Home > First National Bank of North County > Assets and Liabilities
First National Bank of North County, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 28 | 5,112 |
| Assets and Liabilities | ||
| Total Assets: | $110,427,000 | 4,739 |
| Cash and due from depository institutions | $2,938,000 | 5,112 |
| Interest-bearing balances | $82,000 | 4,889 |
| Securities | $23,949,000 | 4,008 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $78,826,000 | 4,521 |
| Loan loss allowance | $1,056,000 | 4,024 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,925,000 | 3,696 |
| Other real estate owned | $0 | 5,112 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,789,000 | 5,520 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $110,427,000 | 4,739 |
| Total liabilities | $101,395,000 | 4,650 |
| Total deposits | $82,154,000 | 5,020 |
| Interest-bearing deposits | $55,648,000 | 5,688 |
| Deposits held in domestic offices | $82,154,000 | 5,017 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,700,000 | 1,940 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,000,000 | 2,071 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $541,000 | 5,588 |
| Total equity capital | $9,032,000 | 5,793 |
| Total bank equity capital | $9,032,000 | 5,793 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,850,000 | 1,545 |
| Surplus | $2,850,000 | 5,070 |
| Undivided profits | $3,332,000 | 5,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $370,000 | 4,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $532,000 | 6,162 |
| Earning assets | $102,857,000 | 4,704 |
| Long-term assets (5+ years) | $33,951,000 | 2,550 |
| Average Assets, year-to-date | $105,231,000 | 4,802 |
| Average Assets, quarterly | $109,109,500 | 4,731 |
| Volatile liabilities | $25,709,000 | 4,114 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $15,000,000 | 1,968 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $3,584,000 | 6,546 |
| Tier 1 (core) risk-based capital | $9,268,000 | 5,608 |
| Tier 2 risk-based capital | $1,057,000 | 3,869 |
| Total risk weighted assets | $97,218,000 | 4,138 |
| Total unused commitments | $3,584,000 | 6,547 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 28 | 5,156 |
| Assets and Liabilities | ||
| Total Assets: | $107,792,000 | 4,792 |
| Cash and due from depository institutions | $3,939,000 | 5,156 |
| Interest-bearing balances | $70,000 | 5,121 |
| Securities | $24,671,000 | 3,904 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 5,604 |
| Net loans & leases | $74,229,000 | 4,665 |
| Loan loss allowance | $1,031,000 | 4,085 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,997,000 | 3,610 |
| Other real estate owned | $0 | 5,156 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,456,000 | 5,939 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $107,792,000 | 4,792 |
| Total liabilities | $99,278,000 | 4,687 |
| Total deposits | $85,599,000 | 4,924 |
| Interest-bearing deposits | $57,516,000 | 5,592 |
| Deposits held in domestic offices | $85,599,000 | 4,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $13,000,000 | 2,179 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $679,000 | 4,806 |
| Total equity capital | $8,514,000 | 5,916 |
| Total bank equity capital | $8,514,000 | 5,916 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,850,000 | 1,539 |
| Surplus | $2,850,000 | 5,071 |
| Undivided profits | $2,814,000 | 5,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 4,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $519,000 | 6,023 |
| Earning assets | $99,470,000 | 4,794 |
| Long-term assets (5+ years) | $32,318,000 | 2,589 |
| Average Assets, year-to-date | $103,499,000 | 4,903 |
| Average Assets, quarterly | $104,225,000 | 4,889 |
| Volatile liabilities | $25,114,000 | 4,140 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $13,000,000 | 2,062 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $6,368,000 | 5,662 |
| Tier 1 (core) risk-based capital | $9,074,000 | 5,661 |
| Tier 2 risk-based capital | $1,032,000 | 3,916 |
| Total risk weighted assets | $88,229,000 | 4,382 |
| Total unused commitments | $6,368,000 | 5,664 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 29 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $100,658,000 | 5,041 |
| Cash and due from depository institutions | $3,010,000 | 5,025 |
| Interest-bearing balances | $83,000 | 5,046 |
| Securities | $22,301,000 | 4,199 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 6,008 |
| Net loans & leases | $70,446,000 | 4,777 |
| Loan loss allowance | $1,009,000 | 4,141 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,792,000 | 3,735 |
| Other real estate owned | $0 | 5,025 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,309,000 | 6,095 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $100,658,000 | 5,041 |
| Total liabilities | $92,166,000 | 4,954 |
| Total deposits | $83,864,000 | 5,013 |
| Interest-bearing deposits | $62,459,000 | 5,379 |
| Deposits held in domestic offices | $83,864,000 | 5,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $8,000,000 | 2,723 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $302,000 | 6,670 |
| Total equity capital | $8,492,000 | 5,922 |
| Total bank equity capital | $8,492,000 | 5,922 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,850,000 | 1,522 |
| Surplus | $2,850,000 | 5,047 |
| Undivided profits | $2,792,000 | 5,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 6,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $361,000 | 6,822 |
| Earning assets | $93,630,000 | 5,003 |
| Long-term assets (5+ years) | $35,487,000 | 2,406 |
| Average Assets, year-to-date | $101,352,500 | 5,007 |
| Average Assets, quarterly | $101,352,500 | 5,007 |
| Volatile liabilities | $23,828,000 | 4,178 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $8,000,000 | 2,603 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $2,947,000 | 6,926 |
| Tier 1 (core) risk-based capital | $8,740,000 | 5,737 |
| Tier 2 risk-based capital | $998,000 | 3,996 |
| Total risk weighted assets | $80,084,000 | 4,604 |
| Total unused commitments | $2,947,000 | 6,926 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 30 | 4,925 |
| Assets and Liabilities | ||
| Total Assets: | $102,047,000 | 4,999 |
| Cash and due from depository institutions | $3,200,000 | 4,925 |
| Interest-bearing balances | $45,000 | 5,510 |
| Securities | $22,909,000 | 4,164 |
| Federal funds sold & reverse repurchase agreements | $7,700,000 | 2,095 |
| Net loans & leases | $64,805,000 | 4,989 |
| Loan loss allowance | $986,000 | 4,194 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,158,000 | 4,322 |
| Other real estate owned | $0 | 4,925 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,275,000 | 6,220 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $102,047,000 | 4,999 |
| Total liabilities | $93,813,000 | 4,863 |
| Total deposits | $87,350,000 | 4,834 |
| Interest-bearing deposits | $64,544,000 | 5,241 |
| Deposits held in domestic offices | $87,350,000 | 4,832 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,000,000 | 3,192 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $463,000 | 5,695 |
| Total equity capital | $8,234,000 | 5,976 |
| Total bank equity capital | $8,234,000 | 5,976 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,850,000 | 1,514 |
| Surplus | $2,850,000 | 5,033 |
| Undivided profits | $2,534,000 | 6,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,081 |
| Income earned, not collected on loans | $495,000 | 6,151 |
| Earning assets | $95,459,000 | 4,933 |
| Long-term assets (5+ years) | $35,443,000 | 2,359 |
| Average Assets, year-to-date | $101,737,800 | 4,853 |
| Average Assets, quarterly | $102,708,500 | 4,918 |
| Volatile liabilities | $30,303,000 | 3,713 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $6,000,000 | 3,058 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $1,379,000 | 7,618 |
| Tier 1 (core) risk-based capital | $8,521,000 | 5,795 |
| Tier 2 risk-based capital | $987,000 | 4,007 |
| Total risk weighted assets | $82,414,000 | 4,501 |
| Total unused commitments | $1,379,000 | 7,619 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 28 | 5,159 |
| Assets and Liabilities | ||
| Total Assets: | $103,370,000 | 4,921 |
| Cash and due from depository institutions | $2,844,000 | 5,159 |
| Interest-bearing balances | $57,000 | 5,368 |
| Securities | $23,312,000 | 4,158 |
| Federal funds sold & reverse repurchase agreements | $8,100,000 | 1,714 |
| Net loans & leases | $66,732,000 | 4,909 |
| Loan loss allowance | $986,000 | 4,228 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $872,000 | 6,157 |
| Other real estate owned | $0 | 5,159 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,510,000 | 5,875 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $103,370,000 | 4,921 |
| Total liabilities | $95,197,000 | 4,803 |
| Total deposits | $88,803,000 | 4,736 |
| Interest-bearing deposits | $66,222,000 | 5,114 |
| Deposits held in domestic offices | $88,803,000 | 4,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000 | 3,593 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,000,000 | 3,343 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $393,000 | 6,172 |
| Total equity capital | $8,173,000 | 5,981 |
| Total bank equity capital | $8,173,000 | 5,981 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,850,000 | 1,506 |
| Surplus | $2,850,000 | 5,023 |
| Undivided profits | $2,473,000 | 6,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $386,000 | 6,826 |
| Earning assets | $98,201,000 | 4,807 |
| Long-term assets (5+ years) | $36,368,000 | 2,291 |
| Average Assets, year-to-date | $101,660,500 | 4,879 |
| Average Assets, quarterly | $103,484,500 | 4,869 |
| Volatile liabilities | $34,488,000 | 3,416 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $6,000,000 | 3,201 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $3,478,000 | 6,629 |
| Tier 1 (core) risk-based capital | $8,572,000 | 5,766 |
| Tier 2 risk-based capital | $987,000 | 4,027 |
| Total risk weighted assets | $83,372,000 | 4,454 |
| Total unused commitments | $3,478,000 | 6,629 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 29 | 5,082 |
| Assets and Liabilities | ||
| Total Assets: | $103,599,000 | 4,880 |
| Cash and due from depository institutions | $2,697,000 | 5,082 |
| Interest-bearing balances | $3,000 | 6,598 |
| Securities | $23,689,000 | 4,112 |
| Federal funds sold & reverse repurchase agreements | $9,300,000 | 1,367 |
| Net loans & leases | $65,640,000 | 4,941 |
| Loan loss allowance | $1,086,000 | 3,924 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $893,000 | 6,110 |
| Other real estate owned | $0 | 5,082 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,380,000 | 6,015 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $103,599,000 | 4,880 |
| Total liabilities | $95,570,000 | 4,770 |
| Total deposits | $89,302,000 | 4,693 |
| Interest-bearing deposits | $67,580,000 | 5,024 |
| Deposits held in domestic offices | $89,302,000 | 4,689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $6,000,000 | 3,408 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $268,000 | 6,705 |
| Total equity capital | $8,029,000 | 5,924 |
| Total bank equity capital | $8,029,000 | 5,924 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,850,000 | 1,499 |
| Surplus | $2,850,000 | 5,014 |
| Undivided profits | $2,329,000 | 6,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $439,000 | 6,228 |
| Earning assets | $98,632,000 | 4,755 |
| Long-term assets (5+ years) | $37,026,000 | 2,239 |
| Average Assets, year-to-date | $101,090,670 | 4,918 |
| Average Assets, quarterly | $102,387,500 | 4,897 |
| Volatile liabilities | $35,217,000 | 3,308 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $6,000,000 | 3,244 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $5,507,000 | 5,962 |
| Tier 1 (core) risk-based capital | $8,645,000 | 5,667 |
| Tier 2 risk-based capital | $962,000 | 4,066 |
| Total risk weighted assets | $76,824,000 | 4,658 |
| Total unused commitments | $5,507,000 | 5,962 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 34 | 4,521 |
| Assets and Liabilities | ||
| Total Assets: | $101,176,000 | 4,944 |
| Cash and due from depository institutions | $3,935,000 | 4,521 |
| Interest-bearing balances | $3,000 | 6,621 |
| Securities | $24,593,000 | 4,075 |
| Federal funds sold & reverse repurchase agreements | $6,800,000 | 2,103 |
| Net loans & leases | $63,583,000 | 4,959 |
| Loan loss allowance | $1,086,000 | 3,904 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $922,000 | 6,052 |
| Other real estate owned | $0 | 4,521 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,343,000 | 5,986 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $101,176,000 | 4,944 |
| Total liabilities | $93,220,000 | 4,837 |
| Total deposits | $87,040,000 | 4,769 |
| Interest-bearing deposits | $63,944,000 | 5,198 |
| Deposits held in domestic offices | $87,040,000 | 4,765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,000,000 | 3,273 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $180,000 | 7,317 |
| Total equity capital | $7,956,000 | 5,923 |
| Total bank equity capital | $7,956,000 | 5,923 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,850,000 | 1,487 |
| Surplus | $2,849,000 | 4,955 |
| Undivided profits | $2,257,000 | 6,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 7,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,000 | 1,109 |
| Income earned, not collected on loans | $378,000 | 6,493 |
| Earning assets | $94,979,000 | 4,874 |
| Long-term assets (5+ years) | $41,415,000 | 2,046 |
| Average Assets, year-to-date | $99,836,500 | 4,955 |
| Average Assets, quarterly | $99,836,500 | 4,955 |
| Volatile liabilities | $27,945,000 | 3,687 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $6,000,000 | 3,129 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $0 | 8,561 |
| Tier 1 (core) risk-based capital | $8,371,000 | 5,711 |
| Tier 2 risk-based capital | $814,000 | 4,485 |
| Total risk weighted assets | $64,848,000 | 5,091 |
| Total unused commitments | $0 | 8,561 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 30 | 4,947 |
| Assets and Liabilities | ||
| Total Assets: | $98,497,000 | 5,024 |
| Cash and due from depository institutions | $3,511,000 | 4,947 |
| Interest-bearing balances | $1,000 | 6,749 |
| Securities | $25,636,000 | 3,992 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,137 |
| Net loans & leases | $63,810,000 | 4,942 |
| Loan loss allowance | $1,086,000 | 3,875 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $862,000 | 6,159 |
| Other real estate owned | $0 | 4,947 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,278,000 | 6,133 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $98,497,000 | 5,024 |
| Total liabilities | $90,803,000 | 4,914 |
| Total deposits | $84,410,000 | 4,859 |
| Interest-bearing deposits | $61,166,000 | 5,302 |
| Deposits held in domestic offices | $84,410,000 | 4,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,000,000 | 3,370 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $393,000 | 5,666 |
| Total equity capital | $7,694,000 | 6,007 |
| Total bank equity capital | $7,694,000 | 6,007 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,850,000 | 1,472 |
| Surplus | $2,850,000 | 4,926 |
| Undivided profits | $1,994,000 | 6,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 7,111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $22,000 | 1,066 |
| Income earned, not collected on loans | $419,000 | 6,273 |
| Earning assets | $92,847,000 | 4,924 |
| Long-term assets (5+ years) | $15,141,000 | 3,811 |
| Average Assets, year-to-date | $105,892,600 | 4,655 |
| Average Assets, quarterly | $105,422,500 | 4,771 |
| Volatile liabilities | $26,749,000 | 3,732 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $6,000,000 | 3,208 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $7,455,000 | 5,306 |
| Tier 1 (core) risk-based capital | $8,057,000 | 5,820 |
| Tier 2 risk-based capital | $873,000 | 4,262 |
| Total risk weighted assets | $69,636,000 | 4,868 |
| Total unused commitments | $7,455,000 | 5,306 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 29 | 5,068 |
| Assets and Liabilities | ||
| Total Assets: | $112,348,000 | 4,580 |
| Cash and due from depository institutions | $6,215,000 | 5,068 |
| Interest-bearing balances | $120,000 | 4,801 |
| Securities | $26,876,000 | 3,821 |
| Federal funds sold & reverse repurchase agreements | $11,600,000 | 1,134 |
| Net loans & leases | $65,436,000 | 4,846 |
| Loan loss allowance | $1,086,000 | 3,855 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $929,000 | 6,036 |
| Other real estate owned | $0 | 5,068 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,292,000 | 6,108 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $112,348,000 | 4,580 |
| Total liabilities | $103,586,000 | 4,481 |
| Total deposits | $95,244,000 | 4,430 |
| Interest-bearing deposits | $72,030,000 | 4,723 |
| Deposits held in domestic offices | $95,244,000 | 4,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $8,000,000 | 3,000 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $342,000 | 6,122 |
| Total equity capital | $8,762,000 | 5,568 |
| Total bank equity capital | $8,762,000 | 5,568 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,850,000 | 1,444 |
| Surplus | $2,850,000 | 4,873 |
| Undivided profits | $3,062,000 | 5,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 7,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,115 |
| Income earned, not collected on loans | $436,000 | 6,162 |
| Earning assets | $104,032,000 | 4,554 |
| Long-term assets (5+ years) | $17,211,000 | 3,614 |
| Average Assets, year-to-date | $107,741,500 | 4,595 |
| Average Assets, quarterly | $112,930,500 | 4,529 |
| Volatile liabilities | $34,473,000 | 3,088 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $8,000,000 | 2,859 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $7,795,000 | 5,179 |
| Tier 1 (core) risk-based capital | $8,809,000 | 5,480 |
| Tier 2 risk-based capital | $917,000 | 4,111 |
| Total risk weighted assets | $73,161,000 | 4,659 |
| Total unused commitments | $7,795,000 | 5,182 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 30 | 4,929 |
| Assets and Liabilities | ||
| Total Assets: | $113,513,000 | 4,486 |
| Cash and due from depository institutions | $8,555,000 | 4,929 |
| Interest-bearing balances | $4,000 | 6,651 |
| Securities | $26,156,000 | 3,931 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,086 |
| Net loans & leases | $71,988,000 | 4,498 |
| Loan loss allowance | $1,038,000 | 3,936 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $468,000 | 7,110 |
| Other real estate owned | $0 | 4,929 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,346,000 | 5,850 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $113,513,000 | 4,486 |
| Total liabilities | $105,038,000 | 4,374 |
| Total deposits | $96,812,000 | 4,318 |
| Interest-bearing deposits | $67,016,000 | 4,943 |
| Deposits held in domestic offices | $96,812,000 | 4,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,000,000 | 2,969 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $226,000 | 6,792 |
| Total equity capital | $8,475,000 | 5,641 |
| Total bank equity capital | $8,475,000 | 5,641 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,850,000 | 1,424 |
| Surplus | $2,850,000 | 4,853 |
| Undivided profits | $2,775,000 | 5,901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $945,000 | 2,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $945,000 | 197 |
| Income earned, not collected on loans | $502,000 | 5,444 |
| Earning assets | $103,148,000 | 4,528 |
| Long-term assets (5+ years) | $17,044,000 | 3,659 |
| Average Assets, year-to-date | $106,206,000 | 4,635 |
| Average Assets, quarterly | $107,449,500 | 4,615 |
| Volatile liabilities | $34,489,000 | 2,985 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $8,000,000 | 2,831 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $10,844,000 | 4,471 |
| Tier 1 (core) risk-based capital | $8,402,000 | 5,564 |
| Tier 2 risk-based capital | $952,000 | 3,965 |
| Total risk weighted assets | $76,101,000 | 4,496 |
| Total unused commitments | $10,844,000 | 4,471 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 30 | 4,927 |
| Assets and Liabilities | ||
| Total Assets: | $101,386,000 | 4,842 |
| Cash and due from depository institutions | $3,857,000 | 4,927 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $26,755,000 | 3,919 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $68,984,000 | 4,583 |
| Loan loss allowance | $967,000 | 4,168 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $518,000 | 7,019 |
| Other real estate owned | $0 | 4,927 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,272,000 | 6,000 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $101,386,000 | 4,842 |
| Total liabilities | $93,372,000 | 4,751 |
| Total deposits | $84,187,000 | 4,802 |
| Interest-bearing deposits | $59,528,000 | 5,368 |
| Deposits held in domestic offices | $84,187,000 | 4,798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,000,000 | 2,726 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $185,000 | 7,060 |
| Total equity capital | $8,014,000 | 5,745 |
| Total bank equity capital | $8,014,000 | 5,745 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,850,000 | 1,423 |
| Surplus | $2,850,000 | 4,856 |
| Undivided profits | $2,314,000 | 6,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,036,000 | 2,293 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,036,000 | 180 |
| Income earned, not collected on loans | $470,000 | 5,540 |
| Earning assets | $95,739,000 | 4,765 |
| Long-term assets (5+ years) | $19,393,000 | 3,491 |
| Average Assets, year-to-date | $102,552,500 | 4,783 |
| Average Assets, quarterly | $102,552,500 | 4,783 |
| Volatile liabilities | $31,978,000 | 3,061 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $9,000,000 | 2,604 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $9,934,000 | 4,626 |
| Tier 1 (core) risk-based capital | $8,083,000 | 5,649 |
| Tier 2 risk-based capital | $889,000 | 4,130 |
| Total risk weighted assets | $71,039,000 | 4,646 |
| Total unused commitments | $9,934,000 | 4,627 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 31 | 4,823 |
| Assets and Liabilities | ||
| Total Assets: | $103,719,000 | 4,768 |
| Cash and due from depository institutions | $4,233,000 | 4,823 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $27,835,000 | 3,832 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,652 |
| Net loans & leases | $65,949,000 | 4,684 |
| Loan loss allowance | $896,000 | 4,356 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $524,000 | 7,025 |
| Other real estate owned | $0 | 4,823 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,178,000 | 6,159 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $103,719,000 | 4,768 |
| Total liabilities | $95,967,000 | 4,648 |
| Total deposits | $90,544,000 | 4,547 |
| Interest-bearing deposits | $67,554,000 | 4,935 |
| Deposits held in domestic offices | $90,544,000 | 4,543 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,000,000 | 3,543 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $423,000 | 5,152 |
| Total equity capital | $7,752,000 | 5,884 |
| Total bank equity capital | $7,752,000 | 5,884 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,850,000 | 1,406 |
| Surplus | $2,850,000 | 4,829 |
| Undivided profits | $2,052,000 | 6,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,040,000 | 2,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,040,000 | 175 |
| Income earned, not collected on loans | $428,000 | 5,847 |
| Earning assets | $97,784,000 | 4,689 |
| Long-term assets (5+ years) | $18,423,000 | 3,631 |
| Average Assets, year-to-date | $90,742,600 | 5,076 |
| Average Assets, quarterly | $98,263,000 | 4,910 |
| Volatile liabilities | $27,158,000 | 3,351 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $11,705,000 | 4,122 |
| Tier 1 (core) risk-based capital | $7,478,000 | 5,898 |
| Tier 2 risk-based capital | $868,000 | 4,179 |
| Total risk weighted assets | $69,415,000 | 4,711 |
| Total unused commitments | $11,705,000 | 4,122 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 30 | 4,945 |
| Assets and Liabilities | ||
| Total Assets: | $92,807,000 | 5,108 |
| Cash and due from depository institutions | $2,979,000 | 4,945 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $26,133,000 | 3,976 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 3,314 |
| Net loans & leases | $59,693,000 | 4,975 |
| Loan loss allowance | $880,000 | 4,403 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $519,000 | 7,035 |
| Other real estate owned | $0 | 4,945 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,083,000 | 6,399 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $92,807,000 | 5,108 |
| Total liabilities | $85,260,000 | 5,007 |
| Total deposits | $82,932,000 | 4,810 |
| Interest-bearing deposits | $60,643,000 | 5,252 |
| Deposits held in domestic offices | $82,932,000 | 4,807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,000,000 | 4,548 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $328,000 | 5,984 |
| Total equity capital | $7,547,000 | 5,994 |
| Total bank equity capital | $7,547,000 | 5,994 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,850,000 | 1,396 |
| Surplus | $2,351,000 | 5,201 |
| Undivided profits | $2,346,000 | 6,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,051,000 | 2,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,051,000 | 182 |
| Income earned, not collected on loans | $366,000 | 6,502 |
| Earning assets | $88,226,000 | 4,969 |
| Long-term assets (5+ years) | $36,472,000 | 2,381 |
| Average Assets, year-to-date | $87,498,500 | 5,192 |
| Average Assets, quarterly | $90,662,000 | 5,150 |
| Volatile liabilities | $22,190,000 | 3,849 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $9,395,000 | 4,559 |
| Tier 1 (core) risk-based capital | $7,158,000 | 6,051 |
| Tier 2 risk-based capital | $803,000 | 4,376 |
| Total risk weighted assets | $64,051,000 | 4,914 |
| Total unused commitments | $9,395,000 | 4,560 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 30 | 5,013 |
| Assets and Liabilities | ||
| Total Assets: | $88,517,000 | 5,238 |
| Cash and due from depository institutions | $5,893,000 | 5,013 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $23,251,000 | 4,367 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $57,816,000 | 5,022 |
| Loan loss allowance | $794,000 | 4,697 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $512,000 | 7,097 |
| Other real estate owned | $0 | 5,013 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,045,000 | 6,440 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $88,517,000 | 5,238 |
| Total liabilities | $81,447,000 | 5,161 |
| Total deposits | $76,460,000 | 5,059 |
| Interest-bearing deposits | $54,318,000 | 5,636 |
| Deposits held in domestic offices | $76,460,000 | 5,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,986 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,000,000 | 3,827 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $187,000 | 6,984 |
| Total equity capital | $7,070,000 | 6,085 |
| Total bank equity capital | $7,070,000 | 6,085 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,850,000 | 1,395 |
| Surplus | $2,318,000 | 5,223 |
| Undivided profits | $1,902,000 | 6,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,073,000 | 2,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $859,000 | 214 |
| Income earned, not collected on loans | $389,000 | 6,112 |
| Earning assets | $81,067,000 | 5,230 |
| Long-term assets (5+ years) | $31,820,000 | 2,725 |
| Average Assets, year-to-date | $85,729,000 | 5,278 |
| Average Assets, quarterly | $87,409,500 | 5,253 |
| Volatile liabilities | $19,407,000 | 4,076 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $4,000,000 | 3,653 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $10,473,000 | 4,342 |
| Tier 1 (core) risk-based capital | $7,174,000 | 5,990 |
| Tier 2 risk-based capital | $760,000 | 4,515 |
| Total risk weighted assets | $60,701,000 | 5,056 |
| Total unused commitments | $10,473,000 | 4,343 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 30 | 5,006 |
| Assets and Liabilities | ||
| Total Assets: | $86,302,000 | 5,310 |
| Cash and due from depository institutions | $4,926,000 | 5,006 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $24,613,000 | 4,199 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 4,795 |
| Net loans & leases | $53,442,000 | 5,198 |
| Loan loss allowance | $783,000 | 4,715 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $486,000 | 7,149 |
| Other real estate owned | $0 | 5,006 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,035,000 | 6,331 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $86,302,000 | 5,310 |
| Total liabilities | $78,416,000 | 5,238 |
| Total deposits | $72,275,000 | 5,263 |
| Interest-bearing deposits | $50,818,000 | 5,890 |
| Deposits held in domestic offices | $72,275,000 | 5,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $6,000,000 | 3,123 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $141,000 | 7,669 |
| Total equity capital | $7,886,000 | 5,784 |
| Total bank equity capital | $7,886,000 | 5,784 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,850,000 | 1,390 |
| Surplus | $2,269,000 | 5,259 |
| Undivided profits | $2,767,000 | 6,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,074,000 | 2,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $859,000 | 220 |
| Income earned, not collected on loans | $346,000 | 6,416 |
| Earning assets | $79,855,000 | 5,275 |
| Long-term assets (5+ years) | $33,890,000 | 2,529 |
| Average Assets, year-to-date | $84,335,000 | 5,357 |
| Average Assets, quarterly | $84,335,000 | 5,357 |
| Volatile liabilities | $18,687,000 | 4,099 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $6,000,000 | 2,971 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $10,506,000 | 4,288 |
| Tier 1 (core) risk-based capital | $7,142,000 | 5,963 |
| Tier 2 risk-based capital | $715,000 | 4,655 |
| Total risk weighted assets | $56,369,000 | 5,215 |
| Total unused commitments | $10,506,000 | 4,295 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 30 | 5,015 |
| Assets and Liabilities | ||
| Total Assets: | $82,368,000 | 5,452 |
| Cash and due from depository institutions | $4,730,000 | 5,015 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $25,246,000 | 4,192 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $50,802,000 | 5,350 |
| Loan loss allowance | $758,000 | 4,797 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $464,000 | 7,261 |
| Other real estate owned | $0 | 5,015 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,126,000 | 6,202 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,368,000 | 5,452 |
| Total liabilities | $75,225,000 | 5,375 |
| Total deposits | $69,128,000 | 5,391 |
| Interest-bearing deposits | $47,332,000 | 6,096 |
| Deposits held in domestic offices | $69,128,000 | 5,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,600,000 | 2,405 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,000,000 | 3,663 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $497,000 | 4,750 |
| Total equity capital | $7,143,000 | 6,076 |
| Total bank equity capital | $7,143,000 | 6,076 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,850,000 | 1,394 |
| Surplus | $2,269,000 | 5,246 |
| Undivided profits | $2,024,000 | 6,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 7,344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $45,000 | 1,024 |
| Income earned, not collected on loans | $392,000 | 6,155 |
| Earning assets | $76,048,000 | 5,417 |
| Long-term assets (5+ years) | $29,145,000 | 2,844 |
| Average Assets, year-to-date | $75,142,400 | 5,639 |
| Average Assets, quarterly | $80,944,000 | 5,481 |
| Volatile liabilities | $15,594,000 | 4,530 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $4,000,000 | 3,496 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,581,000 | 4,890 |
| Tier 1 (core) risk-based capital | $6,652,000 | 6,176 |
| Tier 2 risk-based capital | $667,000 | 4,854 |
| Total risk weighted assets | $53,210,000 | 5,379 |
| Total unused commitments | $7,581,000 | 4,893 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 30 | 5,029 |
| Assets and Liabilities | ||
| Total Assets: | $79,520,000 | 5,571 |
| Cash and due from depository institutions | $4,476,000 | 5,029 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $23,922,000 | 4,268 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,941 |
| Net loans & leases | $47,082,000 | 5,560 |
| Loan loss allowance | $736,000 | 4,885 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $487,000 | 7,215 |
| Other real estate owned | $0 | 5,029 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,053,000 | 6,440 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,520,000 | 5,571 |
| Total liabilities | $72,338,000 | 5,510 |
| Total deposits | $66,116,000 | 5,540 |
| Interest-bearing deposits | $38,477,000 | 6,730 |
| Deposits held in domestic offices | $66,116,000 | 5,538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,000,000 | 3,056 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $222,000 | 7,103 |
| Total equity capital | $7,182,000 | 6,036 |
| Total bank equity capital | $7,182,000 | 6,036 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,850,000 | 1,388 |
| Surplus | $2,158,000 | 5,318 |
| Undivided profits | $2,174,000 | 6,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $623,000 | 3,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $73,000 | 975 |
| Income earned, not collected on loans | $329,000 | 6,870 |
| Earning assets | $73,504,000 | 5,540 |
| Long-term assets (5+ years) | $28,582,000 | 2,879 |
| Average Assets, year-to-date | $73,336,000 | 5,743 |
| Average Assets, quarterly | $76,281,500 | 5,673 |
| Volatile liabilities | $8,999,000 | 5,988 |
| Insider loans | $5,000 | 8,239 |
| FHLB advances | $6,000,000 | 2,896 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,724,000 | 5,138 |
| Tier 1 (core) risk-based capital | $6,711,000 | 6,132 |
| Tier 2 risk-based capital | $630,000 | 5,025 |
| Total risk weighted assets | $50,255,000 | 5,565 |
| Total unused commitments | $6,724,000 | 5,144 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 27 | 5,411 |
| Assets and Liabilities | ||
| Total Assets: | $73,043,000 | 5,837 |
| Cash and due from depository institutions | $3,350,000 | 5,411 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $19,236,000 | 4,806 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 4,105 |
| Net loans & leases | $46,186,000 | 5,604 |
| Loan loss allowance | $706,000 | 4,970 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $433,000 | 7,387 |
| Other real estate owned | $0 | 5,411 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $938,000 | 6,622 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,043,000 | 5,837 |
| Total liabilities | $65,909,000 | 5,794 |
| Total deposits | $61,805,000 | 5,762 |
| Interest-bearing deposits | $39,945,000 | 6,641 |
| Deposits held in domestic offices | $61,805,000 | 5,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,000,000 | 3,597 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $104,000 | 8,436 |
| Total equity capital | $7,134,000 | 6,038 |
| Total bank equity capital | $7,134,000 | 6,038 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,850,000 | 1,379 |
| Surplus | $2,158,000 | 5,295 |
| Undivided profits | $2,126,000 | 6,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $627,000 | 3,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $77,000 | 1,029 |
| Income earned, not collected on loans | $346,000 | 6,606 |
| Earning assets | $68,322,000 | 5,755 |
| Long-term assets (5+ years) | $24,847,000 | 3,017 |
| Average Assets, year-to-date | $71,274,670 | 5,842 |
| Average Assets, quarterly | $71,072,500 | 5,880 |
| Volatile liabilities | $8,807,000 | 6,041 |
| Insider loans | $5,000 | 8,282 |
| FHLB advances | $4,000,000 | 3,411 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $6,324,000 | 5,248 |
| Tier 1 (core) risk-based capital | $6,403,000 | 6,235 |
| Tier 2 risk-based capital | $611,000 | 5,106 |
| Total risk weighted assets | $48,553,000 | 5,657 |
| Total unused commitments | $6,324,000 | 5,263 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 26 | 5,516 |
| Assets and Liabilities | ||
| Total Assets: | $69,102,000 | 5,956 |
| Cash and due from depository institutions | $4,000,000 | 5,516 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $19,308,000 | 4,776 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,768 |
| Net loans & leases | $44,078,000 | 5,679 |
| Loan loss allowance | $695,000 | 4,990 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $410,000 | 7,498 |
| Other real estate owned | $0 | 5,516 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $806,000 | 7,039 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,102,000 | 5,956 |
| Total liabilities | $62,584,000 | 5,919 |
| Total deposits | $59,433,000 | 5,854 |
| Interest-bearing deposits | $39,267,000 | 6,678 |
| Deposits held in domestic offices | $59,433,000 | 5,852 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,000,000 | 4,212 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,151,000 | 3,029 |
| Total equity capital | $6,518,000 | 6,308 |
| Total bank equity capital | $6,518,000 | 6,308 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,850,000 | 1,383 |
| Surplus | $2,158,000 | 5,277 |
| Undivided profits | $1,510,000 | 7,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $149,000 | 6,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $70,000 | 1,045 |
| Income earned, not collected on loans | $306,000 | 7,022 |
| Earning assets | $63,886,000 | 5,917 |
| Long-term assets (5+ years) | $13,619,000 | 4,219 |
| Average Assets, year-to-date | $70,390,500 | 5,868 |
| Average Assets, quarterly | $70,390,500 | 5,868 |
| Volatile liabilities | $7,448,000 | 6,445 |
| Insider loans | $5,000 | 8,308 |
| FHLB advances | $2,000,000 | 4,020 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,241,000 | 5,584 |
| Tier 1 (core) risk-based capital | $5,952,000 | 6,438 |
| Tier 2 risk-based capital | $580,000 | 5,201 |
| Total risk weighted assets | $45,522,000 | 5,797 |
| Total unused commitments | $5,241,000 | 5,594 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 26 | 5,515 |
| Assets and Liabilities | ||
| Total Assets: | $71,679,000 | 5,827 |
| Cash and due from depository institutions | $4,247,000 | 5,515 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $17,628,000 | 5,012 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 3,869 |
| Net loans & leases | $45,407,000 | 5,597 |
| Loan loss allowance | $688,000 | 4,949 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $388,000 | 7,599 |
| Other real estate owned | $0 | 5,515 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $909,000 | 6,775 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,679,000 | 5,827 |
| Total liabilities | $64,594,000 | 5,788 |
| Total deposits | $62,289,000 | 5,661 |
| Interest-bearing deposits | $43,520,000 | 6,315 |
| Deposits held in domestic offices | $62,289,000 | 5,657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,000,000 | 4,289 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $305,000 | 6,592 |
| Total equity capital | $7,085,000 | 5,952 |
| Total bank equity capital | $7,085,000 | 5,952 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,850,000 | 1,377 |
| Surplus | $2,000,000 | 5,394 |
| Undivided profits | $2,235,000 | 6,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $161,000 | 6,222 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $78,000 | 958 |
| Income earned, not collected on loans | $370,000 | 6,628 |
| Earning assets | $66,135,000 | 5,785 |
| Long-term assets (5+ years) | $13,382,000 | 4,206 |
| Average Assets, year-to-date | $67,764,200 | 5,843 |
| Average Assets, quarterly | $69,950,000 | 5,869 |
| Volatile liabilities | $7,474,000 | 6,440 |
| Insider loans | $5,000 | 8,340 |
| FHLB advances | $2,000,000 | 4,048 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $5,785,000 | 5,251 |
| Tier 1 (core) risk-based capital | $6,555,000 | 6,026 |
| Tier 2 risk-based capital | $605,000 | 5,034 |
| Total risk weighted assets | $48,284,000 | 5,601 |
| Total unused commitments | $5,785,000 | 5,256 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 30 | 5,012 |
| Assets and Liabilities | ||
| Total Assets: | $66,802,000 | 5,957 |
| Cash and due from depository institutions | $2,929,000 | 5,012 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $8,737,000 | 6,828 |
| Federal funds sold & reverse repurchase agreements | $6,550,000 | 2,201 |
| Net loans & leases | $46,881,000 | 5,443 |
| Loan loss allowance | $525,000 | 5,661 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $442,000 | 7,523 |
| Other real estate owned | $0 | 5,012 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,263,000 | 5,900 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,802,000 | 5,957 |
| Total liabilities | $60,450,000 | 5,926 |
| Total deposits | $58,247,000 | 5,796 |
| Interest-bearing deposits | $44,574,000 | 6,163 |
| Deposits held in domestic offices | $58,247,000 | 5,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,074 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $203,000 | 7,869 |
| Total equity capital | $6,352,000 | 6,207 |
| Total bank equity capital | $6,352,000 | 6,207 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,850,000 | 1,371 |
| Surplus | $1,964,000 | 5,540 |
| Undivided profits | $1,538,000 | 6,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $855,000 | 3,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $699,000 | 279 |
| Income earned, not collected on loans | $292,000 | 7,620 |
| Earning assets | $62,168,000 | 5,904 |
| Long-term assets (5+ years) | $7,728,000 | 5,348 |
| Average Assets, year-to-date | $64,611,800 | 5,896 |
| Average Assets, quarterly | $67,044,500 | 5,916 |
| Volatile liabilities | $8,740,000 | 5,999 |
| Insider loans | $5,000 | 8,563 |
| FHLB advances | $2,000,000 | 3,828 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,589,000 | 5,278 |
| Tier 1 (core) risk-based capital | $5,828,000 | 6,358 |
| Tier 2 risk-based capital | $525,000 | 5,352 |
| Total risk weighted assets | $42,508,000 | 5,940 |
| Total unused commitments | $5,589,000 | 5,286 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 26 | 5,597 |
| Assets and Liabilities | ||
| Total Assets: | $62,399,000 | 6,100 |
| Cash and due from depository institutions | $2,357,000 | 5,597 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $9,342,000 | 7,004 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 5,254 |
| Net loans & leases | $48,001,000 | 5,305 |
| Loan loss allowance | $716,000 | 4,507 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $508,000 | 7,454 |
| Other real estate owned | $0 | 5,597 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,091,000 | 5,875 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,399,000 | 6,100 |
| Total liabilities | $56,326,000 | 6,059 |
| Total deposits | $54,079,000 | 5,926 |
| Interest-bearing deposits | $39,774,000 | 6,435 |
| Deposits held in domestic offices | $54,079,000 | 5,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,258 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $247,000 | 7,811 |
| Total equity capital | $6,073,000 | 6,316 |
| Total bank equity capital | $6,073,000 | 6,316 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,850,000 | 1,377 |
| Surplus | $1,716,000 | 5,879 |
| Undivided profits | $1,507,000 | 7,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $339,000 | 4,636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $142,000 | 678 |
| Income earned, not collected on loans | $269,000 | 7,240 |
| Earning assets | $58,443,000 | 6,021 |
| Long-term assets (5+ years) | $7,466,000 | 5,226 |
| Average Assets, year-to-date | $60,137,000 | 6,027 |
| Average Assets, quarterly | $62,754,500 | 6,016 |
| Volatile liabilities | $11,650,000 | 5,198 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,556,000 | 4,734 |
| Tier 1 (core) risk-based capital | $5,540,000 | 6,569 |
| Tier 2 risk-based capital | $654,970 | 4,541 |
| Total risk weighted assets | $52,336,670 | 5,145 |
| Total unused commitments | $6,556,000 | 4,736 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 26 | 5,778 |
| Assets and Liabilities | ||
| Total Assets: | $55,104,000 | 6,556 |
| Cash and due from depository institutions | $2,381,000 | 5,778 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $9,523,000 | 7,218 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $41,556,000 | 5,708 |
| Loan loss allowance | $540,000 | 5,399 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $591,000 | 7,352 |
| Other real estate owned | $0 | 5,778 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,053,000 | 6,008 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,104,000 | 6,556 |
| Total liabilities | $48,831,000 | 6,587 |
| Total deposits | $46,122,000 | 6,550 |
| Interest-bearing deposits | $33,859,000 | 7,088 |
| Deposits held in domestic offices | $46,122,000 | 6,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,525,000 | 2,279 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $184,000 | 8,281 |
| Total equity capital | $6,273,000 | 6,091 |
| Total bank equity capital | $6,273,000 | 6,091 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,850,000 | 1,379 |
| Surplus | $1,715,000 | 5,950 |
| Undivided profits | $1,707,000 | 6,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $427,000 | 4,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $217,000 | 7,580 |
| Earning assets | $51,079,000 | 6,490 |
| Long-term assets (5+ years) | $9,487,000 | 4,969 |
| Average Assets, year-to-date | $55,678,400 | 6,357 |
| Average Assets, quarterly | $55,399,500 | 6,486 |
| Volatile liabilities | $6,893,000 | 6,485 |
| Insider loans | $677,000 | 4,634 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,162,000 | 5,911 |
| Tier 1 (core) risk-based capital | $6,483,000 | 5,976 |
| Tier 2 risk-based capital | $540,000 | 5,061 |
| Total risk weighted assets | $47,495,800 | 5,381 |
| Total unused commitments | $4,162,000 | 5,919 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 23 | 6,316 |
| Assets and Liabilities | ||
| Total Assets: | $57,543,000 | 6,437 |
| Cash and due from depository institutions | $3,169,000 | 6,316 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $11,338,000 | 6,710 |
| Federal funds sold & reverse repurchase agreements | $3,215,000 | 4,622 |
| Net loans & leases | $38,445,000 | 5,833 |
| Loan loss allowance | $555,000 | 5,242 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $728,000 | 6,850 |
| Other real estate owned | $25,000 | 6,316 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $623,000 | 7,514 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,543,000 | 6,437 |
| Total liabilities | $51,062,000 | 6,457 |
| Total deposits | $50,716,000 | 6,264 |
| Interest-bearing deposits | $34,299,000 | 7,132 |
| Deposits held in domestic offices | $50,716,000 | 6,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $346,000 | 7,006 |
| Total equity capital | $6,481,000 | 6,070 |
| Total bank equity capital | $6,481,000 | 6,070 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,850,000 | 1,330 |
| Surplus | $1,715,000 | 5,887 |
| Undivided profits | $1,916,000 | 7,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $520,000 | 3,877 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $77,000 | 1,018 |
| Income earned, not collected on loans | $212,000 | 7,752 |
| Earning assets | $52,998,000 | 6,422 |
| Long-term assets (5+ years) | $12,686,000 | 4,163 |
| Average Assets, year-to-date | $54,920,000 | 6,387 |
| Average Assets, quarterly | $55,575,000 | 6,485 |
| Volatile liabilities | $4,094,000 | 7,531 |
| Insider loans | $560,000 | 5,013 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,806,000 | 6,004 |
| Tier 1 (core) risk-based capital | $6,400,000 | 5,964 |
| Tier 2 risk-based capital | $555,000 | 4,850 |
| Total risk weighted assets | $44,660,900 | 5,499 |
| Total unused commitments | $3,806,000 | 6,008 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 26 | 6,085 |
| Assets and Liabilities | ||
| Total Assets: | $54,177,000 | 6,738 |
| Cash and due from depository institutions | $2,959,000 | 6,085 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $10,970,000 | 7,125 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,213 |
| Net loans & leases | $34,828,000 | 6,324 |
| Loan loss allowance | $553,000 | 5,319 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $848,000 | 6,486 |
| Other real estate owned | $101,000 | 6,085 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $471,000 | 8,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,177,000 | 6,738 |
| Total liabilities | $48,733,000 | 6,718 |
| Total deposits | $48,591,000 | 6,521 |
| Interest-bearing deposits | $36,897,000 | 6,999 |
| Deposits held in domestic offices | $48,591,000 | 6,516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $142,000 | 9,720 |
| Total equity capital | $5,444,000 | 6,793 |
| Total bank equity capital | $5,444,000 | 6,793 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,850,000 | 1,308 |
| Surplus | $1,716,000 | 5,924 |
| Undivided profits | $877,000 | 8,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $655,000 | 3,396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $211,000 | 8,097 |
| Earning assets | $49,798,000 | 6,721 |
| Long-term assets (5+ years) | $7,020,000 | 5,198 |
| Average Assets, year-to-date | $49,020,000 | 6,928 |
| Average Assets, quarterly | $53,972,500 | 6,702 |
| Volatile liabilities | $4,871,000 | 7,210 |
| Insider loans | $515,000 | 5,336 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,841,000 | 4,819 |
| Tier 1 (core) risk-based capital | $5,393,000 | 6,689 |
| Tier 2 risk-based capital | $503,480 | 5,142 |
| Total risk weighted assets | $40,228,780 | 5,909 |
| Total unused commitments | $5,841,000 | 4,824 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 24 | 6,712 |
| Assets and Liabilities | ||
| Total Assets: | $43,512,000 | 7,821 |
| Cash and due from depository institutions | $2,860,000 | 6,712 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $11,797,000 | 7,341 |
| Federal funds sold & reverse repurchase agreements | $4,923,000 | 2,642 |
| Net loans & leases | $22,394,000 | 8,035 |
| Loan loss allowance | $515,000 | 5,779 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $812,000 | 6,687 |
| Other real estate owned | $361,000 | 6,712 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $365,000 | 9,792 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,512,000 | 7,821 |
| Total liabilities | $39,285,000 | 7,784 |
| Total deposits | $39,123,000 | 7,605 |
| Interest-bearing deposits | $29,519,000 | 8,120 |
| Deposits held in domestic offices | $39,123,000 | 7,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $162,000 | 9,784 |
| Total equity capital | $4,227,000 | 7,971 |
| Total bank equity capital | $4,227,000 | 7,971 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,007,000 | 1,245 |
| Surplus | $4,892,000 | 2,913 |
| Undivided profits | $-3,672,000 | 11,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $550,000 | 4,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $147,000 | 9,387 |
| Earning assets | $39,114,000 | 7,887 |
| Long-term assets (5+ years) | $4,385,000 | 6,178 |
| Average Assets, year-to-date | $40,681,000 | 7,951 |
| Average Assets, quarterly | $42,850,000 | 7,824 |
| Volatile liabilities | $2,661,000 | 8,877 |
| Insider loans | $505,000 | 5,488 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,787,000 | 5,786 |
| Tier 1 (core) risk-based capital | $4,246,000 | 7,859 |
| Tier 2 risk-based capital | $349,320 | 6,646 |
| Total risk weighted assets | $27,779,720 | 7,395 |
| Total unused commitments | $3,787,000 | 5,799 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 30 | 5,997 |
| Assets and Liabilities | ||
| Total Assets: | $37,966,000 | 8,615 |
| Cash and due from depository institutions | $3,045,000 | 5,997 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $8,824,000 | 8,698 |
| Federal funds sold & reverse repurchase agreements | $230,000 | 8,877 |
| Net loans & leases | $23,626,000 | 7,946 |
| Loan loss allowance | $457,000 | 6,419 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $715,000 | 7,202 |
| Other real estate owned | $1,155,000 | 5,997 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $371,000 | 10,121 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,966,000 | 8,615 |
| Total liabilities | $33,876,000 | 8,621 |
| Total deposits | $33,715,000 | 8,467 |
| Interest-bearing deposits | $23,761,000 | 9,204 |
| Deposits held in domestic offices | $33,715,000 | 8,463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $161,000 | 10,278 |
| Total equity capital | $4,090,000 | 8,246 |
| Total bank equity capital | $4,090,000 | 8,246 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,007,000 | 1,254 |
| Surplus | $4,892,000 | 2,915 |
| Undivided profits | $-3,809,000 | 11,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $789,000 | 3,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $158,000 | 9,568 |
| Earning assets | $32,680,000 | 8,856 |
| Long-term assets (5+ years) | $3,237,000 | 6,889 |
| Average Assets, year-to-date | $37,181,000 | 8,508 |
| Average Assets, quarterly | $37,865,500 | 8,556 |
| Volatile liabilities | $1,750,000 | 9,905 |
| Insider loans | $83,000 | 9,405 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,971,000 | 6,377 |
| Tier 1 (core) risk-based capital | $4,053,000 | 8,167 |
| Tier 2 risk-based capital | $337,560 | 6,852 |
| Total risk weighted assets | $26,885,460 | 7,592 |
| Total unused commitments | $2,971,000 | 6,392 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $37,429,000 | 8,864 |
| Cash and due from depository institutions | $2,728,000 | 5,617 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $10,530,000 | 8,565 |
| Federal funds sold & reverse repurchase agreements | $1,785,000 | 4,059 |
| Net loans & leases | $20,204,000 | 8,693 |
| Loan loss allowance | $808,000 | 4,297 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $762,000 | 7,102 |
| Other real estate owned | $1,071,000 | 5,617 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $349,000 | 10,748 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,429,000 | 8,864 |
| Total liabilities | $34,611,000 | 8,746 |
| Total deposits | $34,398,000 | 8,575 |
| Interest-bearing deposits | $24,005,000 | 9,416 |
| Deposits held in domestic offices | $34,398,000 | 8,569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $213,000 | 8,750 |
| Total equity capital | $2,818,000 | 9,722 |
| Total bank equity capital | $2,818,000 | 9,722 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,132,000 | 1,230 |
| Surplus | $3,278,000 | 3,888 |
| Undivided profits | $-3,592,000 | 12,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,702,000 | 1,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $203,000 | 537 |
| Income earned, not collected on loans | $125,000 | 10,235 |
| Earning assets | $32,519,000 | 9,065 |
| Long-term assets (5+ years) | $2,338,000 | 7,962 |
| Average Assets, year-to-date | $40,434,400 | 8,397 |
| Average Assets, quarterly | $37,984,500 | 8,775 |
| Volatile liabilities | $833,000 | 11,347 |
| Insider loans | $22,000 | 10,775 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,013,000 | 6,342 |
| Tier 1 (core) risk-based capital | $2,861,000 | 9,783 |
| Tier 2 risk-based capital | $285,510 | 7,711 |
| Total risk weighted assets | $22,318,210 | 8,533 |
| Total unused commitments | $3,013,000 | 6,353 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 40 | 5,064 |
| Assets and Liabilities | ||
| Total Assets: | $44,665,000 | 8,274 |
| Cash and due from depository institutions | $2,500,000 | 5,064 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $14,009,000 | 7,710 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,709 |
| Net loans & leases | $22,362,000 | 8,350 |
| Loan loss allowance | $1,002,000 | 3,680 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $908,000 | 6,528 |
| Other real estate owned | $2,210,000 | 5,064 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $676,000 | 7,952 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,665,000 | 8,274 |
| Total liabilities | $41,935,000 | 8,098 |
| Total deposits | $41,776,000 | 7,938 |
| Interest-bearing deposits | $31,457,000 | 8,569 |
| Deposits held in domestic offices | $41,776,000 | 7,931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $39,000 | 4,709 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $120,000 | 11,084 |
| Total equity capital | $2,730,000 | 10,190 |
| Total bank equity capital | $2,730,000 | 10,190 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,132,000 | 1,229 |
| Surplus | $3,278,000 | 3,855 |
| Undivided profits | $-3,680,000 | 13,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,821,000 | 1,479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $203,000 | 596 |
| Income earned, not collected on loans | $121,000 | 10,361 |
| Earning assets | $38,371,000 | 8,591 |
| Long-term assets (5+ years) | $1,126,000 | 9,808 |
| Average Assets, year-to-date | $51,390,800 | 7,439 |
| Average Assets, quarterly | $46,548,500 | 8,022 |
| Volatile liabilities | $1,129,000 | 11,144 |
| Insider loans | $27,000 | 11,083 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,761,000 | 5,693 |
| Tier 1 (core) risk-based capital | $2,730,000 | 10,144 |
| Tier 2 risk-based capital | $319,450 | 7,318 |
| Total risk weighted assets | $24,873,550 | 8,154 |
| Total unused commitments | $3,761,000 | 5,714 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 44 | 4,772 |
| Assets and Liabilities | ||
| Total Assets: | $59,663,000 | 6,961 |
| Cash and due from depository institutions | $4,846,000 | 4,772 |
| Interest-bearing balances | $990,000 | 3,879 |
| Securities | $15,285,000 | 7,270 |
| Federal funds sold & reverse repurchase agreements | $3,950,000 | 4,053 |
| Net loans & leases | $33,251,000 | 6,542 |
| Loan loss allowance | $1,691,000 | 2,432 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $502,000 | 8,898 |
| Other real estate owned | $1,059,000 | 4,772 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $770,000 | 7,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,663,000 | 6,961 |
| Total liabilities | $56,071,000 | 6,793 |
| Total deposits | $55,928,000 | 6,631 |
| Interest-bearing deposits | $42,660,000 | 7,301 |
| Deposits held in domestic offices | $55,928,000 | 6,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $143,000 | 11,331 |
| Total equity capital | $3,592,000 | 8,806 |
| Total bank equity capital | $3,592,000 | 8,806 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,132,000 | 1,248 |
| Surplus | $3,278,000 | 3,745 |
| Undivided profits | $-2,818,000 | 13,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,037,000 | 992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $192,000 | 8,861 |
| Earning assets | $53,476,000 | 7,047 |
| Long-term assets (5+ years) | $1,977,000 | 8,985 |
| Average Assets, year-to-date | $65,985,800 | 6,286 |
| Average Assets, quarterly | $61,585,000 | 6,733 |
| Volatile liabilities | $3,976,000 | 7,442 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,510,000 | 4,344 |
| Tier 1 (core) risk-based capital | $3,592,000 | 8,732 |
| Tier 2 risk-based capital | $443,470 | 5,758 |
| Total risk weighted assets | $34,230,070 | 6,673 |
| Total unused commitments | $5,510,000 | 4,367 |
| Derivatives | $0 | 651 |