Home > First National Bank of Northwest Georgia > Net Loans and Leases
First National Bank of Northwest Georgia, Net Loans and Leases
| 2000-12-31 | Rank | |
| Net loans and leases | $128,145,000 | 2,456 |
| Loan loss allowance | $3,672,000 | 1,092 |
| Total loans and leases | $131,817,000 | 2,410 |
| Unearned income | $85,000 | 1,755 |
| Loans and leases, gross | $131,902,000 | 2,414 |
| All real estate loans | $90,256,000 | 2,405 |
| Real estate loans in domestic offices | $90,256,000 | 2,405 |
| Construction and development loans | $11,048,000 | 1,671 |
| Commercial RE | $27,337,000 | 2,206 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $10,417,000 | 778 |
| 1-4 family residential loans | $38,833,000 | 2,738 |
| Farmland loans | $2,621,000 | 2,729 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $706,000 | 4,402 |
| Commercial and industrial loans | $8,030,000 | 4,204 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $9,787,000 | 2,805 |
| Credit card loans | $90,000 | 4,073 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,697,000 | 2,664 |
| All other loans & leases | $23,123,000 | 358 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $2,555,000 | 619 |
| Other loans | $20,568,000 | 178 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $732,000 | 504 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $145,872,000 | 2,055 |
| Loan loss allowance | $3,062,000 | 1,253 |
| Total loans and leases | $148,934,000 | 2,039 |
| Unearned income | $112,000 | 1,960 |
| Loans and leases, gross | $149,046,000 | 2,039 |
| All real estate loans | $93,449,000 | 2,227 |
| Real estate loans in domestic offices | $93,449,000 | 2,227 |
| Construction and development loans | $15,162,000 | 1,215 |
| Commercial RE | $27,751,000 | 2,051 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $10,975,000 | 717 |
| 1-4 family residential loans | $36,791,000 | 2,785 |
| Farmland loans | $2,770,000 | 2,622 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,807,000 | 3,543 |
| Commercial and industrial loans | $22,902,000 | 1,828 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $9,406,000 | 2,927 |
| Credit card loans | $103,000 | 4,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,303,000 | 2,757 |
| All other loans & leases | $21,482,000 | 379 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $1,510,000 | 910 |
| Other loans | $19,972,000 | 193 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $1,857,000 | 360 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $131,796,000 | 2,121 |
| Loan loss allowance | $3,035,000 | 1,218 |
| Total loans and leases | $134,831,000 | 2,097 |
| Unearned income | $160,000 | 2,068 |
| Loans and leases, gross | $134,991,000 | 2,104 |
| All real estate loans | $88,016,000 | 2,190 |
| Real estate loans in domestic offices | $88,016,000 | 2,190 |
| Construction and development loans | $11,069,000 | 1,373 |
| Commercial RE | $24,154,000 | 2,053 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $10,197,000 | 707 |
| 1-4 family residential loans | $40,319,000 | 2,556 |
| Farmland loans | $2,277,000 | 2,810 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,397,000 | 3,248 |
| Commercial and industrial loans | $12,488,000 | 2,818 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $10,991,000 | 2,530 |
| Credit card loans | $104,000 | 4,197 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,887,000 | 2,377 |
| All other loans & leases | $21,099,000 | 373 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $1,805,000 | 764 |
| Other loans | $19,294,000 | 185 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $4,794,000 | 192 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $132,416,000 | 2,113 |
| Loan loss allowance | $3,047,000 | 1,231 |
| Total loans and leases | $135,463,000 | 2,105 |
| Unearned income | $245,000 | 1,915 |
| Loans and leases, gross | $135,708,000 | 2,105 |
| All real estate loans | $88,464,000 | 2,205 |
| Real estate loans in domestic offices | $88,464,000 | 2,204 |
| Construction and development loans | $14,730,000 | 1,039 |
| Commercial RE | $11,320,000 | 3,522 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,740,000 | 1,125 |
| 1-4 family residential loans | $54,908,000 | 2,053 |
| Farmland loans | $1,766,000 | 3,296 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $488,000 | 5,362 |
| Commercial and industrial loans | $10,177,000 | 3,258 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $14,418,000 | 2,098 |
| Credit card loans | $132,000 | 4,161 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $14,286,000 | 1,940 |
| All other loans & leases | $22,161,000 | 377 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $2,288,000 | 645 |
| Other loans | $19,873,000 | 193 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $4,662,000 | 194 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $110,192,000 | 2,556 |
| Loan loss allowance | $2,478,000 | 1,566 |
| Total loans and leases | $112,670,000 | 2,538 |
| Unearned income | $289,000 | 2,875 |
| Loans and leases, gross | $112,670,000 | 2,552 |
| All real estate loans | $71,223,000 | 2,685 |
| Real estate loans in domestic offices | $71,223,000 | 2,685 |
| Construction and development loans | $6,428,000 | 2,032 |
| Commercial RE | $13,252,000 | 3,186 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,180,000 | 1,495 |
| 1-4 family residential loans | $45,357,000 | 2,455 |
| Farmland loans | $2,006,000 | 2,987 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $434,000 | 5,713 |
| Commercial and industrial loans | $10,692,000 | 3,114 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $12,602,000 | 2,487 |
| Credit card loans | $87,000 | 4,894 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $12,515,000 | 2,315 |
| All other loans & leases | $18,008,000 | 459 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $2,802,000 | 627 |
| Other loans | $15,206,000 | 252 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $2,201,000 | 352 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $49,000 | 2,469 |
| Non 1-4 family restructured loans & leases | $49,000 | 2,469 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $100,508,000 | 2,689 |
| Loan loss allowance | $2,345,000 | 1,690 |
| Total loans and leases | $102,853,000 | 2,665 |
| Unearned income | $316,000 | 2,957 |
| Loans and leases, gross | $102,853,000 | 2,677 |
| All real estate loans | $60,049,000 | 3,041 |
| Real estate loans in domestic offices | $60,049,000 | 3,040 |
| Construction and development loans | $7,214,000 | 1,773 |
| Commercial RE | $19,875,000 | 2,285 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,645,000 | 1,675 |
| 1-4 family residential loans | $27,948,000 | 3,529 |
| Farmland loans | $1,367,000 | 3,811 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,479,000 | 4,378 |
| Commercial and industrial loans | $17,460,000 | 1,996 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $13,919,000 | 2,288 |
| Credit card loans | $0 | 6,778 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $13,919,000 | 2,121 |
| All other loans & leases | $10,262,000 | 623 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $3,408,000 | 573 |
| Other loans | $6,854,000 | 400 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $1,610,000 | 447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $52,000 | 2,683 |
| Non 1-4 family restructured loans & leases | $52,000 | 2,683 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $93,343,000 | 2,800 |
| Loan loss allowance | $2,305,000 | 1,761 |
| Total loans and leases | $95,648,000 | 2,786 |
| Unearned income | $560,000 | 2,306 |
| Loans and leases, gross | $95,648,000 | 2,798 |
| All real estate loans | $59,260,000 | 3,029 |
| Real estate loans in domestic offices | $59,260,000 | 3,027 |
| Construction and development loans | $7,301,000 | 1,653 |
| Commercial RE | $20,619,000 | 2,179 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,221,000 | 1,544 |
| 1-4 family residential loans | $26,288,000 | 3,695 |
| Farmland loans | $831,000 | 4,915 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,152,000 | 3,772 |
| Commercial and industrial loans | $16,229,000 | 2,013 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $13,827,000 | 2,296 |
| Credit card loans | $0 | 6,913 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $13,827,000 | 2,127 |
| All other loans & leases | $4,740,000 | 1,011 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $4,001,000 | 551 |
| Other loans | $739,000 | 1,508 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $1,307,000 | 493 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $55,000 | 3,135 |
| Non 1-4 family restructured loans & leases | $55,000 | 3,135 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $89,232,000 | 2,863 |
| Loan loss allowance | $2,275,000 | 1,868 |
| Total loans and leases | $91,507,000 | 2,843 |
| Unearned income | $912,000 | 1,807 |
| Loans and leases, gross | $91,507,000 | 2,856 |
| All real estate loans | $60,121,000 | 2,978 |
| Real estate loans in domestic offices | $60,121,000 | 2,977 |
| Construction and development loans | $4,911,000 | 2,089 |
| Commercial RE | $22,137,000 | 1,998 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,546,000 | 1,361 |
| 1-4 family residential loans | $26,550,000 | 3,702 |
| Farmland loans | $977,000 | 4,517 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,280,000 | 3,614 |
| Commercial and industrial loans | $14,112,000 | 2,216 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $12,576,000 | 2,403 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $12,576,000 | 2,217 |
| All other loans & leases | $3,330,000 | 1,287 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $2,779,000 | 731 |
| Other loans | $551,000 | 1,848 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $1,578,000 | 458 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $58,000 | 3,623 |
| Non 1-4 family restructured loans & leases | $58,000 | 3,623 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $96,248,000 | 2,781 |
| Loan loss allowance | $2,249,000 | 1,925 |
| Total loans and leases | $98,497,000 | 2,766 |
| Unearned income | $1,761,000 | 1,347 |
| Loans and leases, gross | $98,497,000 | 2,780 |
| All real estate loans | $65,268,000 | 2,841 |
| Real estate loans in domestic offices | $65,268,000 | 2,841 |
| Construction and development loans | $8,687,000 | 1,340 |
| Commercial RE | $27,366,000 | 1,683 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,881,000 | 2,022 |
| 1-4 family residential loans | $25,554,000 | 3,901 |
| Farmland loans | $780,000 | 4,930 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,980,000 | 3,907 |
| Commercial and industrial loans | $13,435,000 | 2,415 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $14,258,000 | 2,210 |
| Credit card loans | $7,000 | 6,886 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $14,251,000 | 2,022 |
| All other loans & leases | $5,317,000 | 1,038 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $3,610,000 | 675 |
| Other loans | $1,707,000 | 989 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $553,000 | 890 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |