Home > First National Bank of Magnolia > Assets and Liabilities
First National Bank of Magnolia, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 67 | 2,644 |
| Assets and Liabilities | ||
| Total Assets: | $223,114,000 | 2,098 |
| Cash and due from depository institutions | $9,162,000 | 2,644 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $80,139,000 | 1,431 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 2,060 |
| Net loans & leases | $120,087,000 | 2,483 |
| Loan loss allowance | $1,437,000 | 2,488 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,780,000 | 1,470 |
| Other real estate owned | $237,000 | 2,644 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,109,000 | 2,738 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,114,000 | 2,098 |
| Total liabilities | $204,970,000 | 2,055 |
| Total deposits | $200,770,000 | 1,880 |
| Interest-bearing deposits | $172,821,000 | 1,889 |
| Deposits held in domestic offices | $200,770,000 | 1,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,255,000 | 2,380 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,326,000 | 4,334 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $619,000 | 4,652 |
| Total equity capital | $18,144,000 | 2,424 |
| Total bank equity capital | $18,144,000 | 2,424 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,173,000 | 2,850 |
| Surplus | $5,425,000 | 2,780 |
| Undivided profits | $11,546,000 | 2,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,682,000 | 1,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $984,000 | 2,309 |
| Earning assets | $204,826,000 | 2,100 |
| Long-term assets (5+ years) | $61,576,000 | 1,461 |
| Average Assets, year-to-date | $229,136,000 | 1,972 |
| Average Assets, quarterly | $224,228,000 | 2,073 |
| Volatile liabilities | $45,178,000 | 1,801 |
| Insider loans | $3,747,000 | 1,257 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $15,985,000 | 2,768 |
| Tier 1 (core) risk-based capital | $19,227,000 | 2,290 |
| Tier 2 risk-based capital | $1,437,000 | 2,266 |
| Total risk weighted assets | $131,401,100 | 2,329 |
| Total unused commitments | $15,985,000 | 2,774 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 69 | 2,570 |
| Assets and Liabilities | ||
| Total Assets: | $236,180,000 | 1,957 |
| Cash and due from depository institutions | $8,670,000 | 2,570 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $93,790,000 | 1,242 |
| Federal funds sold & reverse repurchase agreements | $7,840,000 | 2,198 |
| Net loans & leases | $117,439,000 | 2,365 |
| Loan loss allowance | $1,149,000 | 2,958 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,117,000 | 1,310 |
| Other real estate owned | $66,000 | 2,570 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,258,000 | 3,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,180,000 | 1,957 |
| Total liabilities | $216,771,000 | 1,921 |
| Total deposits | $214,519,000 | 1,764 |
| Interest-bearing deposits | $182,770,000 | 1,783 |
| Deposits held in domestic offices | $214,519,000 | 1,759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,132,000 | 2,324 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $336,000 | 4,386 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $784,000 | 4,229 |
| Total equity capital | $19,409,000 | 2,322 |
| Total bank equity capital | $19,409,000 | 2,322 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,173,000 | 2,849 |
| Surplus | $5,425,000 | 2,638 |
| Undivided profits | $12,811,000 | 2,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $282,000 | 5,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $834,000 | 2,729 |
| Earning assets | $219,069,000 | 1,941 |
| Long-term assets (5+ years) | $55,558,000 | 1,452 |
| Average Assets, year-to-date | $224,321,600 | 1,952 |
| Average Assets, quarterly | $230,532,500 | 1,967 |
| Volatile liabilities | $48,664,000 | 1,423 |
| Insider loans | $4,842,000 | 868 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,097,000 | 3,213 |
| Tier 1 (core) risk-based capital | $19,198,000 | 2,230 |
| Tier 2 risk-based capital | $1,149,000 | 2,689 |
| Total risk weighted assets | $128,793,400 | 2,217 |
| Total unused commitments | $12,097,000 | 3,217 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 68 | 2,648 |
| Assets and Liabilities | ||
| Total Assets: | $217,803,000 | 2,091 |
| Cash and due from depository institutions | $6,117,000 | 2,648 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $85,814,000 | 1,343 |
| Federal funds sold & reverse repurchase agreements | $5,315,000 | 2,564 |
| Net loans & leases | $112,108,000 | 2,479 |
| Loan loss allowance | $1,342,000 | 2,572 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,093,000 | 1,272 |
| Other real estate owned | $63,000 | 2,648 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,293,000 | 3,091 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $217,803,000 | 2,091 |
| Total liabilities | $199,572,000 | 2,062 |
| Total deposits | $196,142,000 | 1,936 |
| Interest-bearing deposits | $165,591,000 | 1,962 |
| Deposits held in domestic offices | $196,142,000 | 1,928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $739,000 | 2,890 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,747,000 | 3,036 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $944,000 | 3,737 |
| Total equity capital | $18,231,000 | 2,463 |
| Total bank equity capital | $18,231,000 | 2,463 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,173,000 | 2,907 |
| Surplus | $5,425,000 | 2,581 |
| Undivided profits | $11,633,000 | 2,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $441,000 | 4,372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $824,000 | 2,803 |
| Earning assets | $203,237,000 | 2,060 |
| Long-term assets (5+ years) | $44,289,000 | 1,527 |
| Average Assets, year-to-date | $216,912,400 | 2,005 |
| Average Assets, quarterly | $217,537,500 | 2,072 |
| Volatile liabilities | $44,571,000 | 1,545 |
| Insider loans | $3,235,000 | 1,301 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,325,000 | 3,384 |
| Tier 1 (core) risk-based capital | $18,139,000 | 2,359 |
| Tier 2 risk-based capital | $1,342,000 | 2,224 |
| Total risk weighted assets | $125,416,600 | 2,228 |
| Total unused commitments | $10,325,000 | 3,385 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 67 | 2,837 |
| Assets and Liabilities | ||
| Total Assets: | $214,484,000 | 2,171 |
| Cash and due from depository institutions | $4,431,000 | 2,837 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $87,608,000 | 1,370 |
| Federal funds sold & reverse repurchase agreements | $6,485,000 | 2,027 |
| Net loans & leases | $107,578,000 | 2,603 |
| Loan loss allowance | $1,214,000 | 2,961 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,278,000 | 1,236 |
| Other real estate owned | $0 | 2,837 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,104,000 | 3,448 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,484,000 | 2,171 |
| Total liabilities | $196,679,000 | 2,133 |
| Total deposits | $194,153,000 | 2,001 |
| Interest-bearing deposits | $156,036,000 | 2,145 |
| Deposits held in domestic offices | $194,153,000 | 1,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $650,000 | 3,053 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $984,000 | 3,425 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $892,000 | 3,857 |
| Total equity capital | $17,805,000 | 2,524 |
| Total bank equity capital | $17,805,000 | 2,524 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,173,000 | 3,105 |
| Surplus | $5,425,000 | 2,656 |
| Undivided profits | $11,207,000 | 2,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $438,000 | 4,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $808,000 | 2,826 |
| Earning assets | $201,671,000 | 2,127 |
| Long-term assets (5+ years) | $41,592,000 | 1,507 |
| Average Assets, year-to-date | $209,731,200 | 2,151 |
| Average Assets, quarterly | $213,803,500 | 2,159 |
| Volatile liabilities | $36,645,000 | 1,761 |
| Insider loans | $2,091,000 | 2,036 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,770,000 | 2,693 |
| Tier 1 (core) risk-based capital | $17,824,000 | 2,433 |
| Tier 2 risk-based capital | $1,214,000 | 2,490 |
| Total risk weighted assets | $122,534,300 | 2,302 |
| Total unused commitments | $13,770,000 | 2,706 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 69 | 2,830 |
| Assets and Liabilities | ||
| Total Assets: | $204,135,000 | 2,311 |
| Cash and due from depository institutions | $6,263,000 | 2,830 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $88,425,000 | 1,413 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 6,340 |
| Net loans & leases | $99,547,000 | 2,717 |
| Loan loss allowance | $1,451,000 | 2,549 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,080,000 | 1,246 |
| Other real estate owned | $97,000 | 2,830 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,223,000 | 3,312 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,135,000 | 2,311 |
| Total liabilities | $186,180,000 | 2,287 |
| Total deposits | $184,171,000 | 2,142 |
| Interest-bearing deposits | $150,740,000 | 2,260 |
| Deposits held in domestic offices | $184,171,000 | 2,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $643,000 | 2,963 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $548,000 | 3,373 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $818,000 | 4,310 |
| Total equity capital | $17,955,000 | 2,486 |
| Total bank equity capital | $17,955,000 | 2,486 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,173,000 | 3,226 |
| Surplus | $5,425,000 | 2,673 |
| Undivided profits | $11,357,000 | 2,303 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $705,000 | 3,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $796,000 | 2,948 |
| Earning assets | $189,472,000 | 2,285 |
| Long-term assets (5+ years) | $42,998,000 | 1,348 |
| Average Assets, year-to-date | $204,027,600 | 2,231 |
| Average Assets, quarterly | $204,554,000 | 2,270 |
| Volatile liabilities | $35,346,000 | 1,655 |
| Insider loans | $1,157,000 | 3,365 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $15,620,000 | 2,366 |
| Tier 1 (core) risk-based capital | $17,840,000 | 2,402 |
| Tier 2 risk-based capital | $1,451,000 | 2,077 |
| Total risk weighted assets | $117,151,600 | 2,326 |
| Total unused commitments | $15,620,000 | 2,378 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 67 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $202,847,000 | 2,290 |
| Cash and due from depository institutions | $5,392,000 | 3,011 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $91,641,000 | 1,409 |
| Federal funds sold & reverse repurchase agreements | $2,950,000 | 2,851 |
| Net loans & leases | $96,548,000 | 2,733 |
| Loan loss allowance | $1,741,000 | 2,219 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,716,000 | 2,720 |
| Other real estate owned | $159,000 | 3,011 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,441,000 | 2,338 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,847,000 | 2,290 |
| Total liabilities | $186,526,000 | 2,253 |
| Total deposits | $180,623,000 | 2,145 |
| Interest-bearing deposits | $150,888,000 | 2,209 |
| Deposits held in domestic offices | $180,623,000 | 2,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $570,000 | 3,854 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,208,000 | 2,981 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,125,000 | 1,042 |
| Total equity capital | $16,321,000 | 2,508 |
| Total bank equity capital | $16,321,000 | 2,508 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,173,000 | 3,343 |
| Surplus | $5,425,000 | 2,582 |
| Undivided profits | $9,723,000 | 2,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $557,000 | 4,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $675,000 | 3,043 |
| Earning assets | $191,139,000 | 2,215 |
| Long-term assets (5+ years) | $38,552,000 | 1,480 |
| Average Assets, year-to-date | $202,040,600 | 2,229 |
| Average Assets, quarterly | $203,144,500 | 2,260 |
| Volatile liabilities | $37,567,000 | 1,530 |
| Insider loans | $2,090,000 | 2,005 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $65,000 | 1,311 |
| Unused loan commitments | $6,867,000 | 4,043 |
| Tier 1 (core) risk-based capital | $17,815,000 | 2,294 |
| Tier 2 risk-based capital | $1,379,870 | 2,175 |
| Total risk weighted assets | $110,028,170 | 2,420 |
| Total unused commitments | $6,867,000 | 4,050 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 67 | 3,145 |
| Assets and Liabilities | ||
| Total Assets: | $200,209,000 | 2,325 |
| Cash and due from depository institutions | $4,810,000 | 3,145 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $94,193,000 | 1,440 |
| Federal funds sold & reverse repurchase agreements | $4,775,000 | 2,952 |
| Net loans & leases | $92,210,000 | 2,791 |
| Loan loss allowance | $1,688,000 | 2,371 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,652,000 | 4,297 |
| Other real estate owned | $233,000 | 3,145 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,336,000 | 3,022 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,209,000 | 2,325 |
| Total liabilities | $180,665,000 | 2,361 |
| Total deposits | $177,111,000 | 2,245 |
| Interest-bearing deposits | $153,285,000 | 2,243 |
| Deposits held in domestic offices | $177,111,000 | 2,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,138,000 | 2,660 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,800,000 | 2,246 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $616,000 | 4,571 |
| Total equity capital | $19,544,000 | 2,088 |
| Total bank equity capital | $19,544,000 | 2,088 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,173,000 | 3,442 |
| Surplus | $5,425,000 | 2,503 |
| Undivided profits | $12,946,000 | 1,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $420,000 | 5,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $515,000 | 3,582 |
| Earning assets | $191,178,000 | 2,234 |
| Long-term assets (5+ years) | $35,814,000 | 1,620 |
| Average Assets, year-to-date | $201,526,800 | 2,233 |
| Average Assets, quarterly | $200,564,500 | 2,297 |
| Volatile liabilities | $36,693,000 | 1,504 |
| Insider loans | $3,036,000 | 1,371 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,150,000 | 4,312 |
| Tier 1 (core) risk-based capital | $19,544,000 | 2,038 |
| Tier 2 risk-based capital | $1,306,450 | 2,256 |
| Total risk weighted assets | $104,134,650 | 2,506 |
| Total unused commitments | $6,150,000 | 4,339 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 72 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $202,494,000 | 2,340 |
| Cash and due from depository institutions | $5,212,000 | 2,976 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $102,050,000 | 1,315 |
| Federal funds sold & reverse repurchase agreements | $3,530,000 | 4,426 |
| Net loans & leases | $87,078,000 | 3,005 |
| Loan loss allowance | $1,821,000 | 2,288 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,568,000 | 4,502 |
| Other real estate owned | $571,000 | 2,976 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,485,000 | 2,984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,494,000 | 2,340 |
| Total liabilities | $182,625,000 | 2,392 |
| Total deposits | $178,039,000 | 2,321 |
| Interest-bearing deposits | $155,918,000 | 2,315 |
| Deposits held in domestic offices | $178,039,000 | 2,312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,680,000 | 2,179 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,012,000 | 1,932 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $894,000 | 3,594 |
| Total equity capital | $19,869,000 | 1,964 |
| Total bank equity capital | $19,869,000 | 1,964 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,173,000 | 3,591 |
| Surplus | $5,425,000 | 2,410 |
| Undivided profits | $13,271,000 | 1,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $772,000 | 4,386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $537,000 | 3,805 |
| Earning assets | $192,658,000 | 2,241 |
| Long-term assets (5+ years) | $31,283,000 | 1,787 |
| Average Assets, year-to-date | $200,301,400 | 2,304 |
| Average Assets, quarterly | $200,293,500 | 2,343 |
| Volatile liabilities | $39,457,000 | 1,408 |
| Insider loans | $237,000 | 3,489 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,140,000 | 3,377 |
| Tier 1 (core) risk-based capital | $19,869,000 | 1,921 |
| Tier 2 risk-based capital | $1,251,680 | 2,386 |
| Total risk weighted assets | $99,564,780 | 2,677 |
| Total unused commitments | $8,140,000 | 3,398 |
| Derivatives | $0 | 651 |