Home > First National Bank of the Mid-Cities > Income and Expense
First National Bank of the Mid-Cities, Income and Expense
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $735,000 | 6,661 |
| Total interest expense | $66,000 | 6,895 |
| Net interest income | $669,000 | 6,561 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $154,000 | 5,261 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $128,000 | 3,835 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 5,983 |
| Total noninterest expense | $720,000 | 6,265 |
| Salaries and employee benefits | $384,000 | 6,239 |
| Premises and equipment expense | $55,000 | 6,558 |
| Additional noninterest expense | $281,000 | 6,019 |
| Pre-tax net operating income | $103,000 | 5,853 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $36,000 | 3,728 |
| Income before extraordinary items | $67,000 | 6,141 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $67,000 | 6,141 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $67,000 | 6,141 |
| Net charge-offs | $10,000 | 4,928 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $67,000 | 5,994 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $362,000 | 6,734 |
| Total interest expense | $35,000 | 6,940 |
| Net interest income | $327,000 | 6,641 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $79,000 | 5,275 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $62,000 | 3,888 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 5,857 |
| Total noninterest expense | $356,000 | 6,325 |
| Salaries and employee benefits | $195,000 | 6,255 |
| Premises and equipment expense | $24,000 | 6,706 |
| Additional noninterest expense | $137,000 | 6,078 |
| Pre-tax net operating income | $50,000 | 5,926 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $18,000 | 3,720 |
| Income before extraordinary items | $32,000 | 6,192 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $32,000 | 6,190 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $32,000 | 6,192 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $32,000 | 6,066 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 6,732 |
| Total interest expense | $190,000 | 6,937 |
| Net interest income | $1,357,000 | 6,633 |
| Provision for loan and lease losses | $18,000 | 6,247 |
| Total noninterest income | $310,000 | 5,156 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $288,000 | 3,665 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $22,000 | 6,333 |
| Total noninterest expense | $1,526,000 | 6,289 |
| Salaries and employee benefits | $705,000 | 6,467 |
| Premises and equipment expense | $195,000 | 6,044 |
| Additional noninterest expense | $626,000 | 5,913 |
| Pre-tax net operating income | $123,000 | 5,688 |
| Securities gains (losses) | $7,000 | 3,433 |
| Applicable income taxes | $44,000 | 3,815 |
| Income before extraordinary items | $86,000 | 5,922 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $86,000 | 5,924 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $86,000 | 5,924 |
| Net charge-offs | $46,000 | 5,513 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $81,380 | 5,819 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,157,000 | 6,805 |
| Total interest expense | $150,000 | 6,995 |
| Net interest income | $1,007,000 | 6,705 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $239,000 | 5,188 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $216,000 | 3,685 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $23,000 | 6,317 |
| Total noninterest expense | $1,195,000 | 6,245 |
| Salaries and employee benefits | $531,000 | 6,486 |
| Premises and equipment expense | $181,000 | 5,735 |
| Additional noninterest expense | $483,000 | 5,897 |
| Pre-tax net operating income | $51,000 | 5,986 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $18,000 | 4,077 |
| Income before extraordinary items | $33,000 | 6,149 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,000 | 6,150 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $33,000 | 6,150 |
| Net charge-offs | $35,000 | 5,217 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $33,000 | 6,046 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $784,000 | 6,849 |
| Total interest expense | $106,000 | 7,048 |
| Net interest income | $678,000 | 6,754 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $153,000 | 5,274 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $138,000 | 3,757 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 6,410 |
| Total noninterest expense | $775,000 | 6,364 |
| Salaries and employee benefits | $355,000 | 6,536 |
| Premises and equipment expense | $132,000 | 5,576 |
| Additional noninterest expense | $288,000 | 6,184 |
| Pre-tax net operating income | $56,000 | 5,916 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $19,000 | 3,849 |
| Income before extraordinary items | $37,000 | 6,097 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $37,000 | 6,096 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $37,000 | 6,097 |
| Net charge-offs | $24,000 | 4,955 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $37,000 | 6,010 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $387,000 | 6,916 |
| Total interest expense | $57,000 | 7,076 |
| Net interest income | $330,000 | 6,821 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $65,000 | 5,583 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $63,000 | 3,894 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 6,939 |
| Total noninterest expense | $378,000 | 6,455 |
| Salaries and employee benefits | $176,000 | 6,586 |
| Premises and equipment expense | $62,000 | 5,763 |
| Additional noninterest expense | $140,000 | 6,259 |
| Pre-tax net operating income | $17,000 | 6,125 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $6,000 | 3,979 |
| Income before extraordinary items | $11,000 | 6,238 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $11,000 | 6,237 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $11,000 | 6,238 |
| Net charge-offs | $21,000 | 4,005 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $11,000 | 6,201 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,724,000 | 6,911 |
| Total interest expense | $286,000 | 7,104 |
| Net interest income | $1,438,000 | 6,782 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $338,000 | 5,215 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $322,000 | 3,492 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,681 |
| Total noninterest expense | $1,532,000 | 6,485 |
| Salaries and employee benefits | $686,000 | 6,728 |
| Premises and equipment expense | $289,000 | 5,499 |
| Additional noninterest expense | $557,000 | 6,333 |
| Pre-tax net operating income | $244,000 | 5,070 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $83,000 | 3,365 |
| Income before extraordinary items | $161,000 | 5,414 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $161,000 | 5,413 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $161,000 | 5,415 |
| Net charge-offs | $115,000 | 5,304 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $161,000 | 5,281 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,249,000 | 7,055 |
| Total interest expense | $218,000 | 7,219 |
| Net interest income | $1,031,000 | 6,927 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $295,000 | 5,076 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $247,000 | 3,520 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $48,000 | 6,033 |
| Total noninterest expense | $1,171,000 | 6,508 |
| Salaries and employee benefits | $518,000 | 6,752 |
| Premises and equipment expense | $263,000 | 5,122 |
| Additional noninterest expense | $390,000 | 6,500 |
| Pre-tax net operating income | $155,000 | 5,401 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $53,000 | 3,543 |
| Income before extraordinary items | $102,000 | 5,711 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $102,000 | 5,713 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $102,000 | 5,713 |
| Net charge-offs | $73,000 | 5,209 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $102,000 | 5,562 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $833,000 | 7,118 |
| Total interest expense | $149,000 | 7,284 |
| Net interest income | $684,000 | 6,969 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $170,000 | 5,292 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $156,000 | 3,621 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $14,000 | 6,676 |
| Total noninterest expense | $777,000 | 6,555 |
| Salaries and employee benefits | $355,000 | 6,757 |
| Premises and equipment expense | $176,000 | 5,165 |
| Additional noninterest expense | $246,000 | 6,631 |
| Pre-tax net operating income | $77,000 | 5,646 |
| Securities gains (losses) | $8,000 | 2,663 |
| Applicable income taxes | $29,000 | 3,593 |
| Income before extraordinary items | $56,000 | 5,853 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $56,000 | 5,855 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $56,000 | 5,854 |
| Net charge-offs | $34,000 | 5,177 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $50,720 | 5,789 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $408,000 | 7,229 |
| Total interest expense | $77,000 | 7,364 |
| Net interest income | $331,000 | 7,084 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $78,000 | 5,464 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $70,000 | 3,833 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,771 |
| Total noninterest expense | $392,000 | 6,628 |
| Salaries and employee benefits | $183,000 | 6,783 |
| Premises and equipment expense | $92,000 | 5,136 |
| Additional noninterest expense | $117,000 | 6,771 |
| Pre-tax net operating income | $17,000 | 6,054 |
| Securities gains (losses) | $4,000 | 1,944 |
| Applicable income taxes | $7,000 | 3,969 |
| Income before extraordinary items | $14,000 | 6,194 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $14,000 | 6,196 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $14,000 | 6,196 |
| Net charge-offs | $19,000 | 4,462 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $11,320 | 6,127 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,675,000 | 7,296 |
| Total interest expense | $382,000 | 7,391 |
| Net interest income | $1,293,000 | 7,139 |
| Provision for loan and lease losses | $182,000 | 5,877 |
| Total noninterest income | $538,000 | 4,598 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $328,000 | 3,711 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $210,000 | 4,551 |
| Total noninterest expense | $2,142,000 | 6,068 |
| Salaries and employee benefits | $965,000 | 6,316 |
| Premises and equipment expense | $513,000 | 4,305 |
| Additional noninterest expense | $664,000 | 6,256 |
| Pre-tax net operating income | $-493,000 | 5,981 |
| Securities gains (losses) | $44,000 | 2,697 |
| Applicable income taxes | $-151,000 | 6,677 |
| Income before extraordinary items | $-298,000 | 5,919 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-298,000 | 5,918 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-298,000 | 5,918 |
| Net charge-offs | $-24,000 | 7,911 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-327,040 | 5,949 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 7,380 |
| Total interest expense | $297,000 | 7,473 |
| Net interest income | $964,000 | 7,203 |
| Provision for loan and lease losses | $168,000 | 5,390 |
| Total noninterest income | $433,000 | 4,510 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $247,000 | 3,717 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $186,000 | 4,410 |
| Total noninterest expense | $1,770,000 | 5,855 |
| Salaries and employee benefits | $776,000 | 6,195 |
| Premises and equipment expense | $429,000 | 4,057 |
| Additional noninterest expense | $565,000 | 5,966 |
| Pre-tax net operating income | $-541,000 | 6,364 |
| Securities gains (losses) | $44,000 | 2,377 |
| Applicable income taxes | $-168,000 | 7,059 |
| Income before extraordinary items | $-329,000 | 6,270 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-329,000 | 6,271 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-329,000 | 6,270 |
| Net charge-offs | $-38,000 | 7,998 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-358,040 | 6,282 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $851,000 | 7,427 |
| Total interest expense | $210,000 | 7,532 |
| Net interest income | $641,000 | 7,244 |
| Provision for loan and lease losses | $168,000 | 4,597 |
| Total noninterest income | $295,000 | 4,462 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $154,000 | 3,829 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $141,000 | 4,233 |
| Total noninterest expense | $1,342,000 | 5,551 |
| Salaries and employee benefits | $583,000 | 5,996 |
| Premises and equipment expense | $316,000 | 3,790 |
| Additional noninterest expense | $443,000 | 5,567 |
| Pre-tax net operating income | $-574,000 | 6,695 |
| Securities gains (losses) | $44,000 | 1,988 |
| Applicable income taxes | $-179,000 | 7,283 |
| Income before extraordinary items | $-351,000 | 6,599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-351,000 | 6,599 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-351,000 | 6,599 |
| Net charge-offs | $-58,000 | 8,112 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-380,040 | 6,617 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $402,000 | 7,548 |
| Total interest expense | $123,000 | 7,436 |
| Net interest income | $279,000 | 7,446 |
| Provision for loan and lease losses | $168,000 | 3,084 |
| Total noninterest income | $140,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $77,000 | 3,782 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $63,000 | 4,437 |
| Total noninterest expense | $722,000 | 5,295 |
| Salaries and employee benefits | $336,000 | 5,668 |
| Premises and equipment expense | $159,000 | 3,817 |
| Additional noninterest expense | $227,000 | 5,236 |
| Pre-tax net operating income | $-471,000 | 7,290 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-160,000 | 7,664 |
| Income before extraordinary items | $-311,000 | 7,222 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-311,000 | 7,222 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-311,000 | 7,223 |
| Net charge-offs | $-85,000 | 8,179 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-311,000 | 7,171 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 7,317 |
| Total interest expense | $757,000 | 7,208 |
| Net interest income | $1,261,000 | 7,293 |
| Provision for loan and lease losses | $10,000 | 7,169 |
| Total noninterest income | $988,000 | 3,432 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $316,000 | 3,920 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $672,000 | 2,713 |
| Total noninterest expense | $2,822,000 | 5,314 |
| Salaries and employee benefits | $1,211,000 | 5,967 |
| Premises and equipment expense | $591,000 | 3,985 |
| Additional noninterest expense | $1,020,000 | 4,759 |
| Pre-tax net operating income | $-583,000 | 6,814 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-200,000 | 7,221 |
| Income before extraordinary items | $-383,000 | 6,634 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-383,000 | 6,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 5,088 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-383,000 | 6,775 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,482,000 | 7,431 |
| Total interest expense | $598,000 | 7,254 |
| Net interest income | $884,000 | 7,451 |
| Provision for loan and lease losses | $7,000 | 6,838 |
| Total noninterest income | $800,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $235,000 | 3,975 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $565,000 | 2,612 |
| Total noninterest expense | $2,065,000 | 5,368 |
| Salaries and employee benefits | $910,000 | 5,951 |
| Premises and equipment expense | $399,000 | 4,324 |
| Additional noninterest expense | $756,000 | 4,725 |
| Pre-tax net operating income | $-388,000 | 7,180 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-132,000 | 7,586 |
| Income before extraordinary items | $-256,000 | 6,969 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-256,000 | 6,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,783 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-256,000 | 7,130 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $954,000 | 7,540 |
| Total interest expense | $419,000 | 7,290 |
| Net interest income | $535,000 | 7,614 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $498,000 | 3,511 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $153,000 | 4,023 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $345,000 | 2,805 |
| Total noninterest expense | $1,313,000 | 5,531 |
| Salaries and employee benefits | $617,000 | 5,969 |
| Premises and equipment expense | $255,000 | 4,450 |
| Additional noninterest expense | $441,000 | 5,116 |
| Pre-tax net operating income | $-280,000 | 7,412 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-94,000 | 7,847 |
| Income before extraordinary items | $-186,000 | 7,386 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-186,000 | 7,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,518 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-186,000 | 7,366 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $511,000 | 7,523 |
| Total interest expense | $227,000 | 7,280 |
| Net interest income | $284,000 | 7,578 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $256,000 | 3,468 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $80,000 | 3,888 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $176,000 | 2,766 |
| Total noninterest expense | $668,000 | 5,504 |
| Salaries and employee benefits | $319,000 | 5,914 |
| Premises and equipment expense | $131,000 | 4,397 |
| Additional noninterest expense | $218,000 | 5,106 |
| Pre-tax net operating income | $-128,000 | 7,627 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-43,000 | 7,998 |
| Income before extraordinary items | $-85,000 | 7,613 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-85,000 | 7,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-85,000 | 7,569 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 7,114 |
| Total interest expense | $951,000 | 7,250 |
| Net interest income | $1,679,000 | 6,904 |
| Provision for loan and lease losses | $9,000 | 6,631 |
| Total noninterest income | $1,559,000 | 2,637 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $294,000 | 4,116 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,265,000 | 1,893 |
| Total noninterest expense | $2,816,000 | 5,200 |
| Salaries and employee benefits | $1,380,000 | 5,552 |
| Premises and equipment expense | $527,000 | 4,210 |
| Additional noninterest expense | $909,000 | 4,936 |
| Pre-tax net operating income | $413,000 | 6,238 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $143,000 | 4,175 |
| Income before extraordinary items | $270,000 | 6,531 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $270,000 | 6,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,573 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $270,000 | 6,514 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,008,000 | 7,109 |
| Total interest expense | $706,000 | 7,290 |
| Net interest income | $1,302,000 | 6,876 |
| Provision for loan and lease losses | $9,000 | 6,211 |
| Total noninterest income | $1,294,000 | 2,455 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $208,000 | 4,259 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,086,000 | 1,721 |
| Total noninterest expense | $2,169,000 | 5,095 |
| Salaries and employee benefits | $1,103,000 | 5,340 |
| Premises and equipment expense | $396,000 | 4,198 |
| Additional noninterest expense | $670,000 | 4,920 |
| Pre-tax net operating income | $418,000 | 6,084 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $144,000 | 4,082 |
| Income before extraordinary items | $274,000 | 6,452 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $274,000 | 6,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 2,850 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $274,000 | 6,442 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 7,137 |
| Total interest expense | $455,000 | 7,363 |
| Net interest income | $891,000 | 6,849 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $574,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $139,000 | 4,257 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $435,000 | 2,463 |
| Total noninterest expense | $1,457,000 | 5,106 |
| Salaries and employee benefits | $765,000 | 5,271 |
| Premises and equipment expense | $264,000 | 4,215 |
| Additional noninterest expense | $428,000 | 5,060 |
| Pre-tax net operating income | $8,000 | 7,743 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $4,000 | 5,967 |
| Income before extraordinary items | $4,000 | 7,774 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,000 | 7,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,456 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,000 | 7,757 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $685,000 | 7,124 |
| Total interest expense | $215,000 | 7,480 |
| Net interest income | $470,000 | 6,752 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $321,000 | 2,981 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $70,000 | 4,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $251,000 | 2,216 |
| Total noninterest expense | $771,000 | 4,914 |
| Salaries and employee benefits | $447,000 | 4,805 |
| Premises and equipment expense | $130,000 | 4,270 |
| Additional noninterest expense | $194,000 | 5,363 |
| Pre-tax net operating income | $20,000 | 7,649 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $7,000 | 5,533 |
| Income before extraordinary items | $13,000 | 7,721 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $13,000 | 7,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 1,387 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $13,000 | 7,701 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 6,657 |
| Total interest expense | $903,000 | 7,119 |
| Net interest income | $2,254,000 | 6,276 |
| Provision for loan and lease losses | $639,000 | 1,528 |
| Total noninterest income | $794,000 | 4,070 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $309,000 | 4,072 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $485,000 | 3,390 |
| Total noninterest expense | $2,950,000 | 4,948 |
| Salaries and employee benefits | $1,309,000 | 5,638 |
| Premises and equipment expense | $523,000 | 4,149 |
| Additional noninterest expense | $1,118,000 | 4,160 |
| Pre-tax net operating income | $-541,000 | 8,279 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-179,000 | 8,436 |
| Income before extraordinary items | $-362,000 | 8,231 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-362,000 | 8,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $592,000 | 1,034 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-362,000 | 8,227 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,523,000 | 6,531 |
| Total interest expense | $677,000 | 7,118 |
| Net interest income | $1,846,000 | 6,131 |
| Provision for loan and lease losses | $486,000 | 1,422 |
| Total noninterest income | $616,000 | 4,001 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $236,000 | 4,044 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $380,000 | 3,295 |
| Total noninterest expense | $2,141,000 | 5,039 |
| Salaries and employee benefits | $955,000 | 5,686 |
| Premises and equipment expense | $391,000 | 4,156 |
| Additional noninterest expense | $795,000 | 4,289 |
| Pre-tax net operating income | $-165,000 | 8,275 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-53,000 | 8,514 |
| Income before extraordinary items | $-112,000 | 8,255 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-112,000 | 8,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $434,000 | 903 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-112,000 | 8,247 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 6,477 |
| Total interest expense | $449,000 | 7,076 |
| Net interest income | $1,273,000 | 6,060 |
| Provision for loan and lease losses | $451,000 | 1,059 |
| Total noninterest income | $501,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $154,000 | 4,087 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $347,000 | 2,771 |
| Total noninterest expense | $1,487,000 | 4,908 |
| Salaries and employee benefits | $684,000 | 5,500 |
| Premises and equipment expense | $251,000 | 4,259 |
| Additional noninterest expense | $552,000 | 4,172 |
| Pre-tax net operating income | $-164,000 | 8,384 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-54,000 | 8,589 |
| Income before extraordinary items | $-110,000 | 8,355 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-110,000 | 8,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 748 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-110,000 | 8,354 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $907,000 | 6,332 |
| Total interest expense | $228,000 | 6,975 |
| Net interest income | $679,000 | 5,896 |
| Provision for loan and lease losses | $449,000 | 556 |
| Total noninterest income | $288,000 | 3,170 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $77,000 | 4,007 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $211,000 | 2,413 |
| Total noninterest expense | $730,000 | 4,989 |
| Salaries and employee benefits | $346,000 | 5,471 |
| Premises and equipment expense | $122,000 | 4,360 |
| Additional noninterest expense | $262,000 | 4,319 |
| Pre-tax net operating income | $-212,000 | 8,553 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-72,000 | 8,672 |
| Income before extraordinary items | $-140,000 | 8,506 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-140,000 | 8,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 445 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-140,000 | 8,494 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,542,000 | 6,154 |
| Total interest expense | $869,000 | 6,607 |
| Net interest income | $2,673,000 | 5,856 |
| Provision for loan and lease losses | $270,000 | 3,029 |
| Total noninterest income | $1,105,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $383,000 | 3,659 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $722,000 | 2,713 |
| Total noninterest expense | $3,529,000 | 4,258 |
| Salaries and employee benefits | $1,434,000 | 5,202 |
| Premises and equipment expense | $574,000 | 3,790 |
| Additional noninterest expense | $1,521,000 | 3,195 |
| Pre-tax net operating income | $-21,000 | 8,277 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-22,000 | 8,500 |
| Income before extraordinary items | $1,000 | 8,276 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,000 | 8,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 1,986 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,000 | 8,249 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,647,000 | 6,156 |
| Total interest expense | $645,000 | 6,567 |
| Net interest income | $2,002,000 | 5,886 |
| Provision for loan and lease losses | $211,000 | 2,865 |
| Total noninterest income | $873,000 | 3,209 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $293,000 | 3,613 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $580,000 | 2,598 |
| Total noninterest expense | $2,211,000 | 4,797 |
| Salaries and employee benefits | $1,081,000 | 5,162 |
| Premises and equipment expense | $436,000 | 3,729 |
| Additional noninterest expense | $694,000 | 4,650 |
| Pre-tax net operating income | $453,000 | 6,558 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $131,000 | 4,973 |
| Income before extraordinary items | $322,000 | 6,800 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $322,000 | 6,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 1,730 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $322,000 | 6,759 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,745,000 | 6,131 |
| Total interest expense | $424,000 | 6,459 |
| Net interest income | $1,321,000 | 5,901 |
| Provision for loan and lease losses | $94,000 | 3,452 |
| Total noninterest income | $631,000 | 2,984 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $198,000 | 3,539 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $433,000 | 2,404 |
| Total noninterest expense | $1,477,000 | 4,776 |
| Salaries and employee benefits | $785,000 | 4,869 |
| Premises and equipment expense | $284,000 | 3,780 |
| Additional noninterest expense | $408,000 | 5,022 |
| Pre-tax net operating income | $381,000 | 6,102 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $111,000 | 4,681 |
| Income before extraordinary items | $270,000 | 6,354 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $270,000 | 6,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,223 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $270,000 | 6,298 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $848,000 | 6,216 |
| Total interest expense | $206,000 | 6,461 |
| Net interest income | $642,000 | 6,015 |
| Provision for loan and lease losses | $8,000 | 5,590 |
| Total noninterest income | $270,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $90,000 | 3,686 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $180,000 | 2,653 |
| Total noninterest expense | $729,000 | 4,847 |
| Salaries and employee benefits | $380,000 | 4,998 |
| Premises and equipment expense | $136,000 | 3,941 |
| Additional noninterest expense | $213,000 | 4,873 |
| Pre-tax net operating income | $175,000 | 6,254 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $46,000 | 4,870 |
| Income before extraordinary items | $129,000 | 6,415 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $129,000 | 6,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,893 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $129,000 | 6,372 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,913,000 | 6,520 |
| Total interest expense | $706,000 | 6,573 |
| Net interest income | $2,207,000 | 6,365 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $799,000 | 4,052 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $459,000 | 3,329 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $340,000 | 4,032 |
| Total noninterest expense | $2,567,000 | 5,210 |
| Salaries and employee benefits | $1,321,000 | 5,381 |
| Premises and equipment expense | $500,000 | 4,091 |
| Additional noninterest expense | $746,000 | 5,324 |
| Pre-tax net operating income | $259,000 | 7,579 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $68,000 | 5,836 |
| Income before extraordinary items | $191,000 | 7,692 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $191,000 | 7,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,966 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $191,000 | 7,655 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,108,000 | 6,614 |
| Total interest expense | $507,000 | 6,666 |
| Net interest income | $1,601,000 | 6,469 |
| Provision for loan and lease losses | $120,000 | 3,974 |
| Total noninterest income | $572,000 | 4,201 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $341,000 | 3,364 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $231,000 | 4,217 |
| Total noninterest expense | $1,866,000 | 5,281 |
| Salaries and employee benefits | $964,000 | 5,443 |
| Premises and equipment expense | $359,000 | 4,216 |
| Additional noninterest expense | $543,000 | 5,384 |
| Pre-tax net operating income | $187,000 | 7,757 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $48,000 | 5,989 |
| Income before extraordinary items | $139,000 | 7,850 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $139,000 | 7,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 1,506 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $139,000 | 7,805 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,390,000 | 6,691 |
| Total interest expense | $323,000 | 6,800 |
| Net interest income | $1,067,000 | 6,492 |
| Provision for loan and lease losses | $5,000 | 6,663 |
| Total noninterest income | $352,000 | 4,411 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $219,000 | 3,436 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $133,000 | 4,546 |
| Total noninterest expense | $1,196,000 | 5,456 |
| Salaries and employee benefits | $606,000 | 5,666 |
| Premises and equipment expense | $223,000 | 4,437 |
| Additional noninterest expense | $367,000 | 5,361 |
| Pre-tax net operating income | $218,000 | 7,052 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $72,000 | 5,247 |
| Income before extraordinary items | $146,000 | 7,364 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $146,000 | 7,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,446 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $146,000 | 7,296 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $690,000 | 6,759 |
| Total interest expense | $151,000 | 7,026 |
| Net interest income | $539,000 | 6,485 |
| Provision for loan and lease losses | $2,000 | 6,358 |
| Total noninterest income | $169,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $109,000 | 3,379 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $60,000 | 4,738 |
| Total noninterest expense | $613,000 | 5,378 |
| Salaries and employee benefits | $305,000 | 5,690 |
| Premises and equipment expense | $115,000 | 4,370 |
| Additional noninterest expense | $193,000 | 5,204 |
| Pre-tax net operating income | $93,000 | 7,257 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $31,000 | 5,362 |
| Income before extraordinary items | $62,000 | 7,534 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $62,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,144 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $62,000 | 7,464 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 6,724 |
| Total interest expense | $625,000 | 7,320 |
| Net interest income | $2,193,000 | 6,330 |
| Provision for loan and lease losses | $83,000 | 5,602 |
| Total noninterest income | $2,089,000 | 2,257 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $462,000 | 3,303 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,627,000 | 1,712 |
| Total noninterest expense | $2,478,000 | 5,241 |
| Salaries and employee benefits | $1,119,000 | 5,877 |
| Premises and equipment expense | $467,000 | 4,277 |
| Additional noninterest expense | $892,000 | 4,659 |
| Pre-tax net operating income | $1,721,000 | 3,757 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $254,000 | 4,552 |
| Income before extraordinary items | $1,467,000 | 3,615 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,467,000 | 3,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 3,268 |
| Cash dividends | $1,343,000 | 1,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,467,000 | 3,460 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,111,000 | 6,802 |
| Total interest expense | $475,000 | 7,433 |
| Net interest income | $1,636,000 | 6,380 |
| Provision for loan and lease losses | $3,000 | 7,400 |
| Total noninterest income | $1,521,000 | 2,337 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $339,000 | 3,368 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,182,000 | 1,832 |
| Total noninterest expense | $1,792,000 | 5,351 |
| Salaries and employee benefits | $844,000 | 5,830 |
| Premises and equipment expense | $350,000 | 4,266 |
| Additional noninterest expense | $598,000 | 5,006 |
| Pre-tax net operating income | $1,362,000 | 3,736 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $132,000 | 5,265 |
| Income before extraordinary items | $1,230,000 | 3,427 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,230,000 | 3,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,430 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,230,000 | 3,262 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,478,000 | 6,718 |
| Total interest expense | $324,000 | 7,494 |
| Net interest income | $1,154,000 | 6,183 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,071,000 | 2,246 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $219,000 | 3,403 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $852,000 | 1,704 |
| Total noninterest expense | $1,175,000 | 5,393 |
| Salaries and employee benefits | $560,000 | 5,842 |
| Premises and equipment expense | $239,000 | 4,194 |
| Additional noninterest expense | $376,000 | 5,227 |
| Pre-tax net operating income | $1,050,000 | 3,399 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $101,000 | 5,116 |
| Income before extraordinary items | $949,000 | 3,080 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $949,000 | 3,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,590 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $949,000 | 2,921 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $832,000 | 6,334 |
| Total interest expense | $167,000 | 7,527 |
| Net interest income | $665,000 | 5,699 |
| Provision for loan and lease losses | $-1,000 | 9,135 |
| Total noninterest income | $143,000 | 5,006 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $106,000 | 3,394 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,000 | 5,843 |
| Total noninterest expense | $593,000 | 5,380 |
| Salaries and employee benefits | $280,000 | 5,852 |
| Premises and equipment expense | $116,000 | 4,277 |
| Additional noninterest expense | $197,000 | 5,007 |
| Pre-tax net operating income | $216,000 | 5,658 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $74,000 | 4,503 |
| Income before extraordinary items | $142,000 | 6,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $142,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,119 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $142,000 | 5,961 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,732,000 | 7,120 |
| Total interest expense | $781,000 | 7,572 |
| Net interest income | $1,951,000 | 6,700 |
| Provision for loan and lease losses | $253,000 | 3,836 |
| Total noninterest income | $1,105,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $382,000 | 3,638 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $723,000 | 2,656 |
| Total noninterest expense | $2,330,000 | 5,331 |
| Salaries and employee benefits | $1,100,000 | 5,809 |
| Premises and equipment expense | $496,000 | 3,948 |
| Additional noninterest expense | $734,000 | 5,246 |
| Pre-tax net operating income | $473,000 | 6,880 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $162,000 | 5,412 |
| Income before extraordinary items | $311,000 | 7,267 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $311,000 | 7,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 4,036 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $311,000 | 7,160 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,170,000 | 7,067 |
| Total interest expense | $1,224,000 | 7,572 |
| Net interest income | $1,946,000 | 6,517 |
| Provision for loan and lease losses | $23,000 | 7,499 |
| Total noninterest income | $762,000 | 3,992 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $342,000 | 3,827 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $420,000 | 3,440 |
| Total noninterest expense | $2,580,000 | 4,855 |
| Salaries and employee benefits | $1,172,000 | 5,418 |
| Premises and equipment expense | $501,000 | 3,857 |
| Additional noninterest expense | $907,000 | 4,382 |
| Pre-tax net operating income | $105,000 | 8,307 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $35,000 | 6,977 |
| Income before extraordinary items | $69,000 | 8,506 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $69,000 | 8,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 2,059 |
| Cash dividends | $292,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $-150,000 | 9,507 |
| Net operating income | $69,660 | 8,402 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,322,000 | 7,087 |
| Total interest expense | $1,171,000 | 7,864 |
| Net interest income | $2,151,000 | 6,345 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $861,000 | 3,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 3,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $541,000 | 2,824 |
| Total noninterest expense | $2,444,000 | 4,945 |
| Salaries and employee benefits | $1,118,000 | 5,496 |
| Premises and equipment expense | $465,000 | 4,020 |
| Additional noninterest expense | $861,000 | 4,496 |
| Pre-tax net operating income | $568,000 | 6,713 |
| Securities gains (losses) | $-20,000 | 8,739 |
| Applicable income taxes | $188,000 | 5,509 |
| Income before extraordinary items | $360,000 | 7,099 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $360,000 | 7,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $1,316,000 | 1,836 |
| Sale, conversion, retirement of capital stock, net | $-1,650,000 | 9,868 |
| Net operating income | $373,200 | 7,017 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,356,000 | 6,981 |
| Total interest expense | $1,290,000 | 7,430 |
| Net interest income | $2,066,000 | 6,525 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,447,000 | 2,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 3,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,134,000 | 1,712 |
| Total noninterest expense | $2,201,000 | 5,328 |
| Salaries and employee benefits | $1,025,000 | 5,786 |
| Premises and equipment expense | $413,000 | 4,418 |
| Additional noninterest expense | $763,000 | 4,962 |
| Pre-tax net operating income | $1,312,000 | 4,490 |
| Securities gains (losses) | $-9,000 | 9,275 |
| Applicable income taxes | $443,000 | 3,899 |
| Income before extraordinary items | $860,000 | 4,870 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $860,000 | 4,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,426 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $865,940 | 4,812 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 9,086 |
| Total interest expense | $691,000 | 9,211 |
| Net interest income | $979,000 | 8,845 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $139,000 | 8,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 6,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 9,156 |
| Total noninterest expense | $901,000 | 8,428 |
| Salaries and employee benefits | $390,000 | 9,031 |
| Premises and equipment expense | $177,000 | 7,107 |
| Additional noninterest expense | $334,000 | 7,793 |
| Pre-tax net operating income | $217,000 | 8,832 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $61,000 | 8,140 |
| Income before extraordinary items | $156,000 | 8,939 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $156,000 | 8,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $844,000 | 859 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $156,000 | 8,868 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,839,000 | 5,924 |
| Total interest expense | $2,215,000 | 5,850 |
| Net interest income | $2,624,000 | 5,854 |
| Provision for loan and lease losses | $3,671,000 | 381 |
| Total noninterest income | $790,000 | 3,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 3,852 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $467,000 | 2,963 |
| Total noninterest expense | $3,171,000 | 3,921 |
| Salaries and employee benefits | $1,362,000 | 4,608 |
| Premises and equipment expense | $537,000 | 3,480 |
| Additional noninterest expense | $1,272,000 | 3,181 |
| Pre-tax net operating income | $-3,428,000 | 10,915 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-3,428,000 | 10,901 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-3,428,000 | 10,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,864,000 | 527 |
| Cash dividends | $431,000 | 3,798 |
| Sale, conversion, retirement of capital stock, net | $-100,000 | 10,776 |
| Net operating income | $-3,428,000 | 10,896 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,164,000 | 5,801 |
| Total interest expense | $2,102,000 | 6,221 |
| Net interest income | $3,062,000 | 5,350 |
| Provision for loan and lease losses | $385,000 | 2,159 |
| Total noninterest income | $811,000 | 3,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 4,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $489,000 | 2,970 |
| Total noninterest expense | $2,944,000 | 4,360 |
| Salaries and employee benefits | $1,286,000 | 4,895 |
| Premises and equipment expense | $523,000 | 3,645 |
| Additional noninterest expense | $1,135,000 | 3,955 |
| Pre-tax net operating income | $544,000 | 7,710 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $3,000 | 10,490 |
| Income before extraordinary items | $541,000 | 6,620 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $541,000 | 6,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $554,000 | 1,323 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $541,000 | 6,555 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,275,000 | 6,723 |
| Total interest expense | $1,618,000 | 7,362 |
| Net interest income | $2,657,000 | 6,030 |
| Provision for loan and lease losses | $190,000 | 3,120 |
| Total noninterest income | $834,000 | 3,578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $463,000 | 3,019 |
| Total noninterest expense | $2,828,000 | 4,499 |
| Salaries and employee benefits | $1,121,000 | 5,519 |
| Premises and equipment expense | $501,000 | 3,754 |
| Additional noninterest expense | $1,206,000 | 3,721 |
| Pre-tax net operating income | $473,000 | 8,596 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $473,000 | 7,458 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $473,000 | 7,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,497 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $473,000 | 7,424 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,218,000 | 7,732 |
| Total interest expense | $975,000 | 8,802 |
| Net interest income | $2,243,000 | 6,988 |
| Provision for loan and lease losses | $172,000 | 3,335 |
| Total noninterest income | $1,254,000 | 2,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $394,000 | 3,421 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $860,000 | 2,044 |
| Total noninterest expense | $2,858,000 | 4,598 |
| Salaries and employee benefits | $790,000 | 7,257 |
| Premises and equipment expense | $514,000 | 3,711 |
| Additional noninterest expense | $1,554,000 | 3,197 |
| Pre-tax net operating income | $467,000 | 8,878 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $467,000 | 7,561 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $467,000 | 7,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 1,821 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $467,000 | 7,605 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 7,318 |
| Total interest expense | $1,052,000 | 8,872 |
| Net interest income | $2,610,000 | 6,336 |
| Provision for loan and lease losses | $362,000 | 2,630 |
| Total noninterest income | $799,000 | 3,998 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $451,000 | 3,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $348,000 | 4,118 |
| Total noninterest expense | $3,233,000 | 4,217 |
| Salaries and employee benefits | $1,229,000 | 5,123 |
| Premises and equipment expense | $643,000 | 3,119 |
| Additional noninterest expense | $1,361,000 | 3,796 |
| Pre-tax net operating income | $-186,000 | 12,688 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-5,000 | 12,754 |
| Income before extraordinary items | $-181,000 | 12,743 |
| Extraordinary gains, net | $346,000 | 627 |
| Net income | $165,000 | 11,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 2,091 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-181,000 | 12,661 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,754,000 | 7,834 |
| Total interest expense | $1,252,000 | 9,415 |
| Net interest income | $2,502,000 | 6,596 |
| Provision for loan and lease losses | $179,000 | 5,591 |
| Total noninterest income | $1,256,000 | 2,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $525,000 | 2,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $731,000 | 2,446 |
| Total noninterest expense | $3,175,000 | 4,293 |
| Salaries and employee benefits | $1,375,000 | 4,575 |
| Premises and equipment expense | $583,000 | 3,458 |
| Additional noninterest expense | $1,217,000 | 4,290 |
| Pre-tax net operating income | $404,000 | 9,206 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $137,000 | 8,960 |
| Income before extraordinary items | $267,000 | 9,710 |
| Extraordinary gains, net | $132,000 | 610 |
| Net income | $399,000 | 8,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 3,081 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,141 |
| Net operating income | $267,000 | 9,344 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.