Home > First National Bank of Shelbyville > Income and Expense
First National Bank of Shelbyville, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,362,000 | 2,132 |
| Total interest expense | $6,827,000 | 2,213 |
| Net interest income | $8,535,000 | 2,041 |
| Provision for loan and lease losses | $-100,000 | 10,770 |
| Total noninterest income | $1,619,000 | 2,072 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,061,000 | 1,193 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $558,000 | 2,625 |
| Total noninterest expense | $5,581,000 | 2,314 |
| Salaries and employee benefits | $2,902,000 | 2,275 |
| Premises and equipment expense | $821,000 | 2,360 |
| Additional noninterest expense | $1,858,000 | 2,242 |
| Pre-tax net operating income | $4,673,000 | 1,651 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,698,000 | 1,526 |
| Income before extraordinary items | $2,975,000 | 1,783 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,975,000 | 1,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-285,000 | 10,851 |
| Cash dividends | $957,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,975,000 | 1,744 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,005,000 | 2,381 |
| Total interest expense | $6,440,000 | 2,396 |
| Net interest income | $7,565,000 | 2,381 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,572,000 | 2,224 |
| Gross Fiduciary activities income | $6,000 | 1,446 |
| Service charges on deposit accounts | $1,067,000 | 1,249 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $499,000 | 2,922 |
| Total noninterest expense | $5,108,000 | 2,672 |
| Salaries and employee benefits | $2,718,000 | 2,453 |
| Premises and equipment expense | $715,000 | 2,731 |
| Additional noninterest expense | $1,675,000 | 2,845 |
| Pre-tax net operating income | $4,029,000 | 1,786 |
| Securities gains (losses) | $-99,000 | 11,201 |
| Applicable income taxes | $1,450,000 | 1,652 |
| Income before extraordinary items | $2,480,000 | 1,993 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,480,000 | 1,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-152,000 | 11,295 |
| Cash dividends | $1,490,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,543,360 | 1,907 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,470,000 | 2,479 |
| Total interest expense | $6,227,000 | 2,471 |
| Net interest income | $7,243,000 | 2,482 |
| Provision for loan and lease losses | $-750,000 | 11,914 |
| Total noninterest income | $1,635,000 | 2,153 |
| Gross Fiduciary activities income | $14,000 | 1,441 |
| Service charges on deposit accounts | $1,191,000 | 1,118 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $430,000 | 3,170 |
| Total noninterest expense | $5,265,000 | 2,580 |
| Salaries and employee benefits | $2,698,000 | 2,477 |
| Premises and equipment expense | $720,000 | 2,738 |
| Additional noninterest expense | $1,847,000 | 2,582 |
| Pre-tax net operating income | $4,363,000 | 1,685 |
| Securities gains (losses) | $-17,000 | 10,458 |
| Applicable income taxes | $1,677,000 | 1,487 |
| Income before extraordinary items | $2,669,000 | 1,879 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,669,000 | 1,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,265 |
| Cash dividends | $5,007,000 | 631 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,679,880 | 1,854 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,191,000 | 2,713 |
| Total interest expense | $4,903,000 | 2,508 |
| Net interest income | $6,288,000 | 2,874 |
| Provision for loan and lease losses | $-600,000 | 12,485 |
| Total noninterest income | $768,000 | 3,846 |
| Gross Fiduciary activities income | $58,000 | 1,276 |
| Service charges on deposit accounts | $572,000 | 2,379 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $138,000 | 6,471 |
| Total noninterest expense | $4,780,000 | 2,884 |
| Salaries and employee benefits | $2,461,000 | 2,709 |
| Premises and equipment expense | $667,000 | 2,953 |
| Additional noninterest expense | $1,652,000 | 3,041 |
| Pre-tax net operating income | $2,876,000 | 2,468 |
| Securities gains (losses) | $89,000 | 825 |
| Applicable income taxes | $1,144,000 | 1,974 |
| Income before extraordinary items | $1,821,000 | 2,666 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,821,000 | 2,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-455,000 | 12,527 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,764,040 | 2,763 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,684,000 | 2,648 |
| Total interest expense | $5,312,000 | 2,436 |
| Net interest income | $6,372,000 | 2,845 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $822,000 | 3,902 |
| Gross Fiduciary activities income | $85,000 | 1,242 |
| Service charges on deposit accounts | $620,000 | 2,207 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $117,000 | 7,385 |
| Total noninterest expense | $7,305,000 | 2,015 |
| Salaries and employee benefits | $3,792,000 | 1,765 |
| Premises and equipment expense | $673,000 | 2,991 |
| Additional noninterest expense | $2,840,000 | 1,999 |
| Pre-tax net operating income | $-111,000 | 12,603 |
| Securities gains (losses) | $287,000 | 1,343 |
| Applicable income taxes | $125,000 | 9,194 |
| Income before extraordinary items | $51,000 | 12,246 |
| Extraordinary gains, net | $1,142,000 | 207 |
| Net income | $1,193,000 | 4,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,136,000 | 1,057 |
| Cash dividends | $195,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-132,680 | 12,598 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,789,000 | 2,751 |
| Total interest expense | $6,385,000 | 2,639 |
| Net interest income | $6,404,000 | 2,855 |
| Provision for loan and lease losses | $390,000 | 3,518 |
| Total noninterest income | $1,024,000 | 3,257 |
| Gross Fiduciary activities income | $91,000 | 1,272 |
| Service charges on deposit accounts | $730,000 | 1,847 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $203,000 | 5,628 |
| Total noninterest expense | $5,091,000 | 2,814 |
| Salaries and employee benefits | $2,786,000 | 2,328 |
| Premises and equipment expense | $610,000 | 3,305 |
| Additional noninterest expense | $1,695,000 | 3,221 |
| Pre-tax net operating income | $1,947,000 | 3,177 |
| Securities gains (losses) | $374,000 | 1,338 |
| Applicable income taxes | $758,000 | 2,747 |
| Income before extraordinary items | $1,563,000 | 2,947 |
| Extraordinary gains, net | $699,000 | 157 |
| Net income | $2,262,000 | 2,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $372,000 | 2,949 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,312,420 | 3,240 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.