Home > First National Bank of Shelby County > Assets and Liabilities
First National Bank of Shelby County, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 79 | 2,204 |
| Assets and Liabilities | ||
| Total Assets: | $179,364,000 | 3,246 |
| Cash and due from depository institutions | $14,009,000 | 2,204 |
| Interest-bearing balances | $6,233,000 | 910 |
| Securities | $39,464,000 | 2,866 |
| Federal funds sold & reverse repurchase agreements | $11,100,000 | 1,231 |
| Net loans & leases | $98,827,000 | 3,732 |
| Loan loss allowance | $2,204,000 | 2,193 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,781,000 | 1,932 |
| Other real estate owned | $1,741,000 | 2,204 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,442,000 | 1,933 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $179,364,000 | 3,246 |
| Total liabilities | $164,247,000 | 3,187 |
| Total deposits | $141,329,000 | 3,333 |
| Interest-bearing deposits | $110,494,000 | 3,512 |
| Deposits held in domestic offices | $141,329,000 | 3,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $22,000,000 | 1,646 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $918,000 | 3,708 |
| Total equity capital | $15,117,000 | 3,797 |
| Total bank equity capital | $15,117,000 | 3,797 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $600,000 | 3,763 |
| Surplus | $2,550,000 | 5,109 |
| Undivided profits | $11,967,000 | 2,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,346,000 | 1,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $63,000 | 871 |
| Income earned, not collected on loans | $816,000 | 4,114 |
| Earning assets | $155,624,000 | 3,389 |
| Long-term assets (5+ years) | $34,688,000 | 2,299 |
| Average Assets, year-to-date | $192,403,400 | 2,947 |
| Average Assets, quarterly | $182,117,500 | 3,172 |
| Volatile liabilities | $23,783,000 | 4,023 |
| Insider loans | $828,000 | 4,566 |
| FHLB advances | $22,000,000 | 1,544 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $13,877,000 | 4,026 |
| Tier 1 (core) risk-based capital | $14,868,000 | 3,795 |
| Tier 2 risk-based capital | $1,498,000 | 2,886 |
| Total risk weighted assets | $119,108,000 | 3,373 |
| Total unused commitments | $13,877,000 | 4,026 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 81 | 2,134 |
| Assets and Liabilities | ||
| Total Assets: | $184,871,000 | 3,114 |
| Cash and due from depository institutions | $13,431,000 | 2,134 |
| Interest-bearing balances | $5,602,000 | 1,006 |
| Securities | $41,136,000 | 2,756 |
| Federal funds sold & reverse repurchase agreements | $10,200,000 | 1,271 |
| Net loans & leases | $103,553,000 | 3,566 |
| Loan loss allowance | $2,292,000 | 2,106 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,812,000 | 1,883 |
| Other real estate owned | $2,082,000 | 2,134 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $8,657,000 | 1,834 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $184,871,000 | 3,114 |
| Total liabilities | $169,270,000 | 3,060 |
| Total deposits | $146,321,000 | 3,190 |
| Interest-bearing deposits | $115,161,000 | 3,340 |
| Deposits held in domestic offices | $146,321,000 | 3,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $22,110,000 | 1,655 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $839,000 | 3,887 |
| Total equity capital | $15,601,000 | 3,658 |
| Total bank equity capital | $15,601,000 | 3,658 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,755 |
| Surplus | $2,549,000 | 5,075 |
| Undivided profits | $12,452,000 | 2,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,988,000 | 897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $63,000 | 910 |
| Income earned, not collected on loans | $706,000 | 4,565 |
| Earning assets | $160,491,000 | 3,256 |
| Long-term assets (5+ years) | $35,007,000 | 2,304 |
| Average Assets, year-to-date | $195,663,250 | 2,903 |
| Average Assets, quarterly | $188,056,500 | 3,046 |
| Volatile liabilities | $25,309,000 | 3,808 |
| Insider loans | $849,000 | 4,489 |
| FHLB advances | $22,000,000 | 1,559 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $15,689,000 | 3,726 |
| Tier 1 (core) risk-based capital | $15,118,000 | 3,673 |
| Tier 2 risk-based capital | $1,564,000 | 2,740 |
| Total risk weighted assets | $124,424,000 | 3,226 |
| Total unused commitments | $15,689,000 | 3,727 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 89 | 1,940 |
| Assets and Liabilities | ||
| Total Assets: | $191,242,000 | 2,977 |
| Cash and due from depository institutions | $13,120,000 | 1,940 |
| Interest-bearing balances | $4,835,000 | 1,096 |
| Securities | $47,719,000 | 2,458 |
| Federal funds sold & reverse repurchase agreements | $7,900,000 | 1,455 |
| Net loans & leases | $105,419,000 | 3,453 |
| Loan loss allowance | $2,318,000 | 2,065 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,894,000 | 1,810 |
| Other real estate owned | $2,242,000 | 1,940 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $8,948,000 | 1,735 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $191,242,000 | 2,977 |
| Total liabilities | $175,789,000 | 2,915 |
| Total deposits | $152,988,000 | 2,995 |
| Interest-bearing deposits | $120,265,000 | 3,182 |
| Deposits held in domestic offices | $152,988,000 | 2,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $22,110,000 | 1,657 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $691,000 | 4,095 |
| Total equity capital | $15,453,000 | 3,641 |
| Total bank equity capital | $15,453,000 | 3,641 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,744 |
| Surplus | $2,549,000 | 5,052 |
| Undivided profits | $12,304,000 | 2,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $861,000 | 2,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,201 |
| Income earned, not collected on loans | $950,000 | 3,300 |
| Earning assets | $165,873,000 | 3,109 |
| Long-term assets (5+ years) | $43,568,000 | 1,977 |
| Average Assets, year-to-date | $199,260,670 | 2,857 |
| Average Assets, quarterly | $193,031,000 | 2,942 |
| Volatile liabilities | $26,117,000 | 3,631 |
| Insider loans | $860,000 | 4,439 |
| FHLB advances | $22,000,000 | 1,566 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $16,437,000 | 3,593 |
| Tier 1 (core) risk-based capital | $14,622,000 | 3,695 |
| Tier 2 risk-based capital | $1,591,000 | 2,671 |
| Total risk weighted assets | $126,548,000 | 3,105 |
| Total unused commitments | $16,437,000 | 3,594 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 93 | 1,836 |
| Assets and Liabilities | ||
| Total Assets: | $194,820,000 | 2,943 |
| Cash and due from depository institutions | $16,490,000 | 1,836 |
| Interest-bearing balances | $7,830,000 | 720 |
| Securities | $49,870,000 | 2,392 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 3,885 |
| Net loans & leases | $108,696,000 | 3,331 |
| Loan loss allowance | $2,591,000 | 1,830 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,923,000 | 1,780 |
| Other real estate owned | $2,491,000 | 1,836 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $9,150,000 | 1,690 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $194,820,000 | 2,943 |
| Total liabilities | $179,748,000 | 2,871 |
| Total deposits | $156,932,000 | 2,935 |
| Interest-bearing deposits | $126,529,000 | 3,053 |
| Deposits held in domestic offices | $156,932,000 | 2,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $22,115,000 | 1,593 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $701,000 | 3,987 |
| Total equity capital | $15,072,000 | 3,639 |
| Total bank equity capital | $15,072,000 | 3,639 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,753 |
| Surplus | $2,546,000 | 5,066 |
| Undivided profits | $11,926,000 | 2,552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,117,000 | 2,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 981 |
| Income earned, not collected on loans | $809,000 | 3,677 |
| Earning assets | $168,596,000 | 3,059 |
| Long-term assets (5+ years) | $48,207,000 | 1,885 |
| Average Assets, year-to-date | $203,270,000 | 2,833 |
| Average Assets, quarterly | $203,270,000 | 2,833 |
| Volatile liabilities | $25,400,000 | 3,575 |
| Insider loans | $957,000 | 4,235 |
| FHLB advances | $22,000,000 | 1,497 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $15,800,000 | 3,631 |
| Tier 1 (core) risk-based capital | $14,748,000 | 3,634 |
| Tier 2 risk-based capital | $1,652,000 | 2,571 |
| Total risk weighted assets | $131,194,000 | 2,970 |
| Total unused commitments | $15,800,000 | 3,631 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 92 | 1,853 |
| Assets and Liabilities | ||
| Total Assets: | $211,720,000 | 2,740 |
| Cash and due from depository institutions | $16,048,000 | 1,853 |
| Interest-bearing balances | $7,737,000 | 733 |
| Securities | $43,890,000 | 2,688 |
| Federal funds sold & reverse repurchase agreements | $21,100,000 | 536 |
| Net loans & leases | $113,564,000 | 3,186 |
| Loan loss allowance | $2,738,000 | 1,697 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,163,000 | 1,678 |
| Other real estate owned | $2,049,000 | 1,853 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,906,000 | 1,702 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $211,720,000 | 2,740 |
| Total liabilities | $196,320,000 | 2,651 |
| Total deposits | $173,453,000 | 2,688 |
| Interest-bearing deposits | $144,437,000 | 2,747 |
| Deposits held in domestic offices | $173,453,000 | 2,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $22,115,000 | 1,608 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $752,000 | 3,750 |
| Total equity capital | $15,400,000 | 3,565 |
| Total bank equity capital | $15,400,000 | 3,565 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,758 |
| Surplus | $2,546,000 | 5,043 |
| Undivided profits | $12,254,000 | 2,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,439,000 | 1,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 938 |
| Income earned, not collected on loans | $827,000 | 3,608 |
| Earning assets | $186,291,000 | 2,838 |
| Long-term assets (5+ years) | $56,354,000 | 1,702 |
| Average Assets, year-to-date | $224,864,800 | 2,486 |
| Average Assets, quarterly | $214,212,500 | 2,695 |
| Volatile liabilities | $37,155,000 | 2,718 |
| Insider loans | $974,000 | 4,185 |
| FHLB advances | $22,000,000 | 1,510 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $14,753,000 | 3,622 |
| Tier 1 (core) risk-based capital | $14,636,000 | 3,616 |
| Tier 2 risk-based capital | $1,729,000 | 2,467 |
| Total risk weighted assets | $137,315,000 | 2,817 |
| Total unused commitments | $14,753,000 | 3,623 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 87 | 1,963 |
| Assets and Liabilities | ||
| Total Assets: | $216,705,000 | 2,650 |
| Cash and due from depository institutions | $14,571,000 | 1,963 |
| Interest-bearing balances | $6,439,000 | 891 |
| Securities | $42,751,000 | 2,746 |
| Federal funds sold & reverse repurchase agreements | $19,800,000 | 563 |
| Net loans & leases | $123,314,000 | 2,923 |
| Loan loss allowance | $2,792,000 | 1,666 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,184,000 | 1,631 |
| Other real estate owned | $1,894,000 | 1,963 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $8,191,000 | 1,766 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $216,705,000 | 2,650 |
| Total liabilities | $200,561,000 | 2,583 |
| Total deposits | $177,822,000 | 2,602 |
| Interest-bearing deposits | $145,913,000 | 2,686 |
| Deposits held in domestic offices | $177,822,000 | 2,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $22,000,000 | 1,605 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $739,000 | 3,917 |
| Total equity capital | $16,144,000 | 3,422 |
| Total bank equity capital | $16,144,000 | 3,422 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $600,000 | 3,776 |
| Surplus | $2,546,000 | 5,022 |
| Undivided profits | $12,998,000 | 2,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,499,000 | 1,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 982 |
| Income earned, not collected on loans | $791,000 | 3,893 |
| Earning assets | $192,304,000 | 2,724 |
| Long-term assets (5+ years) | $61,287,000 | 1,615 |
| Average Assets, year-to-date | $228,151,000 | 2,436 |
| Average Assets, quarterly | $218,654,500 | 2,597 |
| Volatile liabilities | $37,203,000 | 2,630 |
| Insider loans | $986,000 | 4,135 |
| FHLB advances | $22,000,000 | 1,492 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $16,942,000 | 3,341 |
| Tier 1 (core) risk-based capital | $16,039,000 | 3,306 |
| Tier 2 risk-based capital | $1,852,000 | 2,319 |
| Total risk weighted assets | $147,206,000 | 2,630 |
| Total unused commitments | $16,942,000 | 3,344 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 85 | 2,010 |
| Assets and Liabilities | ||
| Total Assets: | $220,604,000 | 2,576 |
| Cash and due from depository institutions | $15,096,000 | 2,010 |
| Interest-bearing balances | $7,377,000 | 825 |
| Securities | $47,395,000 | 2,565 |
| Federal funds sold & reverse repurchase agreements | $13,200,000 | 814 |
| Net loans & leases | $127,086,000 | 2,822 |
| Loan loss allowance | $2,655,000 | 1,749 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,439,000 | 1,551 |
| Other real estate owned | $2,826,000 | 2,010 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $8,562,000 | 1,710 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $220,604,000 | 2,576 |
| Total liabilities | $205,332,000 | 2,492 |
| Total deposits | $182,401,000 | 2,523 |
| Interest-bearing deposits | $152,447,000 | 2,542 |
| Deposits held in domestic offices | $182,401,000 | 2,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,000,000 | 1,582 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $931,000 | 3,083 |
| Total equity capital | $15,272,000 | 3,478 |
| Total bank equity capital | $15,272,000 | 3,478 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $600,000 | 3,797 |
| Surplus | $2,546,000 | 5,020 |
| Undivided profits | $12,126,000 | 2,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,290,000 | 2,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $55,000 | 1,005 |
| Income earned, not collected on loans | $1,028,000 | 2,869 |
| Earning assets | $195,058,000 | 2,663 |
| Long-term assets (5+ years) | $65,996,000 | 1,566 |
| Average Assets, year-to-date | $231,966,330 | 2,398 |
| Average Assets, quarterly | $231,458,000 | 2,429 |
| Volatile liabilities | $37,752,000 | 2,535 |
| Insider loans | $1,025,000 | 4,018 |
| FHLB advances | $22,000,000 | 1,477 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $15,758,000 | 3,476 |
| Tier 1 (core) risk-based capital | $15,510,000 | 3,369 |
| Tier 2 risk-based capital | $1,904,000 | 2,249 |
| Total risk weighted assets | $151,330,000 | 2,538 |
| Total unused commitments | $15,758,000 | 3,479 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 92 | 1,854 |
| Assets and Liabilities | ||
| Total Assets: | $242,312,000 | 2,317 |
| Cash and due from depository institutions | $8,437,000 | 1,854 |
| Interest-bearing balances | $409,000 | 3,935 |
| Securities | $61,274,000 | 2,028 |
| Federal funds sold & reverse repurchase agreements | $16,800,000 | 864 |
| Net loans & leases | $138,624,000 | 2,568 |
| Loan loss allowance | $2,550,000 | 1,790 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,531,000 | 1,500 |
| Other real estate owned | $2,328,000 | 1,854 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $8,318,000 | 1,648 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $242,312,000 | 2,317 |
| Total liabilities | $226,674,000 | 2,223 |
| Total deposits | $203,436,000 | 2,234 |
| Interest-bearing deposits | $173,739,000 | 2,220 |
| Deposits held in domestic offices | $203,436,000 | 2,229 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $22,000,000 | 1,505 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,238,000 | 2,773 |
| Total equity capital | $15,638,000 | 3,469 |
| Total bank equity capital | $15,638,000 | 3,469 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $600,000 | 3,801 |
| Surplus | $2,546,000 | 4,999 |
| Undivided profits | $12,492,000 | 2,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,936,000 | 1,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $63,000 | 1,016 |
| Income earned, not collected on loans | $910,000 | 3,155 |
| Earning assets | $217,107,000 | 2,379 |
| Long-term assets (5+ years) | $73,929,000 | 1,393 |
| Average Assets, year-to-date | $237,647,500 | 2,352 |
| Average Assets, quarterly | $237,647,500 | 2,352 |
| Volatile liabilities | $51,387,000 | 1,933 |
| Insider loans | $2,079,000 | 2,564 |
| FHLB advances | $22,000,000 | 1,400 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $17,330,000 | 3,213 |
| Tier 1 (core) risk-based capital | $15,165,000 | 3,389 |
| Tier 2 risk-based capital | $2,037,000 | 2,072 |
| Total risk weighted assets | $162,213,000 | 2,297 |
| Total unused commitments | $17,330,000 | 3,219 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 96 | 1,799 |
| Assets and Liabilities | ||
| Total Assets: | $232,983,000 | 2,402 |
| Cash and due from depository institutions | $13,739,000 | 1,799 |
| Interest-bearing balances | $2,121,000 | 2,131 |
| Securities | $60,087,000 | 2,129 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $143,906,000 | 2,471 |
| Loan loss allowance | $2,477,000 | 1,830 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,628,000 | 1,466 |
| Other real estate owned | $469,000 | 1,799 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $8,154,000 | 1,701 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,983,000 | 2,402 |
| Total liabilities | $217,370,000 | 2,335 |
| Total deposits | $193,246,000 | 2,343 |
| Interest-bearing deposits | $165,529,000 | 2,317 |
| Deposits held in domestic offices | $193,246,000 | 2,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,100,000 | 2,614 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $22,000,000 | 1,516 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,024,000 | 3,050 |
| Total equity capital | $15,613,000 | 3,410 |
| Total bank equity capital | $15,613,000 | 3,410 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $600,000 | 3,833 |
| Surplus | $2,539,000 | 4,982 |
| Undivided profits | $12,474,000 | 2,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,635,000 | 1,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $271,000 | 523 |
| Income earned, not collected on loans | $957,000 | 3,124 |
| Earning assets | $206,114,000 | 2,489 |
| Long-term assets (5+ years) | $74,527,000 | 1,391 |
| Average Assets, year-to-date | $220,255,000 | 2,458 |
| Average Assets, quarterly | $224,250,500 | 2,478 |
| Volatile liabilities | $38,188,000 | 2,443 |
| Insider loans | $2,655,000 | 2,070 |
| FHLB advances | $22,000,000 | 1,406 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $18,116,000 | 3,037 |
| Tier 1 (core) risk-based capital | $15,463,000 | 3,289 |
| Tier 2 risk-based capital | $2,025,000 | 2,081 |
| Total risk weighted assets | $161,260,000 | 2,302 |
| Total unused commitments | $18,116,000 | 3,039 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 95 | 1,837 |
| Assets and Liabilities | ||
| Total Assets: | $215,518,000 | 2,586 |
| Cash and due from depository institutions | $12,728,000 | 1,837 |
| Interest-bearing balances | $1,587,000 | 2,588 |
| Securities | $44,982,000 | 2,658 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 4,737 |
| Net loans & leases | $141,211,000 | 2,503 |
| Loan loss allowance | $1,755,000 | 2,519 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,689,000 | 1,428 |
| Other real estate owned | $1,109,000 | 1,837 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $7,199,000 | 1,884 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $215,518,000 | 2,586 |
| Total liabilities | $198,529,000 | 2,535 |
| Total deposits | $175,854,000 | 2,563 |
| Interest-bearing deposits | $144,397,000 | 2,643 |
| Deposits held in domestic offices | $175,854,000 | 2,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $22,000,000 | 1,482 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $675,000 | 4,184 |
| Total equity capital | $16,989,000 | 3,138 |
| Total bank equity capital | $16,989,000 | 3,138 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $600,000 | 3,862 |
| Surplus | $2,539,000 | 4,952 |
| Undivided profits | $13,850,000 | 2,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,231,000 | 1,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $271,000 | 579 |
| Income earned, not collected on loans | $939,000 | 3,335 |
| Earning assets | $189,380,000 | 2,676 |
| Long-term assets (5+ years) | $74,202,000 | 1,406 |
| Average Assets, year-to-date | $217,073,000 | 2,513 |
| Average Assets, quarterly | $214,727,000 | 2,583 |
| Volatile liabilities | $24,212,000 | 3,394 |
| Insider loans | $2,598,000 | 2,086 |
| FHLB advances | $22,000,000 | 1,371 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $18,909,000 | 2,944 |
| Tier 1 (core) risk-based capital | $16,873,000 | 3,009 |
| Tier 2 risk-based capital | $1,755,000 | 2,314 |
| Total risk weighted assets | $155,271,000 | 2,374 |
| Total unused commitments | $18,909,000 | 2,946 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 91 | 1,920 |
| Assets and Liabilities | ||
| Total Assets: | $213,936,000 | 2,593 |
| Cash and due from depository institutions | $9,657,000 | 1,920 |
| Interest-bearing balances | $701,000 | 3,562 |
| Securities | $54,732,000 | 2,220 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 5,455 |
| Net loans & leases | $135,547,000 | 2,547 |
| Loan loss allowance | $1,553,000 | 2,772 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,727,000 | 1,399 |
| Other real estate owned | $842,000 | 1,920 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,131,000 | 2,349 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,936,000 | 2,593 |
| Total liabilities | $196,440,000 | 2,532 |
| Total deposits | $173,194,000 | 2,578 |
| Interest-bearing deposits | $142,740,000 | 2,661 |
| Deposits held in domestic offices | $173,194,000 | 2,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $22,000,000 | 1,467 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,246,000 | 2,854 |
| Total equity capital | $17,496,000 | 3,055 |
| Total bank equity capital | $17,496,000 | 3,055 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $600,000 | 3,864 |
| Surplus | $2,539,000 | 4,927 |
| Undivided profits | $14,357,000 | 2,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,205,000 | 1,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $231,000 | 658 |
| Income earned, not collected on loans | $906,000 | 3,306 |
| Earning assets | $192,280,000 | 2,621 |
| Long-term assets (5+ years) | $66,777,000 | 1,460 |
| Average Assets, year-to-date | $217,591,330 | 2,492 |
| Average Assets, quarterly | $215,549,000 | 2,545 |
| Volatile liabilities | $19,804,000 | 3,838 |
| Insider loans | $1,484,000 | 3,179 |
| FHLB advances | $22,000,000 | 1,358 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $15,132,000 | 3,322 |
| Tier 1 (core) risk-based capital | $16,556,000 | 3,016 |
| Tier 2 risk-based capital | $1,553,000 | 2,547 |
| Total risk weighted assets | $148,850,000 | 2,410 |
| Total unused commitments | $15,132,000 | 3,335 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 90 | 1,915 |
| Assets and Liabilities | ||
| Total Assets: | $217,162,000 | 2,511 |
| Cash and due from depository institutions | $11,034,000 | 1,915 |
| Interest-bearing balances | $1,471,000 | 2,829 |
| Securities | $59,329,000 | 2,038 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $134,033,000 | 2,510 |
| Loan loss allowance | $1,540,000 | 2,761 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,829,000 | 1,349 |
| Other real estate owned | $703,000 | 1,915 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,234,000 | 2,265 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $217,162,000 | 2,511 |
| Total liabilities | $200,176,000 | 2,458 |
| Total deposits | $172,140,000 | 2,569 |
| Interest-bearing deposits | $146,197,000 | 2,610 |
| Deposits held in domestic offices | $172,140,000 | 2,565 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,403 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $22,000,000 | 1,420 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,036,000 | 3,263 |
| Total equity capital | $16,986,000 | 3,087 |
| Total bank equity capital | $16,986,000 | 3,087 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $600,000 | 3,877 |
| Surplus | $2,532,000 | 4,913 |
| Undivided profits | $13,854,000 | 2,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $568,000 | 4,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $957,000 | 3,194 |
| Earning assets | $194,833,000 | 2,572 |
| Long-term assets (5+ years) | $72,911,000 | 1,316 |
| Average Assets, year-to-date | $219,419,000 | 2,463 |
| Average Assets, quarterly | $219,419,000 | 2,463 |
| Volatile liabilities | $25,310,000 | 3,205 |
| Insider loans | $1,733,000 | 2,804 |
| FHLB advances | $22,000,000 | 1,315 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,276,000 | 3,553 |
| Tier 1 (core) risk-based capital | $16,370,000 | 3,007 |
| Tier 2 risk-based capital | $1,540,000 | 2,515 |
| Total risk weighted assets | $146,789,000 | 2,408 |
| Total unused commitments | $13,276,000 | 3,567 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 89 | 1,931 |
| Assets and Liabilities | ||
| Total Assets: | $221,676,000 | 2,432 |
| Cash and due from depository institutions | $16,256,000 | 1,931 |
| Interest-bearing balances | $3,723,000 | 1,720 |
| Securities | $51,622,000 | 2,279 |
| Federal funds sold & reverse repurchase agreements | $10,200,000 | 1,402 |
| Net loans & leases | $130,809,000 | 2,549 |
| Loan loss allowance | $1,316,000 | 3,050 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,800,000 | 1,343 |
| Other real estate owned | $725,000 | 1,931 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,264,000 | 2,211 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,676,000 | 2,432 |
| Total liabilities | $204,601,000 | 2,363 |
| Total deposits | $181,316,000 | 2,410 |
| Interest-bearing deposits | $154,851,000 | 2,398 |
| Deposits held in domestic offices | $181,316,000 | 2,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $22,000,000 | 1,427 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,285,000 | 2,842 |
| Total equity capital | $17,075,000 | 3,027 |
| Total bank equity capital | $17,075,000 | 3,027 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $600,000 | 3,880 |
| Surplus | $2,532,000 | 4,871 |
| Undivided profits | $13,943,000 | 2,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $986,000 | 2,736 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,055,000 | 3,050 |
| Earning assets | $196,354,000 | 2,497 |
| Long-term assets (5+ years) | $73,902,000 | 1,267 |
| Average Assets, year-to-date | $217,655,600 | 2,356 |
| Average Assets, quarterly | $221,230,000 | 2,419 |
| Volatile liabilities | $22,002,000 | 3,502 |
| Insider loans | $1,383,000 | 3,249 |
| FHLB advances | $22,000,000 | 1,305 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $14,127,000 | 3,297 |
| Tier 1 (core) risk-based capital | $16,345,000 | 2,955 |
| Tier 2 risk-based capital | $1,316,000 | 2,816 |
| Total risk weighted assets | $145,082,000 | 2,407 |
| Total unused commitments | $14,127,000 | 3,301 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 85 | 2,011 |
| Assets and Liabilities | ||
| Total Assets: | $215,998,000 | 2,358 |
| Cash and due from depository institutions | $11,652,000 | 2,011 |
| Interest-bearing balances | $129,000 | 4,840 |
| Securities | $56,790,000 | 1,967 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $134,858,000 | 2,393 |
| Loan loss allowance | $1,518,000 | 2,565 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,020,000 | 1,235 |
| Other real estate owned | $67,000 | 2,011 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,611,000 | 1,980 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $215,998,000 | 2,358 |
| Total liabilities | $201,837,000 | 2,273 |
| Total deposits | $175,511,000 | 2,355 |
| Interest-bearing deposits | $147,897,000 | 2,386 |
| Deposits held in domestic offices | $175,511,000 | 2,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,300,000 | 1,447 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $19,200,000 | 1,455 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,826,000 | 2,153 |
| Total equity capital | $14,161,000 | 3,358 |
| Total bank equity capital | $14,161,000 | 3,358 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $600,000 | 3,949 |
| Surplus | $1,526,000 | 6,059 |
| Undivided profits | $12,035,000 | 2,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $618,000 | 3,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $65,000 | 1,055 |
| Income earned, not collected on loans | $1,257,000 | 2,754 |
| Earning assets | $191,777,000 | 2,428 |
| Long-term assets (5+ years) | $79,982,000 | 1,172 |
| Average Assets, year-to-date | $205,806,000 | 2,367 |
| Average Assets, quarterly | $211,414,500 | 2,392 |
| Volatile liabilities | $43,592,000 | 1,988 |
| Insider loans | $3,201,000 | 1,560 |
| FHLB advances | $19,200,000 | 1,343 |
| Loans and leases held for sale | $301,000 | 1,538 |
| Unused loan commitments | $13,675,000 | 3,242 |
| Tier 1 (core) risk-based capital | $14,179,000 | 3,224 |
| Tier 2 risk-based capital | $1,518,000 | 2,377 |
| Total risk weighted assets | $148,000,000 | 2,253 |
| Total unused commitments | $13,675,000 | 3,251 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 86 | 1,958 |
| Assets and Liabilities | ||
| Total Assets: | $205,694,000 | 2,369 |
| Cash and due from depository institutions | $10,198,000 | 1,958 |
| Interest-bearing balances | $228,000 | 3,722 |
| Securities | $72,233,000 | 1,511 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $110,882,000 | 2,774 |
| Loan loss allowance | $1,065,000 | 3,290 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $7,145,000 | 1,144 |
| Other real estate owned | $458,000 | 1,958 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,778,000 | 1,889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,694,000 | 2,369 |
| Total liabilities | $192,620,000 | 2,286 |
| Total deposits | $172,809,000 | 2,287 |
| Interest-bearing deposits | $151,810,000 | 2,240 |
| Deposits held in domestic offices | $172,809,000 | 2,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,860 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,000,000 | 1,588 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,311,000 | 2,897 |
| Total equity capital | $13,074,000 | 3,496 |
| Total bank equity capital | $13,074,000 | 3,496 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $600,000 | 4,068 |
| Surplus | $1,506,000 | 6,143 |
| Undivided profits | $10,968,000 | 2,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $766,000 | 2,813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $86,000 | 865 |
| Income earned, not collected on loans | $890,000 | 3,089 |
| Earning assets | $183,343,000 | 2,437 |
| Long-term assets (5+ years) | $69,313,000 | 1,254 |
| Average Assets, year-to-date | $186,764,200 | 2,482 |
| Average Assets, quarterly | $193,842,000 | 2,483 |
| Volatile liabilities | $43,869,000 | 1,967 |
| Insider loans | $3,330,000 | 1,474 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $13,962,000 | 3,037 |
| Tier 1 (core) risk-based capital | $13,638,000 | 3,256 |
| Tier 2 risk-based capital | $1,065,000 | 3,091 |
| Total risk weighted assets | $133,294,500 | 2,378 |
| Total unused commitments | $13,962,000 | 3,038 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 97 | 1,746 |
| Assets and Liabilities | ||
| Total Assets: | $179,123,000 | 2,636 |
| Cash and due from depository institutions | $8,423,000 | 1,746 |
| Interest-bearing balances | $262,000 | 3,757 |
| Securities | $54,003,000 | 2,104 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $104,395,000 | 2,806 |
| Loan loss allowance | $850,000 | 3,897 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,861,000 | 1,447 |
| Other real estate owned | $148,000 | 1,746 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,293,000 | 1,483 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,123,000 | 2,636 |
| Total liabilities | $169,007,000 | 2,534 |
| Total deposits | $148,263,000 | 2,584 |
| Interest-bearing deposits | $130,187,000 | 2,515 |
| Deposits held in domestic offices | $148,263,000 | 2,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,361 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $19,000,000 | 1,367 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,144,000 | 2,932 |
| Total equity capital | $10,116,000 | 4,210 |
| Total bank equity capital | $10,116,000 | 4,210 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $600,000 | 4,195 |
| Surplus | $1,492,000 | 6,334 |
| Undivided profits | $8,024,000 | 2,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,130,000 | 1,967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $793,000 | 2,942 |
| Earning assets | $158,660,000 | 2,711 |
| Long-term assets (5+ years) | $68,110,000 | 1,341 |
| Average Assets, year-to-date | $173,555,200 | 2,596 |
| Average Assets, quarterly | $177,392,500 | 2,632 |
| Volatile liabilities | $35,015,000 | 2,251 |
| Insider loans | $3,263,000 | 1,441 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $10,068,000 | 3,731 |
| Tier 1 (core) risk-based capital | $12,112,000 | 3,597 |
| Tier 2 risk-based capital | $850,000 | 3,613 |
| Total risk weighted assets | $122,519,400 | 2,485 |
| Total unused commitments | $10,068,000 | 3,735 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 92 | 1,861 |
| Assets and Liabilities | ||
| Total Assets: | $173,140,000 | 2,659 |
| Cash and due from depository institutions | $8,732,000 | 1,861 |
| Interest-bearing balances | $301,000 | 3,933 |
| Securities | $70,007,000 | 1,697 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 8,146 |
| Net loans & leases | $84,161,000 | 3,217 |
| Loan loss allowance | $645,000 | 4,745 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,365,000 | 1,494 |
| Other real estate owned | $346,000 | 1,861 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,329,000 | 1,758 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,140,000 | 2,659 |
| Total liabilities | $162,708,000 | 2,547 |
| Total deposits | $147,788,000 | 2,589 |
| Interest-bearing deposits | $128,159,000 | 2,525 |
| Deposits held in domestic offices | $147,788,000 | 2,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,000,000 | 1,280 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $920,000 | 3,774 |
| Total equity capital | $10,432,000 | 4,173 |
| Total bank equity capital | $10,432,000 | 4,173 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $600,000 | 4,228 |
| Surplus | $928,000 | 7,493 |
| Undivided profits | $8,904,000 | 2,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $769,000 | 2,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $155,000 | 746 |
| Income earned, not collected on loans | $606,000 | 3,850 |
| Earning assets | $154,669,000 | 2,744 |
| Long-term assets (5+ years) | $58,876,000 | 1,376 |
| Average Assets, year-to-date | $156,615,600 | 2,762 |
| Average Assets, quarterly | $166,561,000 | 2,715 |
| Volatile liabilities | $27,323,000 | 2,331 |
| Insider loans | $3,356,000 | 1,284 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,824,000 | 3,439 |
| Tier 1 (core) risk-based capital | $10,575,000 | 3,953 |
| Tier 2 risk-based capital | $645,000 | 4,351 |
| Total risk weighted assets | $103,798,000 | 2,741 |
| Total unused commitments | $10,824,000 | 3,444 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 89 | 1,990 |
| Assets and Liabilities | ||
| Total Assets: | $152,840,000 | 2,927 |
| Cash and due from depository institutions | $7,088,000 | 1,990 |
| Interest-bearing balances | $37,000 | 5,520 |
| Securities | $60,782,000 | 1,898 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,633 |
| Net loans & leases | $75,863,000 | 3,550 |
| Loan loss allowance | $364,000 | 6,894 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,482,000 | 2,272 |
| Other real estate owned | $206,000 | 1,990 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,019,000 | 3,484 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,840,000 | 2,927 |
| Total liabilities | $142,661,000 | 2,819 |
| Total deposits | $137,850,000 | 2,699 |
| Interest-bearing deposits | $119,821,000 | 2,674 |
| Deposits held in domestic offices | $137,850,000 | 2,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $4,000,000 | 2,155 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $811,000 | 4,216 |
| Total equity capital | $10,179,000 | 4,227 |
| Total bank equity capital | $10,179,000 | 4,227 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $600,000 | 4,375 |
| Surplus | $928,000 | 7,698 |
| Undivided profits | $8,651,000 | 2,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,116,000 | 2,263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $601,000 | 3,954 |
| Earning assets | $140,082,000 | 2,939 |
| Long-term assets (5+ years) | $41,966,000 | 1,602 |
| Average Assets, year-to-date | $138,442,400 | 3,051 |
| Average Assets, quarterly | $147,358,500 | 2,976 |
| Volatile liabilities | $23,039,000 | 2,666 |
| Insider loans | $2,038,000 | 2,027 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,269,000 | 3,897 |
| Tier 1 (core) risk-based capital | $10,067,000 | 4,145 |
| Tier 2 risk-based capital | $364,000 | 6,362 |
| Total risk weighted assets | $90,019,600 | 3,075 |
| Total unused commitments | $8,269,000 | 3,899 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 91 | 2,058 |
| Assets and Liabilities | ||
| Total Assets: | $133,354,000 | 3,384 |
| Cash and due from depository institutions | $8,618,000 | 2,058 |
| Interest-bearing balances | $566,000 | 2,952 |
| Securities | $49,346,000 | 2,482 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $70,861,000 | 3,803 |
| Loan loss allowance | $489,000 | 6,023 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,310,000 | 3,339 |
| Other real estate owned | $403,000 | 2,058 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,816,000 | 3,930 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,354,000 | 3,384 |
| Total liabilities | $123,984,000 | 3,283 |
| Total deposits | $121,647,000 | 3,133 |
| Interest-bearing deposits | $103,921,000 | 3,160 |
| Deposits held in domestic offices | $121,647,000 | 3,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 3,626 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,500,000 | 2,972 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $637,000 | 5,020 |
| Total equity capital | $9,370,000 | 4,575 |
| Total bank equity capital | $9,370,000 | 4,575 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $600,000 | 4,663 |
| Surplus | $928,000 | 7,960 |
| Undivided profits | $7,842,000 | 3,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $597,000 | 3,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $536,000 | 4,314 |
| Earning assets | $120,773,000 | 3,440 |
| Long-term assets (5+ years) | $32,789,000 | 1,842 |
| Average Assets, year-to-date | $124,172,200 | 3,477 |
| Average Assets, quarterly | $128,574,500 | 3,467 |
| Volatile liabilities | $17,635,000 | 3,220 |
| Insider loans | $2,628,000 | 1,634 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,667,000 | 4,007 |
| Tier 1 (core) risk-based capital | $9,408,000 | 4,462 |
| Tier 2 risk-based capital | $489,000 | 5,350 |
| Total risk weighted assets | $82,165,400 | 3,343 |
| Total unused commitments | $7,667,000 | 4,021 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 87 | 2,232 |
| Assets and Liabilities | ||
| Total Assets: | $122,684,000 | 3,650 |
| Cash and due from depository institutions | $11,097,000 | 2,232 |
| Interest-bearing balances | $246,000 | 4,064 |
| Securities | $41,607,000 | 3,028 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 6,013 |
| Net loans & leases | $64,161,000 | 4,025 |
| Loan loss allowance | $518,000 | 5,899 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,452,000 | 3,076 |
| Other real estate owned | $166,000 | 2,232 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,501,000 | 4,669 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,684,000 | 3,650 |
| Total liabilities | $114,172,000 | 3,546 |
| Total deposits | $112,021,000 | 3,422 |
| Interest-bearing deposits | $94,377,000 | 3,479 |
| Deposits held in domestic offices | $112,021,000 | 3,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,500,000 | 2,600 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $651,000 | 5,143 |
| Total equity capital | $8,512,000 | 4,961 |
| Total bank equity capital | $8,512,000 | 4,961 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $600,000 | 4,909 |
| Surplus | $928,000 | 8,174 |
| Undivided profits | $6,984,000 | 3,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $881,000 | 2,891 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $543,000 | 4,384 |
| Earning assets | $107,714,000 | 3,807 |
| Long-term assets (5+ years) | $25,936,000 | 2,050 |
| Average Assets, year-to-date | $120,300,200 | 3,584 |
| Average Assets, quarterly | $121,087,000 | 3,666 |
| Volatile liabilities | $12,734,000 | 3,818 |
| Insider loans | $2,114,000 | 2,025 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,081,000 | 4,953 |
| Tier 1 (core) risk-based capital | $8,574,000 | 4,798 |
| Tier 2 risk-based capital | $518,000 | 5,123 |
| Total risk weighted assets | $74,039,400 | 3,565 |
| Total unused commitments | $5,081,000 | 4,966 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 83 | 2,406 |
| Assets and Liabilities | ||
| Total Assets: | $122,187,000 | 3,632 |
| Cash and due from depository institutions | $13,815,000 | 2,406 |
| Interest-bearing balances | $238,000 | 4,252 |
| Securities | $44,841,000 | 2,925 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $59,192,000 | 4,244 |
| Loan loss allowance | $594,000 | 5,456 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,662,000 | 2,766 |
| Other real estate owned | $216,000 | 2,406 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,461,000 | 5,037 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,187,000 | 3,632 |
| Total liabilities | $115,120,000 | 3,519 |
| Total deposits | $112,976,000 | 3,373 |
| Interest-bearing deposits | $94,384,000 | 3,446 |
| Deposits held in domestic offices | $112,976,000 | 3,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,800,000 | 2,754 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $344,000 | 6,740 |
| Total equity capital | $7,067,000 | 5,470 |
| Total bank equity capital | $7,067,000 | 5,470 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $600,000 | 5,160 |
| Surplus | $928,000 | 8,394 |
| Undivided profits | $5,539,000 | 3,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $866,000 | 2,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $428,000 | 4,888 |
| Earning assets | $104,271,000 | 3,884 |
| Long-term assets (5+ years) | $24,253,000 | 2,177 |
| Average Assets, year-to-date | $113,294,800 | 3,838 |
| Average Assets, quarterly | $117,117,000 | 3,761 |
| Volatile liabilities | $8,143,000 | 5,023 |
| Insider loans | $2,448,000 | 1,719 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $220,000 | 1,060 |
| Unused loan commitments | $5,432,000 | 4,673 |
| Tier 1 (core) risk-based capital | $7,786,000 | 5,122 |
| Tier 2 risk-based capital | $594,000 | 4,575 |
| Total risk weighted assets | $69,121,800 | 3,708 |
| Total unused commitments | $5,432,000 | 4,681 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 89 | 2,352 |
| Assets and Liabilities | ||
| Total Assets: | $110,383,000 | 4,079 |
| Cash and due from depository institutions | $5,534,000 | 2,352 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $45,166,000 | 3,086 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 3,521 |
| Net loans & leases | $51,437,000 | 4,675 |
| Loan loss allowance | $694,000 | 4,998 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,444,000 | 2,983 |
| Other real estate owned | $829,000 | 2,352 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,073,000 | 5,793 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,383,000 | 4,079 |
| Total liabilities | $102,742,000 | 3,968 |
| Total deposits | $102,144,000 | 3,814 |
| Interest-bearing deposits | $84,772,000 | 3,983 |
| Deposits held in domestic offices | $102,144,000 | 3,807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $598,000 | 4,686 |
| Total equity capital | $7,641,000 | 5,194 |
| Total bank equity capital | $7,641,000 | 5,194 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $600,000 | 5,380 |
| Surplus | $928,000 | 8,602 |
| Undivided profits | $6,113,000 | 3,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,393,000 | 2,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $405,000 | 4,613 |
| Earning assets | $100,503,000 | 4,112 |
| Long-term assets (5+ years) | $24,941,000 | 2,224 |
| Average Assets, year-to-date | $108,012,600 | 4,053 |
| Average Assets, quarterly | $107,176,000 | 4,147 |
| Volatile liabilities | $9,714,000 | 4,178 |
| Insider loans | $2,589,000 | 1,603 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,840,000 | 6,551 |
| Tier 1 (core) risk-based capital | $7,313,000 | 5,315 |
| Tier 2 risk-based capital | $694,000 | 3,977 |
| Total risk weighted assets | $61,613,800 | 4,080 |
| Total unused commitments | $2,840,000 | 6,571 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 87 | 2,490 |
| Assets and Liabilities | ||
| Total Assets: | $111,388,000 | 4,106 |
| Cash and due from depository institutions | $6,969,000 | 2,490 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $47,069,000 | 2,895 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 5,254 |
| Net loans & leases | $49,536,000 | 4,842 |
| Loan loss allowance | $466,000 | 6,806 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,546,000 | 2,874 |
| Other real estate owned | $1,190,000 | 2,490 |
| Goodwill and other intangibles | $8,000 | 2,935 |
| All other assets | $1,270,000 | 5,256 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,388,000 | 4,106 |
| Total liabilities | $104,138,000 | 4,035 |
| Total deposits | $103,596,000 | 3,865 |
| Interest-bearing deposits | $87,074,000 | 4,042 |
| Deposits held in domestic offices | $103,596,000 | 3,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $542,000 | 5,463 |
| Total equity capital | $7,250,000 | 5,227 |
| Total bank equity capital | $7,250,000 | 5,227 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $928,000 | 8,679 |
| Undivided profits | $5,722,000 | 3,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $559,000 | 5,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $382,000 | 5,278 |
| Earning assets | $99,405,000 | 4,187 |
| Long-term assets (5+ years) | $24,873,000 | 2,186 |
| Average Assets, year-to-date | $111,080,200 | 4,024 |
| Average Assets, quarterly | $110,930,000 | 4,085 |
| Volatile liabilities | $11,865,000 | 3,610 |
| Insider loans | $682,000 | 1,319 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,000,000 | 6,088 |
| Tier 1 (core) risk-based capital | $7,242,000 | 5,175 |
| Tier 2 risk-based capital | $466,000 | 5,538 |
| Total risk weighted assets | $59,308,300 | 4,264 |
| Total unused commitments | $3,000,000 | 6,117 |
| Derivatives | $0 | 651 |