Home > First National Bank of Ruidoso > Income and Expense

First National Bank of Ruidoso, Income and Expense

2011-06-30 (YTD Data)Rank
Total interest income$1,259,0006,204
Total interest expense$120,0006,956
Net interest income$1,139,0005,922
Provision for loan and lease losses$28,0005,552
Total noninterest income$243,0004,518
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$137,0003,773
Trading account gains and fees$0153
Additional Noninterest Income$106,0004,466
Total noninterest expense$1,176,0005,557
Salaries and employee benefits$431,0006,201
Premises and equipment expense$124,0005,711
Additional noninterest expense$621,0004,437
Pre-tax net operating income$178,0005,245
Securities gains (losses)$2,0002,702
Applicable income taxes$04,697
Income before extraordinary items$180,0005,157
Extraordinary gains, net$015
Net income$180,0005,156
Minority interest net income$089
Net income of bank and minority interests.$180,0005,157
Net charge-offs$71,0004,170
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$178,0005,085
2011-03-31 (YTD Data)Rank
Total interest income$620,0006,257
Total interest expense$66,0006,949
Net interest income$554,0005,994
Provision for loan and lease losses$18,0005,065
Total noninterest income$108,0004,786
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$69,0003,722
Trading account gains and fees$0158
Additional Noninterest Income$39,0005,037
Total noninterest expense$569,0005,670
Salaries and employee benefits$223,0006,188
Premises and equipment expense$63,0005,733
Additional noninterest expense$283,0004,690
Pre-tax net operating income$75,0005,436
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$75,0005,351
Extraordinary gains, net$09
Net income$75,0005,350
Minority interest net income$086
Net income of bank and minority interests.$75,0005,351
Net charge-offs$72,0003,053
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$75,0005,295
2010-12-31 (YTD Data)Rank
Total interest income$2,661,0006,268
Total interest expense$332,0006,968
Net interest income$2,329,0005,924
Provision for loan and lease losses$205,0005,302
Total noninterest income$472,0004,676
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$309,0003,575
Trading account gains and fees$0175
Additional Noninterest Income$163,0004,876
Total noninterest expense$2,103,0005,916
Salaries and employee benefits$910,0006,207
Premises and equipment expense$233,0005,924
Additional noninterest expense$960,0005,202
Pre-tax net operating income$493,0004,392
Securities gains (losses)$26,0002,991
Applicable income taxes$04,655
Income before extraordinary items$519,0004,262
Extraordinary gains, net$029
Net income$519,0004,264
Minority interest net income$0111
Net income of bank and minority interests.$519,0004,264
Net charge-offs$103,0005,385
Cash dividends$408,0002,591
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$493,0004,203
2010-09-30 (YTD Data)Rank
Total interest income$2,016,0006,357
Total interest expense$261,0007,057
Net interest income$1,755,0006,005
Provision for loan and lease losses$177,0005,077
Total noninterest income$360,0004,726
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$235,0003,625
Trading account gains and fees$0165
Additional Noninterest Income$125,0004,920
Total noninterest expense$1,604,0005,904
Salaries and employee benefits$710,0006,178
Premises and equipment expense$175,0005,991
Additional noninterest expense$719,0005,193
Pre-tax net operating income$334,0004,737
Securities gains (losses)$7,0003,200
Applicable income taxes$04,726
Income before extraordinary items$341,0004,696
Extraordinary gains, net$023
Net income$341,0004,699
Minority interest net income$0110
Net income of bank and minority interests.$341,0004,699
Net charge-offs$102,0004,879
Cash dividends$408,0001,988
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$334,0004,537
2010-06-30 (YTD Data)Rank
Total interest income$1,358,0006,383
Total interest expense$181,0007,109
Net interest income$1,177,0005,999
Provision for loan and lease losses$77,0005,423
Total noninterest income$244,0004,680
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$162,0003,550
Trading account gains and fees$0152
Additional Noninterest Income$82,0004,946
Total noninterest expense$1,044,0005,992
Salaries and employee benefits$469,0006,241
Premises and equipment expense$114,0006,058
Additional noninterest expense$461,0005,315
Pre-tax net operating income$300,0004,417
Securities gains (losses)$4,0002,840
Applicable income taxes$04,691
Income before extraordinary items$304,0004,276
Extraordinary gains, net$019
Net income$304,0004,275
Minority interest net income$0105
Net income of bank and minority interests.$304,0004,275
Net charge-offs$06,372
Cash dividends$301,0001,860
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$300,0004,168
2010-03-31 (YTD Data)Rank
Total interest income$685,0006,443
Total interest expense$95,0007,176
Net interest income$590,0006,044
Provision for loan and lease losses$12,0006,061
Total noninterest income$119,0004,726
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$82,0003,542
Trading account gains and fees$0175
Additional Noninterest Income$37,0005,161
Total noninterest expense$533,0006,027
Salaries and employee benefits$233,0006,333
Premises and equipment expense$62,0005,980
Additional noninterest expense$238,0005,253
Pre-tax net operating income$164,0004,410
Securities gains (losses)$4,0001,944
Applicable income taxes$04,611
Income before extraordinary items$168,0004,186
Extraordinary gains, net$016
Net income$168,0004,187
Minority interest net income$091
Net income of bank and minority interests.$168,0004,185
Net charge-offs$05,610
Cash dividends$164,0001,542
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$164,0004,118
2009-12-31 (YTD Data)Rank
Total interest income$2,901,0006,399
Total interest expense$492,0007,150
Net interest income$2,409,0005,924
Provision for loan and lease losses$47,0006,892
Total noninterest income$562,0004,500
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$370,0003,475
Trading account gains and fees$0211
Additional Noninterest Income$192,0004,698
Total noninterest expense$2,165,0006,041
Salaries and employee benefits$955,0006,335
Premises and equipment expense$253,0006,038
Additional noninterest expense$957,0005,341
Pre-tax net operating income$759,0003,428
Securities gains (losses)$81,0002,302
Applicable income taxes$04,388
Income before extraordinary items$840,0003,069
Extraordinary gains, net$034
Net income$840,0003,068
Minority interest net income$0115
Net income of bank and minority interests.$840,0003,068
Net charge-offs$33,0006,454
Cash dividends$877,0001,800
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$759,0003,161
2009-09-30 (YTD Data)Rank
Total interest income$2,182,0006,465
Total interest expense$381,0007,227
Net interest income$1,801,0005,954
Provision for loan and lease losses$35,0006,735
Total noninterest income$421,0004,560
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$273,0003,512
Trading account gains and fees$0212
Additional Noninterest Income$148,0004,798
Total noninterest expense$1,619,0006,058
Salaries and employee benefits$702,0006,417
Premises and equipment expense$190,0006,072
Additional noninterest expense$727,0005,297
Pre-tax net operating income$568,0003,698
Securities gains (losses)$26,0002,633
Applicable income taxes$04,592
Income before extraordinary items$594,0003,410
Extraordinary gains, net$027
Net income$594,0003,408
Minority interest net income$0118
Net income of bank and minority interests.$594,0003,410
Net charge-offs$28,0006,077
Cash dividends$720,0001,609
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$568,0003,376
2009-06-30 (YTD Data)Rank
Total interest income$1,446,0006,534
Total interest expense$259,0007,314
Net interest income$1,187,0005,991
Provision for loan and lease losses$23,0006,642
Total noninterest income$280,0004,568
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$187,0003,432
Trading account gains and fees$0193
Additional Noninterest Income$93,0004,923
Total noninterest expense$1,071,0006,137
Salaries and employee benefits$466,0006,494
Premises and equipment expense$125,0006,166
Additional noninterest expense$480,0005,354
Pre-tax net operating income$373,0003,802
Securities gains (losses)$3,0002,873
Applicable income taxes$04,657
Income before extraordinary items$376,0003,585
Extraordinary gains, net$021
Net income$376,0003,583
Minority interest net income$0112
Net income of bank and minority interests.$376,0003,584
Net charge-offs$16,0005,738
Cash dividends$564,0001,492
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$373,0003,491
2009-03-31 (YTD Data)Rank
Total interest income$722,0006,589
Total interest expense$137,0007,333
Net interest income$585,0006,041
Provision for loan and lease losses$12,0006,236
Total noninterest income$131,0004,701
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$96,0003,335
Trading account gains and fees$0171
Additional Noninterest Income$35,0005,396
Total noninterest expense$513,0006,194
Salaries and employee benefits$238,0006,501
Premises and equipment expense$59,0006,334
Additional noninterest expense$216,0005,392
Pre-tax net operating income$191,0004,125
Securities gains (losses)$3,0002,164
Applicable income taxes$04,835
Income before extraordinary items$194,0003,917
Extraordinary gains, net$015
Net income$194,0003,919
Minority interest net income$0102
Net income of bank and minority interests.$194,0003,919
Net charge-offs$3,0005,319
Cash dividends$183,0001,798
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$191,0003,784
2008-12-31 (YTD Data)Rank
Total interest income$3,283,0006,443
Total interest expense$775,0007,180
Net interest income$2,508,0005,903
Provision for loan and lease losses$47,0006,635
Total noninterest income$626,0004,376
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$453,0003,213
Trading account gains and fees$0154
Additional Noninterest Income$173,0005,079
Total noninterest expense$2,211,0005,968
Salaries and employee benefits$1,016,0006,376
Premises and equipment expense$267,0006,093
Additional noninterest expense$928,0005,059
Pre-tax net operating income$876,0004,010
Securities gains (losses)$35,0001,832
Applicable income taxes$04,979
Income before extraordinary items$911,0003,455
Extraordinary gains, net$039
Net income$911,0003,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,631
Cash dividends$630,0003,010
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$876,0003,680
2008-09-30 (YTD Data)Rank
Total interest income$2,466,0006,499
Total interest expense$599,0007,251
Net interest income$1,867,0005,959
Provision for loan and lease losses$35,0006,193
Total noninterest income$515,0004,275
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$376,0003,038
Trading account gains and fees$0148
Additional Noninterest Income$139,0005,075
Total noninterest expense$1,671,0005,934
Salaries and employee benefits$766,0006,385
Premises and equipment expense$179,0006,364
Additional noninterest expense$726,0004,842
Pre-tax net operating income$676,0004,407
Securities gains (losses)$24,0001,901
Applicable income taxes$05,372
Income before extraordinary items$700,0003,814
Extraordinary gains, net$031
Net income$700,0003,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,934
Cash dividends$630,0002,414
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$676,0004,039
2008-06-30 (YTD Data)Rank
Total interest income$1,633,0006,585
Total interest expense$420,0007,282
Net interest income$1,213,0006,042
Provision for loan and lease losses$23,0005,895
Total noninterest income$331,0004,413
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$250,0003,011
Trading account gains and fees$0149
Additional Noninterest Income$81,0005,397
Total noninterest expense$1,095,0006,026
Salaries and employee benefits$512,0006,433
Premises and equipment expense$118,0006,428
Additional noninterest expense$465,0004,958
Pre-tax net operating income$426,0004,680
Securities gains (losses)$25,0001,907
Applicable income taxes$05,627
Income before extraordinary items$451,0004,233
Extraordinary gains, net$021
Net income$451,0004,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,448
Cash dividends$463,0002,396
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$426,0004,282
2008-03-31 (YTD Data)Rank
Total interest income$819,0006,668
Total interest expense$237,0007,223
Net interest income$582,0006,176
Provision for loan and lease losses$11,0005,386
Total noninterest income$153,0004,570
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$116,0003,123
Trading account gains and fees$0158
Additional Noninterest Income$37,0005,574
Total noninterest expense$537,0006,115
Salaries and employee benefits$253,0006,486
Premises and equipment expense$59,0006,451
Additional noninterest expense$225,0005,004
Pre-tax net operating income$187,0005,074
Securities gains (losses)$25,0001,479
Applicable income taxes$05,622
Income before extraordinary items$212,0004,546
Extraordinary gains, net$015
Net income$212,0004,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$131,0002,698
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$187,0004,683
2007-12-31 (YTD Data)Rank
Total interest income$3,601,0006,456
Total interest expense$1,217,0006,844
Net interest income$2,384,0006,092
Provision for loan and lease losses$46,0005,760
Total noninterest income$644,0004,489
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$467,0003,197
Trading account gains and fees$0178
Additional Noninterest Income$177,0005,297
Total noninterest expense$2,338,0005,796
Salaries and employee benefits$1,087,0006,259
Premises and equipment expense$252,0006,237
Additional noninterest expense$999,0004,663
Pre-tax net operating income$644,0005,581
Securities gains (losses)$-6,0007,432
Applicable income taxes$06,070
Income before extraordinary items$638,0005,226
Extraordinary gains, net$039
Net income$638,0005,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,473
Cash dividends$718,0003,147
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$644,0005,200
2007-09-30 (YTD Data)Rank
Total interest income$2,677,0006,518
Total interest expense$917,0006,856
Net interest income$1,760,0006,167
Provision for loan and lease losses$34,0005,478
Total noninterest income$489,0004,460
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$350,0003,181
Trading account gains and fees$0184
Additional Noninterest Income$139,0005,234
Total noninterest expense$1,761,0005,758
Salaries and employee benefits$804,0006,283
Premises and equipment expense$195,0006,134
Additional noninterest expense$762,0004,540
Pre-tax net operating income$454,0005,950
Securities gains (losses)$-6,0007,659
Applicable income taxes$06,220
Income before extraordinary items$448,0005,591
Extraordinary gains, net$033
Net income$448,0005,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0003,718
Cash dividends$718,0002,440
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$454,0005,548
2007-06-30 (YTD Data)Rank
Total interest income$1,773,0006,570
Total interest expense$611,0006,875
Net interest income$1,162,0006,235
Provision for loan and lease losses$22,0005,270
Total noninterest income$343,0004,367
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$246,0003,062
Trading account gains and fees$0168
Additional Noninterest Income$97,0005,176
Total noninterest expense$1,201,0005,729
Salaries and employee benefits$535,0006,335
Premises and equipment expense$135,0006,081
Additional noninterest expense$531,0004,403
Pre-tax net operating income$282,0006,156
Securities gains (losses)$-6,0007,884
Applicable income taxes$06,265
Income before extraordinary items$276,0005,836
Extraordinary gains, net$029
Net income$276,0005,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0002,597
Cash dividends$565,0002,293
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$282,0005,777
2007-03-31 (YTD Data)Rank
Total interest income$879,0006,617
Total interest expense$300,0006,921
Net interest income$579,0006,253
Provision for loan and lease losses$10,0005,012
Total noninterest income$174,0004,306
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$120,0003,069
Trading account gains and fees$0195
Additional Noninterest Income$54,0004,958
Total noninterest expense$583,0005,836
Salaries and employee benefits$267,0006,381
Premises and equipment expense$64,0006,249
Additional noninterest expense$252,0004,512
Pre-tax net operating income$160,0005,944
Securities gains (losses)$-5,0008,170
Applicable income taxes$06,196
Income before extraordinary items$155,0005,581
Extraordinary gains, net$022
Net income$155,0005,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0001,850
Cash dividends$226,0002,275
Sale, conversion, retirement of capital stock, net$0885
Net operating income$160,0005,507
2006-12-31 (YTD Data)Rank
Total interest income$3,625,0006,348
Total interest expense$1,087,0006,774
Net interest income$2,538,0005,986
Provision for loan and lease losses$110,0004,597
Total noninterest income$671,0004,459
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$480,0003,145
Trading account gains and fees$0130
Additional Noninterest Income$191,0005,200
Total noninterest expense$2,266,0005,789
Salaries and employee benefits$988,0006,431
Premises and equipment expense$237,0006,346
Additional noninterest expense$1,041,0004,380
Pre-tax net operating income$833,0005,563
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$833,0005,122
Extraordinary gains, net$051
Net income$833,0005,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0004,299
Cash dividends$913,0002,717
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$833,0005,119
2006-09-30 (YTD Data)Rank
Total interest income$2,692,0006,396
Total interest expense$758,0006,902
Net interest income$1,934,0005,993
Provision for loan and lease losses$98,0004,141
Total noninterest income$515,0004,404
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$375,0003,065
Trading account gains and fees$0126
Additional Noninterest Income$140,0005,256
Total noninterest expense$1,658,0005,846
Salaries and employee benefits$714,0006,529
Premises and equipment expense$175,0006,408
Additional noninterest expense$769,0004,397
Pre-tax net operating income$693,0005,554
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$693,0005,019
Extraordinary gains, net$045
Net income$693,0005,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,924
Cash dividends$913,0002,049
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$693,0005,019
2006-06-30 (YTD Data)Rank
Total interest income$1,772,0006,420
Total interest expense$490,0006,898
Net interest income$1,282,0006,040
Provision for loan and lease losses$26,0005,297
Total noninterest income$340,0004,428
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$252,0003,046
Trading account gains and fees$0126
Additional Noninterest Income$88,0005,398
Total noninterest expense$1,072,0005,957
Salaries and employee benefits$466,0006,606
Premises and equipment expense$116,0006,428
Additional noninterest expense$490,0004,551
Pre-tax net operating income$524,0005,302
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$524,0004,770
Extraordinary gains, net$039
Net income$524,0004,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,293
Cash dividends$679,0001,933
Sale, conversion, retirement of capital stock, net$0887
Net operating income$524,0004,755
2006-03-31 (YTD Data)Rank
Total interest income$881,0006,406
Total interest expense$230,0006,951
Net interest income$651,0006,029
Provision for loan and lease losses$14,0005,063
Total noninterest income$167,0004,384
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$120,0003,078
Trading account gains and fees$0115
Additional Noninterest Income$47,0005,227
Total noninterest expense$540,0005,949
Salaries and employee benefits$234,0006,613
Premises and equipment expense$63,0006,234
Additional noninterest expense$243,0004,562
Pre-tax net operating income$264,0005,254
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$264,0004,735
Extraordinary gains, net$021
Net income$264,0004,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0003,919
Cash dividends$262,0002,099
Sale, conversion, retirement of capital stock, net$0648
Net operating income$264,0004,715
2005-12-31 (YTD Data)Rank
Total interest income$3,155,0006,472
Total interest expense$599,0007,334
Net interest income$2,556,0005,986
Provision for loan and lease losses$15,0006,626
Total noninterest income$697,0004,390
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$461,0003,228
Trading account gains and fees$0138
Additional Noninterest Income$236,0004,845
Total noninterest expense$2,051,0006,020
Salaries and employee benefits$866,0006,732
Premises and equipment expense$244,0006,277
Additional noninterest expense$941,0004,617
Pre-tax net operating income$1,187,0004,932
Securities gains (losses)$-3,0007,152
Applicable income taxes$06,964
Income before extraordinary items$1,184,0004,381
Extraordinary gains, net$046
Net income$1,184,0004,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,815
Cash dividends$1,097,0002,298
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,187,0004,338
2005-09-30 (YTD Data)Rank
Total interest income$2,280,0006,564
Total interest expense$383,0007,544
Net interest income$1,897,0006,042
Provision for loan and lease losses$15,0006,317
Total noninterest income$546,0004,295
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$359,0003,146
Trading account gains and fees$0126
Additional Noninterest Income$187,0004,754
Total noninterest expense$1,551,0005,963
Salaries and employee benefits$633,0006,780
Premises and equipment expense$181,0006,273
Additional noninterest expense$737,0004,462
Pre-tax net operating income$877,0005,090
Securities gains (losses)$-3,0007,524
Applicable income taxes$06,976
Income before extraordinary items$874,0004,528
Extraordinary gains, net$035
Net income$874,0004,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,099
Cash dividends$1,097,0001,678
Sale, conversion, retirement of capital stock, net$0769
Net operating income$877,0004,478
2005-06-30 (YTD Data)Rank
Total interest income$1,482,0006,603
Total interest expense$218,0007,727
Net interest income$1,264,0006,025
Provision for loan and lease losses$15,0005,851
Total noninterest income$381,0004,168
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$245,0003,052
Trading account gains and fees$0116
Additional Noninterest Income$136,0004,526
Total noninterest expense$1,015,0006,019
Salaries and employee benefits$408,0006,861
Premises and equipment expense$117,0006,347
Additional noninterest expense$490,0004,444
Pre-tax net operating income$615,0004,951
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$615,0004,351
Extraordinary gains, net$030
Net income$615,0004,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0008,334
Cash dividends$795,0001,606
Sale, conversion, retirement of capital stock, net$0643
Net operating income$615,0004,296
2005-03-31 (YTD Data)Rank
Total interest income$706,0006,729
Total interest expense$88,0007,991
Net interest income$618,0006,131
Provision for loan and lease losses$8,0005,590
Total noninterest income$164,0004,480
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$108,0003,268
Trading account gains and fees$0115
Additional Noninterest Income$56,0004,934
Total noninterest expense$514,0006,005
Salaries and employee benefits$199,0006,989
Premises and equipment expense$61,0006,293
Additional noninterest expense$254,0004,317
Pre-tax net operating income$260,0005,357
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$260,0004,757
Extraordinary gains, net$024
Net income$260,0004,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,435
Cash dividends$470,0001,314
Sale, conversion, retirement of capital stock, net$0491
Net operating income$260,0004,720
2004-12-31 (YTD Data)Rank
Total interest income$2,608,0006,798
Total interest expense$311,0008,042
Net interest income$2,297,0006,247
Provision for loan and lease losses$37,0006,248
Total noninterest income$614,0004,757
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$406,0003,609
Trading account gains and fees$0138
Additional Noninterest Income$208,0005,029
Total noninterest expense$1,963,0006,056
Salaries and employee benefits$830,0006,829
Premises and equipment expense$229,0006,415
Additional noninterest expense$904,0004,682
Pre-tax net operating income$911,0005,461
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$911,0004,933
Extraordinary gains, net$034
Net income$911,0004,933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,989
Cash dividends$924,0002,470
Sale, conversion, retirement of capital stock, net$0872
Net operating income$911,0004,866
2004-09-30 (YTD Data)Rank
Total interest income$1,914,0006,865
Total interest expense$228,0008,105
Net interest income$1,686,0006,318
Provision for loan and lease losses$27,0006,080
Total noninterest income$445,0004,870
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$306,0003,615
Trading account gains and fees$0134
Additional Noninterest Income$139,0005,282
Total noninterest expense$1,485,0005,993
Salaries and employee benefits$626,0006,797
Premises and equipment expense$172,0006,401
Additional noninterest expense$687,0004,597
Pre-tax net operating income$619,0005,816
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$619,0005,279
Extraordinary gains, net$026
Net income$619,0005,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0003,265
Cash dividends$924,0001,815
Sale, conversion, retirement of capital stock, net$0738
Net operating income$619,0005,195
2004-06-30 (YTD Data)Rank
Total interest income$1,248,0006,939
Total interest expense$151,0008,185
Net interest income$1,097,0006,410
Provision for loan and lease losses$18,0005,953
Total noninterest income$298,0004,851
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$198,0003,674
Trading account gains and fees$0130
Additional Noninterest Income$100,0005,155
Total noninterest expense$976,0006,069
Salaries and employee benefits$413,0006,864
Premises and equipment expense$114,0006,459
Additional noninterest expense$449,0004,688
Pre-tax net operating income$401,0005,850
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$401,0005,316
Extraordinary gains, net$021
Net income$401,0005,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,407
Cash dividends$677,0001,735
Sale, conversion, retirement of capital stock, net$0638
Net operating income$401,0005,230
2004-03-31 (YTD Data)Rank
Total interest income$624,0006,974
Total interest expense$81,0008,145
Net interest income$543,0006,465
Provision for loan and lease losses$9,0005,706
Total noninterest income$142,0004,914
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$90,0003,830
Trading account gains and fees$0121
Additional Noninterest Income$52,0005,049
Total noninterest expense$483,0006,156
Salaries and employee benefits$208,0006,881
Premises and equipment expense$58,0006,408
Additional noninterest expense$217,0004,781
Pre-tax net operating income$193,0005,906
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$193,0005,436
Extraordinary gains, net$016
Net income$193,0005,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$334,0001,617
Sale, conversion, retirement of capital stock, net$0464
Net operating income$193,0005,309
2003-12-31 (YTD Data)Rank
Total interest income$2,742,0006,798
Total interest expense$427,0008,025
Net interest income$2,315,0006,155
Provision for loan and lease losses$36,0006,612
Total noninterest income$541,0005,213
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$339,0004,033
Trading account gains and fees$0160
Additional Noninterest Income$202,0005,264
Total noninterest expense$1,855,0006,240
Salaries and employee benefits$760,0007,067
Premises and equipment expense$233,0006,395
Additional noninterest expense$862,0004,794
Pre-tax net operating income$965,0005,264
Securities gains (losses)$-8,0008,750
Applicable income taxes$07,459
Income before extraordinary items$957,0004,762
Extraordinary gains, net$054
Net income$957,0004,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,909
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$965,0004,573
2003-09-30 (YTD Data)Rank
Total interest income$2,078,0006,853
Total interest expense$338,0008,077
Net interest income$1,740,0006,176
Provision for loan and lease losses$27,0006,482
Total noninterest income$405,0005,280
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$251,0004,082
Trading account gains and fees$0153
Additional Noninterest Income$154,0005,292
Total noninterest expense$1,379,0006,232
Salaries and employee benefits$564,0007,068
Premises and equipment expense$174,0006,404
Additional noninterest expense$641,0004,778
Pre-tax net operating income$739,0005,368
Securities gains (losses)$-8,0008,920
Applicable income taxes$07,524
Income before extraordinary items$731,0004,869
Extraordinary gains, net$040
Net income$731,0004,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,833
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$739,0004,636
2003-06-30 (YTD Data)Rank
Total interest income$1,380,0006,914
Total interest expense$237,0008,096
Net interest income$1,143,0006,224
Provision for loan and lease losses$18,0006,396
Total noninterest income$279,0005,179
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$173,0003,955
Trading account gains and fees$0150
Additional Noninterest Income$106,0005,230
Total noninterest expense$908,0006,311
Salaries and employee benefits$374,0007,119
Premises and equipment expense$117,0006,344
Additional noninterest expense$417,0004,855
Pre-tax net operating income$496,0005,327
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$496,0004,827
Extraordinary gains, net$030
Net income$496,0004,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,879
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$496,0004,612
2003-03-31 (YTD Data)Rank
Total interest income$679,0006,984
Total interest expense$128,0008,066
Net interest income$551,0006,340
Provision for loan and lease losses$9,0006,152
Total noninterest income$136,0005,137
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$76,0004,196
Trading account gains and fees$0134
Additional Noninterest Income$60,0004,921
Total noninterest expense$439,0006,434
Salaries and employee benefits$184,0007,172
Premises and equipment expense$55,0006,522
Additional noninterest expense$200,0004,959
Pre-tax net operating income$239,0005,404
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$239,0004,830
Extraordinary gains, net$021
Net income$239,0004,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,384
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$239,0004,640
2002-12-31 (YTD Data)Rank
Total interest income$3,332,0006,501
Total interest expense$915,0007,157
Net interest income$2,417,0006,021
Provision for loan and lease losses$89,0005,940
Total noninterest income$562,0004,897
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$308,0004,169
Trading account gains and fees$0153
Additional Noninterest Income$254,0004,586
Total noninterest expense$1,806,0006,247
Salaries and employee benefits$736,0007,131
Premises and equipment expense$192,0006,856
Additional noninterest expense$878,0004,621
Pre-tax net operating income$1,084,0005,003
Securities gains (losses)$16,0003,321
Applicable income taxes$07,681
Income before extraordinary items$1,100,0004,322
Extraordinary gains, net$070
Net income$1,100,0004,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,834
Cash dividends$860,0002,519
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,084,0004,261
2001-12-31 (YTD Data)Rank
Total interest income$3,563,0006,723
Total interest expense$1,313,0007,380
Net interest income$2,250,0006,053
Provision for loan and lease losses$62,0006,322
Total noninterest income$444,0005,403
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$264,0004,497
Trading account gains and fees$0177
Additional Noninterest Income$180,0005,161
Total noninterest expense$1,647,0006,462
Salaries and employee benefits$674,0007,317
Premises and equipment expense$193,0006,884
Additional noninterest expense$780,0004,869
Pre-tax net operating income$985,0004,935
Securities gains (losses)$04,612
Applicable income taxes$81,0006,246
Income before extraordinary items$904,0004,557
Extraordinary gains, net$0105
Net income$904,0004,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,976
Cash dividends$450,0003,641
Sale, conversion, retirement of capital stock, net$0922
Net operating income$904,0004,444
2000-12-31 (YTD Data)Rank
Total interest income$3,245,0007,172
Total interest expense$1,231,0007,743
Net interest income$2,014,0006,538
Provision for loan and lease losses$24,0007,446
Total noninterest income$350,0005,886
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$249,0004,532
Trading account gains and feesNANA
Additional Noninterest Income$101,0006,404
Total noninterest expense$1,543,0006,627
Salaries and employee benefits$666,0007,351
Premises and equipment expense$161,0007,398
Additional noninterest expense$716,0005,095
Pre-tax net operating income$797,0005,880
Securities gains (losses)$77,000619
Applicable income taxes$224,0005,182
Income before extraordinary items$650,0005,621
Extraordinary gains, net$038
Net income$650,0005,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,044
Cash dividends$750,0002,772
Sale, conversion, retirement of capital stock, net$0969
Net operating income$593,0205,894
1999-12-31 (YTD Data)Rank
Total interest income$2,848,0007,544
Total interest expense$999,0008,185
Net interest income$1,849,0006,913
Provision for loan and lease losses$30,0007,215
Total noninterest income$303,0006,415
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$216,0004,922
Trading account gains and feesNANA
Additional Noninterest Income$87,0006,949
Total noninterest expense$1,418,0006,998
Salaries and employee benefits$641,0007,534
Premises and equipment expense$148,0007,698
Additional noninterest expense$629,0005,655
Pre-tax net operating income$704,0006,302
Securities gains (losses)$5,0002,145
Applicable income taxes$220,0005,500
Income before extraordinary items$489,0006,511
Extraordinary gains, net$035
Net income$489,0006,510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,803
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$485,5506,508
1998-12-31 (YTD Data)Rank
Total interest income$3,064,0007,455
Total interest expense$1,098,0008,160
Net interest income$1,966,0006,729
Provision for loan and lease losses$51,0006,547
Total noninterest income$296,0006,525
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$180,0005,433
Trading account gains and feesNANA
Additional Noninterest Income$116,0006,276
Total noninterest expense$1,472,0006,769
Salaries and employee benefits$713,0007,110
Premises and equipment expense$153,0007,582
Additional noninterest expense$606,0005,723
Pre-tax net operating income$739,0006,341
Securities gains (losses)$23,0002,320
Applicable income taxes$221,0005,943
Income before extraordinary items$541,0006,368
Extraordinary gains, net$10,00026
Net income$551,0006,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,633
Cash dividends$800,0002,583
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$524,6706,352
1997-12-31 (YTD Data)Rank
Total interest income$3,259,0007,440
Total interest expense$1,074,0008,481
Net interest income$2,185,0006,562
Provision for loan and lease losses$36,0007,137
Total noninterest income$255,0007,161
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$197,0005,379
Trading account gains and feesNANA
Additional Noninterest Income$58,0008,093
Total noninterest expense$1,449,0006,916
Salaries and employee benefits$736,0007,110
Premises and equipment expense$174,0007,310
Additional noninterest expense$539,0006,199
Pre-tax net operating income$955,0005,972
Securities gains (losses)$-1,0009,009
Applicable income taxes$266,0006,081
Income before extraordinary items$688,0005,955
Extraordinary gains, net$-1,00010,902
Net income$687,0005,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,092
Cash dividends$500,0003,451
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$688,7205,910
1996-12-31 (YTD Data)Rank
Total interest income$3,203,0007,724
Total interest expense$1,021,0008,938
Net interest income$2,182,0006,798
Provision for loan and lease losses$92,0005,306
Total noninterest income$284,0007,138
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$218,0005,252
Trading account gains and feesNANA
Additional Noninterest Income$66,0008,243
Total noninterest expense$1,407,0007,370
Salaries and employee benefits$694,0007,573
Premises and equipment expense$173,0007,570
Additional noninterest expense$540,0006,766
Pre-tax net operating income$967,0005,856
Securities gains (losses)$04,148
Applicable income taxes$326,0005,553
Income before extraordinary items$641,0006,032
Extraordinary gains, net$053
Net income$641,0006,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0002,829
Cash dividends$900,0002,306
Sale, conversion, retirement of capital stock, net$0953
Net operating income$641,0005,972
1995-12-31 (YTD Data)Rank
Total interest income$2,959,0008,267
Total interest expense$906,0009,601
Net interest income$2,053,0007,190
Provision for loan and lease losses$25,0007,325
Total noninterest income$275,0007,371
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$212,0005,481
Trading account gains and feesNANA
Additional Noninterest Income$63,0008,620
Total noninterest expense$1,276,0007,931
Salaries and employee benefits$644,0008,095
Premises and equipment expense$194,0007,315
Additional noninterest expense$438,0007,823
Pre-tax net operating income$1,027,0005,883
Securities gains (losses)$-27,00010,774
Applicable income taxes$315,0005,834
Income before extraordinary items$685,0006,086
Extraordinary gains, net$065
Net income$685,0006,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,00011,194
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$703,3605,956
1994-12-31 (YTD Data)Rank
Total interest income$2,840,0008,336
Total interest expense$830,0009,442
Net interest income$2,010,0007,541
Provision for loan and lease losses$85,0004,903
Total noninterest income$322,0006,983
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$227,0005,388
Trading account gains and feesNANA
Additional Noninterest Income$95,0007,669
Total noninterest expense$1,374,0007,991
Salaries and employee benefits$668,0008,130
Premises and equipment expense$172,0008,034
Additional noninterest expense$534,0007,564
Pre-tax net operating income$873,0006,523
Securities gains (losses)$-5,0009,408
Applicable income taxes$284,0006,074
Income before extraordinary items$584,0006,665
Extraordinary gains, net$0249
Net income$584,0006,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0003,686
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$587,3506,702
1993-12-31 (YTD Data)Rank
Total interest income$2,653,0008,903
Total interest expense$830,0009,883
Net interest income$1,823,0008,181
Provision for loan and lease losses$60,0006,949
Total noninterest income$336,0007,199
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$264,0004,892
Trading account gains and feesNANA
Additional Noninterest Income$72,0008,988
Total noninterest expense$1,297,0008,524
Salaries and employee benefits$639,0008,485
Premises and equipment expense$143,0009,102
Additional noninterest expense$515,0008,072
Pre-tax net operating income$802,0006,798
Securities gains (losses)$07,477
Applicable income taxes$271,0006,473
Income before extraordinary items$531,0007,298
Extraordinary gains, net$-26,00012,519
Net income$505,0007,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0005,061
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$531,0007,039
1992-12-31 (YTD Data)Rank
Total interest income$2,746,0009,444
Total interest expense$1,135,0009,843
Net interest income$1,611,0008,928
Provision for loan and lease losses$50,0009,026
Total noninterest income$388,0006,665
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$257,0005,024
Trading account gains and feesNANA
Additional Noninterest Income$131,0007,138
Total noninterest expense$1,284,0008,718
Salaries and employee benefits$638,0008,474
Premises and equipment expense$142,0009,348
Additional noninterest expense$504,0008,419
Pre-tax net operating income$665,0007,300
Securities gains (losses)$08,369
Applicable income taxes$242,0006,787
Income before extraordinary items$423,0007,984
Extraordinary gains, net$01,422
Net income$423,0008,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0006,521
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$423,0007,633

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.