Home > First National Bank of Rochester > Net charge- offs to loans
First National Bank of Rochester, Net charge- offs to loans
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1297% | 4,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0462% | 335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0563% | 1,279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0487% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4493% | 380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4501% | 879 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6564% | 473 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2410% | 1,299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 6,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0444% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1158% | 687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3307% | 1,037 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0061% | 664 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3048% | 1,277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0282% | 7,687 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0868% | 1,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1559% | 1,378 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9114% | 1,423 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0097% | 1,285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4928% | 334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0116% | 1,369 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3093% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4161% | 1,311 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2951% | 2,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5140% | 141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5381% | 232 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.3855% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1435% | 284 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0147% | 1,281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2130% | 206 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2881% | 1,301 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0381% | 1,501 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0319% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3390% | 1,291 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2019% | 3,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8618% | 117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1629% | 156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3369% | 219 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6125% | 88 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1174% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9310% | 59 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.5408% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2034% | 1,018 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4582% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3940% | 133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1131% | 12,202 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7350% | 974 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |