Home > First National Bank of Muhlenberg County, Kentucky > Income and Expense
First National Bank of Muhlenberg County, Kentucky, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,348,000 | 4,044 |
| Total interest expense | $163,000 | 4,592 |
| Net interest income | $2,185,000 | 3,943 |
| Provision for loan and lease losses | $125,000 | 1,961 |
| Total noninterest income | $343,000 | 3,704 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $137,000 | 3,197 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $206,000 | 3,592 |
| Total noninterest expense | $1,845,000 | 3,942 |
| Salaries and employee benefits | $653,000 | 4,828 |
| Premises and equipment expense | $144,000 | 4,633 |
| Additional noninterest expense | $1,048,000 | 2,704 |
| Pre-tax net operating income | $558,000 | 4,020 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $133,000 | 2,814 |
| Income before extraordinary items | $425,000 | 4,212 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $425,000 | 4,214 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $425,000 | 4,215 |
| Net charge-offs | $25,000 | 2,802 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $425,000 | 4,150 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $950,000 | 4,512 |
| Total interest expense | $60,000 | 5,114 |
| Net interest income | $890,000 | 4,399 |
| Provision for loan and lease losses | $50,000 | 2,062 |
| Total noninterest income | $133,000 | 4,114 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $49,000 | 3,733 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $84,000 | 3,857 |
| Total noninterest expense | $661,000 | 4,693 |
| Salaries and employee benefits | $250,000 | 5,277 |
| Premises and equipment expense | $62,000 | 4,910 |
| Additional noninterest expense | $349,000 | 3,595 |
| Pre-tax net operating income | $312,000 | 3,816 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $83,000 | 2,604 |
| Income before extraordinary items | $229,000 | 4,076 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $229,000 | 4,079 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $229,000 | 4,079 |
| Net charge-offs | $-6,000 | 5,215 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $229,000 | 4,010 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,068,000 | 3,499 |
| Total interest expense | $1,089,000 | 2,445 |
| Net interest income | $4,979,000 | 3,663 |
| Provision for loan and lease losses | $150,000 | 2,763 |
| Total noninterest income | $896,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $429,000 | 2,553 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $467,000 | 3,357 |
| Total noninterest expense | $3,863,000 | 3,907 |
| Salaries and employee benefits | $1,691,000 | 4,365 |
| Premises and equipment expense | $418,000 | 3,992 |
| Additional noninterest expense | $1,754,000 | 3,177 |
| Pre-tax net operating income | $1,862,000 | 3,103 |
| Securities gains (losses) | $38,000 | 1,926 |
| Applicable income taxes | $486,000 | 2,228 |
| Income before extraordinary items | $1,414,000 | 3,343 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,414,000 | 3,344 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,414,000 | 3,344 |
| Net charge-offs | $397,000 | 1,734 |
| Cash dividends | $1,245,000 | 1,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,385,880 | 3,333 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,553,000 | 3,529 |
| Total interest expense | $840,000 | 2,415 |
| Net interest income | $3,713,000 | 3,697 |
| Provision for loan and lease losses | $75,000 | 3,094 |
| Total noninterest income | $679,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $339,000 | 2,467 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $340,000 | 3,439 |
| Total noninterest expense | $2,886,000 | 3,935 |
| Salaries and employee benefits | $1,259,000 | 4,387 |
| Premises and equipment expense | $314,000 | 4,046 |
| Additional noninterest expense | $1,313,000 | 3,180 |
| Pre-tax net operating income | $1,431,000 | 3,117 |
| Securities gains (losses) | $38,000 | 1,631 |
| Applicable income taxes | $375,000 | 2,251 |
| Income before extraordinary items | $1,094,000 | 3,331 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,094,000 | 3,331 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,094,000 | 3,332 |
| Net charge-offs | $344,000 | 1,482 |
| Cash dividends | $575,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,065,880 | 3,332 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 3,539 |
| Total interest expense | $570,000 | 2,411 |
| Net interest income | $2,450,000 | 3,722 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $466,000 | 3,238 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $248,000 | 2,280 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $218,000 | 3,494 |
| Total noninterest expense | $1,894,000 | 3,997 |
| Salaries and employee benefits | $830,000 | 4,451 |
| Premises and equipment expense | $208,000 | 4,097 |
| Additional noninterest expense | $856,000 | 3,250 |
| Pre-tax net operating income | $992,000 | 2,988 |
| Securities gains (losses) | $12,000 | 1,855 |
| Applicable income taxes | $254,000 | 2,188 |
| Income before extraordinary items | $750,000 | 3,227 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $750,000 | 3,233 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $750,000 | 3,233 |
| Net charge-offs | $-5,000 | 5,456 |
| Cash dividends | $550,000 | 1,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $741,000 | 3,198 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 3,578 |
| Total interest expense | $286,000 | 2,446 |
| Net interest income | $1,218,000 | 3,754 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $233,000 | 3,186 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $121,000 | 2,290 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $112,000 | 3,404 |
| Total noninterest expense | $936,000 | 4,059 |
| Salaries and employee benefits | $412,000 | 4,502 |
| Premises and equipment expense | $104,000 | 4,128 |
| Additional noninterest expense | $420,000 | 3,298 |
| Pre-tax net operating income | $500,000 | 2,895 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $124,000 | 2,166 |
| Income before extraordinary items | $376,000 | 3,128 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $376,000 | 3,130 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $376,000 | 3,131 |
| Net charge-offs | $-7,000 | 5,595 |
| Cash dividends | $500,000 | 1,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $376,000 | 3,092 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,247,000 | 3,526 |
| Total interest expense | $1,265,000 | 2,467 |
| Net interest income | $4,982,000 | 3,705 |
| Provision for loan and lease losses | $150,000 | 3,263 |
| Total noninterest income | $910,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $484,000 | 2,446 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $426,000 | 3,570 |
| Total noninterest expense | $3,818,000 | 4,027 |
| Salaries and employee benefits | $1,743,000 | 4,396 |
| Premises and equipment expense | $411,000 | 4,161 |
| Additional noninterest expense | $1,664,000 | 3,400 |
| Pre-tax net operating income | $1,924,000 | 2,939 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $462,000 | 2,244 |
| Income before extraordinary items | $1,462,000 | 3,204 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,462,000 | 3,207 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,462,000 | 3,208 |
| Net charge-offs | $218,000 | 2,918 |
| Cash dividends | $827,000 | 2,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,462,000 | 3,144 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,680,000 | 3,559 |
| Total interest expense | $966,000 | 2,508 |
| Net interest income | $3,714,000 | 3,737 |
| Provision for loan and lease losses | $135,000 | 3,044 |
| Total noninterest income | $685,000 | 3,425 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $356,000 | 2,497 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $329,000 | 3,609 |
| Total noninterest expense | $2,900,000 | 4,016 |
| Salaries and employee benefits | $1,354,000 | 4,324 |
| Premises and equipment expense | $302,000 | 4,237 |
| Additional noninterest expense | $1,244,000 | 3,403 |
| Pre-tax net operating income | $1,364,000 | 3,104 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $318,000 | 2,382 |
| Income before extraordinary items | $1,046,000 | 3,343 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,046,000 | 3,346 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,046,000 | 3,347 |
| Net charge-offs | $70,000 | 3,601 |
| Cash dividends | $477,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,046,000 | 3,260 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,094,000 | 3,585 |
| Total interest expense | $653,000 | 2,537 |
| Net interest income | $2,441,000 | 3,784 |
| Provision for loan and lease losses | $90,000 | 3,034 |
| Total noninterest income | $454,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $231,000 | 2,517 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $223,000 | 3,626 |
| Total noninterest expense | $1,898,000 | 4,081 |
| Salaries and employee benefits | $913,000 | 4,332 |
| Premises and equipment expense | $194,000 | 4,332 |
| Additional noninterest expense | $791,000 | 3,529 |
| Pre-tax net operating income | $907,000 | 3,077 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $211,000 | 2,382 |
| Income before extraordinary items | $696,000 | 3,322 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $696,000 | 3,323 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $696,000 | 3,325 |
| Net charge-offs | $48,000 | 3,385 |
| Cash dividends | $306,000 | 2,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $696,000 | 3,233 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 3,622 |
| Total interest expense | $328,000 | 2,584 |
| Net interest income | $1,216,000 | 3,807 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $227,000 | 3,454 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $112,000 | 2,582 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $115,000 | 3,568 |
| Total noninterest expense | $927,000 | 4,190 |
| Salaries and employee benefits | $436,000 | 4,478 |
| Premises and equipment expense | $96,000 | 4,398 |
| Additional noninterest expense | $395,000 | 3,536 |
| Pre-tax net operating income | $471,000 | 2,982 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $111,000 | 2,295 |
| Income before extraordinary items | $360,000 | 3,219 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $360,000 | 3,219 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $360,000 | 3,221 |
| Net charge-offs | $84,000 | 2,029 |
| Cash dividends | $187,000 | 1,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $360,000 | 3,123 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,576,000 | 3,606 |
| Total interest expense | $1,455,000 | 2,792 |
| Net interest income | $5,121,000 | 3,759 |
| Provision for loan and lease losses | $240,000 | 3,678 |
| Total noninterest income | $821,000 | 3,603 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $407,000 | 2,906 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $414,000 | 3,599 |
| Total noninterest expense | $3,793,000 | 4,182 |
| Salaries and employee benefits | $1,799,000 | 4,405 |
| Premises and equipment expense | $405,000 | 4,283 |
| Additional noninterest expense | $1,589,000 | 3,646 |
| Pre-tax net operating income | $1,909,000 | 2,900 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $452,000 | 2,284 |
| Income before extraordinary items | $1,457,000 | 3,182 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,457,000 | 3,182 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,457,000 | 3,182 |
| Net charge-offs | $274,000 | 3,418 |
| Cash dividends | $897,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,457,000 | 3,045 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 3,660 |
| Total interest expense | $1,104,000 | 2,855 |
| Net interest income | $3,868,000 | 3,793 |
| Provision for loan and lease losses | $195,000 | 3,557 |
| Total noninterest income | $623,000 | 3,616 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $303,000 | 2,949 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $320,000 | 3,594 |
| Total noninterest expense | $2,833,000 | 4,211 |
| Salaries and employee benefits | $1,335,000 | 4,445 |
| Premises and equipment expense | $304,000 | 4,326 |
| Additional noninterest expense | $1,194,000 | 3,676 |
| Pre-tax net operating income | $1,463,000 | 2,938 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $352,000 | 2,307 |
| Income before extraordinary items | $1,111,000 | 3,224 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,111,000 | 3,225 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,111,000 | 3,224 |
| Net charge-offs | $112,000 | 3,862 |
| Cash dividends | $612,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,111,000 | 3,080 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,323,000 | 3,672 |
| Total interest expense | $745,000 | 2,918 |
| Net interest income | $2,578,000 | 3,808 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $394,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $185,000 | 3,122 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $209,000 | 3,614 |
| Total noninterest expense | $1,873,000 | 4,247 |
| Salaries and employee benefits | $890,000 | 4,470 |
| Premises and equipment expense | $199,000 | 4,380 |
| Additional noninterest expense | $784,000 | 3,713 |
| Pre-tax net operating income | $949,000 | 2,956 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $227,000 | 2,328 |
| Income before extraordinary items | $722,000 | 3,270 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $722,000 | 3,269 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $722,000 | 3,271 |
| Net charge-offs | $51,000 | 4,016 |
| Cash dividends | $340,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $722,000 | 3,100 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 3,697 |
| Total interest expense | $383,000 | 2,956 |
| Net interest income | $1,287,000 | 3,833 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $190,000 | 3,745 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $88,000 | 3,201 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $102,000 | 3,682 |
| Total noninterest expense | $938,000 | 4,262 |
| Salaries and employee benefits | $457,000 | 4,427 |
| Premises and equipment expense | $100,000 | 4,398 |
| Additional noninterest expense | $381,000 | 3,761 |
| Pre-tax net operating income | $464,000 | 3,022 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $111,000 | 2,346 |
| Income before extraordinary items | $353,000 | 3,330 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $353,000 | 3,334 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $353,000 | 3,334 |
| Net charge-offs | $47,000 | 3,063 |
| Cash dividends | $200,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $353,000 | 3,162 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,137,000 | 3,625 |
| Total interest expense | $1,745,000 | 3,069 |
| Net interest income | $5,392,000 | 3,728 |
| Provision for loan and lease losses | $360,000 | 3,874 |
| Total noninterest income | $791,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $417,000 | 2,944 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $374,000 | 3,527 |
| Total noninterest expense | $3,765,000 | 4,287 |
| Salaries and employee benefits | $1,805,000 | 4,436 |
| Premises and equipment expense | $426,000 | 4,426 |
| Additional noninterest expense | $1,534,000 | 3,798 |
| Pre-tax net operating income | $2,058,000 | 2,448 |
| Securities gains (losses) | $-3,000 | 6,779 |
| Applicable income taxes | $520,000 | 1,989 |
| Income before extraordinary items | $1,535,000 | 2,731 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,535,000 | 2,733 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,535,000 | 2,733 |
| Net charge-offs | $75,000 | 5,207 |
| Cash dividends | $1,651,000 | 1,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,537,250 | 2,638 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,402,000 | 3,647 |
| Total interest expense | $1,348,000 | 3,112 |
| Net interest income | $4,054,000 | 3,742 |
| Provision for loan and lease losses | $285,000 | 3,683 |
| Total noninterest income | $607,000 | 3,503 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $323,000 | 2,886 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $284,000 | 3,539 |
| Total noninterest expense | $2,815,000 | 4,304 |
| Salaries and employee benefits | $1,332,000 | 4,488 |
| Premises and equipment expense | $319,000 | 4,473 |
| Additional noninterest expense | $1,164,000 | 3,760 |
| Pre-tax net operating income | $1,561,000 | 2,504 |
| Securities gains (losses) | $-6,000 | 6,969 |
| Applicable income taxes | $397,000 | 1,952 |
| Income before extraordinary items | $1,158,000 | 2,784 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,158,000 | 2,786 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,158,000 | 2,786 |
| Net charge-offs | $26,000 | 5,405 |
| Cash dividends | $1,500,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,162,440 | 2,683 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,615,000 | 3,666 |
| Total interest expense | $924,000 | 3,150 |
| Net interest income | $2,691,000 | 3,769 |
| Provision for loan and lease losses | $210,000 | 3,454 |
| Total noninterest income | $405,000 | 3,529 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $205,000 | 2,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $200,000 | 3,489 |
| Total noninterest expense | $1,878,000 | 4,336 |
| Salaries and employee benefits | $881,000 | 4,552 |
| Premises and equipment expense | $212,000 | 4,529 |
| Additional noninterest expense | $785,000 | 3,795 |
| Pre-tax net operating income | $1,008,000 | 2,521 |
| Securities gains (losses) | $-6,000 | 7,032 |
| Applicable income taxes | $255,000 | 1,972 |
| Income before extraordinary items | $747,000 | 2,794 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $747,000 | 2,795 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $747,000 | 2,795 |
| Net charge-offs | $10,000 | 5,333 |
| Cash dividends | $1,311,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $751,500 | 2,700 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 3,664 |
| Total interest expense | $472,000 | 3,192 |
| Net interest income | $1,345,000 | 3,761 |
| Provision for loan and lease losses | $105,000 | 3,279 |
| Total noninterest income | $199,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $100,000 | 2,979 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $99,000 | 3,590 |
| Total noninterest expense | $933,000 | 4,385 |
| Salaries and employee benefits | $445,000 | 4,536 |
| Premises and equipment expense | $103,000 | 4,637 |
| Additional noninterest expense | $385,000 | 3,830 |
| Pre-tax net operating income | $506,000 | 2,534 |
| Securities gains (losses) | $-6,000 | 7,119 |
| Applicable income taxes | $127,000 | 1,939 |
| Income before extraordinary items | $373,000 | 2,811 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $373,000 | 2,810 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $373,000 | 2,811 |
| Net charge-offs | $11,000 | 4,347 |
| Cash dividends | $1,095,000 | 354 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $377,500 | 2,729 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,460,000 | 3,742 |
| Total interest expense | $2,219,000 | 3,284 |
| Net interest income | $5,241,000 | 3,833 |
| Provision for loan and lease losses | $475,000 | 4,215 |
| Total noninterest income | $853,000 | 3,525 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $496,000 | 2,657 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $357,000 | 3,691 |
| Total noninterest expense | $3,733,000 | 4,412 |
| Salaries and employee benefits | $1,748,000 | 4,607 |
| Premises and equipment expense | $423,000 | 4,615 |
| Additional noninterest expense | $1,562,000 | 3,890 |
| Pre-tax net operating income | $1,886,000 | 2,349 |
| Securities gains (losses) | $-34,000 | 7,118 |
| Applicable income taxes | $466,000 | 1,954 |
| Income before extraordinary items | $1,386,000 | 2,632 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,386,000 | 2,629 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,386,000 | 2,634 |
| Net charge-offs | $362,000 | 4,061 |
| Cash dividends | $1,000,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,411,500 | 2,509 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,629,000 | 3,802 |
| Total interest expense | $1,729,000 | 3,313 |
| Net interest income | $3,900,000 | 3,906 |
| Provision for loan and lease losses | $350,000 | 4,106 |
| Total noninterest income | $651,000 | 3,532 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $380,000 | 2,680 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $271,000 | 3,703 |
| Total noninterest expense | $2,814,000 | 4,406 |
| Salaries and employee benefits | $1,306,000 | 4,655 |
| Premises and equipment expense | $318,000 | 4,695 |
| Additional noninterest expense | $1,190,000 | 3,830 |
| Pre-tax net operating income | $1,387,000 | 2,530 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $349,000 | 2,004 |
| Income before extraordinary items | $1,038,000 | 2,822 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,038,000 | 2,816 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,038,000 | 2,821 |
| Net charge-offs | $329,000 | 3,610 |
| Cash dividends | $302,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,038,000 | 2,690 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 3,837 |
| Total interest expense | $1,165,000 | 3,387 |
| Net interest income | $2,575,000 | 3,935 |
| Provision for loan and lease losses | $200,000 | 4,223 |
| Total noninterest income | $429,000 | 3,511 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $253,000 | 2,697 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $176,000 | 3,717 |
| Total noninterest expense | $1,868,000 | 4,441 |
| Salaries and employee benefits | $866,000 | 4,697 |
| Premises and equipment expense | $211,000 | 4,717 |
| Additional noninterest expense | $791,000 | 3,823 |
| Pre-tax net operating income | $936,000 | 2,502 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $237,000 | 1,968 |
| Income before extraordinary items | $699,000 | 2,773 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $699,000 | 2,769 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $699,000 | 2,772 |
| Net charge-offs | $80,000 | 4,475 |
| Cash dividends | $151,000 | 2,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $699,000 | 2,671 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 3,938 |
| Total interest expense | $582,000 | 3,519 |
| Net interest income | $1,260,000 | 4,023 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $199,000 | 3,650 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $120,000 | 2,794 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $79,000 | 3,934 |
| Total noninterest expense | $932,000 | 4,482 |
| Salaries and employee benefits | $435,000 | 4,750 |
| Premises and equipment expense | $105,000 | 4,820 |
| Additional noninterest expense | $392,000 | 3,838 |
| Pre-tax net operating income | $452,000 | 2,596 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $114,000 | 1,996 |
| Income before extraordinary items | $338,000 | 2,898 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $338,000 | 2,894 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $338,000 | 2,898 |
| Net charge-offs | $26,000 | 4,249 |
| Cash dividends | $151,000 | 1,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $338,000 | 2,781 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,489,000 | 4,004 |
| Total interest expense | $2,579,000 | 3,808 |
| Net interest income | $4,910,000 | 3,998 |
| Provision for loan and lease losses | $229,000 | 5,625 |
| Total noninterest income | $839,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $538,000 | 2,739 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $301,000 | 3,979 |
| Total noninterest expense | $3,729,000 | 4,537 |
| Salaries and employee benefits | $1,698,000 | 4,825 |
| Premises and equipment expense | $427,000 | 4,812 |
| Additional noninterest expense | $1,604,000 | 3,900 |
| Pre-tax net operating income | $1,791,000 | 2,096 |
| Securities gains (losses) | $7,000 | 3,362 |
| Applicable income taxes | $462,000 | 1,615 |
| Income before extraordinary items | $1,336,000 | 2,302 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,336,000 | 2,298 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,336,000 | 2,300 |
| Net charge-offs | $240,000 | 4,778 |
| Cash dividends | $392,000 | 2,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,330,820 | 2,271 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,607,000 | 4,059 |
| Total interest expense | $1,945,000 | 3,920 |
| Net interest income | $3,662,000 | 4,010 |
| Provision for loan and lease losses | $154,000 | 5,479 |
| Total noninterest income | $632,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $399,000 | 2,773 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $233,000 | 4,020 |
| Total noninterest expense | $2,798,000 | 4,550 |
| Salaries and employee benefits | $1,259,000 | 4,892 |
| Premises and equipment expense | $318,000 | 4,878 |
| Additional noninterest expense | $1,221,000 | 3,830 |
| Pre-tax net operating income | $1,342,000 | 2,253 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $347,000 | 1,780 |
| Income before extraordinary items | $996,000 | 2,487 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $996,000 | 2,485 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $996,000 | 2,488 |
| Net charge-offs | $149,000 | 4,617 |
| Cash dividends | $337,000 | 2,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $995,260 | 2,439 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,726,000 | 4,102 |
| Total interest expense | $1,310,000 | 4,007 |
| Net interest income | $2,416,000 | 4,022 |
| Provision for loan and lease losses | $94,000 | 5,398 |
| Total noninterest income | $407,000 | 3,806 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $253,000 | 2,834 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $154,000 | 4,069 |
| Total noninterest expense | $1,870,000 | 4,571 |
| Salaries and employee benefits | $845,000 | 4,931 |
| Premises and equipment expense | $201,000 | 5,060 |
| Additional noninterest expense | $824,000 | 3,794 |
| Pre-tax net operating income | $859,000 | 2,384 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $222,000 | 1,852 |
| Income before extraordinary items | $638,000 | 2,659 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $638,000 | 2,656 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $638,000 | 2,658 |
| Net charge-offs | $121,000 | 4,040 |
| Cash dividends | $186,000 | 2,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $637,260 | 2,576 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 4,210 |
| Total interest expense | $664,000 | 4,090 |
| Net interest income | $1,150,000 | 4,137 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $195,000 | 3,860 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $116,000 | 2,969 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $79,000 | 4,030 |
| Total noninterest expense | $896,000 | 4,627 |
| Salaries and employee benefits | $424,000 | 4,962 |
| Premises and equipment expense | $101,000 | 5,089 |
| Additional noninterest expense | $371,000 | 3,792 |
| Pre-tax net operating income | $419,000 | 2,706 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $109,000 | 2,100 |
| Income before extraordinary items | $311,000 | 3,062 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $311,000 | 3,063 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $311,000 | 3,063 |
| Net charge-offs | $130,000 | 2,571 |
| Cash dividends | $186,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $310,260 | 2,921 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,637,000 | 4,251 |
| Total interest expense | $3,087,000 | 4,179 |
| Net interest income | $4,550,000 | 4,197 |
| Provision for loan and lease losses | $56,000 | 6,508 |
| Total noninterest income | $691,000 | 4,165 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $416,000 | 3,384 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $275,000 | 4,258 |
| Total noninterest expense | $3,476,000 | 4,667 |
| Salaries and employee benefits | $1,718,000 | 4,934 |
| Premises and equipment expense | $405,000 | 5,052 |
| Additional noninterest expense | $1,353,000 | 3,905 |
| Pre-tax net operating income | $1,709,000 | 2,794 |
| Securities gains (losses) | $-4,000 | 6,940 |
| Applicable income taxes | $451,000 | 1,945 |
| Income before extraordinary items | $1,254,000 | 2,828 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,254,000 | 2,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 3,404 |
| Cash dividends | $587,000 | 3,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,256,960 | 2,968 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,750,000 | 4,314 |
| Total interest expense | $2,367,000 | 4,235 |
| Net interest income | $3,383,000 | 4,245 |
| Provision for loan and lease losses | $30,000 | 6,263 |
| Total noninterest income | $491,000 | 4,366 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $281,000 | 3,611 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $210,000 | 4,324 |
| Total noninterest expense | $2,585,000 | 4,673 |
| Salaries and employee benefits | $1,268,000 | 4,999 |
| Premises and equipment expense | $301,000 | 5,101 |
| Additional noninterest expense | $1,016,000 | 3,818 |
| Pre-tax net operating income | $1,259,000 | 3,215 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $334,000 | 2,345 |
| Income before extraordinary items | $925,000 | 3,258 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $925,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,853 |
| Cash dividends | $587,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $925,000 | 3,400 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,820,000 | 4,379 |
| Total interest expense | $1,619,000 | 4,292 |
| Net interest income | $2,201,000 | 4,314 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $322,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $181,000 | 3,680 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $141,000 | 4,410 |
| Total noninterest expense | $1,704,000 | 4,729 |
| Salaries and employee benefits | $833,000 | 5,095 |
| Premises and equipment expense | $197,000 | 5,192 |
| Additional noninterest expense | $674,000 | 3,818 |
| Pre-tax net operating income | $789,000 | 3,456 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $207,000 | 2,649 |
| Income before extraordinary items | $582,000 | 3,707 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $582,000 | 3,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,261 |
| Cash dividends | $386,000 | 2,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $582,000 | 3,645 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,904,000 | 4,470 |
| Total interest expense | $833,000 | 4,406 |
| Net interest income | $1,071,000 | 4,398 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $152,000 | 4,585 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $86,000 | 3,747 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $66,000 | 4,521 |
| Total noninterest expense | $849,000 | 4,756 |
| Salaries and employee benefits | $408,000 | 5,172 |
| Premises and equipment expense | $98,000 | 5,215 |
| Additional noninterest expense | $343,000 | 3,727 |
| Pre-tax net operating income | $359,000 | 3,775 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $91,000 | 2,912 |
| Income before extraordinary items | $268,000 | 4,056 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $268,000 | 4,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $336,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $268,000 | 3,964 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,552,000 | 4,531 |
| Total interest expense | $3,559,000 | 4,294 |
| Net interest income | $3,993,000 | 4,628 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $668,000 | 4,408 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $421,000 | 3,430 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $247,000 | 4,621 |
| Total noninterest expense | $3,362,000 | 4,656 |
| Salaries and employee benefits | $1,605,000 | 5,092 |
| Premises and equipment expense | $415,000 | 4,907 |
| Additional noninterest expense | $1,342,000 | 3,745 |
| Pre-tax net operating income | $1,299,000 | 4,186 |
| Securities gains (losses) | $-12,000 | 7,599 |
| Applicable income taxes | $325,000 | 3,283 |
| Income before extraordinary items | $962,000 | 4,397 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $962,000 | 4,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,750 |
| Cash dividends | $384,000 | 4,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $971,000 | 4,377 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,572,000 | 4,586 |
| Total interest expense | $2,653,000 | 4,327 |
| Net interest income | $2,919,000 | 4,721 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $481,000 | 4,505 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $307,000 | 3,475 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $174,000 | 4,776 |
| Total noninterest expense | $2,487,000 | 4,680 |
| Salaries and employee benefits | $1,196,000 | 5,104 |
| Premises and equipment expense | $311,000 | 4,903 |
| Additional noninterest expense | $980,000 | 3,770 |
| Pre-tax net operating income | $913,000 | 4,563 |
| Securities gains (losses) | $-10,000 | 7,777 |
| Applicable income taxes | $226,000 | 3,564 |
| Income before extraordinary items | $677,000 | 4,747 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $677,000 | 4,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 1,899 |
| Cash dividends | $354,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $684,500 | 4,708 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,661,000 | 4,641 |
| Total interest expense | $1,763,000 | 4,346 |
| Net interest income | $1,898,000 | 4,826 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $316,000 | 4,557 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $200,000 | 3,521 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $116,000 | 4,822 |
| Total noninterest expense | $1,643,000 | 4,722 |
| Salaries and employee benefits | $794,000 | 5,160 |
| Premises and equipment expense | $207,000 | 4,923 |
| Additional noninterest expense | $642,000 | 3,806 |
| Pre-tax net operating income | $571,000 | 4,787 |
| Securities gains (losses) | $-7,000 | 7,919 |
| Applicable income taxes | $142,000 | 3,717 |
| Income before extraordinary items | $422,000 | 4,941 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $422,000 | 4,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 1,577 |
| Cash dividends | $202,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $427,250 | 4,915 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,811,000 | 4,679 |
| Total interest expense | $879,000 | 4,334 |
| Net interest income | $932,000 | 4,898 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $146,000 | 4,704 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $89,000 | 3,686 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $57,000 | 4,859 |
| Total noninterest expense | $828,000 | 4,701 |
| Salaries and employee benefits | $395,000 | 5,209 |
| Premises and equipment expense | $101,000 | 5,017 |
| Additional noninterest expense | $332,000 | 3,665 |
| Pre-tax net operating income | $250,000 | 5,050 |
| Securities gains (losses) | $-1,000 | 7,986 |
| Applicable income taxes | $62,000 | 3,863 |
| Income before extraordinary items | $187,000 | 5,219 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $187,000 | 5,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,253 |
| Cash dividends | $182,000 | 2,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $187,750 | 5,202 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,901,000 | 4,608 |
| Total interest expense | $2,997,000 | 4,321 |
| Net interest income | $3,904,000 | 4,726 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $628,000 | 4,613 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $417,000 | 3,446 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $211,000 | 5,019 |
| Total noninterest expense | $3,261,000 | 4,613 |
| Salaries and employee benefits | $1,628,000 | 4,929 |
| Premises and equipment expense | $430,000 | 4,707 |
| Additional noninterest expense | $1,203,000 | 3,925 |
| Pre-tax net operating income | $1,211,000 | 4,764 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $333,000 | 3,660 |
| Income before extraordinary items | $878,000 | 5,004 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $878,000 | 5,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,226 |
| Cash dividends | $384,000 | 4,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $878,000 | 4,997 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,094,000 | 4,643 |
| Total interest expense | $2,128,000 | 4,377 |
| Net interest income | $2,966,000 | 4,727 |
| Provision for loan and lease losses | $60,000 | 4,851 |
| Total noninterest income | $488,000 | 4,535 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $331,000 | 3,348 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $157,000 | 5,043 |
| Total noninterest expense | $2,413,000 | 4,650 |
| Salaries and employee benefits | $1,200,000 | 4,973 |
| Premises and equipment expense | $319,000 | 4,734 |
| Additional noninterest expense | $894,000 | 3,940 |
| Pre-tax net operating income | $981,000 | 4,760 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $275,000 | 3,696 |
| Income before extraordinary items | $706,000 | 4,988 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $706,000 | 4,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,208 |
| Cash dividends | $344,000 | 3,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $706,000 | 4,985 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,346,000 | 4,643 |
| Total interest expense | $1,311,000 | 4,459 |
| Net interest income | $2,035,000 | 4,672 |
| Provision for loan and lease losses | $52,000 | 4,390 |
| Total noninterest income | $314,000 | 4,614 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $208,000 | 3,467 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $106,000 | 5,005 |
| Total noninterest expense | $1,610,000 | 4,655 |
| Salaries and employee benefits | $807,000 | 4,959 |
| Premises and equipment expense | $210,000 | 4,785 |
| Additional noninterest expense | $593,000 | 3,951 |
| Pre-tax net operating income | $687,000 | 4,676 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $196,000 | 3,646 |
| Income before extraordinary items | $491,000 | 4,919 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $491,000 | 4,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,062 |
| Cash dividends | $192,000 | 3,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $491,000 | 4,910 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 4,689 |
| Total interest expense | $619,000 | 4,494 |
| Net interest income | $999,000 | 4,721 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $153,000 | 4,624 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $101,000 | 3,453 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,040 |
| Total noninterest expense | $805,000 | 4,668 |
| Salaries and employee benefits | $400,000 | 5,013 |
| Premises and equipment expense | $103,000 | 4,872 |
| Additional noninterest expense | $302,000 | 3,867 |
| Pre-tax net operating income | $317,000 | 4,817 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $90,000 | 3,735 |
| Income before extraordinary items | $227,000 | 5,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $227,000 | 5,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $152,000 | 2,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $227,000 | 5,048 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,309,000 | 4,476 |
| Total interest expense | $2,185,000 | 4,180 |
| Net interest income | $4,124,000 | 4,524 |
| Provision for loan and lease losses | $255,000 | 3,113 |
| Total noninterest income | $637,000 | 4,637 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $457,000 | 3,244 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $180,000 | 5,377 |
| Total noninterest expense | $3,356,000 | 4,434 |
| Salaries and employee benefits | $1,669,000 | 4,723 |
| Premises and equipment expense | $461,000 | 4,421 |
| Additional noninterest expense | $1,226,000 | 3,812 |
| Pre-tax net operating income | $1,150,000 | 5,001 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $324,000 | 4,035 |
| Income before extraordinary items | $826,000 | 5,274 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $826,000 | 5,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,855 |
| Cash dividends | $772,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $826,000 | 5,246 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,713,000 | 4,438 |
| Total interest expense | $1,579,000 | 4,149 |
| Net interest income | $3,134,000 | 4,501 |
| Provision for loan and lease losses | $210,000 | 2,870 |
| Total noninterest income | $471,000 | 4,710 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $342,000 | 3,263 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $129,000 | 5,472 |
| Total noninterest expense | $2,532,000 | 4,380 |
| Salaries and employee benefits | $1,252,000 | 4,684 |
| Premises and equipment expense | $347,000 | 4,392 |
| Additional noninterest expense | $933,000 | 3,701 |
| Pre-tax net operating income | $863,000 | 5,127 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $249,000 | 4,094 |
| Income before extraordinary items | $614,000 | 5,393 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $614,000 | 5,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,611 |
| Cash dividends | $367,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $614,000 | 5,362 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,107,000 | 4,402 |
| Total interest expense | $999,000 | 4,138 |
| Net interest income | $2,108,000 | 4,452 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $313,000 | 4,676 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $222,000 | 3,268 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $91,000 | 5,365 |
| Total noninterest expense | $1,672,000 | 4,395 |
| Salaries and employee benefits | $824,000 | 4,715 |
| Premises and equipment expense | $230,000 | 4,380 |
| Additional noninterest expense | $618,000 | 3,710 |
| Pre-tax net operating income | $599,000 | 5,013 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $178,000 | 3,989 |
| Income before extraordinary items | $416,000 | 5,350 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $416,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,314 |
| Cash dividends | $197,000 | 3,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $419,500 | 5,287 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 4,447 |
| Total interest expense | $464,000 | 4,241 |
| Net interest income | $1,055,000 | 4,449 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $159,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $107,000 | 3,293 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,105 |
| Total noninterest expense | $842,000 | 4,394 |
| Salaries and employee benefits | $413,000 | 4,716 |
| Premises and equipment expense | $116,000 | 4,396 |
| Additional noninterest expense | $313,000 | 3,683 |
| Pre-tax net operating income | $297,000 | 5,020 |
| Securities gains (losses) | $-5,000 | 8,378 |
| Applicable income taxes | $87,000 | 3,995 |
| Income before extraordinary items | $205,000 | 5,351 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $205,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,291 |
| Cash dividends | $169,000 | 2,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $208,500 | 5,286 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,044,000 | 4,243 |
| Total interest expense | $1,684,000 | 4,170 |
| Net interest income | $4,360,000 | 4,219 |
| Provision for loan and lease losses | $465,000 | 2,077 |
| Total noninterest income | $572,000 | 4,935 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $421,000 | 3,519 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $151,000 | 5,675 |
| Total noninterest expense | $3,457,000 | 4,220 |
| Salaries and employee benefits | $1,678,000 | 4,570 |
| Premises and equipment expense | $466,000 | 4,304 |
| Additional noninterest expense | $1,313,000 | 3,498 |
| Pre-tax net operating income | $1,010,000 | 5,210 |
| Securities gains (losses) | $118,000 | 1,136 |
| Applicable income taxes | $318,000 | 4,089 |
| Income before extraordinary items | $810,000 | 5,238 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $810,000 | 5,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $620,000 | 1,127 |
| Cash dividends | $366,000 | 4,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $725,040 | 5,418 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,509,000 | 4,236 |
| Total interest expense | $1,226,000 | 4,215 |
| Net interest income | $3,283,000 | 4,190 |
| Provision for loan and lease losses | $360,000 | 1,934 |
| Total noninterest income | $412,000 | 5,060 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $311,000 | 3,576 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $101,000 | 5,900 |
| Total noninterest expense | $2,652,000 | 4,108 |
| Salaries and employee benefits | $1,271,000 | 4,488 |
| Premises and equipment expense | $355,000 | 4,251 |
| Additional noninterest expense | $1,026,000 | 3,354 |
| Pre-tax net operating income | $683,000 | 5,573 |
| Securities gains (losses) | $28,000 | 2,085 |
| Applicable income taxes | $177,000 | 4,631 |
| Income before extraordinary items | $534,000 | 5,650 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $534,000 | 5,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $475,000 | 996 |
| Cash dividends | $353,000 | 3,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $513,000 | 5,685 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,988,000 | 4,267 |
| Total interest expense | $813,000 | 4,229 |
| Net interest income | $2,175,000 | 4,220 |
| Provision for loan and lease losses | $255,000 | 1,798 |
| Total noninterest income | $267,000 | 5,103 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $206,000 | 3,565 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $61,000 | 6,105 |
| Total noninterest expense | $1,766,000 | 4,132 |
| Salaries and employee benefits | $853,000 | 4,505 |
| Premises and equipment expense | $238,000 | 4,228 |
| Additional noninterest expense | $675,000 | 3,403 |
| Pre-tax net operating income | $421,000 | 5,742 |
| Securities gains (losses) | $26,000 | 1,881 |
| Applicable income taxes | $109,000 | 4,732 |
| Income before extraordinary items | $338,000 | 5,760 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $338,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,594 |
| Cash dividends | $184,000 | 3,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $318,240 | 5,818 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 4,252 |
| Total interest expense | $412,000 | 4,234 |
| Net interest income | $1,092,000 | 4,200 |
| Provision for loan and lease losses | $135,000 | 1,665 |
| Total noninterest income | $123,000 | 5,263 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $93,000 | 3,737 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $30,000 | 6,109 |
| Total noninterest expense | $884,000 | 4,149 |
| Salaries and employee benefits | $427,000 | 4,504 |
| Premises and equipment expense | $124,000 | 4,137 |
| Additional noninterest expense | $333,000 | 3,437 |
| Pre-tax net operating income | $196,000 | 5,863 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $45,000 | 4,981 |
| Income before extraordinary items | $153,000 | 5,971 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $153,000 | 5,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,329 |
| Cash dividends | $172,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $151,460 | 5,876 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,540,000 | 4,028 |
| Total interest expense | $2,309,000 | 3,565 |
| Net interest income | $4,231,000 | 4,186 |
| Provision for loan and lease losses | $918,000 | 1,285 |
| Total noninterest income | $492,000 | 5,485 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $445,000 | 3,409 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $47,000 | 7,633 |
| Total noninterest expense | $3,639,000 | 3,977 |
| Salaries and employee benefits | $1,712,000 | 4,417 |
| Premises and equipment expense | $518,000 | 3,963 |
| Additional noninterest expense | $1,409,000 | 3,265 |
| Pre-tax net operating income | $166,000 | 7,937 |
| Securities gains (losses) | $133,000 | 1,641 |
| Applicable income taxes | $-3,000 | 8,712 |
| Income before extraordinary items | $302,000 | 7,272 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $302,000 | 7,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 1,592 |
| Cash dividends | $339,000 | 4,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $169,000 | 7,789 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,015,000 | 4,027 |
| Total interest expense | $1,854,000 | 3,480 |
| Net interest income | $3,161,000 | 4,223 |
| Provision for loan and lease losses | $753,000 | 1,137 |
| Total noninterest income | $361,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $337,000 | 3,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 8,092 |
| Total noninterest expense | $2,726,000 | 3,971 |
| Salaries and employee benefits | $1,279,000 | 4,420 |
| Premises and equipment expense | $397,000 | 3,886 |
| Additional noninterest expense | $1,050,000 | 3,251 |
| Pre-tax net operating income | $43,000 | 8,480 |
| Securities gains (losses) | $133,000 | 1,506 |
| Applicable income taxes | $-17,000 | 8,946 |
| Income before extraordinary items | $193,000 | 7,625 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $193,000 | 7,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $473,000 | 1,220 |
| Cash dividends | $339,000 | 3,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $60,000 | 8,355 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 3,965 |
| Total interest expense | $1,299,000 | 3,446 |
| Net interest income | $2,133,000 | 4,195 |
| Provision for loan and lease losses | $338,000 | 1,644 |
| Total noninterest income | $258,000 | 5,379 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $219,000 | 3,403 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $39,000 | 6,988 |
| Total noninterest expense | $1,802,000 | 3,998 |
| Salaries and employee benefits | $844,000 | 4,453 |
| Premises and equipment expense | $259,000 | 3,939 |
| Additional noninterest expense | $699,000 | 3,236 |
| Pre-tax net operating income | $251,000 | 6,829 |
| Securities gains (losses) | $130,000 | 1,324 |
| Applicable income taxes | $78,000 | 5,441 |
| Income before extraordinary items | $303,000 | 6,074 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $303,000 | 6,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 1,907 |
| Cash dividends | $157,000 | 3,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $199,000 | 6,779 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 3,915 |
| Total interest expense | $666,000 | 3,448 |
| Net interest income | $1,088,000 | 4,134 |
| Provision for loan and lease losses | $165,000 | 1,575 |
| Total noninterest income | $131,000 | 5,233 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $99,000 | 3,577 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 6,104 |
| Total noninterest expense | $875,000 | 4,082 |
| Salaries and employee benefits | $408,000 | 4,555 |
| Premises and equipment expense | $127,000 | 3,981 |
| Additional noninterest expense | $340,000 | 3,277 |
| Pre-tax net operating income | $179,000 | 6,099 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $35,000 | 5,559 |
| Income before extraordinary items | $144,000 | 6,103 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $144,000 | 6,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,669 |
| Cash dividends | $157,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $144,000 | 5,929 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,748,000 | 3,746 |
| Total interest expense | $3,229,000 | 3,321 |
| Net interest income | $4,519,000 | 3,977 |
| Provision for loan and lease losses | $1,121,000 | 1,218 |
| Total noninterest income | $610,000 | 4,680 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $408,000 | 3,489 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $202,000 | 5,001 |
| Total noninterest expense | $3,413,000 | 4,052 |
| Salaries and employee benefits | $1,585,000 | 4,481 |
| Premises and equipment expense | $473,000 | 4,102 |
| Additional noninterest expense | $1,355,000 | 3,239 |
| Pre-tax net operating income | $595,000 | 6,438 |
| Securities gains (losses) | $16,000 | 3,321 |
| Applicable income taxes | $107,000 | 5,901 |
| Income before extraordinary items | $504,000 | 6,380 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $504,000 | 6,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $946,000 | 1,019 |
| Cash dividends | $365,000 | 3,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $490,880 | 6,291 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,611,000 | 3,775 |
| Total interest expense | $4,217,000 | 3,641 |
| Net interest income | $4,394,000 | 3,836 |
| Provision for loan and lease losses | $716,000 | 1,639 |
| Total noninterest income | $700,000 | 4,193 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $517,000 | 2,769 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $183,000 | 5,128 |
| Total noninterest expense | $3,158,000 | 4,165 |
| Salaries and employee benefits | $1,545,000 | 4,411 |
| Premises and equipment expense | $476,000 | 4,060 |
| Additional noninterest expense | $1,137,000 | 3,672 |
| Pre-tax net operating income | $1,220,000 | 4,383 |
| Securities gains (losses) | $12,000 | 3,497 |
| Applicable income taxes | $330,000 | 4,086 |
| Income before extraordinary items | $902,000 | 4,561 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $902,000 | 4,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $612,000 | 1,346 |
| Cash dividends | $315,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $893,240 | 4,476 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,188,000 | 4,051 |
| Total interest expense | $4,067,000 | 3,916 |
| Net interest income | $4,121,000 | 4,082 |
| Provision for loan and lease losses | $174,000 | 4,106 |
| Total noninterest income | $610,000 | 4,367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $420,000 | 3,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 4,912 |
| Total noninterest expense | $2,782,000 | 4,488 |
| Salaries and employee benefits | $1,393,000 | 4,636 |
| Premises and equipment expense | $365,000 | 4,803 |
| Additional noninterest expense | $1,024,000 | 3,920 |
| Pre-tax net operating income | $1,775,000 | 3,608 |
| Securities gains (losses) | $-18,000 | 8,681 |
| Applicable income taxes | $513,000 | 3,434 |
| Income before extraordinary items | $1,244,000 | 3,767 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,244,000 | 3,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,854 |
| Cash dividends | $315,000 | 4,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,256,780 | 3,724 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,032,000 | 4,374 |
| Total interest expense | $2,969,000 | 4,647 |
| Net interest income | $4,063,000 | 4,117 |
| Provision for loan and lease losses | $374,000 | 2,217 |
| Total noninterest income | $676,000 | 4,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $476,000 | 2,744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 4,940 |
| Total noninterest expense | $2,462,000 | 4,940 |
| Salaries and employee benefits | $1,184,000 | 5,213 |
| Premises and equipment expense | $324,000 | 5,234 |
| Additional noninterest expense | $954,000 | 4,164 |
| Pre-tax net operating income | $1,903,000 | 3,465 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $559,000 | 3,381 |
| Income before extraordinary items | $1,342,000 | 3,544 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,342,000 | 3,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 1,700 |
| Cash dividends | $158,000 | 5,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,343,420 | 3,502 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,659,000 | 4,580 |
| Total interest expense | $3,006,000 | 4,722 |
| Net interest income | $3,653,000 | 4,431 |
| Provision for loan and lease losses | $170,000 | 3,903 |
| Total noninterest income | $572,000 | 4,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $404,000 | 3,111 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,401 |
| Total noninterest expense | $2,398,000 | 4,907 |
| Salaries and employee benefits | $1,105,000 | 5,384 |
| Premises and equipment expense | $308,000 | 5,311 |
| Additional noninterest expense | $985,000 | 4,013 |
| Pre-tax net operating income | $1,657,000 | 3,883 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $491,000 | 3,883 |
| Income before extraordinary items | $1,171,000 | 4,009 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,171,000 | 4,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,320 |
| Cash dividends | $158,000 | 5,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,167,500 | 3,927 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,011,000 | 5,065 |
| Total interest expense | $2,597,000 | 5,269 |
| Net interest income | $3,414,000 | 4,818 |
| Provision for loan and lease losses | $187,000 | 3,587 |
| Total noninterest income | $529,000 | 4,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,246 |
| Total noninterest expense | $2,254,000 | 5,197 |
| Salaries and employee benefits | $1,059,000 | 5,645 |
| Premises and equipment expense | $293,000 | 5,514 |
| Additional noninterest expense | $902,000 | 4,304 |
| Pre-tax net operating income | $1,502,000 | 4,496 |
| Securities gains (losses) | $-12,000 | 10,127 |
| Applicable income taxes | $429,000 | 4,670 |
| Income before extraordinary items | $1,061,000 | 4,482 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,061,000 | 4,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,617 |
| Cash dividends | $1,061,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,069,520 | 4,390 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,535,000 | 5,498 |
| Total interest expense | $2,364,000 | 5,730 |
| Net interest income | $3,171,000 | 5,224 |
| Provision for loan and lease losses | $280,000 | 2,725 |
| Total noninterest income | $483,000 | 5,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 4,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,536 |
| Total noninterest expense | $2,121,000 | 5,693 |
| Salaries and employee benefits | $1,019,000 | 5,905 |
| Premises and equipment expense | $380,000 | 4,718 |
| Additional noninterest expense | $722,000 | 5,618 |
| Pre-tax net operating income | $1,253,000 | 4,970 |
| Securities gains (losses) | $-16,000 | 10,516 |
| Applicable income taxes | $333,000 | 5,491 |
| Income before extraordinary items | $904,000 | 4,856 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $904,000 | 4,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,499 |
| Cash dividends | $1,841,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $915,680 | 4,756 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,965,000 | 6,021 |
| Total interest expense | $2,200,000 | 6,079 |
| Net interest income | $2,765,000 | 5,873 |
| Provision for loan and lease losses | $144,000 | 3,734 |
| Total noninterest income | $501,000 | 5,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $332,000 | 3,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,628 |
| Total noninterest expense | $2,045,000 | 5,883 |
| Salaries and employee benefits | $904,000 | 6,537 |
| Premises and equipment expense | $360,000 | 4,928 |
| Additional noninterest expense | $781,000 | 5,361 |
| Pre-tax net operating income | $1,077,000 | 5,683 |
| Securities gains (losses) | $-61,000 | 11,281 |
| Applicable income taxes | $255,000 | 6,571 |
| Income before extraordinary items | $761,000 | 5,645 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $761,000 | 5,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,693 |
| Cash dividends | $271,000 | 4,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $806,750 | 5,390 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,125,000 | 6,549 |
| Total interest expense | $1,603,000 | 6,598 |
| Net interest income | $2,522,000 | 6,441 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $369,000 | 6,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $273,000 | 4,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 7,636 |
| Total noninterest expense | $1,904,000 | 6,443 |
| Salaries and employee benefits | $834,000 | 7,020 |
| Premises and equipment expense | $292,000 | 5,835 |
| Additional noninterest expense | $778,000 | 5,835 |
| Pre-tax net operating income | $937,000 | 6,230 |
| Securities gains (losses) | $-62,000 | 11,197 |
| Applicable income taxes | $195,000 | 7,428 |
| Income before extraordinary items | $680,000 | 6,021 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $680,000 | 6,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,836 |
| Cash dividends | $230,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $728,360 | 5,819 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,802,000 | 7,115 |
| Total interest expense | $1,374,000 | 7,635 |
| Net interest income | $2,428,000 | 6,676 |
| Provision for loan and lease losses | $22,000 | 8,943 |
| Total noninterest income | $340,000 | 7,148 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $270,000 | 4,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,084 |
| Total noninterest expense | $1,850,000 | 6,757 |
| Salaries and employee benefits | $829,000 | 7,145 |
| Premises and equipment expense | $268,000 | 6,364 |
| Additional noninterest expense | $753,000 | 6,217 |
| Pre-tax net operating income | $896,000 | 6,364 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $218,000 | 7,290 |
| Income before extraordinary items | $685,000 | 6,202 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $685,000 | 6,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 5,430 |
| Cash dividends | $209,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $679,680 | 5,997 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,068,000 | 7,419 |
| Total interest expense | $1,633,000 | 8,097 |
| Net interest income | $2,435,000 | 6,720 |
| Provision for loan and lease losses | $70,000 | 8,246 |
| Total noninterest income | $353,000 | 7,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 9,388 |
| Total noninterest expense | $1,766,000 | 7,055 |
| Salaries and employee benefits | $800,000 | 7,256 |
| Premises and equipment expense | $236,000 | 7,050 |
| Additional noninterest expense | $730,000 | 6,555 |
| Pre-tax net operating income | $952,000 | 5,844 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $242,000 | 6,787 |
| Income before extraordinary items | $711,000 | 5,846 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $711,000 | 5,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 4,061 |
| Cash dividends | $354,000 | 3,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $710,250 | 5,523 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.