Home > First National Bank of Monticello > Assets and Liabilities
First National Bank of Monticello, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 42 | 4,067 |
| Assets and Liabilities | ||
| Total Assets: | $84,551,000 | 4,998 |
| Cash and due from depository institutions | $7,135,000 | 4,067 |
| Interest-bearing balances | $2,935,000 | 1,780 |
| Securities | $16,367,000 | 5,515 |
| Federal funds sold & reverse repurchase agreements | $13,500,000 | 1,241 |
| Net loans & leases | $43,727,000 | 5,386 |
| Loan loss allowance | $685,000 | 4,535 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,993,000 | 2,705 |
| Other real estate owned | $78,000 | 4,067 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $751,000 | 6,925 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,551,000 | 4,998 |
| Total liabilities | $77,980,000 | 4,884 |
| Total deposits | $77,118,000 | 4,670 |
| Interest-bearing deposits | $63,625,000 | 4,828 |
| Deposits held in domestic offices | $77,118,000 | 4,666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $862,000 | 3,943 |
| Total equity capital | $6,571,000 | 6,016 |
| Total bank equity capital | $6,571,000 | 6,016 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $1,400,000 | 6,410 |
| Undivided profits | $4,671,000 | 4,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $241,000 | 5,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $269,000 | 6,963 |
| Earning assets | $76,529,000 | 5,057 |
| Long-term assets (5+ years) | $3,959,000 | 6,693 |
| Average Assets, year-to-date | $79,504,000 | 4,999 |
| Average Assets, quarterly | $84,221,000 | 4,930 |
| Volatile liabilities | $5,915,000 | 6,541 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,129,000 | 4,450 |
| Tier 1 (core) risk-based capital | $6,513,000 | 5,899 |
| Tier 2 risk-based capital | $657,910 | 4,285 |
| Total risk weighted assets | $52,605,610 | 4,889 |
| Total unused commitments | $7,129,000 | 4,457 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 46 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $74,738,000 | 5,455 |
| Cash and due from depository institutions | $6,296,000 | 3,856 |
| Interest-bearing balances | $1,533,000 | 2,042 |
| Securities | $12,946,000 | 6,568 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 4,028 |
| Net loans & leases | $49,731,000 | 4,999 |
| Loan loss allowance | $690,000 | 4,554 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,804,000 | 4,149 |
| Other real estate owned | $276,000 | 3,856 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $785,000 | 6,962 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,738,000 | 5,455 |
| Total liabilities | $68,612,000 | 5,344 |
| Total deposits | $68,377,000 | 5,122 |
| Interest-bearing deposits | $55,557,000 | 5,354 |
| Deposits held in domestic offices | $68,377,000 | 5,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $235,000 | 8,528 |
| Total equity capital | $6,126,000 | 6,320 |
| Total bank equity capital | $6,126,000 | 6,320 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $1,400,000 | 6,510 |
| Undivided profits | $4,226,000 | 4,972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $314,000 | 6,651 |
| Earning assets | $67,110,000 | 5,544 |
| Long-term assets (5+ years) | $4,595,000 | 6,169 |
| Average Assets, year-to-date | $69,802,000 | 5,550 |
| Average Assets, quarterly | $72,624,000 | 5,509 |
| Volatile liabilities | $4,310,000 | 7,558 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,229,000 | 756 |
| Unused loan commitments | $6,744,000 | 4,446 |
| Tier 1 (core) risk-based capital | $6,124,000 | 6,183 |
| Tier 2 risk-based capital | $649,530 | 4,264 |
| Total risk weighted assets | $51,922,230 | 4,892 |
| Total unused commitments | $6,744,000 | 4,449 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 42 | 4,378 |
| Assets and Liabilities | ||
| Total Assets: | $67,917,000 | 6,018 |
| Cash and due from depository institutions | $5,915,000 | 4,378 |
| Interest-bearing balances | $2,500,000 | 1,405 |
| Securities | $11,146,000 | 7,540 |
| Federal funds sold & reverse repurchase agreements | $2,150,000 | 4,705 |
| Net loans & leases | $46,244,000 | 5,318 |
| Loan loss allowance | $969,000 | 3,607 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,628,000 | 4,418 |
| Other real estate owned | $79,000 | 4,378 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $755,000 | 7,368 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,917,000 | 6,018 |
| Total liabilities | $62,567,000 | 5,888 |
| Total deposits | $62,333,000 | 5,666 |
| Interest-bearing deposits | $52,506,000 | 5,757 |
| Deposits held in domestic offices | $62,333,000 | 5,659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $234,000 | 8,780 |
| Total equity capital | $5,350,000 | 6,947 |
| Total bank equity capital | $5,350,000 | 6,947 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $1,400,000 | 6,693 |
| Undivided profits | $3,450,000 | 5,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 8,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $317,000 | 6,662 |
| Earning assets | $62,040,000 | 6,024 |
| Long-term assets (5+ years) | $5,112,000 | 5,828 |
| Average Assets, year-to-date | $62,685,800 | 6,170 |
| Average Assets, quarterly | $66,315,500 | 6,057 |
| Volatile liabilities | $3,708,000 | 7,978 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $286,000 | 1,151 |
| Unused loan commitments | $5,250,000 | 4,974 |
| Tier 1 (core) risk-based capital | $5,346,000 | 6,851 |
| Tier 2 risk-based capital | $603,760 | 4,570 |
| Total risk weighted assets | $47,935,660 | 5,225 |
| Total unused commitments | $5,250,000 | 4,987 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $57,320,000 | 6,861 |
| Cash and due from depository institutions | $5,729,000 | 4,498 |
| Interest-bearing balances | $2,353,000 | 1,638 |
| Securities | $6,849,000 | 9,448 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 9,018 |
| Net loans & leases | $42,248,000 | 5,604 |
| Loan loss allowance | $983,000 | 3,597 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,573,000 | 4,503 |
| Other real estate owned | $0 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $771,000 | 7,467 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,320,000 | 6,861 |
| Total liabilities | $52,884,000 | 6,740 |
| Total deposits | $52,525,000 | 6,552 |
| Interest-bearing deposits | $44,524,000 | 6,587 |
| Deposits held in domestic offices | $52,525,000 | 6,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $359,000 | 7,610 |
| Total equity capital | $4,436,000 | 7,891 |
| Total bank equity capital | $4,436,000 | 7,891 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $1,400,000 | 6,788 |
| Undivided profits | $2,536,000 | 6,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 8,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $326,000 | 6,751 |
| Earning assets | $51,600,000 | 6,907 |
| Long-term assets (5+ years) | $4,371,000 | 6,146 |
| Average Assets, year-to-date | $53,794,400 | 6,926 |
| Average Assets, quarterly | $56,361,000 | 6,873 |
| Volatile liabilities | $2,510,000 | 9,059 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $652,000 | 935 |
| Unused loan commitments | $5,508,000 | 4,714 |
| Tier 1 (core) risk-based capital | $4,423,000 | 7,786 |
| Tier 2 risk-based capital | $536,910 | 4,995 |
| Total risk weighted assets | $42,506,610 | 5,696 |
| Total unused commitments | $5,508,000 | 4,727 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 41 | 4,778 |
| Assets and Liabilities | ||
| Total Assets: | $50,476,000 | 7,462 |
| Cash and due from depository institutions | $4,657,000 | 4,778 |
| Interest-bearing balances | $605,000 | 3,051 |
| Securities | $8,884,000 | 9,174 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $35,300,000 | 6,324 |
| Loan loss allowance | $972,000 | 3,700 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $603,000 | 7,915 |
| Other real estate owned | $223,000 | 4,778 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $809,000 | 7,654 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,476,000 | 7,462 |
| Total liabilities | $46,711,000 | 7,345 |
| Total deposits | $46,581,000 | 7,139 |
| Interest-bearing deposits | $39,850,000 | 7,116 |
| Deposits held in domestic offices | $46,581,000 | 7,131 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $130,000 | 10,440 |
| Total equity capital | $3,765,000 | 8,454 |
| Total bank equity capital | $3,765,000 | 8,454 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $1,400,000 | 6,887 |
| Undivided profits | $1,865,000 | 7,370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 11,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $265,000 | 7,185 |
| Earning assets | $44,789,000 | 7,579 |
| Long-term assets (5+ years) | $889,000 | 9,603 |
| Average Assets, year-to-date | $50,101,800 | 7,390 |
| Average Assets, quarterly | $50,308,000 | 7,450 |
| Volatile liabilities | $3,064,000 | 8,404 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $286,000 | 986 |
| Unused loan commitments | $3,858,000 | 5,644 |
| Tier 1 (core) risk-based capital | $3,851,000 | 8,458 |
| Tier 2 risk-based capital | $451,710 | 5,721 |
| Total risk weighted assets | $35,616,310 | 6,439 |
| Total unused commitments | $3,858,000 | 5,650 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 42 | 4,837 |
| Assets and Liabilities | ||
| Total Assets: | $51,459,000 | 7,598 |
| Cash and due from depository institutions | $5,263,000 | 4,837 |
| Interest-bearing balances | $605,000 | 4,046 |
| Securities | $9,876,000 | 9,136 |
| Federal funds sold & reverse repurchase agreements | $4,250,000 | 3,246 |
| Net loans & leases | $30,777,000 | 6,874 |
| Loan loss allowance | $876,000 | 4,157 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $670,000 | 7,693 |
| Other real estate owned | $0 | 4,837 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $623,000 | 8,372 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,459,000 | 7,598 |
| Total liabilities | $47,975,000 | 7,445 |
| Total deposits | $47,715,000 | 7,282 |
| Interest-bearing deposits | $38,326,000 | 7,613 |
| Deposits held in domestic offices | $47,715,000 | 7,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $260,000 | 8,177 |
| Total equity capital | $3,484,000 | 9,084 |
| Total bank equity capital | $3,484,000 | 9,084 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $1,400,000 | 6,921 |
| Undivided profits | $1,584,000 | 8,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $550,000 | 4,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $197,000 | 8,213 |
| Earning assets | $45,508,000 | 7,768 |
| Long-term assets (5+ years) | $1,579,000 | 9,205 |
| Average Assets, year-to-date | $46,572,200 | 7,935 |
| Average Assets, quarterly | $49,804,500 | 7,696 |
| Volatile liabilities | $2,963,000 | 8,439 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,206,000 | 972 |
| Unused loan commitments | $3,035,000 | 6,355 |
| Tier 1 (core) risk-based capital | $3,484,000 | 9,017 |
| Tier 2 risk-based capital | $401,120 | 6,256 |
| Total risk weighted assets | $31,615,020 | 7,011 |
| Total unused commitments | $3,035,000 | 6,376 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 41 | 5,070 |
| Assets and Liabilities | ||
| Total Assets: | $44,697,000 | 8,432 |
| Cash and due from depository institutions | $3,171,000 | 5,070 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $11,546,000 | 8,560 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 4,273 |
| Net loans & leases | $24,428,000 | 8,007 |
| Loan loss allowance | $879,000 | 4,145 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $684,000 | 7,719 |
| Other real estate owned | $473,000 | 5,070 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $695,000 | 8,112 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,697,000 | 8,432 |
| Total liabilities | $41,829,000 | 8,300 |
| Total deposits | $41,531,000 | 8,175 |
| Interest-bearing deposits | $34,741,000 | 8,316 |
| Deposits held in domestic offices | $41,531,000 | 8,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $298,000 | 8,271 |
| Total equity capital | $2,868,000 | 9,967 |
| Total bank equity capital | $2,868,000 | 9,967 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $1,400,000 | 6,861 |
| Undivided profits | $968,000 | 9,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $649,000 | 4,841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $185,000 | 9,044 |
| Earning assets | $39,674,000 | 8,556 |
| Long-term assets (5+ years) | $2,190,000 | 8,739 |
| Average Assets, year-to-date | $44,160,800 | 8,342 |
| Average Assets, quarterly | $43,690,000 | 8,480 |
| Volatile liabilities | $2,783,000 | 8,842 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,668,000 | 605 |
| Unused loan commitments | $1,579,000 | 7,984 |
| Tier 1 (core) risk-based capital | $2,868,000 | 9,901 |
| Tier 2 risk-based capital | $339,550 | 7,029 |
| Total risk weighted assets | $26,624,650 | 7,941 |
| Total unused commitments | $1,579,000 | 8,016 |
| Derivatives | $0 | 651 |