Home > First National Bank of Stuttgart > Income and Expense
First National Bank of Stuttgart, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,686,000 | 7,010 |
| Total interest expense | $1,465,000 | 6,173 |
| Net interest income | $1,221,000 | 7,559 |
| Provision for loan and lease losses | $12,000 | 6,496 |
| Total noninterest income | $201,000 | 6,916 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $176,000 | 5,230 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,832 |
| Total noninterest expense | $1,446,000 | 6,994 |
| Salaries and employee benefits | $687,000 | 7,322 |
| Premises and equipment expense | $352,000 | 5,310 |
| Additional noninterest expense | $407,000 | 7,032 |
| Pre-tax net operating income | $-36,000 | 8,000 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-36,000 | 8,023 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-36,000 | 8,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,668 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-36,000 | 8,014 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 7,098 |
| Total interest expense | $1,066,000 | 6,183 |
| Net interest income | $901,000 | 7,647 |
| Provision for loan and lease losses | $9,000 | 6,392 |
| Total noninterest income | $148,000 | 6,975 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $132,000 | 5,276 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,988 |
| Total noninterest expense | $1,117,000 | 6,931 |
| Salaries and employee benefits | $537,000 | 7,212 |
| Premises and equipment expense | $272,000 | 5,230 |
| Additional noninterest expense | $308,000 | 7,034 |
| Pre-tax net operating income | $-77,000 | 8,202 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-77,000 | 8,225 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-77,000 | 8,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,504 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-77,000 | 8,214 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 7,236 |
| Total interest expense | $663,000 | 6,249 |
| Net interest income | $556,000 | 7,810 |
| Provision for loan and lease losses | $6,000 | 6,150 |
| Total noninterest income | $146,000 | 6,279 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $87,000 | 5,304 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,112 |
| Total noninterest expense | $769,000 | 6,871 |
| Salaries and employee benefits | $342,000 | 7,351 |
| Premises and equipment expense | $217,000 | 4,682 |
| Additional noninterest expense | $210,000 | 6,995 |
| Pre-tax net operating income | $-73,000 | 8,313 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-73,000 | 8,316 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-73,000 | 8,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,553 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-73,000 | 8,310 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $590,000 | 7,297 |
| Total interest expense | $317,000 | 6,265 |
| Net interest income | $273,000 | 7,862 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $89,000 | 5,835 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $37,000 | 5,553 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,040 |
| Total noninterest expense | $377,000 | 6,924 |
| Salaries and employee benefits | $171,000 | 7,372 |
| Premises and equipment expense | $108,000 | 4,716 |
| Additional noninterest expense | $98,000 | 7,124 |
| Pre-tax net operating income | $-18,000 | 8,276 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-18,000 | 8,283 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-18,000 | 8,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-18,000 | 8,266 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 7,209 |
| Total interest expense | $1,160,000 | 5,908 |
| Net interest income | $1,094,000 | 7,817 |
| Provision for loan and lease losses | $112,000 | 4,673 |
| Total noninterest income | $282,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $164,000 | 5,447 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $118,000 | 6,141 |
| Total noninterest expense | $1,572,000 | 6,766 |
| Salaries and employee benefits | $741,000 | 7,120 |
| Premises and equipment expense | $408,000 | 4,788 |
| Additional noninterest expense | $423,000 | 6,974 |
| Pre-tax net operating income | $-308,000 | 8,432 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-308,000 | 8,466 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-308,000 | 8,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,222 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $999,000 | 489 |
| Net operating income | $-308,000 | 8,447 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 7,260 |
| Total interest expense | $843,000 | 5,875 |
| Net interest income | $813,000 | 7,878 |
| Provision for loan and lease losses | $9,000 | 6,548 |
| Total noninterest income | $211,000 | 6,494 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $121,000 | 5,512 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $90,000 | 6,109 |
| Total noninterest expense | $1,153,000 | 6,822 |
| Salaries and employee benefits | $575,000 | 7,024 |
| Premises and equipment expense | $307,000 | 4,765 |
| Additional noninterest expense | $271,000 | 7,311 |
| Pre-tax net operating income | $-138,000 | 8,451 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-138,000 | 8,483 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-138,000 | 8,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,321 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $999,000 | 355 |
| Net operating income | $-138,000 | 8,454 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 7,413 |
| Total interest expense | $521,000 | 5,930 |
| Net interest income | $499,000 | 7,996 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $136,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $85,000 | 5,372 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $51,000 | 6,373 |
| Total noninterest expense | $743,000 | 6,926 |
| Salaries and employee benefits | $370,000 | 7,122 |
| Premises and equipment expense | $199,000 | 4,842 |
| Additional noninterest expense | $174,000 | 7,364 |
| Pre-tax net operating income | $-114,000 | 8,502 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-114,000 | 8,527 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-114,000 | 8,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,582 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $999,000 | 247 |
| Net operating income | $-114,000 | 8,503 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $475,000 | 7,595 |
| Total interest expense | $245,000 | 6,024 |
| Net interest income | $230,000 | 8,200 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $72,000 | 6,381 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $41,000 | 5,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $31,000 | 6,124 |
| Total noninterest expense | $344,000 | 7,143 |
| Salaries and employee benefits | $169,000 | 7,392 |
| Premises and equipment expense | $100,000 | 4,863 |
| Additional noninterest expense | $75,000 | 7,683 |
| Pre-tax net operating income | $-45,000 | 8,569 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-45,000 | 8,590 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-45,000 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-45,000 | 8,566 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 7,631 |
| Total interest expense | $660,000 | 6,726 |
| Net interest income | $1,090,000 | 7,902 |
| Provision for loan and lease losses | $264,000 | 3,159 |
| Total noninterest income | $217,000 | 7,017 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $120,000 | 6,172 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $97,000 | 6,480 |
| Total noninterest expense | $1,484,000 | 6,908 |
| Salaries and employee benefits | $647,000 | 7,482 |
| Premises and equipment expense | $258,000 | 6,114 |
| Additional noninterest expense | $579,000 | 6,106 |
| Pre-tax net operating income | $-441,000 | 8,631 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-441,000 | 8,692 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-441,000 | 8,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 2,159 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $999,000 | 408 |
| Net operating income | $-441,000 | 8,662 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 7,730 |
| Total interest expense | $440,000 | 7,002 |
| Net interest income | $829,000 | 7,913 |
| Provision for loan and lease losses | $261,000 | 2,511 |
| Total noninterest income | $167,000 | 7,009 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $86,000 | 6,282 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $81,000 | 6,288 |
| Total noninterest expense | $990,000 | 7,192 |
| Salaries and employee benefits | $465,000 | 7,536 |
| Premises and equipment expense | $173,000 | 6,379 |
| Additional noninterest expense | $352,000 | 6,704 |
| Pre-tax net operating income | $-255,000 | 8,673 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-255,000 | 8,718 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-255,000 | 8,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 1,550 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $999,000 | 314 |
| Net operating income | $-255,000 | 8,691 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $771,000 | 7,924 |
| Total interest expense | $251,000 | 7,390 |
| Net interest income | $520,000 | 8,043 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $127,000 | 6,797 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $52,000 | 6,467 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $75,000 | 5,718 |
| Total noninterest expense | $630,000 | 7,351 |
| Salaries and employee benefits | $315,000 | 7,547 |
| Premises and equipment expense | $82,000 | 7,177 |
| Additional noninterest expense | $233,000 | 6,748 |
| Pre-tax net operating income | $-43,000 | 8,621 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-43,000 | 8,657 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-43,000 | 8,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $999,000 | 220 |
| Net operating income | $-43,000 | 8,620 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $367,000 | 8,052 |
| Total interest expense | $121,000 | 7,511 |
| Net interest income | $246,000 | 8,152 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $63,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 6,668 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $41,000 | 5,508 |
| Total noninterest expense | $298,000 | 7,515 |
| Salaries and employee benefits | $144,000 | 7,786 |
| Premises and equipment expense | $35,000 | 7,507 |
| Additional noninterest expense | $119,000 | 6,689 |
| Pre-tax net operating income | $-19,000 | 8,645 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-19,000 | 8,686 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-19,000 | 8,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-19,000 | 8,636 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $976,000 | 8,606 |
| Total interest expense | $369,000 | 8,213 |
| Net interest income | $607,000 | 8,683 |
| Provision for loan and lease losses | $280,000 | 3,324 |
| Total noninterest income | $118,000 | 8,127 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $68,000 | 7,123 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $50,000 | 7,561 |
| Total noninterest expense | $880,000 | 8,125 |
| Salaries and employee benefits | $451,000 | 8,246 |
| Premises and equipment expense | $120,000 | 7,811 |
| Additional noninterest expense | $309,000 | 7,705 |
| Pre-tax net operating income | $-435,000 | 8,795 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-435,000 | 8,882 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-435,000 | 8,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,676 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $602,000 | 470 |
| Net operating income | $-435,000 | 8,818 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $653,000 | 8,781 |
| Total interest expense | $256,000 | 8,447 |
| Net interest income | $397,000 | 8,858 |
| Provision for loan and lease losses | $250,000 | 2,846 |
| Total noninterest income | $79,000 | 8,309 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $44,000 | 7,355 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 7,674 |
| Total noninterest expense | $595,000 | 8,296 |
| Salaries and employee benefits | $307,000 | 8,386 |
| Premises and equipment expense | $79,000 | 8,018 |
| Additional noninterest expense | $209,000 | 7,910 |
| Pre-tax net operating income | $-369,000 | 8,905 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-369,000 | 8,980 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-369,000 | 8,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $603,000 | 354 |
| Net operating income | $-369,000 | 8,918 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $375,000 | 8,918 |
| Total interest expense | $131,000 | 8,760 |
| Net interest income | $244,000 | 8,933 |
| Provision for loan and lease losses | $20,000 | 6,304 |
| Total noninterest income | $42,000 | 8,535 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $26,000 | 7,472 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,000 | 8,080 |
| Total noninterest expense | $395,000 | 8,319 |
| Salaries and employee benefits | $207,000 | 8,403 |
| Premises and equipment expense | $51,000 | 8,066 |
| Additional noninterest expense | $137,000 | 7,960 |
| Pre-tax net operating income | $-129,000 | 8,862 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-129,000 | 8,944 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-129,000 | 8,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $603,000 | 248 |
| Net operating income | $-129,000 | 8,865 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $151,000 | 9,077 |
| Total interest expense | $57,000 | 8,908 |
| Net interest income | $94,000 | 9,089 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $13,000 | 8,892 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $10,000 | 7,640 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $181,000 | 8,482 |
| Salaries and employee benefits | $86,000 | 8,689 |
| Premises and equipment expense | $23,000 | 8,216 |
| Additional noninterest expense | $72,000 | 7,882 |
| Pre-tax net operating income | $-74,000 | 8,934 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-74,000 | 8,997 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-74,000 | 8,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $602,000 | 126 |
| Net operating income | $-74,000 | 8,915 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $75,000 | 9,316 |
| Total interest expense | $35,000 | 9,257 |
| Net interest income | $40,000 | 9,322 |
| Provision for loan and lease losses | $105,000 | 5,629 |
| Total noninterest income | $13,000 | 9,205 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $4,000 | 8,144 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,930 |
| Total noninterest expense | $272,000 | 9,263 |
| Salaries and employee benefits | $70,000 | 9,311 |
| Premises and equipment expense | $35,000 | 9,116 |
| Additional noninterest expense | $167,000 | 8,772 |
| Pre-tax net operating income | $-324,000 | 8,902 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-324,000 | 8,970 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-324,000 | 8,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $3,957,000 | 192 |
| Net operating income | $-324,000 | 8,923 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,554,000 | 8,676 |
| Total interest expense | $765,000 | 8,501 |
| Net interest income | $789,000 | 8,688 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $81,000 | 8,766 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $52,000 | 7,559 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $29,000 | 8,383 |
| Total noninterest expense | $580,000 | 8,982 |
| Salaries and employee benefits | $317,000 | 8,998 |
| Premises and equipment expense | $79,000 | 8,646 |
| Additional noninterest expense | $184,000 | 8,784 |
| Pre-tax net operating income | $290,000 | 7,461 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,000 | 7,803 |
| Income before extraordinary items | $287,000 | 7,221 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $287,000 | 7,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $1,711,000 | 1,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $287,000 | 7,098 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 8,865 |
| Total interest expense | $750,000 | 8,755 |
| Net interest income | $834,000 | 8,826 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $76,000 | 8,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 7,655 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,667 |
| Total noninterest expense | $553,000 | 9,240 |
| Salaries and employee benefits | $293,000 | 9,293 |
| Premises and equipment expense | $86,000 | 8,685 |
| Additional noninterest expense | $174,000 | 9,028 |
| Pre-tax net operating income | $357,000 | 7,656 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $10,000 | 8,067 |
| Income before extraordinary items | $347,000 | 7,170 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $347,000 | 7,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,719 |
| Cash dividends | $346,000 | 4,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $347,000 | 7,166 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 9,018 |
| Total interest expense | $735,000 | 8,866 |
| Net interest income | $806,000 | 9,055 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $73,000 | 9,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 7,732 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,296 |
| Total noninterest expense | $535,000 | 9,520 |
| Salaries and employee benefits | $283,000 | 9,558 |
| Premises and equipment expense | $96,000 | 8,710 |
| Additional noninterest expense | $156,000 | 9,465 |
| Pre-tax net operating income | $344,000 | 7,866 |
| Securities gains (losses) | $18,000 | 1,449 |
| Applicable income taxes | $35,000 | 7,904 |
| Income before extraordinary items | $327,000 | 7,420 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $327,000 | 7,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $320,000 | 4,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $310,800 | 7,507 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 9,252 |
| Total interest expense | $736,000 | 9,100 |
| Net interest income | $797,000 | 9,262 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $63,000 | 9,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,739 |
| Total noninterest expense | $570,000 | 9,548 |
| Salaries and employee benefits | $285,000 | 9,692 |
| Premises and equipment expense | $102,000 | 8,665 |
| Additional noninterest expense | $183,000 | 9,304 |
| Pre-tax net operating income | $290,000 | 8,453 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $86,000 | 7,734 |
| Income before extraordinary items | $209,000 | 8,555 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $209,000 | 8,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $102,000 | 6,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $205,450 | 8,503 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 9,559 |
| Total interest expense | $724,000 | 9,482 |
| Net interest income | $868,000 | 9,497 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $69,000 | 9,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 8,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $555,000 | 9,915 |
| Salaries and employee benefits | $290,000 | 10,022 |
| Premises and equipment expense | $106,000 | 8,826 |
| Additional noninterest expense | $159,000 | 9,896 |
| Pre-tax net operating income | $382,000 | 8,534 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $110,000 | 8,243 |
| Income before extraordinary items | $273,000 | 8,579 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $273,000 | 8,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $135,000 | 6,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $272,290 | 8,543 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 10,164 |
| Total interest expense | $658,000 | 10,098 |
| Net interest income | $805,000 | 10,096 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $65,000 | 10,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,772 |
| Total noninterest expense | $553,000 | 10,383 |
| Salaries and employee benefits | $277,000 | 10,535 |
| Premises and equipment expense | $93,000 | 9,472 |
| Additional noninterest expense | $183,000 | 10,130 |
| Pre-tax net operating income | $317,000 | 9,016 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $86,000 | 9,001 |
| Income before extraordinary items | $231,000 | 8,992 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $231,000 | 8,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $115,000 | 6,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $231,000 | 8,932 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 10,698 |
| Total interest expense | $616,000 | 10,614 |
| Net interest income | $775,000 | 10,611 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $90,000 | 10,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 9,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 9,621 |
| Total noninterest expense | $484,000 | 11,085 |
| Salaries and employee benefits | $247,000 | 11,176 |
| Premises and equipment expense | $50,000 | 11,093 |
| Additional noninterest expense | $187,000 | 10,592 |
| Pre-tax net operating income | $381,000 | 9,188 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $105,000 | 9,072 |
| Income before extraordinary items | $277,000 | 9,165 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $277,000 | 9,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $135,000 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $276,270 | 9,140 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 11,249 |
| Total interest expense | $493,000 | 11,134 |
| Net interest income | $755,000 | 11,201 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $57,000 | 11,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 12,349 |
| Total noninterest expense | $465,000 | 11,776 |
| Salaries and employee benefits | $229,000 | 11,847 |
| Premises and equipment expense | $45,000 | 11,810 |
| Additional noninterest expense | $191,000 | 11,259 |
| Pre-tax net operating income | $347,000 | 9,758 |
| Securities gains (losses) | $31,000 | 1,448 |
| Applicable income taxes | $102,000 | 9,321 |
| Income before extraordinary items | $276,000 | 9,414 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $276,000 | 9,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $135,000 | 6,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $253,370 | 9,732 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 11,456 |
| Total interest expense | $546,000 | 11,441 |
| Net interest income | $851,000 | 11,342 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $79,000 | 11,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $479,000 | 12,267 |
| Salaries and employee benefits | $225,000 | 12,412 |
| Premises and equipment expense | $41,000 | 12,502 |
| Additional noninterest expense | $213,000 | 11,560 |
| Pre-tax net operating income | $451,000 | 9,019 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $150,000 | 8,653 |
| Income before extraordinary items | $312,000 | 9,341 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $312,000 | 9,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $155,000 | 6,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $304,520 | 9,177 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 11,991 |
| Total interest expense | $657,000 | 12,028 |
| Net interest income | $836,000 | 11,762 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $52,000 | 13,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 10,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 13,603 |
| Total noninterest expense | $499,000 | 12,639 |
| Salaries and employee benefits | $211,000 | 13,035 |
| Premises and equipment expense | $30,000 | 13,418 |
| Additional noninterest expense | $258,000 | 11,433 |
| Pre-tax net operating income | $349,000 | 9,700 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $110,000 | 9,648 |
| Income before extraordinary items | $254,000 | 9,865 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $254,000 | 10,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 6,521 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $243,500 | 9,643 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.