Home > First National Bank of Muscatine > Income and Expense

First National Bank of Muscatine, Income and Expense

2022-03-31 (YTD Data)		Rank
Total interest income	$2,404,000	2,442
Total interest expense	$132,000	2,808
Net interest income	$2,272,000	2,409
Provision for loan and lease losses	$0	2,285
Total noninterest income	$644,000	1,799
Gross Fiduciary activities income	$91,000	613
Service charges on deposit accounts	$168,000	1,359
Trading account gains and fees	NA	NA
Additional Noninterest Income	$385,000	1,944
Total noninterest expense	$3,043,000	1,734
Salaries and employee benefits	$876,000	2,695
Premises and equipment expense	$482,000	1,260
Additional noninterest expense	$1,685,000	1,054
Pre-tax net operating income	$-127,000	4,693
Securities gains (losses)	$10,000	381
Applicable income taxes	$-26,000	4,681
Income before extraordinary items	$-91,000	4,658
Extraordinary gains, net	$0	4
Net income	$-91,000	4,657
Minority interest net income	$0	50
Net income of bank and minority interests.	$-91,000	4,658
Net charge-offs	$-38,000	4,329
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$-98,900	4,677
2021-12-31 (YTD Data)		Rank
Total interest income	$10,427,000	2,409
Total interest expense	$825,000	2,484
Net interest income	$9,602,000	2,386
Provision for loan and lease losses	$-85,000	4,222
Total noninterest income	$3,245,000	1,708
Gross Fiduciary activities income	$376,000	608
Service charges on deposit accounts	$651,000	1,326
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,218,000	1,812
Total noninterest expense	$8,308,000	2,230
Salaries and employee benefits	$4,097,000	2,455
Premises and equipment expense	$1,075,000	1,946
Additional noninterest expense	$3,136,000	1,909
Pre-tax net operating income	$4,624,000	2,157
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,064,000	1,561
Income before extraordinary items	$3,560,000	2,321
Extraordinary gains, net	$0	10
Net income	$3,560,000	2,321
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,560,000	2,322
Net charge-offs	$421,000	701
Cash dividends	$1,500,000	1,795
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,560,000	2,289
2021-09-30 (YTD Data)		Rank
Total interest income	$7,872,000	2,447
Total interest expense	$664,000	2,482
Net interest income	$7,208,000	2,432
Provision for loan and lease losses	$640,000	676
Total noninterest income	$2,510,000	1,723
Gross Fiduciary activities income	$281,000	605
Service charges on deposit accounts	$470,000	1,357
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,759,000	1,808
Total noninterest expense	$6,242,000	2,239
Salaries and employee benefits	$3,064,000	2,474
Premises and equipment expense	$793,000	1,992
Additional noninterest expense	$2,385,000	1,888
Pre-tax net operating income	$2,836,000	2,502
Securities gains (losses)	$0	2,015
Applicable income taxes	$652,000	1,785
Income before extraordinary items	$2,184,000	2,690
Extraordinary gains, net	$0	8
Net income	$2,184,000	2,690
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,184,000	2,690
Net charge-offs	$96,000	1,091
Cash dividends	$900,000	1,825
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,184,000	2,667
2021-06-30 (YTD Data)		Rank
Total interest income	$5,047,000	2,504
Total interest expense	$487,000	2,423
Net interest income	$4,560,000	2,489
Provision for loan and lease losses	$525,000	579
Total noninterest income	$1,745,000	1,651
Gross Fiduciary activities income	$186,000	609
Service charges on deposit accounts	$295,000	1,372
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,264,000	1,682
Total noninterest expense	$4,058,000	2,268
Salaries and employee benefits	$2,023,000	2,487
Premises and equipment expense	$545,000	1,957
Additional noninterest expense	$1,490,000	1,975
Pre-tax net operating income	$1,722,000	2,608
Securities gains (losses)	$0	1,818
Applicable income taxes	$396,000	1,855
Income before extraordinary items	$1,326,000	2,808
Extraordinary gains, net	$0	6
Net income	$1,326,000	2,807
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,326,000	2,808
Net charge-offs	$104,000	895
Cash dividends	$600,000	1,779
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,326,000	2,785
2021-03-31 (YTD Data)		Rank
Total interest income	$2,419,000	2,562
Total interest expense	$269,000	2,330
Net interest income	$2,150,000	2,559
Provision for loan and lease losses	$300,000	548
Total noninterest income	$887,000	1,644
Gross Fiduciary activities income	$86,000	620
Service charges on deposit accounts	$143,000	1,390
Trading account gains and fees	NA	NA
Additional Noninterest Income	$658,000	1,639
Total noninterest expense	$2,025,000	2,247
Salaries and employee benefits	$966,000	2,549
Premises and equipment expense	$294,000	1,869
Additional noninterest expense	$765,000	1,893
Pre-tax net operating income	$712,000	2,814
Securities gains (losses)	$0	1,392
Applicable income taxes	$164,000	1,948
Income before extraordinary items	$548,000	3,002
Extraordinary gains, net	$0	3
Net income	$548,000	3,000
Minority interest net income	$0	55
Net income of bank and minority interests.	$548,000	3,002
Net charge-offs	$-22,000	4,378
Cash dividends	$300,000	1,548
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$548,000	2,974
2020-12-31 (YTD Data)		Rank
Total interest income	$11,089,000	2,364
Total interest expense	$1,791,000	2,113
Net interest income	$9,298,000	2,381
Provision for loan and lease losses	$1,150,000	1,474
Total noninterest income	$4,095,000	1,438
Gross Fiduciary activities income	$324,000	624
Service charges on deposit accounts	$674,000	1,284
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,097,000	1,406
Total noninterest expense	$8,202,000	2,233
Salaries and employee benefits	$4,048,000	2,461
Premises and equipment expense	$1,080,000	1,930
Additional noninterest expense	$3,074,000	1,876
Pre-tax net operating income	$4,041,000	2,054
Securities gains (losses)	$0	2,675
Applicable income taxes	$929,000	1,485
Income before extraordinary items	$3,112,000	2,262
Extraordinary gains, net	$0	4
Net income	$3,112,000	2,262
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,112,000	2,262
Net charge-offs	$255,000	1,390
Cash dividends	$2,400,000	1,331
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,112,000	2,206
2020-09-30 (YTD Data)		Rank
Total interest income	$8,376,000	2,362
Total interest expense	$1,445,000	2,090
Net interest income	$6,931,000	2,382
Provision for loan and lease losses	$775,000	1,573
Total noninterest income	$3,023,000	1,415
Gross Fiduciary activities income	$240,000	619
Service charges on deposit accounts	$511,000	1,270
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,272,000	1,381
Total noninterest expense	$6,130,000	2,207
Salaries and employee benefits	$3,030,000	2,448
Premises and equipment expense	$820,000	1,905
Additional noninterest expense	$2,280,000	1,882
Pre-tax net operating income	$3,049,000	2,024
Securities gains (losses)	$0	2,494
Applicable income taxes	$701,000	1,460
Income before extraordinary items	$2,348,000	2,227
Extraordinary gains, net	$0	4
Net income	$2,348,000	2,227
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,348,000	2,227
Net charge-offs	$245,000	1,135
Cash dividends	$1,800,000	1,191
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,348,000	2,169
2020-06-30 (YTD Data)		Rank
Total interest income	$5,694,000	2,366
Total interest expense	$1,049,000	2,083
Net interest income	$4,645,000	2,385
Provision for loan and lease losses	$475,000	1,651
Total noninterest income	$1,884,000	1,419
Gross Fiduciary activities income	$158,000	626
Service charges on deposit accounts	$337,000	1,278
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,389,000	1,372
Total noninterest expense	$4,052,000	2,231
Salaries and employee benefits	$2,020,000	2,451
Premises and equipment expense	$545,000	1,911
Additional noninterest expense	$1,487,000	1,895
Pre-tax net operating income	$2,002,000	2,008
Securities gains (losses)	$0	2,249
Applicable income taxes	$460,000	1,410
Income before extraordinary items	$1,542,000	2,203
Extraordinary gains, net	$0	4
Net income	$1,542,000	2,203
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,542,000	2,203
Net charge-offs	$239,000	919
Cash dividends	$1,200,000	1,147
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,542,000	2,168
2020-03-31 (YTD Data)		Rank
Total interest income	$2,924,000	2,308
Total interest expense	$588,000	2,077
Net interest income	$2,336,000	2,337
Provision for loan and lease losses	$175,000	1,537
Total noninterest income	$766,000	1,502
Gross Fiduciary activities income	$80,000	625
Service charges on deposit accounts	$208,000	1,261
Trading account gains and fees	NA	NA
Additional Noninterest Income	$478,000	1,563
Total noninterest expense	$2,033,000	2,249
Salaries and employee benefits	$1,013,000	2,460
Premises and equipment expense	$291,000	1,848
Additional noninterest expense	$729,000	1,970
Pre-tax net operating income	$894,000	1,997
Securities gains (losses)	$0	1,705
Applicable income taxes	$205,000	1,383
Income before extraordinary items	$689,000	2,196
Extraordinary gains, net	$0	4
Net income	$689,000	2,195
Minority interest net income	$0	56
Net income of bank and minority interests.	$689,000	2,196
Net charge-offs	$-28,000	4,736
Cash dividends	$600,000	1,133
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$689,000	2,167
2019-12-31 (YTD Data)		Rank
Total interest income	$12,234,000	2,252
Total interest expense	$2,495,000	2,047
Net interest income	$9,739,000	2,284
Provision for loan and lease losses	$500,000	1,469
Total noninterest income	$3,081,000	1,542
Gross Fiduciary activities income	$335,000	626
Service charges on deposit accounts	$873,000	1,243
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,873,000	1,599
Total noninterest expense	$7,913,000	2,260
Salaries and employee benefits	$4,021,000	2,423
Premises and equipment expense	$1,116,000	1,888
Additional noninterest expense	$2,776,000	2,048
Pre-tax net operating income	$4,407,000	1,925
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,028,000	1,414
Income before extraordinary items	$3,379,000	2,125
Extraordinary gains, net	$0	11
Net income	$3,379,000	2,127
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,379,000	2,127
Net charge-offs	$247,000	1,506
Cash dividends	$2,500,000	1,366
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,379,000	2,090
2019-09-30 (YTD Data)		Rank
Total interest income	$9,268,000	2,261
Total interest expense	$1,847,000	2,077
Net interest income	$7,421,000	2,292
Provision for loan and lease losses	$425,000	1,305
Total noninterest income	$2,240,000	1,564
Gross Fiduciary activities income	$253,000	626
Service charges on deposit accounts	$648,000	1,258
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,339,000	1,634
Total noninterest expense	$5,986,000	2,263
Salaries and employee benefits	$3,027,000	2,435
Premises and equipment expense	$833,000	1,905
Additional noninterest expense	$2,126,000	2,025
Pre-tax net operating income	$3,250,000	2,011
Securities gains (losses)	$0	2,167
Applicable income taxes	$737,000	1,489
Income before extraordinary items	$2,513,000	2,192
Extraordinary gains, net	$0	11
Net income	$2,513,000	2,192
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,513,000	2,193
Net charge-offs	$224,000	1,212
Cash dividends	$1,900,000	1,248
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,513,000	2,156
2019-06-30 (YTD Data)		Rank
Total interest income	$6,197,000	2,258
Total interest expense	$1,223,000	2,070
Net interest income	$4,974,000	2,283
Provision for loan and lease losses	$300,000	1,195
Total noninterest income	$1,475,000	1,545
Gross Fiduciary activities income	$170,000	630
Service charges on deposit accounts	$428,000	1,250
Trading account gains and fees	NA	NA
Additional Noninterest Income	$877,000	1,614
Total noninterest expense	$4,026,000	2,247
Salaries and employee benefits	$1,999,000	2,462
Premises and equipment expense	$578,000	1,865
Additional noninterest expense	$1,449,000	2,012
Pre-tax net operating income	$2,123,000	2,026
Securities gains (losses)	$0	1,702
Applicable income taxes	$478,000	1,482
Income before extraordinary items	$1,645,000	2,204
Extraordinary gains, net	$0	11
Net income	$1,645,000	2,203
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,645,000	2,204
Net charge-offs	$176,000	1,072
Cash dividends	$1,300,000	1,204
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,645,000	2,174
2019-03-31 (YTD Data)		Rank
Total interest income	$3,055,000	2,284
Total interest expense	$574,000	2,117
Net interest income	$2,481,000	2,290
Provision for loan and lease losses	$150,000	1,133
Total noninterest income	$723,000	1,528
Gross Fiduciary activities income	$82,000	645
Service charges on deposit accounts	$218,000	1,231
Trading account gains and fees	NA	NA
Additional Noninterest Income	$423,000	1,618
Total noninterest expense	$2,033,000	2,243
Salaries and employee benefits	$1,010,000	2,466
Premises and equipment expense	$315,000	1,774
Additional noninterest expense	$708,000	2,008
Pre-tax net operating income	$1,021,000	2,029
Securities gains (losses)	$0	1,087
Applicable income taxes	$225,000	1,480
Income before extraordinary items	$796,000	2,200
Extraordinary gains, net	$0	5
Net income	$796,000	2,199
Minority interest net income	$0	52
Net income of bank and minority interests.	$796,000	2,199
Net charge-offs	$7,000	2,096
Cash dividends	$700,000	1,069
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$796,000	2,185
2018-12-31 (YTD Data)		Rank
Total interest income	$11,638,000	2,265
Total interest expense	$1,773,000	2,093
Net interest income	$9,865,000	2,278
Provision for loan and lease losses	$800,000	1,051
Total noninterest income	$3,084,000	1,513
Gross Fiduciary activities income	$329,000	650
Service charges on deposit accounts	$1,038,000	1,141
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,717,000	1,648
Total noninterest expense	$7,744,000	2,299
Salaries and employee benefits	$3,900,000	2,495
Premises and equipment expense	$1,090,000	1,930
Additional noninterest expense	$2,754,000	2,060
Pre-tax net operating income	$4,405,000	1,963
Securities gains (losses)	$0	1,125
Applicable income taxes	$991,000	1,397
Income before extraordinary items	$3,414,000	2,130
Extraordinary gains, net	$0	6
Net income	$3,414,000	2,128
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,414,000	2,129
Net charge-offs	$62,000	2,485
Cash dividends	$2,300,000	1,330
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,414,000	2,121
2018-09-30 (YTD Data)		Rank
Total interest income	$8,639,000	2,269
Total interest expense	$1,243,000	2,112
Net interest income	$7,396,000	2,279
Provision for loan and lease losses	$400,000	1,318
Total noninterest income	$2,295,000	1,546
Gross Fiduciary activities income	$243,000	644
Service charges on deposit accounts	$748,000	1,171
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,304,000	1,652
Total noninterest expense	$5,838,000	2,292
Salaries and employee benefits	$2,932,000	2,487
Premises and equipment expense	$823,000	1,930
Additional noninterest expense	$2,083,000	2,050
Pre-tax net operating income	$3,453,000	1,909
Securities gains (losses)	$0	1,118
Applicable income taxes	$766,000	1,415
Income before extraordinary items	$2,687,000	2,063
Extraordinary gains, net	$0	5
Net income	$2,687,000	2,061
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,687,000	2,062
Net charge-offs	$73,000	1,956
Cash dividends	$1,700,000	1,199
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,687,000	2,060
2018-06-30 (YTD Data)		Rank
Total interest income	$5,721,000	2,260
Total interest expense	$793,000	2,099
Net interest income	$4,928,000	2,275
Provision for loan and lease losses	$300,000	1,165
Total noninterest income	$1,507,000	1,561
Gross Fiduciary activities income	$160,000	652
Service charges on deposit accounts	$481,000	1,206
Trading account gains and fees	NA	NA
Additional Noninterest Income	$866,000	1,661
Total noninterest expense	$3,916,000	2,286
Salaries and employee benefits	$1,941,000	2,520
Premises and equipment expense	$568,000	1,901
Additional noninterest expense	$1,407,000	2,040
Pre-tax net operating income	$2,219,000	1,941
Securities gains (losses)	$0	961
Applicable income taxes	$500,000	1,415
Income before extraordinary items	$1,719,000	2,105
Extraordinary gains, net	$0	6
Net income	$1,719,000	2,102
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,719,000	2,104
Net charge-offs	$2,000	3,018
Cash dividends	$1,200,000	1,153
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,719,000	2,096
2018-03-31 (YTD Data)		Rank
Total interest income	$2,818,000	2,283
Total interest expense	$363,000	2,160
Net interest income	$2,455,000	2,280
Provision for loan and lease losses	$150,000	1,106
Total noninterest income	$730,000	1,583
Gross Fiduciary activities income	$81,000	648
Service charges on deposit accounts	$233,000	1,235
Trading account gains and fees	NA	NA
Additional Noninterest Income	$416,000	1,675
Total noninterest expense	$1,975,000	2,298
Salaries and employee benefits	$955,000	2,574
Premises and equipment expense	$307,000	1,836
Additional noninterest expense	$713,000	2,003
Pre-tax net operating income	$1,060,000	1,959
Securities gains (losses)	$0	735
Applicable income taxes	$245,000	1,384
Income before extraordinary items	$815,000	2,146
Extraordinary gains, net	$0	7
Net income	$815,000	2,145
Minority interest net income	$0	52
Net income of bank and minority interests.	$815,000	2,146
Net charge-offs	$10,000	1,963
Cash dividends	$500,000	1,167
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$815,000	2,132
2017-12-31 (YTD Data)		Rank
Total interest income	$11,122,000	2,253
Total interest expense	$1,222,000	2,212
Net interest income	$9,900,000	2,245
Provision for loan and lease losses	$570,000	1,339
Total noninterest income	$3,029,000	1,576
Gross Fiduciary activities income	$310,000	659
Service charges on deposit accounts	$959,000	1,221
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,760,000	1,653
Total noninterest expense	$7,649,000	2,347
Salaries and employee benefits	$3,786,000	2,558
Premises and equipment expense	$1,172,000	1,880
Additional noninterest expense	$2,691,000	2,132
Pre-tax net operating income	$4,710,000	1,794
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,783,000	1,376
Income before extraordinary items	$2,927,000	2,094
Extraordinary gains, net	$0	9
Net income	$2,927,000	2,094
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,927,000	2,094
Net charge-offs	$350,000	1,360
Cash dividends	$1,500,000	1,709
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,927,000	2,072
2017-09-30 (YTD Data)		Rank
Total interest income	$8,267,000	2,267
Total interest expense	$878,000	2,258
Net interest income	$7,389,000	2,264
Provision for loan and lease losses	$420,000	1,320
Total noninterest income	$2,264,000	1,603
Gross Fiduciary activities income	$233,000	658
Service charges on deposit accounts	$713,000	1,237
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,318,000	1,675
Total noninterest expense	$5,737,000	2,358
Salaries and employee benefits	$2,862,000	2,557
Premises and equipment expense	$886,000	1,889
Additional noninterest expense	$1,989,000	2,133
Pre-tax net operating income	$3,496,000	1,831
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,170,000	1,318
Income before extraordinary items	$2,326,000	2,148
Extraordinary gains, net	$0	9
Net income	$2,326,000	2,149
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,326,000	2,149
Net charge-offs	$230,000	1,296
Cash dividends	$1,000,000	1,672
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,326,000	2,123
2017-06-30 (YTD Data)		Rank
Total interest income	$5,480,000	2,264
Total interest expense	$567,000	2,268
Net interest income	$4,913,000	2,256
Provision for loan and lease losses	$270,000	1,306
Total noninterest income	$1,531,000	1,576
Gross Fiduciary activities income	$155,000	664
Service charges on deposit accounts	$473,000	1,233
Trading account gains and fees	NA	NA
Additional Noninterest Income	$903,000	1,641
Total noninterest expense	$3,861,000	2,346
Salaries and employee benefits	$1,929,000	2,553
Premises and equipment expense	$598,000	1,871
Additional noninterest expense	$1,334,000	2,112
Pre-tax net operating income	$2,313,000	1,808
Securities gains (losses)	$0	1,906
Applicable income taxes	$774,000	1,292
Income before extraordinary items	$1,539,000	2,112
Extraordinary gains, net	$0	11
Net income	$1,539,000	2,113
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,539,000	2,113
Net charge-offs	$188,000	1,093
Cash dividends	$500,000	1,993
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,539,000	2,084
2017-03-31 (YTD Data)		Rank
Total interest income	$2,652,000	2,321
Total interest expense	$278,000	2,290
Net interest income	$2,374,000	2,317
Provision for loan and lease losses	$120,000	1,315
Total noninterest income	$755,000	1,586
Gross Fiduciary activities income	$79,000	671
Service charges on deposit accounts	$231,000	1,265
Trading account gains and fees	NA	NA
Additional Noninterest Income	$445,000	1,647
Total noninterest expense	$1,952,000	2,343
Salaries and employee benefits	$972,000	2,575
Premises and equipment expense	$297,000	1,903
Additional noninterest expense	$683,000	2,086
Pre-tax net operating income	$1,057,000	1,890
Securities gains (losses)	$0	1,153
Applicable income taxes	$354,000	1,355
Income before extraordinary items	$703,000	2,188
Extraordinary gains, net	$0	8
Net income	$703,000	2,189
Minority interest net income	$0	55
Net income of bank and minority interests.	$703,000	2,189
Net charge-offs	$168,000	673
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$703,000	2,156
2016-12-31 (YTD Data)		Rank
Total interest income	$10,544,000	2,300
Total interest expense	$1,099,000	2,266
Net interest income	$9,445,000	2,298
Provision for loan and lease losses	$450,000	1,578
Total noninterest income	$3,526,000	1,467
Gross Fiduciary activities income	$336,000	661
Service charges on deposit accounts	$964,000	1,242
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,226,000	1,490
Total noninterest expense	$12,451,000	1,562
Salaries and employee benefits	$3,600,000	2,696
Premises and equipment expense	$1,183,000	1,889
Additional noninterest expense	$7,668,000	861
Pre-tax net operating income	$70,000	5,545
Securities gains (losses)	$0	3,212
Applicable income taxes	$-147,000	5,786
Income before extraordinary items	$217,000	5,283
Extraordinary gains, net	$0	5
Net income	$217,000	5,282
Minority interest net income	$0	82
Net income of bank and minority interests.	$217,000	5,282
Net charge-offs	$595,000	970
Cash dividends	$1,000,000	2,193
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$217,000	5,238
2016-09-30 (YTD Data)		Rank
Total interest income	$7,871,000	2,314
Total interest expense	$817,000	2,286
Net interest income	$7,054,000	2,300
Provision for loan and lease losses	$225,000	1,908
Total noninterest income	$2,311,000	1,621
Gross Fiduciary activities income	$252,000	658
Service charges on deposit accounts	$708,000	1,266
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,351,000	1,690
Total noninterest expense	$5,717,000	2,387
Salaries and employee benefits	$2,714,000	2,687
Premises and equipment expense	$871,000	1,922
Additional noninterest expense	$2,132,000	2,067
Pre-tax net operating income	$3,423,000	1,772
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,149,000	1,289
Income before extraordinary items	$2,274,000	2,128
Extraordinary gains, net	$0	5
Net income	$2,274,000	2,128
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,274,000	2,128
Net charge-offs	$501,000	797
Cash dividends	$700,000	2,043
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,274,000	2,057
2016-06-30 (YTD Data)		Rank
Total interest income	$5,255,000	2,309
Total interest expense	$541,000	2,300
Net interest income	$4,714,000	2,308
Provision for loan and lease losses	$150,000	1,887
Total noninterest income	$1,490,000	1,628
Gross Fiduciary activities income	$172,000	664
Service charges on deposit accounts	$445,000	1,317
Trading account gains and fees	$0	157
Additional Noninterest Income	$873,000	1,706
Total noninterest expense	$3,805,000	2,400
Salaries and employee benefits	$1,832,000	2,675
Premises and equipment expense	$576,000	1,927
Additional noninterest expense	$1,397,000	2,108
Pre-tax net operating income	$2,249,000	1,775
Securities gains (losses)	$0	2,835
Applicable income taxes	$757,000	1,290
Income before extraordinary items	$1,492,000	2,137
Extraordinary gains, net	$0	16
Net income	$1,492,000	2,137
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,492,000	2,137
Net charge-offs	$171,000	1,236
Cash dividends	$400,000	2,211
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,492,000	2,070
2016-03-31 (YTD Data)		Rank
Total interest income	$2,645,000	2,299
Total interest expense	$268,000	2,327
Net interest income	$2,377,000	2,288
Provision for loan and lease losses	$75,000	1,741
Total noninterest income	$705,000	1,662
Gross Fiduciary activities income	$86,000	661
Service charges on deposit accounts	$194,000	1,467
Trading account gains and fees	$0	142
Additional Noninterest Income	$425,000	1,674
Total noninterest expense	$1,906,000	2,404
Salaries and employee benefits	$931,000	2,640
Premises and equipment expense	$292,000	1,918
Additional noninterest expense	$683,000	2,135
Pre-tax net operating income	$1,101,000	1,795
Securities gains (losses)	$0	2,077
Applicable income taxes	$373,000	1,290
Income before extraordinary items	$728,000	2,143
Extraordinary gains, net	$0	12
Net income	$728,000	2,143
Minority interest net income	$0	62
Net income of bank and minority interests.	$728,000	2,143
Net charge-offs	$51,000	1,416
Cash dividends	$200,000	1,921
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$728,000	2,087
2015-12-31 (YTD Data)		Rank
Total interest income	$10,595,000	2,262
Total interest expense	$1,108,000	2,253
Net interest income	$9,487,000	2,251
Provision for loan and lease losses	$100,000	3,023
Total noninterest income	$2,984,000	1,610
Gross Fiduciary activities income	$369,000	655
Service charges on deposit accounts	$834,000	1,427
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,781,000	1,660
Total noninterest expense	$7,569,000	2,416
Salaries and employee benefits	$3,605,000	2,674
Premises and equipment expense	$1,127,000	1,982
Additional noninterest expense	$2,837,000	2,108
Pre-tax net operating income	$4,802,000	1,623
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,652,000	1,160
Income before extraordinary items	$3,150,000	1,968
Extraordinary gains, net	$0	23
Net income	$3,150,000	1,969
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,150,000	1,970
Net charge-offs	$316,000	1,555
Cash dividends	$1,700,000	1,499
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,150,000	1,927
2015-09-30 (YTD Data)		Rank
Total interest income	$7,888,000	2,287
Total interest expense	$834,000	2,271
Net interest income	$7,054,000	2,290
Provision for loan and lease losses	$0	4,232
Total noninterest income	$2,224,000	1,629
Gross Fiduciary activities income	$278,000	656
Service charges on deposit accounts	$615,000	1,460
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,331,000	1,679
Total noninterest expense	$5,613,000	2,443
Salaries and employee benefits	$2,718,000	2,673
Premises and equipment expense	$833,000	2,033
Additional noninterest expense	$2,062,000	2,146
Pre-tax net operating income	$3,665,000	1,628
Securities gains (losses)	$-7,000	5,973
Applicable income taxes	$1,274,000	1,168
Income before extraordinary items	$2,384,000	1,964
Extraordinary gains, net	$0	21
Net income	$2,384,000	1,966
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,384,000	1,966
Net charge-offs	$162,000	1,720
Cash dividends	$1,275,000	1,354
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,388,550	1,928
2015-06-30 (YTD Data)		Rank
Total interest income	$5,214,000	2,302
Total interest expense	$560,000	2,265
Net interest income	$4,654,000	2,310
Provision for loan and lease losses	$0	4,069
Total noninterest income	$1,459,000	1,648
Gross Fiduciary activities income	$192,000	664
Service charges on deposit accounts	$399,000	1,475
Trading account gains and fees	$0	157
Additional Noninterest Income	$868,000	1,719
Total noninterest expense	$3,703,000	2,461
Salaries and employee benefits	$1,818,000	2,679
Premises and equipment expense	$558,000	2,032
Additional noninterest expense	$1,327,000	2,216
Pre-tax net operating income	$2,410,000	1,625
Securities gains (losses)	$0	2,636
Applicable income taxes	$839,000	1,166
Income before extraordinary items	$1,571,000	1,968
Extraordinary gains, net	$0	22
Net income	$1,571,000	1,970
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,571,000	1,970
Net charge-offs	$88,000	1,840
Cash dividends	$850,000	1,395
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,571,000	1,920
2015-03-31 (YTD Data)		Rank
Total interest income	$2,601,000	2,304
Total interest expense	$276,000	2,316
Net interest income	$2,325,000	2,296
Provision for loan and lease losses	$0	3,703
Total noninterest income	$682,000	1,691
Gross Fiduciary activities income	$101,000	648
Service charges on deposit accounts	$187,000	1,523
Trading account gains and fees	$0	152
Additional Noninterest Income	$394,000	1,790
Total noninterest expense	$1,804,000	2,534
Salaries and employee benefits	$909,000	2,710
Premises and equipment expense	$283,000	2,034
Additional noninterest expense	$612,000	2,377
Pre-tax net operating income	$1,203,000	1,590
Securities gains (losses)	$0	2,027
Applicable income taxes	$419,000	1,155
Income before extraordinary items	$784,000	1,955
Extraordinary gains, net	$0	13
Net income	$784,000	1,958
Minority interest net income	$0	64
Net income of bank and minority interests.	$784,000	1,957
Net charge-offs	$40,000	1,719
Cash dividends	$425,000	1,248
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$784,000	1,897
2014-12-31 (YTD Data)		Rank
Total interest income	$10,311,000	2,332
Total interest expense	$1,233,000	2,208
Net interest income	$9,078,000	2,349
Provision for loan and lease losses	$0	4,603
Total noninterest income	$2,956,000	1,592
Gross Fiduciary activities income	$421,000	645
Service charges on deposit accounts	$787,000	1,605
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,748,000	1,615
Total noninterest expense	$7,136,000	2,582
Salaries and employee benefits	$3,469,000	2,771
Premises and equipment expense	$1,037,000	2,173
Additional noninterest expense	$2,630,000	2,304
Pre-tax net operating income	$4,898,000	1,549
Securities gains (losses)	$2,000	3,069
Applicable income taxes	$1,718,000	1,097
Income before extraordinary items	$3,182,000	1,913
Extraordinary gains, net	$0	17
Net income	$3,182,000	1,912
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,182,000	1,911
Net charge-offs	$-434,000	6,372
Cash dividends	$1,500,000	1,559
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,180,700	1,883
2014-09-30 (YTD Data)		Rank
Total interest income	$7,710,000	2,360
Total interest expense	$941,000	2,215
Net interest income	$6,769,000	2,364
Provision for loan and lease losses	$0	4,401
Total noninterest income	$2,226,000	1,583
Gross Fiduciary activities income	$327,000	634
Service charges on deposit accounts	$580,000	1,634
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,319,000	1,612
Total noninterest expense	$5,256,000	2,605
Salaries and employee benefits	$2,542,000	2,834
Premises and equipment expense	$770,000	2,211
Additional noninterest expense	$1,944,000	2,313
Pre-tax net operating income	$3,739,000	1,537
Securities gains (losses)	$2,000	2,770
Applicable income taxes	$1,309,000	1,088
Income before extraordinary items	$2,432,000	1,886
Extraordinary gains, net	$0	15
Net income	$2,432,000	1,886
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,432,000	1,885
Net charge-offs	$-480,000	6,469
Cash dividends	$1,075,000	1,460
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,430,700	1,852
2014-06-30 (YTD Data)		Rank
Total interest income	$5,106,000	2,360
Total interest expense	$638,000	2,212
Net interest income	$4,468,000	2,371
Provision for loan and lease losses	$0	4,196
Total noninterest income	$1,450,000	1,582
Gross Fiduciary activities income	$222,000	633
Service charges on deposit accounts	$375,000	1,653
Trading account gains and fees	$0	172
Additional Noninterest Income	$853,000	1,623
Total noninterest expense	$3,494,000	2,621
Salaries and employee benefits	$1,701,000	2,841
Premises and equipment expense	$519,000	2,206
Additional noninterest expense	$1,274,000	2,354
Pre-tax net operating income	$2,424,000	1,538
Securities gains (losses)	$2,000	2,363
Applicable income taxes	$849,000	1,089
Income before extraordinary items	$1,577,000	1,904
Extraordinary gains, net	$0	20
Net income	$1,577,000	1,908
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,577,000	1,907
Net charge-offs	$-523,000	6,563
Cash dividends	$650,000	1,549
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,575,700	1,853
2014-03-31 (YTD Data)		Rank
Total interest income	$2,543,000	2,364
Total interest expense	$326,000	2,203
Net interest income	$2,217,000	2,375
Provision for loan and lease losses	$0	3,817
Total noninterest income	$736,000	1,537
Gross Fiduciary activities income	$115,000	627
Service charges on deposit accounts	$172,000	1,752
Trading account gains and fees	$0	147
Additional Noninterest Income	$449,000	1,518
Total noninterest expense	$1,759,000	2,615
Salaries and employee benefits	$873,000	2,802
Premises and equipment expense	$266,000	2,184
Additional noninterest expense	$620,000	2,412
Pre-tax net operating income	$1,194,000	1,518
Securities gains (losses)	$2,000	1,528
Applicable income taxes	$412,000	1,063
Income before extraordinary items	$784,000	1,840
Extraordinary gains, net	$0	16
Net income	$784,000	1,844
Minority interest net income	$0	66
Net income of bank and minority interests.	$784,000	1,843
Net charge-offs	$2,000	3,350
Cash dividends	$250,000	1,571
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$782,680	1,809
2013-12-31 (YTD Data)		Rank
Total interest income	$10,075,000	2,406
Total interest expense	$1,602,000	2,040
Net interest income	$8,473,000	2,467
Provision for loan and lease losses	$0	5,091
Total noninterest income	$2,746,000	1,730
Gross Fiduciary activities income	$423,000	637
Service charges on deposit accounts	$724,000	1,779
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,599,000	1,779
Total noninterest expense	$7,125,000	2,593
Salaries and employee benefits	$3,514,000	2,794
Premises and equipment expense	$1,198,000	1,917
Additional noninterest expense	$2,413,000	2,543
Pre-tax net operating income	$4,094,000	1,694
Securities gains (losses)	$19,000	2,369
Applicable income taxes	$1,400,000	1,172
Income before extraordinary items	$2,713,000	2,048
Extraordinary gains, net	$0	29
Net income	$2,713,000	2,053
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,713,000	2,053
Net charge-offs	$174,000	3,171
Cash dividends	$1,750,000	1,329
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,700,460	2,012
2013-09-30 (YTD Data)		Rank
Total interest income	$7,462,000	2,455
Total interest expense	$1,230,000	2,057
Net interest income	$6,232,000	2,521
Provision for loan and lease losses	$0	4,941
Total noninterest income	$2,073,000	1,744
Gross Fiduciary activities income	$299,000	653
Service charges on deposit accounts	$528,000	1,826
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,246,000	1,776
Total noninterest expense	$5,248,000	2,633
Salaries and employee benefits	$2,595,000	2,838
Premises and equipment expense	$879,000	1,966
Additional noninterest expense	$1,774,000	2,584
Pre-tax net operating income	$3,057,000	1,711
Securities gains (losses)	$19,000	2,238
Applicable income taxes	$1,034,000	1,214
Income before extraordinary items	$2,042,000	2,097
Extraordinary gains, net	$0	25
Net income	$2,042,000	2,105
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,042,000	2,104
Net charge-offs	$90,000	3,362
Cash dividends	$1,375,000	1,162
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,029,460	2,042
2013-06-30 (YTD Data)		Rank
Total interest income	$4,945,000	2,455
Total interest expense	$840,000	2,055
Net interest income	$4,105,000	2,550
Provision for loan and lease losses	$0	4,788
Total noninterest income	$1,416,000	1,723
Gross Fiduciary activities income	$202,000	655
Service charges on deposit accounts	$345,000	1,832
Trading account gains and fees	$0	157
Additional Noninterest Income	$869,000	1,769
Total noninterest expense	$3,508,000	2,635
Salaries and employee benefits	$1,735,000	2,846
Premises and equipment expense	$585,000	1,966
Additional noninterest expense	$1,188,000	2,564
Pre-tax net operating income	$2,013,000	1,709
Securities gains (losses)	$19,000	2,043
Applicable income taxes	$678,000	1,218
Income before extraordinary items	$1,354,000	2,103
Extraordinary gains, net	$0	22
Net income	$1,354,000	2,111
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,354,000	2,109
Net charge-offs	$69,000	3,088
Cash dividends	$1,000,000	1,071
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,341,270	2,037
2013-03-31 (YTD Data)		Rank
Total interest income	$2,478,000	2,469
Total interest expense	$426,000	2,075
Net interest income	$2,052,000	2,559
Provision for loan and lease losses	$0	4,409
Total noninterest income	$672,000	1,788
Gross Fiduciary activities income	$100,000	660
Service charges on deposit accounts	$168,000	1,866
Trading account gains and fees	$0	148
Additional Noninterest Income	$404,000	1,851
Total noninterest expense	$1,717,000	2,714
Salaries and employee benefits	$886,000	2,806
Premises and equipment expense	$289,000	2,029
Additional noninterest expense	$542,000	2,782
Pre-tax net operating income	$1,007,000	1,692
Securities gains (losses)	$0	1,966
Applicable income taxes	$334,000	1,229
Income before extraordinary items	$673,000	2,054
Extraordinary gains, net	$0	10
Net income	$673,000	2,055
Minority interest net income	$0	76
Net income of bank and minority interests.	$673,000	2,056
Net charge-offs	$57,000	2,329
Cash dividends	$500,000	922
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$673,000	1,976
2012-12-31 (YTD Data)		Rank
Total interest income	$11,005,000	2,351
Total interest expense	$2,037,000	2,109
Net interest income	$8,968,000	2,402
Provision for loan and lease losses	$0	5,905
Total noninterest income	$3,433,000	1,492
Gross Fiduciary activities income	$421,000	642
Service charges on deposit accounts	$775,000	1,738
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,237,000	1,430
Total noninterest expense	$7,414,000	2,536
Salaries and employee benefits	$3,644,000	2,685
Premises and equipment expense	$1,143,000	2,030
Additional noninterest expense	$2,627,000	2,460
Pre-tax net operating income	$4,987,000	1,374
Securities gains (losses)	$0	3,810
Applicable income taxes	$1,694,000	995
Income before extraordinary items	$3,293,000	1,715
Extraordinary gains, net	$0	29
Net income	$3,293,000	1,717
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,293,000	1,716
Net charge-offs	$1,000,000	1,813
Cash dividends	$2,000,000	1,202
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,293,000	1,626
2012-09-30 (YTD Data)		Rank
Total interest income	$8,483,000	2,342
Total interest expense	$1,543,000	2,167
Net interest income	$6,940,000	2,361
Provision for loan and lease losses	$0	5,790
Total noninterest income	$2,408,000	1,567
Gross Fiduciary activities income	$313,000	643
Service charges on deposit accounts	$590,000	1,734
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,505,000	1,526
Total noninterest expense	$5,553,000	2,540
Salaries and employee benefits	$2,743,000	2,688
Premises and equipment expense	$859,000	2,054
Additional noninterest expense	$1,951,000	2,470
Pre-tax net operating income	$3,795,000	1,395
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,256,000	1,028
Income before extraordinary items	$2,539,000	1,726
Extraordinary gains, net	$0	20
Net income	$2,539,000	1,726
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,539,000	1,727
Net charge-offs	$957,000	1,510
Cash dividends	$1,400,000	1,048
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,539,000	1,619
2012-06-30 (YTD Data)		Rank
Total interest income	$5,673,000	2,350
Total interest expense	$1,045,000	2,208
Net interest income	$4,628,000	2,353
Provision for loan and lease losses	$0	5,619
Total noninterest income	$1,575,000	1,569
Gross Fiduciary activities income	$209,000	648
Service charges on deposit accounts	$397,000	1,712
Trading account gains and fees	$0	153
Additional Noninterest Income	$969,000	1,549
Total noninterest expense	$3,805,000	2,485
Salaries and employee benefits	$1,841,000	2,682
Premises and equipment expense	$590,000	1,994
Additional noninterest expense	$1,374,000	2,359
Pre-tax net operating income	$2,398,000	1,453
Securities gains (losses)	$0	3,178
Applicable income taxes	$803,000	1,058
Income before extraordinary items	$1,595,000	1,793
Extraordinary gains, net	$0	19
Net income	$1,595,000	1,790
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,595,000	1,793
Net charge-offs	$1,029,000	1,115
Cash dividends	$800,000	1,154
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,595,000	1,710
2012-03-31 (YTD Data)		Rank
Total interest income	$2,818,000	2,393
Total interest expense	$534,000	2,241
Net interest income	$2,284,000	2,403
Provision for loan and lease losses	$180,000	2,114
Total noninterest income	$752,000	1,597
Gross Fiduciary activities income	$102,000	653
Service charges on deposit accounts	$198,000	1,711
Trading account gains and fees	$0	148
Additional Noninterest Income	$452,000	1,620
Total noninterest expense	$1,826,000	2,570
Salaries and employee benefits	$947,000	2,613
Premises and equipment expense	$310,000	1,929
Additional noninterest expense	$569,000	2,778
Pre-tax net operating income	$1,030,000	1,640
Securities gains (losses)	$0	2,210
Applicable income taxes	$339,000	1,199
Income before extraordinary items	$691,000	2,025
Extraordinary gains, net	$0	19
Net income	$691,000	2,026
Minority interest net income	$0	78
Net income of bank and minority interests.	$691,000	2,027
Net charge-offs	$36,000	3,280
Cash dividends	$400,000	1,024
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$691,000	1,924
2011-12-31 (YTD Data)		Rank
Total interest income	$11,787,000	2,355
Total interest expense	$2,794,000	2,081
Net interest income	$8,993,000	2,440
Provision for loan and lease losses	$945,000	2,500
Total noninterest income	$2,979,000	1,506
Gross Fiduciary activities income	$465,000	569
Service charges on deposit accounts	$857,000	1,688
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,657,000	1,536
Total noninterest expense	$7,172,000	2,613
Salaries and employee benefits	$3,724,000	2,576
Premises and equipment expense	$1,148,000	2,140
Additional noninterest expense	$2,300,000	2,764
Pre-tax net operating income	$3,855,000	1,479
Securities gains (losses)	$-3,000	6,779
Applicable income taxes	$1,260,000	1,131
Income before extraordinary items	$2,592,000	1,824
Extraordinary gains, net	$0	29
Net income	$2,592,000	1,825
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,592,000	1,825
Net charge-offs	$478,000	3,232
Cash dividends	$2,400,000	817
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,594,010	1,744
2011-09-30 (YTD Data)		Rank
Total interest income	$8,883,000	2,374
Total interest expense	$2,178,000	2,089
Net interest income	$6,705,000	2,465
Provision for loan and lease losses	$540,000	2,764
Total noninterest income	$2,175,000	1,524
Gross Fiduciary activities income	$296,000	603
Service charges on deposit accounts	$642,000	1,695
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,237,000	1,529
Total noninterest expense	$5,352,000	2,632
Salaries and employee benefits	$2,795,000	2,576
Premises and equipment expense	$851,000	2,172
Additional noninterest expense	$1,706,000	2,804
Pre-tax net operating income	$2,988,000	1,503
Securities gains (losses)	$-3,000	6,910
Applicable income taxes	$999,000	1,091
Income before extraordinary items	$1,986,000	1,845
Extraordinary gains, net	$0	21
Net income	$1,986,000	1,845
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,986,000	1,845
Net charge-offs	$371,000	2,999
Cash dividends	$1,850,000	685
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,988,010	1,759
2011-06-30 (YTD Data)		Rank
Total interest income	$5,932,000	2,392
Total interest expense	$1,483,000	2,121
Net interest income	$4,449,000	2,481
Provision for loan and lease losses	$360,000	2,724
Total noninterest income	$1,443,000	1,517
Gross Fiduciary activities income	$190,000	621
Service charges on deposit accounts	$418,000	1,701
Trading account gains and fees	$0	153
Additional Noninterest Income	$835,000	1,518
Total noninterest expense	$3,611,000	2,615
Salaries and employee benefits	$1,863,000	2,588
Premises and equipment expense	$575,000	2,177
Additional noninterest expense	$1,173,000	2,788
Pre-tax net operating income	$1,921,000	1,504
Securities gains (losses)	$0	2,914
Applicable income taxes	$643,000	1,086
Income before extraordinary items	$1,278,000	1,854
Extraordinary gains, net	$0	15
Net income	$1,278,000	1,854
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,278,000	1,854
Net charge-offs	$286,000	2,735
Cash dividends	$1,300,000	650
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,278,000	1,785
2011-03-31 (YTD Data)		Rank
Total interest income	$2,983,000	2,386
Total interest expense	$750,000	2,178
Net interest income	$2,233,000	2,461
Provision for loan and lease losses	$180,000	2,550
Total noninterest income	$684,000	1,600
Gross Fiduciary activities income	$87,000	641
Service charges on deposit accounts	$200,000	1,750
Trading account gains and fees	$0	158
Additional Noninterest Income	$397,000	1,579
Total noninterest expense	$1,811,000	2,625
Salaries and employee benefits	$931,000	2,600
Premises and equipment expense	$299,000	2,145
Additional noninterest expense	$581,000	2,790
Pre-tax net operating income	$926,000	1,554
Securities gains (losses)	$0	1,772
Applicable income taxes	$310,000	1,101
Income before extraordinary items	$616,000	1,880
Extraordinary gains, net	$0	9
Net income	$616,000	1,879
Minority interest net income	$0	86
Net income of bank and minority interests.	$616,000	1,880
Net charge-offs	$169,000	2,250
Cash dividends	$650,000	580
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$616,000	1,828
2010-12-31 (YTD Data)		Rank
Total interest income	$12,859,000	2,334
Total interest expense	$3,409,000	2,318
Net interest income	$9,450,000	2,307
Provision for loan and lease losses	$913,000	3,191
Total noninterest income	$3,073,000	1,524
Gross Fiduciary activities income	$386,000	610
Service charges on deposit accounts	$923,000	1,607
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,764,000	1,533
Total noninterest expense	$7,254,000	2,655
Salaries and employee benefits	$3,672,000	2,618
Premises and equipment expense	$1,180,000	2,132
Additional noninterest expense	$2,402,000	2,769
Pre-tax net operating income	$4,356,000	1,169
Securities gains (losses)	$18,000	3,151
Applicable income taxes	$1,454,000	923
Income before extraordinary items	$2,920,000	1,438
Extraordinary gains, net	$0	29
Net income	$2,920,000	1,440
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,920,000	1,441
Net charge-offs	$412,000	3,902
Cash dividends	$2,200,000	748
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,907,940	1,385
2010-09-30 (YTD Data)		Rank
Total interest income	$9,725,000	2,375
Total interest expense	$2,623,000	2,363
Net interest income	$7,102,000	2,345
Provision for loan and lease losses	$750,000	2,938
Total noninterest income	$2,263,000	1,540
Gross Fiduciary activities income	$273,000	618
Service charges on deposit accounts	$699,000	1,654
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,291,000	1,507
Total noninterest expense	$5,499,000	2,625
Salaries and employee benefits	$2,801,000	2,586
Premises and equipment expense	$887,000	2,161
Additional noninterest expense	$1,811,000	2,715
Pre-tax net operating income	$3,116,000	1,275
Securities gains (losses)	$18,000	2,932
Applicable income taxes	$1,044,000	967
Income before extraordinary items	$2,090,000	1,584
Extraordinary gains, net	$0	23
Net income	$2,090,000	1,587
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,090,000	1,587
Net charge-offs	$255,000	3,936
Cash dividends	$1,500,000	712
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,077,940	1,519
2010-06-30 (YTD Data)		Rank
Total interest income	$6,538,000	2,378
Total interest expense	$1,806,000	2,381
Net interest income	$4,732,000	2,364
Provision for loan and lease losses	$500,000	2,840
Total noninterest income	$1,450,000	1,534
Gross Fiduciary activities income	$181,000	628
Service charges on deposit accounts	$464,000	1,653
Trading account gains and fees	$0	152
Additional Noninterest Income	$805,000	1,512
Total noninterest expense	$3,711,000	2,609
Salaries and employee benefits	$1,884,000	2,569
Premises and equipment expense	$599,000	2,158
Additional noninterest expense	$1,228,000	2,665
Pre-tax net operating income	$1,971,000	1,315
Securities gains (losses)	$-1,000	7,170
Applicable income taxes	$660,000	984
Income before extraordinary items	$1,310,000	1,673
Extraordinary gains, net	$0	19
Net income	$1,310,000	1,672
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,310,000	1,673
Net charge-offs	$66,000	4,642
Cash dividends	$800,000	880
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,310,660	1,597
2010-03-31 (YTD Data)		Rank
Total interest income	$3,268,000	2,436
Total interest expense	$931,000	2,423
Net interest income	$2,337,000	2,416
Provision for loan and lease losses	$250,000	2,660
Total noninterest income	$733,000	1,535
Gross Fiduciary activities income	$92,000	630
Service charges on deposit accounts	$228,000	1,678
Trading account gains and fees	$0	175
Additional Noninterest Income	$413,000	1,476
Total noninterest expense	$1,926,000	2,536
Salaries and employee benefits	$972,000	2,535
Premises and equipment expense	$311,000	2,142
Additional noninterest expense	$643,000	2,550
Pre-tax net operating income	$894,000	1,463
Securities gains (losses)	$-1,000	7,364
Applicable income taxes	$298,000	1,058
Income before extraordinary items	$595,000	1,840
Extraordinary gains, net	$0	16
Net income	$595,000	1,839
Minority interest net income	$0	91
Net income of bank and minority interests.	$595,000	1,841
Net charge-offs	$12,000	4,735
Cash dividends	$400,000	835
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$595,670	1,762
2009-12-31 (YTD Data)		Rank
Total interest income	$14,440,000	2,316
Total interest expense	$4,456,000	2,504
Net interest income	$9,984,000	2,194
Provision for loan and lease losses	$1,590,000	2,803
Total noninterest income	$3,403,000	1,469
Gross Fiduciary activities income	$423,000	588
Service charges on deposit accounts	$991,000	1,703
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,989,000	1,376
Total noninterest expense	$7,555,000	2,604
Salaries and employee benefits	$3,736,000	2,611
Premises and equipment expense	$1,251,000	2,133
Additional noninterest expense	$2,568,000	2,688
Pre-tax net operating income	$4,242,000	989
Securities gains (losses)	$6,000	3,400
Applicable income taxes	$1,410,000	743
Income before extraordinary items	$2,838,000	1,184
Extraordinary gains, net	$0	34
Net income	$2,838,000	1,182
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,838,000	1,183
Net charge-offs	$1,872,000	2,113
Cash dividends	$2,300,000	783
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,833,980	1,182
2009-09-30 (YTD Data)		Rank
Total interest income	$10,896,000	2,329
Total interest expense	$3,436,000	2,546
Net interest income	$7,460,000	2,202
Provision for loan and lease losses	$830,000	3,058
Total noninterest income	$2,613,000	1,469
Gross Fiduciary activities income	$278,000	605
Service charges on deposit accounts	$740,000	1,713
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,595,000	1,337
Total noninterest expense	$5,684,000	2,606
Salaries and employee benefits	$2,863,000	2,574
Premises and equipment expense	$918,000	2,201
Additional noninterest expense	$1,903,000	2,671
Pre-tax net operating income	$3,559,000	936
Securities gains (losses)	$6,000	3,115
Applicable income taxes	$1,197,000	733
Income before extraordinary items	$2,368,000	1,145
Extraordinary gains, net	$0	27
Net income	$2,368,000	1,143
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,368,000	1,145
Net charge-offs	$807,000	2,460
Cash dividends	$1,300,000	993
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,364,040	1,130
2009-06-30 (YTD Data)		Rank
Total interest income	$7,316,000	2,355
Total interest expense	$2,347,000	2,588
Net interest income	$4,969,000	2,212
Provision for loan and lease losses	$620,000	2,652
Total noninterest income	$1,843,000	1,425
Gross Fiduciary activities income	$177,000	619
Service charges on deposit accounts	$471,000	1,759
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,195,000	1,268
Total noninterest expense	$3,780,000	2,645
Salaries and employee benefits	$1,921,000	2,591
Premises and equipment expense	$629,000	2,172
Additional noninterest expense	$1,230,000	2,756
Pre-tax net operating income	$2,412,000	949
Securities gains (losses)	$6,000	2,720
Applicable income taxes	$812,000	741
Income before extraordinary items	$1,606,000	1,174
Extraordinary gains, net	$0	21
Net income	$1,606,000	1,172
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,606,000	1,173
Net charge-offs	$743,000	1,920
Cash dividends	$700,000	1,254
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,602,040	1,144
2009-03-31 (YTD Data)		Rank
Total interest income	$3,780,000	2,308
Total interest expense	$1,189,000	2,653
Net interest income	$2,591,000	2,115
Provision for loan and lease losses	$210,000	2,775
Total noninterest income	$946,000	1,347
Gross Fiduciary activities income	$75,000	675
Service charges on deposit accounts	$229,000	1,762
Trading account gains and fees	$0	171
Additional Noninterest Income	$642,000	1,185
Total noninterest expense	$1,881,000	2,565
Salaries and employee benefits	$955,000	2,652
Premises and equipment expense	$339,000	2,058
Additional noninterest expense	$587,000	2,620
Pre-tax net operating income	$1,446,000	887
Securities gains (losses)	$3,000	2,164
Applicable income taxes	$485,000	701
Income before extraordinary items	$964,000	1,131
Extraordinary gains, net	$0	15
Net income	$964,000	1,134
Minority interest net income	$0	102
Net income of bank and minority interests.	$964,000	1,133
Net charge-offs	$47,000	3,624
Cash dividends	$200,000	1,688
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$961,990	1,051
2008-12-31 (YTD Data)		Rank
Total interest income	$16,823,000	2,246
Total interest expense	$6,564,000	2,323
Net interest income	$10,259,000	2,168
Provision for loan and lease losses	$1,963,000	1,818
Total noninterest income	$2,731,000	1,697
Gross Fiduciary activities income	$319,000	668
Service charges on deposit accounts	$1,069,000	1,666
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,343,000	1,734
Total noninterest expense	$7,279,000	2,593
Salaries and employee benefits	$3,784,000	2,641
Premises and equipment expense	$1,295,000	2,086
Additional noninterest expense	$2,200,000	2,621
Pre-tax net operating income	$3,748,000	1,460
Securities gains (losses)	$34,000	1,848
Applicable income taxes	$1,213,000	1,029
Income before extraordinary items	$2,569,000	1,577
Extraordinary gains, net	$0	39
Net income	$2,569,000	1,578
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,162,000	1,798
Cash dividends	$2,800,000	982
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,545,880	1,701
2008-09-30 (YTD Data)		Rank
Total interest income	$12,807,000	2,262
Total interest expense	$5,176,000	2,305
Net interest income	$7,631,000	2,203
Provision for loan and lease losses	$613,000	2,451
Total noninterest income	$2,073,000	1,731
Gross Fiduciary activities income	$261,000	647
Service charges on deposit accounts	$794,000	1,684
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,018,000	1,793
Total noninterest expense	$5,467,000	2,582
Salaries and employee benefits	$2,827,000	2,684
Premises and equipment expense	$986,000	2,070
Additional noninterest expense	$1,654,000	2,546
Pre-tax net operating income	$3,624,000	1,361
Securities gains (losses)	$34,000	1,677
Applicable income taxes	$1,229,000	985
Income before extraordinary items	$2,429,000	1,504
Extraordinary gains, net	$0	31
Net income	$2,429,000	1,502
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$684,000	1,626
Cash dividends	$2,200,000	938
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,406,560	1,601
2008-06-30 (YTD Data)		Rank
Total interest income	$8,701,000	2,254
Total interest expense	$3,643,000	2,292
Net interest income	$5,058,000	2,196
Provision for loan and lease losses	$531,000	1,851
Total noninterest income	$1,356,000	1,771
Gross Fiduciary activities income	$174,000	660
Service charges on deposit accounts	$516,000	1,707
Trading account gains and fees	$0	149
Additional Noninterest Income	$666,000	1,857
Total noninterest expense	$3,578,000	2,630
Salaries and employee benefits	$1,870,000	2,727
Premises and equipment expense	$669,000	2,027
Additional noninterest expense	$1,039,000	2,661
Pre-tax net operating income	$2,305,000	1,488
Securities gains (losses)	$0	3,233
Applicable income taxes	$775,000	1,143
Income before extraordinary items	$1,530,000	1,770
Extraordinary gains, net	$0	21
Net income	$1,530,000	1,771
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$642,000	1,133
Cash dividends	$1,600,000	923
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,530,000	1,738
2008-03-31 (YTD Data)		Rank
Total interest income	$4,558,000	2,208
Total interest expense	$1,982,000	2,250
Net interest income	$2,576,000	2,146
Provision for loan and lease losses	$48,000	3,868
Total noninterest income	$634,000	1,873
Gross Fiduciary activities income	$87,000	678
Service charges on deposit accounts	$243,000	1,768
Trading account gains and fees	$0	158
Additional Noninterest Income	$304,000	1,952
Total noninterest expense	$1,806,000	2,609
Salaries and employee benefits	$942,000	2,719
Premises and equipment expense	$345,000	1,975
Additional noninterest expense	$519,000	2,631
Pre-tax net operating income	$1,356,000	1,386
Securities gains (losses)	$0	2,688
Applicable income taxes	$456,000	1,088
Income before extraordinary items	$900,000	1,651
Extraordinary gains, net	$0	15
Net income	$900,000	1,653
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	1,826
Cash dividends	$1,000,000	722
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$900,000	1,594
2007-12-31 (YTD Data)		Rank
Total interest income	$18,413,000	2,238
Total interest expense	$8,518,000	2,208
Net interest income	$9,895,000	2,264
Provision for loan and lease losses	$100,000	4,892
Total noninterest income	$2,543,000	1,864
Gross Fiduciary activities income	$339,000	674
Service charges on deposit accounts	$1,011,000	1,748
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,193,000	1,978
Total noninterest expense	$6,921,000	2,621
Salaries and employee benefits	$3,756,000	2,639
Premises and equipment expense	$1,264,000	2,067
Additional noninterest expense	$1,901,000	2,786
Pre-tax net operating income	$5,417,000	1,540
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,819,000	1,215
Income before extraordinary items	$3,598,000	1,755
Extraordinary gains, net	$0	39
Net income	$3,598,000	1,754
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	4,354
Cash dividends	$3,000,000	1,163
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,598,000	1,742
2007-09-30 (YTD Data)		Rank
Total interest income	$13,723,000	2,257
Total interest expense	$6,343,000	2,224
Net interest income	$7,380,000	2,281
Provision for loan and lease losses	$0	6,528
Total noninterest income	$1,864,000	1,896
Gross Fiduciary activities income	$247,000	680
Service charges on deposit accounts	$735,000	1,772
Trading account gains and fees	$0	184
Additional Noninterest Income	$882,000	1,998
Total noninterest expense	$5,086,000	2,649
Salaries and employee benefits	$2,777,000	2,659
Premises and equipment expense	$932,000	2,077
Additional noninterest expense	$1,377,000	2,819
Pre-tax net operating income	$4,158,000	1,621
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,367,000	1,310
Income before extraordinary items	$2,791,000	1,806
Extraordinary gains, net	$0	33
Net income	$2,791,000	1,805
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,250
Cash dividends	$2,600,000	976
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,791,000	1,794
2007-06-30 (YTD Data)		Rank
Total interest income	$9,019,000	2,307
Total interest expense	$4,120,000	2,274
Net interest income	$4,899,000	2,321
Provision for loan and lease losses	$0	6,209
Total noninterest income	$1,223,000	1,935
Gross Fiduciary activities income	$165,000	685
Service charges on deposit accounts	$483,000	1,802
Trading account gains and fees	$0	168
Additional Noninterest Income	$575,000	2,048
Total noninterest expense	$3,347,000	2,701
Salaries and employee benefits	$1,828,000	2,720
Premises and equipment expense	$620,000	2,089
Additional noninterest expense	$899,000	2,886
Pre-tax net operating income	$2,775,000	1,663
Securities gains (losses)	$0	1,444
Applicable income taxes	$913,000	1,359
Income before extraordinary items	$1,862,000	1,868
Extraordinary gains, net	$0	29
Net income	$1,862,000	1,868
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,783
Cash dividends	$2,000,000	870
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,862,000	1,844
2007-03-31 (YTD Data)		Rank
Total interest income	$4,383,000	2,372
Total interest expense	$1,963,000	2,346
Net interest income	$2,420,000	2,350
Provision for loan and lease losses	$0	5,779
Total noninterest income	$597,000	1,955
Gross Fiduciary activities income	$83,000	703
Service charges on deposit accounts	$231,000	1,831
Trading account gains and fees	$0	195
Additional Noninterest Income	$283,000	2,034
Total noninterest expense	$1,712,000	2,660
Salaries and employee benefits	$934,000	2,705
Premises and equipment expense	$321,000	2,037
Additional noninterest expense	$457,000	2,817
Pre-tax net operating income	$1,305,000	1,752
Securities gains (losses)	$0	1,187
Applicable income taxes	$430,000	1,448
Income before extraordinary items	$875,000	1,916
Extraordinary gains, net	$0	22
Net income	$875,000	1,916
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,299
Cash dividends	$1,000,000	781
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$875,000	1,907
2006-12-31 (YTD Data)		Rank
Total interest income	$16,925,000	2,316
Total interest expense	$7,189,000	2,238
Net interest income	$9,736,000	2,341
Provision for loan and lease losses	$90,000	4,875
Total noninterest income	$2,420,000	1,928
Gross Fiduciary activities income	$316,000	702
Service charges on deposit accounts	$1,059,000	1,671
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,045,000	2,159
Total noninterest expense	$6,652,000	2,636
Salaries and employee benefits	$3,672,000	2,632
Premises and equipment expense	$1,206,000	2,071
Additional noninterest expense	$1,774,000	2,854
Pre-tax net operating income	$5,414,000	1,760
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,779,000	1,459
Income before extraordinary items	$3,635,000	1,941
Extraordinary gains, net	$0	51
Net income	$3,635,000	1,942
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	3,558
Cash dividends	$3,200,000	1,048
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,635,000	1,931
2006-09-30 (YTD Data)		Rank
Total interest income	$12,462,000	2,330
Total interest expense	$5,220,000	2,239
Net interest income	$7,242,000	2,390
Provision for loan and lease losses	$90,000	4,225
Total noninterest income	$1,801,000	1,949
Gross Fiduciary activities income	$255,000	673
Service charges on deposit accounts	$801,000	1,657
Trading account gains and fees	$0	126
Additional Noninterest Income	$745,000	2,242
Total noninterest expense	$4,899,000	2,679
Salaries and employee benefits	$2,678,000	2,702
Premises and equipment expense	$898,000	2,090
Additional noninterest expense	$1,323,000	2,859
Pre-tax net operating income	$4,054,000	1,815
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,335,000	1,518
Income before extraordinary items	$2,719,000	2,000
Extraordinary gains, net	$0	45
Net income	$2,719,000	2,001
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	2,754
Cash dividends	$3,000,000	826
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,719,000	1,994
2006-06-30 (YTD Data)		Rank
Total interest income	$8,135,000	2,336
Total interest expense	$3,339,000	2,232
Net interest income	$4,796,000	2,411
Provision for loan and lease losses	$60,000	4,062
Total noninterest income	$1,137,000	2,027
Gross Fiduciary activities income	$170,000	676
Service charges on deposit accounts	$518,000	1,687
Trading account gains and fees	$0	126
Additional Noninterest Income	$449,000	2,358
Total noninterest expense	$3,248,000	2,712
Salaries and employee benefits	$1,802,000	2,680
Premises and equipment expense	$596,000	2,093
Additional noninterest expense	$850,000	2,966
Pre-tax net operating income	$2,625,000	1,877
Securities gains (losses)	$0	1,185
Applicable income taxes	$865,000	1,562
Income before extraordinary items	$1,760,000	2,044
Extraordinary gains, net	$0	39
Net income	$1,760,000	2,047
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	2,346
Cash dividends	$2,000,000	795
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,760,000	2,036
2006-03-31 (YTD Data)		Rank
Total interest income	$3,986,000	2,333
Total interest expense	$1,595,000	2,210
Net interest income	$2,391,000	2,411
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$550,000	2,058
Gross Fiduciary activities income	$85,000	680
Service charges on deposit accounts	$249,000	1,689
Trading account gains and fees	$0	115
Additional Noninterest Income	$216,000	2,382
Total noninterest expense	$1,616,000	2,706
Salaries and employee benefits	$910,000	2,660
Premises and equipment expense	$299,000	2,110
Additional noninterest expense	$407,000	3,072
Pre-tax net operating income	$1,295,000	1,852
Securities gains (losses)	$0	955
Applicable income taxes	$428,000	1,577
Income before extraordinary items	$867,000	2,039
Extraordinary gains, net	$0	21
Net income	$867,000	2,038
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	1,683
Cash dividends	$1,000,000	729
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$867,000	2,019
2005-12-31 (YTD Data)		Rank
Total interest income	$14,648,000	2,270
Total interest expense	$5,590,000	2,006
Net interest income	$9,058,000	2,425
Provision for loan and lease losses	$120,000	4,465
Total noninterest income	$2,422,000	1,920
Gross Fiduciary activities income	$358,000	656
Service charges on deposit accounts	$1,102,000	1,582
Trading account gains and fees	$0	138
Additional Noninterest Income	$962,000	2,266
Total noninterest expense	$6,421,000	2,584
Salaries and employee benefits	$3,560,000	2,560
Premises and equipment expense	$1,109,000	2,166
Additional noninterest expense	$1,752,000	2,826
Pre-tax net operating income	$4,939,000	1,886
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,623,000	1,613
Income before extraordinary items	$3,316,000	2,068
Extraordinary gains, net	$0	46
Net income	$3,316,000	2,069
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	5,317
Cash dividends	$2,500,000	1,197
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,316,000	2,046
2005-09-30 (YTD Data)		Rank
Total interest income	$10,808,000	2,244
Total interest expense	$4,083,000	1,952
Net interest income	$6,725,000	2,430
Provision for loan and lease losses	$90,000	4,305
Total noninterest income	$1,822,000	1,919
Gross Fiduciary activities income	$270,000	646
Service charges on deposit accounts	$825,000	1,572
Trading account gains and fees	$0	126
Additional Noninterest Income	$727,000	2,259
Total noninterest expense	$4,805,000	2,564
Salaries and employee benefits	$2,639,000	2,543
Premises and equipment expense	$830,000	2,153
Additional noninterest expense	$1,336,000	2,755
Pre-tax net operating income	$3,652,000	1,918
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,186,000	1,668
Income before extraordinary items	$2,466,000	2,089
Extraordinary gains, net	$0	35
Net income	$2,466,000	2,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,634
Cash dividends	$1,500,000	1,333
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,466,000	2,055
2005-06-30 (YTD Data)		Rank
Total interest income	$7,123,000	2,213
Total interest expense	$2,694,000	1,858
Net interest income	$4,429,000	2,435
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$1,202,000	1,926
Gross Fiduciary activities income	$180,000	655
Service charges on deposit accounts	$525,000	1,603
Trading account gains and fees	$0	116
Additional Noninterest Income	$497,000	2,190
Total noninterest expense	$3,165,000	2,572
Salaries and employee benefits	$1,749,000	2,548
Premises and equipment expense	$538,000	2,204
Additional noninterest expense	$878,000	2,781
Pre-tax net operating income	$2,406,000	1,896
Securities gains (losses)	$0	2,146
Applicable income taxes	$781,000	1,649
Income before extraordinary items	$1,625,000	2,080
Extraordinary gains, net	$0	30
Net income	$1,625,000	2,079
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,238
Cash dividends	$1,000,000	1,280
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,625,000	2,045
2005-03-31 (YTD Data)		Rank
Total interest income	$3,493,000	2,212
Total interest expense	$1,303,000	1,827
Net interest income	$2,190,000	2,438
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$600,000	1,882
Gross Fiduciary activities income	$90,000	663
Service charges on deposit accounts	$259,000	1,570
Trading account gains and fees	$0	115
Additional Noninterest Income	$251,000	2,148
Total noninterest expense	$1,591,000	2,570
Salaries and employee benefits	$880,000	2,547
Premises and equipment expense	$274,000	2,179
Additional noninterest expense	$437,000	2,772
Pre-tax net operating income	$1,169,000	1,922
Securities gains (losses)	$0	1,685
Applicable income taxes	$380,000	1,669
Income before extraordinary items	$789,000	2,106
Extraordinary gains, net	$0	24
Net income	$789,000	2,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,610
Cash dividends	$500,000	1,205
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$789,000	2,073
2004-12-31 (YTD Data)		Rank
Total interest income	$13,440,000	2,135
Total interest expense	$4,897,000	1,670
Net interest income	$8,543,000	2,393
Provision for loan and lease losses	$190,000	3,789
Total noninterest income	$2,432,000	1,911
Gross Fiduciary activities income	$350,000	655
Service charges on deposit accounts	$1,116,000	1,572
Trading account gains and fees	$0	138
Additional Noninterest Income	$966,000	2,195
Total noninterest expense	$6,053,000	2,621
Salaries and employee benefits	$3,378,000	2,564
Premises and equipment expense	$1,012,000	2,262
Additional noninterest expense	$1,663,000	2,866
Pre-tax net operating income	$4,732,000	1,779
Securities gains (losses)	$45,000	1,827
Applicable income taxes	$1,550,000	1,563
Income before extraordinary items	$3,227,000	1,939
Extraordinary gains, net	$0	34
Net income	$3,227,000	1,939
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$202,000	2,569
Cash dividends	$2,500,000	1,119
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,196,400	1,914
2004-09-30 (YTD Data)		Rank
Total interest income	$10,042,000	2,112
Total interest expense	$3,663,000	1,646
Net interest income	$6,379,000	2,377
Provision for loan and lease losses	$190,000	3,078
Total noninterest income	$1,769,000	1,960
Gross Fiduciary activities income	$261,000	652
Service charges on deposit accounts	$806,000	1,645
Trading account gains and fees	$0	134
Additional Noninterest Income	$702,000	2,264
Total noninterest expense	$4,425,000	2,659
Salaries and employee benefits	$2,475,000	2,594
Premises and equipment expense	$757,000	2,274
Additional noninterest expense	$1,193,000	2,953
Pre-tax net operating income	$3,533,000	1,791
Securities gains (losses)	$45,000	1,750
Applicable income taxes	$1,161,000	1,583
Income before extraordinary items	$2,417,000	1,959
Extraordinary gains, net	$0	26
Net income	$2,417,000	1,960
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$189,000	1,989
Cash dividends	$1,800,000	1,080
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,386,400	1,923
2004-06-30 (YTD Data)		Rank
Total interest income	$6,697,000	2,089
Total interest expense	$2,471,000	1,607
Net interest income	$4,226,000	2,364
Provision for loan and lease losses	$160,000	2,593
Total noninterest income	$1,162,000	1,974
Gross Fiduciary activities income	$174,000	663
Service charges on deposit accounts	$503,000	1,737
Trading account gains and fees	$0	130
Additional Noninterest Income	$485,000	2,233
Total noninterest expense	$2,903,000	2,707
Salaries and employee benefits	$1,621,000	2,642
Premises and equipment expense	$503,000	2,273
Additional noninterest expense	$779,000	3,006
Pre-tax net operating income	$2,325,000	1,804
Securities gains (losses)	$33,000	1,728
Applicable income taxes	$766,000	1,577
Income before extraordinary items	$1,592,000	1,966
Extraordinary gains, net	$0	21
Net income	$1,592,000	1,967
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$158,000	1,613
Cash dividends	$1,100,000	1,157
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,569,560	1,945
2004-03-31 (YTD Data)		Rank
Total interest income	$3,362,000	2,084
Total interest expense	$1,260,000	1,593
Net interest income	$2,102,000	2,374
Provision for loan and lease losses	$130,000	1,707
Total noninterest income	$505,000	2,143
Gross Fiduciary activities income	$87,000	670
Service charges on deposit accounts	$239,000	1,786
Trading account gains and fees	$0	121
Additional Noninterest Income	$179,000	2,651
Total noninterest expense	$1,433,000	2,752
Salaries and employee benefits	$808,000	2,658
Premises and equipment expense	$253,000	2,277
Additional noninterest expense	$372,000	3,116
Pre-tax net operating income	$1,044,000	1,933
Securities gains (losses)	$33,000	1,437
Applicable income taxes	$350,000	1,727
Income before extraordinary items	$727,000	2,097
Extraordinary gains, net	$0	16
Net income	$727,000	2,097
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	1,055
Cash dividends	$1,100,000	610
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$704,560	2,087
2003-12-31 (YTD Data)		Rank
Total interest income	$14,343,000	1,971
Total interest expense	$6,151,000	1,446
Net interest income	$8,192,000	2,384
Provision for loan and lease losses	$120,000	4,933
Total noninterest income	$2,236,000	2,136
Gross Fiduciary activities income	$301,000	709
Service charges on deposit accounts	$946,000	1,835
Trading account gains and fees	$0	160
Additional Noninterest Income	$989,000	2,406
Total noninterest expense	$5,847,000	2,653
Salaries and employee benefits	$3,192,000	2,632
Premises and equipment expense	$934,000	2,405
Additional noninterest expense	$1,721,000	2,732
Pre-tax net operating income	$4,461,000	1,803
Securities gains (losses)	$22,000	3,160
Applicable income taxes	$1,461,000	1,653
Income before extraordinary items	$3,022,000	2,029
Extraordinary gains, net	$0	54
Net income	$3,022,000	2,029
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$153,000	3,324
Cash dividends	$2,500,000	1,152
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,007,260	1,944
2003-09-30 (YTD Data)		Rank
Total interest income	$10,987,000	1,964
Total interest expense	$4,754,000	1,464
Net interest income	$6,233,000	2,345
Provision for loan and lease losses	$90,000	4,812
Total noninterest income	$1,749,000	2,111
Gross Fiduciary activities income	$274,000	655
Service charges on deposit accounts	$676,000	1,915
Trading account gains and fees	$0	153
Additional Noninterest Income	$799,000	2,373
Total noninterest expense	$4,343,000	2,681
Salaries and employee benefits	$2,373,000	2,666
Premises and equipment expense	$695,000	2,420
Additional noninterest expense	$1,275,000	2,740
Pre-tax net operating income	$3,549,000	1,764
Securities gains (losses)	$22,000	2,902
Applicable income taxes	$1,148,000	1,665
Income before extraordinary items	$2,423,000	1,985
Extraordinary gains, net	$0	40
Net income	$2,423,000	1,984
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	3,689
Cash dividends	$1,900,000	1,051
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,408,040	1,885
2003-06-30 (YTD Data)		Rank
Total interest income	$7,450,000	1,953
Total interest expense	$3,283,000	1,470
Net interest income	$4,167,000	2,329
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$1,091,000	2,213
Gross Fiduciary activities income	$181,000	662
Service charges on deposit accounts	$411,000	2,052
Trading account gains and fees	$0	150
Additional Noninterest Income	$499,000	2,439
Total noninterest expense	$2,880,000	2,697
Salaries and employee benefits	$1,561,000	2,687
Premises and equipment expense	$474,000	2,365
Additional noninterest expense	$845,000	2,749
Pre-tax net operating income	$2,318,000	1,795
Securities gains (losses)	$22,000	2,556
Applicable income taxes	$715,000	1,786
Income before extraordinary items	$1,625,000	1,958
Extraordinary gains, net	$0	30
Net income	$1,625,000	1,957
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	3,623
Cash dividends	$1,300,000	1,040
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,609,820	1,866
2003-03-31 (YTD Data)		Rank
Total interest income	$3,735,000	1,957
Total interest expense	$1,660,000	1,492
Net interest income	$2,075,000	2,345
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$494,000	2,300
Gross Fiduciary activities income	$90,000	676
Service charges on deposit accounts	$183,000	2,189
Trading account gains and fees	$0	134
Additional Noninterest Income	$221,000	2,545
Total noninterest expense	$1,446,000	2,671
Salaries and employee benefits	$784,000	2,663
Premises and equipment expense	$229,000	2,426
Additional noninterest expense	$433,000	2,662
Pre-tax net operating income	$1,093,000	1,886
Securities gains (losses)	$10,000	2,181
Applicable income taxes	$337,000	1,887
Income before extraordinary items	$766,000	2,051
Extraordinary gains, net	$0	21
Net income	$766,000	2,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,250
Cash dividends	$800,000	820
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$759,100	1,945
2002-12-31 (YTD Data)		Rank
Total interest income	$16,337,000	1,889
Total interest expense	$7,692,000	1,471
Net interest income	$8,645,000	2,238
Provision for loan and lease losses	$180,000	4,547
Total noninterest income	$1,983,000	2,143
Gross Fiduciary activities income	$346,000	673
Service charges on deposit accounts	$776,000	2,059
Trading account gains and fees	$0	153
Additional Noninterest Income	$861,000	2,386
Total noninterest expense	$5,625,000	2,626
Salaries and employee benefits	$3,040,000	2,594
Premises and equipment expense	$967,000	2,261
Additional noninterest expense	$1,618,000	2,778
Pre-tax net operating income	$4,823,000	1,687
Securities gains (losses)	$53,000	2,352
Applicable income taxes	$1,576,000	1,584
Income before extraordinary items	$3,300,000	1,818
Extraordinary gains, net	$0	70
Net income	$3,300,000	1,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$150,000	3,513
Cash dividends	$2,200,000	1,210
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,263,960	1,770
2001-12-31 (YTD Data)		Rank
Total interest income	$19,102,000	1,782
Total interest expense	$11,032,000	1,470
Net interest income	$8,070,000	2,224
Provision for loan and lease losses	$110,000	5,436
Total noninterest income	$1,755,000	2,238
Gross Fiduciary activities income	$340,000	693
Service charges on deposit accounts	$720,000	2,090
Trading account gains and fees	$0	177
Additional Noninterest Income	$695,000	2,587
Total noninterest expense	$5,498,000	2,570
Salaries and employee benefits	$2,964,000	2,534
Premises and equipment expense	$978,000	2,185
Additional noninterest expense	$1,556,000	2,779
Pre-tax net operating income	$4,217,000	1,676
Securities gains (losses)	$257,000	999
Applicable income taxes	$1,410,000	1,584
Income before extraordinary items	$3,064,000	1,717
Extraordinary gains, net	$0	105
Net income	$3,064,000	1,719
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$163,000	3,244
Cash dividends	$1,000,000	2,212
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,889,240	1,746
2000-12-31 (YTD Data)		Rank
Total interest income	$20,205,000	1,714
Total interest expense	$11,912,000	1,444
Net interest income	$8,293,000	2,131
Provision for loan and lease losses	$320,000	2,708
Total noninterest income	$1,648,000	2,183
Gross Fiduciary activities income	$361,000	683
Service charges on deposit accounts	$657,000	2,101
Trading account gains and fees	$0	180
Additional Noninterest Income	$630,000	2,558
Total noninterest expense	$5,103,000	2,665
Salaries and employee benefits	$2,825,000	2,526
Premises and equipment expense	$875,000	2,364
Additional noninterest expense	$1,403,000	2,979
Pre-tax net operating income	$4,518,000	1,624
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,452,000	1,554
Income before extraordinary items	$3,066,000	1,711
Extraordinary gains, net	$0	38
Net income	$3,066,000	1,711
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$146,000	2,906
Cash dividends	$1,950,000	1,392
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,066,000	1,704
1999-12-31 (YTD Data)		Rank
Total interest income	$18,359,000	1,772
Total interest expense	$10,168,000	1,476
Net interest income	$8,191,000	2,149
Provision for loan and lease losses	$180,000	3,760
Total noninterest income	$1,408,000	2,388
Gross Fiduciary activities income	$342,000	746
Service charges on deposit accounts	$612,000	2,176
Trading account gains and fees	$0	173
Additional Noninterest Income	$454,000	3,147
Total noninterest expense	$5,003,000	2,699
Salaries and employee benefits	$2,705,000	2,603
Premises and equipment expense	$873,000	2,325
Additional noninterest expense	$1,425,000	2,986
Pre-tax net operating income	$4,416,000	1,707
Securities gains (losses)	$4,000	2,267
Applicable income taxes	$1,420,000	1,665
Income before extraordinary items	$3,000,000	1,778
Extraordinary gains, net	$0	35
Net income	$3,000,000	1,779
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	4,603
Cash dividends	$1,450,000	1,734
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,997,280	1,750
1998-12-31 (YTD Data)		Rank
Total interest income	$17,075,000	1,890
Total interest expense	$9,451,000	1,630
Net interest income	$7,624,000	2,243
Provision for loan and lease losses	$104,000	5,028
Total noninterest income	$1,284,000	2,546
Gross Fiduciary activities income	$327,000	756
Service charges on deposit accounts	$544,000	2,368
Trading account gains and fees	$0	224
Additional Noninterest Income	$413,000	3,360
Total noninterest expense	$4,803,000	2,718
Salaries and employee benefits	$2,525,000	2,683
Premises and equipment expense	$854,000	2,285
Additional noninterest expense	$1,424,000	2,909
Pre-tax net operating income	$4,001,000	1,821
Securities gains (losses)	$19,000	2,467
Applicable income taxes	$1,316,000	1,832
Income before extraordinary items	$2,704,000	1,932
Extraordinary gains, net	$0	32
Net income	$2,704,000	1,931
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-91,000	10,227
Cash dividends	$1,400,000	1,743
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,691,270	1,870
1997-12-31 (YTD Data)		Rank
Total interest income	$14,836,000	2,204
Total interest expense	$7,683,000	2,001
Net interest income	$7,153,000	2,431
Provision for loan and lease losses	$0	8,829
Total noninterest income	$1,060,000	2,913
Gross Fiduciary activities income	$288,000	822
Service charges on deposit accounts	$451,000	2,885
Trading account gains and fees	$0	239
Additional Noninterest Income	$321,000	3,779
Total noninterest expense	$4,758,000	2,693
Salaries and employee benefits	$2,490,000	2,655
Premises and equipment expense	$750,000	2,573
Additional noninterest expense	$1,518,000	2,705
Pre-tax net operating income	$3,455,000	2,183
Securities gains (losses)	$7,000	2,566
Applicable income taxes	$1,132,000	2,200
Income before extraordinary items	$2,330,000	2,258
Extraordinary gains, net	$0	44
Net income	$2,330,000	2,258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$133,000	3,247
Cash dividends	$500,000	3,451
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,325,310	2,203
1996-12-31 (YTD Data)		Rank
Total interest income	$13,782,000	2,424
Total interest expense	$6,867,000	2,252
Net interest income	$6,915,000	2,554
Provision for loan and lease losses	$0	9,041
Total noninterest income	$1,069,000	2,966
Gross Fiduciary activities income	$269,000	896
Service charges on deposit accounts	$474,000	2,858
Trading account gains and fees	$0	262
Additional Noninterest Income	$326,000	3,887
Total noninterest expense	$4,228,000	3,173
Salaries and employee benefits	$2,346,000	2,852
Premises and equipment expense	$619,000	3,114
Additional noninterest expense	$1,263,000	3,623
Pre-tax net operating income	$3,756,000	1,929
Securities gains (losses)	$4,000	3,123
Applicable income taxes	$1,264,000	1,916
Income before extraordinary items	$2,496,000	1,982
Extraordinary gains, net	$0	53
Net income	$2,496,000	1,983
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-354,000	11,396
Cash dividends	$1,200,000	1,863
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,493,360	1,946
1995-12-31 (YTD Data)		Rank
Total interest income	$12,871,000	2,594
Total interest expense	$6,231,000	2,468
Net interest income	$6,640,000	2,684
Provision for loan and lease losses	$0	8,958
Total noninterest income	$974,000	3,159
Gross Fiduciary activities income	$274,000	927
Service charges on deposit accounts	$472,000	2,874
Trading account gains and fees	$0	522
Additional Noninterest Income	$228,000	4,745
Total noninterest expense	$4,262,000	3,140
Salaries and employee benefits	$2,323,000	2,873
Premises and equipment expense	$622,000	3,117
Additional noninterest expense	$1,317,000	3,456
Pre-tax net operating income	$3,352,000	2,193
Securities gains (losses)	$3,000	3,092
Applicable income taxes	$1,089,000	2,209
Income before extraordinary items	$2,266,000	2,222
Extraordinary gains, net	$0	65
Net income	$2,266,000	2,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$215,000	2,382
Cash dividends	$1,150,000	1,816
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,263,960	2,200
1994-12-31 (YTD Data)		Rank
Total interest income	$11,496,000	2,636
Total interest expense	$5,131,000	2,403
Net interest income	$6,365,000	2,846
Provision for loan and lease losses	$0	9,146
Total noninterest income	$1,073,000	2,957
Gross Fiduciary activities income	$249,000	967
Service charges on deposit accounts	$494,000	2,783
Trading account gains and fees	$0	475
Additional Noninterest Income	$330,000	3,851
Total noninterest expense	$4,446,000	3,087
Salaries and employee benefits	$2,313,000	2,858
Premises and equipment expense	$617,000	3,183
Additional noninterest expense	$1,516,000	3,260
Pre-tax net operating income	$2,992,000	2,385
Securities gains (losses)	$9,000	2,280
Applicable income taxes	$961,000	2,324
Income before extraordinary items	$2,040,000	2,377
Extraordinary gains, net	$0	249
Net income	$2,040,000	2,376
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	5,444
Cash dividends	$1,250,000	1,596
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,033,880	2,404
1993-12-31 (YTD Data)		Rank
Total interest income	$11,596,000	2,672
Total interest expense	$5,230,000	2,471
Net interest income	$6,366,000	2,848
Provision for loan and lease losses	$10,000	9,731
Total noninterest income	$1,138,000	3,036
Gross Fiduciary activities income	$244,000	1,005
Service charges on deposit accounts	$504,000	2,776
Trading account gains and fees	$0	532
Additional Noninterest Income	$390,000	3,812
Total noninterest expense	$4,440,000	3,155
Salaries and employee benefits	$2,200,000	2,981
Premises and equipment expense	$648,000	3,094
Additional noninterest expense	$1,592,000	3,332
Pre-tax net operating income	$3,054,000	2,233
Securities gains (losses)	$0	7,477
Applicable income taxes	$1,011,000	2,237
Income before extraordinary items	$2,043,000	2,455
Extraordinary gains, net	$130,000	1,350
Net income	$2,173,000	2,391
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$132,000	3,954
Cash dividends	$1,900,000	1,074
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$2,043,000	2,310
1992-12-31 (YTD Data)		Rank
Total interest income	$12,404,000	2,820
Total interest expense	$6,297,000	2,668
Net interest income	$6,107,000	2,994
Provision for loan and lease losses	$187,000	5,407
Total noninterest income	$983,000	3,368
Gross Fiduciary activities income	$229,000	1,048
Service charges on deposit accounts	$476,000	2,923
Trading account gains and fees	$0	504
Additional Noninterest Income	$278,000	4,646
Total noninterest expense	$4,449,000	3,193
Salaries and employee benefits	$2,053,000	3,150
Premises and equipment expense	$656,000	3,099
Additional noninterest expense	$1,740,000	3,147
Pre-tax net operating income	$2,454,000	2,537
Securities gains (losses)	$148,000	2,429
Applicable income taxes	$838,000	2,483
Income before extraordinary items	$1,764,000	2,605
Extraordinary gains, net	$0	1,422
Net income	$1,764,000	2,643
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	12,939
Cash dividends	$1,000,000	1,539
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,663,360	2,560

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.