Home > First National Bank of Lakewood > Income and Expense
First National Bank of Lakewood, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,500,000 | 6,314 |
| Total interest expense | $993,000 | 9,143 |
| Net interest income | $3,507,000 | 4,957 |
| Provision for loan and lease losses | $8,000 | 9,904 |
| Total noninterest income | $780,000 | 4,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $573,000 | 2,404 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 5,557 |
| Total noninterest expense | $2,757,000 | 4,836 |
| Salaries and employee benefits | $1,129,000 | 5,513 |
| Premises and equipment expense | $296,000 | 5,922 |
| Additional noninterest expense | $1,332,000 | 3,859 |
| Pre-tax net operating income | $1,522,000 | 4,258 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $514,000 | 4,085 |
| Income before extraordinary items | $1,011,000 | 4,661 |
| Extraordinary gains, net | $27,000 | 2,545 |
| Net income | $1,038,000 | 4,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $262,000 | 4,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,009,020 | 4,434 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,468,000 | 6,939 |
| Total interest expense | $1,276,000 | 9,335 |
| Net interest income | $3,192,000 | 5,414 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $761,000 | 4,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $574,000 | 2,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,899 |
| Total noninterest expense | $2,563,000 | 5,193 |
| Salaries and employee benefits | $1,065,000 | 5,719 |
| Premises and equipment expense | $361,000 | 5,234 |
| Additional noninterest expense | $1,137,000 | 4,559 |
| Pre-tax net operating income | $1,365,000 | 4,417 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $466,000 | 4,232 |
| Income before extraordinary items | $899,000 | 4,937 |
| Extraordinary gains, net | $3,000 | 1,401 |
| Net income | $902,000 | 4,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 8,726 |
| Cash dividends | $247,000 | 4,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $899,000 | 4,624 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.