Home > First National Bank of Niles > Income and Expense
First National Bank of Niles, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,982,000 | 1,789 |
| Total interest expense | $8,508,000 | 1,857 |
| Net interest income | $10,474,000 | 1,708 |
| Provision for loan and lease losses | $559,000 | 1,443 |
| Total noninterest income | $1,167,000 | 2,780 |
| Gross Fiduciary activities income | $48,000 | 1,290 |
| Service charges on deposit accounts | $600,000 | 2,268 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $519,000 | 2,800 |
| Total noninterest expense | $5,151,000 | 2,633 |
| Salaries and employee benefits | $2,482,000 | 2,688 |
| Premises and equipment expense | $666,000 | 2,937 |
| Additional noninterest expense | $2,003,000 | 2,393 |
| Pre-tax net operating income | $5,931,000 | 1,286 |
| Securities gains (losses) | $1,677,000 | 156 |
| Applicable income taxes | $2,363,000 | 1,090 |
| Income before extraordinary items | $5,245,000 | 1,023 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,245,000 | 1,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 1,288 |
| Cash dividends | $4,200,000 | 727 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,087,870 | 1,272 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,764,000 | 1,956 |
| Total interest expense | $5,990,000 | 2,080 |
| Net interest income | $9,774,000 | 1,845 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $925,000 | 3,292 |
| Gross Fiduciary activities income | $43,000 | 1,333 |
| Service charges on deposit accounts | $624,000 | 2,173 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $258,000 | 4,494 |
| Total noninterest expense | $5,351,000 | 2,603 |
| Salaries and employee benefits | $2,476,000 | 2,694 |
| Premises and equipment expense | $675,000 | 2,918 |
| Additional noninterest expense | $2,200,000 | 2,390 |
| Pre-tax net operating income | $5,248,000 | 1,398 |
| Securities gains (losses) | $-13,000 | 10,028 |
| Applicable income taxes | $1,387,000 | 1,665 |
| Income before extraordinary items | $3,848,000 | 1,309 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,848,000 | 1,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,867 |
| Cash dividends | $2,325,000 | 977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,857,620 | 1,318 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,368,000 | 2,046 |
| Total interest expense | $5,750,000 | 2,257 |
| Net interest income | $9,618,000 | 1,876 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $957,000 | 3,459 |
| Gross Fiduciary activities income | $37,000 | 1,388 |
| Service charges on deposit accounts | $534,000 | 2,601 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $386,000 | 3,839 |
| Total noninterest expense | $5,229,000 | 2,736 |
| Salaries and employee benefits | $2,474,000 | 2,671 |
| Premises and equipment expense | $728,000 | 2,775 |
| Additional noninterest expense | $2,027,000 | 2,702 |
| Pre-tax net operating income | $5,246,000 | 1,332 |
| Securities gains (losses) | $120,000 | 2,257 |
| Applicable income taxes | $1,453,000 | 1,612 |
| Income before extraordinary items | $3,913,000 | 1,298 |
| Extraordinary gains, net | $187,000 | 1,064 |
| Net income | $4,100,000 | 1,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 12,848 |
| Cash dividends | $2,425,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,825,400 | 1,239 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,224,000 | 2,182 |
| Total interest expense | $7,268,000 | 2,331 |
| Net interest income | $8,956,000 | 2,041 |
| Provision for loan and lease losses | $1,480,000 | 1,416 |
| Total noninterest income | $763,000 | 4,109 |
| Gross Fiduciary activities income | $34,000 | 1,419 |
| Service charges on deposit accounts | $450,000 | 3,115 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $279,000 | 4,635 |
| Total noninterest expense | $5,686,000 | 2,544 |
| Salaries and employee benefits | $2,141,000 | 3,014 |
| Premises and equipment expense | $506,000 | 3,922 |
| Additional noninterest expense | $3,039,000 | 1,979 |
| Pre-tax net operating income | $2,553,000 | 2,428 |
| Securities gains (losses) | $461,000 | 1,155 |
| Applicable income taxes | $388,000 | 4,904 |
| Income before extraordinary items | $2,626,000 | 1,738 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,626,000 | 1,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,399,000 | 1,258 |
| Cash dividends | $1,525,000 | 1,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,224,930 | 1,891 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.