Home > First National Bank of Rochester > Net Loans and Leases
First National Bank of Rochester, Net Loans and Leases
| 1998-12-31 | Rank | |
| Net loans and leases | $389,408,000 | 762 |
| Loan loss allowance | $5,258,000 | 767 |
| Total loans and leases | $394,666,000 | 763 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $394,666,000 | 765 |
| All real estate loans | $291,903,000 | 691 |
| Real estate loans in domestic offices | $291,903,000 | 691 |
| Construction and development loans | $14,793,000 | 1,098 |
| Commercial RE | $118,856,000 | 456 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,051,000 | 1,165 |
| 1-4 family residential loans | $152,931,000 | 802 |
| Farmland loans | $272,000 | 5,921 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,003,000 | 2,399 |
| Commercial and industrial loans | $67,299,000 | 593 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $25,577,000 | 1,143 |
| Credit card loans | $2,494,000 | 745 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $23,083,000 | 1,133 |
| All other loans & leases | $5,884,000 | 783 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $5,884,000 | 384 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $325,941,000 | 922 |
| Loan loss allowance | $5,580,000 | 756 |
| Total loans and leases | $331,521,000 | 917 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $331,521,000 | 918 |
| All real estate loans | $238,688,000 | 862 |
| Real estate loans in domestic offices | $238,688,000 | 862 |
| Construction and development loans | $12,218,000 | 1,215 |
| Commercial RE | $105,251,000 | 507 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,583,000 | 1,580 |
| 1-4 family residential loans | $117,566,000 | 1,062 |
| Farmland loans | $70,000 | 7,069 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $20,000 | 6,774 |
| Commercial and industrial loans | $58,456,000 | 653 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $27,317,000 | 1,180 |
| Credit card loans | $2,365,000 | 831 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $24,952,000 | 1,145 |
| All other loans & leases | $7,040,000 | 714 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $7,040,000 | 325 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $297,899,000 | 1,030 |
| Loan loss allowance | $5,696,000 | 790 |
| Total loans and leases | $303,595,000 | 1,025 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $303,595,000 | 1,030 |
| All real estate loans | $212,202,000 | 978 |
| Real estate loans in domestic offices | $212,202,000 | 978 |
| Construction and development loans | $10,624,000 | 1,380 |
| Commercial RE | $94,587,000 | 576 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,032,000 | 1,532 |
| 1-4 family residential loans | $102,959,000 | 1,249 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $59,605,000 | 674 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $25,874,000 | 1,373 |
| Credit card loans | $2,200,000 | 1,005 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $23,674,000 | 1,316 |
| All other loans & leases | $5,914,000 | 851 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $5,914,000 | 409 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $248,163,000 | 1,187 |
| Loan loss allowance | $5,776,000 | 820 |
| Total loans and leases | $253,939,000 | 1,180 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $253,939,000 | 1,186 |
| All real estate loans | $179,008,000 | 1,133 |
| Real estate loans in domestic offices | $179,008,000 | 1,133 |
| Construction and development loans | $13,330,000 | 1,056 |
| Commercial RE | $85,876,000 | 601 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,247,000 | 1,796 |
| 1-4 family residential loans | $76,555,000 | 1,596 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $20,000 | 7,380 |
| Commercial and industrial loans | $47,432,000 | 806 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $23,101,000 | 1,516 |
| Credit card loans | $1,909,000 | 1,166 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $21,192,000 | 1,471 |
| All other loans & leases | $4,378,000 | 1,025 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $4,378,000 | 507 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $194,970,000 | 1,457 |
| Loan loss allowance | $6,242,000 | 782 |
| Total loans and leases | $201,212,000 | 1,424 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $201,212,000 | 1,434 |
| All real estate loans | $141,776,000 | 1,384 |
| Real estate loans in domestic offices | $141,776,000 | 1,383 |
| Construction and development loans | $9,684,000 | 1,307 |
| Commercial RE | $70,591,000 | 686 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,820,000 | 1,668 |
| 1-4 family residential loans | $57,681,000 | 2,009 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $10,000 | 7,854 |
| Commercial and industrial loans | $37,522,000 | 925 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $18,034,000 | 1,843 |
| Credit card loans | $2,153,000 | 1,099 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $15,881,000 | 1,900 |
| All other loans & leases | $3,870,000 | 1,174 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $3,870,000 | 553 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $143,630,000 | 1,900 |
| Loan loss allowance | $6,603,000 | 804 |
| Total loans and leases | $150,233,000 | 1,843 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $150,233,000 | 1,855 |
| All real estate loans | $114,939,000 | 1,653 |
| Real estate loans in domestic offices | $114,939,000 | 1,652 |
| Construction and development loans | $4,188,000 | 2,348 |
| Commercial RE | $61,351,000 | 767 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,707,000 | 2,089 |
| 1-4 family residential loans | $46,693,000 | 2,401 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $25,000 | 7,925 |
| Commercial and industrial loans | $22,263,000 | 1,486 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $10,037,000 | 2,914 |
| Credit card loans | $2,109,000 | 1,106 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,928,000 | 3,345 |
| All other loans & leases | $2,969,000 | 1,393 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $2,969,000 | 654 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $146,838,000 | 1,902 |
| Loan loss allowance | $6,377,000 | 828 |
| Total loans and leases | $153,215,000 | 1,851 |
| Unearned income | $1,000 | 9,018 |
| Loans and leases, gross | $153,215,000 | 1,860 |
| All real estate loans | $119,130,000 | 1,637 |
| Real estate loans in domestic offices | $119,130,000 | 1,636 |
| Construction and development loans | $2,899,000 | 2,940 |
| Commercial RE | $52,676,000 | 914 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,188,000 | 1,653 |
| 1-4 family residential loans | $59,327,000 | 2,028 |
| Farmland loans | $40,000 | 8,667 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $16,555,000 | 2,033 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $12,714,000 | 2,456 |
| Credit card loans | $2,420,000 | 1,058 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,294,000 | 2,735 |
| All other loans & leases | $4,817,000 | 1,106 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $4,817,000 | 504 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |