Home > First National Bank of Port Orchard > Income and Expense
First National Bank of Port Orchard, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,447,000 | 6,276 |
| Total interest expense | $1,680,000 | 6,925 |
| Net interest income | $2,767,000 | 5,634 |
| Provision for loan and lease losses | $69,000 | 5,965 |
| Total noninterest income | $491,000 | 5,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 4,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 4,352 |
| Total noninterest expense | $1,896,000 | 5,856 |
| Salaries and employee benefits | $1,113,000 | 5,422 |
| Premises and equipment expense | $274,000 | 5,744 |
| Additional noninterest expense | $509,000 | 6,430 |
| Pre-tax net operating income | $1,293,000 | 4,986 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $322,000 | 5,531 |
| Income before extraordinary items | $971,000 | 4,804 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $971,000 | 4,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $971,000 | 4,744 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,707,000 | 7,146 |
| Total interest expense | $1,445,000 | 7,706 |
| Net interest income | $2,262,000 | 6,636 |
| Provision for loan and lease losses | $62,000 | 6,048 |
| Total noninterest income | $333,000 | 6,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,546 |
| Total noninterest expense | $1,575,000 | 6,908 |
| Salaries and employee benefits | $867,000 | 6,631 |
| Premises and equipment expense | $213,000 | 6,804 |
| Additional noninterest expense | $495,000 | 7,095 |
| Pre-tax net operating income | $958,000 | 5,890 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $237,000 | 6,613 |
| Income before extraordinary items | $721,000 | 5,669 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $721,000 | 5,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $721,000 | 5,617 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,224,000 | 7,897 |
| Total interest expense | $1,337,000 | 8,165 |
| Net interest income | $1,887,000 | 7,558 |
| Provision for loan and lease losses | $22,000 | 7,572 |
| Total noninterest income | $272,000 | 7,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,713 |
| Total noninterest expense | $1,416,000 | 7,535 |
| Salaries and employee benefits | $775,000 | 7,246 |
| Premises and equipment expense | $170,000 | 7,815 |
| Additional noninterest expense | $471,000 | 7,511 |
| Pre-tax net operating income | $721,000 | 7,216 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $193,000 | 7,539 |
| Income before extraordinary items | $528,000 | 7,040 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $528,000 | 7,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $2,000 | 8,693 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 614 |
| Net operating income | $528,000 | 7,017 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 8,520 |
| Total interest expense | $960,000 | 8,864 |
| Net interest income | $1,756,000 | 8,162 |
| Provision for loan and lease losses | $53,000 | 6,008 |
| Total noninterest income | $294,000 | 7,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,162 |
| Total noninterest expense | $1,235,000 | 8,484 |
| Salaries and employee benefits | $654,000 | 8,244 |
| Premises and equipment expense | $107,000 | 9,803 |
| Additional noninterest expense | $474,000 | 8,111 |
| Pre-tax net operating income | $762,000 | 7,069 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $225,000 | 6,938 |
| Income before extraordinary items | $537,000 | 7,027 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $537,000 | 7,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 978 |
| Net operating income | $537,000 | 7,071 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,118,000 | 9,954 |
| Total interest expense | $740,000 | 10,359 |
| Net interest income | $1,378,000 | 9,478 |
| Provision for loan and lease losses | $73,000 | 6,535 |
| Total noninterest income | $304,000 | 7,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 7,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 6,477 |
| Total noninterest expense | $1,065,000 | 9,462 |
| Salaries and employee benefits | $534,000 | 9,345 |
| Premises and equipment expense | $95,000 | 10,609 |
| Additional noninterest expense | $436,000 | 8,865 |
| Pre-tax net operating income | $544,000 | 8,341 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $151,000 | 8,625 |
| Income before extraordinary items | $393,000 | 8,510 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $393,000 | 8,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 11,785 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,074 |
| Net operating income | $393,000 | 8,225 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 11,813 |
| Total interest expense | $620,000 | 12,203 |
| Net interest income | $944,000 | 11,325 |
| Provision for loan and lease losses | $42,000 | 9,403 |
| Total noninterest income | $169,000 | 10,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 11,337 |
| Total noninterest expense | $811,000 | 10,953 |
| Salaries and employee benefits | $397,000 | 10,894 |
| Premises and equipment expense | $88,000 | 11,176 |
| Additional noninterest expense | $326,000 | 10,488 |
| Pre-tax net operating income | $260,000 | 10,515 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $79,000 | 10,473 |
| Income before extraordinary items | $181,000 | 10,856 |
| Extraordinary gains, net | $79,000 | 838 |
| Net income | $260,000 | 9,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $630,000 | 508 |
| Net operating income | $181,000 | 10,521 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.