Home > First National Bank of Paris > Income and Expense
First National Bank of Paris, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $7,114,000 | 4,516 |
Total interest expense | $3,231,000 | 4,478 |
Net interest income | $3,883,000 | 4,438 |
Provision for loan and lease losses | $120,000 | 4,568 |
Total noninterest income | $675,000 | 4,222 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $344,000 | 3,809 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $331,000 | 3,831 |
Total noninterest expense | $2,857,000 | 4,468 |
Salaries and employee benefits | $1,442,000 | 4,474 |
Premises and equipment expense | $646,000 | 2,989 |
Additional noninterest expense | $769,000 | 5,357 |
Pre-tax net operating income | $1,581,000 | 4,155 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $540,000 | 3,899 |
Income before extraordinary items | $1,041,000 | 4,331 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,041,000 | 4,332 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-9,000 | 10,349 |
Cash dividends | $920,000 | 2,270 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,041,000 | 4,280 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $6,691,000 | 4,740 |
Total interest expense | $2,941,000 | 4,855 |
Net interest income | $3,750,000 | 4,577 |
Provision for loan and lease losses | $120,000 | 4,090 |
Total noninterest income | $626,000 | 4,440 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $348,000 | 3,789 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $278,000 | 4,187 |
Total noninterest expense | $2,753,000 | 4,594 |
Salaries and employee benefits | $1,273,000 | 4,948 |
Premises and equipment expense | $632,000 | 3,077 |
Additional noninterest expense | $848,000 | 5,004 |
Pre-tax net operating income | $1,503,000 | 4,448 |
Securities gains (losses) | $-21,000 | 10,587 |
Applicable income taxes | $477,000 | 4,345 |
Income before extraordinary items | $1,005,000 | 4,601 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,005,000 | 4,599 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $45,000 | 5,333 |
Cash dividends | $910,000 | 2,199 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,019,280 | 4,508 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $5,726,000 | 5,069 |
Total interest expense | $2,255,000 | 5,067 |
Net interest income | $3,471,000 | 4,978 |
Provision for loan and lease losses | $43,000 | 6,473 |
Total noninterest income | $576,000 | 4,798 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $360,000 | 3,738 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $216,000 | 5,029 |
Total noninterest expense | $2,487,000 | 5,176 |
Salaries and employee benefits | $1,109,000 | 5,605 |
Premises and equipment expense | $484,000 | 3,911 |
Additional noninterest expense | $894,000 | 5,195 |
Pre-tax net operating income | $1,517,000 | 4,371 |
Securities gains (losses) | $-3,000 | 9,178 |
Applicable income taxes | $509,000 | 4,008 |
Income before extraordinary items | $1,005,000 | 4,528 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,005,000 | 4,529 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $74,000 | 4,318 |
Cash dividends | $909,000 | 2,062 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,006,980 | 4,567 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $5,907,000 | 5,017 |
Total interest expense | $2,351,000 | 5,067 |
Net interest income | $3,556,000 | 4,891 |
Provision for loan and lease losses | $30,000 | 8,397 |
Total noninterest income | $429,000 | 6,187 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $365,000 | 3,741 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $64,000 | 9,332 |
Total noninterest expense | $2,399,000 | 5,447 |
Salaries and employee benefits | $1,058,000 | 5,829 |
Premises and equipment expense | $452,000 | 4,251 |
Additional noninterest expense | $889,000 | 5,422 |
Pre-tax net operating income | $1,556,000 | 4,175 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $503,000 | 4,162 |
Income before extraordinary items | $1,053,000 | 4,492 |
Extraordinary gains, net | $32,000 | 2,460 |
Net income | $1,085,000 | 4,489 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-8,000 | 11,621 |
Cash dividends | $950,000 | 1,850 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,053,000 | 4,257 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $6,803,000 | 4,952 |
Total interest expense | $3,022,000 | 5,124 |
Net interest income | $3,781,000 | 4,685 |
Provision for loan and lease losses | $86,000 | 7,695 |
Total noninterest income | $391,000 | 6,637 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $329,000 | 4,135 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $62,000 | 9,701 |
Total noninterest expense | $2,597,000 | 5,134 |
Salaries and employee benefits | $1,110,000 | 5,546 |
Premises and equipment expense | $532,000 | 3,764 |
Additional noninterest expense | $955,000 | 5,247 |
Pre-tax net operating income | $1,489,000 | 4,060 |
Securities gains (losses) | $17,000 | 5,804 |
Applicable income taxes | $513,000 | 3,924 |
Income before extraordinary items | $993,000 | 4,536 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $993,000 | 4,579 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $48,000 | 7,638 |
Cash dividends | $845,000 | 1,815 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $981,780 | 4,254 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.