Home > First National Bank of Rossville > Income and Expense

First National Bank of Rossville, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$1,596,0009,167
Total interest expense$709,0009,176
Net interest income$887,0009,054
Provision for loan and lease losses$100,0005,089
Total noninterest income$104,0008,957
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$73,0007,455
Trading account gains and feesNANA
Additional Noninterest Income$31,0008,965
Total noninterest expense$532,0009,669
Salaries and employee benefits$319,0009,502
Premises and equipment expense$72,0009,327
Additional noninterest expense$141,0009,747
Pre-tax net operating income$359,0008,098
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$359,0007,489
Extraordinary gains, net$032
Net income$359,0007,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0002,717
Cash dividends$345,0004,292
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$359,0007,402
1997-12-31 (YTD Data)Rank
Total interest income$1,605,0009,550
Total interest expense$731,0009,462
Net interest income$874,0009,482
Provision for loan and lease losses$35,0007,233
Total noninterest income$101,0009,396
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$71,0007,856
Trading account gains and feesNANA
Additional Noninterest Income$30,0009,328
Total noninterest expense$598,0009,753
Salaries and employee benefits$323,0009,788
Premises and equipment expense$71,0009,671
Additional noninterest expense$204,0009,354
Pre-tax net operating income$342,0008,772
Securities gains (losses)$6,0002,665
Applicable income taxes$010,065
Income before extraordinary items$348,0008,011
Extraordinary gains, net$044
Net income$348,0008,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,455
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$342,0008,011
1996-12-31 (YTD Data)Rank
Total interest income$1,572,00010,011
Total interest expense$713,0009,931
Net interest income$859,0009,937
Provision for loan and lease losses$12,0008,364
Total noninterest income$102,0009,859
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$78,0008,049
Trading account gains and feesNANA
Additional Noninterest Income$24,00010,174
Total noninterest expense$548,00010,399
Salaries and employee benefits$314,00010,240
Premises and equipment expense$92,0009,504
Additional noninterest expense$142,00010,648
Pre-tax net operating income$401,0008,499
Securities gains (losses)$04,148
Applicable income taxes$83,0009,068
Income before extraordinary items$318,0008,276
Extraordinary gains, net$053
Net income$318,0008,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,286
Cash dividends$750,0002,610
Sale, conversion, retirement of capital stock, net$0953
Net operating income$318,0008,206
1995-12-31 (YTD Data)Rank
Total interest income$1,573,00010,391
Total interest expense$693,00010,334
Net interest income$880,00010,307
Provision for loan and lease losses$22,0007,572
Total noninterest income$91,00010,478
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$67,0008,689
Trading account gains and feesNANA
Additional Noninterest Income$24,00010,650
Total noninterest expense$524,00010,919
Salaries and employee benefits$306,00010,695
Premises and equipment expense$71,00010,456
Additional noninterest expense$147,00011,084
Pre-tax net operating income$425,0008,903
Securities gains (losses)$03,831
Applicable income taxes$81,0009,559
Income before extraordinary items$344,0008,533
Extraordinary gains, net$065
Net income$344,0008,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,657
Cash dividends$225,0005,195
Sale, conversion, retirement of capital stock, net$0809
Net operating income$344,0008,498
1994-12-31 (YTD Data)Rank
Total interest income$1,408,00010,912
Total interest expense$556,00010,828
Net interest income$852,00010,874
Provision for loan and lease losses$-55,00012,022
Total noninterest income$92,00010,935
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$63,0009,250
Trading account gains and feesNANA
Additional Noninterest Income$29,00010,859
Total noninterest expense$540,00011,406
Salaries and employee benefits$297,00011,236
Premises and equipment expense$84,00010,524
Additional noninterest expense$159,00011,681
Pre-tax net operating income$459,0008,925
Securities gains (losses)$-116,00011,641
Applicable income taxes$3,00011,532
Income before extraordinary items$340,0008,721
Extraordinary gains, net$0249
Net income$340,0008,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,00011,755
Cash dividends$300,0004,418
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$454,8407,717
1993-12-31 (YTD Data)Rank
Total interest income$1,398,00011,452
Total interest expense$552,00011,414
Net interest income$846,00011,359
Provision for loan and lease losses$010,371
Total noninterest income$74,00011,969
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$50,00010,068
Trading account gains and feesNANA
Additional Noninterest Income$24,00011,745
Total noninterest expense$580,00011,749
Salaries and employee benefits$348,00011,169
Premises and equipment expense$82,00011,085
Additional noninterest expense$150,00012,427
Pre-tax net operating income$340,0009,894
Securities gains (losses)$07,477
Applicable income taxes$74,00010,356
Income before extraordinary items$266,0009,859
Extraordinary gains, net$03,149
Net income$266,0009,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0006,565
Cash dividends$400,0003,627
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$266,0009,605
1992-12-31 (YTD Data)Rank
Total interest income$1,603,00011,723
Total interest expense$749,00011,582
Net interest income$854,00011,695
Provision for loan and lease losses$011,756
Total noninterest income$93,00011,911
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$70,0009,546
Trading account gains and feesNANA
Additional Noninterest Income$23,00012,330
Total noninterest expense$593,00012,104
Salaries and employee benefits$329,00011,678
Premises and equipment expense$96,00010,873
Additional noninterest expense$168,00012,683
Pre-tax net operating income$354,0009,649
Securities gains (losses)$08,369
Applicable income taxes$59,00011,011
Income before extraordinary items$295,0009,397
Extraordinary gains, net$01,422
Net income$295,0009,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,00010,157
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$295,0008,997

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.