Home > First National Bank of Selmer > Income and Expense
First National Bank of Selmer, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,943,000 | 7,588 |
| Total interest expense | $1,575,000 | 8,286 |
| Net interest income | $2,368,000 | 6,851 |
| Provision for loan and lease losses | $295,000 | 4,193 |
| Total noninterest income | $218,000 | 9,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $1,225,000 | 8,934 |
| Salaries and employee benefits | $569,000 | 9,093 |
| Premises and equipment expense | $105,000 | 10,550 |
| Additional noninterest expense | $551,000 | 7,976 |
| Pre-tax net operating income | $1,066,000 | 5,373 |
| Securities gains (losses) | $-26,000 | 13,541 |
| Applicable income taxes | $287,000 | 6,115 |
| Income before extraordinary items | $753,000 | 5,615 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $753,000 | 5,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 3,179 |
| Cash dividends | $251,000 | 4,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $771,720 | 5,187 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.