Home > First National Bank of Shelbyville > Assets and Liabilities
First National Bank of Shelbyville, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 70 | 2,570 |
| Assets and Liabilities | ||
| Total Assets: | $201,075,000 | 2,261 |
| Cash and due from depository institutions | $6,384,000 | 2,570 |
| Interest-bearing balances | $190,000 | 4,087 |
| Securities | $46,187,000 | 2,472 |
| Federal funds sold & reverse repurchase agreements | $17,310,000 | 764 |
| Net loans & leases | $123,407,000 | 2,260 |
| Loan loss allowance | $2,506,000 | 1,474 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,755,000 | 2,868 |
| Other real estate owned | $0 | 2,570 |
| Goodwill and other intangibles | $131,000 | 2,482 |
| All other assets | $4,901,000 | 1,568 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,075,000 | 2,261 |
| Total liabilities | $183,754,000 | 2,230 |
| Total deposits | $171,085,000 | 2,189 |
| Interest-bearing deposits | $146,125,000 | 2,206 |
| Deposits held in domestic offices | $171,085,000 | 2,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $951,000 | 2,703 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $9,049,000 | 1,468 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,669,000 | 1,596 |
| Total equity capital | $17,321,000 | 2,574 |
| Total bank equity capital | $17,321,000 | 2,574 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $7,056,000 | 2,106 |
| Undivided profits | $9,265,000 | 2,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $325,000 | 5,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $990,000 | 2,293 |
| Earning assets | $187,094,000 | 2,246 |
| Long-term assets (5+ years) | $31,422,000 | 2,003 |
| Average Assets, year-to-date | $196,653,200 | 2,209 |
| Average Assets, quarterly | $202,226,000 | 2,219 |
| Volatile liabilities | $24,866,000 | 2,485 |
| Insider loans | $1,279,000 | 2,960 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $130,000 | 1,392 |
| Unused loan commitments | $12,748,000 | 2,893 |
| Tier 1 (core) risk-based capital | $16,687,000 | 2,565 |
| Tier 2 risk-based capital | $1,482,600 | 2,030 |
| Total risk weighted assets | $117,584,400 | 2,374 |
| Total unused commitments | $12,748,000 | 2,897 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 74 | 2,544 |
| Assets and Liabilities | ||
| Total Assets: | $189,696,000 | 2,451 |
| Cash and due from depository institutions | $11,024,000 | 2,544 |
| Interest-bearing balances | $287,000 | 3,701 |
| Securities | $49,318,000 | 2,483 |
| Federal funds sold & reverse repurchase agreements | $11,573,000 | 1,117 |
| Net loans & leases | $107,051,000 | 2,612 |
| Loan loss allowance | $2,321,000 | 1,663 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,946,000 | 2,642 |
| Other real estate owned | $1,000 | 2,544 |
| Goodwill and other intangibles | $149,000 | 2,285 |
| All other assets | $7,634,000 | 1,128 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,696,000 | 2,451 |
| Total liabilities | $174,525,000 | 2,417 |
| Total deposits | $164,597,000 | 2,355 |
| Interest-bearing deposits | $143,336,000 | 2,328 |
| Deposits held in domestic offices | $164,597,000 | 2,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $7,381,000 | 1,546 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,547,000 | 1,660 |
| Total equity capital | $15,171,000 | 2,925 |
| Total bank equity capital | $15,171,000 | 2,925 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $7,056,000 | 2,173 |
| Undivided profits | $7,115,000 | 3,357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $369,000 | 5,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $884,000 | 2,552 |
| Earning assets | $168,229,000 | 2,537 |
| Long-term assets (5+ years) | $25,516,000 | 2,234 |
| Average Assets, year-to-date | $186,032,800 | 2,416 |
| Average Assets, quarterly | $189,163,500 | 2,440 |
| Volatile liabilities | $23,208,000 | 2,591 |
| Insider loans | $1,148,000 | 3,280 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $11,613,000 | 3,063 |
| Tier 1 (core) risk-based capital | $14,628,000 | 2,956 |
| Tier 2 risk-based capital | $1,321,460 | 2,293 |
| Total risk weighted assets | $104,717,060 | 2,667 |
| Total unused commitments | $11,613,000 | 3,078 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 79 | 2,450 |
| Assets and Liabilities | ||
| Total Assets: | $182,900,000 | 2,545 |
| Cash and due from depository institutions | $9,195,000 | 2,450 |
| Interest-bearing balances | $288,000 | 3,940 |
| Securities | $65,414,000 | 1,911 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $100,958,000 | 2,679 |
| Loan loss allowance | $2,169,000 | 1,800 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,774,000 | 2,741 |
| Other real estate owned | $0 | 2,450 |
| Goodwill and other intangibles | $166,000 | 2,114 |
| All other assets | $4,393,000 | 1,808 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,900,000 | 2,545 |
| Total liabilities | $168,727,000 | 2,492 |
| Total deposits | $165,512,000 | 2,362 |
| Interest-bearing deposits | $145,104,000 | 2,338 |
| Deposits held in domestic offices | $165,512,000 | 2,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $705,000 | 2,897 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,510,000 | 1,759 |
| Total equity capital | $14,173,000 | 3,129 |
| Total bank equity capital | $14,173,000 | 3,129 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $7,056,000 | 2,168 |
| Undivided profits | $6,117,000 | 3,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $380,000 | 4,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $851,000 | 2,748 |
| Earning assets | $166,660,000 | 2,561 |
| Long-term assets (5+ years) | $17,564,000 | 2,748 |
| Average Assets, year-to-date | $184,513,800 | 2,437 |
| Average Assets, quarterly | $183,455,000 | 2,520 |
| Volatile liabilities | $19,195,000 | 2,715 |
| Insider loans | $364,000 | 6,518 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $60,000 | 1,513 |
| Unused loan commitments | $10,615,000 | 3,137 |
| Tier 1 (core) risk-based capital | $13,596,000 | 3,153 |
| Tier 2 risk-based capital | $1,185,600 | 2,520 |
| Total risk weighted assets | $93,864,600 | 2,888 |
| Total unused commitments | $10,615,000 | 3,150 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 73 | 2,740 |
| Assets and Liabilities | ||
| Total Assets: | $162,475,000 | 2,788 |
| Cash and due from depository institutions | $6,058,000 | 2,740 |
| Interest-bearing balances | $389,000 | 3,689 |
| Securities | $80,136,000 | 1,618 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $68,810,000 | 3,732 |
| Loan loss allowance | $2,689,000 | 1,539 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,369,000 | 3,132 |
| Other real estate owned | $0 | 2,740 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,102,000 | 1,665 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,475,000 | 2,788 |
| Total liabilities | $148,980,000 | 2,776 |
| Total deposits | $146,556,000 | 2,619 |
| Interest-bearing deposits | $130,145,000 | 2,541 |
| Deposits held in domestic offices | $146,556,000 | 2,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $700,000 | 3,669 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,724,000 | 2,011 |
| Total equity capital | $13,495,000 | 3,023 |
| Total bank equity capital | $13,495,000 | 3,023 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $4,855,000 | 2,845 |
| Undivided profits | $7,640,000 | 3,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $666,000 | 3,547 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $477,000 | 4,394 |
| Earning assets | $149,335,000 | 2,779 |
| Long-term assets (5+ years) | $7,296,000 | 4,976 |
| Average Assets, year-to-date | $167,642,000 | 2,650 |
| Average Assets, quarterly | $163,625,000 | 2,760 |
| Volatile liabilities | $16,280,000 | 2,992 |
| Insider loans | $185,000 | 8,355 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,981,000 | 3,662 |
| Tier 1 (core) risk-based capital | $13,858,000 | 2,982 |
| Tier 2 risk-based capital | $951,270 | 3,035 |
| Total risk weighted assets | $74,363,670 | 3,461 |
| Total unused commitments | $7,981,000 | 3,669 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 89 | 2,352 |
| Assets and Liabilities | ||
| Total Assets: | $169,880,000 | 2,710 |
| Cash and due from depository institutions | $5,794,000 | 2,352 |
| Interest-bearing balances | $1,179,000 | 3,168 |
| Securities | $92,187,000 | 1,483 |
| Federal funds sold & reverse repurchase agreements | $875,000 | 8,107 |
| Net loans & leases | $64,049,000 | 3,906 |
| Loan loss allowance | $2,834,000 | 1,542 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,250,000 | 3,244 |
| Other real estate owned | $66,000 | 2,352 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,659,000 | 1,670 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,880,000 | 2,710 |
| Total liabilities | $157,797,000 | 2,660 |
| Total deposits | $153,945,000 | 2,563 |
| Interest-bearing deposits | $137,643,000 | 2,495 |
| Deposits held in domestic offices | $153,945,000 | 2,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,852,000 | 1,133 |
| Total equity capital | $12,083,000 | 3,384 |
| Total bank equity capital | $12,083,000 | 3,384 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $4,855,000 | 2,780 |
| Undivided profits | $6,228,000 | 3,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,639,000 | 2,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $410,000 | 4,564 |
| Earning assets | $158,290,000 | 2,681 |
| Long-term assets (5+ years) | $20,185,000 | 2,649 |
| Average Assets, year-to-date | $165,714,600 | 2,705 |
| Average Assets, quarterly | $169,453,500 | 2,692 |
| Volatile liabilities | $18,027,000 | 2,604 |
| Insider loans | $520,000 | 5,579 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $207,000 | 1,455 |
| Unused loan commitments | $9,524,000 | 3,203 |
| Tier 1 (core) risk-based capital | $12,083,000 | 3,299 |
| Tier 2 risk-based capital | $948,570 | 3,029 |
| Total risk weighted assets | $73,999,970 | 3,474 |
| Total unused commitments | $9,524,000 | 3,220 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 86 | 2,518 |
| Assets and Liabilities | ||
| Total Assets: | $162,495,000 | 2,909 |
| Cash and due from depository institutions | $7,147,000 | 2,518 |
| Interest-bearing balances | $1,581,000 | 3,083 |
| Securities | $78,125,000 | 1,721 |
| Federal funds sold & reverse repurchase agreements | $4,370,000 | 3,697 |
| Net loans & leases | $67,308,000 | 3,788 |
| Loan loss allowance | $3,970,000 | 1,211 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,368,000 | 3,083 |
| Other real estate owned | $151,000 | 2,518 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,026,000 | 2,506 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,495,000 | 2,909 |
| Total liabilities | $151,410,000 | 2,860 |
| Total deposits | $150,240,000 | 2,750 |
| Interest-bearing deposits | $135,238,000 | 2,667 |
| Deposits held in domestic offices | $150,240,000 | 2,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,170,000 | 2,899 |
| Total equity capital | $11,085,000 | 3,477 |
| Total bank equity capital | $11,085,000 | 3,477 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $4,855,000 | 2,677 |
| Undivided profits | $5,230,000 | 4,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,719,000 | 1,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $486,000 | 4,217 |
| Earning assets | $151,384,000 | 2,856 |
| Long-term assets (5+ years) | $28,603,000 | 1,943 |
| Average Assets, year-to-date | $159,121,000 | 2,887 |
| Average Assets, quarterly | $160,771,000 | 2,910 |
| Volatile liabilities | $16,572,000 | 2,754 |
| Insider loans | $463,000 | 1,984 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,159,000 | 3,686 |
| Tier 1 (core) risk-based capital | $11,085,000 | 3,421 |
| Tier 2 risk-based capital | $959,360 | 3,022 |
| Total risk weighted assets | $73,738,060 | 3,540 |
| Total unused commitments | $7,159,000 | 3,706 |
| Derivatives | $0 | 651 |