Home > First National Bank of Montrose > Assets and Liabilities
First National Bank of Montrose, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 41 | 4,957 |
| Assets and Liabilities | ||
| Total Assets: | $92,381,000 | 4,801 |
| Cash and due from depository institutions | $4,824,000 | 4,957 |
| Interest-bearing balances | $6,000 | 7,500 |
| Securities | $27,003,000 | 4,896 |
| Federal funds sold & reverse repurchase agreements | $12,900,000 | 1,032 |
| Net loans & leases | $45,399,000 | 5,209 |
| Loan loss allowance | $841,000 | 4,293 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $686,000 | 7,597 |
| Other real estate owned | $594,000 | 4,957 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $975,000 | 6,231 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,381,000 | 4,801 |
| Total liabilities | $84,875,000 | 4,752 |
| Total deposits | $73,689,000 | 5,135 |
| Interest-bearing deposits | $60,649,000 | 5,414 |
| Deposits held in domestic offices | $73,689,000 | 5,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,013,000 | 1,073 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,173,000 | 2,761 |
| Total equity capital | $7,506,000 | 5,279 |
| Total bank equity capital | $7,506,000 | 5,279 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $365,000 | 7,206 |
| Surplus | $1,335,000 | 7,089 |
| Undivided profits | $5,806,000 | 3,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,458,000 | 2,420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $526,000 | 239 |
| Income earned, not collected on loans | $374,000 | 4,958 |
| Earning assets | $85,308,000 | 4,780 |
| Long-term assets (5+ years) | $5,367,000 | 6,209 |
| Average Assets, year-to-date | $79,101,400 | 5,341 |
| Average Assets, quarterly | $86,273,500 | 5,019 |
| Volatile liabilities | $12,249,000 | 3,530 |
| Insider loans | $430,000 | 6,165 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,508,000 | 905 |
| Unused loan commitments | $6,103,000 | 4,336 |
| Tier 1 (core) risk-based capital | $7,506,000 | 5,199 |
| Tier 2 risk-based capital | $695,660 | 3,971 |
| Total risk weighted assets | $55,507,760 | 4,473 |
| Total unused commitments | $6,103,000 | 4,362 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 40 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $74,222,000 | 5,842 |
| Cash and due from depository institutions | $3,771,000 | 5,189 |
| Interest-bearing balances | $851,000 | 4,128 |
| Securities | $17,242,000 | 6,740 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 4,444 |
| Net loans & leases | $47,556,000 | 4,996 |
| Loan loss allowance | $1,024,000 | 3,634 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $889,000 | 6,669 |
| Other real estate owned | $230,000 | 5,189 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,034,000 | 6,190 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,222,000 | 5,842 |
| Total liabilities | $68,035,000 | 5,808 |
| Total deposits | $67,154,000 | 5,696 |
| Interest-bearing deposits | $58,569,000 | 5,684 |
| Deposits held in domestic offices | $67,154,000 | 5,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $881,000 | 3,640 |
| Total equity capital | $6,187,000 | 5,994 |
| Total bank equity capital | $6,187,000 | 5,994 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $365,000 | 7,582 |
| Surplus | $1,335,000 | 7,053 |
| Undivided profits | $4,487,000 | 4,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 9,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $468,000 | 4,355 |
| Earning assets | $69,149,000 | 5,735 |
| Long-term assets (5+ years) | $11,182,000 | 4,033 |
| Average Assets, year-to-date | $68,653,400 | 6,083 |
| Average Assets, quarterly | $73,699,500 | 5,824 |
| Volatile liabilities | $2,429,000 | 9,331 |
| Insider loans | $1,741,000 | 400 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $690,000 | 827 |
| Unused loan commitments | $5,550,000 | 4,330 |
| Tier 1 (core) risk-based capital | $6,187,000 | 5,908 |
| Tier 2 risk-based capital | $665,910 | 4,137 |
| Total risk weighted assets | $52,914,910 | 4,713 |
| Total unused commitments | $5,550,000 | 4,353 |
| Derivatives | $0 | 651 |