Home > First National Bank of Sachse > Income and Expense
First National Bank of Sachse, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,419,000 | 5,539 |
| Total interest expense | $1,131,000 | 5,976 |
| Net interest income | $3,288,000 | 5,200 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $463,000 | 5,425 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $311,000 | 4,095 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $152,000 | 5,705 |
| Total noninterest expense | $2,049,000 | 6,026 |
| Salaries and employee benefits | $990,000 | 6,377 |
| Premises and equipment expense | $230,000 | 6,421 |
| Additional noninterest expense | $829,000 | 5,048 |
| Pre-tax net operating income | $1,672,000 | 4,122 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $496,000 | 3,378 |
| Income before extraordinary items | $1,182,000 | 4,387 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,182,000 | 4,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,815 |
| Cash dividends | $456,000 | 3,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,177,800 | 4,361 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,334,000 | 5,496 |
| Total interest expense | $841,000 | 5,878 |
| Net interest income | $2,493,000 | 5,186 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $366,000 | 5,317 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $246,000 | 3,999 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $120,000 | 5,607 |
| Total noninterest expense | $1,437,000 | 6,228 |
| Salaries and employee benefits | $770,000 | 6,264 |
| Premises and equipment expense | $176,000 | 6,342 |
| Additional noninterest expense | $491,000 | 5,759 |
| Pre-tax net operating income | $1,392,000 | 3,953 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $389,000 | 3,375 |
| Income before extraordinary items | $1,009,000 | 4,133 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,009,000 | 4,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $456,000 | 2,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,004,680 | 4,104 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,234,000 | 5,410 |
| Total interest expense | $555,000 | 5,777 |
| Net interest income | $1,679,000 | 5,156 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $259,000 | 5,134 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $175,000 | 3,804 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $84,000 | 5,510 |
| Total noninterest expense | $982,000 | 6,141 |
| Salaries and employee benefits | $527,000 | 6,181 |
| Premises and equipment expense | $110,000 | 6,495 |
| Additional noninterest expense | $345,000 | 5,576 |
| Pre-tax net operating income | $926,000 | 3,916 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $258,000 | 3,360 |
| Income before extraordinary items | $669,000 | 4,120 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $669,000 | 4,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $456,000 | 2,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $668,280 | 4,065 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,120,000 | 5,383 |
| Total interest expense | $277,000 | 5,696 |
| Net interest income | $843,000 | 5,170 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $138,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $91,000 | 3,658 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $47,000 | 5,321 |
| Total noninterest expense | $510,000 | 6,036 |
| Salaries and employee benefits | $294,000 | 5,838 |
| Premises and equipment expense | $54,000 | 6,573 |
| Additional noninterest expense | $162,000 | 5,752 |
| Pre-tax net operating income | $451,000 | 3,952 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $125,000 | 3,403 |
| Income before extraordinary items | $326,000 | 4,136 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $326,000 | 4,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $456,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $326,000 | 4,096 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,217,000 | 5,391 |
| Total interest expense | $1,051,000 | 5,520 |
| Net interest income | $3,166,000 | 5,254 |
| Provision for loan and lease losses | $10,000 | 7,024 |
| Total noninterest income | $563,000 | 4,973 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $370,000 | 3,814 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $193,000 | 5,178 |
| Total noninterest expense | $2,020,000 | 5,973 |
| Salaries and employee benefits | $1,097,000 | 5,978 |
| Premises and equipment expense | $256,000 | 6,134 |
| Additional noninterest expense | $667,000 | 5,685 |
| Pre-tax net operating income | $1,699,000 | 3,929 |
| Securities gains (losses) | $15,000 | 2,589 |
| Applicable income taxes | $466,000 | 3,465 |
| Income before extraordinary items | $1,248,000 | 4,105 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,248,000 | 4,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,462 |
| Cash dividends | $91,000 | 5,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,237,050 | 4,061 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,137,000 | 5,393 |
| Total interest expense | $790,000 | 5,483 |
| Net interest income | $2,347,000 | 5,276 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $415,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $278,000 | 3,846 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $137,000 | 5,322 |
| Total noninterest expense | $1,526,000 | 5,902 |
| Salaries and employee benefits | $821,000 | 5,935 |
| Premises and equipment expense | $192,000 | 6,119 |
| Additional noninterest expense | $513,000 | 5,562 |
| Pre-tax net operating income | $1,226,000 | 4,110 |
| Securities gains (losses) | $10,000 | 2,712 |
| Applicable income taxes | $333,000 | 3,605 |
| Income before extraordinary items | $903,000 | 4,265 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $903,000 | 4,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 2,710 |
| Cash dividends | $91,000 | 4,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $895,700 | 4,211 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 5,422 |
| Total interest expense | $526,000 | 5,508 |
| Net interest income | $1,554,000 | 5,294 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $262,000 | 5,165 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $176,000 | 3,970 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $86,000 | 5,466 |
| Total noninterest expense | $1,028,000 | 5,914 |
| Salaries and employee benefits | $538,000 | 6,033 |
| Premises and equipment expense | $124,000 | 6,231 |
| Additional noninterest expense | $366,000 | 5,374 |
| Pre-tax net operating income | $778,000 | 4,188 |
| Securities gains (losses) | $9,000 | 2,475 |
| Applicable income taxes | $210,000 | 3,684 |
| Income before extraordinary items | $577,000 | 4,357 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $577,000 | 4,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,992 |
| Cash dividends | $91,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $570,430 | 4,298 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,039,000 | 5,452 |
| Total interest expense | $266,000 | 5,540 |
| Net interest income | $773,000 | 5,325 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $123,000 | 5,263 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $87,000 | 3,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $36,000 | 5,773 |
| Total noninterest expense | $528,000 | 5,869 |
| Salaries and employee benefits | $274,000 | 6,023 |
| Premises and equipment expense | $63,000 | 6,196 |
| Additional noninterest expense | $191,000 | 5,234 |
| Pre-tax net operating income | $368,000 | 4,302 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $96,000 | 3,852 |
| Income before extraordinary items | $272,000 | 4,539 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $272,000 | 4,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,025 |
| Cash dividends | $91,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $272,000 | 4,404 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,363,000 | 5,348 |
| Total interest expense | $1,195,000 | 5,580 |
| Net interest income | $3,168,000 | 5,133 |
| Provision for loan and lease losses | $54,000 | 6,186 |
| Total noninterest income | $586,000 | 5,026 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $347,000 | 3,974 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $239,000 | 4,932 |
| Total noninterest expense | $2,181,000 | 5,708 |
| Salaries and employee benefits | $1,192,000 | 5,664 |
| Premises and equipment expense | $244,000 | 6,251 |
| Additional noninterest expense | $745,000 | 5,291 |
| Pre-tax net operating income | $1,519,000 | 4,097 |
| Securities gains (losses) | $44,000 | 2,634 |
| Applicable income taxes | $423,000 | 3,668 |
| Income before extraordinary items | $1,140,000 | 4,270 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,140,000 | 4,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $46,000 | 5,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,107,880 | 4,180 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,308,000 | 5,380 |
| Total interest expense | $929,000 | 5,602 |
| Net interest income | $2,379,000 | 5,153 |
| Provision for loan and lease losses | $35,000 | 6,280 |
| Total noninterest income | $403,000 | 5,293 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $254,000 | 4,044 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $149,000 | 5,342 |
| Total noninterest expense | $1,633,000 | 5,687 |
| Salaries and employee benefits | $886,000 | 5,659 |
| Premises and equipment expense | $175,000 | 6,385 |
| Additional noninterest expense | $572,000 | 5,183 |
| Pre-tax net operating income | $1,114,000 | 4,279 |
| Securities gains (losses) | $19,000 | 2,984 |
| Applicable income taxes | $304,000 | 3,886 |
| Income before extraordinary items | $829,000 | 4,498 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $829,000 | 4,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,621 |
| Cash dividends | $46,000 | 5,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $815,130 | 4,375 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,233,000 | 5,357 |
| Total interest expense | $645,000 | 5,599 |
| Net interest income | $1,588,000 | 5,146 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $266,000 | 5,300 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $170,000 | 4,008 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $96,000 | 5,386 |
| Total noninterest expense | $1,081,000 | 5,721 |
| Salaries and employee benefits | $590,000 | 5,670 |
| Premises and equipment expense | $112,000 | 6,480 |
| Additional noninterest expense | $379,000 | 5,205 |
| Pre-tax net operating income | $748,000 | 4,248 |
| Securities gains (losses) | $19,000 | 2,643 |
| Applicable income taxes | $207,000 | 3,888 |
| Income before extraordinary items | $560,000 | 4,486 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $560,000 | 4,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,893 |
| Cash dividends | $46,000 | 4,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $546,130 | 4,349 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,100,000 | 5,445 |
| Total interest expense | $334,000 | 5,590 |
| Net interest income | $766,000 | 5,248 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $134,000 | 5,166 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $90,000 | 3,801 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $44,000 | 5,509 |
| Total noninterest expense | $522,000 | 5,855 |
| Salaries and employee benefits | $300,000 | 5,627 |
| Premises and equipment expense | $45,000 | 7,066 |
| Additional noninterest expense | $177,000 | 5,409 |
| Pre-tax net operating income | $378,000 | 4,182 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $102,000 | 3,894 |
| Income before extraordinary items | $276,000 | 4,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $276,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 9,027 |
| Cash dividends | $46,000 | 3,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $276,000 | 4,258 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,593,000 | 5,461 |
| Total interest expense | $1,375,000 | 5,991 |
| Net interest income | $3,218,000 | 5,053 |
| Provision for loan and lease losses | $295,000 | 3,501 |
| Total noninterest income | $556,000 | 4,924 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $372,000 | 3,704 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $184,000 | 5,193 |
| Total noninterest expense | $2,085,000 | 5,737 |
| Salaries and employee benefits | $1,120,000 | 5,746 |
| Premises and equipment expense | $202,000 | 6,751 |
| Additional noninterest expense | $763,000 | 5,100 |
| Pre-tax net operating income | $1,394,000 | 4,294 |
| Securities gains (losses) | $59,000 | 2,258 |
| Applicable income taxes | $397,000 | 3,897 |
| Income before extraordinary items | $1,056,000 | 4,440 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,056,000 | 4,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 2,172 |
| Cash dividends | $46,000 | 6,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,012,930 | 4,438 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,218,000 | 5,477 |
| Total interest expense | $2,212,000 | 5,796 |
| Net interest income | $3,006,000 | 5,063 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $638,000 | 4,427 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $383,000 | 3,522 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $255,000 | 4,456 |
| Total noninterest expense | $2,190,000 | 5,401 |
| Salaries and employee benefits | $1,049,000 | 5,824 |
| Premises and equipment expense | $250,000 | 6,089 |
| Additional noninterest expense | $891,000 | 4,441 |
| Pre-tax net operating income | $1,214,000 | 4,392 |
| Securities gains (losses) | $13,000 | 3,437 |
| Applicable income taxes | $336,000 | 4,055 |
| Income before extraordinary items | $891,000 | 4,597 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $891,000 | 4,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 2,029 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $881,510 | 4,517 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,226,000 | 5,584 |
| Total interest expense | $2,312,000 | 5,819 |
| Net interest income | $2,914,000 | 5,258 |
| Provision for loan and lease losses | $720,000 | 1,376 |
| Total noninterest income | $587,000 | 4,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $394,000 | 3,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 4,880 |
| Total noninterest expense | $2,117,000 | 5,473 |
| Salaries and employee benefits | $1,015,000 | 5,855 |
| Premises and equipment expense | $254,000 | 5,991 |
| Additional noninterest expense | $848,000 | 4,540 |
| Pre-tax net operating income | $664,000 | 6,361 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $147,000 | 5,956 |
| Income before extraordinary items | $517,000 | 6,230 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $517,000 | 6,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $492,000 | 1,257 |
| Cash dividends | $55,000 | 6,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $517,000 | 6,248 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,131,000 | 6,247 |
| Total interest expense | $1,571,000 | 6,791 |
| Net interest income | $2,560,000 | 5,720 |
| Provision for loan and lease losses | $388,000 | 2,166 |
| Total noninterest income | $555,000 | 4,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 4,819 |
| Total noninterest expense | $1,726,000 | 6,239 |
| Salaries and employee benefits | $853,000 | 6,530 |
| Premises and equipment expense | $200,000 | 6,813 |
| Additional noninterest expense | $673,000 | 5,393 |
| Pre-tax net operating income | $1,001,000 | 5,309 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $258,000 | 5,132 |
| Income before extraordinary items | $750,000 | 5,276 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $750,000 | 5,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,002 |
| Cash dividends | $46,000 | 6,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $744,820 | 5,264 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,199,000 | 7,288 |
| Total interest expense | $1,172,000 | 7,978 |
| Net interest income | $2,027,000 | 6,625 |
| Provision for loan and lease losses | $293,000 | 2,693 |
| Total noninterest income | $443,000 | 5,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,209 |
| Total noninterest expense | $1,432,000 | 6,877 |
| Salaries and employee benefits | $697,000 | 7,204 |
| Premises and equipment expense | $179,000 | 7,070 |
| Additional noninterest expense | $556,000 | 6,056 |
| Pre-tax net operating income | $745,000 | 6,317 |
| Securities gains (losses) | $41,000 | 1,880 |
| Applicable income taxes | $194,000 | 6,264 |
| Income before extraordinary items | $592,000 | 6,096 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $592,000 | 6,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,312 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $561,250 | 6,148 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,724,000 | 8,100 |
| Total interest expense | $1,011,000 | 8,658 |
| Net interest income | $1,713,000 | 7,525 |
| Provision for loan and lease losses | $302,000 | 2,560 |
| Total noninterest income | $418,000 | 5,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,211 |
| Total noninterest expense | $1,189,000 | 7,722 |
| Salaries and employee benefits | $512,000 | 8,517 |
| Premises and equipment expense | $153,000 | 7,732 |
| Additional noninterest expense | $524,000 | 6,320 |
| Pre-tax net operating income | $640,000 | 7,247 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $216,000 | 6,669 |
| Income before extraordinary items | $423,000 | 7,491 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $423,000 | 7,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 1,809 |
| Cash dividends | $46,000 | 7,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $423,660 | 7,437 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 9,001 |
| Total interest expense | $808,000 | 9,616 |
| Net interest income | $1,471,000 | 8,338 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $352,000 | 6,421 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,617 |
| Total noninterest expense | $1,118,000 | 8,266 |
| Salaries and employee benefits | $482,000 | 9,015 |
| Premises and equipment expense | $148,000 | 8,108 |
| Additional noninterest expense | $488,000 | 7,154 |
| Pre-tax net operating income | $705,000 | 6,912 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $243,000 | 6,547 |
| Income before extraordinary items | $471,000 | 7,101 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $471,000 | 7,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,120 |
| Cash dividends | $23,000 | 8,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $465,060 | 7,087 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 9,687 |
| Total interest expense | $651,000 | 10,481 |
| Net interest income | $1,370,000 | 8,872 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $360,000 | 6,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,838 |
| Total noninterest expense | $945,000 | 9,185 |
| Salaries and employee benefits | $418,000 | 9,811 |
| Premises and equipment expense | $106,000 | 9,444 |
| Additional noninterest expense | $421,000 | 7,996 |
| Pre-tax net operating income | $785,000 | 6,896 |
| Securities gains (losses) | $-26,000 | 10,740 |
| Applicable income taxes | $257,000 | 6,541 |
| Income before extraordinary items | $502,000 | 7,237 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $502,000 | 7,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $23,000 | 8,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $519,160 | 7,086 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,633,000 | 10,469 |
| Total interest expense | $465,000 | 11,256 |
| Net interest income | $1,168,000 | 9,844 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $354,000 | 6,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 5,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,294 |
| Total noninterest expense | $886,000 | 9,840 |
| Salaries and employee benefits | $357,000 | 10,669 |
| Premises and equipment expense | $110,000 | 9,702 |
| Additional noninterest expense | $419,000 | 8,628 |
| Pre-tax net operating income | $636,000 | 7,800 |
| Securities gains (losses) | $-21,000 | 10,372 |
| Applicable income taxes | $200,000 | 7,346 |
| Income before extraordinary items | $415,000 | 8,058 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $415,000 | 8,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $429,070 | 7,954 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 11,280 |
| Total interest expense | $456,000 | 11,909 |
| Net interest income | $1,027,000 | 10,686 |
| Provision for loan and lease losses | $-30,000 | 12,640 |
| Total noninterest income | $352,000 | 6,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 5,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 7,642 |
| Total noninterest expense | $858,000 | 10,399 |
| Salaries and employee benefits | $379,000 | 10,848 |
| Premises and equipment expense | $92,000 | 10,712 |
| Additional noninterest expense | $387,000 | 9,405 |
| Pre-tax net operating income | $551,000 | 8,288 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $551,000 | 7,144 |
| Extraordinary gains, net | $89,000 | 1,681 |
| Net income | $640,000 | 6,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $551,000 | 6,879 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,386,000 | 12,213 |
| Total interest expense | $538,000 | 12,582 |
| Net interest income | $848,000 | 11,714 |
| Provision for loan and lease losses | $-70,000 | 13,659 |
| Total noninterest income | $336,000 | 7,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 5,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,856 |
| Total noninterest expense | $909,000 | 10,431 |
| Salaries and employee benefits | $387,000 | 11,014 |
| Premises and equipment expense | $87,000 | 11,223 |
| Additional noninterest expense | $435,000 | 9,143 |
| Pre-tax net operating income | $345,000 | 9,735 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $117,000 | 9,465 |
| Income before extraordinary items | $228,000 | 10,203 |
| Extraordinary gains, net | $117,000 | 668 |
| Net income | $345,000 | 8,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 7,883 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $302,000 | 654 |
| Net operating income | $228,000 | 9,855 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.