Home > First National Bank of South Texas > Loan Charge- Offs and Recoveries

First National Bank of South Texas, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$57,0005,658
Loans secured by real estate, total$04,449
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,444
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$03,696
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$01,427
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$33,0003,965
Loans to individuals$24,0004,871
Credit card loan charge offs$03,493
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$24,0004,471
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,213
Total recoveries$8,0006,521
Loans secured by real estate, total$03,744
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,741
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$02,967
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$6,0004,184
Loans to individuals$2,0006,247
Credit card loan recoveries$02,561
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,0005,944
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,259
Net charge-offs$49,0004,871
Loans secured by real estate, total$03,741
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,737
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$03,220
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$01,166
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$27,0003,438
To non-U.S. addresseesNANA
Loans to individuals$22,0004,200
Credit card loan net charge offs$03,241
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$22,0003,784
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,003
1998-12-31 (YTD Data)Rank
Total charge-offs$455,0001,721
Loans secured by real estate, total$111,0001,183
To non-U.S. addresseesNANA
Real estate loans in domestic offices$111,0001,181
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$03,812
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$111,000480
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$129,0001,984
Loans to individuals$215,0001,407
Credit card loan charge offs$155,000481
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$60,0002,985
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$123,0001,816
Loans secured by real estate, total$13,0001,943
To non-U.S. addresseesNANA
Real estate loans in domestic offices$13,0001,944
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$4,0002,021
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$9,000932
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$87,000974
Loans to individuals$23,0002,781
Credit card loan recoveries$18,000590
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$5,0005,069
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$332,0001,728
Loans secured by real estate, total$98,0001,011
To non-U.S. addresseesNANA
Real estate loans in domestic offices$98,0001,009
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$-4,0009,592
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$102,000370
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$42,0002,947
To non-U.S. addresseesNANA
Loans to individuals$192,0001,205
Credit card loan net charge offs$137,000466
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$55,0002,441
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$1,193,000887
Loans secured by real estate, total$124,0001,262
To non-U.S. addresseesNANA
Real estate loans in domestic offices$124,0001,262
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$124,000791
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$977,000324
Loans to individuals$92,0002,718
Credit card loan charge offs$29,0001,310
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$63,0003,023
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$233,0001,196
Loans secured by real estate, total$14,0002,120
To non-U.S. addresseesNANA
Real estate loans in domestic offices$14,0002,120
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$4,0002,185
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$10,0001,006
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$206,000509
Loans to individuals$13,0003,867
Credit card loan recoveries$4,0001,284
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$9,0004,256
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$960,000824
Loans secured by real estate, total$110,0001,062
To non-U.S. addresseesNANA
Real estate loans in domestic offices$110,0001,060
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$120,000669
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$-10,00010,308
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$771,000300
To non-U.S. addresseesNANA
Loans to individuals$79,0002,414
Credit card loan net charge offs$25,0001,291
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$54,0002,671
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$515,0001,791
Loans secured by real estate, total$36,0002,535
To non-U.S. addresseesNANA
Real estate loans in domestic offices$36,0002,535
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$04,217
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$36,0001,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$300,0001,029
Loans to individuals$179,0001,711
Credit card loan charge offs$52,000984
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$127,0001,874
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$33,000716
Total recoveries$76,0002,965
Loans secured by real estate, total$12,0002,467
To non-U.S. addresseesNANA
Real estate loans in domestic offices$12,0002,467
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$2,0002,834
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$10,0001,205
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$36,0002,316
Loans to individuals$28,0002,609
Credit card loan recoveries$6,0001,115
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$22,0002,766
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$1,0001,410
Net charge-offs$439,0001,576
Loans secured by real estate, total$24,0002,377
To non-U.S. addresseesNANA
Real estate loans in domestic offices$24,0002,376
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$-2,00010,198
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$26,000968
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$264,000839
To non-U.S. addresseesNANA
Loans to individuals$151,0001,513
Credit card loan net charge offs$46,000958
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$105,0001,642
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$32,000620
1995-12-31 (YTD Data)Rank
Total charge-offs$508,0001,737
Loans secured by real estate, total$10,0004,096
To non-U.S. addresseesNANA
Real estate loans in domestic offices$10,0004,094
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$10,0003,063
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$291,0001,023
Loans to individuals$207,0001,427
Credit card loan charge offs$35,0001,148
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$172,0001,345
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$12,000949
Total recoveries$92,0002,739
Loans secured by real estate, total$10,0002,816
To non-U.S. addresseesNANA
Real estate loans in domestic offices$10,0002,815
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$1,0003,420
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$9,0001,355
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$48,0002,043
Loans to individuals$34,0002,299
Credit card loan recoveries$2,0001,762
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$32,0002,189
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$416,0001,559
Loans secured by real estate, total$04,386
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,381
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$9,0002,663
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$-9,00011,223
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$243,000839
To non-U.S. addresseesNANA
Loans to individuals$173,0001,289
Credit card loan net charge offs$33,0001,059
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$140,0001,171
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$12,000760
1994-12-31 (YTD Data)Rank
Total charge-offs$659,0001,499
Loans secured by real estate, total$2,0005,723
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0005,724
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$2,0004,473
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$524,000679
Loans to individuals$133,0001,820
Credit card loan charge offs$20,0001,452
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$113,0001,735
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$175,0001,904
Loans secured by real estate, total$9,0003,306
To non-U.S. addresseesNANA
Real estate loans in domestic offices$9,0003,306
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$9,0001,519
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$139,0001,054
Loans to individuals$27,0002,839
Credit card loan recoveries$1,0002,143
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$26,0002,694
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$484,0001,409
Loans secured by real estate, total$-7,00011,025
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-7,00011,063
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$2,0003,781
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$-9,00011,794
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$385,000588
To non-U.S. addresseesNANA
Loans to individuals$106,0001,528
Credit card loan net charge offs$19,0001,316
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$87,0001,416
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$660,0001,874
Loans secured by real estate, total$40,0003,661
To non-U.S. addresseesNANA
Real estate loans in domestic offices$40,0003,660
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$6,0004,636
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$34,0001,992
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$384,0001,228
Loans to individuals$236,0001,331
Credit card loan charge offs$6,0002,560
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$230,0001,093
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$392,0001,089
Loans secured by real estate, total$238,000563
To non-U.S. addresseesNANA
Real estate loans in domestic offices$238,000562
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$238,000325
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$117,0001,315
Loans to individuals$37,0002,456
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$37,0002,241
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$268,0002,633
Loans secured by real estate, total$-198,00013,174
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-198,00013,214
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$6,0003,978
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$-204,00013,207
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$267,0001,230
To non-U.S. addresseesNANA
Loans to individuals$199,0001,122
Credit card loan net charge offs$6,0002,292
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$193,000842
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$1,131,0001,683
Loans secured by real estate, total$215,0002,068
To non-U.S. addresseesNANA
Real estate loans in domestic offices$215,0002,068
Construction and land development$01,669
Secured by farmland$44,000263
Total charge-offs secured by 1-4 family residential properties$14,0004,366
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$157,0001,380
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$767,000981
Loans to individuals$149,0002,300
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$149,0001,985
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$102,0003,228
Loans secured by real estate, total$5,0004,335
To non-U.S. addresseesNANA
Real estate loans in domestic offices$5,0004,334
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$2,0003,676
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$3,0001,979
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$80,0001,964
Loans to individuals$17,0004,247
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$17,0003,965
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$1,029,0001,531
Loans secured by real estate, total$210,0001,891
To non-U.S. addresseesNANA
Real estate loans in domestic offices$210,0001,891
Construction and land development$01,547
Secured by farmland$44,000229
Secured by 1-4 family residential properties- net charge-offs$12,0003,986
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$154,0001,291
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$687,000912
To non-U.S. addresseesNANA
Loans to individuals$132,0001,938
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$132,0001,618
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.