Home > First National Bank of Muscatine > Net charge- offs to loans
First National Bank of Muscatine, Net charge- offs to loans
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0753% | 4,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1074% | 4,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2097% | 4,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2236% | 4,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0145% | 3,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1836% | 1,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1836% | 1,254 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1953% | 500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0514% | 571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0042% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0948% | 272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1008% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2183% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0565% | 4,053 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1123% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1415% | 4,250 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0584% | 1,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0058% | 581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0063% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2733% | 500 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0482% | 3,930 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4831% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1838% | 4,287 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0935% | 775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0088% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4466% | 311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3348% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1536% | 4,155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0389% | 4,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0176% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1591% | 4,486 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4637% | 4,496 |
| Percentage Net Loans Charged-off: Credit card loans | -2.5357% | 863 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2219% | 4,225 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1047% | 1,419 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0219% | 4,425 |
| Percentage Net Loans Charged-off:Construction & development | -0.6676% | 4,549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0012% | 1,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0307% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2435% | 1,911 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7656% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0318% | 4,240 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1317% | 1,094 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0287% | 4,532 |
| Percentage Net Loans Charged-off:Construction & development | -0.8609% | 4,585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 1,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0371% | 4,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1675% | 2,089 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0443% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1444% | 4,488 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1935% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0436% | 4,679 |
| Percentage Net Loans Charged-off:Construction & development | -1.3114% | 4,598 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 1,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 1,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0637% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2198% | 1,891 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9529% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1826% | 4,531 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0458% | 4,610 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0705% | 4,798 |
| Percentage Net Loans Charged-off:Construction & development | -2.5187% | 4,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0096% | 3,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1064% | 2,070 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2432% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2361% | 4,586 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0968% | 1,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 1,314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0733% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2322% | 1,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8525% | 958 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9639% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7420% | 1,014 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1161% | 1,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0505% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0945% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1014% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3194% | 949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7443% | 1,032 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5831% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6632% | 1,055 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1363% | 1,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0441% | 884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0824% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0883% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4898% | 658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7777% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3747% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6261% | 1,057 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 2,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0752% | 4,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4478% | 1,388 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1721% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0980% | 2,058 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 2,941 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0875% | 5,076 |
| Percentage Net Loans Charged-off:Construction & development | -1.1661% | 4,915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3302% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3199% | 4,393 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 4,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 4,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2609% | 1,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1427% | 685 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0682% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1523% | 606 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0366% | 2,346 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1109% | 5,173 |
| Percentage Net Loans Charged-off:Construction & development | -1.4834% | 4,976 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4402% | 161 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.6892% | 4,427 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0221% | 4,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 4,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3651% | 837 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5022% | 457 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4217% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5132% | 396 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 3,159 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1020% | 5,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6565% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.4970% | 4,461 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0332% | 4,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0352% | 4,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0483% | 1,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5396% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9365% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6316% | 337 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 2,229 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0266% | 4,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0336% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0661% | 5,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0700% | 5,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7268% | 1,038 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7939% | 1,014 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9557% | 713 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1314% | 1,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0406% | 1,663 |
| Percentage Net Loans Charged-off:Construction & development | -0.6097% | 5,082 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5170% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 2,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 2,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9666% | 363 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2144% | 268 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1158% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0112% | 4,584 |
| Percentage Net Loans Charged-off:Construction & development | -0.7496% | 5,138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 1,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0205% | 1,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3411% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1794% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6040% | 203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1420% | 1,306 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 4,682 |
| Percentage Net Loans Charged-off:Construction & development | -1.1635% | 5,209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0314% | 1,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 1,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8057% | 206 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1361% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1178% | 154 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2548% | 711 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0255% | 5,038 |
| Percentage Net Loans Charged-off:Construction & development | -2.5322% | 5,285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0671% | 890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0701% | 823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0202% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2934% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5198% | 86 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2382% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2051% | 643 |
| Percentage Net Loans Charged-off:Construction & development | -0.2733% | 5,116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7368% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0747% | 1,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0779% | 1,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3331% | 631 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4215% | 647 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4218% | 516 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1252% | 1,113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2697% | 856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2634% | 436 |
| Percentage Net Loans Charged-off:Construction & development | -0.2986% | 5,192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3380% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 1,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0568% | 1,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1712% | 657 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2843% | 538 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1147% | 970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1388% | 1,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0513% | 1,458 |
| Percentage Net Loans Charged-off:Construction & development | -0.4030% | 5,292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0865% | 1,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0900% | 1,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4849% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4276% | 1,111 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6619% | 379 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0471% | 998 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0829% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 4,379 |
| Percentage Net Loans Charged-off:Construction & development | -0.7015% | 5,399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0339% | 1,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0353% | 1,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2181% | 678 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2879% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3022% | 564 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0237% | 864 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1291% | 2,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 2,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0509% | 2,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0530% | 2,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0643% | 2,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2509% | 590 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5941% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2176% | 544 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2118% | 838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0884% | 2,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0303% | 2,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0538% | 2,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0560% | 1,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0892% | 1,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5159% | 1,447 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7498% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4931% | 1,383 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2607% | 706 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0725% | 2,350 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 4,771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 5,183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 5,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1331% | 1,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4902% | 1,382 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2840% | 559 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5109% | 1,241 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2916% | 585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0662% | 2,075 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 4,690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 5,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 5,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5940% | 1,167 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2835% | 1,127 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6864% | 928 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5047% | 391 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1848% | 6,248 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3170% | 6,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3539% | 6,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 3,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 3,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0042% | 4,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5407% | 1,719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7598% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5159% | 1,644 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0770% | 1,163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2743% | 6,375 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4240% | 6,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.8057% | 6,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 2,950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 2,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 4,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2741% | 2,342 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4161% | 646 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2580% | 2,244 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0636% | 1,092 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4499% | 6,498 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6731% | 6,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.6430% | 6,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0135% | 5,741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 5,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2917% | 2,047 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6375% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2525% | 2,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0342% | 1,076 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 3,604 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 5,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0228% | 5,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 5,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1985% | 2,166 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3326% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1837% | 2,086 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0374% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0790% | 4,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0809% | 3,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0735% | 2,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1098% | 2,916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3090% | 876 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1037% | 2,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3173% | 2,664 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2665% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2081% | 2,981 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1380% | 1,027 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0551% | 4,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0471% | 3,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0837% | 2,926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4231% | 707 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0735% | 2,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3113% | 2,456 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7392% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1448% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1468% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 3,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0636% | 3,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1126% | 2,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6542% | 527 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0966% | 2,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2904% | 2,347 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7486% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2333% | 2,393 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1273% | 872 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1072% | 2,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1073% | 2,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1904% | 1,714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1960% | 1,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5696% | 1,510 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5318% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4453% | 1,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1454% | 714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4662% | 2,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7000% | 1,473 |
| Percentage Net Loans Charged-off:Construction & development | -0.7521% | 6,276 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7820% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2069% | 2,953 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3634% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1738% | 3,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2529% | 6,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6355% | 1,345 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0736% | 3,950 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0697% | 1,329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5936% | 1,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8908% | 1,110 |
| Percentage Net Loans Charged-off:Construction & development | -0.9177% | 6,356 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1722% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2773% | 2,457 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8451% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2329% | 2,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3605% | 6,472 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0440% | 5,977 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3147% | 1,349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0978% | 3,554 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0580% | 1,224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9502% | 1,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2861% | 734 |
| Percentage Net Loans Charged-off:Construction & development | -0.8630% | 6,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0583% | 221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3445% | 2,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3542% | 1,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0346% | 5,636 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0888% | 5,992 |
| Percentage Net Loans Charged-off: Credit card loans | -2.0037% | 1,343 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1233% | 3,122 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0507% | 1,097 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0656% | 3,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0756% | 3,139 |
| Percentage Net Loans Charged-off:Construction & development | -1.6779% | 6,441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2259% | 2,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2321% | 1,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0233% | 5,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2219% | 2,463 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4487% | 1,270 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2955% | 2,090 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0662% | 819 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2211% | 4,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2306% | 3,757 |
| Percentage Net Loans Charged-off:Construction & development | 4.2998% | 1,112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0753% | 3,212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2156% | 3,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2218% | 3,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2194% | 3,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2528% | 3,752 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4514% | 618 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1275% | 4,134 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0684% | 1,422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2298% | 3,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2056% | 3,584 |
| Percentage Net Loans Charged-off:Construction & development | 5.6989% | 777 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1009% | 2,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0832% | 3,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0856% | 3,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4046% | 2,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2201% | 3,563 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1626% | 890 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2131% | 3,345 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0937% | 1,219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2671% | 3,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2107% | 3,294 |
| Percentage Net Loans Charged-off:Construction & development | 8.5476% | 497 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0415% | 3,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0428% | 3,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6263% | 1,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2430% | 3,198 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2359% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2214% | 3,002 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1044% | 1,073 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3164% | 2,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3995% | 2,119 |
| Percentage Net Loans Charged-off:Construction & development | 17.1405% | 183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 3,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 2,800 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0252% | 5,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3123% | 2,557 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0038% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1916% | 2,589 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1024% | 813 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1907% | 5,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1178% | 4,724 |
| Percentage Net Loans Charged-off:Construction & development | -1.4931% | 7,024 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1239% | 3,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2445% | 3,253 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9907% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1889% | 3,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6895% | 2,991 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1007% | 7,032 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0457% | 1,784 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1572% | 5,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1345% | 4,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2594% | 2,864 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5944% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1839% | 3,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3963% | 3,136 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1952% | 7,165 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1949% | 1,483 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0752% | 1,509 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0608% | 5,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0958% | 4,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1843% | 2,868 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8561% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0650% | 3,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0369% | 6,600 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2027% | 7,077 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2997% | 1,478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0372% | 1,428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0220% | 5,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 3,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0935% | 2,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0964% | 2,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0605% | 6,672 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2285% | 6,961 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0754% | 1,050 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8074% | 2,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0100% | 1,909 |
| Percentage Net Loans Charged-off:Construction & development | 5.4102% | 1,157 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8725% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2434% | 3,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2501% | 2,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0844% | 4,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3062% | 4,765 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6506% | 889 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1428% | 1,711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4592% | 3,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5659% | 2,286 |
| Percentage Net Loans Charged-off:Construction & development | 3.1995% | 1,368 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0349% | 806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1350% | 3,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1386% | 3,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0155% | 4,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3611% | 4,231 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1978% | 726 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1498% | 1,472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6282% | 2,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7874% | 1,621 |
| Percentage Net Loans Charged-off:Construction & development | 4.7070% | 871 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5394% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0966% | 3,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0991% | 2,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0292% | 7,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5087% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5278% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0815% | 1,422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0786% | 4,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0627% | 3,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1245% | 2,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1276% | 1,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0352% | 6,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7920% | 2,365 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7358% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0399% | 1,165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4670% | 2,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4947% | 1,705 |
| Percentage Net Loans Charged-off:Construction & development | 7.1163% | 322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3011% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 3,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0215% | 3,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4975% | 2,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2325% | 4,863 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3569% | 878 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0762% | 1,631 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3651% | 2,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4589% | 1,250 |
| Percentage Net Loans Charged-off:Construction & development | 5.7310% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4022% | 652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 7,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1087% | 3,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0273% | 5,378 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8161% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0632% | 1,418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5154% | 1,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6503% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 8.2593% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4867% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 7,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 7,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1623% | 2,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7663% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0572% | 1,260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1563% | 2,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1870% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | 3.4044% | 203 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0188% | 7,946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3708% | 2,829 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3172% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0395% | 984 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0256% | 5,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0199% | 3,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0796% | 1,240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 2,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0310% | 2,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1409% | 4,925 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2646% | 838 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1603% | 1,243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0158% | 5,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 2,794 |
| Percentage Net Loans Charged-off:Construction & development | 0.1064% | 737 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 7,765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 2,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 2,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0731% | 7,455 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6584% | 929 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1735% | 1,064 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 5,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 2,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.1577% | 449 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 7,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 7,694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 7,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1515% | 7,513 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3378% | 928 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1758% | 968 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0134% | 3,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 1,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.3084% | 207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 7,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 7,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0420% | 6,827 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6689% | 711 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0536% | 866 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 4,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 2,743 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 7,868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0389% | 2,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0399% | 1,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3248% | 3,751 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1762% | 1,229 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0832% | 1,304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0409% | 3,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 2,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 7,947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0536% | 1,574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0549% | 1,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4415% | 2,770 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2378% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0513% | 1,241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0496% | 3,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0417% | 1,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0148% | 8,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0831% | 1,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0852% | 1,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4110% | 2,674 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3623% | 946 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0398% | 1,103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0702% | 2,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0908% | 773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0182% | 8,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1749% | 560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1791% | 541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1167% | 3,452 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0089% | 6,144 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 7,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 7,973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 7,887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 7,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0022% | 6,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1472% | 5,404 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8396% | 1,240 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1493% | 1,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0025% | 7,313 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 7,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 7,994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 7,782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 7,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0029% | 6,754 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0786% | 7,746 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5871% | 1,174 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1281% | 1,065 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 7,020 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 8,014 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 7,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 7,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0043% | 6,711 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0984% | 7,585 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9009% | 967 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1714% | 855 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0096% | 6,989 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 7,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 8,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0087% | 6,782 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1988% | 7,658 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9864% | 2,045 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1180% | 688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0993% | 4,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 2,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0722% | 1,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0215% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0220% | 2,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3462% | 2,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8157% | 1,403 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0983% | 1,315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1244% | 3,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0448% | 2,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0993% | 775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 2,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0293% | 2,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4284% | 1,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0128% | 6,071 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7345% | 1,342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0917% | 1,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1558% | 2,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 2,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0432% | 1,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0440% | 1,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6363% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0192% | 5,575 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0550% | 1,089 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2697% | 1,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0370% | 1,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0596% | 1,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0608% | 1,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1662% | 748 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1163% | 7,621 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0591% | 814 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 5,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0729% | 2,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1031% | 1,089 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0735% | 2,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0743% | 1,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0020% | 4,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3976% | 4,738 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1776% | 1,384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0492% | 5,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0390% | 2,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1464% | 769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 2,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 2,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0025% | 4,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3234% | 4,705 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1541% | 1,235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0424% | 5,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 1,900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2442% | 524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2186% | 4,902 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 5,514 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 8,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 8,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 8,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0646% | 4,854 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 5,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0107% | 3,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 2,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0017% | 4,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9834% | 2,438 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8306% | 1,719 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 5,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 3,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0391% | 711 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 2,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0139% | 2,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0384% | 4,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7516% | 3,070 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6705% | 1,878 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0196% | 1,815 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0718% | 5,234 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 6,735 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0528% | 9,754 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0952% | 5,599 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2932% | 11,195 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1857% | 4,079 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0377% | 7,417 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1244% | 6,610 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0134% | 12,335 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |