Home > First National Bank of Scotia > Income and Expense

First National Bank of Scotia, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$7,713,0001,543
Total interest expense$1,320,0002,402
Net interest income$6,393,0001,284
Provision for loan and lease losses$194,0001,047
Total noninterest income$796,0001,498
Gross Fiduciary activities income$0918
Service charges on deposit accounts$179,0001,283
Trading account gains and fees$0116
Additional Noninterest Income$617,0001,314
Total noninterest expense$5,513,0001,179
Salaries and employee benefits$3,314,0001,134
Premises and equipment expense$633,0001,041
Additional noninterest expense$617,0001,314
Pre-tax net operating income$1,482,0001,769
Securities gains (losses)$-5,0004,004
Applicable income taxes$378,0001,195
Income before extraordinary items$1,099,0001,910
Extraordinary gains, net$047
Net income$1,099,0001,934
Minority interest net income$065
Net income of bank and minority interests.$1,099,0001,910
Net charge-offs$306,000517
Cash dividends$578,0001,258
Sale, conversion, retirement of capital stock, net$0467
Net operating income$1,102,9501,922
2024-12-31 (YTD Data)Rank
Total interest income$660,0004,417
Total interest expense$04,389
Net interest income$26,425,0001,176
Provision for loan and lease losses$03,269
Total noninterest income$1,4354,443
Gross Fiduciary activities income$19,542,000133
Service charges on deposit accounts$1894,323
Trading account gains and fees$0138
Additional Noninterest Income$04,364
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,432
Additional noninterest expense$12,0784,312
Pre-tax net operating income$749,0003,645
Securities gains (losses)$0940
Applicable income taxes$03,278
Income before extraordinary items$04,156
Extraordinary gains, net$6,267,00017
Net income$5,154,0001,679
Minority interest net income$809,00037
Net income of bank and minority interests.$04,155
Net charge-offs$03,072
Cash dividends$62,314,000166
Sale, conversion, retirement of capital stock, net$11,507,00076
Net operating income$34,168
2024-09-30 (YTD Data)Rank
Total interest income$22,436,0001,551
Total interest expense$3,621,0002,519
Net interest income$18,815,0001,212
Provision for loan and lease losses$524,0001,055
Total noninterest income$2,357,0001,554
Gross Fiduciary activities income$0972
Service charges on deposit accounts$532,0001,318
Trading account gains and fees$0139
Additional Noninterest Income$1,825,0001,395
Total noninterest expense$15,465,0001,193
Salaries and employee benefits$9,359,0001,147
Premises and equipment expense$1,676,0001,112
Additional noninterest expense$1,825,0001,395
Pre-tax net operating income$5,183,0001,490
Securities gains (losses)$-3,0003,665
Applicable income taxes$1,322,0001,033
Income before extraordinary items$3,858,0001,644
Extraordinary gains, net$051
Net income$3,858,0001,662
Minority interest net income$082
Net income of bank and minority interests.$3,858,0001,646
Net charge-offs$516,000727
Cash dividends$867,0001,878
Sale, conversion, retirement of capital stock, net$0527
Net operating income$3,860,3701,648
2024-06-30 (YTD Data)Rank
Total interest income$14,676,0001,554
Total interest expense$2,344,0002,524
Net interest income$12,332,0001,222
Provision for loan and lease losses$376,000969
Total noninterest income$1,558,0001,540
Gross Fiduciary activities income$0962
Service charges on deposit accounts$355,0001,299
Trading account gains and fees$0145
Additional Noninterest Income$1,203,0001,390
Total noninterest expense$10,245,0001,207
Salaries and employee benefits$6,221,0001,149
Premises and equipment expense$1,136,0001,103
Additional noninterest expense$1,203,0001,390
Pre-tax net operating income$3,269,0001,525
Securities gains (losses)$-5,0003,629
Applicable income taxes$834,0001,059
Income before extraordinary items$2,430,0001,685
Extraordinary gains, net$052
Net income$2,430,0001,710
Minority interest net income$084
Net income of bank and minority interests.$2,430,0001,687
Net charge-offs$285,000701
Cash dividends$867,0001,553
Sale, conversion, retirement of capital stock, net$0496
Net operating income$2,433,9501,687
2024-03-31 (YTD Data)Rank
Total interest income$7,335,0001,543
Total interest expense$1,180,0002,491
Net interest income$6,155,0001,227
Provision for loan and lease losses$177,000900
Total noninterest income$771,0001,530
Gross Fiduciary activities income$0895
Service charges on deposit accounts$180,0001,283
Trading account gains and fees$0121
Additional Noninterest Income$591,0001,370
Total noninterest expense$5,072,0001,216
Salaries and employee benefits$3,051,0001,169
Premises and equipment expense$584,0001,098
Additional noninterest expense$591,0001,370
Pre-tax net operating income$1,677,0001,460
Securities gains (losses)$3,000493
Applicable income taxes$429,0001,029
Income before extraordinary items$1,251,0001,626
Extraordinary gains, net$051
Net income$1,251,0001,645
Minority interest net income$072
Net income of bank and minority interests.$1,251,0001,626
Net charge-offs$161,000580
Cash dividends$289,0001,619
Sale, conversion, retirement of capital stock, net$0434
Net operating income$1,248,6301,632
2023-12-31 (YTD Data)Rank
Total interest income$27,339,0001,511
Total interest expense$2,604,0002,786
Net interest income$24,735,0001,215
Provision for loan and lease losses$686,0001,059
Total noninterest income$3,847,0001,396
Gross Fiduciary activities income$0981
Service charges on deposit accounts$751,0001,256
Trading account gains and fees$0123
Additional Noninterest Income$3,096,0001,227
Total noninterest expense$20,780,0001,177
Salaries and employee benefits$12,572,0001,110
Premises and equipment expense$2,112,0001,163
Additional noninterest expense$3,096,0001,227
Pre-tax net operating income$7,116,0001,516
Securities gains (losses)$-1,150,0004,320
Applicable income taxes$1,247,0001,291
Income before extraordinary items$4,719,0001,792
Extraordinary gains, net$054
Net income$4,719,0001,814
Minority interest net income$088
Net income of bank and minority interests.$4,719,0001,795
Net charge-offs$807,000598
Cash dividends$1,259,0001,927
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,627,5001,620
2023-09-30 (YTD Data)Rank
Total interest income$20,063,0001,502
Total interest expense$1,644,0002,849
Net interest income$18,419,0001,226
Provision for loan and lease losses$385,0001,167
Total noninterest income$3,092,0001,317
Gross Fiduciary activities income$0950
Service charges on deposit accounts$558,0001,263
Trading account gains and fees$0125
Additional Noninterest Income$2,534,0001,166
Total noninterest expense$14,895,0001,213
Salaries and employee benefits$8,996,0001,158
Premises and equipment expense$1,589,0001,163
Additional noninterest expense$2,534,0001,166
Pre-tax net operating income$6,231,0001,409
Securities gains (losses)$-1,192,0004,465
Applicable income taxes$1,277,0001,110
Income before extraordinary items$3,762,0001,785
Extraordinary gains, net$052
Net income$3,762,0001,800
Minority interest net income$081
Net income of bank and minority interests.$3,762,0001,785
Net charge-offs$162,000972
Cash dividends$870,0001,807
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,703,6801,549
2023-06-30 (YTD Data)Rank
Total interest income$12,965,0001,511
Total interest expense$844,0002,974
Net interest income$12,121,0001,247
Provision for loan and lease losses$190,0001,373
Total noninterest income$2,303,0001,189
Gross Fiduciary activities income$0931
Service charges on deposit accounts$366,0001,259
Trading account gains and fees$0112
Additional Noninterest Income$1,937,0001,002
Total noninterest expense$9,865,0001,206
Salaries and employee benefits$5,908,0001,168
Premises and equipment expense$1,090,0001,125
Additional noninterest expense$1,937,0001,001
Pre-tax net operating income$4,369,0001,326
Securities gains (losses)$-1,197,0004,539
Applicable income taxes$805,0001,158
Income before extraordinary items$2,367,0001,846
Extraordinary gains, net$051
Net income$2,367,0001,866
Minority interest net income$081
Net income of bank and minority interests.$2,367,0001,846
Net charge-offs$93,000948
Cash dividends$578,0001,837
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,312,6301,455
2023-03-31 (YTD Data)Rank
Total interest income$6,235,0001,529
Total interest expense$192,0003,599
Net interest income$6,043,0001,253
Provision for loan and lease losses$-5,0004,426
Total noninterest income$706,0001,610
Gross Fiduciary activities income$0913
Service charges on deposit accounts$185,0001,256
Trading account gains and fees$097
Additional Noninterest Income$521,0001,488
Total noninterest expense$4,796,0001,248
Salaries and employee benefits$2,837,0001,235
Premises and equipment expense$583,0001,082
Additional noninterest expense$521,0001,488
Pre-tax net operating income$1,958,0001,492
Securities gains (losses)$-1,203,0004,591
Applicable income taxes$189,0001,712
Income before extraordinary items$566,0002,760
Extraordinary gains, net$04
Net income$566,0002,760
Minority interest net income$048
Net income of bank and minority interests.$566,0002,760
Net charge-offs$-1,0003,238
Cash dividends$289,0001,614
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,516,3701,611
2022-12-31 (YTD Data)Rank
Total interest income$22,329,0001,437
Total interest expense$409,0003,458
Net interest income$21,920,0001,332
Provision for loan and lease losses$1,060,000784
Total noninterest income$3,095,0001,595
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$777,0001,239
Trading account gains and fees$0116
Additional Noninterest Income$2,318,0001,491
Total noninterest expense$18,703,0001,254
Salaries and employee benefits$11,283,0001,203
Premises and equipment expense$2,135,0001,135
Additional noninterest expense$2,318,0001,491
Pre-tax net operating income$5,252,0001,985
Securities gains (losses)$-6,0003,342
Applicable income taxes$955,0001,591
Income before extraordinary items$4,291,0002,020
Extraordinary gains, net$05
Net income$4,291,0002,019
Minority interest net income$063
Net income of bank and minority interests.$4,291,0002,019
Net charge-offs$744,000488
Cash dividends$1,259,0001,916
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,295,9202,043
2022-09-30 (YTD Data)Rank
Total interest income$16,145,0001,427
Total interest expense$302,0003,287
Net interest income$15,843,0001,352
Provision for loan and lease losses$495,000972
Total noninterest income$2,284,0001,637
Gross Fiduciary activities income$0968
Service charges on deposit accounts$577,0001,260
Trading account gains and fees$0111
Additional Noninterest Income$1,707,0001,525
Total noninterest expense$13,540,0001,278
Salaries and employee benefits$7,999,0001,258
Premises and equipment expense$1,600,0001,133
Additional noninterest expense$1,707,0001,525
Pre-tax net operating income$4,092,0001,909
Securities gains (losses)$-12,0003,821
Applicable income taxes$1,020,0001,331
Income before extraordinary items$3,060,0002,061
Extraordinary gains, net$04
Net income$3,060,0002,060
Minority interest net income$057
Net income of bank and minority interests.$3,060,0002,060
Net charge-offs$411,000493
Cash dividends$1,157,0001,547
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,069,4802,086
2022-06-30 (YTD Data)Rank
Total interest income$10,301,0001,433
Total interest expense$198,0003,216
Net interest income$10,103,0001,375
Provision for loan and lease losses$330,000876
Total noninterest income$1,486,0001,644
Gross Fiduciary activities income$0925
Service charges on deposit accounts$374,0001,259
Trading account gains and fees$0108
Additional Noninterest Income$1,112,0001,567
Total noninterest expense$8,909,0001,284
Salaries and employee benefits$5,284,0001,258
Premises and equipment expense$1,074,0001,118
Additional noninterest expense$2,551,0001,321
Pre-tax net operating income$2,350,0002,005
Securities gains (losses)$-13,0003,992
Applicable income taxes$584,0001,369
Income before extraordinary items$1,753,0002,150
Extraordinary gains, net$04
Net income$1,753,0002,150
Minority interest net income$060
Net income of bank and minority interests.$1,753,0002,150
Net charge-offs$331,000414
Cash dividends$578,0001,782
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,763,2702,182
2022-03-31 (YTD Data)Rank
Total interest income$5,022,0001,429
Total interest expense$99,0003,200
Net interest income$4,923,0001,367
Provision for loan and lease losses$165,000724
Total noninterest income$697,0001,727
Gross Fiduciary activities income$0892
Service charges on deposit accounts$184,0001,252
Trading account gains and fees$0103
Additional Noninterest Income$513,0001,650
Total noninterest expense$4,423,0001,283
Salaries and employee benefits$2,575,0001,283
Premises and equipment expense$587,0001,055
Additional noninterest expense$1,261,0001,326
Pre-tax net operating income$1,032,0002,061
Securities gains (losses)$-8,0004,222
Applicable income taxes$256,0001,432
Income before extraordinary items$768,0002,248
Extraordinary gains, net$04
Net income$768,0002,248
Minority interest net income$050
Net income of bank and minority interests.$768,0002,248
Net charge-offs$273,000307
Cash dividends$578,0001,082
Sale, conversion, retirement of capital stock, net$0453
Net operating income$774,3202,261
2021-12-31 (YTD Data)Rank
Total interest income$21,025,0001,414
Total interest expense$509,0003,154
Net interest income$20,516,0001,334
Provision for loan and lease losses$390,0001,229
Total noninterest income$3,185,0001,731
Gross Fiduciary activities income$0994
Service charges on deposit accounts$686,0001,272
Trading account gains and fees$0132
Additional Noninterest Income$2,499,0001,677
Total noninterest expense$18,373,0001,240
Salaries and employee benefits$10,986,0001,210
Premises and equipment expense$2,143,0001,142
Additional noninterest expense$5,244,0001,272
Pre-tax net operating income$4,938,0002,065
Securities gains (losses)$25,0001,416
Applicable income taxes$1,007,0001,597
Income before extraordinary items$3,956,0002,181
Extraordinary gains, net$010
Net income$3,956,0002,182
Minority interest net income$074
Net income of bank and minority interests.$3,956,0002,182
Net charge-offs$118,0001,272
Cash dividends$1,250,0001,984
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,936,0002,162
2021-09-30 (YTD Data)Rank
Total interest income$15,636,0001,455
Total interest expense$405,0003,166
Net interest income$15,231,0001,362
Provision for loan and lease losses$225,0001,362
Total noninterest income$2,370,0001,797
Gross Fiduciary activities income$0957
Service charges on deposit accounts$417,0001,478
Trading account gains and fees$0132
Additional Noninterest Income$1,953,0001,698
Total noninterest expense$12,847,0001,320
Salaries and employee benefits$7,455,0001,312
Premises and equipment expense$1,806,0001,031
Additional noninterest expense$3,586,0001,386
Pre-tax net operating income$4,529,0001,899
Securities gains (losses)$17,0001,472
Applicable income taxes$1,138,0001,364
Income before extraordinary items$3,408,0002,085
Extraordinary gains, net$08
Net income$3,408,0002,085
Minority interest net income$069
Net income of bank and minority interests.$3,408,0002,086
Net charge-offs$126,000988
Cash dividends$1,157,0001,616
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,394,5702,065
2021-06-30 (YTD Data)Rank
Total interest income$10,324,0001,467
Total interest expense$291,0003,138
Net interest income$10,033,0001,378
Provision for loan and lease losses$60,0001,979
Total noninterest income$1,637,0001,713
Gross Fiduciary activities income$0951
Service charges on deposit accounts$261,0001,500
Trading account gains and fees$0133
Additional Noninterest Income$1,376,0001,590
Total noninterest expense$8,367,0001,332
Salaries and employee benefits$4,810,0001,339
Premises and equipment expense$1,232,0001,013
Additional noninterest expense$2,325,0001,402
Pre-tax net operating income$3,243,0001,773
Securities gains (losses)$12,0001,351
Applicable income taxes$815,0001,302
Income before extraordinary items$2,440,0001,986
Extraordinary gains, net$06
Net income$2,440,0001,985
Minority interest net income$067
Net income of bank and minority interests.$2,440,0001,986
Net charge-offs$118,000845
Cash dividends$578,0001,831
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,430,5201,956
2021-03-31 (YTD Data)Rank
Total interest income$5,290,0001,432
Total interest expense$165,0003,033
Net interest income$5,125,0001,341
Provision for loan and lease losses$300,000548
Total noninterest income$817,0001,713
Gross Fiduciary activities income$0922
Service charges on deposit accounts$133,0001,469
Trading account gains and fees$0127
Additional Noninterest Income$684,0001,607
Total noninterest expense$4,147,0001,329
Salaries and employee benefits$2,352,0001,352
Premises and equipment expense$658,000973
Additional noninterest expense$1,137,0001,386
Pre-tax net operating income$1,495,0001,873
Securities gains (losses)$13,000986
Applicable income taxes$378,0001,361
Income before extraordinary items$1,130,0002,057
Extraordinary gains, net$03
Net income$1,130,0002,056
Minority interest net income$055
Net income of bank and minority interests.$1,130,0002,057
Net charge-offs$41,000905
Cash dividends$578,0001,100
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,119,7302,040
2020-12-31 (YTD Data)Rank
Total interest income$19,575,0001,527
Total interest expense$954,0003,013
Net interest income$18,621,0001,373
Provision for loan and lease losses$885,0001,733
Total noninterest income$3,100,0001,700
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$550,0001,508
Trading account gains and fees$0133
Additional Noninterest Income$2,550,0001,571
Total noninterest expense$16,813,0001,276
Salaries and employee benefits$10,238,0001,235
Premises and equipment expense$2,356,0001,030
Additional noninterest expense$4,219,0001,469
Pre-tax net operating income$4,023,0002,059
Securities gains (losses)$63,0001,614
Applicable income taxes$864,0001,546
Income before extraordinary items$3,222,0002,204
Extraordinary gains, net$04
Net income$3,217,0002,208
Minority interest net income$5,00065
Net income of bank and minority interests.$3,222,0002,204
Net charge-offs$89,0002,086
Cash dividends$1,250,0001,958
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,172,2302,168
2020-09-30 (YTD Data)Rank
Total interest income$14,504,0001,546
Total interest expense$751,0003,042
Net interest income$13,753,0001,385
Provision for loan and lease losses$585,0001,840
Total noninterest income$2,380,0001,626
Gross Fiduciary activities income$0981
Service charges on deposit accounts$408,0001,517
Trading account gains and fees$0125
Additional Noninterest Income$1,972,0001,509
Total noninterest expense$12,102,0001,310
Salaries and employee benefits$7,235,0001,280
Premises and equipment expense$1,746,0001,033
Additional noninterest expense$3,121,0001,468
Pre-tax net operating income$3,446,0001,866
Securities gains (losses)$48,0001,554
Applicable income taxes$878,0001,285
Income before extraordinary items$2,616,0002,082
Extraordinary gains, net$04
Net income$2,613,0002,086
Minority interest net income$3,00060
Net income of bank and minority interests.$2,616,0002,082
Net charge-offs$194,0001,278
Cash dividends$1,157,0001,562
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,578,0802,045
2020-06-30 (YTD Data)Rank
Total interest income$9,598,0001,567
Total interest expense$526,0003,068
Net interest income$9,072,0001,387
Provision for loan and lease losses$330,0001,945
Total noninterest income$1,406,0001,679
Gross Fiduciary activities income$0970
Service charges on deposit accounts$282,0001,509
Trading account gains and fees$0123
Additional Noninterest Income$1,124,0001,555
Total noninterest expense$7,961,0001,315
Salaries and employee benefits$4,793,0001,282
Premises and equipment expense$1,161,0001,031
Additional noninterest expense$2,007,0001,497
Pre-tax net operating income$2,187,0001,875
Securities gains (losses)$48,0001,308
Applicable income taxes$561,0001,247
Income before extraordinary items$1,674,0002,079
Extraordinary gains, net$04
Net income$1,672,0002,080
Minority interest net income$2,00061
Net income of bank and minority interests.$1,674,0002,079
Net charge-offs$122,0001,259
Cash dividends$867,0001,457
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,636,0802,068
2020-03-31 (YTD Data)Rank
Total interest income$4,811,0001,558
Total interest expense$268,0003,162
Net interest income$4,543,0001,360
Provision for loan and lease losses$165,0001,576
Total noninterest income$707,0001,587
Gross Fiduciary activities income$0941
Service charges on deposit accounts$182,0001,401
Trading account gains and fees$0106
Additional Noninterest Income$525,0001,474
Total noninterest expense$4,049,0001,311
Salaries and employee benefits$2,405,0001,282
Premises and equipment expense$600,0001,023
Additional noninterest expense$1,044,0001,466
Pre-tax net operating income$1,036,0001,783
Securities gains (losses)$17,0001,172
Applicable income taxes$264,0001,183
Income before extraordinary items$789,0001,999
Extraordinary gains, net$04
Net income$788,0002,002
Minority interest net income$1,00054
Net income of bank and minority interests.$789,0001,999
Net charge-offs$75,0001,015
Cash dividends$289,0001,691
Sale, conversion, retirement of capital stock, net$0482
Net operating income$775,5701,997
2019-12-31 (YTD Data)Rank
Total interest income$19,117,0001,576
Total interest expense$1,026,0003,270
Net interest income$18,091,0001,352
Provision for loan and lease losses$660,0001,258
Total noninterest income$2,993,0001,565
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$729,0001,448
Trading account gains and fees$0135
Additional Noninterest Income$2,264,0001,434
Total noninterest expense$16,042,0001,273
Salaries and employee benefits$9,831,0001,219
Premises and equipment expense$2,196,0001,090
Additional noninterest expense$4,015,0001,502
Pre-tax net operating income$4,382,0001,938
Securities gains (losses)$10,0001,888
Applicable income taxes$957,0001,464
Income before extraordinary items$3,435,0002,103
Extraordinary gains, net$011
Net income$3,430,0002,107
Minority interest net income$5,00065
Net income of bank and minority interests.$3,435,0002,105
Net charge-offs$422,0001,157
Cash dividends$1,380,0001,976
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,427,1002,072
2019-09-30 (YTD Data)Rank
Total interest income$14,275,0001,601
Total interest expense$754,0003,325
Net interest income$13,521,0001,362
Provision for loan and lease losses$495,0001,171
Total noninterest income$2,262,0001,556
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$538,0001,463
Trading account gains and fees$0129
Additional Noninterest Income$1,724,0001,404
Total noninterest expense$11,721,0001,311
Salaries and employee benefits$7,109,0001,261
Premises and equipment expense$1,600,0001,117
Additional noninterest expense$3,012,0001,503
Pre-tax net operating income$3,567,0001,871
Securities gains (losses)$10,0001,653
Applicable income taxes$893,0001,320
Income before extraordinary items$2,684,0002,094
Extraordinary gains, net$011
Net income$2,680,0002,096
Minority interest net income$4,00064
Net income of bank and minority interests.$2,684,0002,095
Net charge-offs$187,0001,345
Cash dividends$998,0001,838
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,676,1002,068
2019-06-30 (YTD Data)Rank
Total interest income$9,422,0001,617
Total interest expense$500,0003,316
Net interest income$8,922,0001,378
Provision for loan and lease losses$330,0001,143
Total noninterest income$1,446,0001,567
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$346,0001,493
Trading account gains and fees$0131
Additional Noninterest Income$1,100,0001,404
Total noninterest expense$7,856,0001,316
Salaries and employee benefits$4,682,0001,271
Premises and equipment expense$1,077,0001,116
Additional noninterest expense$2,097,0001,469
Pre-tax net operating income$2,182,0001,986
Securities gains (losses)$5,0001,370
Applicable income taxes$546,0001,378
Income before extraordinary items$1,641,0002,209
Extraordinary gains, net$011
Net income$1,639,0002,211
Minority interest net income$2,00063
Net income of bank and minority interests.$1,641,0002,209
Net charge-offs$113,0001,339
Cash dividends$578,0001,975
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,637,0502,183
2019-03-31 (YTD Data)Rank
Total interest income$4,618,0001,639
Total interest expense$242,0003,330
Net interest income$4,376,0001,404
Provision for loan and lease losses$165,0001,082
Total noninterest income$708,0001,556
Gross Fiduciary activities income$0972
Service charges on deposit accounts$161,0001,585
Trading account gains and fees$0126
Additional Noninterest Income$547,0001,362
Total noninterest expense$3,966,0001,303
Salaries and employee benefits$2,334,0001,278
Premises and equipment expense$559,0001,080
Additional noninterest expense$1,073,0001,433
Pre-tax net operating income$953,0002,117
Securities gains (losses)$5,000841
Applicable income taxes$239,0001,441
Income before extraordinary items$719,0002,328
Extraordinary gains, net$05
Net income$718,0002,328
Minority interest net income$1,00047
Net income of bank and minority interests.$719,0002,327
Net charge-offs$56,0001,158
Cash dividends$289,0001,772
Sale, conversion, retirement of capital stock, net$0529
Net operating income$715,0502,321
2018-12-31 (YTD Data)Rank
Total interest income$17,156,0001,656
Total interest expense$530,0003,852
Net interest income$16,626,0001,452
Provision for loan and lease losses$600,0001,277
Total noninterest income$2,857,0001,601
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$711,0001,515
Trading account gains and fees$0126
Additional Noninterest Income$2,146,0001,433
Total noninterest expense$15,171,0001,338
Salaries and employee benefits$9,138,0001,256
Premises and equipment expense$2,065,0001,139
Additional noninterest expense$3,968,0001,513
Pre-tax net operating income$3,712,0002,200
Securities gains (losses)$-10,0004,411
Applicable income taxes$898,0001,482
Income before extraordinary items$2,804,0002,420
Extraordinary gains, net$06
Net income$2,804,0002,418
Minority interest net income$072
Net income of bank and minority interests.$2,804,0002,419
Net charge-offs$282,0001,375
Cash dividends$1,213,0002,002
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,811,9002,413
2018-09-30 (YTD Data)Rank
Total interest income$12,554,0001,679
Total interest expense$365,0003,920
Net interest income$12,189,0001,481
Provision for loan and lease losses$450,0001,204
Total noninterest income$2,150,0001,613
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$517,0001,565
Trading account gains and fees$0138
Additional Noninterest Income$1,633,0001,441
Total noninterest expense$11,046,0001,373
Salaries and employee benefits$6,528,0001,329
Premises and equipment expense$1,525,0001,155
Additional noninterest expense$2,993,0001,515
Pre-tax net operating income$2,843,0002,198
Securities gains (losses)$-3,0004,544
Applicable income taxes$865,0001,294
Income before extraordinary items$1,975,0002,542
Extraordinary gains, net$05
Net income$1,975,0002,541
Minority interest net income$066
Net income of bank and minority interests.$1,975,0002,541
Net charge-offs$198,0001,258
Cash dividends$839,0001,855
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,977,3702,532
2018-06-30 (YTD Data)Rank
Total interest income$8,163,0001,701
Total interest expense$223,0003,980
Net interest income$7,940,0001,506
Provision for loan and lease losses$300,0001,165
Total noninterest income$1,553,0001,525
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$341,0001,560
Trading account gains and fees$0130
Additional Noninterest Income$1,212,0001,349
Total noninterest expense$7,486,0001,357
Salaries and employee benefits$4,323,0001,340
Premises and equipment expense$1,042,0001,130
Additional noninterest expense$2,121,0001,439
Pre-tax net operating income$1,707,0002,327
Securities gains (losses)$6,000682
Applicable income taxes$583,0001,271
Income before extraordinary items$1,130,0002,759
Extraordinary gains, net$06
Net income$1,130,0002,758
Minority interest net income$065
Net income of bank and minority interests.$1,130,0002,758
Net charge-offs$144,0001,102
Cash dividends$560,0001,865
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,125,2602,759
2018-03-31 (YTD Data)Rank
Total interest income$3,988,0001,711
Total interest expense$110,0003,986
Net interest income$3,878,0001,540
Provision for loan and lease losses$150,0001,106
Total noninterest income$779,0001,509
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$170,0001,571
Trading account gains and fees$0123
Additional Noninterest Income$609,0001,322
Total noninterest expense$3,755,0001,356
Salaries and employee benefits$2,145,0001,355
Premises and equipment expense$569,0001,065
Additional noninterest expense$1,041,0001,453
Pre-tax net operating income$752,0002,486
Securities gains (losses)$4,000555
Applicable income taxes$297,0001,229
Income before extraordinary items$459,0003,037
Extraordinary gains, net$07
Net income$459,0003,038
Minority interest net income$052
Net income of bank and minority interests.$459,0003,038
Net charge-offs$55,0001,143
Cash dividends$280,0001,665
Sale, conversion, retirement of capital stock, net$0580
Net operating income$455,8403,043
2017-12-31 (YTD Data)Rank
Total interest income$15,721,0001,681
Total interest expense$339,0004,242
Net interest income$15,382,0001,522
Provision for loan and lease losses$600,0001,276
Total noninterest income$3,027,0001,578
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$695,0001,578
Trading account gains and fees$0151
Additional Noninterest Income$2,332,0001,384
Total noninterest expense$14,763,0001,346
Salaries and employee benefits$8,522,0001,330
Premises and equipment expense$1,892,0001,226
Additional noninterest expense$4,349,0001,411
Pre-tax net operating income$3,046,0002,458
Securities gains (losses)$-4,0004,949
Applicable income taxes$854,0002,018
Income before extraordinary items$2,188,0002,534
Extraordinary gains, net$09
Net income$2,188,0002,534
Minority interest net income$076
Net income of bank and minority interests.$2,188,0002,534
Net charge-offs$465,0001,143
Cash dividends$1,166,0002,025
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,190,8802,514
2017-09-30 (YTD Data)Rank
Total interest income$11,537,0001,709
Total interest expense$241,0004,338
Net interest income$11,296,0001,550
Provision for loan and lease losses$450,0001,230
Total noninterest income$2,124,0001,668
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$514,0001,604
Trading account gains and fees$0145
Additional Noninterest Income$1,610,0001,480
Total noninterest expense$10,605,0001,410
Salaries and employee benefits$6,131,0001,389
Premises and equipment expense$1,416,0001,240
Additional noninterest expense$3,058,0001,487
Pre-tax net operating income$2,365,0002,451
Securities gains (losses)$-4,0005,286
Applicable income taxes$848,0001,611
Income before extraordinary items$1,513,0002,847
Extraordinary gains, net$09
Net income$1,513,0002,846
Minority interest net income$071
Net income of bank and minority interests.$1,513,0002,847
Net charge-offs$163,0001,545
Cash dividends$840,0001,880
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,515,5602,824
2017-06-30 (YTD Data)Rank
Total interest income$7,592,0001,721
Total interest expense$151,0004,417
Net interest income$7,441,0001,557
Provision for loan and lease losses$300,0001,177
Total noninterest income$1,428,0001,647
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$344,0001,585
Trading account gains and fees$0139
Additional Noninterest Income$1,084,0001,469
Total noninterest expense$7,074,0001,410
Salaries and employee benefits$4,028,0001,408
Premises and equipment expense$956,0001,235
Additional noninterest expense$2,090,0001,453
Pre-tax net operating income$1,495,0002,494
Securities gains (losses)$-4,0005,393
Applicable income taxes$505,0001,690
Income before extraordinary items$986,0002,846
Extraordinary gains, net$011
Net income$986,0002,846
Minority interest net income$071
Net income of bank and minority interests.$986,0002,846
Net charge-offs$81,0001,668
Cash dividends$560,0001,876
Sale, conversion, retirement of capital stock, net$0659
Net operating income$988,6402,824
2017-03-31 (YTD Data)Rank
Total interest income$3,776,0001,718
Total interest expense$76,0004,407
Net interest income$3,700,0001,551
Provision for loan and lease losses$150,0001,115
Total noninterest income$649,0001,735
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$172,0001,585
Trading account gains and fees$0142
Additional Noninterest Income$477,0001,570
Total noninterest expense$3,534,0001,422
Salaries and employee benefits$1,977,0001,446
Premises and equipment expense$518,0001,157
Additional noninterest expense$1,039,0001,447
Pre-tax net operating income$665,0002,621
Securities gains (losses)$-4,0005,562
Applicable income taxes$176,0001,975
Income before extraordinary items$485,0002,800
Extraordinary gains, net$08
Net income$485,0002,800
Minority interest net income$055
Net income of bank and minority interests.$485,0002,800
Net charge-offs$71,0001,120
Cash dividends$280,0001,706
Sale, conversion, retirement of capital stock, net$0632
Net operating income$487,9202,776
2016-12-31 (YTD Data)Rank
Total interest income$14,930,0001,689
Total interest expense$291,0004,499
Net interest income$14,639,0001,530
Provision for loan and lease losses$600,0001,295
Total noninterest income$2,570,0001,818
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$706,0001,600
Trading account gains and fees$0170
Additional Noninterest Income$1,864,0001,659
Total noninterest expense$13,613,0001,445
Salaries and employee benefits$7,974,0001,372
Premises and equipment expense$1,781,0001,307
Additional noninterest expense$3,858,0001,580
Pre-tax net operating income$2,996,0002,400
Securities gains (losses)$03,212
Applicable income taxes$935,0001,718
Income before extraordinary items$2,061,0002,738
Extraordinary gains, net$05
Net income$2,061,0002,736
Minority interest net income$082
Net income of bank and minority interests.$2,061,0002,737
Net charge-offs$704,000864
Cash dividends$1,166,0002,021
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,061,0002,685
2016-09-30 (YTD Data)Rank
Total interest income$10,963,0001,739
Total interest expense$222,0004,523
Net interest income$10,741,0001,564
Provision for loan and lease losses$450,0001,227
Total noninterest income$1,944,0001,811
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$527,0001,612
Trading account gains and fees$0169
Additional Noninterest Income$1,417,0001,643
Total noninterest expense$9,852,0001,494
Salaries and employee benefits$5,806,0001,399
Premises and equipment expense$1,324,0001,325
Additional noninterest expense$2,722,0001,669
Pre-tax net operating income$2,383,0002,335
Securities gains (losses)$03,160
Applicable income taxes$965,0001,443
Income before extraordinary items$1,418,0002,909
Extraordinary gains, net$05
Net income$1,418,0002,909
Minority interest net income$071
Net income of bank and minority interests.$1,418,0002,909
Net charge-offs$503,000795
Cash dividends$839,0001,842
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,418,0002,861
2016-06-30 (YTD Data)Rank
Total interest income$7,282,0001,750
Total interest expense$148,0004,542
Net interest income$7,134,0001,575
Provision for loan and lease losses$300,0001,234
Total noninterest income$1,248,0001,846
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$346,0001,619
Trading account gains and fees$0157
Additional Noninterest Income$902,0001,673
Total noninterest expense$6,488,0001,517
Salaries and employee benefits$3,820,0001,421
Premises and equipment expense$880,0001,323
Additional noninterest expense$1,788,0001,700
Pre-tax net operating income$1,594,0002,298
Securities gains (losses)$02,835
Applicable income taxes$646,0001,428
Income before extraordinary items$948,0002,893
Extraordinary gains, net$016
Net income$948,0002,891
Minority interest net income$071
Net income of bank and minority interests.$948,0002,892
Net charge-offs$405,000692
Cash dividends$560,0001,849
Sale, conversion, retirement of capital stock, net$0705
Net operating income$948,0002,817
2016-03-31 (YTD Data)Rank
Total interest income$3,642,0001,746
Total interest expense$80,0004,464
Net interest income$3,562,0001,578
Provision for loan and lease losses$150,0001,146
Total noninterest income$603,0001,846
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$170,0001,626
Trading account gains and fees$0142
Additional Noninterest Income$433,0001,657
Total noninterest expense$3,240,0001,515
Salaries and employee benefits$1,892,0001,449
Premises and equipment expense$456,0001,286
Additional noninterest expense$892,0001,701
Pre-tax net operating income$775,0002,317
Securities gains (losses)$02,077
Applicable income taxes$314,0001,430
Income before extraordinary items$461,0002,877
Extraordinary gains, net$012
Net income$461,0002,876
Minority interest net income$062
Net income of bank and minority interests.$461,0002,877
Net charge-offs$352,000438
Cash dividends$280,0001,684
Sale, conversion, retirement of capital stock, net$0659
Net operating income$461,0002,826
2015-12-31 (YTD Data)Rank
Total interest income$14,537,0001,701
Total interest expense$274,0004,765
Net interest income$14,263,0001,538
Provision for loan and lease losses$600,0001,174
Total noninterest income$2,716,0001,714
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$711,0001,631
Trading account gains and fees$0159
Additional Noninterest Income$2,005,0001,516
Total noninterest expense$13,244,0001,475
Salaries and employee benefits$7,622,0001,409
Premises and equipment expense$1,891,0001,244
Additional noninterest expense$3,731,0001,628
Pre-tax net operating income$3,135,0002,253
Securities gains (losses)$24,0002,130
Applicable income taxes$989,0001,601
Income before extraordinary items$2,170,0002,574
Extraordinary gains, net$023
Net income$2,170,0002,575
Minority interest net income$081
Net income of bank and minority interests.$2,170,0002,576
Net charge-offs$579,0001,045
Cash dividends$1,119,0001,997
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,153,4402,548
2015-09-30 (YTD Data)Rank
Total interest income$10,555,0001,773
Total interest expense$194,0004,912
Net interest income$10,361,0001,599
Provision for loan and lease losses$450,0001,115
Total noninterest income$2,077,0001,702
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$527,0001,653
Trading account gains and fees$0153
Additional Noninterest Income$1,550,0001,500
Total noninterest expense$9,533,0001,531
Salaries and employee benefits$5,551,0001,448
Premises and equipment expense$1,449,0001,236
Additional noninterest expense$2,533,0001,783
Pre-tax net operating income$2,455,0002,216
Securities gains (losses)$03,031
Applicable income taxes$1,019,0001,352
Income before extraordinary items$1,436,0002,851
Extraordinary gains, net$021
Net income$1,436,0002,850
Minority interest net income$078
Net income of bank and minority interests.$1,436,0002,852
Net charge-offs$440,000940
Cash dividends$839,0001,791
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,436,0002,796
2015-06-30 (YTD Data)Rank
Total interest income$7,022,0001,783
Total interest expense$127,0004,983
Net interest income$6,895,0001,602
Provision for loan and lease losses$300,0001,096
Total noninterest income$1,338,0001,760
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$340,0001,673
Trading account gains and fees$0157
Additional Noninterest Income$998,0001,557
Total noninterest expense$6,428,0001,526
Salaries and employee benefits$3,680,0001,461
Premises and equipment expense$1,034,0001,170
Additional noninterest expense$1,714,0001,768
Pre-tax net operating income$1,505,0002,337
Securities gains (losses)$02,636
Applicable income taxes$625,0001,429
Income before extraordinary items$880,0002,989
Extraordinary gains, net$022
Net income$880,0002,989
Minority interest net income$075
Net income of bank and minority interests.$880,0002,991
Net charge-offs$100,0001,732
Cash dividends$839,0001,417
Sale, conversion, retirement of capital stock, net$0751
Net operating income$880,0002,930
2015-03-31 (YTD Data)Rank
Total interest income$3,555,0001,752
Total interest expense$65,0004,996
Net interest income$3,490,0001,583
Provision for loan and lease losses$150,0001,060
Total noninterest income$654,0001,760
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$166,0001,690
Trading account gains and fees$0152
Additional Noninterest Income$488,0001,533
Total noninterest expense$3,249,0001,504
Salaries and employee benefits$1,781,0001,509
Premises and equipment expense$560,0001,082
Additional noninterest expense$908,0001,658
Pre-tax net operating income$745,0002,314
Securities gains (losses)$02,027
Applicable income taxes$309,0001,413
Income before extraordinary items$436,0002,975
Extraordinary gains, net$013
Net income$436,0002,978
Minority interest net income$064
Net income of bank and minority interests.$436,0002,978
Net charge-offs$45,0001,636
Cash dividends$560,0001,024
Sale, conversion, retirement of capital stock, net$0697
Net operating income$436,0002,905
2014-12-31 (YTD Data)Rank
Total interest income$14,731,0001,698
Total interest expense$245,0005,253
Net interest income$14,486,0001,529
Provision for loan and lease losses$530,0001,406
Total noninterest income$2,528,0001,779
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$739,0001,682
Trading account gains and fees$0180
Additional Noninterest Income$1,789,0001,590
Total noninterest expense$12,985,0001,467
Salaries and employee benefits$7,279,0001,437
Premises and equipment expense$1,953,0001,224
Additional noninterest expense$3,753,0001,655
Pre-tax net operating income$3,499,0002,030
Securities gains (losses)$135,0001,045
Applicable income taxes$1,203,0001,359
Income before extraordinary items$2,431,0002,353
Extraordinary gains, net$017
Net income$2,431,0002,353
Minority interest net income$084
Net income of bank and minority interests.$2,431,0002,353
Net charge-offs$186,0002,540
Cash dividends$1,203,0001,795
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,340,5502,378
2014-09-30 (YTD Data)Rank
Total interest income$10,875,0001,733
Total interest expense$176,0005,381
Net interest income$10,699,0001,562
Provision for loan and lease losses$410,0001,352
Total noninterest income$1,868,0001,818
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$556,0001,687
Trading account gains and fees$0174
Additional Noninterest Income$1,312,0001,618
Total noninterest expense$9,420,0001,528
Salaries and employee benefits$5,358,0001,473
Premises and equipment expense$1,466,0001,232
Additional noninterest expense$2,596,0001,773
Pre-tax net operating income$2,737,0002,000
Securities gains (losses)$135,000819
Applicable income taxes$1,192,0001,152
Income before extraordinary items$1,680,0002,519
Extraordinary gains, net$015
Net income$1,680,0002,520
Minority interest net income$081
Net income of bank and minority interests.$1,680,0002,519
Net charge-offs$123,0002,490
Cash dividends$839,0001,694
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,593,6002,571
2014-06-30 (YTD Data)Rank
Total interest income$7,190,0001,741
Total interest expense$114,0005,462
Net interest income$7,076,0001,566
Provision for loan and lease losses$240,0001,487
Total noninterest income$1,164,0001,886
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$364,0001,690
Trading account gains and fees$0172
Additional Noninterest Income$800,0001,700
Total noninterest expense$6,290,0001,526
Salaries and employee benefits$3,554,0001,476
Premises and equipment expense$1,000,0001,218
Additional noninterest expense$1,736,0001,768
Pre-tax net operating income$1,710,0002,048
Securities gains (losses)$135,000637
Applicable income taxes$766,0001,165
Income before extraordinary items$1,079,0002,504
Extraordinary gains, net$020
Net income$1,079,0002,507
Minority interest net income$080
Net income of bank and minority interests.$1,079,0002,508
Net charge-offs$63,0002,589
Cash dividends$560,0001,703
Sale, conversion, retirement of capital stock, net$0794
Net operating income$992,6002,614
2014-03-31 (YTD Data)Rank
Total interest income$3,570,0001,746
Total interest expense$58,0005,517
Net interest income$3,512,0001,556
Provision for loan and lease losses$120,0001,448
Total noninterest income$592,0001,820
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$178,0001,707
Trading account gains and fees$0147
Additional Noninterest Income$414,0001,611
Total noninterest expense$3,150,0001,526
Salaries and employee benefits$1,737,0001,512
Premises and equipment expense$527,0001,179
Additional noninterest expense$886,0001,723
Pre-tax net operating income$834,0002,032
Securities gains (losses)$01,715
Applicable income taxes$346,0001,208
Income before extraordinary items$488,0002,614
Extraordinary gains, net$016
Net income$488,0002,618
Minority interest net income$066
Net income of bank and minority interests.$488,0002,618
Net charge-offs$7,0002,989
Cash dividends$280,0001,508
Sale, conversion, retirement of capital stock, net$0747
Net operating income$488,0002,572
2013-12-31 (YTD Data)Rank
Total interest income$13,830,0001,809
Total interest expense$279,0005,510
Net interest income$13,551,0001,604
Provision for loan and lease losses$360,0002,221
Total noninterest income$3,319,0001,512
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$765,0001,709
Trading account gains and fees$0184
Additional Noninterest Income$2,554,0001,278
Total noninterest expense$13,297,0001,469
Salaries and employee benefits$7,899,0001,345
Premises and equipment expense$1,844,0001,286
Additional noninterest expense$3,554,0001,786
Pre-tax net operating income$3,213,0002,065
Securities gains (losses)$03,182
Applicable income taxes$850,0001,626
Income before extraordinary items$2,363,0002,303
Extraordinary gains, net$029
Net income$2,363,0002,307
Minority interest net income$090
Net income of bank and minority interests.$2,363,0002,306
Net charge-offs$344,0002,415
Cash dividends$1,203,0001,701
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,363,0002,249
2013-09-30 (YTD Data)Rank
Total interest income$10,167,0001,848
Total interest expense$216,0005,556
Net interest income$9,951,0001,633
Provision for loan and lease losses$270,0002,189
Total noninterest income$2,458,0001,545
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$574,0001,715
Trading account gains and fees$0180
Additional Noninterest Income$1,884,0001,328
Total noninterest expense$9,351,0001,550
Salaries and employee benefits$5,552,0001,424
Premises and equipment expense$1,379,0001,299
Additional noninterest expense$2,420,0001,937
Pre-tax net operating income$2,788,0001,861
Securities gains (losses)$03,040
Applicable income taxes$1,097,0001,170
Income before extraordinary items$1,691,0002,418
Extraordinary gains, net$025
Net income$1,691,0002,422
Minority interest net income$084
Net income of bank and minority interests.$1,691,0002,422
Net charge-offs$235,0002,385
Cash dividends$839,0001,628
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,691,0002,353
2013-06-30 (YTD Data)Rank
Total interest income$6,776,0001,850
Total interest expense$153,0005,522
Net interest income$6,623,0001,624
Provision for loan and lease losses$180,0002,226
Total noninterest income$1,625,0001,561
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$376,0001,708
Trading account gains and fees$0157
Additional Noninterest Income$1,249,0001,358
Total noninterest expense$6,231,0001,550
Salaries and employee benefits$3,684,0001,431
Premises and equipment expense$913,0001,314
Additional noninterest expense$1,634,0001,915
Pre-tax net operating income$1,837,0001,854
Securities gains (losses)$02,791
Applicable income taxes$752,0001,143
Income before extraordinary items$1,085,0002,463
Extraordinary gains, net$022
Net income$1,085,0002,470
Minority interest net income$082
Net income of bank and minority interests.$1,085,0002,469
Net charge-offs$147,0002,397
Cash dividends$560,0001,589
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,085,0002,372
2013-03-31 (YTD Data)Rank
Total interest income$3,406,0001,850
Total interest expense$80,0005,527
Net interest income$3,326,0001,625
Provision for loan and lease losses$90,0002,172
Total noninterest income$823,0001,537
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$189,0001,685
Trading account gains and fees$0148
Additional Noninterest Income$634,0001,339
Total noninterest expense$3,141,0001,551
Salaries and employee benefits$1,840,0001,444
Premises and equipment expense$461,0001,315
Additional noninterest expense$840,0001,863
Pre-tax net operating income$918,0001,847
Securities gains (losses)$01,966
Applicable income taxes$381,0001,125
Income before extraordinary items$537,0002,460
Extraordinary gains, net$010
Net income$537,0002,462
Minority interest net income$076
Net income of bank and minority interests.$537,0002,462
Net charge-offs$118,0001,761
Cash dividends$280,0001,387
Sale, conversion, retirement of capital stock, net$0789
Net operating income$537,0002,366
2012-12-31 (YTD Data)Rank
Total interest income$14,338,0001,839
Total interest expense$634,0004,627
Net interest income$13,704,0001,609
Provision for loan and lease losses$300,0003,343
Total noninterest income$3,346,0001,522
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$672,0001,971
Trading account gains and fees$0166
Additional Noninterest Income$2,674,0001,272
Total noninterest expense$13,380,0001,471
Salaries and employee benefits$8,093,0001,280
Premises and equipment expense$1,873,0001,269
Additional noninterest expense$3,414,0001,922
Pre-tax net operating income$3,370,0001,888
Securities gains (losses)$25,0003,094
Applicable income taxes$1,065,0001,416
Income before extraordinary items$2,330,0002,307
Extraordinary gains, net$029
Net income$2,330,0002,308
Minority interest net income$093
Net income of bank and minority interests.$2,330,0002,309
Net charge-offs$231,0003,616
Cash dividends$1,007,0001,924
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,312,7502,203
2012-09-30 (YTD Data)Rank
Total interest income$10,723,0001,873
Total interest expense$539,0004,468
Net interest income$10,184,0001,636
Provision for loan and lease losses$270,0003,108
Total noninterest income$2,343,0001,596
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$464,0002,122
Trading account gains and fees$0157
Additional Noninterest Income$1,879,0001,326
Total noninterest expense$9,270,0001,575
Salaries and employee benefits$5,580,0001,376
Premises and equipment expense$1,395,0001,285
Additional noninterest expense$2,295,0002,120
Pre-tax net operating income$2,987,0001,703
Securities gains (losses)$25,0002,786
Applicable income taxes$1,250,0001,033
Income before extraordinary items$1,762,0002,346
Extraordinary gains, net$020
Net income$1,762,0002,347
Minority interest net income$086
Net income of bank and minority interests.$1,762,0002,347
Net charge-offs$123,0003,765
Cash dividends$644,0001,771
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,746,0002,235
2012-06-30 (YTD Data)Rank
Total interest income$7,145,0001,878
Total interest expense$397,0004,346
Net interest income$6,748,0001,638
Provision for loan and lease losses$180,0003,106
Total noninterest income$1,463,0001,657
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$294,0002,196
Trading account gains and fees$0153
Additional Noninterest Income$1,169,0001,362
Total noninterest expense$6,167,0001,576
Salaries and employee benefits$3,735,0001,383
Premises and equipment expense$939,0001,266
Additional noninterest expense$1,493,0002,169
Pre-tax net operating income$1,864,0001,779
Securities gains (losses)$25,0002,404
Applicable income taxes$784,0001,079
Income before extraordinary items$1,105,0002,422
Extraordinary gains, net$019
Net income$1,105,0002,422
Minority interest net income$084
Net income of bank and minority interests.$1,105,0002,422
Net charge-offs$78,0003,649
Cash dividends$363,0001,944
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,089,0002,322
2012-03-31 (YTD Data)Rank
Total interest income$3,639,0001,867
Total interest expense$204,0004,405
Net interest income$3,435,0001,622
Provision for loan and lease losses$90,0002,992
Total noninterest income$723,0001,654
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$125,0002,469
Trading account gains and fees$0148
Additional Noninterest Income$598,0001,325
Total noninterest expense$3,089,0001,580
Salaries and employee benefits$1,857,0001,401
Premises and equipment expense$482,0001,243
Additional noninterest expense$750,0002,151
Pre-tax net operating income$979,0001,716
Securities gains (losses)$25,0001,501
Applicable income taxes$417,0001,034
Income before extraordinary items$587,0002,299
Extraordinary gains, net$019
Net income$587,0002,301
Minority interest net income$078
Net income of bank and minority interests.$587,0002,302
Net charge-offs$31,0003,398
Cash dividends$363,0001,135
Sale, conversion, retirement of capital stock, net$0861
Net operating income$571,0002,238
2011-12-31 (YTD Data)Rank
Total interest income$14,676,0001,921
Total interest expense$1,080,0004,228
Net interest income$13,596,0001,637
Provision for loan and lease losses$440,0003,626
Total noninterest income$2,734,0001,604
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$515,0002,507
Trading account gains and fees$0146
Additional Noninterest Income$2,219,0001,267
Total noninterest expense$12,769,0001,530
Salaries and employee benefits$7,798,0001,266
Premises and equipment expense$1,890,0001,316
Additional noninterest expense$3,081,0002,156
Pre-tax net operating income$3,121,0001,767
Securities gains (losses)$3,0003,591
Applicable income taxes$981,0001,360
Income before extraordinary items$2,143,0002,128
Extraordinary gains, net$029
Net income$2,143,0002,129
Minority interest net income$096
Net income of bank and minority interests.$2,143,0002,129
Net charge-offs$122,0004,801
Cash dividends$1,203,0001,420
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,140,9302,056
2011-09-30 (YTD Data)Rank
Total interest income$10,987,0001,952
Total interest expense$844,0004,229
Net interest income$10,143,0001,652
Provision for loan and lease losses$360,0003,361
Total noninterest income$1,959,0001,637
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$384,0002,532
Trading account gains and fees$0145
Additional Noninterest Income$1,575,0001,300
Total noninterest expense$9,167,0001,596
Salaries and employee benefits$5,468,0001,369
Premises and equipment expense$1,430,0001,323
Additional noninterest expense$2,269,0002,203
Pre-tax net operating income$2,575,0001,691
Securities gains (losses)$03,555
Applicable income taxes$1,068,0001,032
Income before extraordinary items$1,507,0002,309
Extraordinary gains, net$021
Net income$1,507,0002,309
Minority interest net income$087
Net income of bank and minority interests.$1,507,0002,310
Net charge-offs$29,0005,343
Cash dividends$839,0001,321
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,507,0002,207
2011-06-30 (YTD Data)Rank
Total interest income$7,334,0001,963
Total interest expense$581,0004,260
Net interest income$6,753,0001,660
Provision for loan and lease losses$240,0003,291
Total noninterest income$1,190,0001,753
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$252,0002,545
Trading account gains and fees$0153
Additional Noninterest Income$938,0001,408
Total noninterest expense$6,106,0001,607
Salaries and employee benefits$3,618,0001,383
Premises and equipment expense$964,0001,322
Additional noninterest expense$1,524,0002,213
Pre-tax net operating income$1,597,0001,786
Securities gains (losses)$02,914
Applicable income taxes$663,0001,064
Income before extraordinary items$934,0002,399
Extraordinary gains, net$015
Net income$934,0002,399
Minority interest net income$089
Net income of bank and minority interests.$934,0002,399
Net charge-offs$50,0004,446
Cash dividends$560,0001,316
Sale, conversion, retirement of capital stock, net$0986
Net operating income$934,0002,313
2011-03-31 (YTD Data)Rank
Total interest income$3,633,0001,981
Total interest expense$301,0004,285
Net interest income$3,332,0001,681
Provision for loan and lease losses$120,0003,114
Total noninterest income$591,0001,768
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$128,0002,490
Trading account gains and fees$0158
Additional Noninterest Income$463,0001,423
Total noninterest expense$3,040,0001,630
Salaries and employee benefits$1,774,0001,428
Premises and equipment expense$514,0001,272
Additional noninterest expense$752,0002,216
Pre-tax net operating income$763,0001,846
Securities gains (losses)$01,772
Applicable income taxes$317,0001,075
Income before extraordinary items$446,0002,461
Extraordinary gains, net$09
Net income$446,0002,460
Minority interest net income$086
Net income of bank and minority interests.$446,0002,461
Net charge-offs$15,0004,195
Cash dividends$280,0001,182
Sale, conversion, retirement of capital stock, net$0925
Net operating income$446,0002,413
2010-12-31 (YTD Data)Rank
Total interest income$15,034,0002,013
Total interest expense$1,478,0004,299
Net interest income$13,556,0001,635
Provision for loan and lease losses$520,0004,055
Total noninterest income$2,614,0001,707
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$591,0002,315
Trading account gains and fees$0175
Additional Noninterest Income$2,023,0001,392
Total noninterest expense$12,498,0001,591
Salaries and employee benefits$7,606,0001,291
Premises and equipment expense$1,821,0001,411
Additional noninterest expense$3,071,0002,253
Pre-tax net operating income$3,152,0001,558
Securities gains (losses)$03,793
Applicable income taxes$1,008,0001,208
Income before extraordinary items$2,144,0001,904
Extraordinary gains, net$029
Net income$2,144,0001,905
Minority interest net income$0111
Net income of bank and minority interests.$2,144,0001,906
Net charge-offs$209,0004,727
Cash dividends$1,203,0001,285
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,144,0001,834
2010-09-30 (YTD Data)Rank
Total interest income$11,193,0002,065
Total interest expense$1,135,0004,383
Net interest income$10,058,0001,675
Provision for loan and lease losses$360,0004,061
Total noninterest income$1,845,0001,800
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$460,0002,309
Trading account gains and fees$0165
Additional Noninterest Income$1,385,0001,416
Total noninterest expense$8,909,0001,654
Salaries and employee benefits$5,399,0001,365
Premises and equipment expense$1,325,0001,469
Additional noninterest expense$2,185,0002,306
Pre-tax net operating income$2,634,0001,497
Securities gains (losses)$03,651
Applicable income taxes$1,093,000943
Income before extraordinary items$1,541,0002,096
Extraordinary gains, net$023
Net income$1,541,0002,097
Minority interest net income$0110
Net income of bank and minority interests.$1,541,0002,098
Net charge-offs$135,0004,609
Cash dividends$839,0001,230
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,541,0002,002
2010-06-30 (YTD Data)Rank
Total interest income$7,379,0002,113
Total interest expense$766,0004,458
Net interest income$6,613,0001,705
Provision for loan and lease losses$240,0003,941
Total noninterest income$1,148,0001,835
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$318,0002,241
Trading account gains and fees$0152
Additional Noninterest Income$830,0001,484
Total noninterest expense$5,858,0001,682
Salaries and employee benefits$3,576,0001,392
Premises and equipment expense$870,0001,510
Additional noninterest expense$1,412,0002,372
Pre-tax net operating income$1,663,0001,565
Securities gains (losses)$03,184
Applicable income taxes$690,000949
Income before extraordinary items$973,0002,168
Extraordinary gains, net$019
Net income$973,0002,166
Minority interest net income$0105
Net income of bank and minority interests.$973,0002,170
Net charge-offs$125,0004,002
Cash dividends$560,0001,220
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$973,0002,092
2010-03-31 (YTD Data)Rank
Total interest income$3,709,0002,149
Total interest expense$384,0004,580
Net interest income$3,325,0001,707
Provision for loan and lease losses$120,0003,696
Total noninterest income$561,0001,860
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$161,0002,222
Trading account gains and fees$0175
Additional Noninterest Income$400,0001,511
Total noninterest expense$2,898,0001,720
Salaries and employee benefits$1,771,0001,411
Premises and equipment expense$452,0001,494
Additional noninterest expense$675,0002,449
Pre-tax net operating income$868,0001,506
Securities gains (losses)$02,284
Applicable income taxes$360,000904
Income before extraordinary items$508,0002,119
Extraordinary gains, net$016
Net income$508,0002,118
Minority interest net income$091
Net income of bank and minority interests.$508,0002,119
Net charge-offs$79,0003,321
Cash dividends$280,0001,137
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$508,0002,031
2009-12-31 (YTD Data)Rank
Total interest income$15,192,0002,207
Total interest expense$2,166,0004,238
Net interest income$13,026,0001,721
Provision for loan and lease losses$360,0005,016
Total noninterest income$2,618,0001,770
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$630,0002,451
Trading account gains and fees$0211
Additional Noninterest Income$1,988,0001,378
Total noninterest expense$12,535,0001,634
Salaries and employee benefits$7,560,0001,314
Premises and equipment expense$1,625,0001,667
Additional noninterest expense$3,350,0002,142
Pre-tax net operating income$2,749,0001,454
Securities gains (losses)$03,754
Applicable income taxes$852,0001,079
Income before extraordinary items$1,897,0001,765
Extraordinary gains, net$034
Net income$1,897,0001,764
Minority interest net income$0115
Net income of bank and minority interests.$1,897,0001,765
Net charge-offs$423,0004,005
Cash dividends$616,0002,278
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,897,0001,721
2009-09-30 (YTD Data)Rank
Total interest income$11,346,0002,241
Total interest expense$1,732,0004,219
Net interest income$9,614,0001,744
Provision for loan and lease losses$270,0004,739
Total noninterest income$2,002,0001,775
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$464,0002,504
Trading account gains and fees$0212
Additional Noninterest Income$1,538,0001,367
Total noninterest expense$9,134,0001,662
Salaries and employee benefits$5,425,0001,409
Premises and equipment expense$1,209,0001,695
Additional noninterest expense$2,500,0002,109
Pre-tax net operating income$2,212,0001,474
Securities gains (losses)$03,497
Applicable income taxes$918,000898
Income before extraordinary items$1,294,0002,047
Extraordinary gains, net$027
Net income$1,294,0002,046
Minority interest net income$0118
Net income of bank and minority interests.$1,294,0002,047
Net charge-offs$274,0003,850
Cash dividends$261,0002,788
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,294,0002,006
2009-06-30 (YTD Data)Rank
Total interest income$7,523,0002,288
Total interest expense$1,215,0004,216
Net interest income$6,308,0001,774
Provision for loan and lease losses$180,0004,468
Total noninterest income$1,439,0001,703
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$304,0002,519
Trading account gains and fees$0193
Additional Noninterest Income$1,135,0001,309
Total noninterest expense$6,107,0001,687
Salaries and employee benefits$3,617,0001,434
Premises and equipment expense$825,0001,680
Additional noninterest expense$1,665,0002,128
Pre-tax net operating income$1,460,0001,554
Securities gains (losses)$03,136
Applicable income taxes$606,000925
Income before extraordinary items$854,0002,130
Extraordinary gains, net$021
Net income$854,0002,127
Minority interest net income$0112
Net income of bank and minority interests.$854,0002,129
Net charge-offs$224,0003,293
Cash dividends$187,0002,763
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$854,0002,063
2009-03-31 (YTD Data)Rank
Total interest income$3,804,0002,296
Total interest expense$627,0004,245
Net interest income$3,177,0001,743
Provision for loan and lease losses$90,0004,033
Total noninterest income$778,0001,578
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$147,0002,511
Trading account gains and fees$0171
Additional Noninterest Income$631,0001,192
Total noninterest expense$2,993,0001,669
Salaries and employee benefits$1,808,0001,449
Premises and equipment expense$431,0001,644
Additional noninterest expense$754,0002,092
Pre-tax net operating income$872,0001,481
Securities gains (losses)$02,434
Applicable income taxes$362,000899
Income before extraordinary items$510,0002,094
Extraordinary gains, net$015
Net income$510,0002,095
Minority interest net income$0102
Net income of bank and minority interests.$510,0002,095
Net charge-offs$86,0003,034
Cash dividends$93,0002,330
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$510,0001,968
2008-12-31 (YTD Data)Rank
Total interest income$16,121,0002,318
Total interest expense$3,338,0003,964
Net interest income$12,783,0001,743
Provision for loan and lease losses$360,0004,303
Total noninterest income$1,960,0002,180
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$638,0002,525
Trading account gains and fees$0154
Additional Noninterest Income$1,322,0001,754
Total noninterest expense$11,667,0001,673
Salaries and employee benefits$6,948,0001,487
Premises and equipment expense$1,782,0001,554
Additional noninterest expense$2,937,0002,040
Pre-tax net operating income$2,716,0001,959
Securities gains (losses)$03,220
Applicable income taxes$840,0001,352
Income before extraordinary items$1,876,0002,122
Extraordinary gains, net$039
Net income$1,876,0002,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0004,747
Cash dividends$578,0003,181
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,876,0002,236
2008-09-30 (YTD Data)Rank
Total interest income$12,041,0002,375
Total interest expense$2,629,0003,952
Net interest income$9,412,0001,791
Provision for loan and lease losses$270,0003,724
Total noninterest income$1,412,0002,311
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$465,0002,598
Trading account gains and fees$0148
Additional Noninterest Income$947,0001,894
Total noninterest expense$8,276,0001,750
Salaries and employee benefits$4,921,0001,592
Premises and equipment expense$1,336,0001,568
Additional noninterest expense$2,019,0002,148
Pre-tax net operating income$2,278,0002,082
Securities gains (losses)$03,106
Applicable income taxes$944,0001,208
Income before extraordinary items$1,334,0002,552
Extraordinary gains, net$031
Net income$1,334,0002,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,117
Cash dividends$326,0003,279
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,334,0002,678
2008-06-30 (YTD Data)Rank
Total interest income$7,970,0002,425
Total interest expense$1,903,0003,868
Net interest income$6,067,0001,850
Provision for loan and lease losses$180,0003,306
Total noninterest income$955,0002,305
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$293,0002,687
Trading account gains and fees$0149
Additional Noninterest Income$662,0001,862
Total noninterest expense$5,412,0001,781
Salaries and employee benefits$3,232,0001,629
Premises and equipment expense$884,0001,578
Additional noninterest expense$1,296,0002,185
Pre-tax net operating income$1,430,0002,302
Securities gains (losses)$03,233
Applicable income taxes$592,0001,406
Income before extraordinary items$838,0002,958
Extraordinary gains, net$021
Net income$838,0002,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,555
Cash dividends$233,0003,265
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$838,0002,912
2008-03-31 (YTD Data)Rank
Total interest income$3,971,0002,488
Total interest expense$1,027,0003,838
Net interest income$2,944,0001,895
Provision for loan and lease losses$90,0002,858
Total noninterest income$505,0002,225
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$159,0002,493
Trading account gains and fees$0158
Additional Noninterest Income$346,0001,800
Total noninterest expense$2,647,0001,808
Salaries and employee benefits$1,607,0001,639
Premises and equipment expense$452,0001,546
Additional noninterest expense$588,0002,360
Pre-tax net operating income$712,0002,382
Securities gains (losses)$02,688
Applicable income taxes$295,0001,496
Income before extraordinary items$417,0003,105
Extraordinary gains, net$015
Net income$417,0003,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,990
Cash dividends$93,0002,999
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$417,0003,027
2007-12-31 (YTD Data)Rank
Total interest income$15,810,0002,561
Total interest expense$3,952,0004,040
Net interest income$11,858,0001,915
Provision for loan and lease losses$360,0002,860
Total noninterest income$1,805,0002,374
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$550,0002,849
Trading account gains and fees$0178
Additional Noninterest Income$1,255,0001,904
Total noninterest expense$10,746,0001,725
Salaries and employee benefits$6,478,0001,563
Premises and equipment expense$1,756,0001,521
Additional noninterest expense$2,512,0002,173
Pre-tax net operating income$2,557,0002,776
Securities gains (losses)$02,146
Applicable income taxes$859,0002,055
Income before extraordinary items$1,698,0003,174
Extraordinary gains, net$039
Net income$1,698,0003,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,669
Cash dividends$617,0003,381
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,698,0003,161
2007-09-30 (YTD Data)Rank
Total interest income$11,558,0002,613
Total interest expense$2,878,0004,117
Net interest income$8,680,0001,976
Provision for loan and lease losses$270,0002,452
Total noninterest income$1,296,0002,452
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$393,0002,938
Trading account gains and fees$0184
Additional Noninterest Income$903,0001,963
Total noninterest expense$7,541,0001,811
Salaries and employee benefits$4,629,0001,628
Premises and equipment expense$1,292,0001,536
Additional noninterest expense$1,620,0002,439
Pre-tax net operating income$2,165,0002,699
Securities gains (losses)$01,655
Applicable income taxes$898,0001,765
Income before extraordinary items$1,267,0003,351
Extraordinary gains, net$033
Net income$1,267,0003,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,621
Cash dividends$477,0003,009
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,267,0003,337
2007-06-30 (YTD Data)Rank
Total interest income$7,569,0002,675
Total interest expense$1,861,0004,203
Net interest income$5,708,0002,035
Provision for loan and lease losses$180,0002,301
Total noninterest income$879,0002,427
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$263,0002,925
Trading account gains and fees$0168
Additional Noninterest Income$616,0001,944
Total noninterest expense$4,986,0001,852
Salaries and employee benefits$3,057,0001,678
Premises and equipment expense$850,0001,576
Additional noninterest expense$1,079,0002,452
Pre-tax net operating income$1,421,0002,781
Securities gains (losses)$01,444
Applicable income taxes$591,0001,860
Income before extraordinary items$830,0003,444
Extraordinary gains, net$029
Net income$830,0003,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,139
Cash dividends$384,0002,833
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$830,0003,417
2007-03-31 (YTD Data)Rank
Total interest income$3,749,0002,694
Total interest expense$903,0004,260
Net interest income$2,846,0002,048
Provision for loan and lease losses$90,0002,153
Total noninterest income$433,0002,426
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$139,0002,749
Trading account gains and fees$0195
Additional Noninterest Income$294,0001,990
Total noninterest expense$2,462,0001,876
Salaries and employee benefits$1,518,0001,715
Premises and equipment expense$428,0001,568
Additional noninterest expense$516,0002,549
Pre-tax net operating income$727,0002,728
Securities gains (losses)$01,187
Applicable income taxes$299,0001,861
Income before extraordinary items$428,0003,343
Extraordinary gains, net$022
Net income$428,0003,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,195
Cash dividends$84,0003,284
Sale, conversion, retirement of capital stock, net$0885
Net operating income$428,0003,321
2006-12-31 (YTD Data)Rank
Total interest income$13,872,0002,712
Total interest expense$2,662,0004,647
Net interest income$11,210,0002,074
Provision for loan and lease losses$430,0002,148
Total noninterest income$1,817,0002,377
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$594,0002,701
Trading account gains and fees$0130
Additional Noninterest Income$1,223,0001,936
Total noninterest expense$10,176,0001,754
Salaries and employee benefits$6,270,0001,570
Premises and equipment expense$1,643,0001,563
Additional noninterest expense$2,263,0002,293
Pre-tax net operating income$2,421,0003,197
Securities gains (losses)$01,687
Applicable income taxes$859,0002,378
Income before extraordinary items$1,562,0003,686
Extraordinary gains, net$051
Net income$1,562,0003,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0002,469
Cash dividends$382,0004,161
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,562,0003,663
2006-09-30 (YTD Data)Rank
Total interest income$10,068,0002,785
Total interest expense$1,837,0004,795
Net interest income$8,231,0002,134
Provision for loan and lease losses$340,0001,939
Total noninterest income$1,300,0002,470
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$445,0002,713
Trading account gains and fees$0126
Additional Noninterest Income$855,0002,034
Total noninterest expense$7,336,0001,819
Salaries and employee benefits$4,547,0001,635
Premises and equipment expense$1,228,0001,581
Additional noninterest expense$1,561,0002,462
Pre-tax net operating income$1,855,0003,275
Securities gains (losses)$01,388
Applicable income taxes$771,0002,255
Income before extraordinary items$1,084,0003,970
Extraordinary gains, net$045
Net income$1,084,0003,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0002,056
Cash dividends$252,0003,885
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,084,0003,961
2006-06-30 (YTD Data)Rank
Total interest income$6,541,0002,807
Total interest expense$1,141,0004,882
Net interest income$5,400,0002,164
Provision for loan and lease losses$240,0001,809
Total noninterest income$836,0002,519
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$287,0002,756
Trading account gains and fees$0126
Additional Noninterest Income$549,0002,085
Total noninterest expense$4,806,0001,849
Salaries and employee benefits$3,028,0001,634
Premises and equipment expense$817,0001,588
Additional noninterest expense$961,0002,661
Pre-tax net operating income$1,190,0003,381
Securities gains (losses)$01,185
Applicable income taxes$494,0002,329
Income before extraordinary items$696,0004,086
Extraordinary gains, net$039
Net income$696,0004,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0001,804
Cash dividends$167,0003,905
Sale, conversion, retirement of capital stock, net$0887
Net operating income$696,0004,074
2006-03-31 (YTD Data)Rank
Total interest income$3,197,0002,819
Total interest expense$526,0004,970
Net interest income$2,671,0002,180
Provision for loan and lease losses$120,0001,730
Total noninterest income$433,0002,425
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$141,0002,720
Trading account gains and fees$0115
Additional Noninterest Income$292,0001,983
Total noninterest expense$2,428,0001,835
Salaries and employee benefits$1,537,0001,617
Premises and equipment expense$423,0001,544
Additional noninterest expense$468,0002,697
Pre-tax net operating income$556,0003,506
Securities gains (losses)$0955
Applicable income taxes$226,0002,433
Income before extraordinary items$330,0004,173
Extraordinary gains, net$021
Net income$330,0004,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0001,331
Cash dividends$84,0003,259
Sale, conversion, retirement of capital stock, net$0648
Net operating income$330,0004,153
2005-12-31 (YTD Data)Rank
Total interest income$12,210,0002,671
Total interest expense$1,480,0005,256
Net interest income$10,730,0002,067
Provision for loan and lease losses$440,0002,107
Total noninterest income$1,952,0002,257
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$594,0002,676
Trading account gains and fees$0138
Additional Noninterest Income$1,358,0001,793
Total noninterest expense$10,083,0001,691
Salaries and employee benefits$6,193,0001,521
Premises and equipment expense$1,637,0001,491
Additional noninterest expense$2,253,0002,221
Pre-tax net operating income$2,159,0003,508
Securities gains (losses)$13,0001,399
Applicable income taxes$697,0002,824
Income before extraordinary items$1,475,0003,819
Extraordinary gains, net$046
Net income$1,475,0003,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$345,0001,573
Cash dividends$373,0004,095
Sale, conversion, retirement of capital stock, net$13,000872
Net operating income$1,466,1603,808
2005-09-30 (YTD Data)Rank
Total interest income$9,012,0002,646
Total interest expense$1,036,0005,337
Net interest income$7,976,0002,072
Provision for loan and lease losses$360,0001,866
Total noninterest income$1,234,0002,528
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$581,0002,163
Trading account gains and fees$0126
Additional Noninterest Income$653,0002,416
Total noninterest expense$7,333,0001,713
Salaries and employee benefits$4,522,0001,540
Premises and equipment expense$1,222,0001,482
Additional noninterest expense$1,589,0002,320
Pre-tax net operating income$1,517,0003,712
Securities gains (losses)$16,0001,308
Applicable income taxes$589,0002,670
Income before extraordinary items$944,0004,331
Extraordinary gains, net$035
Net income$944,0004,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0001,778
Cash dividends$252,0003,755
Sale, conversion, retirement of capital stock, net$13,000709
Net operating income$933,7604,314
2005-06-30 (YTD Data)Rank
Total interest income$5,883,0002,644
Total interest expense$655,0005,334
Net interest income$5,228,0002,079
Provision for loan and lease losses$240,0001,839
Total noninterest income$843,0002,451
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$379,0002,166
Trading account gains and fees$0116
Additional Noninterest Income$464,0002,299
Total noninterest expense$4,888,0001,706
Salaries and employee benefits$2,987,0001,546
Premises and equipment expense$822,0001,462
Additional noninterest expense$1,079,0002,270
Pre-tax net operating income$943,0003,871
Securities gains (losses)$-3,0007,812
Applicable income taxes$376,0002,707
Income before extraordinary items$564,0004,579
Extraordinary gains, net$030
Net income$564,0004,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,769
Cash dividends$169,0003,711
Sale, conversion, retirement of capital stock, net$-3,0008,805
Net operating income$565,9204,519
2005-03-31 (YTD Data)Rank
Total interest income$2,913,0002,644
Total interest expense$318,0005,323
Net interest income$2,595,0002,081
Provision for loan and lease losses$120,0001,733
Total noninterest income$397,0002,499
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$181,0002,187
Trading account gains and fees$0115
Additional Noninterest Income$216,0002,370
Total noninterest expense$2,335,0001,791
Salaries and employee benefits$1,413,0001,638
Premises and equipment expense$435,0001,394
Additional noninterest expense$487,0002,499
Pre-tax net operating income$537,0003,495
Securities gains (losses)$01,685
Applicable income taxes$215,0002,481
Income before extraordinary items$322,0004,179
Extraordinary gains, net$024
Net income$322,0004,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0001,757
Cash dividends$84,0003,101
Sale, conversion, retirement of capital stock, net$-45,0008,901
Net operating income$322,0004,133
2004-12-31 (YTD Data)Rank
Total interest income$11,465,0002,504
Total interest expense$1,375,0004,746
Net interest income$10,090,0002,011
Provision for loan and lease losses$470,0002,067
Total noninterest income$1,646,0002,507
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$722,0002,316
Trading account gains and fees$0138
Additional Noninterest Income$924,0002,266
Total noninterest expense$9,393,0001,725
Salaries and employee benefits$5,781,0001,533
Premises and equipment expense$1,562,0001,477
Additional noninterest expense$2,050,0002,365
Pre-tax net operating income$1,873,0003,679
Securities gains (losses)$03,819
Applicable income taxes$660,0002,861
Income before extraordinary items$1,213,0004,185
Extraordinary gains, net$034
Net income$1,213,0004,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$681,0001,044
Cash dividends$336,0004,178
Sale, conversion, retirement of capital stock, net$-9,0008,869
Net operating income$1,213,0004,112
2004-09-30 (YTD Data)Rank
Total interest income$8,539,0002,479
Total interest expense$1,053,0004,649
Net interest income$7,486,0002,007
Provision for loan and lease losses$350,0002,001
Total noninterest income$1,184,0002,599
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$531,0002,369
Trading account gains and fees$0134
Additional Noninterest Income$653,0002,375
Total noninterest expense$6,923,0001,748
Salaries and employee benefits$4,243,0001,562
Premises and equipment expense$1,164,0001,489
Additional noninterest expense$1,516,0002,362
Pre-tax net operating income$1,397,0003,755
Securities gains (losses)$03,710
Applicable income taxes$555,0002,717
Income before extraordinary items$842,0004,474
Extraordinary gains, net$026
Net income$842,0004,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$438,0001,086
Cash dividends$252,0003,667
Sale, conversion, retirement of capital stock, net$-4,0008,943
Net operating income$842,0004,395
2004-06-30 (YTD Data)Rank
Total interest income$5,686,0002,465
Total interest expense$726,0004,573
Net interest income$4,960,0002,007
Provision for loan and lease losses$230,0001,975
Total noninterest income$765,0002,664
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$336,0002,480
Trading account gains and fees$0130
Additional Noninterest Income$429,0002,411
Total noninterest expense$4,623,0001,732
Salaries and employee benefits$2,798,0001,576
Premises and equipment expense$797,0001,444
Additional noninterest expense$1,028,0002,331
Pre-tax net operating income$872,0003,881
Securities gains (losses)$03,413
Applicable income taxes$346,0002,822
Income before extraordinary items$526,0004,606
Extraordinary gains, net$021
Net income$526,0004,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0001,091
Cash dividends$168,0003,662
Sale, conversion, retirement of capital stock, net$0638
Net operating income$526,0004,516
2004-03-31 (YTD Data)Rank
Total interest income$2,867,0002,450
Total interest expense$375,0004,503
Net interest income$2,492,0001,995
Provision for loan and lease losses$110,0001,956
Total noninterest income$346,0002,808
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$157,0002,581
Trading account gains and fees$0121
Additional Noninterest Income$189,0002,560
Total noninterest expense$2,317,0001,752
Salaries and employee benefits$1,395,0001,602
Premises and equipment expense$415,0001,412
Additional noninterest expense$507,0002,328
Pre-tax net operating income$411,0004,013
Securities gains (losses)$02,934
Applicable income taxes$162,0002,950
Income before extraordinary items$249,0004,769
Extraordinary gains, net$016
Net income$249,0004,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0001,081
Cash dividends$84,0003,042
Sale, conversion, retirement of capital stock, net$0464
Net operating income$249,0004,648
2003-12-31 (YTD Data)Rank
Total interest income$12,050,0002,377
Total interest expense$1,758,0004,417
Net interest income$10,292,0001,887
Provision for loan and lease losses$300,0003,140
Total noninterest income$1,549,0002,781
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$619,0002,640
Trading account gains and fees$0160
Additional Noninterest Income$930,0002,498
Total noninterest expense$9,486,0001,687
Salaries and employee benefits$5,882,0001,461
Premises and equipment expense$1,564,0001,453
Additional noninterest expense$2,040,0002,361
Pre-tax net operating income$2,055,0003,337
Securities gains (losses)$-1,0008,546
Applicable income taxes$753,0002,641
Income before extraordinary items$1,301,0003,919
Extraordinary gains, net$054
Net income$1,301,0003,920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$398,0001,882
Cash dividends$438,0003,775
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,301,6403,751
2003-09-30 (YTD Data)Rank
Total interest income$9,054,0002,407
Total interest expense$1,350,0004,475
Net interest income$7,704,0001,910
Provision for loan and lease losses$210,0003,249
Total noninterest income$1,225,0002,735
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$452,0002,694
Trading account gains and fees$0153
Additional Noninterest Income$773,0002,416
Total noninterest expense$6,974,0001,728
Salaries and employee benefits$4,194,0001,546
Premises and equipment expense$1,194,0001,440
Additional noninterest expense$1,586,0002,261
Pre-tax net operating income$1,745,0003,150
Securities gains (losses)$-1,0008,731
Applicable income taxes$696,0002,396
Income before extraordinary items$1,048,0003,870
Extraordinary gains, net$040
Net income$1,048,0003,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$293,0001,731
Cash dividends$252,0003,712
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,048,6403,710
2003-06-30 (YTD Data)Rank
Total interest income$6,054,0002,415
Total interest expense$929,0004,487
Net interest income$5,125,0001,909
Provision for loan and lease losses$120,0003,448
Total noninterest income$827,0002,691
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$294,0002,693
Trading account gains and fees$0150
Additional Noninterest Income$533,0002,359
Total noninterest expense$4,612,0001,732
Salaries and employee benefits$2,787,0001,545
Premises and equipment expense$809,0001,421
Additional noninterest expense$1,016,0002,332
Pre-tax net operating income$1,220,0003,051
Securities gains (losses)$03,782
Applicable income taxes$486,0002,361
Income before extraordinary items$734,0003,738
Extraordinary gains, net$030
Net income$734,0003,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0001,913
Cash dividends$168,0003,723
Sale, conversion, retirement of capital stock, net$0589
Net operating income$734,0003,541
2003-03-31 (YTD Data)Rank
Total interest income$3,033,0002,424
Total interest expense$466,0004,562
Net interest income$2,567,0001,898
Provision for loan and lease losses$60,0003,248
Total noninterest income$376,0002,777
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$139,0002,735
Trading account gains and fees$0134
Additional Noninterest Income$237,0002,436
Total noninterest expense$2,277,0001,737
Salaries and employee benefits$1,362,0001,565
Premises and equipment expense$412,0001,409
Additional noninterest expense$503,0002,330
Pre-tax net operating income$606,0003,056
Securities gains (losses)$02,891
Applicable income taxes$245,0002,352
Income before extraordinary items$361,0003,726
Extraordinary gains, net$021
Net income$361,0003,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0001,449
Cash dividends$84,0003,098
Sale, conversion, retirement of capital stock, net$0419
Net operating income$361,0003,554
2002-12-31 (YTD Data)Rank
Total interest income$12,680,0002,439
Total interest expense$2,396,0004,242
Net interest income$10,284,0001,890
Provision for loan and lease losses$270,0003,677
Total noninterest income$1,225,0003,028
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$493,0003,008
Trading account gains and fees$0153
Additional Noninterest Income$732,0002,643
Total noninterest expense$8,889,0001,707
Salaries and employee benefits$5,409,0001,502
Premises and equipment expense$1,518,0001,458
Additional noninterest expense$1,962,0002,341
Pre-tax net operating income$2,350,0003,027
Securities gains (losses)$-3,0008,756
Applicable income taxes$918,0002,357
Income before extraordinary items$1,429,0003,622
Extraordinary gains, net$070
Net income$1,429,0003,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0004,337
Cash dividends$420,0003,740
Sale, conversion, retirement of capital stock, net$-4,0009,203
Net operating income$1,430,9203,516
2001-12-31 (YTD Data)Rank
Total interest income$13,319,0002,571
Total interest expense$3,718,0004,027
Net interest income$9,601,0001,853
Provision for loan and lease losses$240,0003,705
Total noninterest income$1,131,0003,058
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$467,0003,001
Trading account gains and fees$0177
Additional Noninterest Income$664,0002,651
Total noninterest expense$8,375,0001,739
Salaries and employee benefits$4,789,0001,577
Premises and equipment expense$1,484,0001,451
Additional noninterest expense$2,102,0002,138
Pre-tax net operating income$2,117,0003,039
Securities gains (losses)$04,612
Applicable income taxes$727,0002,601
Income before extraordinary items$1,390,0003,419
Extraordinary gains, net$0105
Net income$1,390,0003,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0009,080
Cash dividends$401,0003,834
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,390,0003,321
2000-12-31 (YTD Data)Rank
Total interest income$13,753,0002,535
Total interest expense$4,153,0003,859
Net interest income$9,600,0001,840
Provision for loan and lease losses$300,0002,819
Total noninterest income$1,044,0003,039
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$511,0002,648
Trading account gains and fees$0180
Additional Noninterest Income$533,0002,842
Total noninterest expense$8,055,0001,734
Salaries and employee benefits$4,523,0001,575
Premises and equipment expense$1,505,0001,371
Additional noninterest expense$2,027,0002,122
Pre-tax net operating income$2,289,0002,992
Securities gains (losses)$01,956
Applicable income taxes$902,0002,310
Income before extraordinary items$1,387,0003,462
Extraordinary gains, net$038
Net income$1,387,0003,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,985
Cash dividends$392,0004,013
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,387,0003,443
1999-12-31 (YTD Data)Rank
Total interest income$12,495,0002,609
Total interest expense$3,831,0003,727
Net interest income$8,664,0002,035
Provision for loan and lease losses$360,0002,275
Total noninterest income$1,032,0003,018
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$484,0002,709
Trading account gains and fees$0173
Additional Noninterest Income$548,0002,788
Total noninterest expense$7,177,0001,911
Salaries and employee benefits$4,053,0001,706
Premises and equipment expense$1,358,0001,512
Additional noninterest expense$1,766,0002,457
Pre-tax net operating income$2,159,0003,145
Securities gains (losses)$4,0002,267
Applicable income taxes$776,0002,703
Income before extraordinary items$1,387,0003,447
Extraordinary gains, net$035
Net income$1,387,0003,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,686
Cash dividends$382,0004,058
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,384,4403,421
1998-12-31 (YTD Data)Rank
Total interest income$12,296,0002,651
Total interest expense$4,398,0003,378
Net interest income$7,898,0002,158
Provision for loan and lease losses$360,0002,235
Total noninterest income$951,0003,198
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$440,0002,882
Trading account gains and fees$0224
Additional Noninterest Income$511,0002,946
Total noninterest expense$6,843,0001,897
Salaries and employee benefits$4,098,0001,621
Premises and equipment expense$1,096,0001,798
Additional noninterest expense$1,649,0002,536
Pre-tax net operating income$1,646,0003,908
Securities gains (losses)$8,0003,124
Applicable income taxes$440,0004,179
Income before extraordinary items$1,214,0003,894
Extraordinary gains, net$032
Net income$1,214,0003,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,434
Cash dividends$336,0004,336
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,208,1603,817
1997-12-31 (YTD Data)Rank
Total interest income$11,500,0002,847
Total interest expense$3,936,0003,733
Net interest income$7,564,0002,318
Provision for loan and lease losses$480,0001,829
Total noninterest income$910,0003,288
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$436,0002,987
Trading account gains and fees$0239
Additional Noninterest Income$474,0002,939
Total noninterest expense$6,721,0001,920
Salaries and employee benefits$4,077,0001,605
Premises and equipment expense$1,030,0001,930
Additional noninterest expense$1,614,0002,544
Pre-tax net operating income$1,273,0005,033
Securities gains (losses)$1,0003,559
Applicable income taxes$263,0006,125
Income before extraordinary items$1,011,0004,667
Extraordinary gains, net$044
Net income$1,011,0004,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$560,0001,234
Cash dividends$336,0004,321
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,010,2104,599
1996-12-31 (YTD Data)Rank
Total interest income$10,964,0002,995
Total interest expense$3,427,0004,265
Net interest income$7,537,0002,389
Provision for loan and lease losses$360,0002,253
Total noninterest income$942,0003,288
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$451,0002,999
Trading account gains and fees$0262
Additional Noninterest Income$491,0002,961
Total noninterest expense$6,610,0002,094
Salaries and employee benefits$3,928,0001,689
Premises and equipment expense$1,075,0001,873
Additional noninterest expense$1,607,0002,946
Pre-tax net operating income$1,509,0004,321
Securities gains (losses)$1,0003,760
Applicable income taxes$456,0004,455
Income before extraordinary items$1,054,0004,291
Extraordinary gains, net$053
Net income$1,054,0004,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0002,130
Cash dividends$336,0004,275
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,053,3004,241
1995-12-31 (YTD Data)Rank
Total interest income$10,680,0003,104
Total interest expense$3,254,0004,421
Net interest income$7,426,0002,426
Provision for loan and lease losses$360,0002,012
Total noninterest income$920,0003,311
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$427,0003,148
Trading account gains and fees$0522
Additional Noninterest Income$493,0002,904
Total noninterest expense$6,287,0002,177
Salaries and employee benefits$3,708,0001,788
Premises and equipment expense$981,0002,050
Additional noninterest expense$1,598,0002,928
Pre-tax net operating income$1,699,0004,031
Securities gains (losses)$125,000856
Applicable income taxes$554,0003,875
Income before extraordinary items$1,270,0003,768
Extraordinary gains, net$065
Net income$1,270,0003,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,774
Cash dividends$298,0004,607
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,182,5003,989
1994-12-31 (YTD Data)Rank
Total interest income$9,859,0003,066
Total interest expense$2,590,0004,501
Net interest income$7,269,0002,486
Provision for loan and lease losses$360,0001,966
Total noninterest income$863,0003,472
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$377,0003,586
Trading account gains and fees$0475
Additional Noninterest Income$486,0002,998
Total noninterest expense$6,300,0002,242
Salaries and employee benefits$3,521,0001,894
Premises and equipment expense$1,049,0001,940
Additional noninterest expense$1,730,0002,925
Pre-tax net operating income$1,472,0004,481
Securities gains (losses)$03,600
Applicable income taxes$430,0004,520
Income before extraordinary items$1,042,0004,377
Extraordinary gains, net$0249
Net income$1,042,0004,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0003,686
Cash dividends$289,0004,610
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,042,0004,438
1993-12-31 (YTD Data)Rank
Total interest income$9,746,0003,167
Total interest expense$2,712,0004,500
Net interest income$7,034,0002,560
Provision for loan and lease losses$360,0002,633
Total noninterest income$832,0003,864
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$418,0003,311
Trading account gains and fees$0532
Additional Noninterest Income$414,0003,676
Total noninterest expense$5,996,0002,397
Salaries and employee benefits$3,290,0002,023
Premises and equipment expense$1,027,0002,002
Additional noninterest expense$1,679,0003,176
Pre-tax net operating income$1,510,0004,298
Securities gains (losses)$19,0004,737
Applicable income taxes$469,0004,420
Income before extraordinary items$1,060,0004,460
Extraordinary gains, net$-35,00012,601
Net income$1,025,0004,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0002,786
Cash dividends$280,0004,592
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,046,8904,280
1992-12-31 (YTD Data)Rank
Total interest income$10,599,0003,305
Total interest expense$4,011,0004,068
Net interest income$6,588,0002,783
Provision for loan and lease losses$485,0003,068
Total noninterest income$812,0003,935
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$408,0003,410
Trading account gains and fees$0504
Additional Noninterest Income$404,0003,685
Total noninterest expense$5,853,0002,479
Salaries and employee benefits$3,105,0002,113
Premises and equipment expense$997,0002,100
Additional noninterest expense$1,751,0003,131
Pre-tax net operating income$1,062,0005,384
Securities gains (losses)$5,0007,049
Applicable income taxes$336,0005,510
Income before extraordinary items$731,0005,735
Extraordinary gains, net$01,422
Net income$731,0005,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$333,0003,145
Cash dividends$167,0005,523
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$727,5505,422

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.