Home > First National Bank of Monahans > Income and Expense
First National Bank of Monahans, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,574,000 | 2,722 |
| Total interest expense | $5,073,000 | 2,926 |
| Net interest income | $8,501,000 | 2,555 |
| Provision for loan and lease losses | $1,501,000 | 2,156 |
| Total noninterest income | $2,229,000 | 1,973 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $876,000 | 1,965 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,353,000 | 1,721 |
| Total noninterest expense | $9,739,000 | 1,982 |
| Salaries and employee benefits | $5,161,000 | 1,956 |
| Premises and equipment expense | $1,424,000 | 1,920 |
| Additional noninterest expense | $3,154,000 | 1,926 |
| Pre-tax net operating income | $-510,000 | 6,774 |
| Securities gains (losses) | $89,000 | 1,216 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-421,000 | 6,665 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-421,000 | 6,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,940,000 | 1,318 |
| Cash dividends | $1,607,000 | 1,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-510,000 | 6,848 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,713,000 | 2,642 |
| Total interest expense | $4,134,000 | 2,827 |
| Net interest income | $6,579,000 | 2,506 |
| Provision for loan and lease losses | $1,483,000 | 1,444 |
| Total noninterest income | $1,840,000 | 1,885 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $640,000 | 2,019 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,200,000 | 1,600 |
| Total noninterest expense | $7,046,000 | 2,034 |
| Salaries and employee benefits | $3,909,000 | 1,971 |
| Premises and equipment expense | $955,000 | 2,130 |
| Additional noninterest expense | $2,182,000 | 1,998 |
| Pre-tax net operating income | $-110,000 | 6,919 |
| Securities gains (losses) | $77,000 | 1,128 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-33,000 | 6,664 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-33,000 | 6,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $718,000 | 1,590 |
| Cash dividends | $1,228,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-110,000 | 6,971 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,488,000 | 2,552 |
| Total interest expense | $2,991,000 | 2,717 |
| Net interest income | $4,497,000 | 2,425 |
| Provision for loan and lease losses | $1,483,000 | 958 |
| Total noninterest income | $1,375,000 | 1,756 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $404,000 | 2,099 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $971,000 | 1,432 |
| Total noninterest expense | $4,627,000 | 2,073 |
| Salaries and employee benefits | $2,527,000 | 2,055 |
| Premises and equipment expense | $677,000 | 2,005 |
| Additional noninterest expense | $1,423,000 | 2,021 |
| Pre-tax net operating income | $-238,000 | 7,363 |
| Securities gains (losses) | $77,000 | 1,145 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-161,000 | 7,347 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-161,000 | 7,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 1,555 |
| Cash dividends | $998,000 | 1,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-238,000 | 7,435 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,020,000 | 2,460 |
| Total interest expense | $1,615,000 | 2,695 |
| Net interest income | $2,405,000 | 2,281 |
| Provision for loan and lease losses | $71,000 | 3,295 |
| Total noninterest income | $723,000 | 1,702 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $188,000 | 2,191 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $535,000 | 1,342 |
| Total noninterest expense | $2,293,000 | 2,093 |
| Salaries and employee benefits | $1,211,000 | 2,164 |
| Premises and equipment expense | $366,000 | 1,858 |
| Additional noninterest expense | $716,000 | 1,967 |
| Pre-tax net operating income | $764,000 | 2,252 |
| Securities gains (losses) | $77,000 | 851 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $841,000 | 1,745 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $841,000 | 1,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,607 |
| Cash dividends | $351,000 | 1,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $764,000 | 1,824 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,419,000 | 2,054 |
| Total interest expense | $9,012,000 | 2,110 |
| Net interest income | $11,407,000 | 1,989 |
| Provision for loan and lease losses | $1,313,000 | 1,173 |
| Total noninterest income | $7,463,000 | 787 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $847,000 | 2,038 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,616,000 | 549 |
| Total noninterest expense | $10,086,000 | 1,832 |
| Salaries and employee benefits | $5,265,000 | 1,907 |
| Premises and equipment expense | $1,618,000 | 1,631 |
| Additional noninterest expense | $3,203,000 | 1,733 |
| Pre-tax net operating income | $7,471,000 | 1,129 |
| Securities gains (losses) | $-6,000 | 7,432 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $7,465,000 | 864 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,465,000 | 862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 2,104 |
| Cash dividends | $3,262,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $7,471,000 | 849 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,962,000 | 1,987 |
| Total interest expense | $7,191,000 | 2,004 |
| Net interest income | $8,771,000 | 1,962 |
| Provision for loan and lease losses | $1,248,000 | 741 |
| Total noninterest income | $6,808,000 | 665 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $629,000 | 2,028 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,179,000 | 474 |
| Total noninterest expense | $7,509,000 | 1,826 |
| Salaries and employee benefits | $4,015,000 | 1,870 |
| Premises and equipment expense | $1,243,000 | 1,600 |
| Additional noninterest expense | $2,251,000 | 1,791 |
| Pre-tax net operating income | $6,822,000 | 1,013 |
| Securities gains (losses) | $-6,000 | 7,659 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $6,816,000 | 772 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,816,000 | 770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 1,573 |
| Cash dividends | $2,634,000 | 970 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,822,000 | 764 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,281,000 | 1,895 |
| Total interest expense | $5,297,000 | 1,873 |
| Net interest income | $5,984,000 | 1,931 |
| Provision for loan and lease losses | $983,000 | 593 |
| Total noninterest income | $6,180,000 | 550 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $423,000 | 2,014 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,757,000 | 397 |
| Total noninterest expense | $5,119,000 | 1,803 |
| Salaries and employee benefits | $2,811,000 | 1,828 |
| Premises and equipment expense | $859,000 | 1,560 |
| Additional noninterest expense | $1,449,000 | 1,872 |
| Pre-tax net operating income | $6,062,000 | 791 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $6,062,000 | 612 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,062,000 | 611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 1,273 |
| Cash dividends | $1,394,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $6,062,000 | 603 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,648,000 | 1,899 |
| Total interest expense | $2,630,000 | 1,868 |
| Net interest income | $3,018,000 | 1,913 |
| Provision for loan and lease losses | $793,000 | 349 |
| Total noninterest income | $601,000 | 1,939 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $210,000 | 1,972 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $391,000 | 1,614 |
| Total noninterest expense | $2,530,000 | 1,823 |
| Salaries and employee benefits | $1,430,000 | 1,807 |
| Premises and equipment expense | $398,000 | 1,676 |
| Additional noninterest expense | $702,000 | 1,898 |
| Pre-tax net operating income | $296,000 | 4,682 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $296,000 | 4,203 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $296,000 | 4,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,734 |
| Cash dividends | $782,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $296,000 | 4,184 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,050,000 | 1,977 |
| Total interest expense | $7,932,000 | 2,063 |
| Net interest income | $12,118,000 | 1,914 |
| Provision for loan and lease losses | $416,000 | 2,205 |
| Total noninterest income | $2,191,000 | 2,085 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $882,000 | 1,951 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,309,000 | 1,832 |
| Total noninterest expense | $9,119,000 | 1,934 |
| Salaries and employee benefits | $4,963,000 | 1,960 |
| Premises and equipment expense | $1,474,000 | 1,719 |
| Additional noninterest expense | $2,682,000 | 1,973 |
| Pre-tax net operating income | $4,774,000 | 1,974 |
| Securities gains (losses) | $-16,000 | 7,468 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $4,758,000 | 1,522 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,758,000 | 1,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,323 |
| Cash dividends | $3,906,000 | 887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,774,000 | 1,502 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,464,000 | 2,042 |
| Total interest expense | $5,538,000 | 2,130 |
| Net interest income | $8,926,000 | 1,972 |
| Provision for loan and lease losses | $312,000 | 2,094 |
| Total noninterest income | $1,657,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $663,000 | 1,941 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $994,000 | 1,832 |
| Total noninterest expense | $6,698,000 | 1,969 |
| Salaries and employee benefits | $3,568,000 | 2,052 |
| Premises and equipment expense | $1,133,000 | 1,693 |
| Additional noninterest expense | $1,997,000 | 1,955 |
| Pre-tax net operating income | $3,573,000 | 2,023 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $3,573,000 | 1,559 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,573,000 | 1,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,191 |
| Cash dividends | $2,642,000 | 918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,573,000 | 1,539 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,326,000 | 2,065 |
| Total interest expense | $3,386,000 | 2,201 |
| Net interest income | $5,940,000 | 1,972 |
| Provision for loan and lease losses | $206,000 | 2,070 |
| Total noninterest income | $1,003,000 | 2,221 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $444,000 | 1,924 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $559,000 | 2,063 |
| Total noninterest expense | $4,325,000 | 2,033 |
| Salaries and employee benefits | $2,211,000 | 2,225 |
| Premises and equipment expense | $741,000 | 1,723 |
| Additional noninterest expense | $1,373,000 | 1,901 |
| Pre-tax net operating income | $2,412,000 | 2,018 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,412,000 | 1,532 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,412,000 | 1,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,832 |
| Cash dividends | $2,026,000 | 789 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,412,000 | 1,513 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,443,000 | 2,123 |
| Total interest expense | $1,572,000 | 2,238 |
| Net interest income | $2,871,000 | 2,020 |
| Provision for loan and lease losses | $94,000 | 2,089 |
| Total noninterest income | $456,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $208,000 | 1,979 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $248,000 | 2,202 |
| Total noninterest expense | $2,105,000 | 2,099 |
| Salaries and employee benefits | $1,089,000 | 2,263 |
| Premises and equipment expense | $382,000 | 1,679 |
| Additional noninterest expense | $634,000 | 2,055 |
| Pre-tax net operating income | $1,128,000 | 2,082 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,128,000 | 1,597 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,128,000 | 1,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 1,837 |
| Cash dividends | $940,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,128,000 | 1,576 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,733,000 | 2,407 |
| Total interest expense | $4,643,000 | 2,359 |
| Net interest income | $9,090,000 | 2,414 |
| Provision for loan and lease losses | $695,000 | 1,437 |
| Total noninterest income | $2,299,000 | 1,995 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $841,000 | 2,025 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,458,000 | 1,702 |
| Total noninterest expense | $7,257,000 | 2,305 |
| Salaries and employee benefits | $3,663,000 | 2,497 |
| Premises and equipment expense | $1,185,000 | 2,019 |
| Additional noninterest expense | $2,409,000 | 2,087 |
| Pre-tax net operating income | $3,437,000 | 2,488 |
| Securities gains (losses) | $-27,000 | 7,960 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $3,410,000 | 2,011 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,410,000 | 2,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,497 |
| Cash dividends | $1,403,000 | 1,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,437,000 | 1,971 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,618,000 | 2,508 |
| Total interest expense | $3,184,000 | 2,428 |
| Net interest income | $6,434,000 | 2,520 |
| Provision for loan and lease losses | $692,000 | 1,077 |
| Total noninterest income | $1,656,000 | 2,048 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $617,000 | 2,053 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,039,000 | 1,775 |
| Total noninterest expense | $5,201,000 | 2,386 |
| Salaries and employee benefits | $2,719,000 | 2,484 |
| Premises and equipment expense | $848,000 | 2,102 |
| Additional noninterest expense | $1,634,000 | 2,258 |
| Pre-tax net operating income | $2,197,000 | 2,848 |
| Securities gains (losses) | $-27,000 | 8,295 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,170,000 | 2,344 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,170,000 | 2,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,393 |
| Cash dividends | $1,223,000 | 1,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,197,000 | 2,276 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,977,000 | 2,608 |
| Total interest expense | $1,925,000 | 2,488 |
| Net interest income | $4,052,000 | 2,619 |
| Provision for loan and lease losses | $685,000 | 736 |
| Total noninterest income | $980,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $407,000 | 2,044 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $573,000 | 1,996 |
| Total noninterest expense | $3,170,000 | 2,569 |
| Salaries and employee benefits | $1,626,000 | 2,723 |
| Premises and equipment expense | $507,000 | 2,301 |
| Additional noninterest expense | $1,037,000 | 2,347 |
| Pre-tax net operating income | $1,177,000 | 3,292 |
| Securities gains (losses) | $-3,000 | 7,812 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,174,000 | 2,703 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,174,000 | 2,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,069 |
| Cash dividends | $769,000 | 1,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,177,000 | 2,651 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,829,000 | 2,707 |
| Total interest expense | $877,000 | 2,593 |
| Net interest income | $1,952,000 | 2,707 |
| Provision for loan and lease losses | $303,000 | 751 |
| Total noninterest income | $455,000 | 2,286 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $194,000 | 2,057 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $261,000 | 2,084 |
| Total noninterest expense | $1,526,000 | 2,668 |
| Salaries and employee benefits | $790,000 | 2,800 |
| Premises and equipment expense | $257,000 | 2,299 |
| Additional noninterest expense | $479,000 | 2,538 |
| Pre-tax net operating income | $578,000 | 3,312 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $578,000 | 2,697 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $578,000 | 2,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 1,867 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $578,000 | 2,649 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,396,000 | 2,995 |
| Total interest expense | $3,118,000 | 2,541 |
| Net interest income | $6,278,000 | 3,173 |
| Provision for loan and lease losses | $550,000 | 1,804 |
| Total noninterest income | $1,811,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $854,000 | 2,014 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $957,000 | 2,212 |
| Total noninterest expense | $5,476,000 | 2,868 |
| Salaries and employee benefits | $2,811,000 | 3,014 |
| Premises and equipment expense | $859,000 | 2,622 |
| Additional noninterest expense | $1,806,000 | 2,645 |
| Pre-tax net operating income | $2,063,000 | 3,431 |
| Securities gains (losses) | $75,000 | 1,443 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,138,000 | 2,755 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,138,000 | 2,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,884 |
| Cash dividends | $643,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,063,000 | 2,770 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,734,000 | 3,084 |
| Total interest expense | $2,251,000 | 2,591 |
| Net interest income | $4,483,000 | 3,287 |
| Provision for loan and lease losses | $318,000 | 2,157 |
| Total noninterest income | $1,293,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $651,000 | 2,007 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $642,000 | 2,401 |
| Total noninterest expense | $3,919,000 | 2,963 |
| Salaries and employee benefits | $2,048,000 | 3,070 |
| Premises and equipment expense | $621,000 | 2,702 |
| Additional noninterest expense | $1,250,000 | 2,820 |
| Pre-tax net operating income | $1,539,000 | 3,512 |
| Securities gains (losses) | $76,000 | 1,360 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,615,000 | 2,780 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,615,000 | 2,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,116 |
| Cash dividends | $643,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,539,000 | 2,821 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,263,000 | 3,215 |
| Total interest expense | $1,436,000 | 2,664 |
| Net interest income | $2,827,000 | 3,430 |
| Provision for loan and lease losses | $192,000 | 2,280 |
| Total noninterest income | $790,000 | 2,615 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $419,000 | 2,061 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $371,000 | 2,636 |
| Total noninterest expense | $2,535,000 | 3,049 |
| Salaries and employee benefits | $1,339,000 | 3,137 |
| Premises and equipment expense | $404,000 | 2,766 |
| Additional noninterest expense | $792,000 | 2,960 |
| Pre-tax net operating income | $890,000 | 3,828 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $890,000 | 3,254 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $890,000 | 3,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,207 |
| Cash dividends | $408,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $890,000 | 3,163 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,028,000 | 3,362 |
| Total interest expense | $640,000 | 2,970 |
| Net interest income | $1,388,000 | 3,467 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $395,000 | 2,557 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $200,000 | 2,085 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $195,000 | 2,511 |
| Total noninterest expense | $1,228,000 | 3,153 |
| Salaries and employee benefits | $633,000 | 3,312 |
| Premises and equipment expense | $199,000 | 2,824 |
| Additional noninterest expense | $396,000 | 2,944 |
| Pre-tax net operating income | $480,000 | 3,633 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $480,000 | 3,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $480,000 | 3,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,595 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $480,000 | 2,935 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,298,000 | 4,168 |
| Total interest expense | $1,877,000 | 4,218 |
| Net interest income | $4,421,000 | 4,051 |
| Provision for loan and lease losses | $246,000 | 3,579 |
| Total noninterest income | $1,223,000 | 3,260 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $758,000 | 2,216 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $465,000 | 3,703 |
| Total noninterest expense | $4,011,000 | 3,715 |
| Salaries and employee benefits | $2,092,000 | 3,785 |
| Premises and equipment expense | $572,000 | 3,664 |
| Additional noninterest expense | $1,347,000 | 3,392 |
| Pre-tax net operating income | $1,387,000 | 4,335 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,387,000 | 3,753 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,387,000 | 3,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,916 |
| Cash dividends | $1,215,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,387,000 | 3,602 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,460,000 | 4,387 |
| Total interest expense | $1,321,000 | 4,532 |
| Net interest income | $3,139,000 | 4,246 |
| Provision for loan and lease losses | $184,000 | 3,478 |
| Total noninterest income | $876,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $542,000 | 2,312 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $334,000 | 3,857 |
| Total noninterest expense | $2,702,000 | 3,995 |
| Salaries and employee benefits | $1,410,000 | 4,132 |
| Premises and equipment expense | $407,000 | 3,803 |
| Additional noninterest expense | $885,000 | 3,748 |
| Pre-tax net operating income | $1,129,000 | 4,251 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,129,000 | 3,665 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,129,000 | 3,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,377 |
| Cash dividends | $705,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,129,000 | 3,499 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,774,000 | 4,637 |
| Total interest expense | $813,000 | 4,878 |
| Net interest income | $1,961,000 | 4,453 |
| Provision for loan and lease losses | $121,000 | 3,440 |
| Total noninterest income | $587,000 | 3,395 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $366,000 | 2,263 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $221,000 | 3,855 |
| Total noninterest expense | $1,651,000 | 4,295 |
| Salaries and employee benefits | $887,000 | 4,294 |
| Premises and equipment expense | $249,000 | 4,056 |
| Additional noninterest expense | $515,000 | 4,147 |
| Pre-tax net operating income | $776,000 | 4,136 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $776,000 | 3,594 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $776,000 | 3,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,788 |
| Cash dividends | $480,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $776,000 | 3,397 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 4,930 |
| Total interest expense | $364,000 | 5,327 |
| Net interest income | $917,000 | 4,648 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $216,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $171,000 | 2,326 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $45,000 | 5,466 |
| Total noninterest expense | $774,000 | 4,466 |
| Salaries and employee benefits | $415,000 | 4,509 |
| Premises and equipment expense | $115,000 | 4,305 |
| Additional noninterest expense | $244,000 | 4,298 |
| Pre-tax net operating income | $299,000 | 4,797 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $299,000 | 4,252 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $299,000 | 4,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $110,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $299,000 | 4,057 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,430,000 | 5,587 |
| Total interest expense | $1,221,000 | 6,376 |
| Net interest income | $3,209,000 | 5,069 |
| Provision for loan and lease losses | $493,000 | 2,404 |
| Total noninterest income | $885,000 | 3,745 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $683,000 | 2,293 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $202,000 | 5,001 |
| Total noninterest expense | $2,656,000 | 4,874 |
| Salaries and employee benefits | $1,386,000 | 4,974 |
| Premises and equipment expense | $359,000 | 5,005 |
| Additional noninterest expense | $911,000 | 4,504 |
| Pre-tax net operating income | $945,000 | 5,357 |
| Securities gains (losses) | $-1,000 | 8,656 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $944,000 | 4,749 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $944,000 | 4,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,762 |
| Cash dividends | $975,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $945,000 | 4,623 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,943,000 | 6,398 |
| Total interest expense | $1,793,000 | 6,422 |
| Net interest income | $2,150,000 | 6,202 |
| Provision for loan and lease losses | $82,000 | 5,952 |
| Total noninterest income | $785,000 | 3,902 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $637,000 | 2,322 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $148,000 | 5,569 |
| Total noninterest expense | $2,213,000 | 5,369 |
| Salaries and employee benefits | $1,110,000 | 5,620 |
| Premises and equipment expense | $280,000 | 5,742 |
| Additional noninterest expense | $823,000 | 4,699 |
| Pre-tax net operating income | $640,000 | 6,028 |
| Securities gains (losses) | $38,000 | 2,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $678,000 | 5,305 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $678,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,025 |
| Cash dividends | $578,000 | 3,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $640,000 | 5,328 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,808,000 | 6,647 |
| Total interest expense | $1,709,000 | 6,766 |
| Net interest income | $2,099,000 | 6,425 |
| Provision for loan and lease losses | $91,000 | 5,498 |
| Total noninterest income | $768,000 | 3,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $614,000 | 2,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,407 |
| Total noninterest expense | $1,808,000 | 6,044 |
| Salaries and employee benefits | $933,000 | 6,192 |
| Premises and equipment expense | $195,000 | 6,852 |
| Additional noninterest expense | $680,000 | 5,291 |
| Pre-tax net operating income | $968,000 | 5,340 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $117,000 | 6,315 |
| Income before extraordinary items | $848,000 | 4,878 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $848,000 | 4,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,874 |
| Cash dividends | $757,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $850,640 | 4,868 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,274,000 | 7,072 |
| Total interest expense | $1,257,000 | 7,501 |
| Net interest income | $2,017,000 | 6,618 |
| Provision for loan and lease losses | $131,000 | 4,563 |
| Total noninterest income | $707,000 | 3,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $583,000 | 2,294 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,094 |
| Total noninterest expense | $1,598,000 | 6,538 |
| Salaries and employee benefits | $826,000 | 6,629 |
| Premises and equipment expense | $208,000 | 6,677 |
| Additional noninterest expense | $564,000 | 6,062 |
| Pre-tax net operating income | $995,000 | 5,323 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $241,000 | 5,301 |
| Income before extraordinary items | $758,000 | 5,242 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $758,000 | 5,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,686 |
| Cash dividends | $365,000 | 4,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $754,960 | 5,221 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,564,000 | 6,885 |
| Total interest expense | $1,461,000 | 7,284 |
| Net interest income | $2,103,000 | 6,486 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $431,000 | 5,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 3,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 5,996 |
| Total noninterest expense | $1,536,000 | 6,584 |
| Salaries and employee benefits | $789,000 | 6,733 |
| Premises and equipment expense | $229,000 | 6,273 |
| Additional noninterest expense | $518,000 | 6,311 |
| Pre-tax net operating income | $923,000 | 5,656 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $259,000 | 5,557 |
| Income before extraordinary items | $670,000 | 5,730 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $670,000 | 5,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,250 |
| Cash dividends | $725,000 | 2,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $665,680 | 5,644 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 6,898 |
| Total interest expense | $1,568,000 | 7,188 |
| Net interest income | $2,185,000 | 6,562 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $374,000 | 5,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $312,000 | 3,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,946 |
| Total noninterest expense | $1,431,000 | 6,961 |
| Salaries and employee benefits | $758,000 | 6,981 |
| Premises and equipment expense | $210,000 | 6,667 |
| Additional noninterest expense | $463,000 | 6,821 |
| Pre-tax net operating income | $1,108,000 | 5,507 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $314,000 | 5,598 |
| Income before extraordinary items | $802,000 | 5,451 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $802,000 | 5,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $735,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $796,240 | 5,424 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,695,000 | 7,162 |
| Total interest expense | $1,561,000 | 7,419 |
| Net interest income | $2,134,000 | 6,891 |
| Provision for loan and lease losses | $34,000 | 7,277 |
| Total noninterest income | $372,000 | 6,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,649 |
| Total noninterest expense | $1,439,000 | 7,287 |
| Salaries and employee benefits | $728,000 | 7,364 |
| Premises and equipment expense | $201,000 | 7,007 |
| Additional noninterest expense | $510,000 | 6,975 |
| Pre-tax net operating income | $1,033,000 | 5,623 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $224,000 | 6,786 |
| Income before extraordinary items | $809,000 | 5,267 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $809,000 | 5,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $4,700,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $809,000 | 5,199 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,546,000 | 7,492 |
| Total interest expense | $1,484,000 | 7,745 |
| Net interest income | $2,062,000 | 7,163 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $356,000 | 6,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,706 |
| Total noninterest expense | $1,445,000 | 7,447 |
| Salaries and employee benefits | $704,000 | 7,692 |
| Premises and equipment expense | $200,000 | 7,189 |
| Additional noninterest expense | $541,000 | 6,941 |
| Pre-tax net operating income | $973,000 | 6,110 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $327,000 | 5,700 |
| Income before extraordinary items | $645,000 | 6,345 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $645,000 | 6,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 10,916 |
| Cash dividends | $480,000 | 3,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $645,660 | 6,326 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,007,000 | 8,024 |
| Total interest expense | $1,146,000 | 8,124 |
| Net interest income | $1,861,000 | 7,894 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $311,000 | 7,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 5,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,091 |
| Total noninterest expense | $1,494,000 | 7,621 |
| Salaries and employee benefits | $729,000 | 7,680 |
| Premises and equipment expense | $195,000 | 7,536 |
| Additional noninterest expense | $570,000 | 7,260 |
| Pre-tax net operating income | $678,000 | 7,533 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $238,000 | 6,717 |
| Income before extraordinary items | $440,000 | 7,808 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $440,000 | 7,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,738 |
| Cash dividends | $2,760,000 | 866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $440,000 | 7,859 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,985,000 | 8,361 |
| Total interest expense | $1,114,000 | 8,614 |
| Net interest income | $1,871,000 | 8,037 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $282,000 | 7,912 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,096 |
| Total noninterest expense | $1,405,000 | 8,167 |
| Salaries and employee benefits | $743,000 | 7,691 |
| Premises and equipment expense | $168,000 | 8,425 |
| Additional noninterest expense | $494,000 | 8,274 |
| Pre-tax net operating income | $748,000 | 7,101 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $204,000 | 7,541 |
| Income before extraordinary items | $545,000 | 7,183 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $545,000 | 7,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $480,000 | 3,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $544,270 | 6,952 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,615,000 | 8,025 |
| Total interest expense | $1,507,000 | 8,485 |
| Net interest income | $2,108,000 | 7,472 |
| Provision for loan and lease losses | $47,000 | 9,237 |
| Total noninterest income | $306,000 | 7,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 5,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,442 |
| Total noninterest expense | $1,473,000 | 8,019 |
| Salaries and employee benefits | $757,000 | 7,563 |
| Premises and equipment expense | $159,000 | 8,856 |
| Additional noninterest expense | $557,000 | 7,904 |
| Pre-tax net operating income | $894,000 | 6,130 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $251,000 | 6,641 |
| Income before extraordinary items | $646,000 | 6,252 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $646,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $528,000 | 2,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $643,840 | 5,924 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.