Home > First National Bank of Lake City & Creede > Income and Expense
First National Bank of Lake City & Creede, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $535,000 | 7,572 |
| Total interest expense | $162,000 | 7,852 |
| Net interest income | $373,000 | 7,271 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $32,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $8,000 | 7,097 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $24,000 | 6,337 |
| Total noninterest expense | $379,000 | 6,960 |
| Salaries and employee benefits | $181,000 | 7,251 |
| Premises and equipment expense | $36,000 | 7,349 |
| Additional noninterest expense | $162,000 | 5,901 |
| Pre-tax net operating income | $26,000 | 7,580 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $8,000 | 5,466 |
| Income before extraordinary items | $18,000 | 7,649 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $18,000 | 7,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $49,000 | 3,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $18,000 | 7,632 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 7,371 |
| Total interest expense | $573,000 | 7,774 |
| Net interest income | $1,647,000 | 6,991 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $139,000 | 7,397 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $38,000 | 7,061 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $101,000 | 6,313 |
| Total noninterest expense | $1,248,000 | 7,307 |
| Salaries and employee benefits | $694,000 | 7,302 |
| Premises and equipment expense | $143,000 | 7,335 |
| Additional noninterest expense | $411,000 | 7,015 |
| Pre-tax net operating income | $538,000 | 6,362 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $171,000 | 4,469 |
| Income before extraordinary items | $367,000 | 6,645 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $367,000 | 6,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,128 |
| Cash dividends | $73,000 | 5,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $367,000 | 6,646 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,642,000 | 7,441 |
| Total interest expense | $425,000 | 7,800 |
| Net interest income | $1,217,000 | 7,103 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $107,000 | 7,434 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $28,000 | 7,153 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $79,000 | 6,242 |
| Total noninterest expense | $903,000 | 7,375 |
| Salaries and employee benefits | $512,000 | 7,321 |
| Premises and equipment expense | $104,000 | 7,405 |
| Additional noninterest expense | $287,000 | 7,163 |
| Pre-tax net operating income | $421,000 | 6,523 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $151,000 | 4,473 |
| Income before extraordinary items | $270,000 | 6,877 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $270,000 | 6,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $73,000 | 4,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $270,000 | 6,879 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,052,000 | 7,525 |
| Total interest expense | $277,000 | 7,805 |
| Net interest income | $775,000 | 7,233 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $55,000 | 7,771 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $28,000 | 6,920 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,238 |
| Total noninterest expense | $584,000 | 7,477 |
| Salaries and employee benefits | $331,000 | 7,423 |
| Premises and equipment expense | $72,000 | 7,368 |
| Additional noninterest expense | $181,000 | 7,281 |
| Pre-tax net operating income | $246,000 | 6,792 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $84,000 | 4,734 |
| Income before extraordinary items | $162,000 | 7,067 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $162,000 | 7,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $73,000 | 4,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $162,000 | 7,077 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $495,000 | 7,624 |
| Total interest expense | $135,000 | 7,811 |
| Net interest income | $360,000 | 7,399 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $34,000 | 7,527 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $19,000 | 6,578 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $281,000 | 7,566 |
| Salaries and employee benefits | $158,000 | 7,542 |
| Premises and equipment expense | $34,000 | 7,467 |
| Additional noninterest expense | $89,000 | 7,310 |
| Pre-tax net operating income | $113,000 | 6,902 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $39,000 | 4,751 |
| Income before extraordinary items | $74,000 | 7,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $74,000 | 7,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $73,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $74,000 | 7,135 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,964,000 | 7,487 |
| Total interest expense | $512,000 | 7,584 |
| Net interest income | $1,452,000 | 7,364 |
| Provision for loan and lease losses | $-13,000 | 8,505 |
| Total noninterest income | $101,000 | 7,928 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $44,000 | 7,168 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $57,000 | 7,225 |
| Total noninterest expense | $1,155,000 | 7,470 |
| Salaries and employee benefits | $652,000 | 7,432 |
| Premises and equipment expense | $127,000 | 7,565 |
| Additional noninterest expense | $376,000 | 7,217 |
| Pre-tax net operating income | $411,000 | 7,035 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $131,000 | 5,132 |
| Income before extraordinary items | $280,000 | 7,261 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $280,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $99,000 | 5,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $280,000 | 7,250 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,434,000 | 7,556 |
| Total interest expense | $377,000 | 7,566 |
| Net interest income | $1,057,000 | 7,451 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $78,000 | 7,937 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $46,000 | 6,939 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,572 |
| Total noninterest expense | $835,000 | 7,539 |
| Salaries and employee benefits | $474,000 | 7,486 |
| Premises and equipment expense | $96,000 | 7,530 |
| Additional noninterest expense | $265,000 | 7,348 |
| Pre-tax net operating income | $300,000 | 7,206 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $100,000 | 5,242 |
| Income before extraordinary items | $200,000 | 7,446 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $200,000 | 7,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $99,000 | 4,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $200,000 | 7,413 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $895,000 | 7,664 |
| Total interest expense | $240,000 | 7,579 |
| Net interest income | $655,000 | 7,605 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $64,000 | 7,706 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $43,000 | 6,506 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $21,000 | 7,597 |
| Total noninterest expense | $550,000 | 7,575 |
| Salaries and employee benefits | $312,000 | 7,513 |
| Premises and equipment expense | $66,000 | 7,484 |
| Additional noninterest expense | $172,000 | 7,377 |
| Pre-tax net operating income | $169,000 | 7,413 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $53,000 | 5,468 |
| Income before extraordinary items | $114,000 | 7,640 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $114,000 | 7,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $48,000 | 4,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $115,360 | 7,589 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $438,000 | 7,744 |
| Total interest expense | $114,000 | 7,649 |
| Net interest income | $324,000 | 7,684 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $27,000 | 7,907 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $265,000 | 7,695 |
| Salaries and employee benefits | $153,000 | 7,619 |
| Premises and equipment expense | $33,000 | 7,563 |
| Additional noninterest expense | $79,000 | 7,588 |
| Pre-tax net operating income | $86,000 | 7,418 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $28,000 | 5,369 |
| Income before extraordinary items | $58,000 | 7,631 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $58,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $48,000 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $58,000 | 7,600 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 8,023 |
| Total interest expense | $370,000 | 7,804 |
| Net interest income | $1,019,000 | 7,982 |
| Provision for loan and lease losses | $5,000 | 7,179 |
| Total noninterest income | $140,000 | 7,697 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $77,000 | 6,812 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $63,000 | 7,122 |
| Total noninterest expense | $920,000 | 7,947 |
| Salaries and employee benefits | $570,000 | 7,777 |
| Premises and equipment expense | $103,000 | 7,933 |
| Additional noninterest expense | $247,000 | 8,012 |
| Pre-tax net operating income | $234,000 | 7,659 |
| Securities gains (losses) | $-19,000 | 8,377 |
| Applicable income taxes | $62,000 | 5,902 |
| Income before extraordinary items | $153,000 | 7,863 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $153,000 | 7,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $15,000 | 6,072 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 726 |
| Net operating income | $166,490 | 7,764 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $938,000 | 8,197 |
| Total interest expense | $262,000 | 7,915 |
| Net interest income | $676,000 | 8,209 |
| Provision for loan and lease losses | $5,000 | 6,935 |
| Total noninterest income | $83,000 | 8,019 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $48,000 | 7,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 7,515 |
| Total noninterest expense | $626,000 | 8,086 |
| Salaries and employee benefits | $370,000 | 7,979 |
| Premises and equipment expense | $73,000 | 7,993 |
| Additional noninterest expense | $183,000 | 8,020 |
| Pre-tax net operating income | $128,000 | 8,008 |
| Securities gains (losses) | $19,000 | 2,339 |
| Applicable income taxes | $40,000 | 6,113 |
| Income before extraordinary items | $107,000 | 8,029 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $107,000 | 8,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,426 |
| Cash dividends | $15,000 | 5,275 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 579 |
| Net operating income | $93,130 | 8,062 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $520,000 | 8,463 |
| Total interest expense | $149,000 | 8,199 |
| Net interest income | $371,000 | 8,467 |
| Provision for loan and lease losses | $5,000 | 6,663 |
| Total noninterest income | $37,000 | 8,459 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $29,000 | 7,223 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,431 |
| Total noninterest expense | $354,000 | 8,352 |
| Salaries and employee benefits | $208,000 | 8,295 |
| Premises and equipment expense | $44,000 | 8,143 |
| Additional noninterest expense | $102,000 | 8,325 |
| Pre-tax net operating income | $49,000 | 8,250 |
| Securities gains (losses) | $19,000 | 2,067 |
| Applicable income taxes | $15,000 | 6,460 |
| Income before extraordinary items | $53,000 | 8,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $53,000 | 8,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 461 |
| Net operating income | $38,180 | 8,266 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $136,000 | 8,899 |
| Total interest expense | $38,000 | 8,770 |
| Net interest income | $98,000 | 8,900 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $8,000 | 8,856 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,724 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $91,000 | 8,955 |
| Salaries and employee benefits | $54,000 | 8,917 |
| Premises and equipment expense | $12,000 | 8,685 |
| Additional noninterest expense | $25,000 | 8,937 |
| Pre-tax net operating income | $10,000 | 8,435 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $9,000 | 8,487 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $9,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 301 |
| Net operating income | $9,000 | 8,423 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,647,000 | 7,915 |
| Total interest expense | $502,000 | 7,734 |
| Net interest income | $1,145,000 | 7,894 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $147,000 | 7,830 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $89,000 | 6,730 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $58,000 | 7,360 |
| Total noninterest expense | $1,104,000 | 7,666 |
| Salaries and employee benefits | $594,000 | 7,717 |
| Premises and equipment expense | $125,000 | 7,733 |
| Additional noninterest expense | $385,000 | 7,253 |
| Pre-tax net operating income | $188,000 | 7,860 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $48,000 | 6,313 |
| Income before extraordinary items | $142,000 | 8,045 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $142,000 | 8,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $13,000 | 6,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $140,500 | 7,933 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 8,087 |
| Total interest expense | $384,000 | 7,837 |
| Net interest income | $797,000 | 8,086 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $109,000 | 7,909 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $63,000 | 6,886 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 7,333 |
| Total noninterest expense | $810,000 | 7,705 |
| Salaries and employee benefits | $448,000 | 7,676 |
| Premises and equipment expense | $96,000 | 7,711 |
| Additional noninterest expense | $266,000 | 7,428 |
| Pre-tax net operating income | $96,000 | 8,251 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $18,000 | 6,845 |
| Income before extraordinary items | $80,000 | 8,347 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $80,000 | 8,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $78,360 | 8,241 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $771,000 | 8,189 |
| Total interest expense | $259,000 | 7,937 |
| Net interest income | $512,000 | 8,184 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $54,000 | 8,279 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $38,000 | 7,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,000 | 8,080 |
| Total noninterest expense | $524,000 | 7,797 |
| Salaries and employee benefits | $293,000 | 7,747 |
| Premises and equipment expense | $65,000 | 7,693 |
| Additional noninterest expense | $166,000 | 7,558 |
| Pre-tax net operating income | $42,000 | 8,426 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $5,000 | 7,181 |
| Income before extraordinary items | $39,000 | 8,517 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $39,000 | 8,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $37,220 | 8,403 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $381,000 | 8,253 |
| Total interest expense | $131,000 | 8,023 |
| Net interest income | $250,000 | 8,247 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $26,000 | 8,331 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $251,000 | 7,921 |
| Salaries and employee benefits | $143,000 | 7,841 |
| Premises and equipment expense | $30,000 | 7,859 |
| Additional noninterest expense | $78,000 | 7,720 |
| Pre-tax net operating income | $25,000 | 8,386 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $22,000 | 8,456 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $22,000 | 8,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $22,000 | 8,331 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 8,000 |
| Total interest expense | $731,000 | 7,723 |
| Net interest income | $1,138,000 | 8,046 |
| Provision for loan and lease losses | $81,000 | 6,055 |
| Total noninterest income | $168,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $76,000 | 7,019 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 6,607 |
| Total noninterest expense | $1,091,000 | 7,734 |
| Salaries and employee benefits | $595,000 | 7,723 |
| Premises and equipment expense | $126,000 | 7,806 |
| Additional noninterest expense | $370,000 | 7,346 |
| Pre-tax net operating income | $134,000 | 8,176 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $27,000 | 6,900 |
| Income before extraordinary items | $114,000 | 8,271 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $114,000 | 8,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,742 |
| Cash dividends | $24,000 | 6,198 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 842 |
| Net operating income | $108,330 | 8,196 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 7,912 |
| Total interest expense | $1,028,000 | 7,969 |
| Net interest income | $1,309,000 | 7,680 |
| Provision for loan and lease losses | $17,000 | 7,683 |
| Total noninterest income | $244,000 | 6,917 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $100,000 | 6,572 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $144,000 | 5,619 |
| Total noninterest expense | $1,248,000 | 7,334 |
| Salaries and employee benefits | $683,000 | 7,274 |
| Premises and equipment expense | $113,000 | 8,103 |
| Additional noninterest expense | $452,000 | 6,771 |
| Pre-tax net operating income | $288,000 | 7,474 |
| Securities gains (losses) | $-7,000 | 9,251 |
| Applicable income taxes | $89,000 | 6,140 |
| Income before extraordinary items | $192,000 | 7,797 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $192,000 | 7,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,448 |
| Cash dividends | $49,000 | 6,203 |
| Sale, conversion, retirement of capital stock, net | $-20,000 | 9,458 |
| Net operating income | $196,760 | 7,652 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 8,102 |
| Total interest expense | $966,000 | 8,291 |
| Net interest income | $1,355,000 | 7,746 |
| Provision for loan and lease losses | $49,000 | 6,605 |
| Total noninterest income | $216,000 | 7,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 6,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,021 |
| Total noninterest expense | $1,237,000 | 7,398 |
| Salaries and employee benefits | $687,000 | 7,259 |
| Premises and equipment expense | $122,000 | 8,066 |
| Additional noninterest expense | $428,000 | 6,944 |
| Pre-tax net operating income | $285,000 | 7,964 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $82,000 | 6,764 |
| Income before extraordinary items | $203,000 | 8,045 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $203,000 | 8,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,170 |
| Cash dividends | $49,000 | 6,438 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 9,730 |
| Net operating income | $203,000 | 8,048 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 8,410 |
| Total interest expense | $852,000 | 8,562 |
| Net interest income | $1,229,000 | 8,135 |
| Provision for loan and lease losses | $14,000 | 7,935 |
| Total noninterest income | $171,000 | 7,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 7,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,314 |
| Total noninterest expense | $1,088,000 | 7,876 |
| Salaries and employee benefits | $611,000 | 7,694 |
| Premises and equipment expense | $103,000 | 8,572 |
| Additional noninterest expense | $374,000 | 7,500 |
| Pre-tax net operating income | $298,000 | 8,104 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $89,000 | 7,090 |
| Income before extraordinary items | $209,000 | 8,233 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $209,000 | 8,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $61,000 | 6,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $209,000 | 8,201 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,088,000 | 8,574 |
| Total interest expense | $895,000 | 8,703 |
| Net interest income | $1,193,000 | 8,337 |
| Provision for loan and lease losses | $47,000 | 6,746 |
| Total noninterest income | $173,000 | 7,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 7,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,242 |
| Total noninterest expense | $1,022,000 | 8,045 |
| Salaries and employee benefits | $550,000 | 8,048 |
| Premises and equipment expense | $113,000 | 8,421 |
| Additional noninterest expense | $359,000 | 7,584 |
| Pre-tax net operating income | $297,000 | 8,418 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $100,000 | 7,528 |
| Income before extraordinary items | $199,000 | 8,629 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $199,000 | 8,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $74,000 | 6,600 |
| Sale, conversion, retirement of capital stock, net | $-23,000 | 10,312 |
| Net operating income | $197,660 | 8,569 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 9,101 |
| Total interest expense | $781,000 | 9,314 |
| Net interest income | $1,145,000 | 8,820 |
| Provision for loan and lease losses | $79,000 | 5,693 |
| Total noninterest income | $156,000 | 8,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 8,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,713 |
| Total noninterest expense | $938,000 | 8,561 |
| Salaries and employee benefits | $516,000 | 8,489 |
| Premises and equipment expense | $103,000 | 8,887 |
| Additional noninterest expense | $319,000 | 8,128 |
| Pre-tax net operating income | $284,000 | 9,090 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $87,000 | 8,619 |
| Income before extraordinary items | $197,000 | 9,183 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $197,000 | 9,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $63,000 | 7,006 |
| Sale, conversion, retirement of capital stock, net | $-12,000 | 10,731 |
| Net operating income | $197,000 | 9,134 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 9,835 |
| Total interest expense | $658,000 | 10,098 |
| Net interest income | $1,024,000 | 9,491 |
| Provision for loan and lease losses | $32,000 | 7,338 |
| Total noninterest income | $123,000 | 9,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 9,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,617 |
| Total noninterest expense | $837,000 | 9,290 |
| Salaries and employee benefits | $469,000 | 9,113 |
| Premises and equipment expense | $95,000 | 9,426 |
| Additional noninterest expense | $273,000 | 9,162 |
| Pre-tax net operating income | $278,000 | 9,274 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $90,000 | 8,931 |
| Income before extraordinary items | $189,000 | 9,400 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $189,000 | 9,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $188,320 | 9,357 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 10,671 |
| Total interest expense | $530,000 | 10,915 |
| Net interest income | $880,000 | 10,307 |
| Provision for loan and lease losses | $5,000 | 8,671 |
| Total noninterest income | $88,000 | 10,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 9,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,932 |
| Total noninterest expense | $767,000 | 9,917 |
| Salaries and employee benefits | $402,000 | 9,931 |
| Premises and equipment expense | $90,000 | 9,917 |
| Additional noninterest expense | $275,000 | 9,544 |
| Pre-tax net operating income | $196,000 | 10,486 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $60,000 | 9,978 |
| Income before extraordinary items | $136,000 | 10,600 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $136,000 | 10,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $25,000 | 8,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $136,000 | 10,565 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 11,471 |
| Total interest expense | $477,000 | 11,200 |
| Net interest income | $654,000 | 11,541 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $52,000 | 11,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 10,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $635,000 | 10,957 |
| Salaries and employee benefits | $351,000 | 10,725 |
| Premises and equipment expense | $77,000 | 10,744 |
| Additional noninterest expense | $207,000 | 11,059 |
| Pre-tax net operating income | $68,000 | 11,814 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $9,000 | 11,400 |
| Income before extraordinary items | $50,000 | 11,803 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $50,000 | 11,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $12,000 | 8,724 |
| Sale, conversion, retirement of capital stock, net | $364,000 | 600 |
| Net operating income | $57,650 | 11,797 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,059,000 | 12,156 |
| Total interest expense | $471,000 | 11,829 |
| Net interest income | $588,000 | 12,260 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $41,000 | 12,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 10,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $523,000 | 12,040 |
| Salaries and employee benefits | $282,000 | 11,848 |
| Premises and equipment expense | $63,000 | 11,742 |
| Additional noninterest expense | $178,000 | 12,046 |
| Pre-tax net operating income | $106,000 | 11,825 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $30,000 | 11,384 |
| Income before extraordinary items | $84,000 | 11,971 |
| Extraordinary gains, net | $-12,000 | 12,346 |
| Net income | $72,000 | 12,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $78,080 | 11,848 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 12,775 |
| Total interest expense | $577,000 | 12,408 |
| Net interest income | $549,000 | 12,916 |
| Provision for loan and lease losses | $11,000 | 11,121 |
| Total noninterest income | $42,000 | 13,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 11,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,651 |
| Total noninterest expense | $438,000 | 12,976 |
| Salaries and employee benefits | $212,000 | 13,023 |
| Premises and equipment expense | $64,000 | 12,099 |
| Additional noninterest expense | $162,000 | 12,761 |
| Pre-tax net operating income | $142,000 | 11,600 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $39,000 | 11,559 |
| Income before extraordinary items | $103,000 | 11,896 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $103,000 | 11,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 13,032 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $103,000 | 11,599 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.