Home > First National Bank of Ruidoso > Income and Expense
First National Bank of Ruidoso, Income and Expense
2011-06-30 (YTD Data) | Rank | |
Total interest income | $1,259,000 | 6,204 |
Total interest expense | $120,000 | 6,956 |
Net interest income | $1,139,000 | 5,922 |
Provision for loan and lease losses | $28,000 | 5,552 |
Total noninterest income | $243,000 | 4,518 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $137,000 | 3,773 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $106,000 | 4,466 |
Total noninterest expense | $1,176,000 | 5,557 |
Salaries and employee benefits | $431,000 | 6,201 |
Premises and equipment expense | $124,000 | 5,711 |
Additional noninterest expense | $621,000 | 4,437 |
Pre-tax net operating income | $178,000 | 5,245 |
Securities gains (losses) | $2,000 | 2,702 |
Applicable income taxes | $0 | 4,697 |
Income before extraordinary items | $180,000 | 5,157 |
Extraordinary gains, net | $0 | 15 |
Net income | $180,000 | 5,156 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $180,000 | 5,157 |
Net charge-offs | $71,000 | 4,170 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $178,000 | 5,085 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $620,000 | 6,257 |
Total interest expense | $66,000 | 6,949 |
Net interest income | $554,000 | 5,994 |
Provision for loan and lease losses | $18,000 | 5,065 |
Total noninterest income | $108,000 | 4,786 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $69,000 | 3,722 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $39,000 | 5,037 |
Total noninterest expense | $569,000 | 5,670 |
Salaries and employee benefits | $223,000 | 6,188 |
Premises and equipment expense | $63,000 | 5,733 |
Additional noninterest expense | $283,000 | 4,690 |
Pre-tax net operating income | $75,000 | 5,436 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $0 | 4,545 |
Income before extraordinary items | $75,000 | 5,351 |
Extraordinary gains, net | $0 | 9 |
Net income | $75,000 | 5,350 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $75,000 | 5,351 |
Net charge-offs | $72,000 | 3,053 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $75,000 | 5,295 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $2,661,000 | 6,268 |
Total interest expense | $332,000 | 6,968 |
Net interest income | $2,329,000 | 5,924 |
Provision for loan and lease losses | $205,000 | 5,302 |
Total noninterest income | $472,000 | 4,676 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $309,000 | 3,575 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $163,000 | 4,876 |
Total noninterest expense | $2,103,000 | 5,916 |
Salaries and employee benefits | $910,000 | 6,207 |
Premises and equipment expense | $233,000 | 5,924 |
Additional noninterest expense | $960,000 | 5,202 |
Pre-tax net operating income | $493,000 | 4,392 |
Securities gains (losses) | $26,000 | 2,991 |
Applicable income taxes | $0 | 4,655 |
Income before extraordinary items | $519,000 | 4,262 |
Extraordinary gains, net | $0 | 29 |
Net income | $519,000 | 4,264 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $519,000 | 4,264 |
Net charge-offs | $103,000 | 5,385 |
Cash dividends | $408,000 | 2,591 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $493,000 | 4,203 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $2,016,000 | 6,357 |
Total interest expense | $261,000 | 7,057 |
Net interest income | $1,755,000 | 6,005 |
Provision for loan and lease losses | $177,000 | 5,077 |
Total noninterest income | $360,000 | 4,726 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $235,000 | 3,625 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $125,000 | 4,920 |
Total noninterest expense | $1,604,000 | 5,904 |
Salaries and employee benefits | $710,000 | 6,178 |
Premises and equipment expense | $175,000 | 5,991 |
Additional noninterest expense | $719,000 | 5,193 |
Pre-tax net operating income | $334,000 | 4,737 |
Securities gains (losses) | $7,000 | 3,200 |
Applicable income taxes | $0 | 4,726 |
Income before extraordinary items | $341,000 | 4,696 |
Extraordinary gains, net | $0 | 23 |
Net income | $341,000 | 4,699 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $341,000 | 4,699 |
Net charge-offs | $102,000 | 4,879 |
Cash dividends | $408,000 | 1,988 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $334,000 | 4,537 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $1,358,000 | 6,383 |
Total interest expense | $181,000 | 7,109 |
Net interest income | $1,177,000 | 5,999 |
Provision for loan and lease losses | $77,000 | 5,423 |
Total noninterest income | $244,000 | 4,680 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $162,000 | 3,550 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $82,000 | 4,946 |
Total noninterest expense | $1,044,000 | 5,992 |
Salaries and employee benefits | $469,000 | 6,241 |
Premises and equipment expense | $114,000 | 6,058 |
Additional noninterest expense | $461,000 | 5,315 |
Pre-tax net operating income | $300,000 | 4,417 |
Securities gains (losses) | $4,000 | 2,840 |
Applicable income taxes | $0 | 4,691 |
Income before extraordinary items | $304,000 | 4,276 |
Extraordinary gains, net | $0 | 19 |
Net income | $304,000 | 4,275 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $304,000 | 4,275 |
Net charge-offs | $0 | 6,372 |
Cash dividends | $301,000 | 1,860 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $300,000 | 4,168 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $685,000 | 6,443 |
Total interest expense | $95,000 | 7,176 |
Net interest income | $590,000 | 6,044 |
Provision for loan and lease losses | $12,000 | 6,061 |
Total noninterest income | $119,000 | 4,726 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $82,000 | 3,542 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $37,000 | 5,161 |
Total noninterest expense | $533,000 | 6,027 |
Salaries and employee benefits | $233,000 | 6,333 |
Premises and equipment expense | $62,000 | 5,980 |
Additional noninterest expense | $238,000 | 5,253 |
Pre-tax net operating income | $164,000 | 4,410 |
Securities gains (losses) | $4,000 | 1,944 |
Applicable income taxes | $0 | 4,611 |
Income before extraordinary items | $168,000 | 4,186 |
Extraordinary gains, net | $0 | 16 |
Net income | $168,000 | 4,187 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $168,000 | 4,185 |
Net charge-offs | $0 | 5,610 |
Cash dividends | $164,000 | 1,542 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $164,000 | 4,118 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $2,901,000 | 6,399 |
Total interest expense | $492,000 | 7,150 |
Net interest income | $2,409,000 | 5,924 |
Provision for loan and lease losses | $47,000 | 6,892 |
Total noninterest income | $562,000 | 4,500 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $370,000 | 3,475 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $192,000 | 4,698 |
Total noninterest expense | $2,165,000 | 6,041 |
Salaries and employee benefits | $955,000 | 6,335 |
Premises and equipment expense | $253,000 | 6,038 |
Additional noninterest expense | $957,000 | 5,341 |
Pre-tax net operating income | $759,000 | 3,428 |
Securities gains (losses) | $81,000 | 2,302 |
Applicable income taxes | $0 | 4,388 |
Income before extraordinary items | $840,000 | 3,069 |
Extraordinary gains, net | $0 | 34 |
Net income | $840,000 | 3,068 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $840,000 | 3,068 |
Net charge-offs | $33,000 | 6,454 |
Cash dividends | $877,000 | 1,800 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $759,000 | 3,161 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $2,182,000 | 6,465 |
Total interest expense | $381,000 | 7,227 |
Net interest income | $1,801,000 | 5,954 |
Provision for loan and lease losses | $35,000 | 6,735 |
Total noninterest income | $421,000 | 4,560 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $273,000 | 3,512 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $148,000 | 4,798 |
Total noninterest expense | $1,619,000 | 6,058 |
Salaries and employee benefits | $702,000 | 6,417 |
Premises and equipment expense | $190,000 | 6,072 |
Additional noninterest expense | $727,000 | 5,297 |
Pre-tax net operating income | $568,000 | 3,698 |
Securities gains (losses) | $26,000 | 2,633 |
Applicable income taxes | $0 | 4,592 |
Income before extraordinary items | $594,000 | 3,410 |
Extraordinary gains, net | $0 | 27 |
Net income | $594,000 | 3,408 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $594,000 | 3,410 |
Net charge-offs | $28,000 | 6,077 |
Cash dividends | $720,000 | 1,609 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $568,000 | 3,376 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $1,446,000 | 6,534 |
Total interest expense | $259,000 | 7,314 |
Net interest income | $1,187,000 | 5,991 |
Provision for loan and lease losses | $23,000 | 6,642 |
Total noninterest income | $280,000 | 4,568 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $187,000 | 3,432 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $93,000 | 4,923 |
Total noninterest expense | $1,071,000 | 6,137 |
Salaries and employee benefits | $466,000 | 6,494 |
Premises and equipment expense | $125,000 | 6,166 |
Additional noninterest expense | $480,000 | 5,354 |
Pre-tax net operating income | $373,000 | 3,802 |
Securities gains (losses) | $3,000 | 2,873 |
Applicable income taxes | $0 | 4,657 |
Income before extraordinary items | $376,000 | 3,585 |
Extraordinary gains, net | $0 | 21 |
Net income | $376,000 | 3,583 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $376,000 | 3,584 |
Net charge-offs | $16,000 | 5,738 |
Cash dividends | $564,000 | 1,492 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $373,000 | 3,491 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $722,000 | 6,589 |
Total interest expense | $137,000 | 7,333 |
Net interest income | $585,000 | 6,041 |
Provision for loan and lease losses | $12,000 | 6,236 |
Total noninterest income | $131,000 | 4,701 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $96,000 | 3,335 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $35,000 | 5,396 |
Total noninterest expense | $513,000 | 6,194 |
Salaries and employee benefits | $238,000 | 6,501 |
Premises and equipment expense | $59,000 | 6,334 |
Additional noninterest expense | $216,000 | 5,392 |
Pre-tax net operating income | $191,000 | 4,125 |
Securities gains (losses) | $3,000 | 2,164 |
Applicable income taxes | $0 | 4,835 |
Income before extraordinary items | $194,000 | 3,917 |
Extraordinary gains, net | $0 | 15 |
Net income | $194,000 | 3,919 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $194,000 | 3,919 |
Net charge-offs | $3,000 | 5,319 |
Cash dividends | $183,000 | 1,798 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $191,000 | 3,784 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $3,283,000 | 6,443 |
Total interest expense | $775,000 | 7,180 |
Net interest income | $2,508,000 | 5,903 |
Provision for loan and lease losses | $47,000 | 6,635 |
Total noninterest income | $626,000 | 4,376 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $453,000 | 3,213 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $173,000 | 5,079 |
Total noninterest expense | $2,211,000 | 5,968 |
Salaries and employee benefits | $1,016,000 | 6,376 |
Premises and equipment expense | $267,000 | 6,093 |
Additional noninterest expense | $928,000 | 5,059 |
Pre-tax net operating income | $876,000 | 4,010 |
Securities gains (losses) | $35,000 | 1,832 |
Applicable income taxes | $0 | 4,979 |
Income before extraordinary items | $911,000 | 3,455 |
Extraordinary gains, net | $0 | 39 |
Net income | $911,000 | 3,455 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 6,631 |
Cash dividends | $630,000 | 3,010 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $876,000 | 3,680 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $2,466,000 | 6,499 |
Total interest expense | $599,000 | 7,251 |
Net interest income | $1,867,000 | 5,959 |
Provision for loan and lease losses | $35,000 | 6,193 |
Total noninterest income | $515,000 | 4,275 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $376,000 | 3,038 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $139,000 | 5,075 |
Total noninterest expense | $1,671,000 | 5,934 |
Salaries and employee benefits | $766,000 | 6,385 |
Premises and equipment expense | $179,000 | 6,364 |
Additional noninterest expense | $726,000 | 4,842 |
Pre-tax net operating income | $676,000 | 4,407 |
Securities gains (losses) | $24,000 | 1,901 |
Applicable income taxes | $0 | 5,372 |
Income before extraordinary items | $700,000 | 3,814 |
Extraordinary gains, net | $0 | 31 |
Net income | $700,000 | 3,813 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 5,934 |
Cash dividends | $630,000 | 2,414 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $676,000 | 4,039 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $1,633,000 | 6,585 |
Total interest expense | $420,000 | 7,282 |
Net interest income | $1,213,000 | 6,042 |
Provision for loan and lease losses | $23,000 | 5,895 |
Total noninterest income | $331,000 | 4,413 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $250,000 | 3,011 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $81,000 | 5,397 |
Total noninterest expense | $1,095,000 | 6,026 |
Salaries and employee benefits | $512,000 | 6,433 |
Premises and equipment expense | $118,000 | 6,428 |
Additional noninterest expense | $465,000 | 4,958 |
Pre-tax net operating income | $426,000 | 4,680 |
Securities gains (losses) | $25,000 | 1,907 |
Applicable income taxes | $0 | 5,627 |
Income before extraordinary items | $451,000 | 4,233 |
Extraordinary gains, net | $0 | 21 |
Net income | $451,000 | 4,233 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 5,448 |
Cash dividends | $463,000 | 2,396 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $426,000 | 4,282 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $819,000 | 6,668 |
Total interest expense | $237,000 | 7,223 |
Net interest income | $582,000 | 6,176 |
Provision for loan and lease losses | $11,000 | 5,386 |
Total noninterest income | $153,000 | 4,570 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $116,000 | 3,123 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $37,000 | 5,574 |
Total noninterest expense | $537,000 | 6,115 |
Salaries and employee benefits | $253,000 | 6,486 |
Premises and equipment expense | $59,000 | 6,451 |
Additional noninterest expense | $225,000 | 5,004 |
Pre-tax net operating income | $187,000 | 5,074 |
Securities gains (losses) | $25,000 | 1,479 |
Applicable income taxes | $0 | 5,622 |
Income before extraordinary items | $212,000 | 4,546 |
Extraordinary gains, net | $0 | 15 |
Net income | $212,000 | 4,548 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,009 |
Cash dividends | $131,000 | 2,698 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $187,000 | 4,683 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $3,601,000 | 6,456 |
Total interest expense | $1,217,000 | 6,844 |
Net interest income | $2,384,000 | 6,092 |
Provision for loan and lease losses | $46,000 | 5,760 |
Total noninterest income | $644,000 | 4,489 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $467,000 | 3,197 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $177,000 | 5,297 |
Total noninterest expense | $2,338,000 | 5,796 |
Salaries and employee benefits | $1,087,000 | 6,259 |
Premises and equipment expense | $252,000 | 6,237 |
Additional noninterest expense | $999,000 | 4,663 |
Pre-tax net operating income | $644,000 | 5,581 |
Securities gains (losses) | $-6,000 | 7,432 |
Applicable income taxes | $0 | 6,070 |
Income before extraordinary items | $638,000 | 5,226 |
Extraordinary gains, net | $0 | 39 |
Net income | $638,000 | 5,228 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $57,000 | 4,473 |
Cash dividends | $718,000 | 3,147 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $644,000 | 5,200 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $2,677,000 | 6,518 |
Total interest expense | $917,000 | 6,856 |
Net interest income | $1,760,000 | 6,167 |
Provision for loan and lease losses | $34,000 | 5,478 |
Total noninterest income | $489,000 | 4,460 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $350,000 | 3,181 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $139,000 | 5,234 |
Total noninterest expense | $1,761,000 | 5,758 |
Salaries and employee benefits | $804,000 | 6,283 |
Premises and equipment expense | $195,000 | 6,134 |
Additional noninterest expense | $762,000 | 4,540 |
Pre-tax net operating income | $454,000 | 5,950 |
Securities gains (losses) | $-6,000 | 7,659 |
Applicable income taxes | $0 | 6,220 |
Income before extraordinary items | $448,000 | 5,591 |
Extraordinary gains, net | $0 | 33 |
Net income | $448,000 | 5,589 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $47,000 | 3,718 |
Cash dividends | $718,000 | 2,440 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $454,000 | 5,548 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $1,773,000 | 6,570 |
Total interest expense | $611,000 | 6,875 |
Net interest income | $1,162,000 | 6,235 |
Provision for loan and lease losses | $22,000 | 5,270 |
Total noninterest income | $343,000 | 4,367 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $246,000 | 3,062 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $97,000 | 5,176 |
Total noninterest expense | $1,201,000 | 5,729 |
Salaries and employee benefits | $535,000 | 6,335 |
Premises and equipment expense | $135,000 | 6,081 |
Additional noninterest expense | $531,000 | 4,403 |
Pre-tax net operating income | $282,000 | 6,156 |
Securities gains (losses) | $-6,000 | 7,884 |
Applicable income taxes | $0 | 6,265 |
Income before extraordinary items | $276,000 | 5,836 |
Extraordinary gains, net | $0 | 29 |
Net income | $276,000 | 5,836 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $63,000 | 2,597 |
Cash dividends | $565,000 | 2,293 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $282,000 | 5,777 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $879,000 | 6,617 |
Total interest expense | $300,000 | 6,921 |
Net interest income | $579,000 | 6,253 |
Provision for loan and lease losses | $10,000 | 5,012 |
Total noninterest income | $174,000 | 4,306 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $120,000 | 3,069 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $54,000 | 4,958 |
Total noninterest expense | $583,000 | 5,836 |
Salaries and employee benefits | $267,000 | 6,381 |
Premises and equipment expense | $64,000 | 6,249 |
Additional noninterest expense | $252,000 | 4,512 |
Pre-tax net operating income | $160,000 | 5,944 |
Securities gains (losses) | $-5,000 | 8,170 |
Applicable income taxes | $0 | 6,196 |
Income before extraordinary items | $155,000 | 5,581 |
Extraordinary gains, net | $0 | 22 |
Net income | $155,000 | 5,581 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $43,000 | 1,850 |
Cash dividends | $226,000 | 2,275 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $160,000 | 5,507 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $3,625,000 | 6,348 |
Total interest expense | $1,087,000 | 6,774 |
Net interest income | $2,538,000 | 5,986 |
Provision for loan and lease losses | $110,000 | 4,597 |
Total noninterest income | $671,000 | 4,459 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $480,000 | 3,145 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $191,000 | 5,200 |
Total noninterest expense | $2,266,000 | 5,789 |
Salaries and employee benefits | $988,000 | 6,431 |
Premises and equipment expense | $237,000 | 6,346 |
Additional noninterest expense | $1,041,000 | 4,380 |
Pre-tax net operating income | $833,000 | 5,563 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $0 | 6,600 |
Income before extraordinary items | $833,000 | 5,122 |
Extraordinary gains, net | $0 | 51 |
Net income | $833,000 | 5,126 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $41,000 | 4,299 |
Cash dividends | $913,000 | 2,717 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $833,000 | 5,119 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $2,692,000 | 6,396 |
Total interest expense | $758,000 | 6,902 |
Net interest income | $1,934,000 | 5,993 |
Provision for loan and lease losses | $98,000 | 4,141 |
Total noninterest income | $515,000 | 4,404 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $375,000 | 3,065 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $140,000 | 5,256 |
Total noninterest expense | $1,658,000 | 5,846 |
Salaries and employee benefits | $714,000 | 6,529 |
Premises and equipment expense | $175,000 | 6,408 |
Additional noninterest expense | $769,000 | 4,397 |
Pre-tax net operating income | $693,000 | 5,554 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $0 | 6,687 |
Income before extraordinary items | $693,000 | 5,019 |
Extraordinary gains, net | $0 | 45 |
Net income | $693,000 | 5,023 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $27,000 | 3,924 |
Cash dividends | $913,000 | 2,049 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $693,000 | 5,019 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $1,772,000 | 6,420 |
Total interest expense | $490,000 | 6,898 |
Net interest income | $1,282,000 | 6,040 |
Provision for loan and lease losses | $26,000 | 5,297 |
Total noninterest income | $340,000 | 4,428 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $252,000 | 3,046 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $88,000 | 5,398 |
Total noninterest expense | $1,072,000 | 5,957 |
Salaries and employee benefits | $466,000 | 6,606 |
Premises and equipment expense | $116,000 | 6,428 |
Additional noninterest expense | $490,000 | 4,551 |
Pre-tax net operating income | $524,000 | 5,302 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $0 | 6,706 |
Income before extraordinary items | $524,000 | 4,770 |
Extraordinary gains, net | $0 | 39 |
Net income | $524,000 | 4,774 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $24,000 | 3,293 |
Cash dividends | $679,000 | 1,933 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $524,000 | 4,755 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $881,000 | 6,406 |
Total interest expense | $230,000 | 6,951 |
Net interest income | $651,000 | 6,029 |
Provision for loan and lease losses | $14,000 | 5,063 |
Total noninterest income | $167,000 | 4,384 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $120,000 | 3,078 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $47,000 | 5,227 |
Total noninterest expense | $540,000 | 5,949 |
Salaries and employee benefits | $234,000 | 6,613 |
Premises and equipment expense | $63,000 | 6,234 |
Additional noninterest expense | $243,000 | 4,562 |
Pre-tax net operating income | $264,000 | 5,254 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $0 | 6,588 |
Income before extraordinary items | $264,000 | 4,735 |
Extraordinary gains, net | $0 | 21 |
Net income | $264,000 | 4,735 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 3,919 |
Cash dividends | $262,000 | 2,099 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $264,000 | 4,715 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $3,155,000 | 6,472 |
Total interest expense | $599,000 | 7,334 |
Net interest income | $2,556,000 | 5,986 |
Provision for loan and lease losses | $15,000 | 6,626 |
Total noninterest income | $697,000 | 4,390 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $461,000 | 3,228 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $236,000 | 4,845 |
Total noninterest expense | $2,051,000 | 6,020 |
Salaries and employee benefits | $866,000 | 6,732 |
Premises and equipment expense | $244,000 | 6,277 |
Additional noninterest expense | $941,000 | 4,617 |
Pre-tax net operating income | $1,187,000 | 4,932 |
Securities gains (losses) | $-3,000 | 7,152 |
Applicable income taxes | $0 | 6,964 |
Income before extraordinary items | $1,184,000 | 4,381 |
Extraordinary gains, net | $0 | 46 |
Net income | $1,184,000 | 4,382 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 7,815 |
Cash dividends | $1,097,000 | 2,298 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $1,187,000 | 4,338 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $2,280,000 | 6,564 |
Total interest expense | $383,000 | 7,544 |
Net interest income | $1,897,000 | 6,042 |
Provision for loan and lease losses | $15,000 | 6,317 |
Total noninterest income | $546,000 | 4,295 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $359,000 | 3,146 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $187,000 | 4,754 |
Total noninterest expense | $1,551,000 | 5,963 |
Salaries and employee benefits | $633,000 | 6,780 |
Premises and equipment expense | $181,000 | 6,273 |
Additional noninterest expense | $737,000 | 4,462 |
Pre-tax net operating income | $877,000 | 5,090 |
Securities gains (losses) | $-3,000 | 7,524 |
Applicable income taxes | $0 | 6,976 |
Income before extraordinary items | $874,000 | 4,528 |
Extraordinary gains, net | $0 | 35 |
Net income | $874,000 | 4,528 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-16,000 | 8,099 |
Cash dividends | $1,097,000 | 1,678 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $877,000 | 4,478 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $1,482,000 | 6,603 |
Total interest expense | $218,000 | 7,727 |
Net interest income | $1,264,000 | 6,025 |
Provision for loan and lease losses | $15,000 | 5,851 |
Total noninterest income | $381,000 | 4,168 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $245,000 | 3,052 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $136,000 | 4,526 |
Total noninterest expense | $1,015,000 | 6,019 |
Salaries and employee benefits | $408,000 | 6,861 |
Premises and equipment expense | $117,000 | 6,347 |
Additional noninterest expense | $490,000 | 4,444 |
Pre-tax net operating income | $615,000 | 4,951 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $0 | 6,961 |
Income before extraordinary items | $615,000 | 4,351 |
Extraordinary gains, net | $0 | 30 |
Net income | $615,000 | 4,353 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-33,000 | 8,334 |
Cash dividends | $795,000 | 1,606 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $615,000 | 4,296 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $706,000 | 6,729 |
Total interest expense | $88,000 | 7,991 |
Net interest income | $618,000 | 6,131 |
Provision for loan and lease losses | $8,000 | 5,590 |
Total noninterest income | $164,000 | 4,480 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $108,000 | 3,268 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $56,000 | 4,934 |
Total noninterest expense | $514,000 | 6,005 |
Salaries and employee benefits | $199,000 | 6,989 |
Premises and equipment expense | $61,000 | 6,293 |
Additional noninterest expense | $254,000 | 4,317 |
Pre-tax net operating income | $260,000 | 5,357 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $0 | 6,892 |
Income before extraordinary items | $260,000 | 4,757 |
Extraordinary gains, net | $0 | 24 |
Net income | $260,000 | 4,758 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 4,435 |
Cash dividends | $470,000 | 1,314 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $260,000 | 4,720 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $2,608,000 | 6,798 |
Total interest expense | $311,000 | 8,042 |
Net interest income | $2,297,000 | 6,247 |
Provision for loan and lease losses | $37,000 | 6,248 |
Total noninterest income | $614,000 | 4,757 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $406,000 | 3,609 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $208,000 | 5,029 |
Total noninterest expense | $1,963,000 | 6,056 |
Salaries and employee benefits | $830,000 | 6,829 |
Premises and equipment expense | $229,000 | 6,415 |
Additional noninterest expense | $904,000 | 4,682 |
Pre-tax net operating income | $911,000 | 5,461 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $0 | 7,185 |
Income before extraordinary items | $911,000 | 4,933 |
Extraordinary gains, net | $0 | 34 |
Net income | $911,000 | 4,933 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $79,000 | 3,989 |
Cash dividends | $924,000 | 2,470 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $911,000 | 4,866 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $1,914,000 | 6,865 |
Total interest expense | $228,000 | 8,105 |
Net interest income | $1,686,000 | 6,318 |
Provision for loan and lease losses | $27,000 | 6,080 |
Total noninterest income | $445,000 | 4,870 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $306,000 | 3,615 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $139,000 | 5,282 |
Total noninterest expense | $1,485,000 | 5,993 |
Salaries and employee benefits | $626,000 | 6,797 |
Premises and equipment expense | $172,000 | 6,401 |
Additional noninterest expense | $687,000 | 4,597 |
Pre-tax net operating income | $619,000 | 5,816 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $0 | 7,220 |
Income before extraordinary items | $619,000 | 5,279 |
Extraordinary gains, net | $0 | 26 |
Net income | $619,000 | 5,279 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $73,000 | 3,265 |
Cash dividends | $924,000 | 1,815 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $619,000 | 5,195 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $1,248,000 | 6,939 |
Total interest expense | $151,000 | 8,185 |
Net interest income | $1,097,000 | 6,410 |
Provision for loan and lease losses | $18,000 | 5,953 |
Total noninterest income | $298,000 | 4,851 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $198,000 | 3,674 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $100,000 | 5,155 |
Total noninterest expense | $976,000 | 6,069 |
Salaries and employee benefits | $413,000 | 6,864 |
Premises and equipment expense | $114,000 | 6,459 |
Additional noninterest expense | $449,000 | 4,688 |
Pre-tax net operating income | $401,000 | 5,850 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $0 | 7,214 |
Income before extraordinary items | $401,000 | 5,316 |
Extraordinary gains, net | $0 | 21 |
Net income | $401,000 | 5,316 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 5,407 |
Cash dividends | $677,000 | 1,735 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $401,000 | 5,230 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $624,000 | 6,974 |
Total interest expense | $81,000 | 8,145 |
Net interest income | $543,000 | 6,465 |
Provision for loan and lease losses | $9,000 | 5,706 |
Total noninterest income | $142,000 | 4,914 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $90,000 | 3,830 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $52,000 | 5,049 |
Total noninterest expense | $483,000 | 6,156 |
Salaries and employee benefits | $208,000 | 6,881 |
Premises and equipment expense | $58,000 | 6,408 |
Additional noninterest expense | $217,000 | 4,781 |
Pre-tax net operating income | $193,000 | 5,906 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $0 | 7,103 |
Income before extraordinary items | $193,000 | 5,436 |
Extraordinary gains, net | $0 | 16 |
Net income | $193,000 | 5,435 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 4,591 |
Cash dividends | $334,000 | 1,617 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $193,000 | 5,309 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $2,742,000 | 6,798 |
Total interest expense | $427,000 | 8,025 |
Net interest income | $2,315,000 | 6,155 |
Provision for loan and lease losses | $36,000 | 6,612 |
Total noninterest income | $541,000 | 5,213 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $339,000 | 4,033 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $202,000 | 5,264 |
Total noninterest expense | $1,855,000 | 6,240 |
Salaries and employee benefits | $760,000 | 7,067 |
Premises and equipment expense | $233,000 | 6,395 |
Additional noninterest expense | $862,000 | 4,794 |
Pre-tax net operating income | $965,000 | 5,264 |
Securities gains (losses) | $-8,000 | 8,750 |
Applicable income taxes | $0 | 7,459 |
Income before extraordinary items | $957,000 | 4,762 |
Extraordinary gains, net | $0 | 54 |
Net income | $957,000 | 4,763 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $25,000 | 5,909 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $965,000 | 4,573 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $2,078,000 | 6,853 |
Total interest expense | $338,000 | 8,077 |
Net interest income | $1,740,000 | 6,176 |
Provision for loan and lease losses | $27,000 | 6,482 |
Total noninterest income | $405,000 | 5,280 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $251,000 | 4,082 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $154,000 | 5,292 |
Total noninterest expense | $1,379,000 | 6,232 |
Salaries and employee benefits | $564,000 | 7,068 |
Premises and equipment expense | $174,000 | 6,404 |
Additional noninterest expense | $641,000 | 4,778 |
Pre-tax net operating income | $739,000 | 5,368 |
Securities gains (losses) | $-8,000 | 8,920 |
Applicable income taxes | $0 | 7,524 |
Income before extraordinary items | $731,000 | 4,869 |
Extraordinary gains, net | $0 | 40 |
Net income | $731,000 | 4,869 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $12,000 | 5,833 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $739,000 | 4,636 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $1,380,000 | 6,914 |
Total interest expense | $237,000 | 8,096 |
Net interest income | $1,143,000 | 6,224 |
Provision for loan and lease losses | $18,000 | 6,396 |
Total noninterest income | $279,000 | 5,179 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $173,000 | 3,955 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $106,000 | 5,230 |
Total noninterest expense | $908,000 | 6,311 |
Salaries and employee benefits | $374,000 | 7,119 |
Premises and equipment expense | $117,000 | 6,344 |
Additional noninterest expense | $417,000 | 4,855 |
Pre-tax net operating income | $496,000 | 5,327 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $0 | 7,529 |
Income before extraordinary items | $496,000 | 4,827 |
Extraordinary gains, net | $0 | 30 |
Net income | $496,000 | 4,826 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 5,879 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $496,000 | 4,612 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $679,000 | 6,984 |
Total interest expense | $128,000 | 8,066 |
Net interest income | $551,000 | 6,340 |
Provision for loan and lease losses | $9,000 | 6,152 |
Total noninterest income | $136,000 | 5,137 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $76,000 | 4,196 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $60,000 | 4,921 |
Total noninterest expense | $439,000 | 6,434 |
Salaries and employee benefits | $184,000 | 7,172 |
Premises and equipment expense | $55,000 | 6,522 |
Additional noninterest expense | $200,000 | 4,959 |
Pre-tax net operating income | $239,000 | 5,404 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $0 | 7,403 |
Income before extraordinary items | $239,000 | 4,830 |
Extraordinary gains, net | $0 | 21 |
Net income | $239,000 | 4,830 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 4,384 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $239,000 | 4,640 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $3,332,000 | 6,501 |
Total interest expense | $915,000 | 7,157 |
Net interest income | $2,417,000 | 6,021 |
Provision for loan and lease losses | $89,000 | 5,940 |
Total noninterest income | $562,000 | 4,897 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $308,000 | 4,169 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $254,000 | 4,586 |
Total noninterest expense | $1,806,000 | 6,247 |
Salaries and employee benefits | $736,000 | 7,131 |
Premises and equipment expense | $192,000 | 6,856 |
Additional noninterest expense | $878,000 | 4,621 |
Pre-tax net operating income | $1,084,000 | 5,003 |
Securities gains (losses) | $16,000 | 3,321 |
Applicable income taxes | $0 | 7,681 |
Income before extraordinary items | $1,100,000 | 4,322 |
Extraordinary gains, net | $0 | 70 |
Net income | $1,100,000 | 4,322 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $32,000 | 5,834 |
Cash dividends | $860,000 | 2,519 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $1,084,000 | 4,261 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $3,563,000 | 6,723 |
Total interest expense | $1,313,000 | 7,380 |
Net interest income | $2,250,000 | 6,053 |
Provision for loan and lease losses | $62,000 | 6,322 |
Total noninterest income | $444,000 | 5,403 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $264,000 | 4,497 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $180,000 | 5,161 |
Total noninterest expense | $1,647,000 | 6,462 |
Salaries and employee benefits | $674,000 | 7,317 |
Premises and equipment expense | $193,000 | 6,884 |
Additional noninterest expense | $780,000 | 4,869 |
Pre-tax net operating income | $985,000 | 4,935 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $81,000 | 6,246 |
Income before extraordinary items | $904,000 | 4,557 |
Extraordinary gains, net | $0 | 105 |
Net income | $904,000 | 4,559 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $57,000 | 4,976 |
Cash dividends | $450,000 | 3,641 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $904,000 | 4,444 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $3,245,000 | 7,172 |
Total interest expense | $1,231,000 | 7,743 |
Net interest income | $2,014,000 | 6,538 |
Provision for loan and lease losses | $24,000 | 7,446 |
Total noninterest income | $350,000 | 5,886 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $249,000 | 4,532 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $101,000 | 6,404 |
Total noninterest expense | $1,543,000 | 6,627 |
Salaries and employee benefits | $666,000 | 7,351 |
Premises and equipment expense | $161,000 | 7,398 |
Additional noninterest expense | $716,000 | 5,095 |
Pre-tax net operating income | $797,000 | 5,880 |
Securities gains (losses) | $77,000 | 619 |
Applicable income taxes | $224,000 | 5,182 |
Income before extraordinary items | $650,000 | 5,621 |
Extraordinary gains, net | $0 | 38 |
Net income | $650,000 | 5,620 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 6,044 |
Cash dividends | $750,000 | 2,772 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $593,020 | 5,894 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $2,848,000 | 7,544 |
Total interest expense | $999,000 | 8,185 |
Net interest income | $1,849,000 | 6,913 |
Provision for loan and lease losses | $30,000 | 7,215 |
Total noninterest income | $303,000 | 6,415 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $216,000 | 4,922 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $87,000 | 6,949 |
Total noninterest expense | $1,418,000 | 6,998 |
Salaries and employee benefits | $641,000 | 7,534 |
Premises and equipment expense | $148,000 | 7,698 |
Additional noninterest expense | $629,000 | 5,655 |
Pre-tax net operating income | $704,000 | 6,302 |
Securities gains (losses) | $5,000 | 2,145 |
Applicable income taxes | $220,000 | 5,500 |
Income before extraordinary items | $489,000 | 6,511 |
Extraordinary gains, net | $0 | 35 |
Net income | $489,000 | 6,510 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 6,803 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $485,550 | 6,508 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $3,064,000 | 7,455 |
Total interest expense | $1,098,000 | 8,160 |
Net interest income | $1,966,000 | 6,729 |
Provision for loan and lease losses | $51,000 | 6,547 |
Total noninterest income | $296,000 | 6,525 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $180,000 | 5,433 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $116,000 | 6,276 |
Total noninterest expense | $1,472,000 | 6,769 |
Salaries and employee benefits | $713,000 | 7,110 |
Premises and equipment expense | $153,000 | 7,582 |
Additional noninterest expense | $606,000 | 5,723 |
Pre-tax net operating income | $739,000 | 6,341 |
Securities gains (losses) | $23,000 | 2,320 |
Applicable income taxes | $221,000 | 5,943 |
Income before extraordinary items | $541,000 | 6,368 |
Extraordinary gains, net | $10,000 | 26 |
Net income | $551,000 | 6,316 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $33,000 | 5,633 |
Cash dividends | $800,000 | 2,583 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $524,670 | 6,352 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $3,259,000 | 7,440 |
Total interest expense | $1,074,000 | 8,481 |
Net interest income | $2,185,000 | 6,562 |
Provision for loan and lease losses | $36,000 | 7,137 |
Total noninterest income | $255,000 | 7,161 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $197,000 | 5,379 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $58,000 | 8,093 |
Total noninterest expense | $1,449,000 | 6,916 |
Salaries and employee benefits | $736,000 | 7,110 |
Premises and equipment expense | $174,000 | 7,310 |
Additional noninterest expense | $539,000 | 6,199 |
Pre-tax net operating income | $955,000 | 5,972 |
Securities gains (losses) | $-1,000 | 9,009 |
Applicable income taxes | $266,000 | 6,081 |
Income before extraordinary items | $688,000 | 5,955 |
Extraordinary gains, net | $-1,000 | 10,902 |
Net income | $687,000 | 5,963 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 7,092 |
Cash dividends | $500,000 | 3,451 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $688,720 | 5,910 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,203,000 | 7,724 |
Total interest expense | $1,021,000 | 8,938 |
Net interest income | $2,182,000 | 6,798 |
Provision for loan and lease losses | $92,000 | 5,306 |
Total noninterest income | $284,000 | 7,138 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $218,000 | 5,252 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $66,000 | 8,243 |
Total noninterest expense | $1,407,000 | 7,370 |
Salaries and employee benefits | $694,000 | 7,573 |
Premises and equipment expense | $173,000 | 7,570 |
Additional noninterest expense | $540,000 | 6,766 |
Pre-tax net operating income | $967,000 | 5,856 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $326,000 | 5,553 |
Income before extraordinary items | $641,000 | 6,032 |
Extraordinary gains, net | $0 | 53 |
Net income | $641,000 | 6,034 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $182,000 | 2,829 |
Cash dividends | $900,000 | 2,306 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $641,000 | 5,972 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,959,000 | 8,267 |
Total interest expense | $906,000 | 9,601 |
Net interest income | $2,053,000 | 7,190 |
Provision for loan and lease losses | $25,000 | 7,325 |
Total noninterest income | $275,000 | 7,371 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $212,000 | 5,481 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $63,000 | 8,620 |
Total noninterest expense | $1,276,000 | 7,931 |
Salaries and employee benefits | $644,000 | 8,095 |
Premises and equipment expense | $194,000 | 7,315 |
Additional noninterest expense | $438,000 | 7,823 |
Pre-tax net operating income | $1,027,000 | 5,883 |
Securities gains (losses) | $-27,000 | 10,774 |
Applicable income taxes | $315,000 | 5,834 |
Income before extraordinary items | $685,000 | 6,086 |
Extraordinary gains, net | $0 | 65 |
Net income | $685,000 | 6,084 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-28,000 | 11,194 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $703,360 | 5,956 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,840,000 | 8,336 |
Total interest expense | $830,000 | 9,442 |
Net interest income | $2,010,000 | 7,541 |
Provision for loan and lease losses | $85,000 | 4,903 |
Total noninterest income | $322,000 | 6,983 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $227,000 | 5,388 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $95,000 | 7,669 |
Total noninterest expense | $1,374,000 | 7,991 |
Salaries and employee benefits | $668,000 | 8,130 |
Premises and equipment expense | $172,000 | 8,034 |
Additional noninterest expense | $534,000 | 7,564 |
Pre-tax net operating income | $873,000 | 6,523 |
Securities gains (losses) | $-5,000 | 9,408 |
Applicable income taxes | $284,000 | 6,074 |
Income before extraordinary items | $584,000 | 6,665 |
Extraordinary gains, net | $0 | 249 |
Net income | $584,000 | 6,679 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $102,000 | 3,686 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $587,350 | 6,702 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,653,000 | 8,903 |
Total interest expense | $830,000 | 9,883 |
Net interest income | $1,823,000 | 8,181 |
Provision for loan and lease losses | $60,000 | 6,949 |
Total noninterest income | $336,000 | 7,199 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $264,000 | 4,892 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $72,000 | 8,988 |
Total noninterest expense | $1,297,000 | 8,524 |
Salaries and employee benefits | $639,000 | 8,485 |
Premises and equipment expense | $143,000 | 9,102 |
Additional noninterest expense | $515,000 | 8,072 |
Pre-tax net operating income | $802,000 | 6,798 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $271,000 | 6,473 |
Income before extraordinary items | $531,000 | 7,298 |
Extraordinary gains, net | $-26,000 | 12,519 |
Net income | $505,000 | 7,688 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $79,000 | 5,061 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $531,000 | 7,039 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,746,000 | 9,444 |
Total interest expense | $1,135,000 | 9,843 |
Net interest income | $1,611,000 | 8,928 |
Provision for loan and lease losses | $50,000 | 9,026 |
Total noninterest income | $388,000 | 6,665 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $257,000 | 5,024 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $131,000 | 7,138 |
Total noninterest expense | $1,284,000 | 8,718 |
Salaries and employee benefits | $638,000 | 8,474 |
Premises and equipment expense | $142,000 | 9,348 |
Additional noninterest expense | $504,000 | 8,419 |
Pre-tax net operating income | $665,000 | 7,300 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $242,000 | 6,787 |
Income before extraordinary items | $423,000 | 7,984 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $423,000 | 8,114 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $78,000 | 6,521 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $423,000 | 7,633 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.