000 | 1,706 |
| Federal funds sold & reverse repurchase agreements | $5,600,000 | 2,261 |
| Net loans & leases | $212,722,000 | 2,097 |
| Loan loss allowance | $1,027,000 | 4,104 |
| Trading account assets | $31,241,000 | 64 |
| Bank premises and fixed assets | $13,021,000 | 850 |
| Other real estate owned | $282,000 | 1,411 |
| Goodwill and other intangibles | $2,500,000 | 1,240 |
| All other assets | $15,747,000 | 1,170 |
| Life insurance assets | $4,928,000 | 1,126 |
| Total liabilities and capital | $366,854,000 | 1,793 |
| Total liabilities | $335,411,000 | 1,761 |
| Total deposits | $303,349,000 | 1,725 |
| Interest-bearing deposits | $227,328,000 | 1,956 |
| Deposits held in domestic offices | $303,349,000 | 1,722 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $29,633,000 | 1,386 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,429,000 | 2,023 |
| Total equity capital | $31,443,000 | 2,110 |
| Total bank equity capital | $31,443,000 | 2,110 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,651,000 | 2,185 |
| Surplus | $5,837,000 | 3,531 |
| Undivided profits | $23,955,000 | 1,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $653,000 | 3,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,607,000 | 1,543 |
| Earning assets | $320,218,000 | 1,875 |
| Long-term assets (5+ years) | $69,406,000 | 1,446 |
| Average Assets, year-to-date | $337,509,000 | 1,863 |
| Average Assets, quarterly | $358,301,500 | 1,805 |
| Volatile liabilities | $58,374,000 | 2,343 |
| Insider loans | $643,000 | 5,076 |
| FHLB advances | $29,633,000 | 1,303 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $70,588,000 | 1,412 |
| Tier 1 (core) risk-based capital | $28,736,000 | 2,203 |
| Tier 2 risk-based capital | $1,027,000 | 3,913 |
| Total risk weighted assets | $269,869,000 | 1,777 |
| Total unused commitments | $70,588,000 | 1,412 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 118 | 1,483 |
| Assets and Liabilities | ||
| Total Assets: | $349,749,000 | 1,848 |
| Cash and due from depository institutions | $14,486,000 | 1,483 |
| Interest-bearing balances | $44,000 | 5,620 |
| Securities | $49,774,000 | 2,342 |
| Federal funds sold & reverse repurchase agreements | $6,700,000 | 1,799 |
| Net loans & leases | $217,454,000 | 2,036 |
| Loan loss allowance | $929,000 | 4,352 |
| Trading account assets | $30,773,000 | 67 |
| Bank premises and fixed assets | $11,373,000 | 1,000 |
| Other real estate owned | $552,000 | 1,483 |
| Goodwill and other intangibles | $2,500,000 | 1,227 |
| All other assets | $16,137,000 | 1,128 |
| Life insurance assets | $4,883,000 | 1,109 |
| Total liabilities and capital | $349,750,000 | 1,848 |
| Total liabilities | $320,511,000 | 1,822 |
| Total deposits | $291,381,000 | 1,775 |
| Interest-bearing deposits | $215,482,000 | 2,025 |
| Deposits held in domestic offices | $291,381,000 | 1,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $26,133,000 | 1,503 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,997,000 | 1,596 |
| Total equity capital | $29,239,000 | 2,188 |
| Total bank equity capital | $29,239,000 | 2,188 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,651,000 | 2,178 |
| Surplus | $5,837,000 | 3,486 |
| Undivided profits | $21,751,000 | 1,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $513,000 | 3,653 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,333,000 | 1,557 |
| Earning assets | $304,745,000 | 1,927 |
| Long-term assets (5+ years) | $47,475,000 | 1,890 |
| Average Assets, year-to-date | $327,727,330 | 1,911 |
| Average Assets, quarterly | $336,194,500 | 1,892 |
| Volatile liabilities | $39,701,000 | 3,050 |
| Insider loans | $639,000 | 5,067 |
| FHLB advances | $26,133,000 | 1,405 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $68,315,000 | 1,445 |
| Tier 1 (core) risk-based capital | $27,398,000 | 2,265 |
| Tier 2 risk-based capital | $929,000 | 4,160 |
| Total risk weighted assets | $281,038,000 | 1,683 |
| Total unused commitments | $68,315,000 | 1,447 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 118 | 1,462 |
| Assets and Liabilities | ||
| Total Assets: | $322,640,000 | 1,957 |
| Cash and due from depository institutions | $14,713,000 | 1,462 |
| Interest-bearing balances | $501,000 | 3,219 |
| Securities | $36,893,000 | 3,042 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,171 |
| Net loans & leases | $205,434,000 | 2,097 |
| Loan loss allowance | $951,000 | 4,273 |
| Trading account assets | $30,444,000 | 65 |
| Bank premises and fixed assets | $11,455,000 | 947 |
| Other real estate owned | $768,000 | 1,462 |
| Goodwill and other intangibles | $2,500,000 | 1,192 |
| All other assets | $13,933,000 | 1,266 |
| Life insurance assets | $4,840,000 | 1,086 |
| Total liabilities and capital | $322,640,000 | 1,957 |
| Total liabilities | $294,087,000 | 1,936 |
| Total deposits | $279,568,000 | 1,824 |
| Interest-bearing deposits | $169,237,000 | 2,515 |
| Deposits held in domestic offices | $279,568,000 | 1,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $11,600,000 | 2,368 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,919,000 | 1,608 |
| Total equity capital | $28,553,000 | 2,203 |
| Total bank equity capital | $28,553,000 | 2,203 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,651,000 | 2,165 |
| Surplus | $5,837,000 | 3,417 |
| Undivided profits | $21,065,000 | 1,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $955,000 | 2,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,263,000 | 1,506 |
| Earning assets | $279,772,000 | 2,075 |
| Long-term assets (5+ years) | $35,718,000 | 2,287 |
| Average Assets, year-to-date | $316,716,500 | 1,968 |
| Average Assets, quarterly | $316,716,500 | 1,968 |
| Volatile liabilities | $39,255,000 | 2,940 |
| Insider loans | $605,000 | 5,103 |
| FHLB advances | $11,600,000 | 2,262 |
| Loans and leases held for sale | $1,517,000 | 696 |
| Unused loan commitments | $68,244,000 | 1,418 |
| Tier 1 (core) risk-based capital | $26,233,000 | 2,315 |
| Tier 2 risk-based capital | $951,000 | 4,057 |
| Total risk weighted assets | $269,518,000 | 1,711 |
| Total unused commitments | $68,244,000 | 1,418 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 122 | 1,418 |
| Assets and Liabilities | ||
| Total Assets: | $310,793,000 | 1,995 |
| Cash and due from depository institutions | $12,076,000 | 1,418 |
| Interest-bearing balances | $19,000 | 6,190 |
| Securities | $30,406,000 | 3,532 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 1,813 |
| Net loans & leases | $200,142,000 | 2,111 |
| Loan loss allowance | $1,038,000 | 3,987 |
| Trading account assets | $33,182,000 | 60 |
| Bank premises and fixed assets | $11,594,000 | 915 |
| Other real estate owned | $789,000 | 1,418 |
| Goodwill and other intangibles | $2,500,000 | 1,172 |
| All other assets | $12,804,000 | 1,348 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $310,793,000 | 1,995 |
| Total liabilities | $283,145,000 | 1,979 |
| Total deposits | $269,278,000 | 1,866 |
| Interest-bearing deposits | $197,784,000 | 2,130 |
| Deposits held in domestic offices | $269,278,000 | 1,858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,600,000 | 2,435 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,267,000 | 1,947 |
| Total equity capital | $27,648,000 | 2,260 |
| Total bank equity capital | $27,648,000 | 2,260 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,651,000 | 2,161 |
| Surplus | $5,837,000 | 3,379 |
| Undivided profits | $20,160,000 | 1,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,034,000 | 2,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,884,000 | 1,872 |
| Earning assets | $271,049,000 | 2,094 |
| Long-term assets (5+ years) | $28,223,000 | 2,648 |
| Average Assets, year-to-date | $290,847,800 | 2,032 |
| Average Assets, quarterly | $308,326,500 | 1,993 |
| Volatile liabilities | $37,274,000 | 3,029 |
| Insider loans | $570,000 | 5,193 |
| FHLB advances | $11,600,000 | 2,307 |
| Loans and leases held for sale | $603,000 | 1,084 |
| Unused loan commitments | $66,817,000 | 1,408 |
| Tier 1 (core) risk-based capital | $25,290,000 | 2,353 |
| Tier 2 risk-based capital | $1,038,000 | 3,778 |
| Total risk weighted assets | $261,722,000 | 1,728 |
| Total unused commitments | $66,817,000 | 1,408 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 115 | 1,490 |
| Assets and Liabilities | ||
| Total Assets: | $305,860,000 | 1,997 |
| Cash and due from depository institutions | $20,473,000 | 1,490 |
| Interest-bearing balances | $509,000 | 3,403 |
| Securities | $27,105,000 | 3,796 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $198,444,000 | 2,086 |
| Loan loss allowance | $1,203,000 | 3,601 |
| Trading account assets | $32,932,000 | 58 |
| Bank premises and fixed assets | $9,719,000 | 1,096 |
| Other real estate owned | $1,627,000 | 1,490 |
| Goodwill and other intangibles | $2,500,000 | 1,151 |
| All other assets | $13,060,000 | 1,281 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $305,860,000 | 1,997 |
| Total liabilities | $279,286,000 | 1,965 |
| Total deposits | $254,724,000 | 1,937 |
| Interest-bearing deposits | $187,443,000 | 2,204 |
| Deposits held in domestic offices | $254,724,000 | 1,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,700,000 | 1,155 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $12,067,000 | 2,391 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,795,000 | 1,593 |
| Total equity capital | $26,574,000 | 2,306 |
| Total bank equity capital | $26,574,000 | 2,306 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,651,000 | 2,129 |
| Surplus | $5,837,000 | 3,330 |
| Undivided profits | $19,086,000 | 1,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $953,000 | 2,497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,946,000 | 1,722 |
| Earning assets | $258,990,000 | 2,156 |
| Long-term assets (5+ years) | $25,971,000 | 2,804 |
| Average Assets, year-to-date | $285,861,500 | 2,049 |
| Average Assets, quarterly | $296,120,500 | 2,038 |
| Volatile liabilities | $48,757,000 | 2,443 |
| Insider loans | $929,000 | 4,312 |
| FHLB advances | $12,067,000 | 2,257 |
| Loans and leases held for sale | $1,338,000 | 853 |
| Unused loan commitments | $72,715,000 | 1,278 |
| Tier 1 (core) risk-based capital | $24,118,000 | 2,427 |
| Tier 2 risk-based capital | $1,203,000 | 3,399 |
| Total risk weighted assets | $262,494,000 | 1,692 |
| Total unused commitments | $72,715,000 | 1,278 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 121 | 1,417 |
| Assets and Liabilities | ||
| Total Assets: | $286,381,000 | 2,076 |
| Cash and due from depository institutions | $13,266,000 | 1,417 |
| Interest-bearing balances | $36,000 | 5,874 |
| Securities | $27,306,000 | 3,813 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $188,533,000 | 2,145 |
| Loan loss allowance | $1,037,000 | 3,937 |
| Trading account assets | $32,687,000 | 59 |
| Bank premises and fixed assets | $9,706,000 | 1,078 |
| Other real estate owned | $1,653,000 | 1,417 |
| Goodwill and other intangibles | $2,500,000 | 1,134 |
| All other assets | $10,730,000 | 1,496 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $286,381,000 | 2,076 |
| Total liabilities | $260,517,000 | 2,047 |
| Total deposits | $244,209,000 | 1,976 |
| Interest-bearing deposits | $184,304,000 | 2,217 |
| Deposits held in domestic offices | $244,209,000 | 1,970 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,300,000 | 2,662 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,067,000 | 2,354 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,941,000 | 1,439 |
| Total equity capital | $25,864,000 | 2,320 |
| Total bank equity capital | $25,864,000 | 2,320 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,651,000 | 2,109 |
| Surplus | $5,837,000 | 3,282 |
| Undivided profits | $18,376,000 | 1,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $817,000 | 2,676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,639,000 | 1,880 |
| Earning assets | $248,562,000 | 2,208 |
| Long-term assets (5+ years) | $22,887,000 | 3,074 |
| Average Assets, year-to-date | $279,195,330 | 2,076 |
| Average Assets, quarterly | $282,299,500 | 2,079 |
| Volatile liabilities | $38,430,000 | 2,762 |
| Insider loans | $823,000 | 4,524 |
| FHLB advances | $12,067,000 | 2,235 |
| Loans and leases held for sale | $1,453,000 | 838 |
| Unused loan commitments | $64,190,000 | 1,383 |
| Tier 1 (core) risk-based capital | $23,399,000 | 2,422 |
| Tier 2 risk-based capital | $1,037,000 | 3,722 |
| Total risk weighted assets | $243,301,000 | 1,750 |
| Total unused commitments | $64,190,000 | 1,384 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 110 | 1,555 |
| Assets and Liabilities | ||
| Total Assets: | $278,218,000 | 2,109 |
| Cash and due from depository institutions | $9,380,000 | 1,555 |
| Interest-bearing balances | $128,000 | 4,764 |
| Securities | $27,315,000 | 3,862 |
| Federal funds sold & reverse repurchase agreements | $15,600,000 | 781 |
| Net loans & leases | $180,555,000 | 2,181 |
| Loan loss allowance | $974,000 | 4,141 |
| Trading account assets | $22,176,000 | 62 |
| Bank premises and fixed assets | $9,616,000 | 1,063 |
| Other real estate owned | $2,225,000 | 1,555 |
| Goodwill and other intangibles | $2,500,000 | 1,121 |
| All other assets | $8,851,000 | 1,737 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $278,218,000 | 2,109 |
| Total liabilities | $253,670,000 | 2,080 |
| Total deposits | $238,850,000 | 1,993 |
| Interest-bearing deposits | $183,374,000 | 2,206 |
| Deposits held in domestic offices | $238,850,000 | 1,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,533,000 | 2,254 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,287,000 | 1,754 |
| Total equity capital | $24,548,000 | 2,360 |
| Total bank equity capital | $24,548,000 | 2,360 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,651,000 | 2,116 |
| Surplus | $5,837,000 | 3,249 |
| Undivided profits | $17,060,000 | 1,896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $543,000 | 3,546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,516,000 | 1,997 |
| Earning assets | $245,774,000 | 2,199 |
| Long-term assets (5+ years) | $21,858,000 | 3,249 |
| Average Assets, year-to-date | $275,602,500 | 2,118 |
| Average Assets, quarterly | $275,602,500 | 2,118 |
| Volatile liabilities | $40,782,000 | 2,569 |
| Insider loans | $628,000 | 5,011 |
| FHLB advances | $12,533,000 | 2,138 |
| Loans and leases held for sale | $1,610,000 | 725 |
| Unused loan commitments | $42,872,000 | 1,872 |
| Tier 1 (core) risk-based capital | $22,355,000 | 2,497 |
| Tier 2 risk-based capital | $974,000 | 3,884 |
| Total risk weighted assets | $224,413,000 | 1,845 |
| Total unused commitments | $42,872,000 | 1,874 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 108 | 1,581 |
| Assets and Liabilities | ||
| Total Assets: | $272,987,000 | 2,132 |
| Cash and due from depository institutions | $12,119,000 | 1,581 |
| Interest-bearing balances | $28,000 | 6,070 |
| Securities | $19,283,000 | 4,832 |
| Federal funds sold & reverse repurchase agreements | $16,600,000 | 704 |
| Net loans & leases | $177,910,000 | 2,198 |
| Loan loss allowance | $1,075,000 | 3,814 |
| Trading account assets | $23,975,000 | 70 |
| Bank premises and fixed assets | $9,725,000 | 1,031 |
| Other real estate owned | $2,225,000 | 1,581 |
| Goodwill and other intangibles | $2,500,000 | 1,111 |
| All other assets | $8,650,000 | 1,748 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $272,987,000 | 2,132 |
| Total liabilities | $248,729,000 | 2,105 |
| Total deposits | $234,079,000 | 2,006 |
| Interest-bearing deposits | $178,639,000 | 2,240 |
| Deposits held in domestic offices | $234,079,000 | 2,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $12,533,000 | 2,283 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,117,000 | 1,841 |
| Total equity capital | $24,258,000 | 2,379 |
| Total bank equity capital | $24,258,000 | 2,379 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,651,000 | 2,098 |
| Surplus | $5,837,000 | 3,202 |
| Undivided profits | $16,770,000 | 1,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $384,000 | 4,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,355,000 | 2,221 |
| Earning assets | $237,796,000 | 2,253 |
| Long-term assets (5+ years) | $11,941,000 | 4,473 |
| Average Assets, year-to-date | $256,391,000 | 2,170 |
| Average Assets, quarterly | $267,129,000 | 2,155 |
| Volatile liabilities | $40,348,000 | 2,520 |
| Insider loans | $830,000 | 4,496 |
| FHLB advances | $12,533,000 | 2,157 |
| Loans and leases held for sale | $1,036,000 | 858 |
| Unused loan commitments | $43,306,000 | 1,787 |
| Tier 1 (core) risk-based capital | $21,770,000 | 2,520 |
| Tier 2 risk-based capital | $1,075,000 | 3,599 |
| Total risk weighted assets | $223,344,000 | 1,840 |
| Total unused commitments | $43,306,000 | 1,788 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 112 | 1,541 |
| Assets and Liabilities | ||
| Total Assets: | $261,271,000 | 2,201 |
| Cash and due from depository institutions | $10,744,000 | 1,541 |
| Interest-bearing balances | $497,000 | 3,525 |
| Securities | $22,009,000 | 4,455 |
| Federal funds sold & reverse repurchase agreements | $8,200,000 | 1,381 |
| Net loans & leases | $180,394,000 | 2,117 |
| Loan loss allowance | $1,282,000 | 3,354 |
| Trading account assets | $16,774,000 | 72 |
| Bank premises and fixed assets | $7,552,000 | 1,323 |
| Other real estate owned | $2,304,000 | 1,541 |
| Goodwill and other intangibles | $2,500,000 | 1,086 |
| All other assets | $10,794,000 | 1,411 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $261,271,000 | 2,201 |
| Total liabilities | $237,733,000 | 2,176 |
| Total deposits | $222,608,000 | 2,077 |
| Interest-bearing deposits | $170,589,000 | 2,305 |
| Deposits held in domestic offices | $222,608,000 | 2,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $13,000,000 | 2,225 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,125,000 | 1,824 |
| Total equity capital | $23,538,000 | 2,433 |
| Total bank equity capital | $23,538,000 | 2,433 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,651,000 | 2,097 |
| Surplus | $5,837,000 | 3,156 |
| Undivided profits | $16,050,000 | 2,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $744,000 | 3,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,043,000 | 1,431 |
| Earning assets | $227,874,000 | 2,332 |
| Long-term assets (5+ years) | $12,593,000 | 4,470 |
| Average Assets, year-to-date | $252,242,000 | 2,202 |
| Average Assets, quarterly | $260,373,000 | 2,176 |
| Volatile liabilities | $38,307,000 | 2,573 |
| Insider loans | $615,000 | 5,048 |
| FHLB advances | $13,000,000 | 2,096 |
| Loans and leases held for sale | $759,000 | 1,002 |
| Unused loan commitments | $41,949,000 | 1,802 |
| Tier 1 (core) risk-based capital | $21,053,000 | 2,575 |
| Tier 2 risk-based capital | $1,282,000 | 3,122 |
| Total risk weighted assets | $216,617,000 | 1,852 |
| Total unused commitments | $41,949,000 | 1,804 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 105 | 1,630 |
| Assets and Liabilities | ||
| Total Assets: | $259,475,000 | 2,192 |
| Cash and due from depository institutions | $10,346,000 | 1,630 |
| Interest-bearing balances | $31,000 | 6,084 |
| Securities | $24,725,000 | 4,197 |
| Federal funds sold & reverse repurchase agreements | $6,900,000 | 1,540 |
| Net loans & leases | $178,883,000 | 2,081 |
| Loan loss allowance | $1,388,000 | 3,129 |
| Trading account assets | $16,601,000 | 71 |
| Bank premises and fixed assets | $7,605,000 | 1,290 |
| Other real estate owned | $2,304,000 | 1,630 |
| Goodwill and other intangibles | $2,500,000 | 1,070 |
| All other assets | $9,611,000 | 1,575 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $259,475,000 | 2,192 |
| Total liabilities | $237,115,000 | 2,155 |
| Total deposits | $222,285,000 | 2,060 |
| Interest-bearing deposits | $172,058,000 | 2,263 |
| Deposits held in domestic offices | $222,285,000 | 2,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,095,000 | 2,200 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,735,000 | 1,978 |
| Total equity capital | $22,360,000 | 2,459 |
| Total bank equity capital | $22,360,000 | 2,459 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,651,000 | 2,099 |
| Surplus | $5,837,000 | 3,111 |
| Undivided profits | $14,872,000 | 2,073 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $514,000 | 3,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $14,000 | 1,234 |
| Income earned, not collected on loans | $1,682,000 | 1,652 |
| Earning assets | $227,140,000 | 2,296 |
| Long-term assets (5+ years) | $14,487,000 | 4,320 |
| Average Assets, year-to-date | $249,232,330 | 2,228 |
| Average Assets, quarterly | $252,795,500 | 2,223 |
| Volatile liabilities | $37,981,000 | 2,525 |
| Insider loans | $273,000 | 6,394 |
| FHLB advances | $13,000,000 | 2,079 |
| Loans and leases held for sale | $828,000 | 976 |
| Unused loan commitments | $38,439,000 | 1,902 |
| Tier 1 (core) risk-based capital | $20,120,000 | 2,635 |
| Tier 2 risk-based capital | $1,388,000 | 2,886 |
| Total risk weighted assets | $203,497,000 | 1,909 |
| Total unused commitments | $38,439,000 | 1,907 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 106 | 1,620 |
| Assets and Liabilities | ||
| Total Assets: | $246,116,000 | 2,283 |
| Cash and due from depository institutions | $9,414,000 | 1,620 |
| Interest-bearing balances | $30,000 | 6,202 |
| Securities | $24,265,000 | 4,243 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,105 |
| Net loans & leases | $167,458,000 | 2,155 |
| Loan loss allowance | $1,724,000 | 2,582 |
| Trading account assets | $16,696,000 | 71 |
| Bank premises and fixed assets | $7,393,000 | 1,303 |
| Other real estate owned | $2,610,000 | 1,620 |
| Goodwill and other intangibles | $2,500,000 | 1,052 |
| All other assets | $8,780,000 | 1,584 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $246,116,000 | 2,283 |
| Total liabilities | $223,894,000 | 2,256 |
| Total deposits | $212,422,000 | 2,126 |
| Interest-bearing deposits | $165,030,000 | 2,336 |
| Deposits held in domestic offices | $212,422,000 | 2,121 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $9,583,000 | 2,507 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,889,000 | 2,051 |
| Total equity capital | $22,222,000 | 2,530 |
| Total bank equity capital | $22,222,000 | 2,530 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,651,000 | 2,095 |
| Surplus | $5,837,000 | 3,077 |
| Undivided profits | $14,734,000 | 2,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $747,000 | 3,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,530,000 | 1,829 |
| Earning assets | $215,449,000 | 2,399 |
| Long-term assets (5+ years) | $21,327,000 | 3,434 |
| Average Assets, year-to-date | $244,111,000 | 2,276 |
| Average Assets, quarterly | $244,111,000 | 2,276 |
| Volatile liabilities | $36,284,000 | 2,562 |
| Insider loans | $276,000 | 6,361 |
| FHLB advances | $9,500,000 | 2,396 |
| Loans and leases held for sale | $338,000 | 1,449 |
| Unused loan commitments | $33,794,000 | 2,038 |
| Tier 1 (core) risk-based capital | $19,612,000 | 2,673 |
| Tier 2 risk-based capital | $1,724,000 | 2,396 |
| Total risk weighted assets | $198,223,000 | 1,922 |
| Total unused commitments | $33,794,000 | 2,044 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 109 | 1,588 |
| Assets and Liabilities | ||
| Total Assets: | $242,106,000 | 2,318 |
| Cash and due from depository institutions | $8,580,000 | 1,588 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $15,828,000 | 5,480 |
| Federal funds sold & reverse repurchase agreements | $15,200,000 | 744 |
| Net loans & leases | $166,852,000 | 2,149 |
| Loan loss allowance | $2,301,000 | 1,980 |
| Trading account assets | $16,550,000 | 68 |
| Bank premises and fixed assets | $7,488,000 | 1,278 |
| Other real estate owned | $463,000 | 1,588 |
| Goodwill and other intangibles | $2,500,000 | 1,053 |
| All other assets | $8,645,000 | 1,632 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $242,106,000 | 2,318 |
| Total liabilities | $220,631,000 | 2,297 |
| Total deposits | $209,558,000 | 2,154 |
| Interest-bearing deposits | $165,200,000 | 2,321 |
| Deposits held in domestic offices | $209,558,000 | 2,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,629,000 | 2,488 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,444,000 | 2,401 |
| Total equity capital | $21,475,000 | 2,556 |
| Total bank equity capital | $21,475,000 | 2,556 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,651,000 | 2,111 |
| Surplus | $5,837,000 | 3,042 |
| Undivided profits | $13,987,000 | 2,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,487,000 | 873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $101,000 | 813 |
| Income earned, not collected on loans | $1,731,000 | 1,657 |
| Earning assets | $214,430,000 | 2,392 |
| Long-term assets (5+ years) | $21,602,000 | 3,432 |
| Average Assets, year-to-date | $226,516,400 | 2,390 |
| Average Assets, quarterly | $238,073,500 | 2,338 |
| Volatile liabilities | $37,212,000 | 2,498 |
| Insider loans | $372,000 | 5,970 |
| FHLB advances | $9,500,000 | 2,377 |
| Loans and leases held for sale | $2,587,000 | 561 |
| Unused loan commitments | $38,271,000 | 1,813 |
| Tier 1 (core) risk-based capital | $18,858,000 | 2,733 |
| Tier 2 risk-based capital | $2,301,000 | 1,863 |
| Total risk weighted assets | $187,384,000 | 2,006 |
| Total unused commitments | $38,271,000 | 1,817 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 109 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $234,041,000 | 2,393 |
| Cash and due from depository institutions | $9,859,000 | 1,615 |
| Interest-bearing balances | $2,000 | 6,934 |
| Securities | $14,237,000 | 5,671 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,425 |
| Net loans & leases | $168,649,000 | 2,107 |
| Loan loss allowance | $2,239,000 | 2,044 |
| Trading account assets | $16,499,000 | 69 |
| Bank premises and fixed assets | $6,165,000 | 1,568 |
| Other real estate owned | $477,000 | 1,615 |
| Goodwill and other intangibles | $2,500,000 | 1,044 |
| All other assets | $10,155,000 | 1,419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $234,041,000 | 2,393 |
| Total liabilities | $213,329,000 | 2,371 |
| Total deposits | $202,272,000 | 2,242 |
| Interest-bearing deposits | $155,614,000 | 2,463 |
| Deposits held in domestic offices | $202,272,000 | 2,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,577,000 | 2,469 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,480,000 | 2,427 |
| Total equity capital | $20,712,000 | 2,629 |
| Total bank equity capital | $20,712,000 | 2,629 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,651,000 | 2,119 |
| Surplus | $5,837,000 | 2,976 |
| Undivided profits | $13,224,000 | 2,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,377,000 | 1,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $549,000 | 345 |
| Income earned, not collected on loans | $1,933,000 | 1,546 |
| Earning assets | $204,887,000 | 2,507 |
| Long-term assets (5+ years) | $14,944,000 | 4,238 |
| Average Assets, year-to-date | $222,619,000 | 2,446 |
| Average Assets, quarterly | $228,000,000 | 2,454 |
| Volatile liabilities | $38,781,000 | 2,366 |
| Insider loans | $375,000 | 5,990 |
| FHLB advances | $9,500,000 | 2,345 |
| Loans and leases held for sale | $3,538,000 | 652 |
| Unused loan commitments | $35,570,000 | 1,929 |
| Tier 1 (core) risk-based capital | $18,132,000 | 2,826 |
| Tier 2 risk-based capital | $2,239,000 | 1,898 |
| Total risk weighted assets | $189,645,000 | 1,980 |
| Total unused commitments | $35,570,000 | 1,932 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 100 | 1,746 |
| Assets and Liabilities | ||
| Total Assets: | $221,959,000 | 2,507 |
| Cash and due from depository institutions | $9,396,000 | 1,746 |
| Interest-bearing balances | $30,000 | 6,262 |
| Securities | $13,614,000 | 5,757 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $164,503,000 | 2,122 |
| Loan loss allowance | $2,130,000 | 2,109 |
| Trading account assets | $16,673,000 | 73 |
| Bank premises and fixed assets | $6,173,000 | 1,540 |
| Other real estate owned | $638,000 | 1,746 |
| Goodwill and other intangibles | $2,500,000 | 1,011 |
| All other assets | $8,462,000 | 1,609 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,959,000 | 2,507 |
| Total liabilities | $201,181,000 | 2,484 |
| Total deposits | $192,350,000 | 2,336 |
| Interest-bearing deposits | $154,119,000 | 2,479 |
| Deposits held in domestic offices | $192,350,000 | 2,331 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 3,057 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,060,000 | 2,799 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,571,000 | 2,419 |
| Total equity capital | $20,778,000 | 2,612 |
| Total bank equity capital | $20,778,000 | 2,612 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,651,000 | 2,119 |
| Surplus | $5,837,000 | 2,946 |
| Undivided profits | $13,290,000 | 2,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,444,000 | 2,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $549,000 | 368 |
| Income earned, not collected on loans | $1,728,000 | 1,655 |
| Earning assets | $194,820,000 | 2,600 |
| Long-term assets (5+ years) | $14,853,000 | 4,104 |
| Average Assets, year-to-date | $218,811,670 | 2,477 |
| Average Assets, quarterly | $219,352,500 | 2,501 |
| Volatile liabilities | $39,565,000 | 2,279 |
| Insider loans | $653,000 | 4,891 |
| FHLB advances | $7,000,000 | 2,646 |
| Loans and leases held for sale | $5,119,000 | 691 |
| Unused loan commitments | $29,839,000 | 2,135 |
| Tier 1 (core) risk-based capital | $18,112,000 | 2,769 |
| Tier 2 risk-based capital | $2,130,000 | 1,934 |
| Total risk weighted assets | $186,084,000 | 1,977 |
| Total unused commitments | $29,839,000 | 2,144 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 94 | 1,840 |
| Assets and Liabilities | ||
| Total Assets: | $216,746,000 | 2,516 |
| Cash and due from depository institutions | $6,979,000 | 1,840 |
| Interest-bearing balances | $27,000 | 6,246 |
| Securities | $14,572,000 | 5,567 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,738 |
| Net loans & leases | $157,905,000 | 2,163 |
| Loan loss allowance | $2,049,000 | 2,129 |
| Trading account assets | $16,345,000 | 74 |
| Bank premises and fixed assets | $4,672,000 | 2,010 |
| Other real estate owned | $638,000 | 1,840 |
| Goodwill and other intangibles | $2,500,000 | 1,009 |
| All other assets | $9,135,000 | 1,472 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,746,000 | 2,516 |
| Total liabilities | $196,014,000 | 2,517 |
| Total deposits | $187,936,000 | 2,374 |
| Interest-bearing deposits | $149,057,000 | 2,569 |
| Deposits held in domestic offices | $187,936,000 | 2,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,060,000 | 2,913 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,018,000 | 2,035 |
| Total equity capital | $20,732,000 | 2,569 |
| Total bank equity capital | $20,732,000 | 2,569 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,651,000 | 2,132 |
| Surplus | $5,837,000 | 2,901 |
| Undivided profits | $13,244,000 | 2,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,621,000 | 1,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $55,000 | 1,103 |
| Income earned, not collected on loans | $1,682,000 | 1,751 |
| Earning assets | $192,849,000 | 2,593 |
| Long-term assets (5+ years) | $17,670,000 | 3,648 |
| Average Assets, year-to-date | $217,238,000 | 2,488 |
| Average Assets, quarterly | $217,238,000 | 2,488 |
| Volatile liabilities | $36,112,000 | 2,423 |
| Insider loans | $384,000 | 5,902 |
| FHLB advances | $6,000,000 | 2,753 |
| Loans and leases held for sale | $7,749,000 | 471 |
| Unused loan commitments | $28,017,000 | 2,153 |
| Tier 1 (core) risk-based capital | $18,119,000 | 2,730 |
| Tier 2 risk-based capital | $2,049,000 | 1,960 |
| Total risk weighted assets | $180,561,000 | 1,992 |
| Total unused commitments | $28,017,000 | 2,160 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 91 | 1,888 |
| Assets and Liabilities | ||
| Total Assets: | $217,730,000 | 2,479 |
| Cash and due from depository institutions | $10,075,000 | 1,888 |
| Interest-bearing balances | $24,000 | 6,263 |
| Securities | $13,532,000 | 5,741 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $161,943,000 | 2,091 |
| Loan loss allowance | $1,940,000 | 2,200 |
| Trading account assets | $16,103,000 | 75 |
| Bank premises and fixed assets | $4,564,000 | 2,036 |
| Other real estate owned | $638,000 | 1,888 |
| Goodwill and other intangibles | $2,500,000 | 985 |
| All other assets | $8,375,000 | 1,534 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $217,730,000 | 2,479 |
| Total liabilities | $197,556,000 | 2,450 |
| Total deposits | $188,595,000 | 2,317 |
| Interest-bearing deposits | $150,289,000 | 2,472 |
| Deposits held in domestic offices | $188,595,000 | 2,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,060,000 | 2,420 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $6,096,000 | 2,930 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,805,000 | 2,196 |
| Total equity capital | $20,174,000 | 2,597 |
| Total bank equity capital | $20,174,000 | 2,597 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,651,000 | 2,128 |
| Surplus | $5,837,000 | 2,857 |
| Undivided profits | $12,686,000 | 2,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $959,000 | 2,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,000 | 1,307 |
| Income earned, not collected on loans | $1,661,000 | 1,871 |
| Earning assets | $191,602,000 | 2,558 |
| Long-term assets (5+ years) | $23,159,000 | 3,029 |
| Average Assets, year-to-date | $202,366,400 | 2,531 |
| Average Assets, quarterly | $214,447,500 | 2,482 |
| Volatile liabilities | $39,385,000 | 2,232 |
| Insider loans | $532,000 | 5,311 |
| FHLB advances | $6,000,000 | 2,756 |
| Loans and leases held for sale | $7,723,000 | 538 |
| Unused loan commitments | $26,562,000 | 2,162 |
| Tier 1 (core) risk-based capital | $17,513,000 | 2,762 |
| Tier 2 risk-based capital | $1,940,000 | 2,036 |
| Total risk weighted assets | $179,273,000 | 1,960 |
| Total unused commitments | $26,562,000 | 2,167 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 64 | 2,670 |
| Assets and Liabilities | ||
| Total Assets: | $189,195,000 | 2,671 |
| Cash and due from depository institutions | $7,645,000 | 2,670 |
| Interest-bearing balances | $20,000 | 6,304 |
| Securities | $16,366,000 | 5,137 |
| Federal funds sold & reverse repurchase agreements | $12,700,000 | 1,156 |
| Net loans & leases | $124,232,000 | 2,583 |
| Loan loss allowance | $1,950,000 | 2,054 |
| Trading account assets | $14,019,000 | 85 |
| Bank premises and fixed assets | $4,808,000 | 1,869 |
| Other real estate owned | $645,000 | 2,670 |
| Goodwill and other intangibles | $2,500,000 | 931 |
| All other assets | $6,280,000 | 1,827 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,195,000 | 2,671 |
| Total liabilities | $170,934,000 | 2,661 |
| Total deposits | $168,847,000 | 2,430 |
| Interest-bearing deposits | $136,818,000 | 2,569 |
| Deposits held in domestic offices | $168,847,000 | 2,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $412,000 | 5,102 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,675,000 | 2,332 |
| Total equity capital | $18,261,000 | 2,660 |
| Total bank equity capital | $18,261,000 | 2,660 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,651,000 | 2,161 |
| Surplus | $5,837,000 | 2,744 |
| Undivided profits | $10,773,000 | 2,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $890,000 | 2,927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $48,000 | 1,141 |
| Income earned, not collected on loans | $1,702,000 | 1,966 |
| Earning assets | $167,337,000 | 2,742 |
| Long-term assets (5+ years) | $23,844,000 | 2,938 |
| Average Assets, year-to-date | $176,510,000 | 2,698 |
| Average Assets, quarterly | $190,254,500 | 2,630 |
| Volatile liabilities | $28,200,000 | 2,846 |
| Insider loans | $158,000 | 7,235 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $4,954,000 | 589 |
| Unused loan commitments | $23,688,000 | 2,216 |
| Tier 1 (core) risk-based capital | $15,434,000 | 2,975 |
| Tier 2 risk-based capital | $1,810,000 | 2,025 |
| Total risk weighted assets | $144,661,000 | 2,307 |
| Total unused commitments | $23,688,000 | 2,222 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 78 | 2,183 |
| Assets and Liabilities | ||
| Total Assets: | $160,095,000 | 2,987 |
| Cash and due from depository institutions | $5,635,000 | 2,183 |
| Interest-bearing balances | $20,000 | 5,990 |
| Securities | $31,356,000 | 3,326 |
| Federal funds sold & reverse repurchase agreements | $4,700,000 | 2,495 |
| Net loans & leases | $99,680,000 | 3,075 |
| Loan loss allowance | $1,775,000 | 2,119 |
| Trading account assets | $5,341,000 | 86 |
| Bank premises and fixed assets | $4,363,000 | 2,004 |
| Other real estate owned | $197,000 | 2,183 |
| Goodwill and other intangibles | $2,643,000 | 898 |
| All other assets | $6,180,000 | 1,518 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,095,000 | 2,987 |
| Total liabilities | $145,116,000 | 2,972 |
| Total deposits | $144,146,000 | 2,700 |
| Interest-bearing deposits | $112,439,000 | 2,988 |
| Deposits held in domestic offices | $144,146,000 | 2,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,000 | 5,648 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $949,000 | 3,734 |
| Total equity capital | $14,979,000 | 3,082 |
| Total bank equity capital | $14,979,000 | 3,082 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,651,000 | 2,205 |
| Surplus | $5,837,000 | 2,671 |
| Undivided profits | $7,491,000 | 3,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $886,000 | 2,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,501,000 | 1,738 |
| Earning assets | $141,097,000 | 3,098 |
| Long-term assets (5+ years) | $9,138,000 | 4,769 |
| Average Assets, year-to-date | $152,439,600 | 2,976 |
| Average Assets, quarterly | $157,844,000 | 2,988 |
| Volatile liabilities | $19,292,000 | 3,731 |
| Insider loans | $1,807,000 | 2,527 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,211,000 | 646 |
| Unused loan commitments | $18,783,000 | 2,435 |
| Tier 1 (core) risk-based capital | $12,269,000 | 3,582 |
| Tier 2 risk-based capital | $1,430,960 | 2,397 |
| Total risk weighted assets | $114,133,060 | 2,761 |
| Total unused commitments | $18,783,000 | 2,439 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 75 | 2,334 |
| Assets and Liabilities | ||
| Total Assets: | $147,021,000 | 3,138 |
| Cash and due from depository institutions | $8,508,000 | 2,334 |
| Interest-bearing balances | $19,000 | 6,040 |
| Securities | $36,997,000 | 3,000 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,237 |
| Net loans & leases | $84,516,000 | 3,417 |
| Loan loss allowance | $1,592,000 | 2,266 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,604,000 | 1,845 |
| Other real estate owned | $593,000 | 2,334 |
| Goodwill and other intangibles | $2,723,000 | 899 |
| All other assets | $6,580,000 | 1,436 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,021,000 | 3,138 |
| Total liabilities | $134,774,000 | 3,104 |
| Total deposits | $134,121,000 | 2,845 |
| Interest-bearing deposits | $109,905,000 | 2,974 |
| Deposits held in domestic offices | $134,121,000 | 2,840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,000 | 5,712 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $645,000 | 4,533 |
| Total equity capital | $12,247,000 | 3,576 |
| Total bank equity capital | $12,247,000 | 3,576 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,651,000 | 2,232 |
| Surplus | $5,837,000 | 2,629 |
| Undivided profits | $4,759,000 | 4,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,419,000 | 1,637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,295,000 | 1,710 |
| Earning assets | $124,032,000 | 3,381 |
| Long-term assets (5+ years) | $12,721,000 | 4,328 |
| Average Assets, year-to-date | $118,950,200 | 3,663 |
| Average Assets, quarterly | $145,965,500 | 3,133 |
| Volatile liabilities | $17,688,000 | 3,782 |
| Insider loans | $1,721,000 | 2,521 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $823,000 | 760 |
| Unused loan commitments | $13,212,000 | 3,115 |
| Tier 1 (core) risk-based capital | $9,941,000 | 4,278 |
| Tier 2 risk-based capital | $1,223,610 | 2,628 |
| Total risk weighted assets | $97,520,210 | 3,049 |
| Total unused commitments | $13,212,000 | 3,118 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 45 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $100,138,000 | 4,359 |
| Cash and due from depository institutions | $3,274,000 | 3,815 |
| Interest-bearing balances | $18,000 | 6,078 |
| Securities | $27,437,000 | 3,888 |
| Federal funds sold & reverse repurchase agreements | $7,700,000 | 2,226 |
| Net loans & leases | $56,689,000 | 4,505 |
| Loan loss allowance | $788,000 | 4,060 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,780,000 | 2,891 |
| Other real estate owned | $434,000 | 3,815 |
| Goodwill and other intangibles | $238,000 | 2,258 |
| All other assets | $1,586,000 | 4,245 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,138,000 | 4,359 |
| Total liabilities | $89,984,000 | 4,339 |
| Total deposits | $89,312,000 | 4,120 |
| Interest-bearing deposits | $71,302,000 | 4,393 |
| Deposits held in domestic offices | $89,312,000 | 4,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000 | 5,234 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $669,000 | 4,757 |
| Total equity capital | $10,154,000 | 4,273 |
| Total bank equity capital | $10,154,000 | 4,273 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,651,000 | 2,196 |
| Surplus | $4,337,000 | 3,220 |
| Undivided profits | $4,166,000 | 4,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $868,000 | 2,646 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $331,000 | 434 |
| Income earned, not collected on loans | $1,134,000 | 1,934 |
| Earning assets | $91,844,000 | 4,358 |
| Long-term assets (5+ years) | $14,054,000 | 3,923 |
| Average Assets, year-to-date | $97,918,600 | 4,247 |
| Average Assets, quarterly | $99,203,000 | 4,311 |
| Volatile liabilities | $10,544,000 | 4,842 |
| Insider loans | $1,703,000 | 2,404 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $422,000 | 1,311 |
| Unused loan commitments | $7,620,000 | 4,293 |
| Tier 1 (core) risk-based capital | $9,269,000 | 4,463 |
| Tier 2 risk-based capital | $855,050 | 3,464 |
| Total risk weighted assets | $63,266,450 | 4,235 |
| Total unused commitments | $7,620,000 | 4,298 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 47 | 3,792 |
| Assets and Liabilities | ||
| Total Assets: | $96,834,000 | 4,446 |
| Cash and due from depository institutions | $4,654,000 | 3,792 |
| Interest-bearing balances | $18,000 | 5,913 |
| Securities | $20,216,000 | 4,871 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 1,014 |
| Net loans & leases | $54,218,000 | 4,662 |
| Loan loss allowance | $652,000 | 4,762 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,600,000 | 3,057 |
| Other real estate owned | $449,000 | 3,792 |
| Goodwill and other intangibles | $321,000 | 2,020 |
| All other assets | $1,376,000 | 4,798 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,834,000 | 4,446 |
| Total liabilities | $87,390,000 | 4,399 |
| Total deposits | $86,836,000 | 4,199 |
| Interest-bearing deposits | $71,757,000 | 4,352 |
| Deposits held in domestic offices | $86,836,000 | 4,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $47,000 | 4,925 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $507,000 | 5,857 |
| Total equity capital | $9,444,000 | 4,523 |
| Total bank equity capital | $9,444,000 | 4,523 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,651,000 | 2,210 |
| Surplus | $4,337,000 | 3,151 |
| Undivided profits | $3,456,000 | 5,602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $486,000 | 4,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $946,000 | 2,396 |
| Earning assets | $87,452,000 | 4,517 |
| Long-term assets (5+ years) | $8,150,000 | 4,830 |
| Average Assets, year-to-date | $83,014,000 | 4,865 |
| Average Assets, quarterly | $95,052,500 | 4,470 |
| Volatile liabilities | $11,693,000 | 4,485 |
| Insider loans | $1,512,000 | 2,605 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $159,000 | 1,358 |
| Unused loan commitments | $6,406,000 | 4,576 |
| Tier 1 (core) risk-based capital | $8,838,000 | 4,656 |
| Tier 2 risk-based capital | $652,000 | 4,243 |
| Total risk weighted assets | $60,366,300 | 4,326 |
| Total unused commitments | $6,406,000 | 4,579 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 30 | 5,814 |
| Assets and Liabilities | ||
| Total Assets: | $67,931,000 | 6,017 |
| Cash and due from depository institutions | $4,030,000 | 5,814 |
| Interest-bearing balances | $67,000 | 5,240 |
| Securities | $12,911,000 | 7,021 |
| Federal funds sold & reverse repurchase agreements | $9,575,000 | 1,352 |
| Net loans & leases | $39,348,000 | 5,927 |
| Loan loss allowance | $770,000 | 4,365 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $980,000 | 6,070 |
| Other real estate owned | $0 | 5,814 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,087,000 | 5,899 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,931,000 | 6,017 |
| Total liabilities | $62,001,000 | 5,932 |
| Total deposits | $61,626,000 | 5,716 |
| Interest-bearing deposits | $48,121,000 | 6,115 |
| Deposits held in domestic offices | $61,626,000 | 5,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $87,000 | 4,914 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $288,000 | 8,032 |
| Total equity capital | $5,930,000 | 6,505 |
| Total bank equity capital | $5,930,000 | 6,505 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,651,000 | 2,349 |
| Surplus | $1,651,000 | 6,136 |
| Undivided profits | $2,628,000 | 6,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $842,000 | 3,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $158,000 | 728 |
| Income earned, not collected on loans | $692,000 | 3,337 |
| Earning assets | $61,901,000 | 6,031 |
| Long-term assets (5+ years) | $1,723,000 | 8,051 |
| Average Assets, year-to-date | $64,704,800 | 6,042 |
| Average Assets, quarterly | $65,823,500 | 6,083 |
| Volatile liabilities | $6,599,000 | 6,239 |
| Insider loans | $1,684,000 | 2,458 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $62,000 | 1,467 |
| Unused loan commitments | $3,381,000 | 6,086 |
| Tier 1 (core) risk-based capital | $5,830,000 | 6,490 |
| Tier 2 risk-based capital | $557,280 | 4,838 |
| Total risk weighted assets | $44,369,580 | 5,558 |
| Total unused commitments | $3,381,000 | 6,103 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $62,450,000 | 6,451 |
| Cash and due from depository institutions | $2,009,000 | 5,686 |
| Interest-bearing balances | $17,000 | 6,242 |
| Securities | $17,183,000 | 6,165 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 3,118 |
| Net loans & leases | $36,543,000 | 6,193 |
| Loan loss allowance | $498,000 | 6,077 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,044,000 | 5,908 |
| Other real estate owned | $0 | 5,686 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,071,000 | 6,092 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,450,000 | 6,451 |
| Total liabilities | $56,654,000 | 6,398 |
| Total deposits | $55,830,000 | 6,256 |
| Interest-bearing deposits | $45,052,000 | 6,527 |
| Deposits held in domestic offices | $55,830,000 | 6,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $70,000 | 4,550 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $754,000 | 4,596 |
| Total equity capital | $5,796,000 | 6,706 |
| Total bank equity capital | $5,796,000 | 6,706 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,651,000 | 2,412 |
| Surplus | $1,651,000 | 6,215 |
| Undivided profits | $2,494,000 | 6,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 8,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $670,000 | 3,534 |
| Earning assets | $58,343,000 | 6,360 |
| Long-term assets (5+ years) | $4,695,000 | 5,969 |
| Average Assets, year-to-date | $59,292,200 | 6,506 |
| Average Assets, quarterly | $61,146,500 | 6,490 |
| Volatile liabilities | $5,548,000 | 6,574 |
| Insider loans | $1,106,000 | 3,489 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $264,000 | 1,215 |
| Unused loan commitments | $4,872,000 | 5,060 |
| Tier 1 (core) risk-based capital | $5,519,000 | 6,810 |
| Tier 2 risk-based capital | $498,000 | 5,297 |
| Total risk weighted assets | $41,578,500 | 5,792 |
| Total unused commitments | $4,872,000 | 5,072 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $57,979,000 | 6,823 |
| Cash and due from depository institutions | $2,039,000 | 6,346 |
| Interest-bearing balances | $160,000 | 4,795 |
| Securities | $20,238,000 | 5,831 |
| Federal funds sold & reverse repurchase agreements | $1,470,000 | 4,579 |
| Net loans & leases | $32,134,000 | 6,737 |
| Loan loss allowance | $367,000 | 7,528 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,052,000 | 5,914 |
| Other real estate owned | $0 | 6,346 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,046,000 | 6,531 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,979,000 | 6,823 |
| Total liabilities | $52,461,000 | 6,812 |
| Total deposits | $52,124,000 | 6,598 |
| Interest-bearing deposits | $43,343,000 | 6,718 |
| Deposits held in domestic offices | $52,124,000 | 6,592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $103,000 | 4,769 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $234,000 | 8,369 |
| Total equity capital | $5,518,000 | 6,665 |
| Total bank equity capital | $5,518,000 | 6,665 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,651,000 | 2,482 |
| Surplus | $1,652,000 | 6,251 |
| Undivided profits | $2,215,000 | 6,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 9,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $558,000 | 3,763 |
| Earning assets | $54,002,000 | 6,720 |
| Long-term assets (5+ years) | $5,438,000 | 5,772 |
| Average Assets, year-to-date | $56,065,800 | 6,840 |
| Average Assets, quarterly | $57,502,000 | 6,812 |
| Volatile liabilities | $3,418,000 | 8,049 |
| Insider loans | $1,456,000 | 2,759 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $60,000 | 1,324 |
| Unused loan commitments | $4,238,000 | 5,387 |
| Tier 1 (core) risk-based capital | $5,783,000 | 6,528 |
| Tier 2 risk-based capital | $367,000 | 6,615 |
| Total risk weighted assets | $37,149,400 | 6,232 |
| Total unused commitments | $4,238,000 | 5,394 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 30 | 6,405 |
| Assets and Liabilities | ||
| Total Assets: | $54,273,000 | 7,332 |
| Cash and due from depository institutions | $1,650,000 | 6,405 |
| Interest-bearing balances | $196,000 | 5,729 |
| Securities | $19,259,000 | 6,316 |
| Federal funds sold & reverse repurchase agreements | $3,199,000 | 4,196 |
| Net loans & leases | $28,402,000 | 7,260 |
| Loan loss allowance | $354,000 | 7,949 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $987,000 | 6,185 |
| Other real estate owned | $0 | 6,405 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $776,000 | 7,303 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,273,000 | 7,332 |
| Total liabilities | $49,513,000 | 7,280 |
| Total deposits | $48,984,000 | 7,149 |
| Interest-bearing deposits | $41,363,000 | 7,231 |
| Deposits held in domestic offices | $48,984,000 | 7,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $119,000 | 4,303 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $410,000 | 6,178 |
| Total equity capital | $4,760,000 | 7,522 |
| Total bank equity capital | $4,760,000 | 7,522 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,651,000 | 2,522 |
| Surplus | $1,351,000 | 7,042 |
| Undivided profits | $1,758,000 | 7,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 5,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $351,000 | 5,264 |
| Earning assets | $51,056,000 | 7,188 |
| Long-term assets (5+ years) | $4,131,000 | 6,979 |
| Average Assets, year-to-date | $55,305,000 | 7,085 |
| Average Assets, quarterly | $54,793,500 | 7,228 |
| Volatile liabilities | $2,484,000 | 9,024 |
| Insider loans | $1,381,000 | 2,862 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $166,000 | 1,495 |
| Unused loan commitments | $4,320,000 | 5,310 |
| Tier 1 (core) risk-based capital | $4,760,000 | 7,450 |
| Tier 2 risk-based capital | $354,000 | 6,807 |
| Total risk weighted assets | $32,141,300 | 6,924 |
| Total unused commitments | $4,320,000 | 5,331 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 29 | 6,705 |
| Assets and Liabilities | ||
| Total Assets: | $54,376,000 | 7,437 |
| Cash and due from depository institutions | $1,964,000 | 6,705 |
| Interest-bearing balances | $188,000 | 6,415 |
| Securities | $20,915,000 | 5,936 |
| Federal funds sold & reverse repurchase agreements | $5,310,000 | 3,069 |
| Net loans & leases | $24,259,000 | 8,044 |
| Loan loss allowance | $375,000 | 7,772 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $955,000 | 6,387 |
| Other real estate owned | $259,000 | 6,705 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $714,000 | 7,972 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,376,000 | 7,437 |
| Total liabilities | $50,181,000 | 7,374 |
| Total deposits | $49,480,000 | 7,257 |
| Interest-bearing deposits | $44,014,000 | 7,138 |
| Deposits held in domestic offices | $49,480,000 | 7,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $124,000 | 4,171 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $577,000 | 5,178 |
| Total equity capital | $4,195,000 | 8,036 |
| Total bank equity capital | $4,195,000 | 8,036 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,651,000 | 2,624 |
| Surplus | $1,351,000 | 7,004 |
| Undivided profits | $1,193,000 | 9,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $740,000 | 4,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $288,000 | 6,721 |
| Earning assets | $50,672,000 | 7,333 |
| Long-term assets (5+ years) | $5,566,000 | 6,135 |
| Average Assets, year-to-date | $52,622,600 | 7,447 |
| Average Assets, quarterly | $52,776,500 | 7,545 |
| Volatile liabilities | $2,086,000 | 9,885 |
| Insider loans | $1,016,000 | 828 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,818,000 | 6,274 |
| Tier 1 (core) risk-based capital | $4,195,000 | 7,977 |
| Tier 2 risk-based capital | $368,800 | 6,646 |
| Total risk weighted assets | $29,497,800 | 7,423 |
| Total unused commitments | $2,818,000 | 6,303 |
| Derivatives | $0 | 651 |