First National Bank of Missouri City, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$1,339,0009,491
Total interest expense$441,0009,819
Net interest income$898,0009,021
Provision for loan and lease losses$08,652
Total noninterest income$93,0009,131
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$60,0007,784
Trading account gains and feesNANA
Additional Noninterest Income$33,0008,867
Total noninterest expense$604,0009,415
Salaries and employee benefits$214,00010,046
Premises and equipment expense$54,0009,724
Additional noninterest expense$336,0007,778
Pre-tax net operating income$387,0007,945
Securities gains (losses)$04,449
Applicable income taxes$122,0007,223
Income before extraordinary items$265,0008,146
Extraordinary gains, net$032
Net income$265,0008,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0009,285
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$265,0008,065
1997-12-31 (YTD Data)Rank
Total interest income$7,060,0004,471
Total interest expense$2,213,0005,856
Net interest income$4,847,0003,598
Provision for loan and lease losses$96,0005,266
Total noninterest income$478,0005,143
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$382,0003,351
Trading account gains and feesNANA
Additional Noninterest Income$96,0006,891
Total noninterest expense$2,640,0004,567
Salaries and employee benefits$1,557,0004,116
Premises and equipment expense$312,0005,324
Additional noninterest expense$771,0004,862
Pre-tax net operating income$2,589,0002,832
Securities gains (losses)$4,0002,936
Applicable income taxes$838,0002,830
Income before extraordinary items$1,755,0002,899
Extraordinary gains, net$044
Net income$1,755,0002,898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,728
Cash dividends$685,0002,840
Sale, conversion, retirement of capital stock, net$-376,00010,825
Net operating income$1,752,2802,852
1996-12-31 (YTD Data)Rank
Total interest income$6,616,0004,802
Total interest expense$2,012,0006,384
Net interest income$4,604,0003,815
Provision for loan and lease losses$83,0005,545
Total noninterest income$496,0005,187
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$396,0003,362
Trading account gains and feesNANA
Additional Noninterest Income$100,0007,130
Total noninterest expense$2,450,0005,082
Salaries and employee benefits$1,424,0004,527
Premises and equipment expense$276,0005,894
Additional noninterest expense$750,0005,458
Pre-tax net operating income$2,567,0002,715
Securities gains (losses)$04,148
Applicable income taxes$832,0002,751
Income before extraordinary items$1,735,0002,805
Extraordinary gains, net$053
Net income$1,735,0002,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,727
Cash dividends$633,0002,938
Sale, conversion, retirement of capital stock, net$22,000814
Net operating income$1,735,0002,764
1995-12-31 (YTD Data)Rank
Total interest income$6,137,0005,107
Total interest expense$1,868,0006,743
Net interest income$4,269,0004,087
Provision for loan and lease losses$100,0004,579
Total noninterest income$606,0004,537
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$473,0002,868
Trading account gains and feesNANA
Additional Noninterest Income$133,0006,332
Total noninterest expense$2,489,0005,014
Salaries and employee benefits$1,384,0004,607
Premises and equipment expense$260,0006,200
Additional noninterest expense$845,0005,020
Pre-tax net operating income$2,286,0003,101
Securities gains (losses)$03,831
Applicable income taxes$741,0003,080
Income before extraordinary items$1,545,0003,161
Extraordinary gains, net$065
Net income$1,545,0003,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,621
Cash dividends$550,0003,104
Sale, conversion, retirement of capital stock, net$25,000703
Net operating income$1,545,0003,139
1994-12-31 (YTD Data)Rank
Total interest income$5,163,0005,522
Total interest expense$1,203,0007,891
Net interest income$3,960,0004,426
Provision for loan and lease losses$59,0005,840
Total noninterest income$688,0004,177
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$578,0002,355
Trading account gains and feesNANA
Additional Noninterest Income$110,0007,224
Total noninterest expense$2,365,0005,409
Salaries and employee benefits$1,259,0005,032
Premises and equipment expense$226,0006,941
Additional noninterest expense$880,0005,277
Pre-tax net operating income$2,224,0003,144
Securities gains (losses)$03,600
Applicable income taxes$716,0003,041
Income before extraordinary items$1,508,0003,156
Extraordinary gains, net$0249
Net income$1,508,0003,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0004,263
Cash dividends$545,0003,011
Sale, conversion, retirement of capital stock, net$7,0001,105
Net operating income$1,508,0003,179
1993-12-31 (YTD Data)Rank
Total interest income$4,607,0006,190
Total interest expense$983,0009,184
Net interest income$3,624,0004,808
Provision for loan and lease losses$010,371
Total noninterest income$772,0004,105
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$658,0002,071
Trading account gains and feesNANA
Additional Noninterest Income$114,0007,477
Total noninterest expense$2,291,0005,681
Salaries and employee benefits$1,195,0005,263
Premises and equipment expense$246,0006,763
Additional noninterest expense$850,0005,626
Pre-tax net operating income$2,105,0003,157
Securities gains (losses)$07,477
Applicable income taxes$680,0003,199
Income before extraordinary items$1,425,0003,396
Extraordinary gains, net$03,149
Net income$1,425,0003,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0005,402
Cash dividends$311,0004,290
Sale, conversion, retirement of capital stock, net$55,000976
Net operating income$1,425,0003,220
1992-12-31 (YTD Data)Rank
Total interest income$4,710,0006,661
Total interest expense$1,192,0009,632
Net interest income$3,518,0004,985
Provision for loan and lease losses$131,0006,478
Total noninterest income$786,0004,026
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$559,0002,464
Trading account gains and feesNANA
Additional Noninterest Income$227,0005,269
Total noninterest expense$2,143,0006,049
Salaries and employee benefits$1,138,0005,430
Premises and equipment expense$263,0006,563
Additional noninterest expense$742,0006,470
Pre-tax net operating income$2,030,0003,064
Securities gains (losses)$08,369
Applicable income taxes$720,0002,881
Income before extraordinary items$1,310,0003,495
Extraordinary gains, net$01,422
Net income$1,310,0003,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0004,698
Cash dividends$300,0003,979
Sale, conversion, retirement of capital stock, net$14,0001,046
Net operating income$1,310,0003,248

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.