Home > First National Bank of Paoli > Income and Expense
First National Bank of Paoli, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 11,344 |
| Total interest expense | $517,000 | 11,021 |
| Net interest income | $687,000 | 11,421 |
| Provision for loan and lease losses | $6,000 | 8,739 |
| Total noninterest income | $100,000 | 10,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 8,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $517,000 | 11,529 |
| Salaries and employee benefits | $272,000 | 11,460 |
| Premises and equipment expense | $41,000 | 11,957 |
| Additional noninterest expense | $204,000 | 11,108 |
| Pre-tax net operating income | $264,000 | 10,384 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $82,000 | 9,759 |
| Income before extraordinary items | $182,000 | 10,474 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $182,000 | 10,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $64,000 | 7,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $182,000 | 10,521 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 12,061 |
| Total interest expense | $502,000 | 11,673 |
| Net interest income | $614,000 | 12,184 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $86,000 | 11,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,957 |
| Total noninterest expense | $473,000 | 12,297 |
| Salaries and employee benefits | $230,000 | 12,378 |
| Premises and equipment expense | $42,000 | 12,473 |
| Additional noninterest expense | $201,000 | 11,712 |
| Pre-tax net operating income | $212,000 | 10,938 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $49,000 | 10,966 |
| Income before extraordinary items | $163,000 | 11,048 |
| Extraordinary gains, net | $-8,000 | 12,278 |
| Net income | $155,000 | 11,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $53,000 | 7,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $163,000 | 10,839 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,091,000 | 12,860 |
| Total interest expense | $533,000 | 12,602 |
| Net interest income | $558,000 | 12,886 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $106,000 | 11,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 11,059 |
| Total noninterest expense | $439,000 | 12,968 |
| Salaries and employee benefits | $221,000 | 12,920 |
| Premises and equipment expense | $35,000 | 13,246 |
| Additional noninterest expense | $183,000 | 12,480 |
| Pre-tax net operating income | $195,000 | 11,118 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $75,000 | 10,571 |
| Income before extraordinary items | $120,000 | 11,675 |
| Extraordinary gains, net | $59,000 | 945 |
| Net income | $179,000 | 10,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $53,000 | 7,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $120,000 | 11,355 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.