Home > First National Bank of Millstadt > Income and Expense
First National Bank of Millstadt, Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,234,000 | 6,108 |
| Total interest expense | $1,556,000 | 5,780 |
| Net interest income | $1,678,000 | 6,278 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $327,000 | 5,364 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $74,000 | 6,074 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $253,000 | 4,075 |
| Total noninterest expense | $3,060,000 | 4,040 |
| Salaries and employee benefits | $1,887,000 | 3,690 |
| Premises and equipment expense | $189,000 | 6,213 |
| Additional noninterest expense | $984,000 | 3,758 |
| Pre-tax net operating income | $-1,055,000 | 8,307 |
| Securities gains (losses) | $-162,000 | 8,359 |
| Applicable income taxes | $-447,000 | 8,426 |
| Income before extraordinary items | $-770,000 | 8,258 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-770,000 | 8,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,861 |
| Cash dividends | $1,128,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-666,320 | 8,203 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,143,000 | 6,147 |
| Total interest expense | $1,034,000 | 5,785 |
| Net interest income | $1,109,000 | 6,355 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $213,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $48,000 | 6,141 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $165,000 | 4,150 |
| Total noninterest expense | $1,106,000 | 5,963 |
| Salaries and employee benefits | $666,000 | 5,713 |
| Premises and equipment expense | $127,000 | 6,230 |
| Additional noninterest expense | $313,000 | 6,002 |
| Pre-tax net operating income | $216,000 | 6,537 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $57,000 | 4,659 |
| Income before extraordinary items | $159,000 | 6,669 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $159,000 | 6,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,810 |
| Cash dividends | $80,000 | 4,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $159,000 | 6,659 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 6,204 |
| Total interest expense | $499,000 | 5,864 |
| Net interest income | $551,000 | 6,397 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $95,000 | 5,648 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $25,000 | 6,052 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $70,000 | 4,459 |
| Total noninterest expense | $547,000 | 6,030 |
| Salaries and employee benefits | $322,000 | 5,854 |
| Premises and equipment expense | $65,000 | 6,217 |
| Additional noninterest expense | $160,000 | 5,927 |
| Pre-tax net operating income | $99,000 | 6,677 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $25,000 | 4,759 |
| Income before extraordinary items | $74,000 | 6,801 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $74,000 | 6,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,847 |
| Cash dividends | $40,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $74,000 | 6,780 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,789,000 | 6,247 |
| Total interest expense | $1,487,000 | 6,138 |
| Net interest income | $2,302,000 | 6,224 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $445,000 | 5,381 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $108,000 | 6,042 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $337,000 | 4,076 |
| Total noninterest expense | $2,215,000 | 5,854 |
| Salaries and employee benefits | $1,347,000 | 5,531 |
| Premises and equipment expense | $201,000 | 6,728 |
| Additional noninterest expense | $667,000 | 5,777 |
| Pre-tax net operating income | $532,000 | 6,380 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $133,000 | 4,740 |
| Income before extraordinary items | $399,000 | 6,521 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $399,000 | 6,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,019 |
| Cash dividends | $500,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $399,000 | 6,523 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,774,000 | 6,327 |
| Total interest expense | $1,055,000 | 6,212 |
| Net interest income | $1,719,000 | 6,296 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $340,000 | 5,368 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $82,000 | 6,089 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $258,000 | 4,038 |
| Total noninterest expense | $1,647,000 | 5,875 |
| Salaries and employee benefits | $980,000 | 5,607 |
| Premises and equipment expense | $186,000 | 6,261 |
| Additional noninterest expense | $481,000 | 5,875 |
| Pre-tax net operating income | $412,000 | 6,564 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $115,000 | 4,785 |
| Income before extraordinary items | $297,000 | 6,734 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $297,000 | 6,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,625 |
| Cash dividends | $120,000 | 4,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $297,000 | 6,735 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,810,000 | 6,368 |
| Total interest expense | $665,000 | 6,240 |
| Net interest income | $1,145,000 | 6,335 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $230,000 | 5,326 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $55,000 | 6,106 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $175,000 | 4,001 |
| Total noninterest expense | $1,078,000 | 5,937 |
| Salaries and employee benefits | $645,000 | 5,677 |
| Premises and equipment expense | $130,000 | 6,144 |
| Additional noninterest expense | $303,000 | 6,052 |
| Pre-tax net operating income | $297,000 | 6,475 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $84,000 | 4,734 |
| Income before extraordinary items | $213,000 | 6,658 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $213,000 | 6,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $80,000 | 4,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $213,000 | 6,659 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $898,000 | 6,359 |
| Total interest expense | $317,000 | 6,265 |
| Net interest income | $581,000 | 6,310 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $105,000 | 5,497 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $28,000 | 6,029 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $77,000 | 4,231 |
| Total noninterest expense | $555,000 | 5,865 |
| Salaries and employee benefits | $330,000 | 5,643 |
| Premises and equipment expense | $61,000 | 6,319 |
| Additional noninterest expense | $164,000 | 5,789 |
| Pre-tax net operating income | $131,000 | 6,665 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $37,000 | 4,820 |
| Income before extraordinary items | $94,000 | 6,826 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $94,000 | 6,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $40,000 | 3,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $94,000 | 6,824 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,689,000 | 6,049 |
| Total interest expense | $1,124,000 | 5,987 |
| Net interest income | $2,565,000 | 5,970 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $314,000 | 6,239 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $105,000 | 6,221 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $209,000 | 5,069 |
| Total noninterest expense | $2,006,000 | 6,110 |
| Salaries and employee benefits | $1,246,000 | 5,666 |
| Premises and equipment expense | $216,000 | 6,560 |
| Additional noninterest expense | $544,000 | 6,326 |
| Pre-tax net operating income | $873,000 | 5,698 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $284,000 | 4,204 |
| Income before extraordinary items | $589,000 | 6,045 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $589,000 | 6,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,049 |
| Cash dividends | $160,000 | 5,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $589,000 | 6,013 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,761,000 | 6,034 |
| Total interest expense | $832,000 | 5,913 |
| Net interest income | $1,929,000 | 5,995 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $236,000 | 6,252 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $77,000 | 6,297 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $159,000 | 5,086 |
| Total noninterest expense | $1,535,000 | 5,999 |
| Salaries and employee benefits | $940,000 | 5,625 |
| Premises and equipment expense | $206,000 | 5,962 |
| Additional noninterest expense | $389,000 | 6,438 |
| Pre-tax net operating income | $630,000 | 5,876 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $218,000 | 4,291 |
| Income before extraordinary items | $412,000 | 6,299 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $412,000 | 6,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,791 |
| Cash dividends | $120,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $412,000 | 6,259 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 6,004 |
| Total interest expense | $549,000 | 5,803 |
| Net interest income | $1,276,000 | 5,997 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $159,000 | 6,221 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $49,000 | 6,343 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $110,000 | 4,988 |
| Total noninterest expense | $1,012,000 | 6,030 |
| Salaries and employee benefits | $613,000 | 5,687 |
| Premises and equipment expense | $142,000 | 5,866 |
| Additional noninterest expense | $257,000 | 6,446 |
| Pre-tax net operating income | $423,000 | 5,843 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $146,000 | 4,285 |
| Income before extraordinary items | $277,000 | 6,291 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $277,000 | 6,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,591 |
| Cash dividends | $80,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $277,000 | 6,240 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $902,000 | 6,040 |
| Total interest expense | $269,000 | 5,775 |
| Net interest income | $633,000 | 6,060 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $66,000 | 6,549 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $23,000 | 6,401 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,506 |
| Total noninterest expense | $536,000 | 5,866 |
| Salaries and employee benefits | $326,000 | 5,527 |
| Premises and equipment expense | $72,000 | 5,866 |
| Additional noninterest expense | $138,000 | 6,279 |
| Pre-tax net operating income | $163,000 | 6,393 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $57,000 | 4,604 |
| Income before extraordinary items | $106,000 | 6,786 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $106,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $40,000 | 3,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $106,000 | 6,751 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,597,000 | 5,885 |
| Total interest expense | $1,094,000 | 5,399 |
| Net interest income | $2,503,000 | 6,008 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $354,000 | 6,060 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $104,000 | 6,411 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $250,000 | 4,641 |
| Total noninterest expense | $1,950,000 | 6,084 |
| Salaries and employee benefits | $1,217,000 | 5,653 |
| Premises and equipment expense | $180,000 | 6,974 |
| Additional noninterest expense | $553,000 | 6,255 |
| Pre-tax net operating income | $907,000 | 5,475 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $294,000 | 4,196 |
| Income before extraordinary items | $613,000 | 5,896 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $613,000 | 5,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $160,000 | 5,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $613,000 | 5,824 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 5,907 |
| Total interest expense | $821,000 | 5,380 |
| Net interest income | $1,853,000 | 6,055 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $279,000 | 5,997 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $78,000 | 6,466 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $201,000 | 4,487 |
| Total noninterest expense | $1,508,000 | 5,947 |
| Salaries and employee benefits | $912,000 | 5,625 |
| Premises and equipment expense | $187,000 | 6,184 |
| Additional noninterest expense | $409,000 | 6,244 |
| Pre-tax net operating income | $624,000 | 5,791 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $214,000 | 4,344 |
| Income before extraordinary items | $410,000 | 6,268 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $410,000 | 6,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $120,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $410,000 | 6,194 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 5,923 |
| Total interest expense | $551,000 | 5,374 |
| Net interest income | $1,226,000 | 6,095 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $190,000 | 5,938 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $54,000 | 6,404 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $136,000 | 4,504 |
| Total noninterest expense | $958,000 | 6,149 |
| Salaries and employee benefits | $589,000 | 5,755 |
| Premises and equipment expense | $123,000 | 6,248 |
| Additional noninterest expense | $246,000 | 6,586 |
| Pre-tax net operating income | $458,000 | 5,527 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $157,000 | 4,178 |
| Income before extraordinary items | $301,000 | 6,033 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $301,000 | 6,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $80,000 | 4,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $301,000 | 5,950 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $884,000 | 5,973 |
| Total interest expense | $285,000 | 5,323 |
| Net interest income | $599,000 | 6,165 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $84,000 | 6,172 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $28,000 | 6,308 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $56,000 | 4,886 |
| Total noninterest expense | $456,000 | 6,366 |
| Salaries and employee benefits | $274,000 | 6,023 |
| Premises and equipment expense | $57,000 | 6,454 |
| Additional noninterest expense | $125,000 | 6,555 |
| Pre-tax net operating income | $227,000 | 5,532 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $78,000 | 4,184 |
| Income before extraordinary items | $149,000 | 6,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $149,000 | 6,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $40,000 | 3,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $149,000 | 5,904 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,903,000 | 5,728 |
| Total interest expense | $1,300,000 | 5,326 |
| Net interest income | $2,603,000 | 5,772 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $432,000 | 5,795 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $116,000 | 6,326 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $316,000 | 4,400 |
| Total noninterest expense | $1,900,000 | 6,156 |
| Salaries and employee benefits | $1,152,000 | 5,773 |
| Premises and equipment expense | $176,000 | 7,072 |
| Additional noninterest expense | $572,000 | 6,141 |
| Pre-tax net operating income | $1,135,000 | 4,817 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $352,000 | 4,027 |
| Income before extraordinary items | $783,000 | 5,290 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $783,000 | 5,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,543 |
| Cash dividends | $160,000 | 5,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $783,000 | 5,140 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 5,734 |
| Total interest expense | $1,001,000 | 5,384 |
| Net interest income | $1,974,000 | 5,757 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $347,000 | 5,689 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $88,000 | 6,353 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $259,000 | 4,318 |
| Total noninterest expense | $1,452,000 | 6,070 |
| Salaries and employee benefits | $821,000 | 5,936 |
| Premises and equipment expense | $186,000 | 6,196 |
| Additional noninterest expense | $445,000 | 6,020 |
| Pre-tax net operating income | $869,000 | 4,924 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $292,000 | 3,962 |
| Income before extraordinary items | $577,000 | 5,504 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $577,000 | 5,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,344 |
| Cash dividends | $120,000 | 4,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $577,000 | 5,308 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 5,712 |
| Total interest expense | $693,000 | 5,379 |
| Net interest income | $1,325,000 | 5,724 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $244,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $58,000 | 6,356 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $186,000 | 4,163 |
| Total noninterest expense | $965,000 | 6,100 |
| Salaries and employee benefits | $553,000 | 5,895 |
| Premises and equipment expense | $120,000 | 6,262 |
| Additional noninterest expense | $292,000 | 6,071 |
| Pre-tax net operating income | $604,000 | 4,816 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $203,000 | 3,945 |
| Income before extraordinary items | $401,000 | 5,399 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $401,000 | 5,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $80,000 | 4,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $401,000 | 5,193 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 5,735 |
| Total interest expense | $352,000 | 5,432 |
| Net interest income | $660,000 | 5,733 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $107,000 | 5,736 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $28,000 | 6,375 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $79,000 | 4,363 |
| Total noninterest expense | $467,000 | 6,222 |
| Salaries and employee benefits | $258,000 | 6,145 |
| Premises and equipment expense | $60,000 | 6,275 |
| Additional noninterest expense | $149,000 | 5,971 |
| Pre-tax net operating income | $300,000 | 4,784 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $101,000 | 3,916 |
| Income before extraordinary items | $199,000 | 5,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $199,000 | 5,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $40,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $199,000 | 5,157 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,603,000 | 5,456 |
| Total interest expense | $1,916,000 | 4,944 |
| Net interest income | $2,687,000 | 5,669 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $440,000 | 5,547 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $123,000 | 6,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $317,000 | 4,135 |
| Total noninterest expense | $1,760,000 | 6,335 |
| Salaries and employee benefits | $1,082,000 | 5,863 |
| Premises and equipment expense | $169,000 | 7,182 |
| Additional noninterest expense | $509,000 | 6,455 |
| Pre-tax net operating income | $1,367,000 | 4,351 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $449,000 | 3,664 |
| Income before extraordinary items | $918,000 | 4,828 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $918,000 | 4,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,852 |
| Cash dividends | $150,000 | 5,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $918,000 | 4,699 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,085,000 | 5,555 |
| Total interest expense | $2,639,000 | 5,211 |
| Net interest income | $2,446,000 | 5,785 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $417,000 | 5,570 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $114,000 | 6,337 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $303,000 | 4,101 |
| Total noninterest expense | $1,708,000 | 6,322 |
| Salaries and employee benefits | $1,037,000 | 5,862 |
| Premises and equipment expense | $200,000 | 6,791 |
| Additional noninterest expense | $471,000 | 6,644 |
| Pre-tax net operating income | $1,155,000 | 4,516 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $386,000 | 3,802 |
| Income before extraordinary items | $769,000 | 4,974 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $769,000 | 4,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,101 |
| Cash dividends | $140,000 | 5,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $769,000 | 4,859 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,047,000 | 5,697 |
| Total interest expense | $2,562,000 | 5,468 |
| Net interest income | $2,485,000 | 5,828 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $283,000 | 6,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 4,998 |
| Total noninterest expense | $1,628,000 | 6,423 |
| Salaries and employee benefits | $989,000 | 5,955 |
| Premises and equipment expense | $203,000 | 6,721 |
| Additional noninterest expense | $436,000 | 6,881 |
| Pre-tax net operating income | $1,140,000 | 4,876 |
| Securities gains (losses) | $-10,000 | 8,341 |
| Applicable income taxes | $361,000 | 4,211 |
| Income before extraordinary items | $769,000 | 5,160 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $769,000 | 5,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 9,649 |
| Cash dividends | $120,000 | 5,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $775,800 | 5,132 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,753,000 | 5,745 |
| Total interest expense | $2,462,000 | 5,240 |
| Net interest income | $2,291,000 | 6,112 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $305,000 | 6,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 6,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 4,850 |
| Total noninterest expense | $1,668,000 | 6,364 |
| Salaries and employee benefits | $977,000 | 5,977 |
| Premises and equipment expense | $196,000 | 6,880 |
| Additional noninterest expense | $495,000 | 6,561 |
| Pre-tax net operating income | $928,000 | 5,522 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $292,000 | 4,875 |
| Income before extraordinary items | $636,000 | 5,737 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $636,000 | 5,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $120,000 | 5,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $636,000 | 5,703 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,732,000 | 5,892 |
| Total interest expense | $2,436,000 | 5,462 |
| Net interest income | $2,296,000 | 6,137 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $333,000 | 6,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 6,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 4,662 |
| Total noninterest expense | $1,608,000 | 6,418 |
| Salaries and employee benefits | $893,000 | 6,239 |
| Premises and equipment expense | $194,000 | 6,806 |
| Additional noninterest expense | $521,000 | 6,289 |
| Pre-tax net operating income | $1,021,000 | 5,348 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $310,000 | 5,088 |
| Income before extraordinary items | $711,000 | 5,565 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $711,000 | 5,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,731 |
| Cash dividends | $120,000 | 6,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $711,000 | 5,450 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,514,000 | 6,218 |
| Total interest expense | $2,311,000 | 5,703 |
| Net interest income | $2,203,000 | 6,523 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $278,000 | 6,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,371 |
| Total noninterest expense | $1,541,000 | 6,689 |
| Salaries and employee benefits | $853,000 | 6,523 |
| Premises and equipment expense | $202,000 | 6,803 |
| Additional noninterest expense | $486,000 | 6,622 |
| Pre-tax net operating income | $940,000 | 6,019 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $266,000 | 6,081 |
| Income before extraordinary items | $674,000 | 6,000 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $674,000 | 6,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,102 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $674,000 | 5,957 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,369,000 | 6,507 |
| Total interest expense | $2,349,000 | 5,754 |
| Net interest income | $2,020,000 | 7,104 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $320,000 | 6,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 6,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,465 |
| Total noninterest expense | $1,461,000 | 7,225 |
| Salaries and employee benefits | $793,000 | 7,012 |
| Premises and equipment expense | $212,000 | 6,822 |
| Additional noninterest expense | $456,000 | 7,412 |
| Pre-tax net operating income | $879,000 | 6,167 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $243,000 | 6,547 |
| Income before extraordinary items | $629,000 | 6,096 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $629,000 | 6,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,304 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $634,040 | 6,012 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,127,000 | 6,853 |
| Total interest expense | $2,106,000 | 6,253 |
| Net interest income | $2,021,000 | 7,261 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $344,000 | 6,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 6,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,743 |
| Total noninterest expense | $1,446,000 | 7,444 |
| Salaries and employee benefits | $739,000 | 7,468 |
| Premises and equipment expense | $200,000 | 7,189 |
| Additional noninterest expense | $507,000 | 7,202 |
| Pre-tax net operating income | $919,000 | 6,329 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $271,000 | 6,353 |
| Income before extraordinary items | $648,000 | 6,327 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $648,000 | 6,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,558 |
| Cash dividends | $85,000 | 7,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $648,000 | 6,307 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,726,000 | 7,029 |
| Total interest expense | $1,760,000 | 6,175 |
| Net interest income | $1,966,000 | 7,651 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $300,000 | 7,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 6,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,243 |
| Total noninterest expense | $1,482,000 | 7,653 |
| Salaries and employee benefits | $693,000 | 7,936 |
| Premises and equipment expense | $237,000 | 6,745 |
| Additional noninterest expense | $552,000 | 7,407 |
| Pre-tax net operating income | $784,000 | 6,955 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $229,000 | 6,867 |
| Income before extraordinary items | $550,000 | 6,909 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $550,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 11,591 |
| Cash dividends | $75,000 | 7,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $553,550 | 6,931 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,709,000 | 7,245 |
| Total interest expense | $1,934,000 | 6,000 |
| Net interest income | $1,775,000 | 8,304 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $345,000 | 7,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 5,807 |
| Total noninterest expense | $1,381,000 | 8,243 |
| Salaries and employee benefits | $615,000 | 8,675 |
| Premises and equipment expense | $148,000 | 8,964 |
| Additional noninterest expense | $618,000 | 7,181 |
| Pre-tax net operating income | $721,000 | 7,250 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $192,000 | 7,775 |
| Income before extraordinary items | $541,000 | 7,217 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $541,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $75,000 | 7,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $532,120 | 7,030 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,096,000 | 7,388 |
| Total interest expense | $2,438,000 | 6,110 |
| Net interest income | $1,658,000 | 8,781 |
| Provision for loan and lease losses | $72,000 | 8,175 |
| Total noninterest income | $402,000 | 6,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 4,770 |
| Total noninterest expense | $1,434,000 | 8,160 |
| Salaries and employee benefits | $575,000 | 9,031 |
| Premises and equipment expense | $133,000 | 9,598 |
| Additional noninterest expense | $726,000 | 6,577 |
| Pre-tax net operating income | $554,000 | 8,036 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $100,000 | 9,918 |
| Income before extraordinary items | $454,000 | 7,704 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $454,000 | 7,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 5,395 |
| Cash dividends | $59,000 | 7,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $454,000 | 7,343 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.