Home > First National Bank of Pickens County > Assets and Liabilities
First National Bank of Pickens County, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 54 | 3,357 |
| Assets and Liabilities | ||
| Total Assets: | $112,584,000 | 3,901 |
| Cash and due from depository institutions | $3,724,000 | 3,357 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $39,552,000 | 2,857 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,925 |
| Net loans & leases | $63,602,000 | 4,128 |
| Loan loss allowance | $713,000 | 4,433 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,560,000 | 4,591 |
| Other real estate owned | $8,000 | 3,357 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,138,000 | 5,529 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,584,000 | 3,901 |
| Total liabilities | $97,159,000 | 4,019 |
| Total deposits | $91,057,000 | 4,038 |
| Interest-bearing deposits | $73,952,000 | 4,237 |
| Deposits held in domestic offices | $91,057,000 | 4,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,175,000 | 1,466 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $927,000 | 3,780 |
| Total equity capital | $15,425,000 | 2,866 |
| Total bank equity capital | $15,425,000 | 2,866 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $300,000 | 9,398 |
| Undivided profits | $14,925,000 | 1,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $227,000 | 6,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $590,000 | 4,032 |
| Earning assets | $106,154,000 | 3,814 |
| Long-term assets (5+ years) | $24,369,000 | 2,429 |
| Average Assets, year-to-date | $109,819,800 | 3,814 |
| Average Assets, quarterly | $111,867,000 | 3,877 |
| Volatile liabilities | $15,311,000 | 3,707 |
| Insider loans | $610,000 | 4,869 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,104,000 | 3,949 |
| Tier 1 (core) risk-based capital | $15,097,000 | 2,809 |
| Tier 2 risk-based capital | $713,000 | 3,924 |
| Total risk weighted assets | $71,025,900 | 3,779 |
| Total unused commitments | $8,104,000 | 3,950 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 51 | 3,657 |
| Assets and Liabilities | ||
| Total Assets: | $106,578,000 | 4,177 |
| Cash and due from depository institutions | $4,568,000 | 3,657 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $39,016,000 | 3,104 |
| Federal funds sold & reverse repurchase agreements | $2,675,000 | 4,153 |
| Net loans & leases | $57,515,000 | 4,517 |
| Loan loss allowance | $580,000 | 5,334 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,621,000 | 4,433 |
| Other real estate owned | $40,000 | 3,657 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,143,000 | 5,686 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,578,000 | 4,177 |
| Total liabilities | $92,898,000 | 4,301 |
| Total deposits | $90,031,000 | 4,194 |
| Interest-bearing deposits | $71,663,000 | 4,501 |
| Deposits held in domestic offices | $90,031,000 | 4,184 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,969,000 | 2,264 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $898,000 | 3,822 |
| Total equity capital | $13,680,000 | 3,248 |
| Total bank equity capital | $13,680,000 | 3,248 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $300,000 | 9,840 |
| Undivided profits | $13,180,000 | 1,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $528,000 | 4,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $532,000 | 4,359 |
| Earning assets | $99,206,000 | 4,131 |
| Long-term assets (5+ years) | $21,498,000 | 2,527 |
| Average Assets, year-to-date | $100,159,800 | 4,254 |
| Average Assets, quarterly | $103,874,000 | 4,223 |
| Volatile liabilities | $12,151,000 | 4,253 |
| Insider loans | $199,000 | 7,731 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,203,000 | 4,539 |
| Tier 1 (core) risk-based capital | $13,535,000 | 3,179 |
| Tier 2 risk-based capital | $580,000 | 4,705 |
| Total risk weighted assets | $64,095,600 | 4,145 |
| Total unused commitments | $6,203,000 | 4,552 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 50 | 3,844 |
| Assets and Liabilities | ||
| Total Assets: | $96,280,000 | 4,571 |
| Cash and due from depository institutions | $3,892,000 | 3,844 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $40,932,000 | 3,072 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 5,696 |
| Net loans & leases | $46,391,000 | 5,257 |
| Loan loss allowance | $522,000 | 5,871 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,703,000 | 4,241 |
| Other real estate owned | $109,000 | 3,844 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,353,000 | 5,093 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,280,000 | 4,571 |
| Total liabilities | $83,961,000 | 4,685 |
| Total deposits | $83,135,000 | 4,523 |
| Interest-bearing deposits | $66,886,000 | 4,819 |
| Deposits held in domestic offices | $83,135,000 | 4,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $826,000 | 4,274 |
| Total equity capital | $12,319,000 | 3,569 |
| Total bank equity capital | $12,319,000 | 3,569 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $300,000 | 10,245 |
| Undivided profits | $11,819,000 | 2,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $408,000 | 4,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $480,000 | 4,921 |
| Earning assets | $89,223,000 | 4,537 |
| Long-term assets (5+ years) | $14,429,000 | 3,167 |
| Average Assets, year-to-date | $92,776,000 | 4,538 |
| Average Assets, quarterly | $95,815,500 | 4,541 |
| Volatile liabilities | $9,286,000 | 4,790 |
| Insider loans | $205,000 | 7,952 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,248,000 | 6,140 |
| Tier 1 (core) risk-based capital | $12,330,000 | 3,442 |
| Tier 2 risk-based capital | $522,000 | 5,101 |
| Total risk weighted assets | $49,130,100 | 5,102 |
| Total unused commitments | $3,248,000 | 6,156 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 50 | 3,975 |
| Assets and Liabilities | ||
| Total Assets: | $88,820,000 | 4,849 |
| Cash and due from depository institutions | $3,881,000 | 3,975 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $39,755,000 | 3,307 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $41,811,000 | 5,606 |
| Loan loss allowance | $509,000 | 6,094 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,691,000 | 4,228 |
| Other real estate owned | $143,000 | 3,975 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,539,000 | 4,818 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,820,000 | 4,849 |
| Total liabilities | $77,659,000 | 4,991 |
| Total deposits | $75,875,000 | 4,862 |
| Interest-bearing deposits | $61,489,000 | 5,104 |
| Deposits held in domestic offices | $75,875,000 | 4,852 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,075,000 | 3,282 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $709,000 | 3,981 |
| Total equity capital | $11,161,000 | 3,652 |
| Total bank equity capital | $11,161,000 | 3,652 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $300,000 | 10,693 |
| Undivided profits | $10,661,000 | 2,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $739,000 | 3,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $409,000 | 5,083 |
| Earning assets | $81,566,000 | 4,850 |
| Long-term assets (5+ years) | $12,669,000 | 3,539 |
| Average Assets, year-to-date | $89,980,000 | 4,694 |
| Average Assets, quarterly | $89,924,000 | 4,765 |
| Volatile liabilities | $7,193,000 | 5,449 |
| Insider loans | $91,000 | 9,574 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,329,000 | 6,048 |
| Tier 1 (core) risk-based capital | $11,587,000 | 3,565 |
| Tier 2 risk-based capital | $509,000 | 5,216 |
| Total risk weighted assets | $44,327,900 | 5,475 |
| Total unused commitments | $3,329,000 | 6,058 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 51 | 4,066 |
| Assets and Liabilities | ||
| Total Assets: | $85,876,000 | 5,083 |
| Cash and due from depository institutions | $3,501,000 | 4,066 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $38,052,000 | 3,626 |
| Federal funds sold & reverse repurchase agreements | $2,725,000 | 4,712 |
| Net loans & leases | $38,537,000 | 5,877 |
| Loan loss allowance | $563,000 | 5,848 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,584,000 | 4,468 |
| Other real estate owned | $247,000 | 4,066 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,230,000 | 5,227 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,876,000 | 5,083 |
| Total liabilities | $75,116,000 | 5,255 |
| Total deposits | $74,518,000 | 5,084 |
| Interest-bearing deposits | $60,892,000 | 5,396 |
| Deposits held in domestic offices | $74,518,000 | 5,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $598,000 | 4,686 |
| Total equity capital | $10,760,000 | 3,784 |
| Total bank equity capital | $10,760,000 | 3,784 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $300,000 | 11,156 |
| Undivided profits | $10,260,000 | 2,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,022,000 | 3,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $373,000 | 4,972 |
| Earning assets | $79,314,000 | 5,064 |
| Long-term assets (5+ years) | $10,550,000 | 4,214 |
| Average Assets, year-to-date | $84,393,800 | 5,036 |
| Average Assets, quarterly | $85,928,000 | 5,038 |
| Volatile liabilities | $5,846,000 | 5,969 |
| Insider loans | $167,000 | 8,747 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,609,000 | 8,099 |
| Tier 1 (core) risk-based capital | $10,760,000 | 3,715 |
| Tier 2 risk-based capital | $503,380 | 5,239 |
| Total risk weighted assets | $40,210,680 | 5,863 |
| Total unused commitments | $1,609,000 | 8,122 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 49 | 4,314 |
| Assets and Liabilities | ||
| Total Assets: | $81,076,000 | 5,432 |
| Cash and due from depository institutions | $4,122,000 | 4,314 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $33,099,000 | 4,098 |
| Federal funds sold & reverse repurchase agreements | $1,875,000 | 6,725 |
| Net loans & leases | $39,366,000 | 5,798 |
| Loan loss allowance | $592,000 | 5,697 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $951,000 | 6,403 |
| Other real estate owned | $386,000 | 4,314 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,277,000 | 5,230 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,076,000 | 5,432 |
| Total liabilities | $71,079,000 | 5,602 |
| Total deposits | $70,300,000 | 5,481 |
| Interest-bearing deposits | $57,393,000 | 5,791 |
| Deposits held in domestic offices | $70,300,000 | 5,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $779,000 | 4,006 |
| Total equity capital | $9,997,000 | 3,891 |
| Total bank equity capital | $9,997,000 | 3,891 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $300,000 | 11,544 |
| Undivided profits | $9,497,000 | 2,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $391,000 | 6,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $447,000 | 4,550 |
| Earning assets | $74,340,000 | 5,412 |
| Long-term assets (5+ years) | $10,598,000 | 4,192 |
| Average Assets, year-to-date | $79,844,000 | 5,372 |
| Average Assets, quarterly | $79,522,000 | 5,463 |
| Volatile liabilities | $5,937,000 | 5,922 |
| Insider loans | $58,000 | 6,903 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,458,000 | 8,201 |
| Tier 1 (core) risk-based capital | $9,997,000 | 3,825 |
| Tier 2 risk-based capital | $503,700 | 5,173 |
| Total risk weighted assets | $40,207,600 | 5,908 |
| Total unused commitments | $1,458,000 | 8,230 |
| Derivatives | $0 | 651 |