First National Bank of Morton Grove, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$19,994,0001,734
Total interest expense$10,796,0001,585
Net interest income$9,198,0001,918
Provision for loan and lease losses$1,049,0001,021
Total noninterest income$1,186,0002,781
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$663,0002,086
Trading account gains and fees$0180
Additional Noninterest Income$523,0002,879
Total noninterest expense$5,254,0002,583
Salaries and employee benefits$1,684,0003,980
Premises and equipment expense$813,0002,530
Additional noninterest expense$2,757,0001,613
Pre-tax net operating income$4,081,0001,789
Securities gains (losses)$01,956
Applicable income taxes$503,0003,472
Income before extraordinary items$3,578,0001,479
Extraordinary gains, net$038
Net income$3,578,0001,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,0001,921
Cash dividends$3,000,000949
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,578,0001,474
1999-12-31 (YTD Data)Rank
Total interest income$18,864,0001,720
Total interest expense$9,333,0001,612
Net interest income$9,531,0001,832
Provision for loan and lease losses$360,0002,275
Total noninterest income$1,340,0002,481
Gross Fiduciary activities income$7,0001,292
Service charges on deposit accounts$793,0001,674
Trading account gains and fees$0173
Additional Noninterest Income$540,0002,815
Total noninterest expense$5,033,0002,679
Salaries and employee benefits$1,585,0004,154
Premises and equipment expense$811,0002,502
Additional noninterest expense$2,637,0001,689
Pre-tax net operating income$5,478,0001,386
Securities gains (losses)$03,155
Applicable income taxes$1,565,0001,539
Income before extraordinary items$3,913,0001,377
Extraordinary gains, net$035
Net income$3,913,0001,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$531,0001,163
Cash dividends$2,600,0001,091
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,913,0001,356
1998-12-31 (YTD Data)Rank
Total interest income$18,147,0001,785
Total interest expense$9,230,0001,668
Net interest income$8,917,0001,923
Provision for loan and lease losses$350,0002,310
Total noninterest income$1,296,0002,530
Gross Fiduciary activities income$25,0001,203
Service charges on deposit accounts$752,0001,690
Trading account gains and fees$0224
Additional Noninterest Income$519,0002,910
Total noninterest expense$4,936,0002,656
Salaries and employee benefits$2,071,0003,223
Premises and equipment expense$771,0002,535
Additional noninterest expense$2,094,0002,037
Pre-tax net operating income$4,927,0001,497
Securities gains (losses)$04,449
Applicable income taxes$1,391,0001,745
Income before extraordinary items$3,536,0001,493
Extraordinary gains, net$032
Net income$3,536,0001,492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$286,0001,926
Cash dividends$1,200,0001,939
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,536,0001,431
1997-12-31 (YTD Data)Rank
Total interest income$17,424,0001,897
Total interest expense$8,828,0001,752
Net interest income$8,596,0002,027
Provision for loan and lease losses$305,0002,540
Total noninterest income$889,0003,333
Gross Fiduciary activities income$32,0001,229
Service charges on deposit accounts$536,0002,455
Trading account gains and fees$0239
Additional Noninterest Income$321,0003,779
Total noninterest expense$4,307,0002,952
Salaries and employee benefits$2,279,0002,908
Premises and equipment expense$574,0003,278
Additional noninterest expense$1,454,0002,810
Pre-tax net operating income$4,873,0001,586
Securities gains (losses)$-2,0009,246
Applicable income taxes$1,343,0001,880
Income before extraordinary items$3,528,0001,524
Extraordinary gains, net$044
Net income$3,528,0001,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0002,353
Cash dividends$2,500,0001,088
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,529,4401,482
1996-12-31 (YTD Data)Rank
Total interest income$15,915,0002,119
Total interest expense$8,039,0001,954
Net interest income$7,876,0002,285
Provision for loan and lease losses$165,0003,866
Total noninterest income$831,0003,599
Gross Fiduciary activities income$29,0001,310
Service charges on deposit accounts$518,0002,636
Trading account gains and fees$0262
Additional Noninterest Income$284,0004,213
Total noninterest expense$3,937,0003,397
Salaries and employee benefits$2,189,0003,051
Premises and equipment expense$495,0003,812
Additional noninterest expense$1,253,0003,645
Pre-tax net operating income$4,605,0001,581
Securities gains (losses)$04,148
Applicable income taxes$1,225,0001,960
Income before extraordinary items$3,380,0001,456
Extraordinary gains, net$053
Net income$3,380,0001,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,752
Cash dividends$2,500,0001,090
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,380,0001,421
1995-12-31 (YTD Data)Rank
Total interest income$15,004,0002,251
Total interest expense$7,835,0001,999
Net interest income$7,169,0002,501
Provision for loan and lease losses$61,0005,684
Total noninterest income$666,0004,247
Gross Fiduciary activities income$29,0001,368
Service charges on deposit accounts$408,0003,303
Trading account gains and fees$0522
Additional Noninterest Income$229,0004,737
Total noninterest expense$4,202,0003,177
Salaries and employee benefits$2,211,0003,011
Premises and equipment expense$553,0003,451
Additional noninterest expense$1,438,0003,196
Pre-tax net operating income$3,572,0002,060
Securities gains (losses)$03,831
Applicable income taxes$885,0002,644
Income before extraordinary items$2,687,0001,870
Extraordinary gains, net$065
Net income$2,687,0001,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,496
Cash dividends$2,200,0001,147
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,687,0001,847
1994-12-31 (YTD Data)Rank
Total interest income$13,470,0002,276
Total interest expense$6,033,0002,070
Net interest income$7,437,0002,433
Provision for loan and lease losses$123,0004,008
Total noninterest income$673,0004,246
Gross Fiduciary activities income$23,0001,403
Service charges on deposit accounts$387,0003,486
Trading account gains and fees$0475
Additional Noninterest Income$263,0004,452
Total noninterest expense$4,281,0003,208
Salaries and employee benefits$2,243,0002,953
Premises and equipment expense$506,0003,764
Additional noninterest expense$1,532,0003,233
Pre-tax net operating income$3,706,0001,921
Securities gains (losses)$22,0001,687
Applicable income taxes$933,0002,391
Income before extraordinary items$2,795,0001,755
Extraordinary gains, net$0249
Net income$2,795,0001,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,218
Cash dividends$2,100,0001,060
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,778,5001,762
1993-12-31 (YTD Data)Rank
Total interest income$14,289,0002,175
Total interest expense$6,419,0002,011
Net interest income$7,870,0002,287
Provision for loan and lease losses$73,0006,535
Total noninterest income$623,0004,835
Gross Fiduciary activities income$23,0001,431
Service charges on deposit accounts$393,0003,498
Trading account gains and fees$0532
Additional Noninterest Income$207,0005,557
Total noninterest expense$4,567,0003,074
Salaries and employee benefits$2,443,0002,706
Premises and equipment expense$459,0004,170
Additional noninterest expense$1,665,0003,205
Pre-tax net operating income$3,853,0001,790
Securities gains (losses)$1,0007,052
Applicable income taxes$990,0002,281
Income before extraordinary items$2,864,0001,753
Extraordinary gains, net$-72,00012,833
Net income$2,792,0001,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0005,430
Cash dividends$2,100,000969
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,863,2601,654
1992-12-31 (YTD Data)Rank
Total interest income$15,512,0002,278
Total interest expense$8,091,0002,100
Net interest income$7,421,0002,441
Provision for loan and lease losses$70,0008,246
Total noninterest income$583,0005,066
Gross Fiduciary activities income$16,0001,500
Service charges on deposit accounts$388,0003,586
Trading account gains and fees$0504
Additional Noninterest Income$179,0006,053
Total noninterest expense$4,350,0003,262
Salaries and employee benefits$2,274,0002,850
Premises and equipment expense$515,0003,863
Additional noninterest expense$1,561,0003,477
Pre-tax net operating income$3,584,0001,723
Securities gains (losses)$29,0005,046
Applicable income taxes$930,0002,247
Income before extraordinary items$2,683,0001,708
Extraordinary gains, net$01,422
Net income$2,683,0001,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0006,645
Cash dividends$1,750,000962
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,661,5401,585

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.