Home > First National Bank of Northern California > Net charge- offs to loans
First National Bank of Northern California, Net charge- offs to loans
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1029% | 5,168 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1112% | 5,218 |
| Percentage Net Loans Charged-off:Construction & development | -0.9637% | 4,991 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0990% | 5,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0285% | 4,747 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 3,586 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0332% | 4,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0186% | 4,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0067% | 4,104 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 4,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0183% | 4,698 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0137% | 3,728 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0193% | 4,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0298% | 4,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0443% | 5,153 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 4,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0192% | 1,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1024% | 5,316 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0063% | 3,732 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1243% | 5,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5328% | 5,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0926% | 3,213 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6776% | 558 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0364% | 5,065 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0306% | 4,968 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1316% | 5,403 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 3,769 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1604% | 5,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1288% | 4,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0182% | 3,335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1123% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0371% | 5,041 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0427% | 5,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1860% | 5,507 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0119% | 3,799 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2293% | 5,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0387% | 1,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0331% | 2,984 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1668% | 567 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 2,592 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 4,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0188% | 4,880 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0114% | 3,894 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0208% | 4,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2611% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0834% | 2,351 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3333% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0063% | 4,847 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 4,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 4,955 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0028% | 3,882 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 5,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0775% | 4,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9770% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5841% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 3,732 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 4,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0231% | 5,133 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0038% | 3,906 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0280% | 5,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1173% | 1,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5506% | 460 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0138% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0222% | 3,047 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 4,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,846 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 4,863 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 3,938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 4,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3100% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4471% | 509 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8863% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0553% | 1,968 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 4,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0278% | 5,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0356% | 5,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8266% | 440 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2311% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6920% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0898% | 5,744 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0918% | 5,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1651% | 5,741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0206% | 2,753 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 4,073 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0279% | 2,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0817% | 5,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5056% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6402% | 602 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2046% | 2,510 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0030% | 4,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0146% | 5,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0354% | 2,334 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 4,100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0481% | 2,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0672% | 4,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6736% | 1,123 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8609% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2659% | 2,033 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 3,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0137% | 5,382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0686% | 1,790 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0061% | 4,155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0941% | 1,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0801% | 5,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2397% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0946% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5474% | 389 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0210% | 2,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 1,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 5,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1370% | 1,064 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0122% | 4,233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1881% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1153% | 5,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7806% | 418 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5305% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1459% | 6,206 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1395% | 6,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.4915% | 601 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3068% | 6,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0508% | 2,916 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0099% | 4,373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0724% | 2,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2598% | 5,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4573% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5550% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7331% | 151 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1910% | 6,300 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1854% | 6,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.6667% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4052% | 6,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0709% | 2,442 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0090% | 4,384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0993% | 2,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3132% | 5,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9233% | 393 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7442% | 563 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7400% | 106 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3175% | 6,447 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3087% | 6,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.9845% | 372 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6544% | 6,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1087% | 1,938 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0141% | 4,432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1510% | 1,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4840% | 5,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2092% | 341 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3774% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.2630% | 85 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 2,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 2,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 5,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2256% | 1,106 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0144% | 4,449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3088% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0246% | 4,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1134% | 3,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1264% | 2,929 |
| Percentage Net Loans Charged-off:Construction & development | 0.1234% | 1,413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0730% | 2,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3484% | 1,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3215% | 858 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3617% | 1,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0319% | 5,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3460% | 2,557 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4553% | 714 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1572% | 3,227 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1712% | 2,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1901% | 2,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.4733% | 996 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1109% | 1,776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4617% | 1,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4109% | 714 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4883% | 1,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0342% | 5,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3801% | 2,211 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6060% | 621 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1781% | 2,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2242% | 2,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.7514% | 796 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1566% | 1,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4378% | 1,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5884% | 566 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3526% | 1,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2703% | 6,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2654% | 1,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3481% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | 1.6760% | 467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3166% | 840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4141% | 1,156 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0927% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5211% | 6,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2220% | 2,257 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3600% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5259% | 2,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4712% | 2,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.2289% | 2,053 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2153% | 2,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5264% | 559 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1713% | 3,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1483% | 1,510 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1887% | 2,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0234% | 1,401 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5477% | 6,693 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3435% | 842 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7773% | 6,842 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3363% | 99 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6960% | 1,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6162% | 1,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.2899% | 1,844 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3042% | 1,750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2364% | 2,621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2000% | 1,257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2654% | 2,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3943% | 1,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1130% | 1,278 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1515% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4652% | 89 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9799% | 1,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9472% | 1,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.3956% | 1,585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4906% | 1,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2187% | 2,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3070% | 1,000 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1403% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3035% | 1,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0957% | 3,427 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1702% | 1,259 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4378% | 2,031 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7712% | 76 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7686% | 537 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9737% | 424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1949% | 585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4482% | 1,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6120% | 638 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2949% | 1,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 5,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6861% | 1,285 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8430% | 1,170 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2934% | 3,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1621% | 4,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.2153% | 2,671 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2329% | 2,615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3250% | 1,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1942% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8203% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2794% | 1,126 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3319% | 3,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1866% | 3,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.3233% | 2,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2577% | 2,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4752% | 1,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0898% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3788% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4700% | 2,346 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2753% | 3,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 4,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.5550% | 1,878 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1054% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4770% | 304 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8589% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6779% | 1,692 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1587% | 3,534 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 6,771 |
| Percentage Net Loans Charged-off:Construction & development | -0.1226% | 6,537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4895% | 1,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5020% | 2,083 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9543% | 552 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4392% | 3,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3134% | 3,663 |
| Percentage Net Loans Charged-off:Construction & development | 2.9021% | 1,780 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0252% | 3,517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1721% | 983 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3413% | 2,822 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0405% | 5,511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8711% | 1,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2501% | 2,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0787% | 2,026 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6326% | 756 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4345% | 3,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3982% | 3,036 |
| Percentage Net Loans Charged-off:Construction & development | 3.7440% | 1,388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2203% | 782 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4792% | 2,168 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0562% | 5,566 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2429% | 1,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6628% | 2,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8822% | 2,221 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8617% | 656 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5311% | 2,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6010% | 2,251 |
| Percentage Net Loans Charged-off:Construction & development | 5.2630% | 961 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3250% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7426% | 1,469 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0863% | 5,591 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9514% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0822% | 3,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2317% | 1,587 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6564% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7871% | 1,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9181% | 1,459 |
| Percentage Net Loans Charged-off:Construction & development | 9.4669% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1038% | 7,573 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1747% | 5,654 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 6,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6605% | 2,336 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2212% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3653% | 4,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3297% | 3,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.6341% | 2,828 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9774% | 660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7505% | 1,013 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5754% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5339% | 3,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3507% | 1,109 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1628% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3562% | 3,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2881% | 3,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.8304% | 2,255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3947% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1799% | 1,379 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9638% | 346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7076% | 2,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6898% | 902 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9368% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3517% | 3,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2780% | 2,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.6978% | 1,965 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3905% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4368% | 902 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6229% | 371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7588% | 2,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9036% | 1,267 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1511% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3894% | 2,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2779% | 2,142 |
| Percentage Net Loans Charged-off:Construction & development | 1.3887% | 1,117 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4946% | 1,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8906% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9768% | 1,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1390% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8235% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3232% | 3,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1114% | 3,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.6619% | 1,849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1041% | 2,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2122% | 2,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4988% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3634% | 4,269 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1291% | 939 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3220% | 2,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1519% | 2,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.9146% | 1,135 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1431% | 2,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2850% | 1,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2644% | 1,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3874% | 3,626 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2158% | 814 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4553% | 1,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2347% | 1,553 |
| Percentage Net Loans Charged-off:Construction & development | 1.4351% | 626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2251% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4521% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6488% | 728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5107% | 2,843 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6603% | 651 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9217% | 579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4742% | 700 |
| Percentage Net Loans Charged-off:Construction & development | 2.9407% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4561% | 648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8996% | 331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3568% | 297 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0069% | 1,520 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4764% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 6,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 3,913 |
| Percentage Net Loans Charged-off:Construction & development | -0.0325% | 7,672 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1179% | 1,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2316% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0108% | 3,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4300% | 3,383 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1292% | 891 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 5,911 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,520 |
| Percentage Net Loans Charged-off:Construction & development | -0.0184% | 7,631 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0144% | 3,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3633% | 3,260 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7610% | 894 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 4,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0404% | 2,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5481% | 2,253 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1669% | 703 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0193% | 3,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1013% | 1,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5523% | 2,025 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4788% | 742 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 5,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0826% | 3,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2991% | 3,895 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0045% | 5,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0125% | 3,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3493% | 3,212 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1760% | 1,883 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 5,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0233% | 2,506 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0657% | 7,169 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2627% | 1,874 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0054% | 4,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0461% | 1,560 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1319% | 7,162 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5281% | 1,869 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 5,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 2,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.2501% | 259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0224% | 3,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1850% | 5,177 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4146% | 1,378 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 5,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 2,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.3284% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0297% | 7,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2531% | 4,296 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5620% | 1,183 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0407% | 4,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0471% | 1,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.4871% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0110% | 6,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4013% | 3,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8612% | 978 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0706% | 2,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0986% | 842 |
| Percentage Net Loans Charged-off:Construction & development | 1.0112% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0964% | 7,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5311% | 2,483 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1337% | 3,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1428% | 1,246 |
| Percentage Net Loans Charged-off:Construction & development | 1.0578% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0583% | 3,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7946% | 2,639 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7301% | 1,034 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1756% | 2,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1933% | 823 |
| Percentage Net Loans Charged-off:Construction & development | 1.3435% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0482% | 3,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9450% | 1,999 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9187% | 919 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2445% | 1,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2927% | 524 |
| Percentage Net Loans Charged-off:Construction & development | 1.9236% | 72 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0079% | 3,038 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0960% | 7,888 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4850% | 939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5805% | 243 |
| Percentage Net Loans Charged-off:Construction & development | 3.5476% | 50 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0154% | 2,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2983% | 2,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2901% | 757 |
| Percentage Net Loans Charged-off:Construction & development | 1.3643% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1285% | 994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2562% | 3,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9673% | 873 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1864% | 807 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3963% | 1,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3901% | 454 |
| Percentage Net Loans Charged-off:Construction & development | 1.9303% | 111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1703% | 729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3610% | 2,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6679% | 1,048 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4063% | 1,308 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5634% | 1,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5925% | 280 |
| Percentage Net Loans Charged-off:Construction & development | 3.1097% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2542% | 515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2801% | 2,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2830% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5457% | 1,170 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0953% | 3,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5465% | 1,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9616% | 901 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5006% | 1,204 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1024% | 5,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0237% | 3,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2944% | 735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9033% | 38 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5428% | 2,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0292% | 2,303 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6432% | 1,804 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 6,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0567% | 4,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4765% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9211% | 1,298 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 7,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 1,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4498% | 829 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7436% | 561 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 6,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1092% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4174% | 875 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1526% | 967 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0971% | 5,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4800% | 358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8048% | 607 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0348% | 611 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0180% | 7,811 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1450% | 4,913 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0782% | 6,175 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1477% | 4,806 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5121% | 2,683 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1846% | 7,483 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |