Home > First National Bank of Northbrook > Income and Expense

First National Bank of Northbrook, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$13,571,0002,462
Total interest expense$5,909,0002,583
Net interest income$7,662,0002,354
Provision for loan and lease losses$09,041
Total noninterest income$1,241,0002,618
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$475,0002,853
Trading account gains and fees$96,000179
Additional Noninterest Income$670,0002,377
Total noninterest expense$5,538,0002,480
Salaries and employee benefits$1,328,0004,779
Premises and equipment expense$860,0002,299
Additional noninterest expense$3,350,0001,574
Pre-tax net operating income$3,365,0002,122
Securities gains (losses)$37,0001,547
Applicable income taxes$1,458,0001,642
Income before extraordinary items$1,944,0002,516
Extraordinary gains, net$053
Net income$1,944,0002,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0002,624
Cash dividends$2,600,0001,059
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,920,3202,493
1995-12-31 (YTD Data)Rank
Total interest income$12,803,0002,613
Total interest expense$5,493,0002,786
Net interest income$7,310,0002,457
Provision for loan and lease losses$-100,00011,704
Total noninterest income$1,218,0002,684
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$406,0003,316
Trading account gains and fees$116,000272
Additional Noninterest Income$696,0002,302
Total noninterest expense$5,735,0002,376
Salaries and employee benefits$1,315,0004,811
Premises and equipment expense$838,0002,378
Additional noninterest expense$3,582,0001,462
Pre-tax net operating income$2,893,0002,500
Securities gains (losses)$183,000707
Applicable income taxes$1,175,0002,064
Income before extraordinary items$1,901,0002,624
Extraordinary gains, net$065
Net income$1,901,0002,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-519,00011,930
Cash dividends$1,550,0001,474
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,783,8802,734
1994-12-31 (YTD Data)Rank
Total interest income$10,453,0002,910
Total interest expense$3,515,0003,442
Net interest income$6,938,0002,597
Provision for loan and lease losses$09,146
Total noninterest income$1,170,0002,778
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$484,0002,852
Trading account gains and fees$0475
Additional Noninterest Income$686,0002,365
Total noninterest expense$5,803,0002,418
Salaries and employee benefits$1,199,0005,247
Premises and equipment expense$878,0002,301
Additional noninterest expense$3,726,0001,499
Pre-tax net operating income$2,305,0003,045
Securities gains (losses)$25,0001,598
Applicable income taxes$909,0002,447
Income before extraordinary items$1,421,0003,323
Extraordinary gains, net$0249
Net income$1,421,0003,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,0002,240
Cash dividends$500,0003,161
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,405,0003,385
1993-12-31 (YTD Data)Rank
Total interest income$4,958,0005,828
Total interest expense$1,715,0006,578
Net interest income$3,243,0005,285
Provision for loan and lease losses$225,0003,650
Total noninterest income$430,0006,179
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$187,0006,233
Trading account gains and fees$0532
Additional Noninterest Income$243,0005,083
Total noninterest expense$3,332,0004,100
Salaries and employee benefits$893,0006,757
Premises and equipment expense$521,0003,726
Additional noninterest expense$1,918,0002,823
Pre-tax net operating income$116,00011,747
Securities gains (losses)$07,477
Applicable income taxes$107,0009,575
Income before extraordinary items$9,00012,487
Extraordinary gains, net$03,149
Net income$9,00012,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$892,0001,239
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$9,00012,345
1992-12-31 (YTD Data)Rank
Total interest income$12,687,0002,771
Total interest expense$5,349,0003,098
Net interest income$7,338,0002,475
Provision for loan and lease losses$1,501,0001,394
Total noninterest income$1,598,0002,281
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$893,0001,515
Trading account gains and fees$0504
Additional Noninterest Income$705,0002,528
Total noninterest expense$6,254,0002,333
Salaries and employee benefits$2,781,0002,332
Premises and equipment expense$1,174,0001,802
Additional noninterest expense$2,299,0002,491
Pre-tax net operating income$1,181,0004,977
Securities gains (losses)$1,038,000629
Applicable income taxes$524,0003,838
Income before extraordinary items$1,695,0002,718
Extraordinary gains, net$01,422
Net income$1,695,0002,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$648,0002,080
Cash dividends$1,484,0001,113
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$906,1204,589

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.