Home > First National Bank of Silsbee, Texas > Income and Expense
First National Bank of Silsbee, Texas, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,332,000 | 7,369 |
| Total interest expense | $1,683,000 | 6,918 |
| Net interest income | $1,649,000 | 7,661 |
| Provision for loan and lease losses | $17,000 | 8,044 |
| Total noninterest income | $335,000 | 6,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,372 |
| Total noninterest expense | $1,334,000 | 7,222 |
| Salaries and employee benefits | $633,000 | 7,704 |
| Premises and equipment expense | $221,000 | 6,483 |
| Additional noninterest expense | $480,000 | 6,677 |
| Pre-tax net operating income | $633,000 | 7,278 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $217,000 | 6,654 |
| Income before extraordinary items | $416,000 | 7,533 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $416,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,076 |
| Cash dividends | $58,000 | 7,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $416,000 | 7,476 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 7,952 |
| Total interest expense | $1,346,000 | 7,967 |
| Net interest income | $1,683,000 | 7,829 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $324,000 | 6,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,006 |
| Total noninterest expense | $1,312,000 | 7,626 |
| Salaries and employee benefits | $621,000 | 7,996 |
| Premises and equipment expense | $180,000 | 7,427 |
| Additional noninterest expense | $511,000 | 6,965 |
| Pre-tax net operating income | $695,000 | 6,956 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $241,000 | 6,572 |
| Income before extraordinary items | $454,000 | 7,201 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $454,000 | 7,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,716 |
| Cash dividends | $51,000 | 7,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $454,000 | 7,156 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 8,341 |
| Total interest expense | $1,371,000 | 8,056 |
| Net interest income | $1,541,000 | 8,423 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $288,000 | 7,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 5,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,506 |
| Total noninterest expense | $1,256,000 | 8,013 |
| Salaries and employee benefits | $665,000 | 7,961 |
| Premises and equipment expense | $183,000 | 7,537 |
| Additional noninterest expense | $408,000 | 8,112 |
| Pre-tax net operating income | $573,000 | 8,032 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $198,000 | 7,450 |
| Income before extraordinary items | $375,000 | 8,270 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $375,000 | 8,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,558 |
| Cash dividends | $51,000 | 7,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $375,000 | 8,260 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,563,000 | 8,800 |
| Total interest expense | $1,008,000 | 8,660 |
| Net interest income | $1,555,000 | 8,718 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $262,000 | 7,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,565 |
| Total noninterest expense | $1,351,000 | 8,077 |
| Salaries and employee benefits | $622,000 | 8,471 |
| Premises and equipment expense | $189,000 | 7,666 |
| Additional noninterest expense | $540,000 | 7,514 |
| Pre-tax net operating income | $466,000 | 8,884 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $159,000 | 8,133 |
| Income before extraordinary items | $307,000 | 9,072 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $307,000 | 9,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,289 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $307,000 | 9,140 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,640,000 | 8,928 |
| Total interest expense | $930,000 | 9,427 |
| Net interest income | $1,710,000 | 8,466 |
| Provision for loan and lease losses | $23,000 | 8,904 |
| Total noninterest income | $313,000 | 7,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 5,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,845 |
| Total noninterest expense | $1,444,000 | 8,029 |
| Salaries and employee benefits | $652,000 | 8,374 |
| Premises and equipment expense | $202,000 | 7,645 |
| Additional noninterest expense | $590,000 | 7,431 |
| Pre-tax net operating income | $556,000 | 8,257 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $193,000 | 7,749 |
| Income before extraordinary items | $374,000 | 8,697 |
| Extraordinary gains, net | $405,000 | 550 |
| Net income | $779,000 | 5,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,927 |
| Cash dividends | $51,000 | 7,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $366,740 | 8,511 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,996,000 | 8,982 |
| Total interest expense | $1,266,000 | 9,380 |
| Net interest income | $1,730,000 | 8,562 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $309,000 | 7,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 5,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,916 |
| Total noninterest expense | $1,550,000 | 7,737 |
| Salaries and employee benefits | $577,000 | 9,014 |
| Premises and equipment expense | $200,000 | 7,833 |
| Additional noninterest expense | $773,000 | 6,261 |
| Pre-tax net operating income | $441,000 | 8,879 |
| Securities gains (losses) | $26,000 | 5,197 |
| Applicable income taxes | $101,000 | 9,893 |
| Income before extraordinary items | $366,000 | 8,542 |
| Extraordinary gains, net | $100,000 | 745 |
| Net income | $466,000 | 7,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 5,426 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $345,720 | 8,404 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.