Home > First National Bank of Nassau County > Income and Expense
First National Bank of Nassau County, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,092,000 | 2,684 |
| Total interest expense | $3,973,000 | 2,132 |
| Net interest income | $3,119,000 | 3,391 |
| Provision for loan and lease losses | $361,000 | 2,280 |
| Total noninterest income | $2,078,000 | 1,289 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $181,000 | 3,680 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,897,000 | 877 |
| Total noninterest expense | $4,074,000 | 2,340 |
| Salaries and employee benefits | $2,556,000 | 2,027 |
| Premises and equipment expense | $282,000 | 4,146 |
| Additional noninterest expense | $1,236,000 | 2,281 |
| Pre-tax net operating income | $762,000 | 3,541 |
| Securities gains (losses) | $78,000 | 1,139 |
| Applicable income taxes | $229,000 | 2,529 |
| Income before extraordinary items | $611,000 | 3,607 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $611,000 | 3,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,410 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $554,060 | 3,761 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,592,000 | 2,720 |
| Total interest expense | $2,039,000 | 2,211 |
| Net interest income | $1,553,000 | 3,401 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $990,000 | 1,339 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $89,000 | 3,686 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $901,000 | 921 |
| Total noninterest expense | $1,950,000 | 2,425 |
| Salaries and employee benefits | $1,260,000 | 2,078 |
| Premises and equipment expense | $130,000 | 4,415 |
| Additional noninterest expense | $560,000 | 2,459 |
| Pre-tax net operating income | $503,000 | 3,065 |
| Securities gains (losses) | $78,000 | 844 |
| Applicable income taxes | $203,000 | 1,943 |
| Income before extraordinary items | $378,000 | 3,307 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $378,000 | 3,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 1,405 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $327,300 | 3,523 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,587,000 | 2,587 |
| Total interest expense | $8,193,000 | 2,271 |
| Net interest income | $7,394,000 | 2,951 |
| Provision for loan and lease losses | $252,000 | 3,489 |
| Total noninterest income | $1,522,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $348,000 | 3,793 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,174,000 | 1,996 |
| Total noninterest expense | $5,700,000 | 3,105 |
| Salaries and employee benefits | $3,565,000 | 2,757 |
| Premises and equipment expense | $489,000 | 4,440 |
| Additional noninterest expense | $1,646,000 | 3,162 |
| Pre-tax net operating income | $2,964,000 | 2,495 |
| Securities gains (losses) | $6,000 | 1,516 |
| Applicable income taxes | $916,000 | 1,964 |
| Income before extraordinary items | $2,054,000 | 2,758 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,054,000 | 2,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,086 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,049,860 | 2,738 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,794,000 | 2,575 |
| Total interest expense | $6,207,000 | 2,252 |
| Net interest income | $5,587,000 | 2,928 |
| Provision for loan and lease losses | $138,000 | 3,600 |
| Total noninterest income | $950,000 | 3,022 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $238,000 | 3,975 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $712,000 | 2,295 |
| Total noninterest expense | $4,118,000 | 3,172 |
| Salaries and employee benefits | $2,481,000 | 2,951 |
| Premises and equipment expense | $399,000 | 4,177 |
| Additional noninterest expense | $1,238,000 | 3,102 |
| Pre-tax net operating income | $2,281,000 | 2,592 |
| Securities gains (losses) | $4,000 | 1,247 |
| Applicable income taxes | $800,000 | 1,908 |
| Income before extraordinary items | $1,485,000 | 2,994 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,485,000 | 2,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,889 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,482,400 | 2,980 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,918,000 | 2,579 |
| Total interest expense | $4,138,000 | 2,267 |
| Net interest income | $3,780,000 | 2,905 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $710,000 | 2,807 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $157,000 | 4,004 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $553,000 | 2,103 |
| Total noninterest expense | $2,695,000 | 3,248 |
| Salaries and employee benefits | $1,560,000 | 3,136 |
| Premises and equipment expense | $243,000 | 4,462 |
| Additional noninterest expense | $892,000 | 2,905 |
| Pre-tax net operating income | $1,780,000 | 2,359 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $623,000 | 1,794 |
| Income before extraordinary items | $1,157,000 | 2,714 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,157,000 | 2,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,975 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,157,000 | 2,702 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,985,000 | 2,570 |
| Total interest expense | $2,089,000 | 2,241 |
| Net interest income | $1,896,000 | 2,890 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $410,000 | 2,518 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $78,000 | 3,968 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $332,000 | 1,825 |
| Total noninterest expense | $1,369,000 | 3,211 |
| Salaries and employee benefits | $799,000 | 3,087 |
| Premises and equipment expense | $119,000 | 4,538 |
| Additional noninterest expense | $451,000 | 2,846 |
| Pre-tax net operating income | $922,000 | 2,304 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $323,000 | 1,770 |
| Income before extraordinary items | $599,000 | 2,631 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $599,000 | 2,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,158 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $599,000 | 2,615 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,512,000 | 2,623 |
| Total interest expense | $7,087,000 | 2,257 |
| Net interest income | $7,425,000 | 2,950 |
| Provision for loan and lease losses | $451,000 | 2,059 |
| Total noninterest income | $1,073,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $268,000 | 4,342 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $805,000 | 2,572 |
| Total noninterest expense | $4,983,000 | 3,363 |
| Salaries and employee benefits | $2,973,000 | 3,155 |
| Premises and equipment expense | $430,000 | 4,707 |
| Additional noninterest expense | $1,580,000 | 3,157 |
| Pre-tax net operating income | $3,064,000 | 2,738 |
| Securities gains (losses) | $-13,000 | 7,384 |
| Applicable income taxes | $1,021,000 | 2,164 |
| Income before extraordinary items | $2,030,000 | 3,064 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,030,000 | 3,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,282 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,038,710 | 3,050 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,554,000 | 2,674 |
| Total interest expense | $5,070,000 | 2,291 |
| Net interest income | $5,484,000 | 3,020 |
| Provision for loan and lease losses | $298,000 | 2,170 |
| Total noninterest income | $774,000 | 3,469 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $193,000 | 4,471 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $581,000 | 2,631 |
| Total noninterest expense | $3,657,000 | 3,407 |
| Salaries and employee benefits | $2,135,000 | 3,274 |
| Premises and equipment expense | $341,000 | 4,540 |
| Additional noninterest expense | $1,181,000 | 3,183 |
| Pre-tax net operating income | $2,303,000 | 2,827 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $806,000 | 2,187 |
| Income before extraordinary items | $1,497,000 | 3,209 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,497,000 | 3,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,446 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,497,000 | 3,207 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,695,000 | 2,754 |
| Total interest expense | $3,165,000 | 2,317 |
| Net interest income | $3,530,000 | 3,106 |
| Provision for loan and lease losses | $221,000 | 1,950 |
| Total noninterest income | $560,000 | 3,263 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $124,000 | 4,534 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $436,000 | 2,413 |
| Total noninterest expense | $2,450,000 | 3,396 |
| Salaries and employee benefits | $1,387,000 | 3,346 |
| Premises and equipment expense | $227,000 | 4,543 |
| Additional noninterest expense | $836,000 | 3,008 |
| Pre-tax net operating income | $1,419,000 | 2,992 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $497,000 | 2,320 |
| Income before extraordinary items | $922,000 | 3,398 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $922,000 | 3,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,814 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $922,000 | 3,389 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,063,000 | 2,917 |
| Total interest expense | $1,432,000 | 2,416 |
| Net interest income | $1,631,000 | 3,315 |
| Provision for loan and lease losses | $120,000 | 1,730 |
| Total noninterest income | $245,000 | 3,515 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $61,000 | 4,498 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $184,000 | 2,637 |
| Total noninterest expense | $1,205,000 | 3,459 |
| Salaries and employee benefits | $698,000 | 3,343 |
| Premises and equipment expense | $111,000 | 4,639 |
| Additional noninterest expense | $396,000 | 3,153 |
| Pre-tax net operating income | $551,000 | 3,532 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $193,000 | 2,658 |
| Income before extraordinary items | $358,000 | 3,976 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $358,000 | 3,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $358,000 | 3,957 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,816,000 | 6,743 |
| Total interest expense | $1,275,000 | 5,674 |
| Net interest income | $1,541,000 | 7,244 |
| Provision for loan and lease losses | $64,000 | 5,394 |
| Total noninterest income | $327,000 | 6,156 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $67,000 | 6,794 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $260,000 | 4,647 |
| Total noninterest expense | $1,198,000 | 7,402 |
| Salaries and employee benefits | $682,000 | 7,333 |
| Premises and equipment expense | $139,000 | 7,408 |
| Additional noninterest expense | $377,000 | 7,209 |
| Pre-tax net operating income | $606,000 | 6,406 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $216,000 | 4,571 |
| Income before extraordinary items | $390,000 | 6,813 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $390,000 | 6,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,831 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $390,000 | 6,782 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,759,000 | 3,360 |
| Total interest expense | $2,741,000 | 2,729 |
| Net interest income | $4,018,000 | 3,750 |
| Provision for loan and lease losses | $301,000 | 2,188 |
| Total noninterest income | $848,000 | 3,280 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $182,000 | 4,659 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $666,000 | 2,388 |
| Total noninterest expense | $2,889,000 | 3,944 |
| Salaries and employee benefits | $1,760,000 | 3,636 |
| Premises and equipment expense | $291,000 | 4,939 |
| Additional noninterest expense | $838,000 | 4,040 |
| Pre-tax net operating income | $1,676,000 | 3,476 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $586,000 | 2,675 |
| Income before extraordinary items | $1,095,000 | 3,916 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,095,000 | 3,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,184 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,091,750 | 3,884 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,261,000 | 3,448 |
| Total interest expense | $1,678,000 | 2,772 |
| Net interest income | $2,583,000 | 3,823 |
| Provision for loan and lease losses | $201,000 | 2,152 |
| Total noninterest income | $570,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $138,000 | 4,336 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $432,000 | 2,410 |
| Total noninterest expense | $1,913,000 | 3,956 |
| Salaries and employee benefits | $1,166,000 | 3,647 |
| Premises and equipment expense | $192,000 | 4,954 |
| Additional noninterest expense | $555,000 | 4,032 |
| Pre-tax net operating income | $1,039,000 | 3,613 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $365,000 | 2,752 |
| Income before extraordinary items | $679,000 | 4,079 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $679,000 | 4,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $675,750 | 4,034 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,001,000 | 3,595 |
| Total interest expense | $762,000 | 2,917 |
| Net interest income | $1,239,000 | 3,959 |
| Provision for loan and lease losses | $71,000 | 2,655 |
| Total noninterest income | $302,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $77,000 | 4,013 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $225,000 | 2,301 |
| Total noninterest expense | $947,000 | 4,007 |
| Salaries and employee benefits | $590,000 | 3,613 |
| Premises and equipment expense | $89,000 | 5,250 |
| Additional noninterest expense | $268,000 | 4,145 |
| Pre-tax net operating income | $523,000 | 3,557 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $184,000 | 2,743 |
| Income before extraordinary items | $344,000 | 3,996 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $344,000 | 3,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $340,750 | 3,985 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,616,000 | 3,973 |
| Total interest expense | $2,055,000 | 3,567 |
| Net interest income | $4,561,000 | 4,077 |
| Provision for loan and lease losses | $326,000 | 2,748 |
| Total noninterest income | $1,456,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $250,000 | 4,746 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,206,000 | 1,901 |
| Total noninterest expense | $4,172,000 | 3,611 |
| Salaries and employee benefits | $2,502,000 | 3,346 |
| Premises and equipment expense | $449,000 | 4,411 |
| Additional noninterest expense | $1,221,000 | 3,690 |
| Pre-tax net operating income | $1,519,000 | 4,216 |
| Securities gains (losses) | $115,000 | 1,154 |
| Applicable income taxes | $572,000 | 3,118 |
| Income before extraordinary items | $1,062,000 | 4,535 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,062,000 | 4,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,043 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $987,250 | 4,659 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,748,000 | 4,084 |
| Total interest expense | $1,399,000 | 3,813 |
| Net interest income | $3,349,000 | 4,135 |
| Provision for loan and lease losses | $232,000 | 2,714 |
| Total noninterest income | $1,248,000 | 2,508 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $177,000 | 4,895 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,071,000 | 1,693 |
| Total noninterest expense | $3,266,000 | 3,484 |
| Salaries and employee benefits | $1,961,000 | 3,190 |
| Premises and equipment expense | $351,000 | 4,276 |
| Additional noninterest expense | $954,000 | 3,560 |
| Pre-tax net operating income | $1,099,000 | 4,381 |
| Securities gains (losses) | $115,000 | 1,090 |
| Applicable income taxes | $435,000 | 3,160 |
| Income before extraordinary items | $779,000 | 4,695 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $779,000 | 4,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,357 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $705,400 | 4,852 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,012,000 | 4,245 |
| Total interest expense | $817,000 | 4,214 |
| Net interest income | $2,195,000 | 4,193 |
| Provision for loan and lease losses | $188,000 | 2,313 |
| Total noninterest income | $1,037,000 | 2,140 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $114,000 | 4,983 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $923,000 | 1,413 |
| Total noninterest expense | $2,326,000 | 3,323 |
| Salaries and employee benefits | $1,409,000 | 2,998 |
| Premises and equipment expense | $254,000 | 4,022 |
| Additional noninterest expense | $663,000 | 3,448 |
| Pre-tax net operating income | $718,000 | 4,397 |
| Securities gains (losses) | $115,000 | 942 |
| Applicable income taxes | $309,000 | 3,032 |
| Income before extraordinary items | $524,000 | 4,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $524,000 | 4,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,817 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $450,400 | 4,915 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,384,000 | 4,523 |
| Total interest expense | $345,000 | 4,749 |
| Net interest income | $1,039,000 | 4,366 |
| Provision for loan and lease losses | $56,000 | 3,163 |
| Total noninterest income | $622,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 5,065 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $569,000 | 1,190 |
| Total noninterest expense | $1,320,000 | 2,941 |
| Salaries and employee benefits | $834,000 | 2,590 |
| Premises and equipment expense | $128,000 | 4,030 |
| Additional noninterest expense | $358,000 | 3,224 |
| Pre-tax net operating income | $285,000 | 4,928 |
| Securities gains (losses) | $115,000 | 729 |
| Applicable income taxes | $150,000 | 3,099 |
| Income before extraordinary items | $250,000 | 4,753 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $250,000 | 4,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $176,400 | 5,522 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,617,000 | 4,492 |
| Total interest expense | $1,665,000 | 4,575 |
| Net interest income | $3,952,000 | 4,401 |
| Provision for loan and lease losses | $33,000 | 6,726 |
| Total noninterest income | $6,747,000 | 884 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $221,000 | 5,043 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,526,000 | 615 |
| Total noninterest expense | $7,239,000 | 2,183 |
| Salaries and employee benefits | $4,619,000 | 1,864 |
| Premises and equipment expense | $509,000 | 4,009 |
| Additional noninterest expense | $2,111,000 | 2,294 |
| Pre-tax net operating income | $3,427,000 | 2,251 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,420,000 | 1,695 |
| Income before extraordinary items | $2,007,000 | 2,857 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,007,000 | 2,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,674 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,007,000 | 2,728 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,313,000 | 4,476 |
| Total interest expense | $1,322,000 | 4,529 |
| Net interest income | $2,991,000 | 4,390 |
| Provision for loan and lease losses | $33,000 | 6,333 |
| Total noninterest income | $5,679,000 | 841 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $168,000 | 5,037 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,511,000 | 593 |
| Total noninterest expense | $5,553,000 | 2,134 |
| Salaries and employee benefits | $3,767,000 | 1,724 |
| Premises and equipment expense | $382,000 | 3,994 |
| Additional noninterest expense | $1,404,000 | 2,544 |
| Pre-tax net operating income | $3,084,000 | 2,006 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,143,000 | 1,669 |
| Income before extraordinary items | $1,941,000 | 2,404 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,941,000 | 2,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,941,000 | 2,283 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,794,000 | 4,612 |
| Total interest expense | $916,000 | 4,539 |
| Net interest income | $1,878,000 | 4,579 |
| Provision for loan and lease losses | $33,000 | 5,678 |
| Total noninterest income | $3,548,000 | 870 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $95,000 | 5,392 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,453,000 | 613 |
| Total noninterest expense | $3,533,000 | 2,220 |
| Salaries and employee benefits | $2,375,000 | 1,808 |
| Premises and equipment expense | $259,000 | 3,939 |
| Additional noninterest expense | $899,000 | 2,619 |
| Pre-tax net operating income | $1,860,000 | 2,166 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $688,000 | 1,842 |
| Income before extraordinary items | $1,172,000 | 2,632 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,172,000 | 2,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,172,000 | 2,483 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 4,631 |
| Total interest expense | $469,000 | 4,543 |
| Net interest income | $929,000 | 4,612 |
| Provision for loan and lease losses | $33,000 | 4,367 |
| Total noninterest income | $1,558,000 | 944 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,510,000 | 661 |
| Total noninterest expense | $1,656,000 | 2,343 |
| Salaries and employee benefits | $1,103,000 | 1,931 |
| Premises and equipment expense | $129,000 | 3,947 |
| Additional noninterest expense | $424,000 | 2,711 |
| Pre-tax net operating income | $798,000 | 2,477 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $296,000 | 2,075 |
| Income before extraordinary items | $502,000 | 2,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $502,000 | 2,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $502,000 | 2,796 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,512,000 | 4,832 |
| Total interest expense | $1,872,000 | 5,028 |
| Net interest income | $3,640,000 | 4,640 |
| Provision for loan and lease losses | $364,000 | 3,036 |
| Total noninterest income | $5,819,000 | 914 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $181,000 | 5,450 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,638,000 | 636 |
| Total noninterest expense | $6,195,000 | 2,388 |
| Salaries and employee benefits | $4,161,000 | 1,938 |
| Premises and equipment expense | $572,000 | 3,555 |
| Additional noninterest expense | $1,462,000 | 3,011 |
| Pre-tax net operating income | $2,900,000 | 2,569 |
| Securities gains (losses) | $62,000 | 2,209 |
| Applicable income taxes | $1,010,000 | 2,192 |
| Income before extraordinary items | $1,952,000 | 2,855 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,952,000 | 2,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,528 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,911,080 | 2,821 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,035,000 | 6,321 |
| Total interest expense | $1,654,000 | 6,686 |
| Net interest income | $2,381,000 | 5,881 |
| Provision for loan and lease losses | $159,000 | 4,667 |
| Total noninterest income | $1,760,000 | 2,231 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $123,000 | 6,204 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,637,000 | 1,429 |
| Total noninterest expense | $3,128,000 | 4,197 |
| Salaries and employee benefits | $1,960,000 | 3,653 |
| Premises and equipment expense | $430,000 | 4,376 |
| Additional noninterest expense | $738,000 | 5,077 |
| Pre-tax net operating income | $854,000 | 5,324 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $290,000 | 4,333 |
| Income before extraordinary items | $564,000 | 5,771 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $564,000 | 5,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $564,000 | 5,654 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 7,937 |
| Total interest expense | $1,089,000 | 8,037 |
| Net interest income | $1,384,000 | 7,673 |
| Provision for loan and lease losses | $184,000 | 3,917 |
| Total noninterest income | $262,000 | 6,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 7,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 4,785 |
| Total noninterest expense | $1,408,000 | 6,982 |
| Salaries and employee benefits | $777,000 | 6,841 |
| Premises and equipment expense | $244,000 | 6,137 |
| Additional noninterest expense | $387,000 | 7,257 |
| Pre-tax net operating income | $54,000 | 8,956 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-160,000 | 9,656 |
| Income before extraordinary items | $214,000 | 7,989 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $214,000 | 7,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $214,000 | 7,989 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $447,000 | 10,003 |
| Total interest expense | $125,000 | 10,030 |
| Net interest income | $322,000 | 9,930 |
| Provision for loan and lease losses | $74,000 | 5,823 |
| Total noninterest income | $19,000 | 9,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 8,746 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,578 |
| Total noninterest expense | $516,000 | 9,591 |
| Salaries and employee benefits | $287,000 | 9,541 |
| Premises and equipment expense | $78,000 | 9,059 |
| Additional noninterest expense | $151,000 | 9,503 |
| Pre-tax net operating income | $-249,000 | 9,674 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-249,000 | 9,722 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-249,000 | 9,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $7,000,000 | 154 |
| Net operating income | $-249,000 | 9,700 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.