Home > First National Bank of South Carolina > Income and Expense
First National Bank of South Carolina, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $3,070,000 | 2,774 |
| Total interest expense | $462,000 | 3,526 |
| Net interest income | $2,608,000 | 2,425 |
| Provision for loan and lease losses | $19,000 | 2,375 |
| Total noninterest income | $484,000 | 1,971 |
| Gross Fiduciary activities income | $7,000 | 832 |
| Service charges on deposit accounts | $162,000 | 1,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 1,941 |
| Total noninterest expense | $1,992,000 | 2,450 |
| Salaries and employee benefits | $926,000 | 2,717 |
| Premises and equipment expense | $295,000 | 1,884 |
| Additional noninterest expense | $315,000 | 1,941 |
| Pre-tax net operating income | $1,081,000 | 2,150 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $275,000 | 1,399 |
| Income before extraordinary items | $806,000 | 2,318 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $806,000 | 2,345 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $806,000 | 2,318 |
| Net charge-offs | $3,000 | 1,995 |
| Cash dividends | $100,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $806,000 | 2,330 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $12,219,000 | 2,739 |
| Total interest expense | $1,775,000 | 3,569 |
| Net interest income | $10,444,000 | 2,344 |
| Provision for loan and lease losses | $207,000 | 2,036 |
| Total noninterest income | $1,978,000 | 2,024 |
| Gross Fiduciary activities income | $36,000 | 834 |
| Service charges on deposit accounts | $660,000 | 1,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,282,000 | 2,000 |
| Total noninterest expense | $8,101,000 | 2,382 |
| Salaries and employee benefits | $3,925,000 | 2,597 |
| Premises and equipment expense | $1,221,000 | 1,830 |
| Additional noninterest expense | $1,282,000 | 2,000 |
| Pre-tax net operating income | $4,114,000 | 2,098 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $975,000 | 1,421 |
| Income before extraordinary items | $3,139,000 | 2,240 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,139,000 | 2,263 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,139,000 | 2,241 |
| Net charge-offs | $242,000 | 1,284 |
| Cash dividends | $600,000 | 2,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $3,139,000 | 2,248 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $9,043,000 | 2,751 |
| Total interest expense | $1,314,000 | 3,587 |
| Net interest income | $7,729,000 | 2,355 |
| Provision for loan and lease losses | $137,000 | 1,982 |
| Total noninterest income | $1,518,000 | 1,976 |
| Gross Fiduciary activities income | $27,000 | 834 |
| Service charges on deposit accounts | $498,000 | 1,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $993,000 | 1,958 |
| Total noninterest expense | $6,156,000 | 2,334 |
| Salaries and employee benefits | $3,148,000 | 2,476 |
| Premises and equipment expense | $843,000 | 1,911 |
| Additional noninterest expense | $993,000 | 1,958 |
| Pre-tax net operating income | $2,954,000 | 2,147 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $729,000 | 1,429 |
| Income before extraordinary items | $2,225,000 | 2,294 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,225,000 | 2,319 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,225,000 | 2,296 |
| Net charge-offs | $242,000 | 1,008 |
| Cash dividends | $300,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $2,225,000 | 2,300 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $5,940,000 | 2,759 |
| Total interest expense | $796,000 | 3,659 |
| Net interest income | $5,144,000 | 2,339 |
| Provision for loan and lease losses | $62,000 | 2,121 |
| Total noninterest income | $979,000 | 1,990 |
| Gross Fiduciary activities income | $19,000 | 832 |
| Service charges on deposit accounts | $324,000 | 1,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $636,000 | 1,978 |
| Total noninterest expense | $4,248,000 | 2,280 |
| Salaries and employee benefits | $2,302,000 | 2,357 |
| Premises and equipment expense | $535,000 | 1,983 |
| Additional noninterest expense | $636,000 | 1,978 |
| Pre-tax net operating income | $1,813,000 | 2,230 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $450,000 | 1,474 |
| Income before extraordinary items | $1,363,000 | 2,380 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,363,000 | 2,409 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,363,000 | 2,383 |
| Net charge-offs | $27,000 | 1,659 |
| Cash dividends | $200,000 | 2,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $1,363,000 | 2,382 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $2,855,000 | 2,796 |
| Total interest expense | $355,000 | 3,733 |
| Net interest income | $2,500,000 | 2,384 |
| Provision for loan and lease losses | $9,000 | 2,355 |
| Total noninterest income | $486,000 | 1,971 |
| Gross Fiduciary activities income | $9,000 | 785 |
| Service charges on deposit accounts | $165,000 | 1,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 1,937 |
| Total noninterest expense | $1,855,000 | 2,483 |
| Salaries and employee benefits | $898,000 | 2,699 |
| Premises and equipment expense | $272,000 | 1,962 |
| Additional noninterest expense | $312,000 | 1,937 |
| Pre-tax net operating income | $1,122,000 | 1,917 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $277,000 | 1,303 |
| Income before extraordinary items | $845,000 | 2,102 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $845,000 | 2,127 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $845,000 | 2,102 |
| Net charge-offs | $27,000 | 1,177 |
| Cash dividends | $100,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $845,000 | 2,103 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $10,978,000 | 2,701 |
| Total interest expense | $692,000 | 3,956 |
| Net interest income | $10,286,000 | 2,352 |
| Provision for loan and lease losses | $53,000 | 2,769 |
| Total noninterest income | $2,049,000 | 1,977 |
| Gross Fiduciary activities income | $45,000 | 775 |
| Service charges on deposit accounts | $673,000 | 1,359 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,331,000 | 1,995 |
| Total noninterest expense | $7,440,000 | 2,453 |
| Salaries and employee benefits | $3,457,000 | 2,734 |
| Premises and equipment expense | $1,091,000 | 1,925 |
| Additional noninterest expense | $1,331,000 | 1,995 |
| Pre-tax net operating income | $4,842,000 | 1,956 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,151,000 | 1,349 |
| Income before extraordinary items | $3,691,000 | 2,088 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,691,000 | 2,113 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,691,000 | 2,092 |
| Net charge-offs | $24,000 | 2,124 |
| Cash dividends | $600,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,691,000 | 2,117 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,091,000 | 2,700 |
| Total interest expense | $426,000 | 4,006 |
| Net interest income | $7,665,000 | 2,375 |
| Provision for loan and lease losses | $44,000 | 2,582 |
| Total noninterest income | $1,524,000 | 1,997 |
| Gross Fiduciary activities income | $23,000 | 793 |
| Service charges on deposit accounts | $503,000 | 1,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $998,000 | 1,990 |
| Total noninterest expense | $5,512,000 | 2,464 |
| Salaries and employee benefits | $2,594,000 | 2,722 |
| Premises and equipment expense | $776,000 | 1,998 |
| Additional noninterest expense | $998,000 | 1,990 |
| Pre-tax net operating income | $3,633,000 | 2,005 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $899,000 | 1,351 |
| Income before extraordinary items | $2,734,000 | 2,163 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,734,000 | 2,184 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,734,000 | 2,165 |
| Net charge-offs | $24,000 | 1,816 |
| Cash dividends | $300,000 | 2,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,734,000 | 2,184 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,283,000 | 2,711 |
| Total interest expense | $233,000 | 4,047 |
| Net interest income | $5,050,000 | 2,400 |
| Provision for loan and lease losses | $18,000 | 2,634 |
| Total noninterest income | $964,000 | 1,990 |
| Gross Fiduciary activities income | $8,000 | 815 |
| Service charges on deposit accounts | $327,000 | 1,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $629,000 | 1,968 |
| Total noninterest expense | $3,607,000 | 2,481 |
| Salaries and employee benefits | $1,723,000 | 2,737 |
| Premises and equipment expense | $506,000 | 2,005 |
| Additional noninterest expense | $629,000 | 1,965 |
| Pre-tax net operating income | $2,389,000 | 2,026 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $590,000 | 1,373 |
| Income before extraordinary items | $1,799,000 | 2,189 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,799,000 | 2,215 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,799,000 | 2,189 |
| Net charge-offs | $-1,000 | 3,356 |
| Cash dividends | $200,000 | 2,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,799,000 | 2,198 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,498,000 | 2,766 |
| Total interest expense | $93,000 | 4,082 |
| Net interest income | $2,405,000 | 2,492 |
| Provision for loan and lease losses | $9,000 | 2,362 |
| Total noninterest income | $481,000 | 1,998 |
| Gross Fiduciary activities income | $8,000 | 807 |
| Service charges on deposit accounts | $159,000 | 1,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 1,957 |
| Total noninterest expense | $1,788,000 | 2,528 |
| Salaries and employee benefits | $870,000 | 2,759 |
| Premises and equipment expense | $255,000 | 2,023 |
| Additional noninterest expense | $314,000 | 1,957 |
| Pre-tax net operating income | $1,089,000 | 2,189 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $267,000 | 1,484 |
| Income before extraordinary items | $822,000 | 2,346 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $822,000 | 2,345 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $822,000 | 2,346 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $100,000 | 2,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $822,000 | 2,364 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,081,000 | 2,846 |
| Total interest expense | $328,000 | 3,674 |
| Net interest income | $7,753,000 | 2,735 |
| Provision for loan and lease losses | $21,000 | 2,784 |
| Total noninterest income | $2,042,000 | 2,024 |
| Gross Fiduciary activities income | $32,000 | 836 |
| Service charges on deposit accounts | $626,000 | 1,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,384,000 | 1,989 |
| Total noninterest expense | $7,288,000 | 2,449 |
| Salaries and employee benefits | $3,363,000 | 2,762 |
| Premises and equipment expense | $1,102,000 | 1,907 |
| Additional noninterest expense | $1,384,000 | 1,989 |
| Pre-tax net operating income | $2,486,000 | 2,869 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $592,000 | 1,918 |
| Income before extraordinary items | $1,894,000 | 3,000 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,894,000 | 2,997 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,894,000 | 2,999 |
| Net charge-offs | $9,000 | 2,179 |
| Cash dividends | $400,000 | 2,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,894,000 | 3,034 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,432,000 | 2,945 |
| Total interest expense | $240,000 | 3,534 |
| Net interest income | $5,192,000 | 2,866 |
| Provision for loan and lease losses | $21,000 | 2,553 |
| Total noninterest income | $1,591,000 | 2,003 |
| Gross Fiduciary activities income | $16,000 | 844 |
| Service charges on deposit accounts | $472,000 | 1,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,103,000 | 1,950 |
| Total noninterest expense | $5,273,000 | 2,490 |
| Salaries and employee benefits | $2,541,000 | 2,741 |
| Premises and equipment expense | $715,000 | 2,073 |
| Additional noninterest expense | $1,103,000 | 1,950 |
| Pre-tax net operating income | $1,489,000 | 3,106 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $364,000 | 2,050 |
| Income before extraordinary items | $1,125,000 | 3,249 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,125,000 | 3,247 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,125,000 | 3,248 |
| Net charge-offs | $7,000 | 1,925 |
| Cash dividends | $300,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,125,000 | 3,275 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,309,000 | 3,038 |
| Total interest expense | $158,000 | 3,476 |
| Net interest income | $3,151,000 | 2,986 |
| Provision for loan and lease losses | $18,000 | 2,281 |
| Total noninterest income | $1,116,000 | 1,941 |
| Gross Fiduciary activities income | $16,000 | 783 |
| Service charges on deposit accounts | $302,000 | 1,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $798,000 | 1,914 |
| Total noninterest expense | $3,460,000 | 2,506 |
| Salaries and employee benefits | $1,693,000 | 2,753 |
| Premises and equipment expense | $457,000 | 2,128 |
| Additional noninterest expense | $1,310,000 | 2,181 |
| Pre-tax net operating income | $789,000 | 3,261 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $193,000 | 2,158 |
| Income before extraordinary items | $596,000 | 3,381 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $596,000 | 3,380 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $596,000 | 3,381 |
| Net charge-offs | $1,000 | 2,041 |
| Cash dividends | $200,000 | 2,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $596,000 | 3,415 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,576,000 | 3,073 |
| Total interest expense | $77,000 | 3,483 |
| Net interest income | $1,499,000 | 3,021 |
| Provision for loan and lease losses | $9,000 | 2,030 |
| Total noninterest income | $527,000 | 2,010 |
| Gross Fiduciary activities income | $8,000 | 781 |
| Service charges on deposit accounts | $150,000 | 1,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $369,000 | 1,983 |
| Total noninterest expense | $1,700,000 | 2,536 |
| Salaries and employee benefits | $848,000 | 2,747 |
| Premises and equipment expense | $228,000 | 2,156 |
| Additional noninterest expense | $624,000 | 2,240 |
| Pre-tax net operating income | $317,000 | 3,364 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $78,000 | 2,233 |
| Income before extraordinary items | $239,000 | 3,485 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $239,000 | 3,484 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $239,000 | 3,485 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $100,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $239,000 | 3,507 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,276,000 | 3,166 |
| Total interest expense | $299,000 | 3,764 |
| Net interest income | $5,977,000 | 3,082 |
| Provision for loan and lease losses | $23,000 | 2,844 |
| Total noninterest income | $1,961,000 | 2,246 |
| Gross Fiduciary activities income | $33,000 | 795 |
| Service charges on deposit accounts | $612,000 | 1,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,316,000 | 2,360 |
| Total noninterest expense | $6,695,000 | 2,563 |
| Salaries and employee benefits | $3,382,000 | 2,759 |
| Premises and equipment expense | $1,024,000 | 1,999 |
| Additional noninterest expense | $2,289,000 | 2,362 |
| Pre-tax net operating income | $1,220,000 | 3,674 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $285,000 | 2,505 |
| Income before extraordinary items | $935,000 | 3,813 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $935,000 | 3,813 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $935,000 | 3,813 |
| Net charge-offs | $4,000 | 2,487 |
| Cash dividends | $845,000 | 2,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $935,000 | 3,797 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,591,000 | 3,254 |
| Total interest expense | $225,000 | 3,846 |
| Net interest income | $4,366,000 | 3,173 |
| Provision for loan and lease losses | $22,000 | 2,695 |
| Total noninterest income | $1,491,000 | 2,278 |
| Gross Fiduciary activities income | $25,000 | 784 |
| Service charges on deposit accounts | $449,000 | 1,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,017,000 | 2,363 |
| Total noninterest expense | $4,991,000 | 2,581 |
| Salaries and employee benefits | $2,565,000 | 2,758 |
| Premises and equipment expense | $725,000 | 2,101 |
| Additional noninterest expense | $1,701,000 | 2,389 |
| Pre-tax net operating income | $844,000 | 3,874 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $207,000 | 2,555 |
| Income before extraordinary items | $637,000 | 4,000 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $637,000 | 3,999 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $637,000 | 4,000 |
| Net charge-offs | $9,000 | 2,006 |
| Cash dividends | $645,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $637,000 | 3,972 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,004,000 | 3,297 |
| Total interest expense | $151,000 | 3,910 |
| Net interest income | $2,853,000 | 3,208 |
| Provision for loan and lease losses | $18,000 | 2,566 |
| Total noninterest income | $974,000 | 2,269 |
| Gross Fiduciary activities income | $16,000 | 786 |
| Service charges on deposit accounts | $295,000 | 1,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $663,000 | 2,361 |
| Total noninterest expense | $3,299,000 | 2,585 |
| Salaries and employee benefits | $1,705,000 | 2,753 |
| Premises and equipment expense | $479,000 | 2,112 |
| Additional noninterest expense | $1,115,000 | 2,393 |
| Pre-tax net operating income | $510,000 | 3,950 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $125,000 | 2,604 |
| Income before extraordinary items | $385,000 | 4,099 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $385,000 | 4,099 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $385,000 | 4,099 |
| Net charge-offs | $3,000 | 2,008 |
| Cash dividends | $545,000 | 1,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $385,000 | 4,077 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 3,349 |
| Total interest expense | $76,000 | 3,972 |
| Net interest income | $1,369,000 | 3,253 |
| Provision for loan and lease losses | $9,000 | 2,512 |
| Total noninterest income | $500,000 | 2,237 |
| Gross Fiduciary activities income | $9,000 | 798 |
| Service charges on deposit accounts | $154,000 | 1,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $337,000 | 2,328 |
| Total noninterest expense | $1,642,000 | 2,582 |
| Salaries and employee benefits | $845,000 | 2,756 |
| Premises and equipment expense | $233,000 | 2,147 |
| Additional noninterest expense | $564,000 | 2,359 |
| Pre-tax net operating income | $218,000 | 4,038 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $49,000 | 2,702 |
| Income before extraordinary items | $169,000 | 4,140 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $169,000 | 4,139 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $169,000 | 4,140 |
| Net charge-offs | $1,000 | 1,805 |
| Cash dividends | $100,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $169,000 | 4,121 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,530,000 | 3,172 |
| Total interest expense | $309,000 | 4,285 |
| Net interest income | $6,221,000 | 3,000 |
| Provision for loan and lease losses | $36,000 | 3,988 |
| Total noninterest income | $1,865,000 | 2,206 |
| Gross Fiduciary activities income | $34,000 | 809 |
| Service charges on deposit accounts | $671,000 | 1,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,160,000 | 2,332 |
| Total noninterest expense | $6,649,000 | 2,544 |
| Salaries and employee benefits | $3,444,000 | 2,713 |
| Premises and equipment expense | $1,005,000 | 2,034 |
| Additional noninterest expense | $2,200,000 | 2,386 |
| Pre-tax net operating income | $1,401,000 | 3,347 |
| Securities gains (losses) | $1,000 | 2,609 |
| Applicable income taxes | $339,000 | 2,226 |
| Income before extraordinary items | $1,063,000 | 3,585 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,063,000 | 3,585 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,063,000 | 3,585 |
| Net charge-offs | $52,000 | 2,376 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,062,210 | 3,535 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,024,000 | 3,158 |
| Total interest expense | $236,000 | 4,343 |
| Net interest income | $4,788,000 | 2,966 |
| Provision for loan and lease losses | $36,000 | 3,853 |
| Total noninterest income | $1,377,000 | 2,176 |
| Gross Fiduciary activities income | $25,000 | 793 |
| Service charges on deposit accounts | $503,000 | 1,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $849,000 | 2,311 |
| Total noninterest expense | $4,972,000 | 2,523 |
| Salaries and employee benefits | $2,631,000 | 2,668 |
| Premises and equipment expense | $752,000 | 2,030 |
| Additional noninterest expense | $1,589,000 | 2,414 |
| Pre-tax net operating income | $1,157,000 | 3,278 |
| Securities gains (losses) | $1,000 | 2,423 |
| Applicable income taxes | $283,000 | 2,134 |
| Income before extraordinary items | $875,000 | 3,511 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $875,000 | 3,510 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $875,000 | 3,511 |
| Net charge-offs | $29,000 | 2,334 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $874,210 | 3,465 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,349,000 | 3,194 |
| Total interest expense | $169,000 | 4,359 |
| Net interest income | $3,180,000 | 2,989 |
| Provision for loan and lease losses | $36,000 | 3,612 |
| Total noninterest income | $896,000 | 2,150 |
| Gross Fiduciary activities income | $16,000 | 800 |
| Service charges on deposit accounts | $349,000 | 1,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $531,000 | 2,316 |
| Total noninterest expense | $3,286,000 | 2,533 |
| Salaries and employee benefits | $1,744,000 | 2,693 |
| Premises and equipment expense | $491,000 | 2,048 |
| Additional noninterest expense | $1,051,000 | 2,421 |
| Pre-tax net operating income | $754,000 | 3,303 |
| Securities gains (losses) | $1,000 | 2,174 |
| Applicable income taxes | $185,000 | 2,117 |
| Income before extraordinary items | $570,000 | 3,511 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $570,000 | 3,511 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $570,000 | 3,511 |
| Net charge-offs | $27,000 | 2,053 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $569,210 | 3,455 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 3,214 |
| Total interest expense | $96,000 | 4,356 |
| Net interest income | $1,575,000 | 2,993 |
| Provision for loan and lease losses | $18,000 | 3,160 |
| Total noninterest income | $471,000 | 2,005 |
| Gross Fiduciary activities income | $9,000 | 804 |
| Service charges on deposit accounts | $203,000 | 1,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 2,156 |
| Total noninterest expense | $1,670,000 | 2,539 |
| Salaries and employee benefits | $869,000 | 2,703 |
| Premises and equipment expense | $253,000 | 2,031 |
| Additional noninterest expense | $548,000 | 2,380 |
| Pre-tax net operating income | $358,000 | 3,200 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $88,000 | 2,047 |
| Income before extraordinary items | $270,000 | 3,399 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $270,000 | 3,400 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $270,000 | 3,400 |
| Net charge-offs | $28,000 | 1,468 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $270,000 | 3,386 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,947,000 | 3,197 |
| Total interest expense | $361,000 | 4,432 |
| Net interest income | $6,586,000 | 2,940 |
| Provision for loan and lease losses | $63,000 | 3,230 |
| Total noninterest income | $1,873,000 | 2,034 |
| Gross Fiduciary activities income | $46,000 | 797 |
| Service charges on deposit accounts | $796,000 | 1,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,031,000 | 2,214 |
| Total noninterest expense | $6,393,000 | 2,586 |
| Salaries and employee benefits | $3,484,000 | 2,674 |
| Premises and equipment expense | $986,000 | 2,059 |
| Additional noninterest expense | $1,923,000 | 2,627 |
| Pre-tax net operating income | $2,003,000 | 3,031 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $479,000 | 2,016 |
| Income before extraordinary items | $1,524,000 | 3,262 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,524,000 | 3,263 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,524,000 | 3,263 |
| Net charge-offs | $9,000 | 3,353 |
| Cash dividends | $1,100,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,524,000 | 3,230 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,248,000 | 3,227 |
| Total interest expense | $260,000 | 4,517 |
| Net interest income | $4,988,000 | 2,964 |
| Provision for loan and lease losses | $63,000 | 2,971 |
| Total noninterest income | $1,479,000 | 1,991 |
| Gross Fiduciary activities income | $25,000 | 814 |
| Service charges on deposit accounts | $595,000 | 1,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $859,000 | 2,086 |
| Total noninterest expense | $4,901,000 | 2,571 |
| Salaries and employee benefits | $2,657,000 | 2,658 |
| Premises and equipment expense | $778,000 | 2,012 |
| Additional noninterest expense | $1,466,000 | 2,596 |
| Pre-tax net operating income | $1,503,000 | 3,099 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $356,000 | 2,097 |
| Income before extraordinary items | $1,147,000 | 3,308 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,147,000 | 3,306 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,147,000 | 3,308 |
| Net charge-offs | $-3,000 | 4,153 |
| Cash dividends | $900,000 | 1,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,147,000 | 3,284 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,462,000 | 3,252 |
| Total interest expense | $163,000 | 4,587 |
| Net interest income | $3,299,000 | 2,987 |
| Provision for loan and lease losses | $63,000 | 2,544 |
| Total noninterest income | $1,007,000 | 1,948 |
| Gross Fiduciary activities income | $16,000 | 824 |
| Service charges on deposit accounts | $391,000 | 1,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $600,000 | 2,007 |
| Total noninterest expense | $3,205,000 | 2,620 |
| Salaries and employee benefits | $1,750,000 | 2,695 |
| Premises and equipment expense | $491,000 | 2,088 |
| Additional noninterest expense | $964,000 | 2,654 |
| Pre-tax net operating income | $1,038,000 | 3,053 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $243,000 | 2,052 |
| Income before extraordinary items | $795,000 | 3,267 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $795,000 | 3,264 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $795,000 | 3,265 |
| Net charge-offs | $-2,000 | 4,040 |
| Cash dividends | $900,000 | 1,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $795,000 | 3,238 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,726,000 | 3,279 |
| Total interest expense | $80,000 | 4,612 |
| Net interest income | $1,646,000 | 3,014 |
| Provision for loan and lease losses | $38,000 | 2,301 |
| Total noninterest income | $424,000 | 2,104 |
| Gross Fiduciary activities income | $8,000 | 829 |
| Service charges on deposit accounts | $199,000 | 1,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 2,308 |
| Total noninterest expense | $1,575,000 | 2,669 |
| Salaries and employee benefits | $864,000 | 2,737 |
| Premises and equipment expense | $223,000 | 2,243 |
| Additional noninterest expense | $488,000 | 2,640 |
| Pre-tax net operating income | $457,000 | 3,195 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $100,000 | 2,152 |
| Income before extraordinary items | $357,000 | 3,389 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $357,000 | 3,388 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $357,000 | 3,388 |
| Net charge-offs | $37,000 | 1,372 |
| Cash dividends | $800,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $357,000 | 3,378 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,911,000 | 3,185 |
| Total interest expense | $334,000 | 4,390 |
| Net interest income | $6,577,000 | 3,003 |
| Provision for loan and lease losses | $75,000 | 3,250 |
| Total noninterest income | $1,629,000 | 2,241 |
| Gross Fiduciary activities income | $33,000 | 873 |
| Service charges on deposit accounts | $838,000 | 1,320 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $758,000 | 2,566 |
| Total noninterest expense | $6,051,000 | 2,718 |
| Salaries and employee benefits | $3,308,000 | 2,774 |
| Premises and equipment expense | $1,069,000 | 1,960 |
| Additional noninterest expense | $1,674,000 | 2,944 |
| Pre-tax net operating income | $2,080,000 | 3,077 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $511,000 | 1,959 |
| Income before extraordinary items | $1,569,000 | 3,310 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,569,000 | 3,308 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,569,000 | 3,309 |
| Net charge-offs | $9,000 | 3,389 |
| Cash dividends | $588,000 | 2,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,569,000 | 3,311 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,006,000 | 3,257 |
| Total interest expense | $252,000 | 4,370 |
| Net interest income | $4,754,000 | 3,091 |
| Provision for loan and lease losses | $75,000 | 2,898 |
| Total noninterest income | $1,228,000 | 2,255 |
| Gross Fiduciary activities income | $25,000 | 847 |
| Service charges on deposit accounts | $631,000 | 1,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $572,000 | 2,578 |
| Total noninterest expense | $4,554,000 | 2,709 |
| Salaries and employee benefits | $2,469,000 | 2,801 |
| Premises and equipment expense | $810,000 | 1,952 |
| Additional noninterest expense | $1,275,000 | 2,905 |
| Pre-tax net operating income | $1,353,000 | 3,330 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $332,000 | 2,137 |
| Income before extraordinary items | $1,021,000 | 3,538 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,021,000 | 3,537 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,021,000 | 3,537 |
| Net charge-offs | $4,000 | 3,250 |
| Cash dividends | $338,000 | 2,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,021,000 | 3,541 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,318,000 | 3,257 |
| Total interest expense | $170,000 | 4,321 |
| Net interest income | $3,148,000 | 3,097 |
| Provision for loan and lease losses | $75,000 | 2,413 |
| Total noninterest income | $808,000 | 2,256 |
| Gross Fiduciary activities income | $16,000 | 859 |
| Service charges on deposit accounts | $416,000 | 1,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $376,000 | 2,602 |
| Total noninterest expense | $2,991,000 | 2,759 |
| Salaries and employee benefits | $1,625,000 | 2,847 |
| Premises and equipment expense | $516,000 | 2,032 |
| Additional noninterest expense | $850,000 | 2,924 |
| Pre-tax net operating income | $890,000 | 3,330 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $218,000 | 2,139 |
| Income before extraordinary items | $672,000 | 3,556 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $672,000 | 3,555 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $672,000 | 3,555 |
| Net charge-offs | $-3,000 | 4,144 |
| Cash dividends | $238,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $672,000 | 3,557 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,676,000 | 3,241 |
| Total interest expense | $85,000 | 4,307 |
| Net interest income | $1,591,000 | 3,098 |
| Provision for loan and lease losses | $38,000 | 2,291 |
| Total noninterest income | $407,000 | 2,234 |
| Gross Fiduciary activities income | $8,000 | 854 |
| Service charges on deposit accounts | $211,000 | 1,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 2,569 |
| Total noninterest expense | $1,434,000 | 2,864 |
| Salaries and employee benefits | $793,000 | 2,929 |
| Premises and equipment expense | $236,000 | 2,188 |
| Additional noninterest expense | $405,000 | 3,037 |
| Pre-tax net operating income | $526,000 | 3,034 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $131,000 | 1,932 |
| Income before extraordinary items | $395,000 | 3,271 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $395,000 | 3,271 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $395,000 | 3,271 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $100,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $395,000 | 3,271 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,581,000 | 3,232 |
| Total interest expense | $325,000 | 4,295 |
| Net interest income | $6,256,000 | 3,099 |
| Provision for loan and lease losses | $75,000 | 3,288 |
| Total noninterest income | $1,599,000 | 2,319 |
| Gross Fiduciary activities income | $29,000 | 896 |
| Service charges on deposit accounts | $900,000 | 1,288 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $670,000 | 2,784 |
| Total noninterest expense | $5,953,000 | 2,784 |
| Salaries and employee benefits | $3,240,000 | 2,846 |
| Premises and equipment expense | $1,035,000 | 2,054 |
| Additional noninterest expense | $1,678,000 | 2,990 |
| Pre-tax net operating income | $1,827,000 | 3,250 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $879,000 | 1,993 |
| Income before extraordinary items | $948,000 | 3,779 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $948,000 | 3,778 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $948,000 | 3,779 |
| Net charge-offs | $10,000 | 3,685 |
| Cash dividends | $100,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $948,000 | 3,768 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,848,000 | 3,287 |
| Total interest expense | $242,000 | 4,328 |
| Net interest income | $4,606,000 | 3,160 |
| Provision for loan and lease losses | $75,000 | 2,940 |
| Total noninterest income | $1,060,000 | 2,500 |
| Gross Fiduciary activities income | $20,000 | 891 |
| Service charges on deposit accounts | $680,000 | 1,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $360,000 | 3,233 |
| Total noninterest expense | $4,534,000 | 2,773 |
| Salaries and employee benefits | $2,421,000 | 2,876 |
| Premises and equipment expense | $799,000 | 2,023 |
| Additional noninterest expense | $1,314,000 | 2,902 |
| Pre-tax net operating income | $1,057,000 | 3,671 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $369,000 | 2,324 |
| Income before extraordinary items | $688,000 | 4,025 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $688,000 | 4,024 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $688,000 | 4,025 |
| Net charge-offs | $-15,000 | 4,847 |
| Cash dividends | $100,000 | 3,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $688,000 | 4,013 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,212,000 | 3,293 |
| Total interest expense | $158,000 | 4,353 |
| Net interest income | $3,054,000 | 3,174 |
| Provision for loan and lease losses | $75,000 | 2,468 |
| Total noninterest income | $651,000 | 2,602 |
| Gross Fiduciary activities income | $13,000 | 895 |
| Service charges on deposit accounts | $453,000 | 1,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 3,590 |
| Total noninterest expense | $2,975,000 | 2,817 |
| Salaries and employee benefits | $1,619,000 | 2,885 |
| Premises and equipment expense | $524,000 | 2,042 |
| Additional noninterest expense | $832,000 | 3,019 |
| Pre-tax net operating income | $655,000 | 3,756 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $225,000 | 2,378 |
| Income before extraordinary items | $430,000 | 4,070 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $430,000 | 4,069 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $430,000 | 4,070 |
| Net charge-offs | $-53,000 | 5,303 |
| Cash dividends | $100,000 | 3,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $430,000 | 4,058 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 3,316 |
| Total interest expense | $78,000 | 4,378 |
| Net interest income | $1,517,000 | 3,188 |
| Provision for loan and lease losses | $38,000 | 2,306 |
| Total noninterest income | $407,000 | 2,318 |
| Gross Fiduciary activities income | $7,000 | 893 |
| Service charges on deposit accounts | $228,000 | 1,279 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 2,758 |
| Total noninterest expense | $1,482,000 | 2,850 |
| Salaries and employee benefits | $803,000 | 2,941 |
| Premises and equipment expense | $260,000 | 2,083 |
| Additional noninterest expense | $419,000 | 3,024 |
| Pre-tax net operating income | $404,000 | 3,408 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $145,000 | 2,148 |
| Income before extraordinary items | $259,000 | 3,823 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $259,000 | 3,822 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $259,000 | 3,823 |
| Net charge-offs | $-52,000 | 5,482 |
| Cash dividends | $100,000 | 2,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $259,000 | 3,808 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,894,000 | 3,466 |
| Total interest expense | $313,000 | 4,399 |
| Net interest income | $5,581,000 | 3,337 |
| Provision for loan and lease losses | $150,000 | 2,726 |
| Total noninterest income | $1,677,000 | 2,329 |
| Gross Fiduciary activities income | $27,000 | 937 |
| Service charges on deposit accounts | $947,000 | 1,266 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $703,000 | 2,822 |
| Total noninterest expense | $6,086,000 | 2,823 |
| Salaries and employee benefits | $3,275,000 | 2,873 |
| Premises and equipment expense | $983,000 | 2,180 |
| Additional noninterest expense | $1,828,000 | 2,928 |
| Pre-tax net operating income | $1,022,000 | 4,049 |
| Securities gains (losses) | $1,000 | 3,113 |
| Applicable income taxes | $370,000 | 2,507 |
| Income before extraordinary items | $653,000 | 4,450 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $653,000 | 4,448 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $653,000 | 4,449 |
| Net charge-offs | $225,000 | 1,816 |
| Cash dividends | $1,100,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $652,360 | 4,397 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,407,000 | 3,492 |
| Total interest expense | $234,000 | 4,442 |
| Net interest income | $4,173,000 | 3,357 |
| Provision for loan and lease losses | $113,000 | 2,617 |
| Total noninterest income | $1,261,000 | 2,337 |
| Gross Fiduciary activities income | $20,000 | 921 |
| Service charges on deposit accounts | $705,000 | 1,271 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $536,000 | 2,805 |
| Total noninterest expense | $4,595,000 | 2,807 |
| Salaries and employee benefits | $2,471,000 | 2,856 |
| Premises and equipment expense | $782,000 | 2,085 |
| Additional noninterest expense | $1,342,000 | 2,977 |
| Pre-tax net operating income | $726,000 | 4,185 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $261,000 | 2,599 |
| Income before extraordinary items | $466,000 | 4,584 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $466,000 | 4,584 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $466,000 | 4,584 |
| Net charge-offs | $227,000 | 1,363 |
| Cash dividends | $500,000 | 2,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $465,360 | 4,522 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,915,000 | 3,531 |
| Total interest expense | $153,000 | 4,496 |
| Net interest income | $2,762,000 | 3,393 |
| Provision for loan and lease losses | $75,000 | 2,531 |
| Total noninterest income | $834,000 | 2,334 |
| Gross Fiduciary activities income | $13,000 | 930 |
| Service charges on deposit accounts | $460,000 | 1,281 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $361,000 | 2,786 |
| Total noninterest expense | $3,029,000 | 2,843 |
| Salaries and employee benefits | $1,634,000 | 2,894 |
| Premises and equipment expense | $510,000 | 2,122 |
| Additional noninterest expense | $885,000 | 3,009 |
| Pre-tax net operating income | $492,000 | 4,181 |
| Securities gains (losses) | $1,000 | 2,737 |
| Applicable income taxes | $175,000 | 2,598 |
| Income before extraordinary items | $318,000 | 4,574 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $318,000 | 4,571 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $318,000 | 4,572 |
| Net charge-offs | $207,000 | 1,105 |
| Cash dividends | $400,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $317,350 | 4,505 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 3,571 |
| Total interest expense | $77,000 | 4,516 |
| Net interest income | $1,353,000 | 3,444 |
| Provision for loan and lease losses | $38,000 | 2,399 |
| Total noninterest income | $418,000 | 2,311 |
| Gross Fiduciary activities income | $7,000 | 926 |
| Service charges on deposit accounts | $230,000 | 1,266 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $181,000 | 2,749 |
| Total noninterest expense | $1,512,000 | 2,855 |
| Salaries and employee benefits | $806,000 | 2,932 |
| Premises and equipment expense | $252,000 | 2,140 |
| Additional noninterest expense | $454,000 | 2,962 |
| Pre-tax net operating income | $221,000 | 4,309 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $78,000 | 2,663 |
| Income before extraordinary items | $143,000 | 4,683 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $143,000 | 4,682 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $143,000 | 4,683 |
| Net charge-offs | $177,000 | 726 |
| Cash dividends | $250,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $143,000 | 4,621 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,822,000 | 3,505 |
| Total interest expense | $308,000 | 4,563 |
| Net interest income | $5,514,000 | 3,372 |
| Provision for loan and lease losses | $150,000 | 2,613 |
| Total noninterest income | $1,693,000 | 2,333 |
| Gross Fiduciary activities income | $29,000 | 950 |
| Service charges on deposit accounts | $1,066,000 | 1,160 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $598,000 | 3,041 |
| Total noninterest expense | $6,012,000 | 2,861 |
| Salaries and employee benefits | $3,072,000 | 2,990 |
| Premises and equipment expense | $1,034,000 | 2,120 |
| Additional noninterest expense | $1,906,000 | 2,888 |
| Pre-tax net operating income | $1,045,000 | 4,046 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $376,000 | 2,469 |
| Income before extraordinary items | $669,000 | 4,468 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $669,000 | 4,468 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $669,000 | 4,468 |
| Net charge-offs | $162,000 | 2,184 |
| Cash dividends | $650,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $669,000 | 4,413 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,393,000 | 3,532 |
| Total interest expense | $231,000 | 4,631 |
| Net interest income | $4,162,000 | 3,390 |
| Provision for loan and lease losses | $150,000 | 2,243 |
| Total noninterest income | $1,263,000 | 2,355 |
| Gross Fiduciary activities income | $21,000 | 946 |
| Service charges on deposit accounts | $799,000 | 1,167 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $443,000 | 3,071 |
| Total noninterest expense | $4,506,000 | 2,873 |
| Salaries and employee benefits | $2,362,000 | 2,962 |
| Premises and equipment expense | $795,000 | 2,117 |
| Additional noninterest expense | $1,349,000 | 3,025 |
| Pre-tax net operating income | $769,000 | 4,153 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $276,000 | 2,547 |
| Income before extraordinary items | $493,000 | 4,590 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $493,000 | 4,592 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $493,000 | 4,593 |
| Net charge-offs | $117,000 | 2,014 |
| Cash dividends | $525,000 | 2,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $493,000 | 4,526 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 3,549 |
| Total interest expense | $152,000 | 4,703 |
| Net interest income | $2,776,000 | 3,402 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $834,000 | 2,373 |
| Gross Fiduciary activities income | $14,000 | 952 |
| Service charges on deposit accounts | $527,000 | 1,153 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $293,000 | 3,089 |
| Total noninterest expense | $3,000,000 | 2,887 |
| Salaries and employee benefits | $1,576,000 | 2,981 |
| Premises and equipment expense | $517,000 | 2,166 |
| Additional noninterest expense | $907,000 | 3,023 |
| Pre-tax net operating income | $460,000 | 4,296 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $165,000 | 2,643 |
| Income before extraordinary items | $295,000 | 4,715 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $295,000 | 4,717 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $295,000 | 4,718 |
| Net charge-offs | $83,000 | 1,894 |
| Cash dividends | $425,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $295,000 | 4,651 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 3,554 |
| Total interest expense | $75,000 | 4,781 |
| Net interest income | $1,385,000 | 3,401 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $414,000 | 2,353 |
| Gross Fiduciary activities income | $8,000 | 945 |
| Service charges on deposit accounts | $268,000 | 1,128 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $138,000 | 3,144 |
| Total noninterest expense | $1,503,000 | 2,896 |
| Salaries and employee benefits | $775,000 | 3,034 |
| Premises and equipment expense | $264,000 | 2,148 |
| Additional noninterest expense | $464,000 | 2,954 |
| Pre-tax net operating income | $221,000 | 4,305 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $78,000 | 2,663 |
| Income before extraordinary items | $143,000 | 4,728 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $143,000 | 4,730 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $143,000 | 4,732 |
| Net charge-offs | $85,000 | 1,213 |
| Cash dividends | $175,000 | 1,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $143,000 | 4,654 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,865,000 | 3,583 |
| Total interest expense | $303,000 | 4,935 |
| Net interest income | $5,562,000 | 3,411 |
| Provision for loan and lease losses | $150,000 | 2,763 |
| Total noninterest income | $1,777,000 | 2,281 |
| Gross Fiduciary activities income | $31,000 | 977 |
| Service charges on deposit accounts | $1,026,000 | 1,260 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $720,000 | 2,770 |
| Total noninterest expense | $5,862,000 | 2,965 |
| Salaries and employee benefits | $3,142,000 | 2,985 |
| Premises and equipment expense | $978,000 | 2,280 |
| Additional noninterest expense | $1,742,000 | 3,194 |
| Pre-tax net operating income | $1,327,000 | 3,687 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $445,000 | 2,316 |
| Income before extraordinary items | $882,000 | 4,167 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $882,000 | 4,167 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $882,000 | 4,168 |
| Net charge-offs | $134,000 | 2,896 |
| Cash dividends | $800,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $882,000 | 4,110 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,369,000 | 3,623 |
| Total interest expense | $226,000 | 5,014 |
| Net interest income | $4,143,000 | 3,452 |
| Provision for loan and lease losses | $75,000 | 3,094 |
| Total noninterest income | $1,214,000 | 2,424 |
| Gross Fiduciary activities income | $23,000 | 968 |
| Service charges on deposit accounts | $724,000 | 1,345 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $467,000 | 3,002 |
| Total noninterest expense | $4,293,000 | 3,024 |
| Salaries and employee benefits | $2,342,000 | 3,013 |
| Premises and equipment expense | $735,000 | 2,308 |
| Additional noninterest expense | $1,216,000 | 3,359 |
| Pre-tax net operating income | $989,000 | 3,780 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $374,000 | 2,256 |
| Income before extraordinary items | $615,000 | 4,313 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $615,000 | 4,314 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $615,000 | 4,314 |
| Net charge-offs | $79,000 | 2,912 |
| Cash dividends | $450,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $615,000 | 4,266 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,880,000 | 3,653 |
| Total interest expense | $150,000 | 5,073 |
| Net interest income | $2,730,000 | 3,477 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $795,000 | 2,417 |
| Gross Fiduciary activities income | $16,000 | 966 |
| Service charges on deposit accounts | $465,000 | 1,381 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $314,000 | 2,979 |
| Total noninterest expense | $2,838,000 | 3,062 |
| Salaries and employee benefits | $1,551,000 | 3,043 |
| Premises and equipment expense | $490,000 | 2,316 |
| Additional noninterest expense | $797,000 | 3,417 |
| Pre-tax net operating income | $687,000 | 3,616 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $260,000 | 2,164 |
| Income before extraordinary items | $427,000 | 4,209 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $427,000 | 4,215 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $427,000 | 4,214 |
| Net charge-offs | $70,000 | 2,501 |
| Cash dividends | $300,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $427,000 | 4,147 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,434,000 | 3,680 |
| Total interest expense | $76,000 | 5,122 |
| Net interest income | $1,358,000 | 3,502 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $397,000 | 2,382 |
| Gross Fiduciary activities income | $7,000 | 977 |
| Service charges on deposit accounts | $229,000 | 1,369 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $161,000 | 2,866 |
| Total noninterest expense | $1,402,000 | 3,121 |
| Salaries and employee benefits | $766,000 | 3,090 |
| Premises and equipment expense | $242,000 | 2,366 |
| Additional noninterest expense | $394,000 | 3,445 |
| Pre-tax net operating income | $353,000 | 3,530 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $133,000 | 2,113 |
| Income before extraordinary items | $220,000 | 4,088 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $220,000 | 4,088 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $220,000 | 4,090 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $200,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $220,000 | 4,043 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,643,000 | 3,771 |
| Total interest expense | $327,000 | 5,247 |
| Net interest income | $5,316,000 | 3,554 |
| Provision for loan and lease losses | $175,000 | 3,117 |
| Total noninterest income | $1,791,000 | 2,306 |
| Gross Fiduciary activities income | $30,000 | 994 |
| Service charges on deposit accounts | $1,041,000 | 1,300 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $720,000 | 2,830 |
| Total noninterest expense | $5,825,000 | 3,055 |
| Salaries and employee benefits | $3,179,000 | 2,989 |
| Premises and equipment expense | $1,003,000 | 2,247 |
| Additional noninterest expense | $1,643,000 | 3,425 |
| Pre-tax net operating income | $1,107,000 | 3,916 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $421,000 | 2,329 |
| Income before extraordinary items | $686,000 | 4,485 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $686,000 | 4,489 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $686,000 | 4,489 |
| Net charge-offs | $325,000 | 2,489 |
| Cash dividends | $500,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $686,000 | 4,421 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,210,000 | 3,827 |
| Total interest expense | $250,000 | 5,311 |
| Net interest income | $3,960,000 | 3,591 |
| Provision for loan and lease losses | $175,000 | 2,770 |
| Total noninterest income | $1,346,000 | 2,352 |
| Gross Fiduciary activities income | $21,000 | 999 |
| Service charges on deposit accounts | $782,000 | 1,307 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $543,000 | 2,891 |
| Total noninterest expense | $4,461,000 | 3,010 |
| Salaries and employee benefits | $2,455,000 | 2,952 |
| Premises and equipment expense | $773,000 | 2,220 |
| Additional noninterest expense | $1,233,000 | 3,425 |
| Pre-tax net operating income | $670,000 | 4,338 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $253,000 | 2,577 |
| Income before extraordinary items | $417,000 | 4,859 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $417,000 | 4,859 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $417,000 | 4,860 |
| Net charge-offs | $286,000 | 2,166 |
| Cash dividends | $350,000 | 2,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $417,000 | 4,770 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,767,000 | 3,867 |
| Total interest expense | $172,000 | 5,327 |
| Net interest income | $2,595,000 | 3,624 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $883,000 | 2,402 |
| Gross Fiduciary activities income | $14,000 | 998 |
| Service charges on deposit accounts | $506,000 | 1,322 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $363,000 | 2,934 |
| Total noninterest expense | $2,938,000 | 3,050 |
| Salaries and employee benefits | $1,632,000 | 2,973 |
| Premises and equipment expense | $509,000 | 2,244 |
| Additional noninterest expense | $797,000 | 3,508 |
| Pre-tax net operating income | $390,000 | 4,524 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $148,000 | 2,703 |
| Income before extraordinary items | $242,000 | 5,046 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $242,000 | 5,049 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $242,000 | 5,050 |
| Net charge-offs | $287,000 | 1,737 |
| Cash dividends | $200,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $242,000 | 4,922 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 3,869 |
| Total interest expense | $88,000 | 5,370 |
| Net interest income | $1,311,000 | 3,625 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $428,000 | 2,466 |
| Gross Fiduciary activities income | $7,000 | 997 |
| Service charges on deposit accounts | $259,000 | 1,290 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $162,000 | 3,075 |
| Total noninterest expense | $1,485,000 | 3,034 |
| Salaries and employee benefits | $826,000 | 2,974 |
| Premises and equipment expense | $252,000 | 2,301 |
| Additional noninterest expense | $407,000 | 3,471 |
| Pre-tax net operating income | $179,000 | 4,632 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $67,000 | 2,782 |
| Income before extraordinary items | $112,000 | 5,113 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $112,000 | 5,115 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $112,000 | 5,115 |
| Net charge-offs | $-3,000 | 5,668 |
| Cash dividends | $100,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $112,000 | 5,007 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,738,000 | 3,953 |
| Total interest expense | $434,000 | 5,389 |
| Net interest income | $5,304,000 | 3,667 |
| Provision for loan and lease losses | $300,000 | 3,343 |
| Total noninterest income | $1,807,000 | 2,345 |
| Gross Fiduciary activities income | $31,000 | 1,019 |
| Service charges on deposit accounts | $1,113,000 | 1,281 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $663,000 | 2,969 |
| Total noninterest expense | $5,803,000 | 3,113 |
| Salaries and employee benefits | $3,283,000 | 2,940 |
| Premises and equipment expense | $1,022,000 | 2,247 |
| Additional noninterest expense | $1,498,000 | 3,794 |
| Pre-tax net operating income | $1,008,000 | 4,002 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $382,000 | 2,451 |
| Income before extraordinary items | $626,000 | 4,626 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $626,000 | 4,625 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $626,000 | 4,626 |
| Net charge-offs | $384,000 | 2,984 |
| Cash dividends | $425,000 | 2,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $626,000 | 4,454 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,363,000 | 3,985 |
| Total interest expense | $341,000 | 5,431 |
| Net interest income | $4,022,000 | 3,694 |
| Provision for loan and lease losses | $225,000 | 3,327 |
| Total noninterest income | $1,343,000 | 2,354 |
| Gross Fiduciary activities income | $21,000 | 1,020 |
| Service charges on deposit accounts | $828,000 | 1,297 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $494,000 | 2,979 |
| Total noninterest expense | $4,520,000 | 3,036 |
| Salaries and employee benefits | $2,499,000 | 2,916 |
| Premises and equipment expense | $795,000 | 2,191 |
| Additional noninterest expense | $1,226,000 | 3,596 |
| Pre-tax net operating income | $620,000 | 4,406 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $235,000 | 2,693 |
| Income before extraordinary items | $385,000 | 5,028 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $385,000 | 5,029 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $385,000 | 5,029 |
| Net charge-offs | $18,000 | 5,119 |
| Cash dividends | $325,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $385,000 | 4,850 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 3,938 |
| Total interest expense | $241,000 | 5,420 |
| Net interest income | $2,756,000 | 3,640 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $876,000 | 2,357 |
| Gross Fiduciary activities income | $14,000 | 1,020 |
| Service charges on deposit accounts | $537,000 | 1,314 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $325,000 | 2,963 |
| Total noninterest expense | $3,025,000 | 3,035 |
| Salaries and employee benefits | $1,701,000 | 2,868 |
| Premises and equipment expense | $522,000 | 2,206 |
| Additional noninterest expense | $802,000 | 3,655 |
| Pre-tax net operating income | $457,000 | 4,245 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $177,000 | 2,564 |
| Income before extraordinary items | $280,000 | 4,910 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $280,000 | 4,913 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $280,000 | 4,913 |
| Net charge-offs | $6,000 | 5,096 |
| Cash dividends | $225,000 | 2,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $280,000 | 4,719 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,467,000 | 4,026 |
| Total interest expense | $130,000 | 5,375 |
| Net interest income | $1,337,000 | 3,739 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $421,000 | 2,406 |
| Gross Fiduciary activities income | $7,000 | 1,012 |
| Service charges on deposit accounts | $271,000 | 1,299 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $143,000 | 3,133 |
| Total noninterest expense | $1,551,000 | 2,971 |
| Salaries and employee benefits | $852,000 | 2,882 |
| Premises and equipment expense | $263,000 | 2,199 |
| Additional noninterest expense | $436,000 | 3,443 |
| Pre-tax net operating income | $132,000 | 5,100 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $50,000 | 3,068 |
| Income before extraordinary items | $82,000 | 5,581 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $82,000 | 5,581 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $82,000 | 5,581 |
| Net charge-offs | $4,000 | 4,348 |
| Cash dividends | $100,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $82,000 | 5,427 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,261,000 | 3,938 |
| Total interest expense | $660,000 | 5,328 |
| Net interest income | $5,601,000 | 3,647 |
| Provision for loan and lease losses | $225,000 | 4,499 |
| Total noninterest income | $1,730,000 | 2,221 |
| Gross Fiduciary activities income | $32,000 | 977 |
| Service charges on deposit accounts | $1,187,000 | 1,238 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $511,000 | 3,089 |
| Total noninterest expense | $6,111,000 | 3,013 |
| Salaries and employee benefits | $3,341,000 | 2,858 |
| Premises and equipment expense | $1,036,000 | 2,345 |
| Additional noninterest expense | $1,734,000 | 3,515 |
| Pre-tax net operating income | $995,000 | 3,747 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $377,000 | 2,304 |
| Income before extraordinary items | $618,000 | 4,348 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $618,000 | 4,350 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $618,000 | 4,350 |
| Net charge-offs | $20,000 | 5,907 |
| Cash dividends | $750,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $618,000 | 4,224 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,728,000 | 3,961 |
| Total interest expense | $514,000 | 5,365 |
| Net interest income | $4,214,000 | 3,646 |
| Provision for loan and lease losses | $225,000 | 3,970 |
| Total noninterest income | $1,390,000 | 2,113 |
| Gross Fiduciary activities income | $20,000 | 976 |
| Service charges on deposit accounts | $877,000 | 1,267 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $493,000 | 2,730 |
| Total noninterest expense | $4,580,000 | 3,010 |
| Salaries and employee benefits | $2,551,000 | 2,808 |
| Premises and equipment expense | $797,000 | 2,320 |
| Additional noninterest expense | $1,232,000 | 3,622 |
| Pre-tax net operating income | $799,000 | 3,723 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $303,000 | 2,248 |
| Income before extraordinary items | $496,000 | 4,332 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $496,000 | 4,334 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $496,000 | 4,334 |
| Net charge-offs | $11,000 | 5,755 |
| Cash dividends | $350,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $496,000 | 4,197 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,169,000 | 3,986 |
| Total interest expense | $358,000 | 5,374 |
| Net interest income | $2,811,000 | 3,652 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $905,000 | 2,140 |
| Gross Fiduciary activities income | $12,000 | 995 |
| Service charges on deposit accounts | $545,000 | 1,340 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $348,000 | 2,664 |
| Total noninterest expense | $3,018,000 | 3,088 |
| Salaries and employee benefits | $1,695,000 | 2,836 |
| Premises and equipment expense | $528,000 | 2,348 |
| Additional noninterest expense | $795,000 | 3,765 |
| Pre-tax net operating income | $548,000 | 3,633 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $207,000 | 2,194 |
| Income before extraordinary items | $341,000 | 4,256 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $341,000 | 4,256 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $341,000 | 4,258 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $200,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $341,000 | 4,161 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 4,040 |
| Total interest expense | $190,000 | 5,358 |
| Net interest income | $1,378,000 | 3,690 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $395,000 | 2,365 |
| Gross Fiduciary activities income | $5,000 | 1,007 |
| Service charges on deposit accounts | $272,000 | 1,307 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $118,000 | 3,294 |
| Total noninterest expense | $1,467,000 | 3,163 |
| Salaries and employee benefits | $822,000 | 2,929 |
| Premises and equipment expense | $265,000 | 2,367 |
| Additional noninterest expense | $380,000 | 3,859 |
| Pre-tax net operating income | $231,000 | 3,984 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $87,000 | 2,333 |
| Income before extraordinary items | $144,000 | 4,517 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $144,000 | 4,516 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $144,000 | 4,517 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $100,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $144,000 | 4,454 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,617,000 | 4,053 |
| Total interest expense | $911,000 | 5,434 |
| Net interest income | $5,706,000 | 3,609 |
| Provision for loan and lease losses | $700,000 | 3,591 |
| Total noninterest income | $3,606,000 | 1,362 |
| Gross Fiduciary activities income | $33,000 | 1,007 |
| Service charges on deposit accounts | $1,218,000 | 1,229 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,355,000 | 1,257 |
| Total noninterest expense | $6,577,000 | 2,876 |
| Salaries and employee benefits | $3,461,000 | 2,761 |
| Premises and equipment expense | $1,240,000 | 2,042 |
| Additional noninterest expense | $1,876,000 | 3,424 |
| Pre-tax net operating income | $2,035,000 | 2,204 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $774,000 | 1,460 |
| Income before extraordinary items | $1,262,000 | 2,817 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,262,000 | 2,814 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,262,000 | 2,818 |
| Net charge-offs | $264,000 | 4,470 |
| Cash dividends | $400,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $-100,000 | 7,593 |
| Net operating income | $1,261,360 | 2,707 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,028,000 | 4,096 |
| Total interest expense | $703,000 | 5,522 |
| Net interest income | $4,325,000 | 3,623 |
| Provision for loan and lease losses | $225,000 | 4,711 |
| Total noninterest income | $1,337,000 | 2,267 |
| Gross Fiduciary activities income | $23,000 | 1,006 |
| Service charges on deposit accounts | $919,000 | 1,261 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $395,000 | 3,113 |
| Total noninterest expense | $4,793,000 | 2,946 |
| Salaries and employee benefits | $2,600,000 | 2,755 |
| Premises and equipment expense | $835,000 | 2,301 |
| Additional noninterest expense | $1,358,000 | 3,493 |
| Pre-tax net operating income | $644,000 | 3,860 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $231,000 | 2,410 |
| Income before extraordinary items | $414,000 | 4,424 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $414,000 | 4,426 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $414,000 | 4,426 |
| Net charge-offs | $257,000 | 3,926 |
| Cash dividends | $300,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $-100,000 | 7,705 |
| Net operating income | $413,360 | 4,249 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,403,000 | 4,094 |
| Total interest expense | $488,000 | 5,541 |
| Net interest income | $2,915,000 | 3,594 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $800,000 | 2,377 |
| Gross Fiduciary activities income | $12,000 | 1,038 |
| Service charges on deposit accounts | $608,000 | 1,288 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $180,000 | 3,678 |
| Total noninterest expense | $3,125,000 | 3,011 |
| Salaries and employee benefits | $1,723,000 | 2,778 |
| Premises and equipment expense | $564,000 | 2,280 |
| Additional noninterest expense | $838,000 | 3,677 |
| Pre-tax net operating income | $440,000 | 3,834 |
| Securities gains (losses) | $4,000 | 2,840 |
| Applicable income taxes | $158,000 | 2,359 |
| Income before extraordinary items | $286,000 | 4,397 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $286,000 | 4,396 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $286,000 | 4,396 |
| Net charge-offs | $114,000 | 4,110 |
| Cash dividends | $200,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $283,440 | 4,267 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 4,139 |
| Total interest expense | $265,000 | 5,483 |
| Net interest income | $1,445,000 | 3,659 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $397,000 | 2,377 |
| Gross Fiduciary activities income | $7,000 | 1,015 |
| Service charges on deposit accounts | $305,000 | 1,285 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $85,000 | 3,799 |
| Total noninterest expense | $1,610,000 | 2,958 |
| Salaries and employee benefits | $846,000 | 2,863 |
| Premises and equipment expense | $283,000 | 2,324 |
| Additional noninterest expense | $481,000 | 3,289 |
| Pre-tax net operating income | $157,000 | 4,485 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $57,000 | 2,689 |
| Income before extraordinary items | $100,000 | 4,974 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $100,000 | 4,975 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $100,000 | 4,974 |
| Net charge-offs | $96,000 | 3,145 |
| Cash dividends | $100,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $100,000 | 4,863 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,254,000 | 4,083 |
| Total interest expense | $1,457,000 | 5,222 |
| Net interest income | $5,797,000 | 3,563 |
| Provision for loan and lease losses | $475,000 | 4,613 |
| Total noninterest income | $1,932,000 | 2,170 |
| Gross Fiduciary activities income | $23,000 | 1,077 |
| Service charges on deposit accounts | $1,343,000 | 1,285 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $566,000 | 2,993 |
| Total noninterest expense | $6,762,000 | 2,876 |
| Salaries and employee benefits | $3,540,000 | 2,755 |
| Premises and equipment expense | $1,167,000 | 2,270 |
| Additional noninterest expense | $2,055,000 | 3,240 |
| Pre-tax net operating income | $492,000 | 4,013 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $177,000 | 2,484 |
| Income before extraordinary items | $316,000 | 4,417 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $316,000 | 4,418 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $316,000 | 4,419 |
| Net charge-offs | $366,000 | 4,222 |
| Cash dividends | $400,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $-525,000 | 7,981 |
| Net operating income | $315,360 | 4,349 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,511,000 | 4,104 |
| Total interest expense | $1,166,000 | 5,225 |
| Net interest income | $4,345,000 | 3,567 |
| Provision for loan and lease losses | $325,000 | 4,466 |
| Total noninterest income | $1,480,000 | 2,192 |
| Gross Fiduciary activities income | $17,000 | 1,043 |
| Service charges on deposit accounts | $1,018,000 | 1,269 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $445,000 | 3,015 |
| Total noninterest expense | $5,143,000 | 2,837 |
| Salaries and employee benefits | $2,680,000 | 2,749 |
| Premises and equipment expense | $871,000 | 2,300 |
| Additional noninterest expense | $1,592,000 | 3,130 |
| Pre-tax net operating income | $357,000 | 4,331 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $126,000 | 2,713 |
| Income before extraordinary items | $233,000 | 4,703 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $233,000 | 4,700 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $233,000 | 4,703 |
| Net charge-offs | $257,000 | 3,925 |
| Cash dividends | $300,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $-450,000 | 8,075 |
| Net operating income | $231,700 | 4,649 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,665,000 | 4,147 |
| Total interest expense | $811,000 | 5,244 |
| Net interest income | $2,854,000 | 3,598 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $969,000 | 2,233 |
| Gross Fiduciary activities income | $12,000 | 1,052 |
| Service charges on deposit accounts | $671,000 | 1,263 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $286,000 | 3,086 |
| Total noninterest expense | $3,402,000 | 2,883 |
| Salaries and employee benefits | $1,810,000 | 2,753 |
| Premises and equipment expense | $576,000 | 2,338 |
| Additional noninterest expense | $1,016,000 | 3,256 |
| Pre-tax net operating income | $271,000 | 4,281 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $94,000 | 2,680 |
| Income before extraordinary items | $179,000 | 4,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $179,000 | 4,670 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $179,000 | 4,670 |
| Net charge-offs | $21,000 | 5,585 |
| Cash dividends | $200,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $-350,000 | 8,176 |
| Net operating income | $177,680 | 4,598 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 4,115 |
| Total interest expense | $416,000 | 5,292 |
| Net interest income | $1,469,000 | 3,509 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $506,000 | 2,123 |
| Gross Fiduciary activities income | $7,000 | 1,026 |
| Service charges on deposit accounts | $345,000 | 1,194 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $154,000 | 2,919 |
| Total noninterest expense | $1,672,000 | 2,861 |
| Salaries and employee benefits | $928,000 | 2,724 |
| Premises and equipment expense | $283,000 | 2,421 |
| Additional noninterest expense | $461,000 | 3,215 |
| Pre-tax net operating income | $228,000 | 3,819 |
| Securities gains (losses) | $5,000 | 2,061 |
| Applicable income taxes | $78,000 | 2,425 |
| Income before extraordinary items | $155,000 | 4,290 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $155,000 | 4,292 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $155,000 | 4,293 |
| Net charge-offs | $14,000 | 4,567 |
| Cash dividends | $100,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $-350,000 | 8,229 |
| Net operating income | $151,650 | 4,178 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,078,000 | 3,781 |
| Total interest expense | $2,296,000 | 4,965 |
| Net interest income | $6,782,000 | 3,150 |
| Provision for loan and lease losses | $340,000 | 4,408 |
| Total noninterest income | $2,040,000 | 2,112 |
| Gross Fiduciary activities income | $23,000 | 1,092 |
| Service charges on deposit accounts | $1,387,000 | 1,299 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $630,000 | 2,818 |
| Total noninterest expense | $6,605,000 | 2,822 |
| Salaries and employee benefits | $3,698,000 | 2,686 |
| Premises and equipment expense | $1,160,000 | 2,312 |
| Additional noninterest expense | $1,747,000 | 3,215 |
| Pre-tax net operating income | $1,877,000 | 2,581 |
| Securities gains (losses) | $26,000 | 2,023 |
| Applicable income taxes | $659,000 | 1,579 |
| Income before extraordinary items | $1,244,000 | 2,837 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,244,000 | 2,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 3,367 |
| Cash dividends | $600,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $-850,000 | 8,277 |
| Net operating income | $1,227,100 | 3,018 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,979,000 | 3,775 |
| Total interest expense | $1,844,000 | 4,902 |
| Net interest income | $5,135,000 | 3,135 |
| Provision for loan and lease losses | $265,000 | 3,761 |
| Total noninterest income | $1,515,000 | 2,200 |
| Gross Fiduciary activities income | $17,000 | 1,078 |
| Service charges on deposit accounts | $1,017,000 | 1,335 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $481,000 | 2,881 |
| Total noninterest expense | $4,970,000 | 2,790 |
| Salaries and employee benefits | $2,847,000 | 2,667 |
| Premises and equipment expense | $848,000 | 2,372 |
| Additional noninterest expense | $1,275,000 | 3,211 |
| Pre-tax net operating income | $1,415,000 | 2,956 |
| Securities gains (losses) | $25,000 | 1,874 |
| Applicable income taxes | $497,000 | 1,910 |
| Income before extraordinary items | $943,000 | 3,231 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $943,000 | 3,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 2,582 |
| Cash dividends | $400,000 | 3,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $926,750 | 3,395 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,746,000 | 3,768 |
| Total interest expense | $1,344,000 | 4,812 |
| Net interest income | $3,402,000 | 3,140 |
| Provision for loan and lease losses | $190,000 | 3,238 |
| Total noninterest income | $1,001,000 | 2,220 |
| Gross Fiduciary activities income | $12,000 | 1,091 |
| Service charges on deposit accounts | $653,000 | 1,371 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $336,000 | 2,855 |
| Total noninterest expense | $3,299,000 | 2,802 |
| Salaries and employee benefits | $1,910,000 | 2,674 |
| Premises and equipment expense | $546,000 | 2,443 |
| Additional noninterest expense | $843,000 | 3,202 |
| Pre-tax net operating income | $914,000 | 3,134 |
| Securities gains (losses) | $25,000 | 1,907 |
| Applicable income taxes | $321,000 | 2,140 |
| Income before extraordinary items | $618,000 | 3,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $618,000 | 3,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,804 |
| Cash dividends | $300,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $601,500 | 3,580 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,489,000 | 3,743 |
| Total interest expense | $741,000 | 4,729 |
| Net interest income | $1,748,000 | 3,075 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $529,000 | 2,160 |
| Gross Fiduciary activities income | $7,000 | 1,068 |
| Service charges on deposit accounts | $327,000 | 1,335 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $195,000 | 2,615 |
| Total noninterest expense | $1,647,000 | 2,809 |
| Salaries and employee benefits | $959,000 | 2,677 |
| Premises and equipment expense | $280,000 | 2,408 |
| Additional noninterest expense | $408,000 | 3,259 |
| Pre-tax net operating income | $585,000 | 2,763 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $203,000 | 1,943 |
| Income before extraordinary items | $382,000 | 3,286 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $382,000 | 3,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,854 |
| Cash dividends | $100,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $382,000 | 3,203 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,768,000 | 3,589 |
| Total interest expense | $3,100,000 | 4,700 |
| Net interest income | $7,668,000 | 2,846 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $2,270,000 | 2,027 |
| Gross Fiduciary activities income | $21,000 | 1,144 |
| Service charges on deposit accounts | $1,393,000 | 1,277 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $856,000 | 2,461 |
| Total noninterest expense | $6,588,000 | 2,724 |
| Salaries and employee benefits | $3,573,000 | 2,745 |
| Premises and equipment expense | $1,148,000 | 2,265 |
| Additional noninterest expense | $1,867,000 | 2,834 |
| Pre-tax net operating income | $3,170,000 | 2,363 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $1,090,000 | 1,760 |
| Income before extraordinary items | $2,081,000 | 2,731 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,081,000 | 2,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 2,153 |
| Cash dividends | $800,000 | 2,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,080,340 | 2,716 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,022,000 | 3,603 |
| Total interest expense | $2,260,000 | 4,794 |
| Net interest income | $5,762,000 | 2,839 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $1,741,000 | 1,994 |
| Gross Fiduciary activities income | $15,000 | 1,124 |
| Service charges on deposit accounts | $1,030,000 | 1,279 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $696,000 | 2,332 |
| Total noninterest expense | $4,738,000 | 2,795 |
| Salaries and employee benefits | $2,556,000 | 2,855 |
| Premises and equipment expense | $830,000 | 2,328 |
| Additional noninterest expense | $1,352,000 | 2,869 |
| Pre-tax net operating income | $2,630,000 | 2,342 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $907,000 | 1,751 |
| Income before extraordinary items | $1,724,000 | 2,684 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,724,000 | 2,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,416 |
| Cash dividends | $400,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,723,340 | 2,666 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,244,000 | 3,658 |
| Total interest expense | $1,456,000 | 4,884 |
| Net interest income | $3,788,000 | 2,893 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $1,146,000 | 2,029 |
| Gross Fiduciary activities income | $10,000 | 1,140 |
| Service charges on deposit accounts | $678,000 | 1,303 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $458,000 | 2,381 |
| Total noninterest expense | $3,120,000 | 2,868 |
| Salaries and employee benefits | $1,663,000 | 2,966 |
| Premises and equipment expense | $537,000 | 2,404 |
| Additional noninterest expense | $920,000 | 2,818 |
| Pre-tax net operating income | $1,724,000 | 2,423 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $600,000 | 1,843 |
| Income before extraordinary items | $1,125,000 | 2,785 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,125,000 | 2,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,070 |
| Cash dividends | $300,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,124,350 | 2,767 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 3,716 |
| Total interest expense | $697,000 | 4,989 |
| Net interest income | $1,865,000 | 2,944 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $503,000 | 2,207 |
| Gross Fiduciary activities income | $5,000 | 1,109 |
| Service charges on deposit accounts | $337,000 | 1,275 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $161,000 | 2,888 |
| Total noninterest expense | $1,528,000 | 2,936 |
| Salaries and employee benefits | $822,000 | 3,014 |
| Premises and equipment expense | $266,000 | 2,446 |
| Additional noninterest expense | $440,000 | 2,918 |
| Pre-tax net operating income | $795,000 | 2,569 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $276,000 | 1,967 |
| Income before extraordinary items | $519,000 | 2,939 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $519,000 | 2,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $519,000 | 2,922 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,029,000 | 3,858 |
| Total interest expense | $2,067,000 | 5,310 |
| Net interest income | $6,962,000 | 3,118 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $2,114,000 | 2,140 |
| Gross Fiduciary activities income | $24,000 | 1,150 |
| Service charges on deposit accounts | $1,499,000 | 1,187 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $591,000 | 3,045 |
| Total noninterest expense | $5,818,000 | 2,944 |
| Salaries and employee benefits | $3,183,000 | 2,970 |
| Premises and equipment expense | $1,060,000 | 2,330 |
| Additional noninterest expense | $1,575,000 | 3,163 |
| Pre-tax net operating income | $3,138,000 | 2,692 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,086,000 | 2,082 |
| Income before extraordinary items | $2,052,000 | 3,046 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,052,000 | 3,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,205 |
| Cash dividends | $600,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,052,000 | 3,040 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,541,000 | 3,929 |
| Total interest expense | $1,434,000 | 5,460 |
| Net interest income | $5,107,000 | 3,208 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $1,602,000 | 2,127 |
| Gross Fiduciary activities income | $18,000 | 1,122 |
| Service charges on deposit accounts | $1,130,000 | 1,187 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $454,000 | 2,998 |
| Total noninterest expense | $4,218,000 | 3,032 |
| Salaries and employee benefits | $2,354,000 | 2,998 |
| Premises and equipment expense | $752,000 | 2,473 |
| Additional noninterest expense | $1,112,000 | 3,325 |
| Pre-tax net operating income | $2,401,000 | 2,746 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $827,000 | 2,150 |
| Income before extraordinary items | $1,574,000 | 3,098 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,574,000 | 3,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,214 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,574,000 | 3,089 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,216,000 | 3,978 |
| Total interest expense | $867,000 | 5,603 |
| Net interest income | $3,349,000 | 3,259 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $1,054,000 | 2,142 |
| Gross Fiduciary activities income | $13,000 | 1,130 |
| Service charges on deposit accounts | $755,000 | 1,178 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $286,000 | 3,107 |
| Total noninterest expense | $2,746,000 | 3,093 |
| Salaries and employee benefits | $1,574,000 | 3,007 |
| Premises and equipment expense | $478,000 | 2,576 |
| Additional noninterest expense | $694,000 | 3,514 |
| Pre-tax net operating income | $1,597,000 | 2,753 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $557,000 | 2,150 |
| Income before extraordinary items | $1,040,000 | 3,126 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,040,000 | 3,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,040,000 | 3,111 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,035,000 | 4,026 |
| Total interest expense | $394,000 | 5,745 |
| Net interest income | $1,641,000 | 3,301 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $513,000 | 2,159 |
| Gross Fiduciary activities income | $6,000 | 1,135 |
| Service charges on deposit accounts | $369,000 | 1,169 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $138,000 | 3,119 |
| Total noninterest expense | $1,338,000 | 3,184 |
| Salaries and employee benefits | $788,000 | 3,011 |
| Premises and equipment expense | $228,000 | 2,684 |
| Additional noninterest expense | $322,000 | 3,677 |
| Pre-tax net operating income | $786,000 | 2,746 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $272,000 | 2,140 |
| Income before extraordinary items | $514,000 | 3,093 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $514,000 | 3,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $514,000 | 3,073 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,764,000 | 4,245 |
| Total interest expense | $1,150,000 | 5,935 |
| Net interest income | $5,614,000 | 3,626 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $2,250,000 | 2,037 |
| Gross Fiduciary activities income | $17,000 | 1,214 |
| Service charges on deposit accounts | $1,595,000 | 1,113 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $638,000 | 2,949 |
| Total noninterest expense | $5,969,000 | 2,767 |
| Salaries and employee benefits | $2,886,000 | 3,078 |
| Premises and equipment expense | $890,000 | 2,626 |
| Additional noninterest expense | $2,193,000 | 2,286 |
| Pre-tax net operating income | $1,775,000 | 3,990 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $612,000 | 3,043 |
| Income before extraordinary items | $1,165,000 | 4,424 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,165,000 | 4,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,855 |
| Cash dividends | $530,000 | 3,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,163,680 | 4,385 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,942,000 | 4,281 |
| Total interest expense | $809,000 | 5,992 |
| Net interest income | $4,133,000 | 3,661 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $1,654,000 | 2,051 |
| Gross Fiduciary activities income | $17,000 | 1,145 |
| Service charges on deposit accounts | $1,182,000 | 1,120 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $455,000 | 3,047 |
| Total noninterest expense | $4,144,000 | 2,926 |
| Salaries and employee benefits | $2,280,000 | 2,901 |
| Premises and equipment expense | $682,000 | 2,559 |
| Additional noninterest expense | $1,182,000 | 3,079 |
| Pre-tax net operating income | $1,553,000 | 3,654 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $533,000 | 2,829 |
| Income before extraordinary items | $1,022,000 | 4,095 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,022,000 | 4,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $350,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,020,680 | 4,059 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,184,000 | 4,320 |
| Total interest expense | $499,000 | 6,049 |
| Net interest income | $2,685,000 | 3,711 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $1,080,000 | 2,067 |
| Gross Fiduciary activities income | $11,000 | 1,150 |
| Service charges on deposit accounts | $769,000 | 1,112 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $300,000 | 3,054 |
| Total noninterest expense | $2,733,000 | 2,952 |
| Salaries and employee benefits | $1,507,000 | 2,917 |
| Premises and equipment expense | $436,000 | 2,632 |
| Additional noninterest expense | $790,000 | 3,050 |
| Pre-tax net operating income | $972,000 | 3,786 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $336,000 | 2,898 |
| Income before extraordinary items | $638,000 | 4,260 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $638,000 | 4,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $636,680 | 4,212 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 4,414 |
| Total interest expense | $232,000 | 6,161 |
| Net interest income | $1,300,000 | 3,794 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $555,000 | 1,982 |
| Gross Fiduciary activities income | $6,000 | 1,124 |
| Service charges on deposit accounts | $376,000 | 1,110 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $173,000 | 2,724 |
| Total noninterest expense | $1,343,000 | 2,998 |
| Salaries and employee benefits | $745,000 | 2,943 |
| Premises and equipment expense | $205,000 | 2,817 |
| Additional noninterest expense | $393,000 | 3,069 |
| Pre-tax net operating income | $482,000 | 3,778 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $164,000 | 2,951 |
| Income before extraordinary items | $318,000 | 4,205 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $318,000 | 4,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,027 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $318,000 | 4,159 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,007,000 | 4,264 |
| Total interest expense | $785,000 | 6,314 |
| Net interest income | $5,222,000 | 3,685 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $2,373,000 | 1,946 |
| Gross Fiduciary activities income | $22,000 | 1,185 |
| Service charges on deposit accounts | $1,778,000 | 995 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $573,000 | 3,062 |
| Total noninterest expense | $5,114,000 | 3,045 |
| Salaries and employee benefits | $2,782,000 | 3,052 |
| Premises and equipment expense | $863,000 | 2,611 |
| Additional noninterest expense | $1,469,000 | 3,181 |
| Pre-tax net operating income | $2,361,000 | 3,145 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $810,000 | 2,511 |
| Income before extraordinary items | $1,551,000 | 3,554 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,551,000 | 3,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,315 |
| Cash dividends | $580,000 | 3,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,551,000 | 3,485 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 4,296 |
| Total interest expense | $576,000 | 6,350 |
| Net interest income | $3,847,000 | 3,715 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $1,775,000 | 1,952 |
| Gross Fiduciary activities income | $17,000 | 1,162 |
| Service charges on deposit accounts | $1,347,000 | 985 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $411,000 | 3,144 |
| Total noninterest expense | $3,751,000 | 3,077 |
| Salaries and employee benefits | $2,177,000 | 2,907 |
| Premises and equipment expense | $612,000 | 2,737 |
| Additional noninterest expense | $962,000 | 3,532 |
| Pre-tax net operating income | $1,781,000 | 3,178 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $612,000 | 2,537 |
| Income before extraordinary items | $1,169,000 | 3,607 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,169,000 | 3,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,793 |
| Cash dividends | $400,000 | 3,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,169,000 | 3,539 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,940,000 | 4,313 |
| Total interest expense | $383,000 | 6,391 |
| Net interest income | $2,557,000 | 3,703 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $1,091,000 | 2,069 |
| Gross Fiduciary activities income | $11,000 | 1,171 |
| Service charges on deposit accounts | $860,000 | 1,029 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $220,000 | 3,559 |
| Total noninterest expense | $2,492,000 | 3,102 |
| Salaries and employee benefits | $1,460,000 | 2,901 |
| Premises and equipment expense | $413,000 | 2,713 |
| Additional noninterest expense | $619,000 | 3,652 |
| Pre-tax net operating income | $1,096,000 | 3,322 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $375,000 | 2,674 |
| Income before extraordinary items | $721,000 | 3,789 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $721,000 | 3,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $721,000 | 3,699 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 4,339 |
| Total interest expense | $194,000 | 6,430 |
| Net interest income | $1,272,000 | 3,708 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $512,000 | 2,123 |
| Gross Fiduciary activities income | $6,000 | 1,163 |
| Service charges on deposit accounts | $410,000 | 1,047 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $96,000 | 3,801 |
| Total noninterest expense | $1,227,000 | 3,157 |
| Salaries and employee benefits | $722,000 | 2,939 |
| Premises and equipment expense | $206,000 | 2,742 |
| Additional noninterest expense | $299,000 | 3,759 |
| Pre-tax net operating income | $527,000 | 3,386 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $185,000 | 2,701 |
| Income before extraordinary items | $342,000 | 3,908 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $342,000 | 3,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $342,000 | 3,786 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,732,000 | 4,430 |
| Total interest expense | $953,000 | 6,254 |
| Net interest income | $4,779,000 | 3,812 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $2,178,000 | 2,175 |
| Gross Fiduciary activities income | $23,000 | 1,222 |
| Service charges on deposit accounts | $1,656,000 | 1,038 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $499,000 | 3,586 |
| Total noninterest expense | $4,957,000 | 3,072 |
| Salaries and employee benefits | $2,775,000 | 2,975 |
| Premises and equipment expense | $879,000 | 2,543 |
| Additional noninterest expense | $1,303,000 | 3,484 |
| Pre-tax net operating income | $1,880,000 | 3,527 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $648,000 | 2,922 |
| Income before extraordinary items | $1,234,000 | 4,065 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,234,000 | 4,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,600 |
| Cash dividends | $480,000 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,232,680 | 3,887 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,268,000 | 4,509 |
| Total interest expense | $747,000 | 6,286 |
| Net interest income | $3,521,000 | 3,884 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $1,575,000 | 2,277 |
| Gross Fiduciary activities income | $18,000 | 1,197 |
| Service charges on deposit accounts | $1,205,000 | 1,080 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $352,000 | 3,769 |
| Total noninterest expense | $3,686,000 | 3,087 |
| Salaries and employee benefits | $2,152,000 | 2,884 |
| Premises and equipment expense | $621,000 | 2,690 |
| Additional noninterest expense | $913,000 | 3,674 |
| Pre-tax net operating income | $1,320,000 | 3,804 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $455,000 | 3,192 |
| Income before extraordinary items | $867,000 | 4,399 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $867,000 | 4,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,321 |
| Cash dividends | $400,000 | 3,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $865,680 | 4,229 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,853,000 | 4,536 |
| Total interest expense | $522,000 | 6,257 |
| Net interest income | $2,331,000 | 3,911 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $978,000 | 2,397 |
| Gross Fiduciary activities income | $12,000 | 1,199 |
| Service charges on deposit accounts | $750,000 | 1,136 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $216,000 | 3,907 |
| Total noninterest expense | $2,401,000 | 3,155 |
| Salaries and employee benefits | $1,418,000 | 2,931 |
| Premises and equipment expense | $392,000 | 2,823 |
| Additional noninterest expense | $591,000 | 3,746 |
| Pre-tax net operating income | $848,000 | 3,904 |
| Securities gains (losses) | $25,000 | 2,481 |
| Applicable income taxes | $298,000 | 3,254 |
| Income before extraordinary items | $575,000 | 4,412 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $575,000 | 4,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,910 |
| Cash dividends | $400,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $558,500 | 4,289 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 4,541 |
| Total interest expense | $262,000 | 6,355 |
| Net interest income | $1,173,000 | 3,895 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $487,000 | 2,326 |
| Gross Fiduciary activities income | $7,000 | 1,175 |
| Service charges on deposit accounts | $360,000 | 1,150 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $120,000 | 3,603 |
| Total noninterest expense | $1,178,000 | 3,209 |
| Salaries and employee benefits | $693,000 | 2,983 |
| Premises and equipment expense | $192,000 | 2,857 |
| Additional noninterest expense | $293,000 | 3,718 |
| Pre-tax net operating income | $452,000 | 3,740 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $152,000 | 3,201 |
| Income before extraordinary items | $300,000 | 4,242 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $300,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $400,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $300,000 | 4,049 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,511,000 | 4,296 |
| Total interest expense | $1,470,000 | 5,791 |
| Net interest income | $5,041,000 | 3,651 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $1,992,000 | 2,137 |
| Gross Fiduciary activities income | $68,000 | 1,057 |
| Service charges on deposit accounts | $1,534,000 | 1,047 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $390,000 | 3,750 |
| Total noninterest expense | $4,672,000 | 3,107 |
| Salaries and employee benefits | $2,603,000 | 3,019 |
| Premises and equipment expense | $801,000 | 2,683 |
| Additional noninterest expense | $1,268,000 | 3,447 |
| Pre-tax net operating income | $2,241,000 | 3,142 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $777,000 | 2,643 |
| Income before extraordinary items | $1,465,000 | 3,563 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,465,000 | 3,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,309 |
| Cash dividends | $480,000 | 3,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,464,350 | 3,464 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,097,000 | 3,984 |
| Total interest expense | $2,859,000 | 4,910 |
| Net interest income | $5,238,000 | 3,313 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $1,573,000 | 2,422 |
| Gross Fiduciary activities income | $47,000 | 1,143 |
| Service charges on deposit accounts | $1,121,000 | 1,336 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $405,000 | 3,503 |
| Total noninterest expense | $4,395,000 | 3,141 |
| Salaries and employee benefits | $2,447,000 | 2,999 |
| Premises and equipment expense | $765,000 | 2,748 |
| Additional noninterest expense | $1,183,000 | 3,543 |
| Pre-tax net operating income | $2,296,000 | 2,850 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $787,000 | 2,457 |
| Income before extraordinary items | $1,509,000 | 3,212 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,509,000 | 3,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,867 |
| Cash dividends | $755,000 | 2,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,509,000 | 3,110 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,107,000 | 3,690 |
| Total interest expense | $3,191,000 | 4,696 |
| Net interest income | $5,916,000 | 2,989 |
| Provision for loan and lease losses | $170,000 | 4,137 |
| Total noninterest income | $1,388,000 | 2,491 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $966,000 | 1,409 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $422,000 | 3,225 |
| Total noninterest expense | $4,366,000 | 3,083 |
| Salaries and employee benefits | $2,440,000 | 2,893 |
| Premises and equipment expense | $725,000 | 2,794 |
| Additional noninterest expense | $1,201,000 | 3,427 |
| Pre-tax net operating income | $2,768,000 | 2,549 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $959,000 | 2,196 |
| Income before extraordinary items | $1,809,000 | 2,791 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,809,000 | 2,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,164 |
| Cash dividends | $630,000 | 3,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,809,000 | 2,789 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,236,000 | 3,806 |
| Total interest expense | $2,850,000 | 4,777 |
| Net interest income | $5,386,000 | 3,218 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $1,171,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $810,000 | 1,638 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $361,000 | 3,637 |
| Total noninterest expense | $4,004,000 | 3,312 |
| Salaries and employee benefits | $2,210,000 | 3,132 |
| Premises and equipment expense | $670,000 | 2,972 |
| Additional noninterest expense | $1,124,000 | 3,653 |
| Pre-tax net operating income | $2,433,000 | 2,854 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $813,000 | 2,610 |
| Income before extraordinary items | $1,620,000 | 3,058 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,620,000 | 3,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,686 |
| Cash dividends | $809,000 | 2,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,620,000 | 3,020 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,203,000 | 3,849 |
| Total interest expense | $3,076,000 | 4,628 |
| Net interest income | $5,127,000 | 3,305 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $1,010,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $698,000 | 1,832 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $312,000 | 3,935 |
| Total noninterest expense | $3,650,000 | 3,484 |
| Salaries and employee benefits | $2,060,000 | 3,243 |
| Premises and equipment expense | $594,000 | 3,203 |
| Additional noninterest expense | $996,000 | 3,979 |
| Pre-tax net operating income | $2,367,000 | 2,923 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $805,000 | 2,726 |
| Income before extraordinary items | $1,562,000 | 3,154 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,562,000 | 3,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,973 |
| Cash dividends | $615,000 | 3,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,562,000 | 3,062 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,879,000 | 4,031 |
| Total interest expense | $3,025,000 | 4,678 |
| Net interest income | $4,854,000 | 3,589 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $960,000 | 3,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $672,000 | 1,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 4,024 |
| Total noninterest expense | $3,486,000 | 3,625 |
| Salaries and employee benefits | $1,962,000 | 3,368 |
| Premises and equipment expense | $574,000 | 3,278 |
| Additional noninterest expense | $950,000 | 4,097 |
| Pre-tax net operating income | $2,208,000 | 3,240 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $736,000 | 3,119 |
| Income before extraordinary items | $1,474,000 | 3,415 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,474,000 | 3,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,391 |
| Cash dividends | $465,000 | 3,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,472,660 | 3,338 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,213,000 | 4,445 |
| Total interest expense | $2,896,000 | 4,940 |
| Net interest income | $4,317,000 | 4,021 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $879,000 | 3,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $624,000 | 2,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 4,481 |
| Total noninterest expense | $3,389,000 | 3,898 |
| Salaries and employee benefits | $1,891,000 | 3,516 |
| Premises and equipment expense | $534,000 | 3,581 |
| Additional noninterest expense | $964,000 | 4,543 |
| Pre-tax net operating income | $1,807,000 | 3,708 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $600,000 | 3,586 |
| Income before extraordinary items | $1,215,000 | 3,837 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,215,000 | 3,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,890 |
| Cash dividends | $325,000 | 4,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,209,640 | 3,800 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,745,000 | 4,712 |
| Total interest expense | $2,688,000 | 5,250 |
| Net interest income | $4,057,000 | 4,260 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $857,000 | 3,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $574,000 | 2,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 4,141 |
| Total noninterest expense | $3,465,000 | 3,782 |
| Salaries and employee benefits | $1,855,000 | 3,552 |
| Premises and equipment expense | $491,000 | 3,812 |
| Additional noninterest expense | $1,119,000 | 3,972 |
| Pre-tax net operating income | $1,449,000 | 4,585 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $447,000 | 4,548 |
| Income before extraordinary items | $1,004,000 | 4,606 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,004,000 | 4,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,035 |
| Cash dividends | $287,000 | 4,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,002,620 | 4,587 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,005,000 | 4,862 |
| Total interest expense | $2,214,000 | 5,127 |
| Net interest income | $3,791,000 | 4,597 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $868,000 | 3,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $608,000 | 2,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,477 |
| Total noninterest expense | $3,611,000 | 3,746 |
| Salaries and employee benefits | $1,882,000 | 3,469 |
| Premises and equipment expense | $502,000 | 3,790 |
| Additional noninterest expense | $1,227,000 | 3,980 |
| Pre-tax net operating income | $988,000 | 6,015 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $240,000 | 6,686 |
| Income before extraordinary items | $760,000 | 5,557 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $760,000 | 5,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,030 |
| Cash dividends | $309,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $750,880 | 5,681 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,181,000 | 4,823 |
| Total interest expense | $2,462,000 | 4,885 |
| Net interest income | $3,719,000 | 4,711 |
| Provision for loan and lease losses | $148,000 | 4,714 |
| Total noninterest income | $839,000 | 3,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $608,000 | 2,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 5,234 |
| Total noninterest expense | $3,575,000 | 3,840 |
| Salaries and employee benefits | $1,814,000 | 3,587 |
| Premises and equipment expense | $495,000 | 3,895 |
| Additional noninterest expense | $1,266,000 | 4,002 |
| Pre-tax net operating income | $835,000 | 6,644 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $179,000 | 8,034 |
| Income before extraordinary items | $665,000 | 6,320 |
| Extraordinary gains, net | $91,000 | 1,655 |
| Net income | $756,000 | 5,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,702 |
| Cash dividends | $262,000 | 4,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $657,890 | 6,137 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,578,000 | 5,089 |
| Total interest expense | $3,036,000 | 5,107 |
| Net interest income | $3,542,000 | 4,956 |
| Provision for loan and lease losses | $630,000 | 2,547 |
| Total noninterest income | $1,041,000 | 3,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $659,000 | 2,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $382,000 | 3,818 |
| Total noninterest expense | $3,294,000 | 4,161 |
| Salaries and employee benefits | $1,562,000 | 4,068 |
| Premises and equipment expense | $486,000 | 4,066 |
| Additional noninterest expense | $1,246,000 | 4,206 |
| Pre-tax net operating income | $659,000 | 7,331 |
| Securities gains (losses) | $133,000 | 2,567 |
| Applicable income taxes | $176,000 | 8,054 |
| Income before extraordinary items | $616,000 | 6,466 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $616,000 | 6,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 2,657 |
| Cash dividends | $268,000 | 4,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $512,260 | 6,849 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.