Home > First National Bank of the Berkshires > Net Loans and Leases
First National Bank of the Berkshires, Net Loans and Leases
| 1996-12-31 | Rank | |
| Net loans and leases | $46,687,000 | 5,281 |
| Loan loss allowance | $592,000 | 5,277 |
| Total loans and leases | $47,279,000 | 5,289 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $47,279,000 | 5,303 |
| All real estate loans | $43,102,000 | 4,027 |
| Real estate loans in domestic offices | $43,102,000 | 4,027 |
| Construction and development loans | $48,000 | 8,920 |
| Commercial RE | $7,165,000 | 4,627 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $131,000 | 6,252 |
| 1-4 family residential loans | $35,758,000 | 2,979 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $2,595,000 | 7,089 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,378,000 | 9,099 |
| Credit card loans | $0 | 6,619 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,378,000 | 8,899 |
| All other loans & leases | $204,000 | 5,260 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $204,000 | 2,784 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $45,331,000 | 5,346 |
| Loan loss allowance | $546,000 | 5,678 |
| Total loans and leases | $45,877,000 | 5,353 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $45,877,000 | 5,362 |
| All real estate loans | $40,716,000 | 4,124 |
| Real estate loans in domestic offices | $40,716,000 | 4,124 |
| Construction and development loans | $49,000 | 9,178 |
| Commercial RE | $7,681,000 | 4,431 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $137,000 | 6,429 |
| 1-4 family residential loans | $32,849,000 | 3,153 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $3,568,000 | 6,191 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,346,000 | 9,417 |
| Credit card loans | $0 | 6,778 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,346,000 | 9,242 |
| All other loans & leases | $247,000 | 5,119 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $247,000 | 2,582 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $40,229,000 | 5,753 |
| Loan loss allowance | $558,000 | 5,728 |
| Total loans and leases | $40,787,000 | 5,760 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $40,787,000 | 5,770 |
| All real estate loans | $36,726,000 | 4,423 |
| Real estate loans in domestic offices | $36,726,000 | 4,423 |
| Construction and development loans | $0 | 10,097 |
| Commercial RE | $7,273,000 | 4,615 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $145,000 | 6,646 |
| 1-4 family residential loans | $29,308,000 | 3,423 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $2,424,000 | 7,336 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,515,000 | 9,385 |
| Credit card loans | $0 | 6,913 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,515,000 | 9,176 |
| All other loans & leases | $122,000 | 6,517 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $122,000 | 3,622 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $35,073,000 | 6,283 |
| Loan loss allowance | $546,000 | 5,991 |
| Total loans and leases | $35,619,000 | 6,291 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $35,619,000 | 6,300 |
| All real estate loans | $32,227,000 | 4,842 |
| Real estate loans in domestic offices | $32,227,000 | 4,842 |
| Construction and development loans | $0 | 10,482 |
| Commercial RE | $7,303,000 | 4,604 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $153,000 | 6,735 |
| 1-4 family residential loans | $24,771,000 | 3,891 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $1,821,000 | 8,263 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,430,000 | 9,883 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,430,000 | 9,675 |
| All other loans & leases | $141,000 | 6,566 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $141,000 | 3,596 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $35,019,000 | 6,312 |
| Loan loss allowance | $488,000 | 6,603 |
| Total loans and leases | $35,507,000 | 6,325 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $35,507,000 | 6,338 |
| All real estate loans | $30,407,000 | 5,066 |
| Real estate loans in domestic offices | $30,407,000 | 5,066 |
| Construction and development loans | $0 | 10,798 |
| Commercial RE | $4,657,000 | 5,957 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $25,750,000 | 3,880 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $3,915,000 | 5,934 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,059,000 | 11,255 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,059,000 | 11,056 |
| All other loans & leases | $126,000 | 7,019 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $126,000 | 3,872 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |