Home > First National Bank of Nassau County > Assets and Liabilities
First National Bank of Nassau County, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 62 | 2,759 |
| Assets and Liabilities | ||
| Total Assets: | $260,148,000 | 2,517 |
| Cash and due from depository institutions | $2,724,000 | 2,759 |
| Interest-bearing balances | $51,000 | 5,632 |
| Securities | $38,963,000 | 2,841 |
| Federal funds sold & reverse repurchase agreements | $649,000 | 5,043 |
| Net loans & leases | $187,927,000 | 2,452 |
| Loan loss allowance | $2,186,000 | 2,486 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,880,000 | 3,130 |
| Other real estate owned | $131,000 | 2,759 |
| Goodwill and other intangibles | $10,762,000 | 628 |
| All other assets | $15,112,000 | 1,316 |
| Life insurance assets | $4,571,000 | 1,352 |
| Total liabilities and capital | $260,148,000 | 2,517 |
| Total liabilities | $226,699,000 | 2,594 |
| Total deposits | $194,344,000 | 2,690 |
| Interest-bearing deposits | $180,499,000 | 2,504 |
| Deposits held in domestic offices | $194,344,000 | 2,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,461,000 | 2,363 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $28,073,000 | 1,724 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,821,000 | 2,483 |
| Total equity capital | $33,449,000 | 2,064 |
| Total bank equity capital | $33,449,000 | 2,064 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,500,000 | 1,356 |
| Surplus | $24,878,000 | 1,239 |
| Undivided profits | $5,071,000 | 4,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,554,000 | 1,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $888,000 | 4,119 |
| Earning assets | $227,590,000 | 2,634 |
| Long-term assets (5+ years) | $70,013,000 | 1,727 |
| Average Assets, year-to-date | $252,840,330 | 2,554 |
| Average Assets, quarterly | $258,297,000 | 2,524 |
| Volatile liabilities | $75,045,000 | 1,888 |
| Insider loans | $4,774,000 | 1,641 |
| FHLB advances | $28,073,000 | 1,632 |
| Loans and leases held for sale | $16,648,000 | 168 |
| Unused loan commitments | $30,332,000 | 2,522 |
| Tier 1 (core) risk-based capital | $22,686,000 | 2,818 |
| Tier 2 risk-based capital | $2,317,000 | 2,196 |
| Total risk weighted assets | $188,785,000 | 2,537 |
| Total unused commitments | $30,332,000 | 2,524 |
| Derivatives | $91,915,000 | 200 |
| 2008-03-31 | Rank | |
| # of Employees: | 57 | 2,983 |
| Assets and Liabilities | ||
| Total Assets: | $256,446,000 | 2,554 |
| Cash and due from depository institutions | $3,798,000 | 2,983 |
| Interest-bearing balances | $594,000 | 3,484 |
| Securities | $40,893,000 | 2,708 |
| Federal funds sold & reverse repurchase agreements | $59,000 | 6,530 |
| Net loans & leases | $188,194,000 | 2,402 |
| Loan loss allowance | $1,915,000 | 2,681 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,873,000 | 3,117 |
| Other real estate owned | $171,000 | 2,983 |
| Goodwill and other intangibles | $10,816,000 | 649 |
| All other assets | $8,642,000 | 2,034 |
| Life insurance assets | $4,528,000 | 1,356 |
| Total liabilities and capital | $256,446,000 | 2,554 |
| Total liabilities | $222,962,000 | 2,616 |
| Total deposits | $195,930,000 | 2,658 |
| Interest-bearing deposits | $179,765,000 | 2,531 |
| Deposits held in domestic offices | $195,930,000 | 2,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,912,000 | 1,692 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $20,873,000 | 1,943 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,247,000 | 3,515 |
| Total equity capital | $33,484,000 | 2,101 |
| Total bank equity capital | $33,484,000 | 2,101 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,500,000 | 1,351 |
| Surplus | $24,878,000 | 1,229 |
| Undivided profits | $5,106,000 | 4,639 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,428,000 | 2,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $948,000 | 3,926 |
| Earning assets | $229,740,000 | 2,603 |
| Long-term assets (5+ years) | $78,174,000 | 1,520 |
| Average Assets, year-to-date | $249,186,500 | 2,593 |
| Average Assets, quarterly | $249,186,500 | 2,593 |
| Volatile liabilities | $73,489,000 | 1,888 |
| Insider loans | $4,799,000 | 1,612 |
| FHLB advances | $20,873,000 | 1,855 |
| Loans and leases held for sale | $28,384,000 | 133 |
| Unused loan commitments | $34,213,000 | 2,347 |
| Tier 1 (core) risk-based capital | $22,399,000 | 2,851 |
| Tier 2 risk-based capital | $1,982,000 | 2,462 |
| Total risk weighted assets | $177,580,000 | 2,655 |
| Total unused commitments | $34,213,000 | 2,349 |
| Derivatives | $96,695,000 | 200 |
| 2007-12-31 | Rank | |
| # of Employees: | 59 | 2,898 |
| Assets and Liabilities | ||
| Total Assets: | $241,927,000 | 2,655 |
| Cash and due from depository institutions | $4,754,000 | 2,898 |
| Interest-bearing balances | $1,510,000 | 2,196 |
| Securities | $43,387,000 | 2,599 |
| Federal funds sold & reverse repurchase agreements | $1,452,000 | 4,605 |
| Net loans & leases | $168,510,000 | 2,613 |
| Loan loss allowance | $1,993,000 | 2,558 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,870,000 | 3,109 |
| Other real estate owned | $319,000 | 2,898 |
| Goodwill and other intangibles | $10,871,000 | 635 |
| All other assets | $8,764,000 | 2,002 |
| Life insurance assets | $4,483,000 | 1,349 |
| Total liabilities and capital | $241,927,000 | 2,655 |
| Total liabilities | $208,940,000 | 2,730 |
| Total deposits | $187,705,000 | 2,722 |
| Interest-bearing deposits | $173,106,000 | 2,578 |
| Deposits held in domestic offices | $187,705,000 | 2,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,380 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $17,273,000 | 2,063 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,962,000 | 2,512 |
| Total equity capital | $32,987,000 | 2,116 |
| Total bank equity capital | $32,987,000 | 2,116 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,500,000 | 1,341 |
| Surplus | $24,878,000 | 1,209 |
| Undivided profits | $4,609,000 | 4,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,733,000 | 2,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,136,000 | 3,595 |
| Earning assets | $214,859,000 | 2,717 |
| Long-term assets (5+ years) | $65,787,000 | 1,626 |
| Average Assets, year-to-date | $235,720,400 | 2,621 |
| Average Assets, quarterly | $238,065,500 | 2,668 |
| Volatile liabilities | $70,014,000 | 1,973 |
| Insider loans | $4,991,000 | 1,522 |
| FHLB advances | $17,273,000 | 1,962 |
| Loans and leases held for sale | $19,552,000 | 156 |
| Unused loan commitments | $37,736,000 | 2,209 |
| Tier 1 (core) risk-based capital | $21,982,000 | 2,886 |
| Tier 2 risk-based capital | $2,011,000 | 2,396 |
| Total risk weighted assets | $175,260,000 | 2,646 |
| Total unused commitments | $37,736,000 | 2,211 |
| Derivatives | $59,054,000 | 230 |
| 2007-09-30 | Rank | |
| # of Employees: | 46 | 3,568 |
| Assets and Liabilities | ||
| Total Assets: | $234,204,000 | 2,687 |
| Cash and due from depository institutions | $3,664,000 | 3,568 |
| Interest-bearing balances | $1,135,000 | 2,292 |
| Securities | $49,878,000 | 2,307 |
| Federal funds sold & reverse repurchase agreements | $6,388,000 | 2,155 |
| Net loans & leases | $151,432,000 | 2,832 |
| Loan loss allowance | $1,917,000 | 2,609 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,855,000 | 3,072 |
| Other real estate owned | $0 | 3,568 |
| Goodwill and other intangibles | $10,822,000 | 621 |
| All other assets | $8,165,000 | 2,116 |
| Life insurance assets | $4,437,000 | 1,317 |
| Total liabilities and capital | $234,204,000 | 2,687 |
| Total liabilities | $201,943,000 | 2,764 |
| Total deposits | $185,897,000 | 2,723 |
| Interest-bearing deposits | $172,006,000 | 2,561 |
| Deposits held in domestic offices | $185,897,000 | 2,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $14,973,000 | 2,108 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,073,000 | 3,914 |
| Total equity capital | $32,261,000 | 2,134 |
| Total bank equity capital | $32,261,000 | 2,134 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,500,000 | 1,317 |
| Surplus | $24,878,000 | 1,187 |
| Undivided profits | $3,883,000 | 5,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,515,000 | 1,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,132,000 | 3,822 |
| Earning assets | $208,833,000 | 2,745 |
| Long-term assets (5+ years) | $53,072,000 | 1,854 |
| Average Assets, year-to-date | $234,168,750 | 2,628 |
| Average Assets, quarterly | $232,461,500 | 2,682 |
| Volatile liabilities | $55,750,000 | 2,333 |
| Insider loans | $5,480,000 | 1,365 |
| FHLB advances | $14,973,000 | 2,010 |
| Loans and leases held for sale | $1,721,000 | 657 |
| Unused loan commitments | $42,954,000 | 2,019 |
| Tier 1 (core) risk-based capital | $21,462,000 | 2,939 |
| Tier 2 risk-based capital | $1,917,000 | 2,481 |
| Total risk weighted assets | $178,052,000 | 2,557 |
| Total unused commitments | $42,954,000 | 2,019 |
| Derivatives | $15,985,000 | 402 |
| 2007-06-30 | Rank | |
| # of Employees: | 38 | 4,192 |
| Assets and Liabilities | ||
| Total Assets: | $230,719,000 | 2,727 |
| Cash and due from depository institutions | $5,091,000 | 4,192 |
| Interest-bearing balances | $1,740,000 | 1,954 |
| Securities | $55,812,000 | 2,047 |
| Federal funds sold & reverse repurchase agreements | $1,571,000 | 4,561 |
| Net loans & leases | $145,192,000 | 2,915 |
| Loan loss allowance | $1,791,000 | 2,748 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,868,000 | 3,043 |
| Other real estate owned | $0 | 4,192 |
| Goodwill and other intangibles | $10,897,000 | 631 |
| All other assets | $8,288,000 | 2,080 |
| Life insurance assets | $4,391,000 | 1,323 |
| Total liabilities and capital | $230,719,000 | 2,727 |
| Total liabilities | $199,146,000 | 2,810 |
| Total deposits | $183,196,000 | 2,797 |
| Interest-bearing deposits | $168,854,000 | 2,632 |
| Deposits held in domestic offices | $183,196,000 | 2,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $14,973,000 | 2,021 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $977,000 | 3,932 |
| Total equity capital | $31,573,000 | 2,150 |
| Total bank equity capital | $31,573,000 | 2,150 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,500,000 | 1,307 |
| Surplus | $24,878,000 | 1,195 |
| Undivided profits | $3,195,000 | 5,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 6,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,182,000 | 3,448 |
| Earning assets | $204,315,000 | 2,797 |
| Long-term assets (5+ years) | $48,744,000 | 1,938 |
| Average Assets, year-to-date | $234,157,000 | 2,659 |
| Average Assets, quarterly | $234,834,500 | 2,669 |
| Volatile liabilities | $51,888,000 | 2,446 |
| Insider loans | $7,474,000 | 975 |
| FHLB advances | $14,973,000 | 1,915 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $43,106,000 | 2,032 |
| Tier 1 (core) risk-based capital | $21,058,000 | 2,992 |
| Tier 2 risk-based capital | $1,981,000 | 2,393 |
| Total risk weighted assets | $173,422,000 | 2,616 |
| Total unused commitments | $43,106,000 | 2,032 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 38 | 4,177 |
| Assets and Liabilities | ||
| Total Assets: | $238,950,000 | 2,656 |
| Cash and due from depository institutions | $9,100,000 | 4,177 |
| Interest-bearing balances | $929,000 | 2,618 |
| Securities | $50,372,000 | 2,304 |
| Federal funds sold & reverse repurchase agreements | $12,316,000 | 1,652 |
| Net loans & leases | $144,316,000 | 2,918 |
| Loan loss allowance | $1,804,000 | 2,734 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,889,000 | 3,014 |
| Other real estate owned | $0 | 4,177 |
| Goodwill and other intangibles | $10,973,000 | 617 |
| All other assets | $7,984,000 | 2,076 |
| Life insurance assets | $4,346,000 | 1,317 |
| Total liabilities and capital | $238,950,000 | 2,656 |
| Total liabilities | $207,559,000 | 2,712 |
| Total deposits | $191,312,000 | 2,675 |
| Interest-bearing deposits | $174,311,000 | 2,555 |
| Deposits held in domestic offices | $191,312,000 | 2,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $14,973,000 | 1,962 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,274,000 | 3,380 |
| Total equity capital | $31,391,000 | 2,179 |
| Total bank equity capital | $31,391,000 | 2,179 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,500,000 | 1,290 |
| Surplus | $24,878,000 | 1,172 |
| Undivided profits | $3,013,000 | 5,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,065,000 | 3,622 |
| Earning assets | $207,933,000 | 2,770 |
| Long-term assets (5+ years) | $42,638,000 | 2,087 |
| Average Assets, year-to-date | $235,876,000 | 2,666 |
| Average Assets, quarterly | $235,876,000 | 2,666 |
| Volatile liabilities | $51,043,000 | 2,447 |
| Insider loans | $5,349,000 | 1,348 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $45,773,000 | 1,940 |
| Tier 1 (core) risk-based capital | $20,424,000 | 3,063 |
| Tier 2 risk-based capital | $1,995,000 | 2,378 |
| Total risk weighted assets | $173,319,000 | 2,582 |
| Total unused commitments | $45,773,000 | 1,941 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 37 | 4,262 |
| Assets and Liabilities | ||
| Total Assets: | $232,802,000 | 2,698 |
| Cash and due from depository institutions | $4,643,000 | 4,262 |
| Interest-bearing balances | $1,441,000 | 2,168 |
| Securities | $47,377,000 | 2,442 |
| Federal funds sold & reverse repurchase agreements | $3,602,000 | 3,450 |
| Net loans & leases | $154,037,000 | 2,742 |
| Loan loss allowance | $1,820,000 | 2,683 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,881,000 | 2,966 |
| Other real estate owned | $0 | 4,262 |
| Goodwill and other intangibles | $10,956,000 | 602 |
| All other assets | $8,306,000 | 2,002 |
| Life insurance assets | $4,301,000 | 1,304 |
| Total liabilities and capital | $232,802,000 | 2,698 |
| Total liabilities | $202,086,000 | 2,775 |
| Total deposits | $177,611,000 | 2,852 |
| Interest-bearing deposits | $162,949,000 | 2,677 |
| Deposits held in domestic offices | $177,611,000 | 2,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,228 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $19,973,000 | 1,739 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,502,000 | 2,005 |
| Total equity capital | $30,716,000 | 2,189 |
| Total bank equity capital | $30,716,000 | 2,189 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,500,000 | 1,278 |
| Surplus | $24,878,000 | 1,143 |
| Undivided profits | $2,338,000 | 6,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,238,000 | 3,312 |
| Earning assets | $206,457,000 | 2,769 |
| Long-term assets (5+ years) | $38,217,000 | 2,222 |
| Average Assets, year-to-date | $212,350,400 | 2,824 |
| Average Assets, quarterly | $226,584,000 | 2,731 |
| Volatile liabilities | $55,781,000 | 2,445 |
| Insider loans | $4,672,000 | 1,528 |
| FHLB advances | $19,973,000 | 1,643 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $44,973,000 | 1,964 |
| Tier 1 (core) risk-based capital | $19,842,000 | 3,087 |
| Tier 2 risk-based capital | $2,033,000 | 2,331 |
| Total risk weighted assets | $179,440,000 | 2,496 |
| Total unused commitments | $44,973,000 | 1,964 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 37 | 4,256 |
| Assets and Liabilities | ||
| Total Assets: | $220,366,000 | 2,814 |
| Cash and due from depository institutions | $4,535,000 | 4,256 |
| Interest-bearing balances | $1,231,000 | 2,205 |
| Securities | $48,064,000 | 2,421 |
| Federal funds sold & reverse repurchase agreements | $2,874,000 | 3,369 |
| Net loans & leases | $142,932,000 | 2,890 |
| Loan loss allowance | $1,667,000 | 2,892 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,836,000 | 2,966 |
| Other real estate owned | $0 | 4,256 |
| Goodwill and other intangibles | $10,546,000 | 609 |
| All other assets | $7,579,000 | 2,177 |
| Life insurance assets | $3,965,000 | 1,357 |
| Total liabilities and capital | $220,366,000 | 2,814 |
| Total liabilities | $190,279,000 | 2,888 |
| Total deposits | $170,810,000 | 2,914 |
| Interest-bearing deposits | $156,906,000 | 2,715 |
| Deposits held in domestic offices | $170,810,000 | 2,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $16,973,000 | 1,971 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,496,000 | 1,974 |
| Total equity capital | $30,087,000 | 2,203 |
| Total bank equity capital | $30,087,000 | 2,203 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,500,000 | 1,267 |
| Surplus | $24,921,000 | 1,140 |
| Undivided profits | $1,666,000 | 6,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $934,000 | 4,193 |
| Earning assets | $195,101,000 | 2,880 |
| Long-term assets (5+ years) | $39,533,000 | 2,165 |
| Average Assets, year-to-date | $207,237,500 | 2,882 |
| Average Assets, quarterly | $219,412,500 | 2,801 |
| Volatile liabilities | $44,394,000 | 2,866 |
| Insider loans | $4,396,000 | 1,601 |
| FHLB advances | $16,973,000 | 1,869 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $46,845,000 | 1,949 |
| Tier 1 (core) risk-based capital | $19,762,000 | 3,084 |
| Tier 2 risk-based capital | $1,876,000 | 2,497 |
| Total risk weighted assets | $181,912,000 | 2,444 |
| Total unused commitments | $46,845,000 | 1,949 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 33 | 4,661 |
| Assets and Liabilities | ||
| Total Assets: | $218,459,000 | 2,817 |
| Cash and due from depository institutions | $5,264,000 | 4,661 |
| Interest-bearing balances | $1,277,000 | 2,224 |
| Securities | $48,054,000 | 2,419 |
| Federal funds sold & reverse repurchase agreements | $6,994,000 | 1,743 |
| Net loans & leases | $136,782,000 | 2,968 |
| Loan loss allowance | $1,590,000 | 2,956 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,856,000 | 2,922 |
| Other real estate owned | $0 | 4,661 |
| Goodwill and other intangibles | $10,647,000 | 597 |
| All other assets | $6,862,000 | 2,327 |
| Life insurance assets | $3,223,000 | 1,564 |
| Total liabilities and capital | $218,459,000 | 2,817 |
| Total liabilities | $191,643,000 | 2,861 |
| Total deposits | $171,833,000 | 2,877 |
| Interest-bearing deposits | $156,868,000 | 2,709 |
| Deposits held in domestic offices | $171,833,000 | 2,874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $17,971,000 | 1,905 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,839,000 | 2,288 |
| Total equity capital | $26,816,000 | 2,383 |
| Total bank equity capital | $26,816,000 | 2,383 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,500,000 | 1,256 |
| Surplus | $22,421,000 | 1,217 |
| Undivided profits | $895,000 | 7,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $902,000 | 3,929 |
| Earning assets | $193,107,000 | 2,892 |
| Long-term assets (5+ years) | $39,655,000 | 2,153 |
| Average Assets, year-to-date | $202,861,330 | 2,943 |
| Average Assets, quarterly | $209,078,500 | 2,901 |
| Volatile liabilities | $47,782,000 | 2,675 |
| Insider loans | $5,844,000 | 1,174 |
| FHLB advances | $17,971,000 | 1,790 |
| Loans and leases held for sale | $868,000 | 985 |
| Unused loan commitments | $49,838,000 | 1,862 |
| Tier 1 (core) risk-based capital | $16,586,000 | 3,552 |
| Tier 2 risk-based capital | $1,764,000 | 2,596 |
| Total risk weighted assets | $169,109,000 | 2,578 |
| Total unused commitments | $49,838,000 | 1,862 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 33 | 4,623 |
| Assets and Liabilities | ||
| Total Assets: | $199,698,000 | 3,005 |
| Cash and due from depository institutions | $8,005,000 | 4,623 |
| Interest-bearing balances | $888,000 | 2,692 |
| Securities | $39,889,000 | 2,865 |
| Federal funds sold & reverse repurchase agreements | $560,000 | 5,567 |
| Net loans & leases | $130,220,000 | 3,046 |
| Loan loss allowance | $1,574,000 | 2,951 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,838,000 | 2,873 |
| Other real estate owned | $0 | 4,623 |
| Goodwill and other intangibles | $10,746,000 | 567 |
| All other assets | $6,440,000 | 2,388 |
| Life insurance assets | $3,189,000 | 1,538 |
| Total liabilities and capital | $199,698,000 | 3,005 |
| Total liabilities | $173,205,000 | 3,075 |
| Total deposits | $152,516,000 | 3,150 |
| Interest-bearing deposits | $138,680,000 | 2,972 |
| Deposits held in domestic offices | $152,516,000 | 3,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $875,000 | 2,692 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,967,000 | 1,831 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,847,000 | 2,302 |
| Total equity capital | $26,493,000 | 2,378 |
| Total bank equity capital | $26,493,000 | 2,378 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,500,000 | 1,244 |
| Surplus | $22,422,000 | 1,180 |
| Undivided profits | $571,000 | 7,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 5,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $767,000 | 4,272 |
| Earning assets | $171,557,000 | 3,152 |
| Long-term assets (5+ years) | $30,636,000 | 2,534 |
| Average Assets, year-to-date | $195,062,500 | 3,026 |
| Average Assets, quarterly | $195,062,500 | 3,026 |
| Volatile liabilities | $44,929,000 | 2,700 |
| Insider loans | $6,119,000 | 1,104 |
| FHLB advances | $17,967,000 | 1,741 |
| Loans and leases held for sale | $754,000 | 966 |
| Unused loan commitments | $50,456,000 | 1,828 |
| Tier 1 (core) risk-based capital | $15,923,000 | 3,621 |
| Tier 2 risk-based capital | $1,733,000 | 2,604 |
| Total risk weighted assets | $157,924,000 | 2,691 |
| Total unused commitments | $50,456,000 | 1,828 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 33 | 4,642 |
| Assets and Liabilities | ||
| Total Assets: | $190,427,000 | 3,085 |
| Cash and due from depository institutions | $3,782,000 | 4,642 |
| Interest-bearing balances | $1,238,000 | 2,419 |
| Securities | $35,555,000 | 3,116 |
| Federal funds sold & reverse repurchase agreements | $9,429,000 | 1,450 |
| Net loans & leases | $121,018,000 | 3,201 |
| Loan loss allowance | $1,460,000 | 3,106 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,811,000 | 2,862 |
| Other real estate owned | $0 | 4,642 |
| Goodwill and other intangibles | $10,836,000 | 553 |
| All other assets | $5,996,000 | 2,502 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $190,427,000 | 3,085 |
| Total liabilities | $164,222,000 | 3,188 |
| Total deposits | $144,386,000 | 3,278 |
| Interest-bearing deposits | $130,331,000 | 3,073 |
| Deposits held in domestic offices | $144,386,000 | 3,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,963,000 | 1,880 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,873,000 | 2,241 |
| Total equity capital | $26,205,000 | 2,362 |
| Total bank equity capital | $26,205,000 | 2,362 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,500,000 | 1,231 |
| Surplus | $22,422,000 | 1,151 |
| Undivided profits | $283,000 | 7,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 5,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $728,000 | 4,469 |
| Earning assets | $167,240,000 | 3,189 |
| Long-term assets (5+ years) | $25,380,000 | 2,850 |
| Average Assets, year-to-date | $165,220,000 | 3,339 |
| Average Assets, quarterly | $182,183,000 | 3,171 |
| Volatile liabilities | $44,923,000 | 2,651 |
| Insider loans | $6,494,000 | 1,016 |
| FHLB advances | $17,963,000 | 1,767 |
| Loans and leases held for sale | $1,579,000 | 682 |
| Unused loan commitments | $46,577,000 | 1,886 |
| Tier 1 (core) risk-based capital | $15,036,000 | 3,748 |
| Tier 2 risk-based capital | $1,604,000 | 2,733 |
| Total risk weighted assets | $145,553,000 | 2,873 |
| Total unused commitments | $46,577,000 | 1,886 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 32 | 4,741 |
| Assets and Liabilities | ||
| Total Assets: | $173,939,000 | 3,283 |
| Cash and due from depository institutions | $4,934,000 | 4,741 |
| Interest-bearing balances | $743,000 | 3,009 |
| Securities | $32,734,000 | 3,312 |
| Federal funds sold & reverse repurchase agreements | $12,056,000 | 1,082 |
| Net loans & leases | $115,309,000 | 3,288 |
| Loan loss allowance | $1,396,000 | 3,194 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,250,000 | 3,181 |
| Other real estate owned | $0 | 4,741 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,656,000 | 2,576 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $173,939,000 | 3,283 |
| Total liabilities | $159,453,000 | 3,226 |
| Total deposits | $140,610,000 | 3,302 |
| Interest-bearing deposits | $127,122,000 | 3,098 |
| Deposits held in domestic offices | $140,610,000 | 3,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $18,000,000 | 1,889 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $843,000 | 3,873 |
| Total equity capital | $14,486,000 | 3,894 |
| Total bank equity capital | $14,486,000 | 3,894 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,500,000 | 1,201 |
| Surplus | $4,500,000 | 3,900 |
| Undivided profits | $6,486,000 | 4,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 6,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $630,000 | 4,969 |
| Earning assets | $160,842,000 | 3,248 |
| Long-term assets (5+ years) | $26,884,000 | 2,753 |
| Average Assets, year-to-date | $158,918,250 | 3,421 |
| Average Assets, quarterly | $167,584,500 | 3,342 |
| Volatile liabilities | $36,312,000 | 2,986 |
| Insider loans | $6,315,000 | 1,015 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $1,580,000 | 775 |
| Unused loan commitments | $43,415,000 | 1,934 |
| Tier 1 (core) risk-based capital | $14,645,000 | 3,773 |
| Tier 2 risk-based capital | $1,603,000 | 2,685 |
| Total risk weighted assets | $140,696,000 | 2,902 |
| Total unused commitments | $43,415,000 | 1,936 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 31 | 4,824 |
| Assets and Liabilities | ||
| Total Assets: | $161,230,000 | 3,424 |
| Cash and due from depository institutions | $3,327,000 | 4,824 |
| Interest-bearing balances | $840,000 | 2,928 |
| Securities | $33,573,000 | 3,293 |
| Federal funds sold & reverse repurchase agreements | $3,771,000 | 2,552 |
| Net loans & leases | $111,482,000 | 3,307 |
| Loan loss allowance | $1,296,000 | 3,333 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,215,000 | 3,160 |
| Other real estate owned | $0 | 4,824 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,862,000 | 2,411 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $161,230,000 | 3,424 |
| Total liabilities | $147,161,000 | 3,373 |
| Total deposits | $128,672,000 | 3,474 |
| Interest-bearing deposits | $115,932,000 | 3,272 |
| Deposits held in domestic offices | $128,672,000 | 3,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $18,000,000 | 1,875 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $489,000 | 4,927 |
| Total equity capital | $14,069,000 | 3,925 |
| Total bank equity capital | $14,069,000 | 3,925 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,500,000 | 1,182 |
| Surplus | $4,500,000 | 3,851 |
| Undivided profits | $6,069,000 | 4,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $153,000 | 5,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $25,000 | 1,105 |
| Income earned, not collected on loans | $687,000 | 4,314 |
| Earning assets | $149,666,000 | 3,387 |
| Long-term assets (5+ years) | $28,508,000 | 2,679 |
| Average Assets, year-to-date | $153,911,330 | 3,496 |
| Average Assets, quarterly | $159,967,500 | 3,418 |
| Volatile liabilities | $32,625,000 | 3,097 |
| Insider loans | $7,783,000 | 778 |
| FHLB advances | $18,000,000 | 1,776 |
| Loans and leases held for sale | $2,043,000 | 713 |
| Unused loan commitments | $26,415,000 | 2,669 |
| Tier 1 (core) risk-based capital | $14,229,000 | 3,771 |
| Tier 2 risk-based capital | $1,493,000 | 2,828 |
| Total risk weighted assets | $134,225,000 | 2,948 |
| Total unused commitments | $26,415,000 | 2,672 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 31 | 4,822 |
| Assets and Liabilities | ||
| Total Assets: | $158,705,000 | 3,443 |
| Cash and due from depository institutions | $8,650,000 | 4,822 |
| Interest-bearing balances | $761,000 | 2,993 |
| Securities | $34,451,000 | 3,254 |
| Federal funds sold & reverse repurchase agreements | $11,572,000 | 1,086 |
| Net loans & leases | $95,280,000 | 3,690 |
| Loan loss allowance | $1,174,000 | 3,622 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,231,000 | 3,134 |
| Other real estate owned | $0 | 4,822 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,521,000 | 2,495 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $158,705,000 | 3,443 |
| Total liabilities | $145,029,000 | 3,405 |
| Total deposits | $126,482,000 | 3,531 |
| Interest-bearing deposits | $111,487,000 | 3,397 |
| Deposits held in domestic offices | $126,482,000 | 3,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $18,000,000 | 1,810 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $547,000 | 4,571 |
| Total equity capital | $13,676,000 | 3,932 |
| Total bank equity capital | $13,676,000 | 3,932 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,500,000 | 1,174 |
| Surplus | $4,500,000 | 3,835 |
| Undivided profits | $5,676,000 | 4,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,000 | 7,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 1,044 |
| Income earned, not collected on loans | $569,000 | 4,853 |
| Earning assets | $142,064,000 | 3,536 |
| Long-term assets (5+ years) | $30,312,000 | 2,627 |
| Average Assets, year-to-date | $150,252,000 | 3,584 |
| Average Assets, quarterly | $150,252,000 | 3,584 |
| Volatile liabilities | $36,688,000 | 2,762 |
| Insider loans | $5,341,000 | 1,154 |
| FHLB advances | $18,000,000 | 1,717 |
| Loans and leases held for sale | $445,000 | 1,205 |
| Unused loan commitments | $22,626,000 | 2,880 |
| Tier 1 (core) risk-based capital | $13,894,000 | 3,814 |
| Tier 2 risk-based capital | $1,348,000 | 3,035 |
| Total risk weighted assets | $122,953,000 | 3,121 |
| Total unused commitments | $22,626,000 | 2,885 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 31 | 4,823 |
| Assets and Liabilities | ||
| Total Assets: | $141,799,000 | 3,764 |
| Cash and due from depository institutions | $2,961,000 | 4,823 |
| Interest-bearing balances | $763,000 | 3,081 |
| Securities | $38,699,000 | 2,986 |
| Federal funds sold & reverse repurchase agreements | $262,000 | 5,736 |
| Net loans & leases | $91,186,000 | 3,805 |
| Loan loss allowance | $1,103,000 | 3,747 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,256,000 | 3,072 |
| Other real estate owned | $0 | 4,823 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,435,000 | 2,493 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $141,799,000 | 3,764 |
| Total liabilities | $128,287,000 | 3,730 |
| Total deposits | $102,560,000 | 4,134 |
| Interest-bearing deposits | $91,677,000 | 3,964 |
| Deposits held in domestic offices | $102,560,000 | 4,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,294,000 | 1,346 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $18,000,000 | 1,838 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $433,000 | 5,100 |
| Total equity capital | $13,512,000 | 3,982 |
| Total bank equity capital | $13,512,000 | 3,982 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,500,000 | 1,154 |
| Surplus | $4,500,000 | 3,802 |
| Undivided profits | $5,512,000 | 4,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,000 | 7,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 1,005 |
| Income earned, not collected on loans | $617,000 | 4,601 |
| Earning assets | $130,910,000 | 3,748 |
| Long-term assets (5+ years) | $33,000,000 | 2,525 |
| Average Assets, year-to-date | $128,002,000 | 3,953 |
| Average Assets, quarterly | $139,735,000 | 3,782 |
| Volatile liabilities | $36,747,000 | 2,739 |
| Insider loans | $5,046,000 | 1,215 |
| FHLB advances | $18,000,000 | 1,731 |
| Loans and leases held for sale | $3,571,000 | 441 |
| Unused loan commitments | $22,758,000 | 2,775 |
| Tier 1 (core) risk-based capital | $13,551,000 | 3,853 |
| Tier 2 risk-based capital | $1,247,000 | 3,202 |
| Total risk weighted assets | $114,287,000 | 3,310 |
| Total unused commitments | $22,758,000 | 2,777 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 35 | 4,426 |
| Assets and Liabilities | ||
| Total Assets: | $137,671,000 | 3,826 |
| Cash and due from depository institutions | $3,787,000 | 4,426 |
| Interest-bearing balances | $1,300,000 | 2,577 |
| Securities | $42,069,000 | 2,782 |
| Federal funds sold & reverse repurchase agreements | $5,473,000 | 1,959 |
| Net loans & leases | $81,029,000 | 4,078 |
| Loan loss allowance | $1,009,000 | 3,994 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,282,000 | 3,028 |
| Other real estate owned | $0 | 4,426 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,031,000 | 4,808 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $137,671,000 | 3,826 |
| Total liabilities | $124,393,000 | 3,799 |
| Total deposits | $105,899,000 | 3,997 |
| Interest-bearing deposits | $95,544,000 | 3,804 |
| Deposits held in domestic offices | $105,899,000 | 3,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $18,000,000 | 1,825 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $494,000 | 4,939 |
| Total equity capital | $13,278,000 | 4,012 |
| Total bank equity capital | $13,278,000 | 4,012 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,500,000 | 1,138 |
| Surplus | $4,500,000 | 3,754 |
| Undivided profits | $5,278,000 | 4,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,000 | 7,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 1,051 |
| Income earned, not collected on loans | $579,000 | 4,965 |
| Earning assets | $129,871,000 | 3,743 |
| Long-term assets (5+ years) | $32,079,000 | 2,601 |
| Average Assets, year-to-date | $124,552,750 | 4,032 |
| Average Assets, quarterly | $135,526,000 | 3,853 |
| Volatile liabilities | $30,658,000 | 3,053 |
| Insider loans | $4,945,000 | 1,185 |
| FHLB advances | $18,000,000 | 1,706 |
| Loans and leases held for sale | $2,819,000 | 493 |
| Unused loan commitments | $20,340,000 | 2,971 |
| Tier 1 (core) risk-based capital | $13,267,000 | 3,883 |
| Tier 2 risk-based capital | $1,133,000 | 3,436 |
| Total risk weighted assets | $104,248,000 | 3,517 |
| Total unused commitments | $20,340,000 | 2,974 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 32 | 4,791 |
| Assets and Liabilities | ||
| Total Assets: | $133,381,000 | 3,910 |
| Cash and due from depository institutions | $3,217,000 | 4,791 |
| Interest-bearing balances | $2,899,000 | 1,692 |
| Securities | $37,977,000 | 3,075 |
| Federal funds sold & reverse repurchase agreements | $5,010,000 | 1,994 |
| Net loans & leases | $82,887,000 | 3,976 |
| Loan loss allowance | $917,000 | 4,278 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,087,000 | 4,118 |
| Other real estate owned | $0 | 4,791 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,203,000 | 4,565 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $133,381,000 | 3,910 |
| Total liabilities | $120,584,000 | 3,887 |
| Total deposits | $102,217,000 | 4,096 |
| Interest-bearing deposits | $90,461,000 | 3,942 |
| Deposits held in domestic offices | $102,217,000 | 4,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $18,000,000 | 1,810 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $367,000 | 5,353 |
| Total equity capital | $12,797,000 | 4,020 |
| Total bank equity capital | $12,797,000 | 4,020 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,500,000 | 1,132 |
| Surplus | $4,500,000 | 3,713 |
| Undivided profits | $4,797,000 | 4,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $563,000 | 4,844 |
| Earning assets | $128,773,000 | 3,747 |
| Long-term assets (5+ years) | $30,512,000 | 2,801 |
| Average Assets, year-to-date | $120,180,000 | 4,174 |
| Average Assets, quarterly | $127,049,000 | 4,029 |
| Volatile liabilities | $30,226,000 | 3,018 |
| Insider loans | $4,813,000 | 1,177 |
| FHLB advances | $18,000,000 | 1,697 |
| Loans and leases held for sale | $5,058,000 | 364 |
| Unused loan commitments | $17,598,000 | 3,252 |
| Tier 1 (core) risk-based capital | $13,012,000 | 3,913 |
| Tier 2 risk-based capital | $1,041,000 | 3,631 |
| Total risk weighted assets | $98,391,000 | 3,646 |
| Total unused commitments | $17,598,000 | 3,254 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 55 | 3,077 |
| Assets and Liabilities | ||
| Total Assets: | $120,717,000 | 4,198 |
| Cash and due from depository institutions | $3,864,000 | 3,077 |
| Interest-bearing balances | $901,000 | 3,185 |
| Securities | $25,086,000 | 4,146 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $88,044,000 | 3,724 |
| Loan loss allowance | $830,000 | 4,536 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,136,000 | 4,026 |
| Other real estate owned | $0 | 3,077 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,587,000 | 5,219 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $120,717,000 | 4,198 |
| Total liabilities | $107,806,000 | 4,211 |
| Total deposits | $86,954,000 | 4,635 |
| Interest-bearing deposits | $74,370,000 | 4,599 |
| Deposits held in domestic offices | $86,954,000 | 4,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,252,000 | 1,064 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $9,839,000 | 2,484 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $761,000 | 3,861 |
| Total equity capital | $12,911,000 | 4,085 |
| Total bank equity capital | $12,911,000 | 4,085 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,500,000 | 1,121 |
| Surplus | $4,500,000 | 3,674 |
| Undivided profits | $4,911,000 | 4,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 7,305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $45,000 | 1,091 |
| Income earned, not collected on loans | $418,000 | 5,802 |
| Earning assets | $114,031,000 | 4,112 |
| Long-term assets (5+ years) | $31,673,000 | 2,660 |
| Average Assets, year-to-date | $113,579,500 | 4,369 |
| Average Assets, quarterly | $113,579,500 | 4,369 |
| Volatile liabilities | $31,393,000 | 2,844 |
| Insider loans | $4,545,000 | 1,242 |
| FHLB advances | $9,839,000 | 2,368 |
| Loans and leases held for sale | $21,026,000 | 176 |
| Unused loan commitments | $15,376,000 | 3,458 |
| Tier 1 (core) risk-based capital | $12,738,000 | 3,949 |
| Tier 2 risk-based capital | $830,000 | 4,233 |
| Total risk weighted assets | $94,436,000 | 3,686 |
| Total unused commitments | $15,376,000 | 3,465 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 57 | 3,010 |
| Assets and Liabilities | ||
| Total Assets: | $106,442,000 | 4,576 |
| Cash and due from depository institutions | $6,216,000 | 3,010 |
| Interest-bearing balances | $598,000 | 3,454 |
| Securities | $26,342,000 | 4,066 |
| Federal funds sold & reverse repurchase agreements | $237,000 | 5,965 |
| Net loans & leases | $69,772,000 | 4,376 |
| Loan loss allowance | $789,000 | 4,667 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,166,000 | 3,984 |
| Other real estate owned | $0 | 3,010 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,709,000 | 5,080 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,442,000 | 4,576 |
| Total liabilities | $93,847,000 | 4,634 |
| Total deposits | $85,175,000 | 4,674 |
| Interest-bearing deposits | $73,616,000 | 4,612 |
| Deposits held in domestic offices | $85,175,000 | 4,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,076,000 | 2,724 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $596,000 | 4,285 |
| Total equity capital | $12,595,000 | 4,106 |
| Total bank equity capital | $12,595,000 | 4,106 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,500,000 | 1,127 |
| Surplus | $4,500,000 | 3,638 |
| Undivided profits | $4,595,000 | 4,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $209,000 | 5,787 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $209,000 | 585 |
| Income earned, not collected on loans | $399,000 | 6,103 |
| Earning assets | $96,949,000 | 4,602 |
| Long-term assets (5+ years) | $31,558,000 | 2,699 |
| Average Assets, year-to-date | $109,415,800 | 4,391 |
| Average Assets, quarterly | $106,660,000 | 4,545 |
| Volatile liabilities | $23,034,000 | 3,548 |
| Insider loans | $4,015,000 | 1,369 |
| FHLB advances | $8,076,000 | 2,587 |
| Loans and leases held for sale | $15,920,000 | 194 |
| Unused loan commitments | $12,149,000 | 3,846 |
| Tier 1 (core) risk-based capital | $12,488,000 | 3,983 |
| Tier 2 risk-based capital | $789,000 | 4,383 |
| Total risk weighted assets | $82,488,000 | 4,059 |
| Total unused commitments | $12,149,000 | 3,850 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 57 | 3,026 |
| Assets and Liabilities | ||
| Total Assets: | $106,878,000 | 4,554 |
| Cash and due from depository institutions | $5,698,000 | 3,026 |
| Interest-bearing balances | $2,937,000 | 1,943 |
| Securities | $8,130,000 | 6,969 |
| Federal funds sold & reverse repurchase agreements | $12,504,000 | 1,158 |
| Net loans & leases | $75,968,000 | 4,114 |
| Loan loss allowance | $797,000 | 4,656 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,188,000 | 3,934 |
| Other real estate owned | $536,000 | 3,026 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,854,000 | 4,910 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,878,000 | 4,554 |
| Total liabilities | $94,341,000 | 4,584 |
| Total deposits | $88,264,000 | 4,549 |
| Interest-bearing deposits | $76,355,000 | 4,474 |
| Deposits held in domestic offices | $88,264,000 | 4,546 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,313 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,077,000 | 3,066 |
| Total equity capital | $12,537,000 | 4,103 |
| Total bank equity capital | $12,537,000 | 4,103 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,500,000 | 1,119 |
| Surplus | $4,500,000 | 3,571 |
| Undivided profits | $4,537,000 | 4,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $209,000 | 5,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $209,000 | 650 |
| Income earned, not collected on loans | $339,000 | 6,794 |
| Earning assets | $99,539,000 | 4,506 |
| Long-term assets (5+ years) | $27,382,000 | 2,977 |
| Average Assets, year-to-date | $110,159,250 | 4,370 |
| Average Assets, quarterly | $112,605,000 | 4,380 |
| Volatile liabilities | $19,488,000 | 3,933 |
| Insider loans | $4,440,000 | 1,217 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $21,784,000 | 208 |
| Unused loan commitments | $11,241,000 | 4,029 |
| Tier 1 (core) risk-based capital | $12,422,000 | 3,976 |
| Tier 2 risk-based capital | $797,000 | 4,350 |
| Total risk weighted assets | $85,821,000 | 3,938 |
| Total unused commitments | $11,241,000 | 4,034 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 53 | 3,225 |
| Assets and Liabilities | ||
| Total Assets: | $118,332,000 | 4,222 |
| Cash and due from depository institutions | $5,122,000 | 3,225 |
| Interest-bearing balances | $51,000 | 5,966 |
| Securities | $8,079,000 | 6,933 |
| Federal funds sold & reverse repurchase agreements | $2,583,000 | 4,331 |
| Net loans & leases | $97,706,000 | 3,370 |
| Loan loss allowance | $797,000 | 4,603 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,153,000 | 3,961 |
| Other real estate owned | $510,000 | 3,225 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,179,000 | 4,352 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,332,000 | 4,222 |
| Total liabilities | $106,514,000 | 4,199 |
| Total deposits | $93,316,000 | 4,353 |
| Interest-bearing deposits | $78,972,000 | 4,379 |
| Deposits held in domestic offices | $93,316,000 | 4,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $12,052,000 | 2,086 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,146,000 | 3,018 |
| Total equity capital | $11,818,000 | 4,299 |
| Total bank equity capital | $11,818,000 | 4,299 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,500,000 | 1,107 |
| Surplus | $4,500,000 | 3,541 |
| Undivided profits | $3,818,000 | 5,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $550,000 | 4,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $550,000 | 367 |
| Income earned, not collected on loans | $332,000 | 6,735 |
| Earning assets | $108,419,000 | 4,218 |
| Long-term assets (5+ years) | $52,295,000 | 1,754 |
| Average Assets, year-to-date | $111,253,000 | 4,346 |
| Average Assets, quarterly | $111,081,500 | 4,379 |
| Volatile liabilities | $28,605,000 | 2,935 |
| Insider loans | $4,403,000 | 1,206 |
| FHLB advances | $12,052,000 | 1,956 |
| Loans and leases held for sale | $45,006,000 | 172 |
| Unused loan commitments | $11,377,000 | 3,936 |
| Tier 1 (core) risk-based capital | $11,653,000 | 4,125 |
| Tier 2 risk-based capital | $797,000 | 4,310 |
| Total risk weighted assets | $82,529,000 | 4,015 |
| Total unused commitments | $11,377,000 | 3,950 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 52 | 3,240 |
| Assets and Liabilities | ||
| Total Assets: | $103,831,000 | 4,598 |
| Cash and due from depository institutions | $5,773,000 | 3,240 |
| Interest-bearing balances | $2,026,000 | 2,483 |
| Securities | $9,124,000 | 6,698 |
| Federal funds sold & reverse repurchase agreements | $998,000 | 6,292 |
| Net loans & leases | $83,652,000 | 3,735 |
| Loan loss allowance | $798,000 | 4,561 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,172,000 | 3,900 |
| Other real estate owned | $0 | 3,240 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,112,000 | 4,416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,831,000 | 4,598 |
| Total liabilities | $92,653,000 | 4,590 |
| Total deposits | $84,786,000 | 4,649 |
| Interest-bearing deposits | $74,088,000 | 4,576 |
| Deposits held in domestic offices | $84,786,000 | 4,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $7,000,000 | 2,710 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $867,000 | 3,656 |
| Total equity capital | $11,178,000 | 4,404 |
| Total bank equity capital | $11,178,000 | 4,404 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,500,000 | 1,103 |
| Surplus | $4,500,000 | 3,500 |
| Undivided profits | $3,178,000 | 5,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $801,000 | 3,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $801,000 | 268 |
| Income earned, not collected on loans | $360,000 | 6,517 |
| Earning assets | $95,800,000 | 4,577 |
| Long-term assets (5+ years) | $41,908,000 | 1,995 |
| Average Assets, year-to-date | $107,713,500 | 4,435 |
| Average Assets, quarterly | $107,713,500 | 4,435 |
| Volatile liabilities | $22,390,000 | 3,485 |
| Insider loans | $4,630,000 | 1,126 |
| FHLB advances | $7,000,000 | 2,557 |
| Loans and leases held for sale | $32,633,000 | 196 |
| Unused loan commitments | $12,584,000 | 3,656 |
| Tier 1 (core) risk-based capital | $10,983,000 | 4,251 |
| Tier 2 risk-based capital | $798,000 | 4,255 |
| Total risk weighted assets | $75,233,000 | 4,235 |
| Total unused commitments | $12,584,000 | 3,671 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 52 | 3,209 |
| Assets and Liabilities | ||
| Total Assets: | $111,596,000 | 4,316 |
| Cash and due from depository institutions | $5,253,000 | 3,209 |
| Interest-bearing balances | $1,293,000 | 2,833 |
| Securities | $9,898,000 | 6,536 |
| Federal funds sold & reverse repurchase agreements | $735,000 | 6,153 |
| Net loans & leases | $91,098,000 | 3,503 |
| Loan loss allowance | $765,000 | 4,631 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,063,000 | 4,006 |
| Other real estate owned | $0 | 3,209 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,549,000 | 3,910 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,596,000 | 4,316 |
| Total liabilities | $100,871,000 | 4,290 |
| Total deposits | $77,572,000 | 4,887 |
| Interest-bearing deposits | $69,175,000 | 4,758 |
| Deposits held in domestic offices | $77,572,000 | 4,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $22,292,000 | 1,416 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,007,000 | 3,367 |
| Total equity capital | $10,725,000 | 4,480 |
| Total bank equity capital | $10,725,000 | 4,480 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,500,000 | 1,091 |
| Surplus | $4,500,000 | 3,461 |
| Undivided profits | $2,725,000 | 6,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,087,000 | 2,566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $849,000 | 238 |
| Income earned, not collected on loans | $410,000 | 6,283 |
| Earning assets | $103,024,000 | 4,294 |
| Long-term assets (5+ years) | $47,069,000 | 1,803 |
| Average Assets, year-to-date | $91,292,400 | 4,812 |
| Average Assets, quarterly | $104,162,500 | 4,489 |
| Volatile liabilities | $36,146,000 | 2,412 |
| Insider loans | $4,868,000 | 1,058 |
| FHLB advances | $22,292,000 | 1,297 |
| Loans and leases held for sale | $39,858,000 | 197 |
| Unused loan commitments | $11,937,000 | 3,682 |
| Tier 1 (core) risk-based capital | $10,481,000 | 4,346 |
| Tier 2 risk-based capital | $765,000 | 4,346 |
| Total risk weighted assets | $77,688,000 | 4,125 |
| Total unused commitments | $11,937,000 | 3,686 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 46 | 3,598 |
| Assets and Liabilities | ||
| Total Assets: | $79,406,000 | 5,369 |
| Cash and due from depository institutions | $3,360,000 | 3,598 |
| Interest-bearing balances | $397,000 | 3,884 |
| Securities | $10,638,000 | 6,363 |
| Federal funds sold & reverse repurchase agreements | $1,346,000 | 5,456 |
| Net loans & leases | $61,044,000 | 4,618 |
| Loan loss allowance | $417,000 | 6,415 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,653,000 | 4,583 |
| Other real estate owned | $0 | 3,598 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,365,000 | 5,654 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,406,000 | 5,369 |
| Total liabilities | $71,724,000 | 5,347 |
| Total deposits | $59,915,000 | 5,688 |
| Interest-bearing deposits | $53,116,000 | 5,566 |
| Deposits held in domestic offices | $59,915,000 | 5,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,674 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,405,000 | 2,542 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $404,000 | 6,056 |
| Total equity capital | $7,682,000 | 5,493 |
| Total bank equity capital | $7,682,000 | 5,493 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,500,000 | 1,089 |
| Surplus | $3,500,000 | 3,981 |
| Undivided profits | $682,000 | 7,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $271,000 | 7,791 |
| Earning assets | $73,425,000 | 5,336 |
| Long-term assets (5+ years) | $40,187,000 | 2,017 |
| Average Assets, year-to-date | $57,476,200 | 6,279 |
| Average Assets, quarterly | $70,658,000 | 5,738 |
| Volatile liabilities | $16,070,000 | 4,289 |
| Insider loans | $4,737,000 | 1,028 |
| FHLB advances | $7,405,000 | 2,376 |
| Loans and leases held for sale | $29,730,000 | 200 |
| Unused loan commitments | $9,290,000 | 4,091 |
| Tier 1 (core) risk-based capital | $7,529,000 | 5,407 |
| Tier 2 risk-based capital | $417,000 | 6,097 |
| Total risk weighted assets | $51,504,000 | 5,320 |
| Total unused commitments | $9,290,000 | 4,099 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 16 | 7,222 |
| Assets and Liabilities | ||
| Total Assets: | $41,857,000 | 7,445 |
| Cash and due from depository institutions | $2,008,000 | 7,222 |
| Interest-bearing balances | $256,000 | 3,636 |
| Securities | $14,302,000 | 5,711 |
| Federal funds sold & reverse repurchase agreements | $2,988,000 | 3,430 |
| Net loans & leases | $20,425,000 | 7,860 |
| Loan loss allowance | $258,000 | 7,731 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,517,000 | 4,808 |
| Other real estate owned | $0 | 7,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $617,000 | 7,585 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,857,000 | 7,445 |
| Total liabilities | $34,790,000 | 7,640 |
| Total deposits | $34,737,000 | 7,448 |
| Interest-bearing deposits | $31,087,000 | 7,276 |
| Deposits held in domestic offices | $34,737,000 | 7,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $53,000 | 9,681 |
| Total equity capital | $7,067,000 | 5,752 |
| Total bank equity capital | $7,067,000 | 5,752 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,500,000 | 1,084 |
| Surplus | $3,500,000 | 3,933 |
| Undivided profits | $67,000 | 8,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $115,000 | 8,924 |
| Earning assets | $37,971,000 | 7,471 |
| Long-term assets (5+ years) | $7,331,000 | 5,262 |
| Average Assets, year-to-date | $33,342,000 | 7,950 |
| Average Assets, quarterly | $40,648,500 | 7,482 |
| Volatile liabilities | $2,695,000 | 8,537 |
| Insider loans | $3,288,000 | 1,499 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $377,000 | 1,029 |
| Unused loan commitments | $6,364,000 | 4,815 |
| Tier 1 (core) risk-based capital | $6,858,000 | 5,747 |
| Tier 2 risk-based capital | $258,000 | 7,456 |
| Total risk weighted assets | $24,325,100 | 7,631 |
| Total unused commitments | $6,364,000 | 4,817 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 14 | 7,887 |
| Assets and Liabilities | ||
| Total Assets: | $21,369,000 | 9,249 |
| Cash and due from depository institutions | $1,056,000 | 7,887 |
| Interest-bearing balances | $2,000 | 6,730 |
| Securities | $10,290,000 | 6,985 |
| Federal funds sold & reverse repurchase agreements | $1,871,000 | 3,835 |
| Net loans & leases | $6,338,000 | 9,758 |
| Loan loss allowance | $74,000 | 9,699 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,548,000 | 4,768 |
| Other real estate owned | $0 | 7,887 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $266,000 | 9,471 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,369,000 | 9,249 |
| Total liabilities | $14,726,000 | 9,577 |
| Total deposits | $14,716,000 | 9,498 |
| Interest-bearing deposits | $13,180,000 | 9,405 |
| Deposits held in domestic offices | $14,716,000 | 9,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $10,000 | 10,209 |
| Total equity capital | $6,643,000 | 5,863 |
| Total bank equity capital | $6,643,000 | 5,863 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,500,000 | 1,099 |
| Surplus | $3,500,000 | 3,915 |
| Undivided profits | $-357,000 | 9,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $24,000 | 9,923 |
| Earning assets | $18,501,000 | 9,308 |
| Long-term assets (5+ years) | $5,093,000 | 6,282 |
| Average Assets, year-to-date | $18,674,000 | 9,382 |
| Average Assets, quarterly | $18,674,000 | 9,443 |
| Volatile liabilities | $1,236,000 | 9,498 |
| Insider loans | $2,068,000 | 2,166 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,358,000 | 7,157 |
| Tier 1 (core) risk-based capital | $6,751,000 | 5,831 |
| Tier 2 risk-based capital | $74,000 | 9,645 |
| Total risk weighted assets | $10,244,200 | 9,479 |
| Total unused commitments | $2,358,000 | 7,160 |
| Derivatives | $0 | 488 |