Home > First National Bank of Russellville > Income and Expense
First National Bank of Russellville, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,840,000 | 1,850 |
| Total interest expense | $8,509,000 | 1,821 |
| Net interest income | $9,331,000 | 1,867 |
| Provision for loan and lease losses | $2,055,000 | 576 |
| Total noninterest income | $2,000,000 | 1,765 |
| Gross Fiduciary activities income | $144,000 | 974 |
| Service charges on deposit accounts | $907,000 | 1,424 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $949,000 | 1,805 |
| Total noninterest expense | $5,952,000 | 2,150 |
| Salaries and employee benefits | $2,806,000 | 2,369 |
| Premises and equipment expense | $868,000 | 2,269 |
| Additional noninterest expense | $2,278,000 | 1,870 |
| Pre-tax net operating income | $3,324,000 | 2,274 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $1,171,000 | 2,130 |
| Income before extraordinary items | $2,157,000 | 2,409 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,157,000 | 2,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 1,726 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,154,400 | 2,357 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,285,000 | 2,206 |
| Total interest expense | $7,373,000 | 2,128 |
| Net interest income | $7,912,000 | 2,274 |
| Provision for loan and lease losses | $590,000 | 1,537 |
| Total noninterest income | $1,601,000 | 2,185 |
| Gross Fiduciary activities income | $84,000 | 1,146 |
| Service charges on deposit accounts | $745,000 | 1,820 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $772,000 | 2,155 |
| Total noninterest expense | $5,264,000 | 2,584 |
| Salaries and employee benefits | $2,589,000 | 2,582 |
| Premises and equipment expense | $1,527,000 | 1,342 |
| Additional noninterest expense | $1,148,000 | 3,921 |
| Pre-tax net operating income | $3,659,000 | 1,980 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $1,290,000 | 1,865 |
| Income before extraordinary items | $2,373,000 | 2,094 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,373,000 | 2,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 1,616 |
| Cash dividends | $1,500,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,370,400 | 2,051 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,831,000 | 2,418 |
| Total interest expense | $6,493,000 | 2,394 |
| Net interest income | $7,338,000 | 2,449 |
| Provision for loan and lease losses | $213,000 | 2,886 |
| Total noninterest income | $1,312,000 | 2,526 |
| Gross Fiduciary activities income | $82,000 | 1,203 |
| Service charges on deposit accounts | $784,000 | 1,735 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $446,000 | 3,091 |
| Total noninterest expense | $5,212,000 | 2,603 |
| Salaries and employee benefits | $2,460,000 | 2,712 |
| Premises and equipment expense | $677,000 | 2,900 |
| Additional noninterest expense | $2,075,000 | 2,327 |
| Pre-tax net operating income | $3,225,000 | 2,295 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,083,000 | 2,220 |
| Income before extraordinary items | $2,142,000 | 2,355 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,142,000 | 2,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,278 |
| Cash dividends | $2,350,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,142,000 | 2,331 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,382,000 | 2,451 |
| Total interest expense | $4,733,000 | 2,588 |
| Net interest income | $7,649,000 | 2,358 |
| Provision for loan and lease losses | $82,000 | 4,991 |
| Total noninterest income | $1,273,000 | 2,621 |
| Gross Fiduciary activities income | $89,000 | 1,203 |
| Service charges on deposit accounts | $773,000 | 1,747 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $411,000 | 3,353 |
| Total noninterest expense | $5,080,000 | 2,740 |
| Salaries and employee benefits | $2,491,000 | 2,677 |
| Premises and equipment expense | $742,000 | 2,695 |
| Additional noninterest expense | $1,847,000 | 2,761 |
| Pre-tax net operating income | $3,760,000 | 1,890 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,255,000 | 1,818 |
| Income before extraordinary items | $2,505,000 | 1,946 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,505,000 | 1,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,348 |
| Cash dividends | $1,150,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,505,000 | 1,953 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,415,000 | 2,485 |
| Total interest expense | $4,854,000 | 2,643 |
| Net interest income | $7,561,000 | 2,365 |
| Provision for loan and lease losses | $382,000 | 2,535 |
| Total noninterest income | $1,184,000 | 2,929 |
| Gross Fiduciary activities income | $67,000 | 1,285 |
| Service charges on deposit accounts | $756,000 | 1,806 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $361,000 | 4,032 |
| Total noninterest expense | $5,160,000 | 2,771 |
| Salaries and employee benefits | $2,454,000 | 2,691 |
| Premises and equipment expense | $696,000 | 2,895 |
| Additional noninterest expense | $2,010,000 | 2,725 |
| Pre-tax net operating income | $3,203,000 | 2,129 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $963,000 | 2,348 |
| Income before extraordinary items | $2,244,000 | 2,232 |
| Extraordinary gains, net | $-4,000 | 12,212 |
| Net income | $2,240,000 | 2,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 2,419 |
| Cash dividends | $2,500,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,241,200 | 2,102 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,223,000 | 2,665 |
| Total interest expense | $5,587,000 | 2,978 |
| Net interest income | $7,636,000 | 2,361 |
| Provision for loan and lease losses | $258,000 | 4,511 |
| Total noninterest income | $1,012,000 | 3,288 |
| Gross Fiduciary activities income | $23,000 | 1,474 |
| Service charges on deposit accounts | $684,000 | 1,990 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $305,000 | 4,373 |
| Total noninterest expense | $4,886,000 | 2,927 |
| Salaries and employee benefits | $2,408,000 | 2,693 |
| Premises and equipment expense | $669,000 | 3,046 |
| Additional noninterest expense | $1,809,000 | 3,044 |
| Pre-tax net operating income | $3,504,000 | 1,759 |
| Securities gains (losses) | $39,000 | 4,543 |
| Applicable income taxes | $1,020,000 | 2,074 |
| Income before extraordinary items | $2,523,000 | 1,798 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,523,000 | 1,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $455,000 | 2,622 |
| Cash dividends | $997,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,495,310 | 1,681 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.