Home > First National Bank of Shelbyville > Loan Charge- Offs and Recoveries
First National Bank of Shelbyville, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $549,000 | 1,612 |
| Loans secured by real estate, total | $100,000 | 1,421 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $100,000 | 1,421 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $60,000 | 1,244 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $40,000 | 930 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $158,000 | 1,665 |
| Loans to individuals | $291,000 | 1,216 |
| Credit card loan charge offs | $0 | 3,914 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $291,000 | 988 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,269 |
| Total recoveries | $834,000 | 480 |
| Loans secured by real estate, total | $540,000 | 230 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $540,000 | 230 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $19,000 | 159 |
| Secured by 1-4 family residential properties - total recoveries | $241,000 | 173 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $280,000 | 215 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $85,000 | 1,149 |
| Loans to individuals | $209,000 | 569 |
| Credit card loan recoveries | $2,000 | 1,717 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $207,000 | 463 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,495 |
| Net charge-offs | $-285,000 | 10,851 |
| Loans secured by real estate, total | $-440,000 | 10,852 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-440,000 | 10,874 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $-19,000 | 9,589 |
| Secured by 1-4 family residential properties- net charge-offs | $-181,000 | 10,894 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $-240,000 | 10,813 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $73,000 | 2,147 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $82,000 | 2,346 |
| Credit card loan net charge offs | $-2,000 | 10,776 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $84,000 | 1,958 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,019 |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $615,000 | 1,567 |
| Loans secured by real estate, total | $103,000 | 1,531 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $103,000 | 1,531 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $80,000 | 1,144 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $23,000 | 1,279 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $180,000 | 1,592 |
| Loans to individuals | $332,000 | 1,148 |
| Credit card loan charge offs | $2,000 | 3,457 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $330,000 | 914 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,488 |
| Total recoveries | $767,000 | 591 |
| Loans secured by real estate, total | $394,000 | 338 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $394,000 | 338 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $23,000 | 171 |
| Secured by 1-4 family residential properties - total recoveries | $210,000 | 201 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $161,000 | 351 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $247,000 | 522 |
| Loans to individuals | $126,000 | 892 |
| Credit card loan recoveries | $0 | 2,751 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $126,000 | 753 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,588 |
| Net charge-offs | $-152,000 | 11,295 |
| Loans secured by real estate, total | $-291,000 | 11,348 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-291,000 | 11,373 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $-23,000 | 9,979 |
| Secured by 1-4 family residential properties- net charge-offs | $-130,000 | 11,413 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-138,000 | 11,277 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-67,000 | 11,023 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $206,000 | 1,268 |
| Credit card loan net charge offs | $2,000 | 3,235 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $204,000 | 1,004 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,236 |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $723,000 | 1,369 |
| Loans secured by real estate, total | $466,000 | 749 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $466,000 | 748 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $331,000 | 489 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $135,000 | 779 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $129,000 | 1,959 |
| Loans to individuals | $128,000 | 1,944 |
| Credit card loan charge offs | $5,000 | 2,647 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $123,000 | 1,717 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,401 |
| Total recoveries | $645,000 | 655 |
| Loans secured by real estate, total | $297,000 | 412 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $297,000 | 411 |
| Construction and land development | $2,000 | 570 |
| Secured by farmland | $24,000 | 171 |
| Secured by 1-4 family residential properties - total recoveries | $167,000 | 253 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $104,000 | 482 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $232,000 | 576 |
| Loans to individuals | $116,000 | 941 |
| Credit card loan recoveries | $2,000 | 1,762 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $114,000 | 818 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,639 |
| Net charge-offs | $78,000 | 4,265 |
| Loans secured by real estate, total | $169,000 | 1,048 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $169,000 | 1,047 |
| Construction and land development | $-2,000 | 11,606 |
| Secured by farmland | $-24,000 | 10,400 |
| Secured by 1-4 family residential properties- net charge-offs | $164,000 | 633 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $31,000 | 1,110 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-103,000 | 11,612 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $12,000 | 5,383 |
| Credit card loan net charge offs | $3,000 | 2,779 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $9,000 | 5,306 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,114 |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $306,000 | 2,590 |
| Loans secured by real estate, total | $227,000 | 1,274 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $227,000 | 1,274 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $154,000 | 887 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $73,000 | 1,161 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $25,000 | 4,787 |
| Loans to individuals | $54,000 | 3,352 |
| Credit card loan charge offs | $11,000 | 1,905 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $43,000 | 3,401 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $761,000 | 648 |
| Loans secured by real estate, total | $297,000 | 472 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $297,000 | 471 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $26,000 | 172 |
| Secured by 1-4 family residential properties - total recoveries | $84,000 | 485 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $187,000 | 367 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $264,000 | 626 |
| Loans to individuals | $200,000 | 701 |
| Credit card loan recoveries | $8,000 | 1,051 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $192,000 | 592 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $-455,000 | 12,527 |
| Loans secured by real estate, total | $-70,000 | 12,232 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-70,000 | 12,270 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $-26,000 | 10,929 |
| Secured by 1-4 family residential properties- net charge-offs | $70,000 | 1,201 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-114,000 | 12,411 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-239,000 | 12,367 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-146,000 | 12,574 |
| Credit card loan net charge offs | $3,000 | 2,646 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-149,000 | 12,565 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,544,000 | 1,056 |
| Loans secured by real estate, total | $790,000 | 787 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $790,000 | 786 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $429,000 | 532 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $361,000 | 682 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $142,000 | 2,511 |
| Loans to individuals | $612,000 | 707 |
| Credit card loan charge offs | $40,000 | 1,137 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $572,000 | 541 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $408,000 | 1,054 |
| Loans secured by real estate, total | $111,000 | 941 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $111,000 | 940 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $20,000 | 248 |
| Secured by 1-4 family residential properties - total recoveries | $67,000 | 603 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $24,000 | 1,148 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $96,000 | 1,562 |
| Loans to individuals | $201,000 | 726 |
| Credit card loan recoveries | $7,000 | 1,164 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $194,000 | 613 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $1,136,000 | 1,057 |
| Loans secured by real estate, total | $679,000 | 758 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $679,000 | 756 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $-20,000 | 11,369 |
| Secured by 1-4 family residential properties- net charge-offs | $362,000 | 531 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $337,000 | 617 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $46,000 | 3,570 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $411,000 | 698 |
| Credit card loan net charge offs | $33,000 | 1,111 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $378,000 | 497 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,207,000 | 1,607 |
| Loans secured by real estate, total | $900,000 | 913 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $900,000 | 913 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $116,000 | 105 |
| Total charge-offs secured by 1-4 family residential properties | $283,000 | 814 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $501,000 | 726 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $86,000 | 4,460 |
| Loans to individuals | $221,000 | 1,752 |
| Credit card loan charge offs | $24,000 | 1,616 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $197,000 | 1,584 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $835,000 | 636 |
| Loans secured by real estate, total | $226,000 | 551 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $226,000 | 551 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $12,000 | 346 |
| Secured by 1-4 family residential properties - total recoveries | $44,000 | 826 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $170,000 | 345 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $437,000 | 430 |
| Loans to individuals | $172,000 | 889 |
| Credit card loan recoveries | $17,000 | 785 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $155,000 | 804 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $372,000 | 2,949 |
| Loans secured by real estate, total | $674,000 | 996 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $674,000 | 996 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $104,000 | 96 |
| Secured by 1-4 family residential properties- net charge-offs | $239,000 | 810 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $331,000 | 870 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-351,000 | 13,880 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $49,000 | 3,692 |
| Credit card loan net charge offs | $7,000 | 2,395 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $42,000 | 3,575 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.