Home > First National Bank of Sheridan > Income and Expense
First National Bank of Sheridan, Income and Expense
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,389,000 | 8,529 |
Total interest expense | $1,028,000 | 8,604 |
Net interest income | $1,361,000 | 8,323 |
Provision for loan and lease losses | $124,000 | 4,561 |
Total noninterest income | $251,000 | 7,209 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $205,000 | 5,271 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $46,000 | 8,605 |
Total noninterest expense | $1,061,000 | 8,131 |
Salaries and employee benefits | $465,000 | 8,854 |
Premises and equipment expense | $170,000 | 7,382 |
Additional noninterest expense | $426,000 | 7,146 |
Pre-tax net operating income | $427,000 | 8,299 |
Securities gains (losses) | $-3,000 | 9,416 |
Applicable income taxes | $145,000 | 7,681 |
Income before extraordinary items | $279,000 | 8,532 |
Extraordinary gains, net | $0 | 44 |
Net income | $279,000 | 8,534 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $29,000 | 6,018 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $280,980 | 8,484 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,200,000 | 9,100 |
Total interest expense | $959,000 | 9,155 |
Net interest income | $1,241,000 | 8,929 |
Provision for loan and lease losses | $179,000 | 3,734 |
Total noninterest income | $246,000 | 7,646 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $208,000 | 5,418 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $38,000 | 9,447 |
Total noninterest expense | $1,026,000 | 8,577 |
Salaries and employee benefits | $443,000 | 9,298 |
Premises and equipment expense | $159,000 | 7,849 |
Additional noninterest expense | $424,000 | 7,681 |
Pre-tax net operating income | $282,000 | 9,252 |
Securities gains (losses) | $-22,000 | 10,677 |
Applicable income taxes | $83,000 | 9,068 |
Income before extraordinary items | $177,000 | 9,516 |
Extraordinary gains, net | $0 | 53 |
Net income | $177,000 | 9,517 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $151,000 | 3,153 |
Cash dividends | $150,000 | 5,964 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $191,960 | 9,327 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,843,000 | 9,982 |
Total interest expense | $767,000 | 10,061 |
Net interest income | $1,076,000 | 9,696 |
Provision for loan and lease losses | $101,000 | 4,564 |
Total noninterest income | $237,000 | 7,878 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $201,000 | 5,674 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $36,000 | 9,923 |
Total noninterest expense | $1,053,000 | 8,746 |
Salaries and employee benefits | $437,000 | 9,639 |
Premises and equipment expense | $172,000 | 7,765 |
Additional noninterest expense | $444,000 | 7,759 |
Pre-tax net operating income | $159,000 | 10,724 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $42,000 | 10,333 |
Income before extraordinary items | $117,000 | 10,777 |
Extraordinary gains, net | $0 | 65 |
Net income | $117,000 | 10,777 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $77,000 | 4,292 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $117,000 | 10,746 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,451,000 | 10,834 |
Total interest expense | $546,000 | 10,871 |
Net interest income | $905,000 | 10,710 |
Provision for loan and lease losses | $19,000 | 7,864 |
Total noninterest income | $169,000 | 9,328 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $137,000 | 7,187 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $32,000 | 10,653 |
Total noninterest expense | $817,000 | 10,159 |
Salaries and employee benefits | $394,000 | 10,342 |
Premises and equipment expense | $126,000 | 9,218 |
Additional noninterest expense | $297,000 | 9,995 |
Pre-tax net operating income | $238,000 | 10,592 |
Securities gains (losses) | $1,000 | 3,293 |
Applicable income taxes | $99,000 | 9,383 |
Income before extraordinary items | $140,000 | 10,931 |
Extraordinary gains, net | $0 | 249 |
Net income | $140,000 | 10,936 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $43,000 | 5,399 |
Cash dividends | $171,000 | 5,814 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $139,360 | 11,007 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,242,000 | 11,798 |
Total interest expense | $453,000 | 11,925 |
Net interest income | $789,000 | 11,543 |
Provision for loan and lease losses | $37,000 | 8,073 |
Total noninterest income | $166,000 | 9,890 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $127,000 | 7,664 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $39,000 | 10,733 |
Total noninterest expense | $764,000 | 10,850 |
Salaries and employee benefits | $342,000 | 11,224 |
Premises and equipment expense | $76,000 | 11,310 |
Additional noninterest expense | $346,000 | 9,890 |
Pre-tax net operating income | $154,000 | 11,442 |
Securities gains (losses) | $38,000 | 3,799 |
Applicable income taxes | $37,000 | 11,224 |
Income before extraordinary items | $155,000 | 11,135 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $155,000 | 11,223 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $26,000 | 7,294 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $124,220 | 11,316 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,375,000 | 12,238 |
Total interest expense | $573,000 | 12,421 |
Net interest income | $802,000 | 11,903 |
Provision for loan and lease losses | $95,000 | 7,436 |
Total noninterest income | $211,000 | 9,203 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $116,000 | 8,048 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $95,000 | 8,250 |
Total noninterest expense | $724,000 | 11,383 |
Salaries and employee benefits | $330,000 | 11,663 |
Premises and equipment expense | $70,000 | 11,871 |
Additional noninterest expense | $324,000 | 10,509 |
Pre-tax net operating income | $194,000 | 11,125 |
Securities gains (losses) | $33,000 | 4,829 |
Applicable income taxes | $51,000 | 11,224 |
Income before extraordinary items | $176,000 | 10,926 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $176,000 | 11,016 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $64,000 | 6,983 |
Cash dividends | $50,000 | 7,650 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $150,260 | 10,940 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.