Home > First National Bank of St. Bernard Parish > Income and Expense
First National Bank of St. Bernard Parish, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,636,000 | 3,144 |
| Total interest expense | $2,956,000 | 4,013 |
| Net interest income | $6,680,000 | 2,715 |
| Provision for loan and lease losses | $395,000 | 1,849 |
| Total noninterest income | $857,000 | 3,496 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $625,000 | 2,169 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $232,000 | 4,795 |
| Total noninterest expense | $4,789,000 | 2,878 |
| Salaries and employee benefits | $2,358,000 | 2,807 |
| Premises and equipment expense | $560,000 | 3,466 |
| Additional noninterest expense | $1,871,000 | 2,730 |
| Pre-tax net operating income | $2,353,000 | 2,993 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $805,000 | 2,748 |
| Income before extraordinary items | $1,548,000 | 3,090 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,548,000 | 3,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 1,503 |
| Cash dividends | $243,000 | 5,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,548,000 | 3,114 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,238,000 | 3,348 |
| Total interest expense | $2,707,000 | 4,507 |
| Net interest income | $6,531,000 | 2,765 |
| Provision for loan and lease losses | $480,000 | 2,158 |
| Total noninterest income | $923,000 | 3,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $619,000 | 2,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $304,000 | 4,430 |
| Total noninterest expense | $4,691,000 | 3,014 |
| Salaries and employee benefits | $2,138,000 | 3,064 |
| Premises and equipment expense | $655,000 | 3,052 |
| Additional noninterest expense | $1,898,000 | 2,849 |
| Pre-tax net operating income | $2,283,000 | 2,940 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $748,000 | 2,914 |
| Income before extraordinary items | $1,535,000 | 3,172 |
| Extraordinary gains, net | $131,000 | 1,346 |
| Net income | $1,666,000 | 3,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 2,087 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,535,000 | 2,998 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,927,000 | 3,882 |
| Total interest expense | $2,996,000 | 5,173 |
| Net interest income | $5,931,000 | 3,087 |
| Provision for loan and lease losses | $590,000 | 2,668 |
| Total noninterest income | $990,000 | 3,350 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $626,000 | 2,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $364,000 | 3,932 |
| Total noninterest expense | $4,988,000 | 2,875 |
| Salaries and employee benefits | $2,053,000 | 3,150 |
| Premises and equipment expense | $810,000 | 2,560 |
| Additional noninterest expense | $2,125,000 | 2,660 |
| Pre-tax net operating income | $1,343,000 | 4,494 |
| Securities gains (losses) | $112,000 | 2,830 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $1,455,000 | 3,169 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,455,000 | 3,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $973,000 | 1,589 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,343,000 | 3,171 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.