Home > First National Bank of South Texas > Assets and Liabilities
First National Bank of South Texas, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 105 | 1,626 |
| Assets and Liabilities | ||
| Total Assets: | $264,513,000 | 1,784 |
| Cash and due from depository institutions | $11,470,000 | 1,626 |
| Interest-bearing balances | $57,000 | 5,319 |
| Securities | $66,705,000 | 1,715 |
| Federal funds sold & reverse repurchase agreements | $50,000 | 6,692 |
| Net loans & leases | $152,700,000 | 1,961 |
| Loan loss allowance | $6,407,000 | 676 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,829,000 | 1,762 |
| Other real estate owned | $329,000 | 1,626 |
| Goodwill and other intangibles | $19,265,000 | 264 |
| All other assets | $9,165,000 | 1,074 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $264,513,000 | 1,784 |
| Total liabilities | $227,451,000 | 1,867 |
| Total deposits | $224,345,000 | 1,683 |
| Interest-bearing deposits | $176,291,000 | 1,857 |
| Deposits held in domestic offices | $224,345,000 | 1,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,106,000 | 1,328 |
| Total equity capital | $37,062,000 | 1,220 |
| Total bank equity capital | $37,062,000 | 1,220 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $675,000 | 4,050 |
| Surplus | $35,830,000 | 578 |
| Undivided profits | $557,000 | 8,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $537,000 | 3,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,815,000 | 1,160 |
| Earning assets | $219,512,000 | 1,959 |
| Long-term assets (5+ years) | $34,602,000 | 2,308 |
| Average Assets, year-to-date | $267,770,200 | 1,698 |
| Average Assets, quarterly | $265,208,500 | 1,768 |
| Volatile liabilities | $30,305,000 | 2,518 |
| Insider loans | $948,000 | 3,869 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $24,226,000 | 2,048 |
| Tier 1 (core) risk-based capital | $15,616,000 | 2,821 |
| Tier 2 risk-based capital | $2,167,720 | 1,569 |
| Total risk weighted assets | $169,178,020 | 1,809 |
| Total unused commitments | $24,226,000 | 2,052 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 136 | 1,229 |
| Assets and Liabilities | ||
| Total Assets: | $268,300,000 | 1,722 |
| Cash and due from depository institutions | $11,996,000 | 1,229 |
| Interest-bearing balances | $124,000 | 4,650 |
| Securities | $64,822,000 | 1,814 |
| Federal funds sold & reverse repurchase agreements | $11,800,000 | 1,474 |
| Net loans & leases | $165,519,000 | 1,707 |
| Loan loss allowance | $1,731,000 | 2,046 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,022,000 | 1,100 |
| Other real estate owned | $551,000 | 1,229 |
| Goodwill and other intangibles | $3,048,000 | 797 |
| All other assets | $3,542,000 | 2,111 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $268,300,000 | 1,722 |
| Total liabilities | $248,201,000 | 1,667 |
| Total deposits | $243,564,000 | 1,525 |
| Interest-bearing deposits | $194,414,000 | 1,663 |
| Deposits held in domestic offices | $243,564,000 | 1,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,935,000 | 2,946 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,702,000 | 2,268 |
| Total equity capital | $20,099,000 | 2,249 |
| Total bank equity capital | $20,099,000 | 2,249 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $675,000 | 4,080 |
| Surplus | $845,000 | 7,682 |
| Undivided profits | $18,579,000 | 1,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $625,000 | 3,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,135,000 | 1,930 |
| Earning assets | $242,265,000 | 1,754 |
| Long-term assets (5+ years) | $41,817,000 | 1,839 |
| Average Assets, year-to-date | $243,556,200 | 1,795 |
| Average Assets, quarterly | $260,170,500 | 1,746 |
| Volatile liabilities | $32,405,000 | 2,024 |
| Insider loans | $854,000 | 3,940 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $41,905,000 | 1,282 |
| Tier 1 (core) risk-based capital | $17,031,000 | 2,509 |
| Tier 2 risk-based capital | $1,731,000 | 1,840 |
| Total risk weighted assets | $186,628,800 | 1,544 |
| Total unused commitments | $41,905,000 | 1,287 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 120 | 1,473 |
| Assets and Liabilities | ||
| Total Assets: | $224,297,000 | 2,036 |
| Cash and due from depository institutions | $10,684,000 | 1,473 |
| Interest-bearing balances | $25,000 | 5,749 |
| Securities | $58,698,000 | 1,971 |
| Federal funds sold & reverse repurchase agreements | $6,250,000 | 2,204 |
| Net loans & leases | $134,703,000 | 2,088 |
| Loan loss allowance | $1,247,000 | 2,753 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,041,000 | 1,082 |
| Other real estate owned | $687,000 | 1,473 |
| Goodwill and other intangibles | $3,375,000 | 716 |
| All other assets | $2,859,000 | 2,509 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $224,297,000 | 2,036 |
| Total liabilities | $206,268,000 | 2,000 |
| Total deposits | $204,512,000 | 1,841 |
| Interest-bearing deposits | $167,588,000 | 1,936 |
| Deposits held in domestic offices | $204,512,000 | 1,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,756,000 | 2,276 |
| Total equity capital | $18,029,000 | 2,484 |
| Total bank equity capital | $18,029,000 | 2,484 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $675,000 | 4,215 |
| Surplus | $845,000 | 7,907 |
| Undivided profits | $16,509,000 | 1,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $681,000 | 3,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $971,000 | 2,337 |
| Earning assets | $199,676,000 | 2,100 |
| Long-term assets (5+ years) | $29,368,000 | 2,104 |
| Average Assets, year-to-date | $210,846,600 | 2,061 |
| Average Assets, quarterly | $220,490,500 | 2,045 |
| Volatile liabilities | $25,554,000 | 2,426 |
| Insider loans | $1,114,000 | 3,292 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $35,740,000 | 1,373 |
| Tier 1 (core) risk-based capital | $14,685,000 | 2,889 |
| Tier 2 risk-based capital | $1,247,000 | 2,379 |
| Total risk weighted assets | $154,887,600 | 1,819 |
| Total unused commitments | $35,740,000 | 1,376 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 110 | 1,691 |
| Assets and Liabilities | ||
| Total Assets: | $204,273,000 | 2,279 |
| Cash and due from depository institutions | $13,713,000 | 1,691 |
| Interest-bearing balances | $3,087,000 | 1,209 |
| Securities | $66,707,000 | 1,816 |
| Federal funds sold & reverse repurchase agreements | $3,775,000 | 3,284 |
| Net loans & leases | $105,735,000 | 2,644 |
| Loan loss allowance | $2,111,000 | 1,806 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,337,000 | 1,057 |
| Other real estate owned | $855,000 | 1,691 |
| Goodwill and other intangibles | $3,696,000 | 642 |
| All other assets | $2,455,000 | 2,985 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,273,000 | 2,279 |
| Total liabilities | $186,192,000 | 2,263 |
| Total deposits | $183,050,000 | 2,112 |
| Interest-bearing deposits | $150,566,000 | 2,213 |
| Deposits held in domestic offices | $183,050,000 | 2,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,142,000 | 1,417 |
| Total equity capital | $18,081,000 | 2,481 |
| Total bank equity capital | $18,081,000 | 2,481 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $675,000 | 4,500 |
| Surplus | $845,000 | 8,195 |
| Undivided profits | $16,561,000 | 1,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,252,000 | 1,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $740,000 | 3,083 |
| Earning assets | $179,304,000 | 2,395 |
| Long-term assets (5+ years) | $22,025,000 | 2,491 |
| Average Assets, year-to-date | $193,587,400 | 2,330 |
| Average Assets, quarterly | $200,253,500 | 2,322 |
| Volatile liabilities | $25,915,000 | 2,352 |
| Insider loans | $1,121,000 | 3,346 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $30,203,000 | 1,539 |
| Tier 1 (core) risk-based capital | $14,407,000 | 3,005 |
| Tier 2 risk-based capital | $1,596,610 | 1,929 |
| Total risk weighted assets | $127,200,410 | 2,213 |
| Total unused commitments | $30,203,000 | 1,551 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 102 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $193,209,000 | 2,430 |
| Cash and due from depository institutions | $10,391,000 | 1,896 |
| Interest-bearing balances | $38,000 | 5,888 |
| Securities | $63,527,000 | 1,963 |
| Federal funds sold & reverse repurchase agreements | $7,475,000 | 1,975 |
| Net loans & leases | $97,236,000 | 2,771 |
| Loan loss allowance | $1,506,000 | 2,465 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,152,000 | 1,070 |
| Other real estate owned | $905,000 | 1,896 |
| Goodwill and other intangibles | $3,993,000 | 596 |
| All other assets | $2,530,000 | 2,953 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,209,000 | 2,430 |
| Total liabilities | $174,495,000 | 2,425 |
| Total deposits | $173,709,000 | 2,265 |
| Interest-bearing deposits | $142,512,000 | 2,388 |
| Deposits held in domestic offices | $173,709,000 | 2,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $786,000 | 4,442 |
| Total equity capital | $18,714,000 | 2,382 |
| Total bank equity capital | $18,714,000 | 2,382 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $600,000 | 4,909 |
| Surplus | $920,000 | 8,192 |
| Undivided profits | $17,194,000 | 1,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,534,000 | 1,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $54,000 | 1,149 |
| Income earned, not collected on loans | $857,000 | 2,726 |
| Earning assets | $168,276,000 | 2,537 |
| Long-term assets (5+ years) | $17,900,000 | 2,705 |
| Average Assets, year-to-date | $218,320,600 | 2,080 |
| Average Assets, quarterly | $184,478,500 | 2,504 |
| Volatile liabilities | $22,994,000 | 2,352 |
| Insider loans | $1,893,000 | 2,243 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $31,628,000 | 1,432 |
| Tier 1 (core) risk-based capital | $14,823,000 | 2,903 |
| Tier 2 risk-based capital | $1,482,750 | 2,045 |
| Total risk weighted assets | $118,582,750 | 2,296 |
| Total unused commitments | $31,628,000 | 1,442 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 110 | 1,815 |
| Assets and Liabilities | ||
| Total Assets: | $200,081,000 | 2,320 |
| Cash and due from depository institutions | $8,400,000 | 1,815 |
| Interest-bearing balances | $21,000 | 6,463 |
| Securities | $50,601,000 | 2,587 |
| Federal funds sold & reverse repurchase agreements | $16,850,000 | 602 |
| Net loans & leases | $114,195,000 | 2,367 |
| Loan loss allowance | $1,150,000 | 3,145 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,267,000 | 1,158 |
| Other real estate owned | $167,000 | 1,815 |
| Goodwill and other intangibles | $452,000 | 1,503 |
| All other assets | $3,149,000 | 2,558 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,081,000 | 2,320 |
| Total liabilities | $186,462,000 | 2,255 |
| Total deposits | $185,700,000 | 2,089 |
| Interest-bearing deposits | $154,666,000 | 2,139 |
| Deposits held in domestic offices | $185,700,000 | 2,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $762,000 | 3,745 |
| Total equity capital | $13,619,000 | 2,994 |
| Total bank equity capital | $13,619,000 | 2,994 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $600,000 | 5,160 |
| Surplus | $915,000 | 8,416 |
| Undivided profits | $12,104,000 | 1,932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,078,000 | 1,497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $442,000 | 278 |
| Income earned, not collected on loans | $1,068,000 | 1,834 |
| Earning assets | $181,667,000 | 2,334 |
| Long-term assets (5+ years) | $15,392,000 | 3,105 |
| Average Assets, year-to-date | $183,752,800 | 2,421 |
| Average Assets, quarterly | $193,184,500 | 2,368 |
| Volatile liabilities | $30,930,000 | 1,778 |
| Insider loans | $2,213,000 | 1,885 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $26,318,000 | 1,568 |
| Tier 1 (core) risk-based capital | $14,156,000 | 2,909 |
| Tier 2 risk-based capital | $1,150,000 | 2,573 |
| Total risk weighted assets | $134,258,600 | 2,024 |
| Total unused commitments | $26,318,000 | 1,579 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 108 | 1,938 |
| Assets and Liabilities | ||
| Total Assets: | $173,669,000 | 2,662 |
| Cash and due from depository institutions | $6,610,000 | 1,938 |
| Interest-bearing balances | $105,000 | 6,092 |
| Securities | $60,475,000 | 2,262 |
| Federal funds sold & reverse repurchase agreements | $6,075,000 | 2,295 |
| Net loans & leases | $92,062,000 | 2,798 |
| Loan loss allowance | $1,315,000 | 2,933 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,337,000 | 1,368 |
| Other real estate owned | $784,000 | 1,938 |
| Goodwill and other intangibles | $483,000 | 1,383 |
| All other assets | $1,843,000 | 3,696 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,669,000 | 2,662 |
| Total liabilities | $160,676,000 | 2,619 |
| Total deposits | $159,995,000 | 2,479 |
| Interest-bearing deposits | $133,801,000 | 2,569 |
| Deposits held in domestic offices | $159,995,000 | 2,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $681,000 | 4,236 |
| Total equity capital | $12,993,000 | 3,116 |
| Total bank equity capital | $12,993,000 | 3,116 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $600,000 | 5,380 |
| Surplus | $675,000 | 9,579 |
| Undivided profits | $11,718,000 | 2,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,983,000 | 1,420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $145,000 | 750 |
| Income earned, not collected on loans | $723,000 | 2,480 |
| Earning assets | $158,717,000 | 2,675 |
| Long-term assets (5+ years) | $21,368,000 | 2,517 |
| Average Assets, year-to-date | $151,218,800 | 2,945 |
| Average Assets, quarterly | $171,253,500 | 2,670 |
| Volatile liabilities | $23,332,000 | 2,125 |
| Insider loans | $1,850,000 | 2,212 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $19,795,000 | 1,899 |
| Tier 1 (core) risk-based capital | $12,510,000 | 3,171 |
| Tier 2 risk-based capital | $1,315,000 | 2,245 |
| Total risk weighted assets | $107,347,200 | 2,435 |
| Total unused commitments | $19,795,000 | 1,918 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 82 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $140,074,000 | 3,326 |
| Cash and due from depository institutions | $5,696,000 | 2,639 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $37,882,000 | 3,633 |
| Federal funds sold & reverse repurchase agreements | $10,225,000 | 1,586 |
| Net loans & leases | $82,079,000 | 3,185 |
| Loan loss allowance | $1,458,000 | 2,759 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,284,000 | 5,260 |
| Other real estate owned | $1,202,000 | 2,639 |
| Goodwill and other intangibles | $25,000 | 2,678 |
| All other assets | $1,681,000 | 4,175 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,074,000 | 3,326 |
| Total liabilities | $128,225,000 | 3,331 |
| Total deposits | $127,564,000 | 3,203 |
| Interest-bearing deposits | $105,086,000 | 3,379 |
| Deposits held in domestic offices | $127,564,000 | 3,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $661,000 | 4,633 |
| Total equity capital | $11,849,000 | 3,231 |
| Total bank equity capital | $11,849,000 | 3,231 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $675,000 | 9,768 |
| Undivided profits | $10,574,000 | 2,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,595,000 | 1,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $691,000 | 2,884 |
| Earning assets | $130,186,000 | 3,265 |
| Long-term assets (5+ years) | $12,387,000 | 3,746 |
| Average Assets, year-to-date | $140,698,200 | 3,244 |
| Average Assets, quarterly | $137,621,000 | 3,370 |
| Volatile liabilities | $25,723,000 | 1,934 |
| Insider loans | $112,000 | 5,416 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,416,000 | 4,393 |
| Tier 1 (core) risk-based capital | $11,824,000 | 3,188 |
| Tier 2 risk-based capital | $1,131,050 | 2,608 |
| Total risk weighted assets | $90,156,650 | 2,955 |
| Total unused commitments | $5,416,000 | 4,417 |
| Derivatives | $0 | 651 |