Home > First National Bank of Roland > Assets and Liabilities
First National Bank of Roland, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 24 | 6,066 |
| Assets and Liabilities | ||
| Total Assets: | $51,926,000 | 6,774 |
| Cash and due from depository institutions | $2,839,000 | 6,066 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $14,243,000 | 5,970 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 4,637 |
| Net loans & leases | $32,206,000 | 6,566 |
| Loan loss allowance | $426,000 | 6,224 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $677,000 | 7,059 |
| Other real estate owned | $0 | 6,066 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $761,000 | 7,049 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,926,000 | 6,774 |
| Total liabilities | $48,277,000 | 6,623 |
| Total deposits | $46,886,000 | 6,488 |
| Interest-bearing deposits | $40,997,000 | 6,414 |
| Deposits held in domestic offices | $46,886,000 | 6,485 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,162,000 | 2,940 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $229,000 | 7,724 |
| Total equity capital | $3,649,000 | 8,106 |
| Total bank equity capital | $3,649,000 | 8,106 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $448,000 | 5,059 |
| Surplus | $503,000 | 8,331 |
| Undivided profits | $2,698,000 | 5,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $299,000 | 4,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $202,000 | 7,770 |
| Earning assets | $47,649,000 | 6,730 |
| Long-term assets (5+ years) | $2,061,000 | 7,634 |
| Average Assets, year-to-date | $56,166,600 | 6,324 |
| Average Assets, quarterly | $53,099,500 | 6,633 |
| Volatile liabilities | $12,672,000 | 4,751 |
| Insider loans | $329,000 | 6,313 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,758,000 | 7,711 |
| Tier 1 (core) risk-based capital | $3,741,000 | 8,064 |
| Tier 2 risk-based capital | $426,000 | 5,856 |
| Total risk weighted assets | $35,348,000 | 6,431 |
| Total unused commitments | $1,758,000 | 7,716 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 20 | 6,877 |
| Assets and Liabilities | ||
| Total Assets: | $62,853,000 | 6,110 |
| Cash and due from depository institutions | $1,790,000 | 6,877 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $24,097,000 | 4,267 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $35,385,000 | 6,131 |
| Loan loss allowance | $332,000 | 7,064 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $713,000 | 6,905 |
| Other real estate owned | $95,000 | 6,877 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $773,000 | 6,818 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,853,000 | 6,110 |
| Total liabilities | $59,116,000 | 5,919 |
| Total deposits | $56,194,000 | 5,870 |
| Interest-bearing deposits | $40,732,000 | 6,497 |
| Deposits held in domestic offices | $56,194,000 | 5,867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,527,000 | 1,833 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $395,000 | 6,578 |
| Total equity capital | $3,737,000 | 8,151 |
| Total bank equity capital | $3,737,000 | 8,151 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $448,000 | 5,114 |
| Surplus | $503,000 | 8,480 |
| Undivided profits | $2,786,000 | 6,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $204,000 | 6,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $226,000 | 7,565 |
| Earning assets | $59,482,000 | 5,998 |
| Long-term assets (5+ years) | $2,307,000 | 7,558 |
| Average Assets, year-to-date | $57,129,000 | 6,262 |
| Average Assets, quarterly | $61,662,000 | 6,115 |
| Volatile liabilities | $14,771,000 | 3,816 |
| Insider loans | $633,000 | 4,681 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,987,000 | 7,472 |
| Tier 1 (core) risk-based capital | $3,661,000 | 8,112 |
| Tier 2 risk-based capital | $332,000 | 6,647 |
| Total risk weighted assets | $38,408,300 | 6,034 |
| Total unused commitments | $1,987,000 | 7,485 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 17 | 7,728 |
| Assets and Liabilities | ||
| Total Assets: | $52,235,000 | 6,892 |
| Cash and due from depository institutions | $1,954,000 | 7,728 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $11,908,000 | 6,835 |
| Federal funds sold & reverse repurchase agreements | $3,535,000 | 3,529 |
| Net loans & leases | $33,522,000 | 6,477 |
| Loan loss allowance | $328,000 | 7,277 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $737,000 | 6,845 |
| Other real estate owned | $0 | 7,728 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $579,000 | 8,008 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,235,000 | 6,892 |
| Total liabilities | $48,918,000 | 6,702 |
| Total deposits | $41,604,000 | 7,111 |
| Interest-bearing deposits | $36,257,000 | 7,062 |
| Deposits held in domestic offices | $41,604,000 | 7,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,931,000 | 1,271 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $383,000 | 6,884 |
| Total equity capital | $3,317,000 | 8,719 |
| Total bank equity capital | $3,317,000 | 8,719 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $448,000 | 5,323 |
| Surplus | $503,000 | 8,797 |
| Undivided profits | $2,366,000 | 6,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 8,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $214,000 | 8,043 |
| Earning assets | $48,965,000 | 6,783 |
| Long-term assets (5+ years) | $1,818,000 | 7,819 |
| Average Assets, year-to-date | $45,100,400 | 7,264 |
| Average Assets, quarterly | $48,628,000 | 7,114 |
| Volatile liabilities | $17,323,000 | 3,371 |
| Insider loans | $816,000 | 4,078 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,162,000 | 8,526 |
| Tier 1 (core) risk-based capital | $3,290,000 | 8,646 |
| Tier 2 risk-based capital | $328,000 | 6,739 |
| Total risk weighted assets | $36,076,000 | 6,332 |
| Total unused commitments | $1,162,000 | 8,535 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 20 | 7,449 |
| Assets and Liabilities | ||
| Total Assets: | $41,031,000 | 8,064 |
| Cash and due from depository institutions | $1,904,000 | 7,449 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $9,371,000 | 8,151 |
| Federal funds sold & reverse repurchase agreements | $270,000 | 7,955 |
| Net loans & leases | $28,289,000 | 7,208 |
| Loan loss allowance | $272,000 | 8,213 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $761,000 | 6,871 |
| Other real estate owned | $0 | 7,449 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $436,000 | 9,247 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,031,000 | 8,064 |
| Total liabilities | $37,928,000 | 7,931 |
| Total deposits | $37,424,000 | 7,796 |
| Interest-bearing deposits | $32,307,000 | 7,755 |
| Deposits held in domestic offices | $37,424,000 | 7,790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $160,000 | 3,690 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $344,000 | 7,382 |
| Total equity capital | $3,103,000 | 9,142 |
| Total bank equity capital | $3,103,000 | 9,142 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $448,000 | 5,649 |
| Surplus | $503,000 | 9,165 |
| Undivided profits | $2,152,000 | 7,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,000 | 9,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $153,000 | 9,272 |
| Earning assets | $37,930,000 | 8,008 |
| Long-term assets (5+ years) | $2,761,000 | 7,192 |
| Average Assets, year-to-date | $40,810,800 | 7,941 |
| Average Assets, quarterly | $41,242,000 | 7,998 |
| Volatile liabilities | $8,460,000 | 5,412 |
| Insider loans | $1,120,000 | 3,348 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,355,000 | 8,296 |
| Tier 1 (core) risk-based capital | $3,100,000 | 9,093 |
| Tier 2 risk-based capital | $272,000 | 7,598 |
| Total risk weighted assets | $30,366,900 | 7,067 |
| Total unused commitments | $1,355,000 | 8,305 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $39,240,000 | 8,463 |
| Cash and due from depository institutions | $1,614,000 | 8,186 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $10,134,000 | 8,247 |
| Federal funds sold & reverse repurchase agreements | $930,000 | 7,473 |
| Net loans & leases | $25,341,000 | 7,669 |
| Loan loss allowance | $231,000 | 9,004 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $775,000 | 6,925 |
| Other real estate owned | $0 | 8,186 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $446,000 | 9,549 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,240,000 | 8,463 |
| Total liabilities | $36,371,000 | 8,305 |
| Total deposits | $35,359,000 | 8,253 |
| Interest-bearing deposits | $30,552,000 | 8,220 |
| Deposits held in domestic offices | $35,359,000 | 8,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $855,000 | 2,797 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $157,000 | 10,333 |
| Total equity capital | $2,869,000 | 9,642 |
| Total bank equity capital | $2,869,000 | 9,642 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $448,000 | 5,954 |
| Surplus | $503,000 | 9,515 |
| Undivided profits | $1,918,000 | 7,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 9,938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $164,000 | 9,450 |
| Earning assets | $36,405,000 | 8,381 |
| Long-term assets (5+ years) | $2,648,000 | 7,323 |
| Average Assets, year-to-date | $37,022,800 | 8,534 |
| Average Assets, quarterly | $38,901,500 | 8,441 |
| Volatile liabilities | $9,527,000 | 4,707 |
| Insider loans | $1,453,000 | 2,852 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,292,000 | 8,457 |
| Tier 1 (core) risk-based capital | $2,854,000 | 9,592 |
| Tier 2 risk-based capital | $231,000 | 8,348 |
| Total risk weighted assets | $27,237,100 | 7,548 |
| Total unused commitments | $1,292,000 | 8,468 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 17 | 8,823 |
| Assets and Liabilities | ||
| Total Assets: | $35,800,000 | 9,053 |
| Cash and due from depository institutions | $1,829,000 | 8,823 |
| Interest-bearing balances | $190,000 | 4,687 |
| Securities | $10,937,000 | 8,423 |
| Federal funds sold & reverse repurchase agreements | $590,000 | 6,541 |
| Net loans & leases | $21,345,000 | 8,457 |
| Loan loss allowance | $217,000 | 9,570 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $441,000 | 8,861 |
| Other real estate owned | $0 | 8,823 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $658,000 | 8,514 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,800,000 | 9,053 |
| Total liabilities | $33,139,000 | 8,916 |
| Total deposits | $32,049,000 | 8,889 |
| Interest-bearing deposits | $25,960,000 | 9,090 |
| Deposits held in domestic offices | $32,049,000 | 8,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $814,000 | 3,556 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $276,000 | 7,677 |
| Total equity capital | $2,661,000 | 9,958 |
| Total bank equity capital | $2,661,000 | 9,958 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $448,000 | 6,299 |
| Surplus | $503,000 | 9,879 |
| Undivided profits | $1,710,000 | 7,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 9,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $126,000 | 10,211 |
| Earning assets | $33,062,000 | 8,990 |
| Long-term assets (5+ years) | $3,540,000 | 6,980 |
| Average Assets, year-to-date | $34,676,800 | 9,101 |
| Average Assets, quarterly | $35,088,500 | 9,109 |
| Volatile liabilities | $6,897,000 | 5,597 |
| Insider loans | $811,000 | 4,262 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,439,000 | 8,344 |
| Tier 1 (core) risk-based capital | $2,716,000 | 9,990 |
| Tier 2 risk-based capital | $217,000 | 8,820 |
| Total risk weighted assets | $23,381,900 | 8,314 |
| Total unused commitments | $1,439,000 | 8,355 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $34,107,000 | 9,585 |
| Cash and due from depository institutions | $2,015,000 | 8,423 |
| Interest-bearing balances | $478,000 | 4,473 |
| Securities | $11,525,000 | 8,524 |
| Federal funds sold & reverse repurchase agreements | $1,410,000 | 6,876 |
| Net loans & leases | $18,395,000 | 9,194 |
| Loan loss allowance | $302,000 | 8,636 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $451,000 | 9,038 |
| Other real estate owned | $23,000 | 8,423 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $288,000 | 11,400 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,107,000 | 9,585 |
| Total liabilities | $31,205,000 | 9,525 |
| Total deposits | $29,996,000 | 9,552 |
| Interest-bearing deposits | $25,500,000 | 9,557 |
| Deposits held in domestic offices | $29,996,000 | 9,546 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,060,000 | 2,714 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $149,000 | 10,394 |
| Total equity capital | $2,902,000 | 9,934 |
| Total bank equity capital | $2,902,000 | 9,934 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $447,000 | 6,602 |
| Surplus | $503,000 | 10,242 |
| Undivided profits | $1,952,000 | 7,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $347,000 | 5,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $94,000 | 11,206 |
| Earning assets | $31,808,000 | 9,499 |
| Long-term assets (5+ years) | $3,916,000 | 7,113 |
| Average Assets, year-to-date | $33,593,800 | 9,513 |
| Average Assets, quarterly | $34,043,000 | 9,549 |
| Volatile liabilities | $7,275,000 | 5,149 |
| Insider loans | $903,000 | 4,016 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,139,000 | 8,950 |
| Tier 1 (core) risk-based capital | $2,902,000 | 9,880 |
| Tier 2 risk-based capital | $242,220 | 8,505 |
| Total risk weighted assets | $19,317,520 | 9,309 |
| Total unused commitments | $1,139,000 | 8,974 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 18 | 9,137 |
| Assets and Liabilities | ||
| Total Assets: | $32,799,000 | 9,994 |
| Cash and due from depository institutions | $2,021,000 | 9,137 |
| Interest-bearing balances | $1,048,000 | 3,717 |
| Securities | $13,043,000 | 7,978 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 10,364 |
| Net loans & leases | $16,417,000 | 9,803 |
| Loan loss allowance | $366,000 | 7,877 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $420,000 | 9,508 |
| Other real estate owned | $143,000 | 9,137 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $355,000 | 11,139 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,799,000 | 9,994 |
| Total liabilities | $30,176,000 | 9,934 |
| Total deposits | $29,851,000 | 9,832 |
| Interest-bearing deposits | $26,267,000 | 9,689 |
| Deposits held in domestic offices | $29,851,000 | 9,827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $325,000 | 7,820 |
| Total equity capital | $2,623,000 | 10,368 |
| Total bank equity capital | $2,623,000 | 10,368 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $447,000 | 6,938 |
| Surplus | $503,000 | 10,507 |
| Undivided profits | $1,673,000 | 8,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $433,000 | 6,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $81,000 | 12,151 |
| Earning assets | $30,908,000 | 9,803 |
| Long-term assets (5+ years) | $5,224,000 | 6,361 |
| Average Assets, year-to-date | $34,347,600 | 9,634 |
| Average Assets, quarterly | $33,307,000 | 9,879 |
| Volatile liabilities | $6,109,000 | 5,814 |
| Insider loans | $1,448,000 | 520 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,157,000 | 8,790 |
| Tier 1 (core) risk-based capital | $2,623,000 | 10,313 |
| Tier 2 risk-based capital | $227,070 | 8,884 |
| Total risk weighted assets | $18,026,870 | 9,826 |
| Total unused commitments | $1,157,000 | 8,818 |
| Derivatives | $0 | 651 |