Home > First National Bank of Onaga > Income and Expense
First National Bank of Onaga, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,234,000 | 3,547 |
| Total interest expense | $4,638,000 | 3,373 |
| Net interest income | $4,596,000 | 3,683 |
| Provision for loan and lease losses | $302,000 | 3,179 |
| Total noninterest income | $3,817,000 | 1,230 |
| Gross Fiduciary activities income | $762,000 | 478 |
| Service charges on deposit accounts | $226,000 | 4,871 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,829,000 | 983 |
| Total noninterest expense | $5,583,000 | 2,533 |
| Salaries and employee benefits | $3,222,000 | 2,327 |
| Premises and equipment expense | $782,000 | 2,694 |
| Additional noninterest expense | $1,579,000 | 2,750 |
| Pre-tax net operating income | $2,528,000 | 2,641 |
| Securities gains (losses) | $95,000 | 1,787 |
| Applicable income taxes | $966,000 | 2,124 |
| Income before extraordinary items | $1,657,000 | 2,996 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,657,000 | 2,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 9,119 |
| Cash dividends | $391,000 | 3,941 |
| Sale, conversion, retirement of capital stock, net | $1,719,000 | 334 |
| Net operating income | $1,596,200 | 2,982 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,318,000 | 3,622 |
| Total interest expense | $4,858,000 | 3,409 |
| Net interest income | $4,460,000 | 3,829 |
| Provision for loan and lease losses | $304,000 | 2,798 |
| Total noninterest income | $2,160,000 | 1,777 |
| Gross Fiduciary activities income | $602,000 | 548 |
| Service charges on deposit accounts | $410,000 | 3,180 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,148,000 | 1,692 |
| Total noninterest expense | $4,521,000 | 2,984 |
| Salaries and employee benefits | $2,310,000 | 3,043 |
| Premises and equipment expense | $690,000 | 2,905 |
| Additional noninterest expense | $1,521,000 | 2,783 |
| Pre-tax net operating income | $1,795,000 | 3,574 |
| Securities gains (losses) | $-212,000 | 9,580 |
| Applicable income taxes | $584,000 | 3,167 |
| Income before extraordinary items | $999,000 | 4,400 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $999,000 | 4,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,211 |
| Cash dividends | $585,000 | 3,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,134,680 | 4,010 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,631,000 | 4,598 |
| Total interest expense | $3,145,000 | 4,425 |
| Net interest income | $3,486,000 | 4,667 |
| Provision for loan and lease losses | $99,000 | 5,293 |
| Total noninterest income | $1,264,000 | 2,603 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $829,000 | 1,593 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $435,000 | 3,228 |
| Total noninterest expense | $2,990,000 | 4,222 |
| Salaries and employee benefits | $1,437,000 | 4,498 |
| Premises and equipment expense | $463,000 | 4,031 |
| Additional noninterest expense | $1,090,000 | 3,733 |
| Pre-tax net operating income | $1,661,000 | 3,820 |
| Securities gains (losses) | $-10,000 | 9,313 |
| Applicable income taxes | $608,000 | 3,194 |
| Income before extraordinary items | $1,043,000 | 4,292 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,043,000 | 4,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $713,000 | 2,870 |
| Sale, conversion, retirement of capital stock, net | $3,100,000 | 351 |
| Net operating income | $1,049,400 | 4,239 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,911,000 | 5,752 |
| Total interest expense | $2,151,000 | 5,921 |
| Net interest income | $2,760,000 | 5,470 |
| Provision for loan and lease losses | $96,000 | 5,205 |
| Total noninterest income | $752,000 | 3,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $597,000 | 2,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 5,595 |
| Total noninterest expense | $2,269,000 | 5,102 |
| Salaries and employee benefits | $1,041,000 | 5,615 |
| Premises and equipment expense | $320,000 | 5,185 |
| Additional noninterest expense | $908,000 | 4,266 |
| Pre-tax net operating income | $1,147,000 | 5,024 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $424,000 | 4,270 |
| Income before extraordinary items | $726,000 | 5,500 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $726,000 | 5,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,285 |
| Cash dividends | $635,000 | 3,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $724,080 | 5,398 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,430,000 | 6,292 |
| Total interest expense | $2,008,000 | 6,257 |
| Net interest income | $2,422,000 | 6,175 |
| Provision for loan and lease losses | $69,000 | 5,965 |
| Total noninterest income | $691,000 | 4,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $555,000 | 2,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 5,951 |
| Total noninterest expense | $2,051,000 | 5,560 |
| Salaries and employee benefits | $948,000 | 6,065 |
| Premises and equipment expense | $270,000 | 5,801 |
| Additional noninterest expense | $833,000 | 4,590 |
| Pre-tax net operating income | $993,000 | 5,849 |
| Securities gains (losses) | $28,000 | 1,673 |
| Applicable income taxes | $371,000 | 5,120 |
| Income before extraordinary items | $650,000 | 6,117 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $650,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $503,000 | 3,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $632,080 | 6,152 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,769,000 | 7,089 |
| Total interest expense | $1,611,000 | 7,299 |
| Net interest income | $2,158,000 | 6,845 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $678,000 | 4,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $524,000 | 2,603 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,900 |
| Total noninterest expense | $2,140,000 | 5,650 |
| Salaries and employee benefits | $984,000 | 6,067 |
| Premises and equipment expense | $261,000 | 6,091 |
| Additional noninterest expense | $895,000 | 4,780 |
| Pre-tax net operating income | $606,000 | 7,390 |
| Securities gains (losses) | $41,000 | 1,473 |
| Applicable income taxes | $225,000 | 6,772 |
| Income before extraordinary items | $422,000 | 7,437 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $422,000 | 7,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $330,000 | 4,303 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 777 |
| Net operating income | $395,350 | 7,599 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,036,000 | 8,155 |
| Total interest expense | $1,375,000 | 8,045 |
| Net interest income | $1,661,000 | 8,115 |
| Provision for loan and lease losses | $130,000 | 3,931 |
| Total noninterest income | $680,000 | 4,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $531,000 | 2,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,005 |
| Total noninterest expense | $1,958,000 | 6,086 |
| Salaries and employee benefits | $839,000 | 6,898 |
| Premises and equipment expense | $237,000 | 6,557 |
| Additional noninterest expense | $882,000 | 4,857 |
| Pre-tax net operating income | $253,000 | 10,089 |
| Securities gains (losses) | $-42,000 | 11,077 |
| Applicable income taxes | $71,000 | 9,770 |
| Income before extraordinary items | $140,000 | 10,559 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $140,000 | 10,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $126,000 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 208 |
| Net operating income | $167,720 | 10,265 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 8,920 |
| Total interest expense | $1,127,000 | 8,193 |
| Net interest income | $1,363,000 | 9,272 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $611,000 | 4,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $526,000 | 2,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,027 |
| Total noninterest expense | $1,474,000 | 7,676 |
| Salaries and employee benefits | $591,000 | 8,665 |
| Premises and equipment expense | $184,000 | 7,770 |
| Additional noninterest expense | $699,000 | 6,322 |
| Pre-tax net operating income | $500,000 | 8,656 |
| Securities gains (losses) | $-190,000 | 11,922 |
| Applicable income taxes | $118,000 | 8,968 |
| Income before extraordinary items | $192,000 | 10,368 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $192,000 | 10,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $106,000 | 6,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $313,600 | 9,070 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,420,000 | 9,355 |
| Total interest expense | $1,138,000 | 8,527 |
| Net interest income | $1,282,000 | 9,797 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $616,000 | 4,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $532,000 | 2,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,451 |
| Total noninterest expense | $1,445,000 | 8,025 |
| Salaries and employee benefits | $551,000 | 9,206 |
| Premises and equipment expense | $213,000 | 7,430 |
| Additional noninterest expense | $681,000 | 6,697 |
| Pre-tax net operating income | $453,000 | 9,001 |
| Securities gains (losses) | $552,000 | 841 |
| Applicable income taxes | $383,000 | 5,162 |
| Income before extraordinary items | $622,000 | 6,619 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $622,000 | 6,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $497,000 | 3,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $268,720 | 9,576 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,767,000 | 9,399 |
| Total interest expense | $1,248,000 | 9,425 |
| Net interest income | $1,519,000 | 9,214 |
| Provision for loan and lease losses | $6,000 | 11,435 |
| Total noninterest income | $538,000 | 5,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $488,000 | 2,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $1,386,000 | 8,355 |
| Salaries and employee benefits | $521,000 | 9,571 |
| Premises and equipment expense | $228,000 | 7,203 |
| Additional noninterest expense | $637,000 | 7,201 |
| Pre-tax net operating income | $665,000 | 7,300 |
| Securities gains (losses) | $90,000 | 3,184 |
| Applicable income taxes | $286,000 | 6,127 |
| Income before extraordinary items | $469,000 | 7,589 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $469,000 | 7,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $329,000 | 3,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $411,400 | 7,752 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.