Home > First National Bank of Northwest Georgia > Assets and Liabilities
First National Bank of Northwest Georgia, Assets and Liabilities
| 2000-12-31 | Rank | |
| # of Employees: | 82 | 2,062 |
| Assets and Liabilities | ||
| Total Assets: | $197,281,000 | 2,469 |
| Cash and due from depository institutions | $10,327,000 | 2,062 |
| Interest-bearing balances | $5,000 | 6,568 |
| Securities | $35,524,000 | 2,993 |
| Federal funds sold & reverse repurchase agreements | $11,628,000 | 1,036 |
| Net loans & leases | $128,145,000 | 2,456 |
| Loan loss allowance | $3,672,000 | 1,092 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $8,312,000 | 985 |
| Other real estate owned | $0 | 2,062 |
| Goodwill and other intangibles | $854,000 | 1,519 |
| All other assets | $2,491,000 | 3,346 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,281,000 | 2,469 |
| Total liabilities | $178,866,000 | 2,457 |
| Total deposits | $176,680,000 | 2,221 |
| Interest-bearing deposits | $145,567,000 | 2,326 |
| Deposits held in domestic offices | $176,680,000 | 2,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $595,000 | 3,095 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,591,000 | 2,467 |
| Total equity capital | $18,415,000 | 2,543 |
| Total bank equity capital | $18,415,000 | 2,543 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,510,000 | 2,315 |
| Surplus | $10,687,000 | 1,569 |
| Undivided profits | $6,218,000 | 3,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,613,000 | 714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $977,000 | 2,812 |
| Earning assets | $175,302,000 | 2,550 |
| Long-term assets (5+ years) | $64,011,000 | 1,337 |
| Average Assets, year-to-date | $206,440,200 | 2,231 |
| Average Assets, quarterly | $198,018,000 | 2,428 |
| Volatile liabilities | $27,434,000 | 2,864 |
| Insider loans | $2,193,000 | 2,138 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $39,791,000 | 1,389 |
| Tier 1 (core) risk-based capital | $17,583,000 | 2,552 |
| Tier 2 risk-based capital | $1,755,870 | 2,012 |
| Total risk weighted assets | $138,553,370 | 2,300 |
| Total unused commitments | $39,791,000 | 1,390 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 94 | 1,808 |
| Assets and Liabilities | ||
| Total Assets: | $214,688,000 | 2,186 |
| Cash and due from depository institutions | $10,138,000 | 1,808 |
| Interest-bearing balances | $53,000 | 5,373 |
| Securities | $46,459,000 | 2,439 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $145,872,000 | 2,055 |
| Loan loss allowance | $3,062,000 | 1,253 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,403,000 | 975 |
| Other real estate owned | $0 | 1,808 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,816,000 | 2,306 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,688,000 | 2,186 |
| Total liabilities | $199,375,000 | 2,126 |
| Total deposits | $186,800,000 | 2,033 |
| Interest-bearing deposits | $147,032,000 | 2,237 |
| Deposits held in domestic offices | $186,800,000 | 2,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $390,000 | 3,609 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,097,000 | 1,886 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,088,000 | 3,052 |
| Total equity capital | $15,313,000 | 2,899 |
| Total bank equity capital | $15,313,000 | 2,899 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,510,000 | 2,351 |
| Surplus | $9,045,000 | 1,795 |
| Undivided profits | $4,758,000 | 4,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 6,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,141,000 | 1,970 |
| Earning assets | $192,384,000 | 2,244 |
| Long-term assets (5+ years) | $67,405,000 | 1,353 |
| Average Assets, year-to-date | $211,220,200 | 2,129 |
| Average Assets, quarterly | $213,728,500 | 2,175 |
| Volatile liabilities | $29,102,000 | 2,600 |
| Insider loans | $8,211,000 | 537 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $24,012,000 | 2,059 |
| Tier 1 (core) risk-based capital | $17,013,000 | 2,572 |
| Tier 2 risk-based capital | $1,988,650 | 1,705 |
| Total risk weighted assets | $158,018,350 | 1,940 |
| Total unused commitments | $24,012,000 | 2,063 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 96 | 1,777 |
| Assets and Liabilities | ||
| Total Assets: | $210,309,000 | 2,191 |
| Cash and due from depository institutions | $13,111,000 | 1,777 |
| Interest-bearing balances | $65,000 | 5,397 |
| Securities | $50,110,000 | 2,298 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,884 |
| Net loans & leases | $131,796,000 | 2,121 |
| Loan loss allowance | $3,035,000 | 1,218 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $8,216,000 | 907 |
| Other real estate owned | $136,000 | 1,777 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,740,000 | 2,680 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,309,000 | 2,191 |
| Total liabilities | $193,508,000 | 2,147 |
| Total deposits | $183,876,000 | 2,063 |
| Interest-bearing deposits | $146,326,000 | 2,234 |
| Deposits held in domestic offices | $183,876,000 | 2,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $225,000 | 2,988 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,279,000 | 1,738 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,128,000 | 3,188 |
| Total equity capital | $16,801,000 | 2,656 |
| Total bank equity capital | $16,801,000 | 2,656 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,510,000 | 2,318 |
| Surplus | $9,045,000 | 1,722 |
| Undivided profits | $6,246,000 | 3,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 8,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,092,000 | 2,018 |
| Earning assets | $186,171,000 | 2,270 |
| Long-term assets (5+ years) | $35,507,000 | 2,093 |
| Average Assets, year-to-date | $206,977,200 | 2,111 |
| Average Assets, quarterly | $209,389,000 | 2,152 |
| Volatile liabilities | $25,257,000 | 2,472 |
| Insider loans | $3,243,000 | 1,339 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $25,160,000 | 1,879 |
| Tier 1 (core) risk-based capital | $16,470,000 | 2,589 |
| Tier 2 risk-based capital | $1,783,430 | 1,784 |
| Total risk weighted assets | $141,422,830 | 2,006 |
| Total unused commitments | $25,160,000 | 1,886 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 97 | 1,826 |
| Assets and Liabilities | ||
| Total Assets: | $196,964,000 | 2,305 |
| Cash and due from depository institutions | $10,559,000 | 1,826 |
| Interest-bearing balances | $59,000 | 5,238 |
| Securities | $43,915,000 | 2,588 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $132,416,000 | 2,113 |
| Loan loss allowance | $3,047,000 | 1,231 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,259,000 | 1,050 |
| Other real estate owned | $191,000 | 1,826 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,624,000 | 2,728 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,964,000 | 2,305 |
| Total liabilities | $181,266,000 | 2,265 |
| Total deposits | $171,519,000 | 2,181 |
| Interest-bearing deposits | $138,817,000 | 2,322 |
| Deposits held in domestic offices | $171,519,000 | 2,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $8,453,000 | 1,523 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,294,000 | 2,870 |
| Total equity capital | $15,698,000 | 2,817 |
| Total bank equity capital | $15,698,000 | 2,817 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,510,000 | 2,347 |
| Surplus | $9,045,000 | 1,698 |
| Undivided profits | $5,143,000 | 4,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 9,705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,176,000 | 1,916 |
| Earning assets | $176,390,000 | 2,354 |
| Long-term assets (5+ years) | $11,526,000 | 3,977 |
| Average Assets, year-to-date | $188,665,600 | 2,275 |
| Average Assets, quarterly | $193,882,000 | 2,306 |
| Volatile liabilities | $30,377,000 | 2,120 |
| Insider loans | $1,273,000 | 2,979 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $32,297,000 | 1,482 |
| Tier 1 (core) risk-based capital | $15,595,000 | 2,727 |
| Tier 2 risk-based capital | $1,634,060 | 1,858 |
| Total risk weighted assets | $129,311,960 | 2,146 |
| Total unused commitments | $32,297,000 | 1,485 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 97 | 1,925 |
| Assets and Liabilities | ||
| Total Assets: | $178,205,000 | 2,599 |
| Cash and due from depository institutions | $9,084,000 | 1,925 |
| Interest-bearing balances | $23,000 | 5,854 |
| Securities | $41,454,000 | 2,915 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,870 |
| Net loans & leases | $110,192,000 | 2,556 |
| Loan loss allowance | $2,478,000 | 1,566 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,780,000 | 1,005 |
| Other real estate owned | $0 | 1,925 |
| Goodwill and other intangibles | $211,000 | 2,111 |
| All other assets | $2,484,000 | 2,964 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $178,205,000 | 2,599 |
| Total liabilities | $163,291,000 | 2,553 |
| Total deposits | $161,175,000 | 2,393 |
| Interest-bearing deposits | $128,428,000 | 2,586 |
| Deposits held in domestic offices | $161,175,000 | 2,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $175,000 | 3,671 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $623,000 | 3,763 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,318,000 | 2,857 |
| Total equity capital | $14,914,000 | 2,968 |
| Total bank equity capital | $14,914,000 | 2,968 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,510,000 | 2,483 |
| Surplus | $9,045,000 | 1,751 |
| Undivided profits | $4,359,000 | 4,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $162,000 | 7,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,037,000 | 2,163 |
| Earning assets | $158,669,000 | 2,672 |
| Long-term assets (5+ years) | $7,977,000 | 4,734 |
| Average Assets, year-to-date | $173,627,000 | 2,552 |
| Average Assets, quarterly | $175,545,500 | 2,599 |
| Volatile liabilities | $24,279,000 | 2,487 |
| Insider loans | $1,302,000 | 2,973 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $23,933,000 | 1,807 |
| Tier 1 (core) risk-based capital | $14,760,000 | 2,928 |
| Tier 2 risk-based capital | $1,391,070 | 2,194 |
| Total risk weighted assets | $110,198,870 | 2,545 |
| Total unused commitments | $23,933,000 | 1,822 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 102 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $176,692,000 | 2,622 |
| Cash and due from depository institutions | $10,481,000 | 1,896 |
| Interest-bearing balances | $32,000 | 5,965 |
| Securities | $49,352,000 | 2,556 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,626 |
| Net loans & leases | $100,508,000 | 2,689 |
| Loan loss allowance | $2,345,000 | 1,690 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,464,000 | 897 |
| Other real estate owned | $10,000 | 1,896 |
| Goodwill and other intangibles | $248,000 | 1,913 |
| All other assets | $2,129,000 | 3,442 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,692,000 | 2,622 |
| Total liabilities | $162,290,000 | 2,577 |
| Total deposits | $160,291,000 | 2,439 |
| Interest-bearing deposits | $127,492,000 | 2,628 |
| Deposits held in domestic offices | $160,291,000 | 2,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $782,000 | 3,137 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,217,000 | 3,102 |
| Total equity capital | $14,402,000 | 3,081 |
| Total bank equity capital | $14,402,000 | 3,081 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,510,000 | 2,553 |
| Surplus | $9,045,000 | 1,725 |
| Undivided profits | $3,847,000 | 5,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $198,000 | 6,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $947,000 | 2,442 |
| Earning assets | $155,392,000 | 2,731 |
| Long-term assets (5+ years) | $8,708,000 | 4,388 |
| Average Assets, year-to-date | $175,039,800 | 2,553 |
| Average Assets, quarterly | $174,883,500 | 2,615 |
| Volatile liabilities | $25,313,000 | 2,163 |
| Insider loans | $2,771,000 | 1,568 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $27,644,000 | 1,586 |
| Tier 1 (core) risk-based capital | $14,043,000 | 3,062 |
| Tier 2 risk-based capital | $1,378,380 | 2,178 |
| Total risk weighted assets | $109,303,380 | 2,486 |
| Total unused commitments | $27,644,000 | 1,596 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 105 | 1,914 |
| Assets and Liabilities | ||
| Total Assets: | $179,114,000 | 2,560 |
| Cash and due from depository institutions | $10,835,000 | 1,914 |
| Interest-bearing balances | $25,000 | 6,396 |
| Securities | $62,904,000 | 2,090 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,448 |
| Net loans & leases | $93,343,000 | 2,800 |
| Loan loss allowance | $2,305,000 | 1,761 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,035,000 | 922 |
| Other real estate owned | $0 | 1,914 |
| Goodwill and other intangibles | $291,000 | 1,743 |
| All other assets | $2,706,000 | 2,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,114,000 | 2,560 |
| Total liabilities | $166,271,000 | 2,509 |
| Total deposits | $154,134,000 | 2,497 |
| Interest-bearing deposits | $117,794,000 | 2,804 |
| Deposits held in domestic offices | $154,134,000 | 2,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,295,000 | 1,207 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $842,000 | 3,487 |
| Total equity capital | $12,843,000 | 3,174 |
| Total bank equity capital | $12,843,000 | 3,174 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,510,000 | 2,636 |
| Surplus | $9,045,000 | 1,663 |
| Undivided profits | $2,288,000 | 6,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $859,000 | 2,957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $914,000 | 2,181 |
| Earning assets | $157,272,000 | 2,656 |
| Long-term assets (5+ years) | $15,395,000 | 3,104 |
| Average Assets, year-to-date | $175,618,800 | 2,529 |
| Average Assets, quarterly | $178,745,000 | 2,539 |
| Volatile liabilities | $21,625,000 | 2,379 |
| Insider loans | $3,222,000 | 1,301 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $18,855,000 | 2,010 |
| Tier 1 (core) risk-based capital | $13,214,000 | 3,135 |
| Tier 2 risk-based capital | $1,310,890 | 2,278 |
| Total risk weighted assets | $103,876,990 | 2,552 |
| Total unused commitments | $18,855,000 | 2,021 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 105 | 1,992 |
| Assets and Liabilities | ||
| Total Assets: | $171,137,000 | 2,691 |
| Cash and due from depository institutions | $10,226,000 | 1,992 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $53,233,000 | 2,599 |
| Federal funds sold & reverse repurchase agreements | $7,800,000 | 1,788 |
| Net loans & leases | $89,232,000 | 2,863 |
| Loan loss allowance | $2,275,000 | 1,868 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,065,000 | 906 |
| Other real estate owned | $115,000 | 1,992 |
| Goodwill and other intangibles | $492,000 | 1,371 |
| All other assets | $1,974,000 | 3,497 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,137,000 | 2,691 |
| Total liabilities | $159,473,000 | 2,636 |
| Total deposits | $158,428,000 | 2,508 |
| Interest-bearing deposits | $125,923,000 | 2,721 |
| Deposits held in domestic offices | $158,428,000 | 2,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,045,000 | 3,024 |
| Total equity capital | $11,664,000 | 3,504 |
| Total bank equity capital | $11,664,000 | 3,504 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,510,000 | 2,695 |
| Surplus | $9,045,000 | 1,581 |
| Undivided profits | $1,109,000 | 9,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $610,000 | 4,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 1,167 |
| Income earned, not collected on loans | $679,000 | 2,649 |
| Earning assets | $150,265,000 | 2,809 |
| Long-term assets (5+ years) | $13,672,000 | 3,533 |
| Average Assets, year-to-date | $169,899,200 | 2,647 |
| Average Assets, quarterly | $169,411,500 | 2,693 |
| Volatile liabilities | $12,466,000 | 3,477 |
| Insider loans | $2,639,000 | 1,575 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,483,000 | 2,634 |
| Tier 1 (core) risk-based capital | $11,172,000 | 3,587 |
| Tier 2 risk-based capital | $1,261,320 | 2,323 |
| Total risk weighted assets | $99,892,220 | 2,603 |
| Total unused commitments | $12,483,000 | 2,657 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 121 | 1,789 |
| Assets and Liabilities | ||
| Total Assets: | $172,414,000 | 2,751 |
| Cash and due from depository institutions | $12,157,000 | 1,789 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $38,918,000 | 3,553 |
| Federal funds sold & reverse repurchase agreements | $13,520,000 | 1,237 |
| Net loans & leases | $96,248,000 | 2,781 |
| Loan loss allowance | $2,249,000 | 1,925 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $8,288,000 | 877 |
| Other real estate owned | $680,000 | 1,789 |
| Goodwill and other intangibles | $529,000 | 1,335 |
| All other assets | $2,074,000 | 3,469 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,414,000 | 2,751 |
| Total liabilities | $161,783,000 | 2,682 |
| Total deposits | $160,543,000 | 2,562 |
| Interest-bearing deposits | $127,037,000 | 2,847 |
| Deposits held in domestic offices | $160,543,000 | 2,555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,240,000 | 2,759 |
| Total equity capital | $10,631,000 | 3,642 |
| Total bank equity capital | $10,631,000 | 3,642 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,510,000 | 2,802 |
| Surplus | $9,045,000 | 1,525 |
| Undivided profits | $76,000 | 12,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $305,000 | 7,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $882,000 | 2,244 |
| Earning assets | $148,686,000 | 2,899 |
| Long-term assets (5+ years) | $14,343,000 | 3,352 |
| Average Assets, year-to-date | $174,583,200 | 2,646 |
| Average Assets, quarterly | $173,975,500 | 2,703 |
| Volatile liabilities | $13,935,000 | 3,154 |
| Insider loans | $60,000 | 6,846 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,600,000 | 2,835 |
| Tier 1 (core) risk-based capital | $10,102,000 | 3,785 |
| Tier 2 risk-based capital | $1,372,730 | 2,220 |
| Total risk weighted assets | $108,941,830 | 2,489 |
| Total unused commitments | $10,600,000 | 2,848 |
| Derivatives | $0 | 651 |